Search found 796 matches

by davidkw
Sun Oct 14, 2018 4:01 pm
Forum: Investing - Help with Personal Investments
Topic: Cassaday & Co. (Financial Advisors)?
Replies: 12
Views: 1002

Re: Cassaday & Co. (Financial Advisors)?

Need to start with minimum of 1 million with the first 500,000 at 1.20% and the second 500.000 at .95%. You just gave up 25% of your safe 4% withdrawal in AUM expenses not counting the fund expenses,trading, tax hit. Seems like all of the other Financial Advisers out there to me. That was my take a...
by davidkw
Fri Oct 12, 2018 1:31 pm
Forum: Investing - Theory, News & General
Topic: Does Fidelity offer the best index products for a passive investor compared to Vanguard
Replies: 61
Views: 5384

Re: Does Fidelity offer the best index products for a passive investor compared to Vanguard

You will get calls from the Fidelity reps to sell you other items.

Just think of when you get the low price for an oil change or a brake job on your car. You take in the coupon and you are told you need other things for your car.
by davidkw
Mon Oct 08, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 577
Views: 85326

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Gosh! Thanks for this thread. I almost traded into my car for the Honda CRV five months ago. When I do get a new car, it will be a Toyota RAV4.
by davidkw
Fri Sep 28, 2018 12:25 am
Forum: Investing - Theory, News & General
Topic: I'm switching to Vanguard (yay!). Is it an easy transfer?
Replies: 16
Views: 1437

Re: I'm switching to Vanguard (yay!). Is it an easy transfer?

I moved T Rowe Price, American Century, Safeco, Investco all to Vanguard. All went fine. All done in a week. Not a hitch.

David
by davidkw
Sun Sep 23, 2018 11:59 am
Forum: Investing - Theory, News & General
Topic: Forbes: How Marketing Is Changing In Financial Services: Insight From Vanguard
Replies: 1
Views: 529

Forbes: How Marketing Is Changing In Financial Services: Insight From Vanguard

Forbes on Vanguard
My team is focused on finding ways to influence investor behavior with the end goal of better preparing 401(k) plan participants for retirement.
Plenty of though going into getting people to be involved with 401Ks.
by davidkw
Sat Sep 22, 2018 10:10 am
Forum: Investing - Theory, News & General
Topic: Buckingham Strategic Wealth #12 on Barron's
Replies: 13
Views: 1693

Re: Buckingham Strategic Wealth #12 on Barron's

Edelman Financial is #1. I caught Ric' s monologue this morning.
by davidkw
Fri Sep 21, 2018 2:03 pm
Forum: Investing - Theory, News & General
Topic: Buckingham Strategic Wealth #12 on Barron's
Replies: 13
Views: 1693

Buckingham Strategic Wealth #12 on Barron's

Buckinghan
Buckingham Strategic Wealth has earned a place at #12 on Barron’s 2017 list of the country’s Top 30 RIA Firms.
Is this the firm Larry Swedroe currently/used to work?
by davidkw
Tue Sep 18, 2018 7:02 pm
Forum: Investing - Theory, News & General
Topic: New Jack Bogle Book!
Replies: 40
Views: 5676

Re: New Jack Bogle Book!

Yes! The index revolution!!! Will be Jack's best book yet!!!
by davidkw
Tue Sep 18, 2018 2:24 pm
Forum: Investing - Theory, News & General
Topic: WSJ 9/12/18- Fidelity Doubles Down on Free Fund Strategy
Replies: 34
Views: 3681

Re: WSJ 9/12/18- Fidelity Doubles Down on Free Fund Strategy

From the Seattle Times: Seattle Times Asked how Fidelity would make money on the no-fee products Johnson said, “You don’t make money on every customer in financial services. The way you make money is by building relationships and doing a great job.” Fidelity has a great reputation with Bogleheads. I...
by davidkw
Sun Sep 16, 2018 1:36 pm
Forum: Personal Consumer Issues
Topic: Rain Jacket recommendations and care
Replies: 32
Views: 2485

Re: Rain Jacket recommendations and care

Go with LLBean as first choice: https://www.llbean.com/llb/shop/68624?p ... -GN2&csp=f

Another great option is Eddie Bauer.
by davidkw
Sat Sep 08, 2018 5:07 pm
Forum: Personal Consumer Issues
Topic: Can Sneakers go with Business Casual?
Replies: 172
Views: 8515

Re: Can Sneakers go with Business Casual?

