Search found 752 matches

by davidkw
Sun May 20, 2018 6:51 pm
Forum: Investing - Theory, News & General
Topic: Edelman & Financial Engines merging
Replies: 15
Views: 1566

Edelman & Financial Engines merging

Edelman Financial Engines Ric Edelman, founder of Edelman Financial Services, says he personally drove one of the largest-ever RIA deals between his firm and robo advice giant Financial Engines. It's a marriage he believes will prove to be a bellwether. Two shows that work the air waves well for th...
by davidkw
Sat May 19, 2018 6:14 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 8917

Re: Yes, I'm 89 all right! [Jack Bogle]

I will get the book The Songs I Sang Will Still Be Sung as soon as it comes out! Looking forward to it!!!
by davidkw
Sat May 19, 2018 8:22 am
Forum: Investing - Theory, News & General
Topic: The Millionaire Next Door and civil servants
Replies: 24
Views: 5676

The Millionaire Next Door and civil servants

After The Millionaire Next Door book was written in 1996, Thomas Stanley wrote The Millionaire Mind in 2000. In it he has It is less about investing in the stock market and much more about investing in ourselves, our careers, our professional practices, our private businesses and so forth. P. 12 Man...
by davidkw
Tue May 15, 2018 6:44 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 8917

Re: Yes, I'm 89 all right! [Jack Bogle]

I will get your 12th book right away!!!!
by davidkw
Sat May 05, 2018 5:52 am
Forum: Investing - Theory, News & General
Topic: A Small College’s Endowment Manager Beat Harvard With Index Funds
Replies: 4
Views: 956

A Small College’s Endowment Manager Beat Harvard With Index Funds

Index funds beats Harvard Yet Abt, on behalf of Carthage College, in Kenosha, Wis., has returns that beat Harvard’s $37 billion endowment and most others. In the 10 years through the most recent college fiscal year, ended on June 30, 2017, the former beer company executive racked up a 6.2 percent a...
by davidkw
Sat Apr 28, 2018 9:58 am
Forum: Personal Consumer Issues
Topic: Bee in the house - what to do???
Replies: 27
Views: 1441

Re: Bee in the house - what to do???

I highly suspect it was a bee getting in when the door was open. Strong siding around the entire house. So more than likely, a one time thing.

Yes - I will try the vacuum if the bee is still living.
by davidkw
Sat Apr 28, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Bee in the house - what to do???
Replies: 27
Views: 1441

Bee in the house - what to do???

Friday I was cutting the lawn and quite a few bees on the side of my house. When I was in the house later, I saw a bee in my closet. This is the closet that I keep my dress clothing. I shut the door thinking the bee will die by Monday morning when I need to go get my dress clothing. Will a bee die i...
by davidkw
Mon Apr 23, 2018 6:29 pm
Forum: Investing - Theory, News & General
Topic: U.S. Investment Giant(Vanguard) Brings Its Low-Cost Revolution to China
Replies: 5
Views: 540

Vanguard going to China

[Thread merged into here, see below. --admin LadyGeek] Vanguard to China Vanguard hopes to have an “obvious cost advantage” compared with local competitors, Lin said. It may take time for Vanguard’s index-tracking funds to catch on in China, but he predicted that the appeal of passive investing wil...
by davidkw
Sun Apr 22, 2018 7:35 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 9273

Re: Boglehead Philosophy Open To Change?

Sure - Target retirements funds. I use them instead of the three fund portfolio. Also I have use a robo adviser for my taxable account when I retire.

Philosophy stays the same, but investment methods change.
by davidkw
Fri Apr 13, 2018 6:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard dominating first quarter
Replies: 16
Views: 2611

Re: Vanguard dominating first quarter

Companies that stay in active management like American Century, I believe will need to consolidate with others since they are not gaining assets so fast.
by davidkw
Thu Apr 12, 2018 3:30 pm
Forum: Investing - Theory, News & General
Topic: Vanguard dominating first quarter
Replies: 16
Views: 2611

Vanguard dominating first quarter

1st Qtr Inflows
The 10 largest mutual fund providers took in about $74 billion during a volatile first quarter. Vanguard assumed the bulk of those inflows, with $39 billion in net new money.
Vanguard is continuing to dominate. There needs to be consolidation soon.
by davidkw
Wed Mar 21, 2018 1:03 pm
Forum: Investing - Theory, News & General
Topic: Do you Continue to invest even in down market??
Replies: 54
Views: 6489

Re: Do you Continue to invest even in down market??

