Search found 441 matches

by westie
Thu Nov 15, 2018 2:38 pm
Forum: Personal Consumer Issues
Topic: Granddaughter needs $ help for university
Replies: 103
Views: 8350

Re: Granddaughter needs $ help for university

Just a reminder to middle aged adults co-signing for student loans. If you're left to pay federally insured student loans and don't pay them off, the Social Security Administration will deduct up to 15% of your SS monthly payment to recoup the dollars you didn't pay back.
by westie
Tue Nov 13, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: retirement travel: RVs vs fly/drive/hotel
Replies: 98
Views: 9204

Re: retirement travel: RVs vs fly/drive/hotel

this is an easy one.

Stay in motels, why waste money on "owning/storing/maintaining a trailer"
by westie
Tue Oct 02, 2018 6:48 am
Forum: Personal Consumer Issues
Topic: Cruise deals?
Replies: 47
Views: 3202

Re: Cruise deals?

I'd look at the vacationstogo website.
by westie
Tue Oct 02, 2018 6:47 am
Forum: Personal Consumer Issues
Topic: Tipping
Replies: 55
Views: 3999

Re: Tipping

I tip 20% unless the minimum wage is $15 an hour. Then I tip nothing.
by westie
Sat Sep 22, 2018 8:05 am
Forum: Personal Consumer Issues
Topic: True cost of a [dental] implant
Replies: 71
Views: 11374

Re: True cost of a [dental] implant

my implant lasted 12 years - Approx. 5K for it.
by westie
Sat Sep 08, 2018 8:09 am
Forum: Personal Consumer Issues
Topic: Is it sensible to buy a car from Elon Musk?
Replies: 59
Views: 3193

Is it sensible to buy a car from Elon Musk?

Does his behavior give you reason to pause when considering purchasing a Tesla?
by westie
Sat Sep 01, 2018 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Working for a municipality
Replies: 26
Views: 2501

Re: Working for a municipality

Just don't come up with any new ideas and you'll be fine. :mrgreen:
by westie
Thu Aug 30, 2018 9:57 am
Forum: Personal Consumer Issues
Topic: Are Skilled Nursing Facilities that Accept Medicaid Really That Bad?
Replies: 30
Views: 3653

Re: Are Skilled Nursing Facilities that Accept Medicaid Really That Bad?

My mom was in 4 different nursing homes during her 4 years in that situation. The one that was the best, also cost the least, and it was 74% Medicaid patients. She was there 3+ years
by westie
Sun Aug 19, 2018 7:42 am
Forum: Personal Consumer Issues
Topic: Reckless driving ticket in VA-Help!
Replies: 124
Views: 7764

Re: Reckless driving ticket in VA-Help!

Can't say it doesn't happen, but instances of cops not showing up for court don't happen much anymore.
by westie
Sat Aug 18, 2018 8:11 am
Forum: Personal Consumer Issues
Topic: Reckless driving ticket in VA-Help!
Replies: 124
Views: 7764

Re: Reckless driving ticket in VA-Help!

hire an attorney, with or without one, contrition in court will get it reduced to a lesser charge in most all cases. I wouldn't follow the advice from lifehacker here. If you have questions, save them for court. The officer already told you why you were stopped and given a ticket.
by westie
Tue Aug 14, 2018 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: how much car can we afford?
Replies: 130
Views: 6670

Re: how much car can we afford?

spend up to 50K, get something nice.
by westie
Mon Aug 13, 2018 1:21 pm
Forum: Personal Consumer Issues
Topic: Pop up tent camper
Replies: 24
Views: 2871

Re: Pop up tent camper

never buy new, campers are like boats, best days are buying and selling. Storage lots are full of them, they depreciate quickly
by westie
Mon Aug 13, 2018 1:20 pm
Forum: Personal Consumer Issues
Topic: Pop up tent camper
Replies: 24
Views: 2871

Re: Pop up tent camper

plenty of used inventory.
by westie
Wed Aug 08, 2018 6:41 am
Forum: Personal Consumer Issues
Topic: Selling a used car
Replies: 49
Views: 2203

Re: Selling a used car

we don't have a CarMax in NJ. They are building 2 but haven't started yet. I had someone who said he was going to buy the car when I had it listed for $1,400 we negotiated to $1,200 and he went on vacation and said he would buy it when he got back. He said it was a gift to a relative, and when he g...
by westie
Mon Aug 06, 2018 5:07 pm
Forum: Personal Consumer Issues
Topic: Selling a used car
Replies: 49
Views: 2203

Re: Selling a used car

we don't have a CarMax in NJ. They are building 2 but haven't started yet. I had someone who said he was going to buy the car when I had it listed for $1,400 we negotiated to $1,200 and he went on vacation and said he would buy it when he got back. He said it was a gift to a relative, and when he g...
by westie
Mon Aug 06, 2018 3:59 pm
Forum: Personal Consumer Issues
Topic: Cost of ownership of buying Model 3
Replies: 50
Views: 3411

Re: Cost of ownership of buying Model 3 vs keeping my M235i.