I would get a black pair of walking shoes. Checkout the New Balance 674 - https://www.joesnewbalanceoutlet.com/product/mw674/mw674bk?gclid=Cj0KCQjw5s3cBRCAARIsAB8ZjU2kk38B7Cg4qSkSa-MQtKEMfffglEmN95tysD79vpESCLQz4qRHIMcaArp5EALw_wcB&s_kwcid=AL!{ef_userid}!{ef_sid}!{creative}!{matchtype}!{placement}!{...
by davidkw
Thu Sep 06, 2018 6:50 pm
Forum: Investing - Theory, News & General
Topic: Taylor's new book is #1
Replies: 32
Views: 5994

Re: Taylor's new book is #1

I helped! I bought a copy from Barnes and Noble
by davidkw
Thu Sep 06, 2018 3:52 pm
Forum: Investing - Theory, News & General
Topic: What experts say about "Stay-the-Course"
Replies: 21
Views: 8491

Re: What experts say about "Stay-the-Course"

Any chance we can get an early copy so we can do a pre publication review???
by davidkw
Thu Sep 06, 2018 4:17 am
Forum: Investing - Theory, News & General
Topic: New Jack Bogle Book!
Replies: 40
Views: 5676

Re: New Jack Bogle Book!

This will be Jack's best book yet!!!

Will be a best seller!!!
by davidkw
Mon Aug 27, 2018 1:45 pm
Forum: Investing - Theory, News & General
Topic: New Jack Bogle Book!
Replies: 40
Views: 5676

Re: New Jack Bogle Book!

Yes! I will get it the first day coming out. Be a super read!!!
by davidkw
Sat Aug 25, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 577
Views: 85326

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

If not the Honda CRV, what do you recommend? RAV4, Subaru Forrester???
by davidkw
Fri Aug 24, 2018 5:41 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 577
Views: 85326

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Lawsuit has been filed against Honda for it's direct injection engines. Here are some excerpts: August 22, 2018 — A Honda "Earth Dreams" engine lawsuit alleges 2015-2018 Honda CR-Vs and 2016-2018 Honda Civics have 1.5-liter, 2-liter and 2.4-liter direct injection engines that are defective. Accordi...
by davidkw
Sun Aug 19, 2018 6:54 pm
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 52
Views: 3165

Re: Where to buy white, athletic fit dress shirt?

I'm looking for a new dress shirt to wear with a suit. Would like something with an athletic fit and that looks nice. I'll only wear it once or twice a year so not looking to spend a ton, unless there's a significant difference in look and quality. Any recommendations? I've had success at Kohl's an...
by davidkw
Sun Aug 19, 2018 7:03 am
Forum: Personal Consumer Issues
Topic: Opinions and experiences with Verizon Prepaid?
Replies: 14
Views: 1076

Re: Opinions and experiences with Verizon Prepaid?

Works great! $40 a month. Great network. I buy the Samsung J7 for about $120 and the phone works fine.
by davidkw
Sat Aug 18, 2018 2:06 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 577
Views: 85326

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

As much as I've examined the engine on my CRV, I haven't really lifted the hood with the engine idling until today when I saw the youtube video. So I can't say for sure that it hasn't always sounded diesel-like. You just don't think of this stuff with a new vehicle. My google research shows that di...
by davidkw
Fri Aug 17, 2018 4:40 pm
Forum: Personal Consumer Issues
Topic: Best (most practical, low cost) Luggage for Airline Travel
Replies: 56
Views: 3906

Re: Best (most practical, low cost) Luggage for Airline Travel

Check out duffels around 3,500 CC /60L

Duffels

They officially do not meet carry on regs, but read the reviews, they squish up well. I use them as carry on all the time. Never a problem.

David
by davidkw
Wed Aug 15, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 52
Views: 3165

Re: Where to buy white, athletic fit dress shirt?

Geoffrey Beane shirts I have always liked with the fitted version. I used to get them at the former Hecht Company before they were bought by Macy's. They are on Amazon. I just go to http://www.gustwillersclothing.com/mens/shirts/dress-shirts/fitted.html?brand=76 and order there. Guestwillers Clothin...
by davidkw
Wed Aug 08, 2018 3:25 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 753
Views: 73799

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

I like these no minimum offerings by Fidelity and Schwab in things like account openings, and low-cost funds, ETF's and banking services. My kids were captured by Schwab well before they even got out of college mainly by the checking account with the ATM fee refunded debit card and partly by the br...
by davidkw
Sat Aug 04, 2018 6:47 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 753
Views: 73799

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

Vanguard should be concerned about the removal of mandatory minimums. I know younger investors who want to get into a mutual fund in taxable accounts, but don't want to save up for the $3K minimum (or $10K minimum for Admiral shares.) At Fidelity you can start a three-fund portfolio with $100. Yep,...
by davidkw
Tue Jul 31, 2018 3:54 pm
Forum: Investing - Theory, News & General
Topic: Barrons: The Top Robo Advisors
Replies: 17
Views: 2111

Re: Barrons: The Top Robo Advisors

I would of had Schwab rated higher since you have the option of by itself or with an advisor.