I buy more. Great to buy when a sale is going on
by davidkw
Wed Mar 21, 2018 4:17 am
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 3667

Re: 2018 Honda Accord LX ... is this a good deal?

Code: Select all

Camry's handling seems better than 2017 Camry. also, I get the sense from the web that Toyota is offering more incentives than Honda.
Toyota typically does offer more incentives than Honda. Expect more as summer approaches too to clear out the lot.
by davidkw
Tue Mar 20, 2018 7:00 pm
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 3667

Re: 2018 Honda Accord LX ... is this a good deal?

The Accord has the same 1.5 engine
by davidkw
Mon Mar 19, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 3667

Re: 2018 Honda Accord LX ... is this a good deal?

Great Point! I just may go with another Accord. Better gas mileage than a CRV
by davidkw
Thu Mar 15, 2018 4:05 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 268
Views: 33171

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I have a 2013 Accord and test drove a CRV today.

I want to get a car with all the latest safety features.
by davidkw
Fri Mar 09, 2018 6:04 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Disrupted Active Investing. Now It Could Save It.
Replies: 8
Views: 2247

Vanguard Disrupted Active Investing. Now It Could Save It.

Vanguard Active Vanguard, however, is changing the calculation. It recently rolled out actively managed ETFs with fees that are comparable to those of smart beta funds. Vanguard’s U.S. Value Factor ETF, for example, charges 0.13 percent a year, compared with 0.06 percent for Vanguard’s smart beta V...
by davidkw
Sun Mar 04, 2018 1:45 pm
Forum: Investing - Theory, News & General
Topic: American Greed Season 12 tonight
Replies: 0
Views: 458

American Greed Season 12 tonight

American Greed is on at 11:00 PM tonight on CNBC with Martin Shkreli, that is Season 12 Episode 1, and Monday at 10:00 PM is Season 12 Episode 2.

I enjoy the show. Keeps me alert on the scammers out there.
by davidkw
Thu Mar 01, 2018 6:08 pm
Forum: Personal Consumer Issues
Topic: Walking shoes for plantar faciatis?
Replies: 61
Views: 4803

Re: Walking shoes for plantar faciatis?

I went through plantar fasciitis five years ago. I have a high arch, so the Power Steps inserts fit me the best. Super Feat is a high quality brand, but I do not believe they have an insole for ultra high arches for me. The problem with shoes, is that with the inserts going in, then the foot is squi...
by davidkw
Wed Feb 28, 2018 7:43 pm
Forum: Investing - Theory, News & General
Topic: Lipper awards: Vanguard the new victor
Replies: 7
Views: 845

Lipper awards: Vanguard the new victor

New Victor
The Tuesday evening award ceremony in New York saw the Malvern, Pa.-based fund complex capture 29 trophies by 14 different mutual funds.
Great PR for Vanguard
by davidkw
Sun Feb 18, 2018 8:48 am
Forum: Personal Finance (Not Investing)
Topic: What has been your most important skill in achieving financial independence?
Replies: 164
Views: 11621

Re: What has been your most important skill in achieving financial independence?

Work two jobs. When I was 16 I worked a full time job and had my own lawn cutting business.