Interesting review of the Tesla Model 3 in the Wa Post a couple days ago.

https://www.washingtonpost.com/technolo ... be5f070bf4
by westie
Wed Jul 11, 2018 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 14418

Re: What are your property taxes?

Delaware beach town

Property taxes on 600K home - $1800

No sales tax.
by westie
Mon Jul 02, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 81
Views: 7177

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

There are no hidden fees on Airbnb properties. There is a per night fee for staying and a cleaning fee (I charged $125), I have a three day minimum stay. I have to clean an 1800 sq. ft. home, you bet I'm charging a fee to clean bathrooms and kitchen, floors, change all the bedding and towels. Airbnb...
by westie
Sun Jul 01, 2018 9:16 pm
Forum: Personal Consumer Issues
Topic: Airbnb - cleaning fee, service fee, occupancy fee....???
Replies: 81
Views: 7177

Re: Airbnb - cleaning fee, service fee, occupancy fee....???

I'm an Airbnb host, we rent a 3BDR, 2.5 bath home. We host groups of 6-8 in a beach community. It's half the price of a hotel because they (6-8 people) need two rooms. Additionally who wants to be sitting on a hotel bed during your vacation?
by westie
Tue Jun 26, 2018 6:32 pm
Forum: Personal Consumer Issues
Topic: Family dynamics/in laws/am I being petty?
Replies: 143
Views: 7857

Re: Family dynamics/in laws/am I being petty?

Not sure if you exchange gifts at Xmas and birthdays with your families, but if I did, they'd become restaurant gift cards they could use when we go out.
by westie
Mon May 28, 2018 11:02 am
Forum: Personal Consumer Issues
Topic: Vacation Rental Question
Replies: 5
Views: 860

Re: Vacation Rental Question

I'm sure you might be able to strike a deal with someone. I own a rental property along the Delaware seashore that I Airbnb. Personally I wouldn't do it because I'd lose protections i.e., shadow security deposit/insurance against damage - granted through Airbnb. Read property reviews no matter who y...
by westie
Sun May 20, 2018 9:41 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire? Input and advice is welcome!
Replies: 29
Views: 4082

Re: Can I retire? Input and advice is welcome!

I say do it, if it doesn't work for you, you're the only one who'll miss a meal.
by westie
Thu May 17, 2018 7:17 am
Forum: Personal Consumer Issues
Topic: Bed Bugs
Replies: 42
Views: 4930

Re: Bed Bugs

Two concerns here, getting rid of the bugs and relieving your wife's fears. Pay a professional to do it, maybe get another estimate before you schedule it.
by westie
Tue May 15, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Popular Mechanics magazine scam [subscription won't stop]
Replies: 32
Views: 6268

Re: Popular Mechanics magazine scam [subscription won't stop]

took me 7 months to stop receiving the WSJ after my subscription ended.
by westie
Thu May 10, 2018 1:13 pm
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 6483

Re: What's the view on dogs running free?

Dog lover here but understand it if you don't want the dog in your yard.


I'd ask then nicely to control their pet, if it continues I'd ask him to buy you an electric fence for your yard. Plan C is to call animal control, if all else fails.
by westie
Tue May 01, 2018 7:36 am
Forum: Personal Consumer Issues
Topic: Fiber cable on front lawn
Replies: 39
Views: 2972

Re: Fiber cable on front lawn

have you called Comcast yourself? If not, do it everyday asking to speak to a supervisor reminding them this is a liability issue you want addressed immediately. Always ask for their name.
by westie
Thu Apr 26, 2018 7:21 am
Forum: Personal Consumer Issues
Topic: How did you tell the boss you're leaving/retiring?
Replies: 129
Views: 11031

Re: How did you tell the boss you're leaving/retiring?

Your boss may be having the same conversation with himself. I bet he cares less about it than you do.
by westie
Tue Apr 24, 2018 6:02 am
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 108
Views: 9077

Re: Kitchen features

mentioned here numerous times .... insta-hot water at the sink, my last home had it, I miss it a lot.
by westie
Tue Apr 24, 2018 5:43 am
Forum: Personal Consumer Issues
Topic: Family trip, Southwest USA
Replies: 27
Views: 2528

Re: Family trip, Southwest USA

fly to Vegas, plan your trip starting there.
by westie
Sun Apr 15, 2018 4:22 pm
Forum: Personal Consumer Issues
Topic: Las Vegas hotel
Replies: 44
Views: 3935

Re: Las Vegas hotel

deleted
by westie
Sun Apr 15, 2018 4:21 pm
Forum: Personal Consumer Issues
Topic: Las Vegas hotel
Replies: 44
Views: 3935

Re: Las Vegas hotel

I prefer the Embassy Suites a few blocks off the strip, no resort fee, free parking.
by westie
Sun Apr 15, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: Lessons learned with Booking.com and VRBO
Replies: 13
Views: 3354