Schwab did well with the performance considering the it is highly value oriented and the large cap growth stocks have done well.
by davidkw
Sat Jul 21, 2018 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: New book based on Millionaire Next Door
Replies: 120
Views: 16794

Re: New book based on Millionaire Next Door

The Millionaire Mind by Thomas Stanley was an outstanding book - I read it and did a book report in my Toastmasters public speaking club: The major themes I found in the book: Team work and mentoring a. Encourage them to participate in extracurricular and team-oriented activities. If we do this, we ...
by davidkw
Sat Jul 14, 2018 4:11 pm
Forum: Investing - Theory, News & General
Topic: ??? for Taylor @ new book and newsletters
Replies: 0
Views: 263

??? for Taylor @ new book and newsletters

Taylor, Just picked up your book today from Barnes & Noble. Starting reading it, and on page xix, you mention The Mutual Fund Forecaster newsletter. From 1989 - 1991, I worked in an office where an employee subscribed to it. Another employee subscribed to the No-Load Fund Investor . I then subscribe...
by davidkw
Sat Jul 07, 2018 6:56 am
Forum: Investing - Theory, News & General
Topic: Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else
Replies: 8
Views: 2827

Re: Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else

Did you read the rest of the article? It's probably because market returns for the first half of 2017 were 3-4x greater than the first year of 2018. People tend to buy when the market is hot. Yes I did. I stay the Boglehead route and stay consistent during up and down markets. I already did my doll...
by davidkw
Sat Jul 07, 2018 6:54 am
Forum: Investing - Theory, News & General
Topic: Vanguard to Canada
Replies: 1
Views: 279

Vanguard to Canada

Vanguard to Canada Vanguard Investment Canada's new mutual funds will have fees of no more than 0.5%, which compares with the median expense ratio of 2.23% for Canadian equity funds, reported Bloomberg, citing data from Morningstar. Canada has the highest fees among 25 countries studied by Mornings...
by davidkw
Sat Jul 07, 2018 6:50 am
Forum: Investing - Theory, News & General
Topic: Why Vanguard's Not the Only Threat to Active Managers
Replies: 2
Views: 571

Why Vanguard's Not the Only Threat to Active Managers

Not the Only Threat Enter Goldman Sachs Group Inc., which has built the ETF equivalent of the T-1000 Terminator, a killer cyborg fund sent from the future perfectly calibrated to eliminate human managers by exploiting the growing world of fee-based advisers. Nice read on the more pressures facing a...
by davidkw
Sat Jul 07, 2018 6:47 am
Forum: Investing - Theory, News & General
Topic: Fund Spy - The Vanguard Group Rules
Replies: 6
Views: 1273

Fund Spy - The Vanguard Group Rules

M* Fund Spy Conclusion Vanguard’s challenges and shortcomings notwithstanding, it is a leading steward and disruptive presence in the asset-management industry. Because of Vanguard’s innovations, such as launching the first index fund in 1975 and embracing no-load distribution in 1977, investors to...
by davidkw
Sat Jul 07, 2018 6:40 am
Forum: Investing - Theory, News & General
Topic: Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else
Replies: 8
Views: 2827

Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else

Inflows
Vanguard Flows are Down
Industry flows are down even further
Bloomberg does a great job of following Vanguard. Eric Balchunas follows the inflows often.
by davidkw
Sat Jul 07, 2018 6:37 am
Forum: Investing - Theory, News & General
Topic: Sizing Up Fidelity and Vanguard Managers
Replies: 2
Views: 494

Sizing Up Fidelity and Vanguard Managers

James Lowell & Dan Weiner When it comes to where Americans put their money, few firms have the name recognition, loyalty, and track records that Fidelity Investments and Vanguard Group do. Both came to prominence in the 1970s, and have dominated America’s savings since then. Vanguard has more than ...
by davidkw
Tue Jun 19, 2018 1:16 pm
Forum: Investing - Theory, News & General
Topic: What companies followed Vanguard to no-load???
Replies: 13
Views: 1192

Re: What companies followed Vanguard to no-load???

Reading the books about Jack and the making of Vanguard, Vanguard started selling no-load funds back in 1970s when you needed to pay 8.5% to a stock broker to buy a fund. When I started investing in 1985, American Century and T Rowe Price were popular fund companies. Those were no-load and just nee...
by davidkw
Mon Jun 18, 2018 6:21 pm
Forum: Investing - Theory, News & General
Topic: What companies followed Vanguard to no-load???
Replies: 13
Views: 1192

Re: What companies followed Vanguard to no-load???

In the mid to late 1980s, Fidelity was Low Load - 3%. I stopped following investing from 1993 - 2000, and then Fidelity was then no-load
by davidkw
Mon Jun 18, 2018 5:30 pm
Forum: Investing - Theory, News & General
Topic: What companies followed Vanguard to no-load???
Replies: 13
Views: 1192

What companies followed Vanguard to no-load???