Now I still work two jobs. I ref sports. It is a hobby but pays well.
by davidkw
Fri Feb 16, 2018 5:59 pm
Forum: Investing - Theory, News & General
Topic: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Jack'
Replies: 17
Views: 1175

Re: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Ja

Great read! I am glad a found this forum. A fluke for me. I had a free subscription to Money Magazine. I do not know why. In 2005ish, I found an article on the Bogleheads in the Magazine.
by davidkw
Wed Feb 14, 2018 3:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Funds, ETFs Tops Money Magazine's Annual Investment Guide
Replies: 1
Views: 269

Vanguard Funds, ETFs Tops Money Magazine's Annual Investment Guide

Tops Money Mag According to Vanguard, of the 42 investment products to be recommended by Money Magazine, 23 are mutual funds and 19 are ETFs. The fund company noted that its investment products have topped the rankings at Money for the past 18 years , but this marks the first time there was such a ...
by davidkw
Wed Feb 14, 2018 3:34 pm
Forum: Investing - Theory, News & General
Topic: Vanguard passes $1 trillion in DC assets
Replies: 3
Views: 687

Vanguard passes $1 trillion in DC assets

DC Assets

Vanguard has been the largest manager of DC assets since year-end 2013 when it dethroned Fidelity Investments.
by davidkw
Mon Feb 12, 2018 6:06 pm
Forum: Personal Consumer Issues
Topic: L.L. Bean, Citing Abuse, Tightens Its Generous Policy on Returns
Replies: 41
Views: 4666

Re: L.L. Bean, Citing Abuse, Tightens Its Generous Policy on Returns

LLBean has been great! I have only returned one item for a defect. I purchased a black duffel bag for lacrosse reffing. Six years later, the main zipper broke. LLBean replaced it.

The also changed their free shipping policy. Now it is only free shipping if you spend $50.
by davidkw
Sun Feb 11, 2018 6:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard funds keep overperforming
Replies: 0
Views: 586

Vanguard funds keep overperforming

Vanguard Overperforming
Over the past three years, Vanguard has brought in more than eight times more money than the rest of the fund industry (more than 4,000 firms) combined. Vanguards impressive fund performance may explain its significant increase of asset inflows.
Nice read
by davidkw
Sun Feb 04, 2018 7:01 am
Forum: Personal Finance (Not Investing)
Topic: Do you live on a budget?
Replies: 65
Views: 3742

Re: Do you live on a budget?

I make out a general budget. I do not write anything down. Working two jobs and sometimes three jobs makes me disciplined. Other than my day job, the other jobs are fun. Today I will be reffing three lacrosse games in the afternoon. In the fall, I ref volleyball during the weekdays, and on the weeke...
by davidkw
Fri Feb 02, 2018 4:59 pm
Forum: Investing - Theory, News & General
Topic: Opening Roth IRA - Vanguard or Fidelity or Charles Schwab
Replies: 11
Views: 1554

Re: Opening Roth IRA - Vanguard or Fidelity or Charles Schwab

If you are just starting investing, with Schwab there are no minimums for funds to invest in such as $3,000. You can add $25 each month to a bond fund, International and a US fund. I am 95% with Vanguard, but if I was starting out now, I would go with Schwab.
by davidkw
Thu Feb 01, 2018 3:44 pm
Forum: Investing - Theory, News & General
Topic: Ric Edelman: Vanguard, Other Bitcoin Deniers Will Eat Their Words
Replies: 47
Views: 6274

Re: Ric Edelman: Vanguard, Other Bitcoin Deniers Will Eat Their Words

The following had a link to the following: How Edelman Keeps Its Clients Happy (Without Cutting Fees) Keeps clients happy The firm has a client retention rate of 98%, and it doesn't need to use low fees to keep clients. Fees start at 2% for the first $150,000 and decline gradually to 1% after assets...
by davidkw
Thu Feb 01, 2018 3:29 pm
Forum: Investing - Theory, News & General
Topic: Ric Edelman: Vanguard, Other Bitcoin Deniers Will Eat Their Words
Replies: 47
Views: 6274

Ric Edelman: Vanguard, Other Bitcoin Deniers Will Eat Their Words

Edelman Bitcoin One week after Vanguard CEO Tim Buckley said we will “never see a fund from Vanguard on Bitcoin,” popular wealth manager Ric Edelman is crying foul. ... “We are seeing a lot of dumb statements out of Wall Street,” explained the founder and executive chairman of Edelman Financial Ser...
by davidkw
Wed Jan 31, 2018 7:07 pm
Forum: Investing - Theory, News & General
Topic: looking for positive experiences transferring to Vanguard
Replies: 39
Views: 2445