Re: Lessons learned with Booking.com and VRBO

I wouldn't use booking sites, go through the specific hotel/motel. I rented a hotel room on a booking site then realized as soon as I got off the phone it was the wrong day. Called immediately to both the booking site and the hotel to rectify date which was more than 2 months in advance ..... neithe...
by westie
Tue Apr 03, 2018 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Grass is always greener, federal edition
Replies: 59
Views: 7976

Re: Grass is always greener, federal edition

I retired in 2007 at 55 from the federal government under the old cadillac CSRS. They have religiously direct deposited $9000+ in my bank account every month since I left. Additionally I was also able to participate in the TSP (no matching) and will be covered by Federal Health Benefit Plan (FEHB) u...
by westie
Tue Apr 03, 2018 3:49 pm
Forum: Personal Consumer Issues
Topic: Experience selling car to Carmax?
Replies: 103
Views: 170643

Re: Experience selling car to Carmax?

Most dealers prefer to negotiate both prices (trade-in offer/purchase price of another vehicle) at the same time, different paradigm then simply selling your car.
by westie
Mon Apr 02, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 928
Views: 100911

Re: Netflix, Your Current Favorite Show

Peaky Blinders - great series -- 4 seasons 6 episodes a season
by westie
Sun Apr 01, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: Tired of gas grills rusting out...
Replies: 54
Views: 5432

Re: Tired of gas grills rusting out...

buy 4 grills at $200 a piece or 1 Weber grill for $800.
by westie
Fri Mar 30, 2018 6:30 pm
Forum: Personal Consumer Issues
Topic: HOA vs No-HOA
Replies: 94
Views: 13371

Re: HOA vs No-HOA

the HOA where I live is great. Board is filled with reasonable people with common sense. Got 2 emails in the last 10 days, they'll be fertilizing between these dates and asking if I prefer brown or black mulch in my flower beds.
by westie
Tue Mar 27, 2018 7:38 pm
Forum: Personal Consumer Issues
Topic: Denver to Salt Lake City
Replies: 12
Views: 1587

Re: Denver to Salt Lake City

Million Dollar Highway, Ouray to Durango

:thumbsup
by westie
Sun Mar 25, 2018 7:52 pm
Forum: Personal Consumer Issues
Topic: London Hotels
Replies: 59
Views: 4734

Re: London Hotels

Premier Inn - Victoria ---- 3 min walk to Victoria Station
by westie
Mon Feb 19, 2018 3:08 pm
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 11938

Re: Do you wear a wedding band? [at a job interview]

Before I lost it, I always wore my wedding band at work and during job interviews. It was thick and uncomfortable. Not sure what happened to it, so waited for it to turn up (a few days) and then decided to buy one on Ebay. Looked like a dead ringer for the one I lost. Worked out well for about 10 da...
by westie
Tue Feb 13, 2018 6:38 pm
Forum: Personal Consumer Issues
Topic: Do you think it is worth the money to travel to warm weather destinations during the winter?
Replies: 77
Views: 7608

Re: Do you think it is worth the money to travel to warm weather destinations during the winter?

Florida is expensive this time of year. We've found it more economical to find a 5-7 day cruise leaving from a Florida port for $600-$800 a piece than to rent a vehicle there, rent somewhere to stay, and eating in restaurants for 5-7 days. Florida is no bargain this time a year and neither are sprin...
by westie
Sat Feb 10, 2018 9:56 pm
Forum: Personal Consumer Issues
Topic: Scotland/Ireland/Northern UK
Replies: 6
Views: 709

Re: Scotland/Ireland/Northern UK

check out what the Irish call the 8th wonder of the world, the Giant's Causeway in Northern Ireland when you can.
by westie
Wed Feb 07, 2018 9:56 pm
Forum: Personal Consumer Issues
Topic: How to stop mail for former occupants?
Replies: 103
Views: 7269

Re: How to stop mail for former occupants?

I got a wonderful fruit basket when the prior owners dad passed away.
by westie
Fri Feb 02, 2018 8:01 am
Forum: Personal Consumer Issues
Topic: Tips on Buying a Class-B RV
Replies: 125
Views: 14626

Re: Tips on Buying a Class-B RV

buy used, save money
by westie
Tue Jan 30, 2018 11:01 pm
Forum: Personal Finance (Not Investing)
Topic: Does Airbnb 14 day rule apply only to primary residence ?
Replies: 4
Views: 940

Re: Does Airbnb 14 day rule apply only to primary residence ?

not sure what you're getting at but you can only have one primary residence at a time.
by westie
Tue Jan 23, 2018 9:33 pm
Forum: Personal Consumer Issues
Topic: Solar window film
Replies: 18
Views: 1384

Re: Solar window film

+1 for 3M window film products and professional installation.
by westie
Mon Jan 15, 2018 9:33 pm
Forum: Personal Consumer Issues
Topic: AirBnB my Van?
Replies: 29
Views: 3235

Re: AirBnB my Van?

I'd go with the Airbnb strict cancellation policy.