Search found 776 matches

by davidkw
Sun Aug 19, 2018 7:03 am
Forum: Personal Consumer Issues
Topic: Opinions and experiences with Verizon Prepaid?
Replies: 12
Views: 724

Re: Opinions and experiences with Verizon Prepaid?

Works great! $40 a month. Great network. I buy the Samsung J7 for about $120 and the phone works fine.
by davidkw
Sat Aug 18, 2018 2:06 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 341
Views: 55935

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

As much as I've examined the engine on my CRV, I haven't really lifted the hood with the engine idling until today when I saw the youtube video. So I can't say for sure that it hasn't always sounded diesel-like. You just don't think of this stuff with a new vehicle. My google research shows that di...
by davidkw
Fri Aug 17, 2018 4:40 pm
Forum: Personal Consumer Issues
Topic: Best (most practical, low cost) Luggage for Airline Travel
Replies: 39
Views: 2077

Re: Best (most practical, low cost) Luggage for Airline Travel

Check out duffels around 3,500 CC /60L

Duffels

They officially do not meet carry on regs, but read the reviews, they squish up well. I use them as carry on all the time. Never a problem.

David
by davidkw
Wed Aug 15, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 36
Views: 1622

Re: Where to buy white, athletic fit dress shirt?

Geoffrey Beane shirts I have always liked with the fitted version. I used to get them at the former Hecht Company before they were bought by Macy's. They are on Amazon. I just go to http://www.gustwillersclothing.com/mens/shirts/dress-shirts/fitted.html?brand=76 and order there. Guestwillers Clothin...
by davidkw
Wed Aug 08, 2018 3:25 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)
Replies: 645
Views: 55226

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

I like these no minimum offerings by Fidelity and Schwab in things like account openings, and low-cost funds, ETF's and banking services. My kids were captured by Schwab well before they even got out of college mainly by the checking account with the ATM fee refunded debit card and partly by the br...
by davidkw
Sat Aug 04, 2018 6:47 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)
Replies: 645
Views: 55226

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

Vanguard should be concerned about the removal of mandatory minimums. I know younger investors who want to get into a mutual fund in taxable accounts, but don't want to save up for the $3K minimum (or $10K minimum for Admiral shares.) At Fidelity you can start a three-fund portfolio with $100. Yep,...
by davidkw
Tue Jul 31, 2018 3:54 pm
Forum: Investing - Theory, News & General
Topic: Barrons: The Top Robo Advisors
Replies: 17
Views: 1844

Re: Barrons: The Top Robo Advisors

I would of had Schwab rated higher since you have the option of by itself or with an advisor.

Schwab did well with the performance considering the it is highly value oriented and the large cap growth stocks have done well.
by davidkw
Sat Jul 21, 2018 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: New book based on Millionaire Next Door
Replies: 120
Views: 15762

Re: New book based on Millionaire Next Door

The Millionaire Mind by Thomas Stanley was an outstanding book - I read it and did a book report in my Toastmasters public speaking club: The major themes I found in the book: Team work and mentoring a. Encourage them to participate in extracurricular and team-oriented activities. If we do this, we ...
by davidkw
Sat Jul 14, 2018 4:11 pm
Forum: Investing - Theory, News & General
Topic: ??? for Taylor @ new book and newsletters
Replies: 0
Views: 243

??? for Taylor @ new book and newsletters

Taylor, Just picked up your book today from Barnes & Noble. Starting reading it, and on page xix, you mention The Mutual Fund Forecaster newsletter. From 1989 - 1991, I worked in an office where an employee subscribed to it. Another employee subscribed to the No-Load Fund Investor . I then subscribe...
by davidkw
Sat Jul 07, 2018 6:56 am
Forum: Investing - Theory, News & General
Topic: Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else
Replies: 8
Views: 2764

Re: Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else

Did you read the rest of the article? It's probably because market returns for the first half of 2017 were 3-4x greater than the first year of 2018. People tend to buy when the market is hot. Yes I did. I stay the Boglehead route and stay consistent during up and down markets. I already did my doll...
by davidkw
Sat Jul 07, 2018 6:54 am
Forum: Investing - Theory, News & General
Topic: Vanguard to Canada
Replies: 1
Views: 266

Vanguard to Canada

Vanguard to Canada Vanguard Investment Canada's new mutual funds will have fees of no more than 0.5%, which compares with the median expense ratio of 2.23% for Canadian equity funds, reported Bloomberg, citing data from Morningstar. Canada has the highest fees among 25 countries studied by Mornings...
by davidkw
Sat Jul 07, 2018 6:50 am
Forum: Investing - Theory, News & General
Topic: Why Vanguard's Not the Only Threat to Active Managers
Replies: 2
Views: 556

Why Vanguard's Not the Only Threat to Active Managers

Not the Only Threat Enter Goldman Sachs Group Inc., which has built the ETF equivalent of the T-1000 Terminator, a killer cyborg fund sent from the future perfectly calibrated to eliminate human managers by exploiting the growing world of fee-based advisers. Nice read on the more pressures facing a...
by davidkw
Sat Jul 07, 2018 6:47 am
Forum: Investing - Theory, News & General
Topic: Fund Spy - The Vanguard Group Rules
Replies: 6
Views: 1251