Re: looking for positive experiences transferring to Vanguard

I transferred funds from Safeco, Invesco, American Century and T Rowe Price. All with no problem.
by davidkw
Tue Jan 30, 2018 6:51 pm
Forum: Personal Consumer Issues
Topic: Neighbor recently burglarized- Suggestions for home security
Replies: 101
Views: 8781

Re: Neighbor recently burgalerized - Suggestions for home security

Simply Safe is popular with the low cost and easy to setup
by davidkw
Tue Jan 30, 2018 3:23 pm
Forum: Investing - Theory, News & General
Topic: WSJ: Wall Street to Vanguard: We’re Not Your Doormat [Fidelity charging some plans to hold Vanguard funds]
Replies: 63
Views: 10807

Wall Street Can't Hold Back Vanguard's Low-Fee Ocean

[Post moved into here --admin LadyGeek] Low Fee Ocean There’s no going back. If Wall Street wants to compete, it will have to lower fees. Some firms are already doing it. Merrill Lynch launched a discount broker and robo-adviser last year. Goldman Sachs introduced low-cost smart beta ETFs in 2015, ...
by davidkw
Sun Jan 28, 2018 6:27 pm
Forum: Investing - Theory, News & General
Topic: WSJ: Wall Street to Vanguard: We’re Not Your Doormat [Fidelity charging some plans to hold Vanguard funds]
Replies: 63
Views: 10807

Re: Wall Street to Vanguard: We’re Not Your Doormat

More financial advisers are going "fee only", so they can offer Vanguard funds.
by davidkw
Sun Jan 28, 2018 1:41 pm
Forum: Investing - Theory, News & General
Topic: WSJ: Wall Street to Vanguard: We’re Not Your Doormat [Fidelity charging some plans to hold Vanguard funds]
Replies: 63
Views: 10807

Wall Street to Vanguard: We’re Not Your Doormat

[Thread merged into here, see below. --admin LadyGeek] https://www.wsj.com/articles/wall-street-to-vanguard-were-not-your-doormat-anymore-1517157915]Wall Street to Vanguard You need a subscription to the WSJ to read this. I will read it tomorrow since a co-worker brings in the WSJ each day. I doubt...
by davidkw
Sun Jan 28, 2018 1:37 pm
Forum: Investing - Theory, News & General
Topic: Insight Into The Vanguard Brand: A Top Brand Of the Year In The Harris Poll
Replies: 0
Views: 207

Insight Into The Vanguard Brand: A Top Brand Of the Year In The Harris Poll

Vanguard Brand
According to a recent Harris Poll, which identifies and ranks the strongest brands in nearly 100 categories, Vanguard is the only financial services company in the “Top 13 Brands of the Year with the Largest Equity Increases”.

Great read!
by davidkw
Tue Jan 23, 2018 3:35 pm
Forum: Investing - Theory, News & General
Topic: Vanguard CEO: How Advisors Can Keep the Robots at Bay
Replies: 0
Views: 264

Vanguard CEO: How Advisors Can Keep the Robots at Bay

Keep Robots at Bay Nice read! In the past 10 years, fee-based advice has gone from being tied to one-fourth of client assets to one-half; at the same time, $893 billion has move out of equity funds not in the lower-cost quartile of all mutual funds and $829 billion has moved into these lower-cost p...
by davidkw
Mon Jan 22, 2018 2:23 pm
Forum: Investing - Theory, News & General
Topic: CNBC interviews Tim Buckey
Replies: 0
Views: 231

CNBC interviews Tim Buckey

Interview with Tim

Great interview with Tim Buckley.
"You will never see a fund from Vanguard on bitcoin," Buckley told CNBC's Bob Pisani on Monday. "We tend to stay away from assets that don't have underlying economic value. They don't generate earnings or cash flows."
by davidkw
Mon Jan 22, 2018 2:20 pm
Forum: Investing - Theory, News & General
Topic: Vanguard, Low-Cost King, Has Some Advice for Advisers on Price
Replies: 0
Views: 373