Reading the books about Jack and the making of Vanguard, Vanguard started selling no-load funds back in 1970s when you needed to pay 8.5% to a stock broker to buy a fund. When I started investing in 1985, American Century and T Rowe Price were popular fund companies. Those were no-load and just need...
by davidkw
Sat Jun 16, 2018 6:19 am
Forum: Investing - Theory, News & General
Topic: New Fidelity Freedom Funds?
Replies: 11
Views: 2248

Re: New Fidelity Freedom Funds?

Fidelity does not make it easy to find the Freedom Index Funds. Under their Asset Allocation Tab - The Index version does not show up. Fidelity Target It never has shown up. When you do a search on the Fidelity site, they do show up. I check them from time to time, since I like the Fidelity glide pa...
by davidkw
Fri Jun 01, 2018 3:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard’s Asset Growth Is Slowing
Replies: 9
Views: 1948

Re: Vanguard’s Asset Growth Is Slowing

Morningstar from what I understand do not count money market funds in their totals. Please correct me if I am wrong.
by davidkw
Fri Jun 01, 2018 2:41 pm
Forum: Investing - Theory, News & General
Topic: Vanguard’s Asset Growth Is Slowing
Replies: 9
Views: 1948

Vanguard’s Asset Growth Is Slowing

Assets slowing According to Morningstar’s April fund flow report, Vanguard took in a net $12.33 billion in April versus iShares’ $16.99 billion, and its one-year net flows grew at a 7.4% rate compared with iShares’ 15.1%. Among fund companies, Fidelity Investments suffered the biggest net outflows ...
by davidkw
Tue May 22, 2018 5:21 pm
Forum: Investing - Theory, News & General
Topic: Edelman & Financial Engines merging
Replies: 36
Views: 4420

Re: Edelman & Financial Engines merging

Taylor Larimore wrote:
Tue May 22, 2018 4:40 pm
Bogleheads:

I would like to see an actual portfolio designed by the Ric Edelman group.

Thank you and Best wishes.
Taylor
Ric has a GPS sample portfolio from his web site:RIC GPS
by davidkw
Tue May 22, 2018 5:12 pm
Forum: Investing - Theory, News & General
Topic: Edelman & Financial Engines merging
Replies: 36
Views: 4420

Re: Edelman & Financial Engines merging

Bogleheads:

I would like to see an actual portfolio designed by the Ric Edelman group.

Thank you and Best wishes.
Taylor

Ric has a quick robo advisor: Ric GPS
by davidkw
Sun May 20, 2018 6:51 pm
Forum: Investing - Theory, News & General
Topic: Edelman & Financial Engines merging
Replies: 36
Views: 4420

Edelman & Financial Engines merging

Edelman Financial Engines Ric Edelman, founder of Edelman Financial Services, says he personally drove one of the largest-ever RIA deals between his firm and robo advice giant Financial Engines. It's a marriage he believes will prove to be a bellwether. Two shows that work the air waves well for th...
by davidkw
Sat May 19, 2018 6:14 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 11422

Re: Yes, I'm 89 all right! [Jack Bogle]

I will get the book The Songs I Sang Will Still Be Sung as soon as it comes out! Looking forward to it!!!
by davidkw
Sat May 19, 2018 8:22 am
Forum: Investing - Theory, News & General
Topic: The Millionaire Next Door and civil servants
Replies: 99
Views: 15009

The Millionaire Next Door and civil servants

After The Millionaire Next Door book was written in 1996, Thomas Stanley wrote The Millionaire Mind in 2000. In it he has It is less about investing in the stock market and much more about investing in ourselves, our careers, our professional practices, our private businesses and so forth. P. 12 Man...
by davidkw
Tue May 15, 2018 6:44 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 11422

Re: Yes, I'm 89 all right! [Jack Bogle]

I will get your 12th book right away!!!!
by davidkw
Sat May 05, 2018 5:52 am
Forum: Investing - Theory, News & General
Topic: A Small College’s Endowment Manager Beat Harvard With Index Funds
Replies: 4
Views: 1045

A Small College’s Endowment Manager Beat Harvard With Index Funds

Index funds beats Harvard Yet Abt, on behalf of Carthage College, in Kenosha, Wis., has returns that beat Harvard’s $37 billion endowment and most others. In the 10 years through the most recent college fiscal year, ended on June 30, 2017, the former beer company executive racked up a 6.2 percent a...
by davidkw
Sat Apr 28, 2018 9:58 am
Forum: Personal Consumer Issues
Topic: Bee in the house - what to do???
Replies: 27
Views: 1707

Re: Bee in the house - what to do???

I highly suspect it was a bee getting in when the door was open. Strong siding around the entire house. So more than likely, a one time thing.

Yes - I will try the vacuum if the bee is still living.