Fund Spy - The Vanguard Group Rules

M* Fund Spy Conclusion Vanguard’s challenges and shortcomings notwithstanding, it is a leading steward and disruptive presence in the asset-management industry. Because of Vanguard’s innovations, such as launching the first index fund in 1975 and embracing no-load distribution in 1977, investors to...
by davidkw
Sat Jul 07, 2018 6:40 am
Forum: Investing - Theory, News & General
Topic: Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else
Replies: 8
Views: 2764

Vanguard Isn't Taking in as Much Money; Neither Is Anyone Else

Inflows
Vanguard Flows are Down
Industry flows are down even further
Bloomberg does a great job of following Vanguard. Eric Balchunas follows the inflows often.
by davidkw
Sat Jul 07, 2018 6:37 am
Forum: Investing - Theory, News & General
Topic: Sizing Up Fidelity and Vanguard Managers
Replies: 2
Views: 467

Sizing Up Fidelity and Vanguard Managers

James Lowell & Dan Weiner When it comes to where Americans put their money, few firms have the name recognition, loyalty, and track records that Fidelity Investments and Vanguard Group do. Both came to prominence in the 1970s, and have dominated America’s savings since then. Vanguard has more than ...
by davidkw
Tue Jun 19, 2018 1:16 pm
Forum: Investing - Theory, News & General
Topic: What companies followed Vanguard to no-load???
Replies: 13
Views: 1099

Re: What companies followed Vanguard to no-load???

Reading the books about Jack and the making of Vanguard, Vanguard started selling no-load funds back in 1970s when you needed to pay 8.5% to a stock broker to buy a fund. When I started investing in 1985, American Century and T Rowe Price were popular fund companies. Those were no-load and just nee...
by davidkw
Mon Jun 18, 2018 6:21 pm
Forum: Investing - Theory, News & General
Topic: What companies followed Vanguard to no-load???
Replies: 13
Views: 1099

Re: What companies followed Vanguard to no-load???

In the mid to late 1980s, Fidelity was Low Load - 3%. I stopped following investing from 1993 - 2000, and then Fidelity was then no-load
by davidkw
Mon Jun 18, 2018 5:30 pm
Forum: Investing - Theory, News & General
Topic: What companies followed Vanguard to no-load???
Replies: 13
Views: 1099

What companies followed Vanguard to no-load???

Reading the books about Jack and the making of Vanguard, Vanguard started selling no-load funds back in 1970s when you needed to pay 8.5% to a stock broker to buy a fund. When I started investing in 1985, American Century and T Rowe Price were popular fund companies. Those were no-load and just need...
by davidkw
Sat Jun 16, 2018 6:19 am
Forum: Investing - Theory, News & General
Topic: New Fidelity Freedom Funds?
Replies: 11
Views: 2052

Re: New Fidelity Freedom Funds?

Fidelity does not make it easy to find the Freedom Index Funds. Under their Asset Allocation Tab - The Index version does not show up. Fidelity Target It never has shown up. When you do a search on the Fidelity site, they do show up. I check them from time to time, since I like the Fidelity glide pa...
by davidkw
Fri Jun 01, 2018 3:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard’s Asset Growth Is Slowing
Replies: 9
Views: 1887

Re: Vanguard’s Asset Growth Is Slowing

Morningstar from what I understand do not count money market funds in their totals. Please correct me if I am wrong.
by davidkw
Fri Jun 01, 2018 2:41 pm
Forum: Investing - Theory, News & General
Topic: Vanguard’s Asset Growth Is Slowing
Replies: 9
Views: 1887

Vanguard’s Asset Growth Is Slowing

Assets slowing According to Morningstar’s April fund flow report, Vanguard took in a net $12.33 billion in April versus iShares’ $16.99 billion, and its one-year net flows grew at a 7.4% rate compared with iShares’ 15.1%. Among fund companies, Fidelity Investments suffered the biggest net outflows ...
by davidkw
Tue May 22, 2018 5:21 pm
Forum: Investing - Theory, News & General
Topic: Edelman & Financial Engines merging
Replies: 36
Views: 4233

Re: Edelman & Financial Engines merging

Taylor Larimore wrote:
Tue May 22, 2018 4:40 pm
Bogleheads:

I would like to see an actual portfolio designed by the Ric Edelman group.

Thank you and Best wishes.
Taylor
Ric has a GPS sample portfolio from his web site:RIC GPS
by davidkw
Tue May 22, 2018 5:12 pm
Forum: Investing - Theory, News & General
Topic: Edelman & Financial Engines merging
Replies: 36
Views: 4233

Re: Edelman & Financial Engines merging

Bogleheads:

I would like to see an actual portfolio designed by the Ric Edelman group.