Vanguard, Low-Cost King, Has Some Advice for Advisers on Price

Nice Bloomberg article: On Price Financial advisers used to charge investors as much as $20 per $1,000 for choosing funds, rebalancing the portfolio and making it as tax efficient as possible. But more sophisticated technology has turned these functions into commodities, with some pure robo-advisers...
by davidkw
Thu Jan 18, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: Anyone use a heart rate monitor for swimming???
Replies: 4
Views: 501

Anyone use a heart rate monitor for swimming???

Back in 2002, a friend of mine ran with a heart rate monitor. I bought one, and it helps out with my training. With a few injuries the past year, I can still run, but doctor for the long term, wants me to do biking and swimming and cut back on running. Riding the bike at the gym, the heart rate moni...
by davidkw
Wed Jan 17, 2018 7:42 pm
Forum: Investing - Theory, News & General
Topic: Chairman William McNabb interviewed on Bloomberg
Replies: 1
Views: 300

Chairman William McNabb interviewed on Bloomberg

Chairman McNabb interviewed “We would expect the next decade to actually be very modest on the equities side in the U.S., a little less so in Europe and a little less so in Asia,” McNabb said in a Bloomberg Television interview that aired Thursday. “But it’s still overall lower than long-term histo...
by davidkw
Wed Jan 17, 2018 6:25 pm
Forum: Investing - Theory, News & General
Topic: How Jack Bogle Mastered The Paradox To Build His 'Folly' Into Vanguard
Replies: 2
Views: 410

How Jack Bogle Mastered The Paradox To Build His 'Folly' Into Vanguard

Forbes Article on Jack Awesome article on Jack! Actually, he said once, he takes pleasure from not spending money. “I like to buy a new L.L. Bean sweater every few years,” he says. His favorite beer is Yeungling. He and his wife have agreed on gift-free Christmases, but he buys her, every year for ...
by davidkw
Thu Jan 11, 2018 4:52 pm
Forum: Investing - Theory, News & General
Topic: New [Vanguard] CEO will do well - Works the media well
Replies: 5
Views: 770

New [Vanguard] CEO will do well - Works the media well

Inerview on ETF dot COM
I might argue we aren’t big enough—$5 trillion is a big number, but that’s our clients’ money, not ours. Our revenue is $5 billion. We’re hardly Amazon.
He is optimistic and had good plans. The biggest threat he knows is cyber security.
by davidkw
Thu Jan 04, 2018 7:36 pm
Forum: Investing - Theory, News & General
Topic: Vanguard CEO's Biggest Challenge Is Success
Replies: 7
Views: 863

Vanguard retains title as world’s fastest-growing asset manager

Financial Times
A preliminary estimate released by Vanguard on Thursday showed it attracted $368bn in net inflows last year, a 13.9 per cent increase on the $323bn gathered in 2016.
Nice article in Financial Times
by davidkw
Thu Jan 04, 2018 3:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard CEO's Biggest Challenge Is Success
Replies: 7
Views: 863

Vanguard CEO's Biggest Challenge Is Success

Success Buckley appears to hedging the firm's bets. Factor ETFs, for one, should do better in a downturn. And he's indicated that he's planning to invest heavily in Vanguard's technology, which along with other efforts should improve the functionality of its website. Nice read. Bloomberg does a gre...
by davidkw
Mon Dec 25, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Samsung J3 or J7
Replies: 21
Views: 1578

Re: Samsung J3 or J7

I have the J3. I use the prepaid Verizon, and the phone is great.

Best Buy had a better price than the Verizon store.

Great service from Verizon, if I have a question, I stop in, and they are great help
by davidkw
Tue Dec 19, 2017 2:44 pm
Forum: Investing - Theory, News & General
Topic: Where do you read financial news?
Replies: 39
Views: 3871

Re: Where do you read financial news?

bloomberg.com - They love writing stories on Vanguard