Thank you and Best wishes.
Taylor

Ric has a quick robo advisor: Ric GPS
by davidkw
Sun May 20, 2018 6:51 pm
Forum: Investing - Theory, News & General
Topic: Edelman & Financial Engines merging
Replies: 36
Views: 4233

Edelman & Financial Engines merging

Edelman Financial Engines Ric Edelman, founder of Edelman Financial Services, says he personally drove one of the largest-ever RIA deals between his firm and robo advice giant Financial Engines. It's a marriage he believes will prove to be a bellwether. Two shows that work the air waves well for th...
by davidkw
Sat May 19, 2018 6:14 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 10978

Re: Yes, I'm 89 all right! [Jack Bogle]

I will get the book The Songs I Sang Will Still Be Sung as soon as it comes out! Looking forward to it!!!
by davidkw
Sat May 19, 2018 8:22 am
Forum: Investing - Theory, News & General
Topic: The Millionaire Next Door and civil servants
Replies: 99
Views: 14619

The Millionaire Next Door and civil servants

After The Millionaire Next Door book was written in 1996, Thomas Stanley wrote The Millionaire Mind in 2000. In it he has It is less about investing in the stock market and much more about investing in ourselves, our careers, our professional practices, our private businesses and so forth. P. 12 Man...
by davidkw
Tue May 15, 2018 6:44 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 10978

Re: Yes, I'm 89 all right! [Jack Bogle]

I will get your 12th book right away!!!!
by davidkw
Sat May 05, 2018 5:52 am
Forum: Investing - Theory, News & General
Topic: A Small College’s Endowment Manager Beat Harvard With Index Funds
Replies: 4
Views: 1020

A Small College’s Endowment Manager Beat Harvard With Index Funds

Index funds beats Harvard Yet Abt, on behalf of Carthage College, in Kenosha, Wis., has returns that beat Harvard’s $37 billion endowment and most others. In the 10 years through the most recent college fiscal year, ended on June 30, 2017, the former beer company executive racked up a 6.2 percent a...
by davidkw
Sat Apr 28, 2018 9:58 am
Forum: Personal Consumer Issues
Topic: Bee in the house - what to do???
Replies: 27
Views: 1625

Re: Bee in the house - what to do???

I highly suspect it was a bee getting in when the door was open. Strong siding around the entire house. So more than likely, a one time thing.

Yes - I will try the vacuum if the bee is still living.
by davidkw
Sat Apr 28, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Bee in the house - what to do???
Replies: 27
Views: 1625

Bee in the house - what to do???

Friday I was cutting the lawn and quite a few bees on the side of my house. When I was in the house later, I saw a bee in my closet. This is the closet that I keep my dress clothing. I shut the door thinking the bee will die by Monday morning when I need to go get my dress clothing. Will a bee die i...
by davidkw
Mon Apr 23, 2018 6:29 pm
Forum: Investing - Theory, News & General
Topic: U.S. Investment Giant(Vanguard) Brings Its Low-Cost Revolution to China
Replies: 5
Views: 604

Vanguard going to China

[Thread merged into here, see below. --admin LadyGeek] Vanguard to China Vanguard hopes to have an “obvious cost advantage” compared with local competitors, Lin said. It may take time for Vanguard’s index-tracking funds to catch on in China, but he predicted that the appeal of passive investing wil...
by davidkw
Sun Apr 22, 2018 7:35 am
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 10642

Re: Boglehead Philosophy Open To Change?

Sure - Target retirements funds. I use them instead of the three fund portfolio. Also I have use a robo adviser for my taxable account when I retire.

Philosophy stays the same, but investment methods change.
by davidkw
Fri Apr 13, 2018 6:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard dominating first quarter
Replies: 16
Views: 2698

Re: Vanguard dominating first quarter

Companies that stay in active management like American Century, I believe will need to consolidate with others since they are not gaining assets so fast.
by davidkw
Thu Apr 12, 2018 3:30 pm
Forum: Investing - Theory, News & General
Topic: Vanguard dominating first quarter
Replies: 16
Views: 2698

Vanguard dominating first quarter

1st Qtr Inflows
The 10 largest mutual fund providers took in about $74 billion during a volatile first quarter. Vanguard assumed the bulk of those inflows, with $39 billion in net new money.
Vanguard is continuing to dominate. There needs to be consolidation soon.
by davidkw
Wed Mar 21, 2018 1:03 pm
Forum: Investing - Theory, News & General
Topic: Do you Continue to invest even in down market??
Replies: 54
Views: 6785

Re: Do you Continue to invest even in down market??

I buy more. Great to buy when a sale is going on
by davidkw
Wed Mar 21, 2018 4:17 am
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 4140

Re: 2018 Honda Accord LX ... is this a good deal?

Code: Select all

Camry's handling seems better than 2017 Camry. also, I get the sense from the web that Toyota is offering more incentives than Honda.
Toyota typically does offer more incentives than Honda. Expect more as summer approaches too to clear out the lot.
by davidkw
Tue Mar 20, 2018 7:00 pm
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 4140

Re: 2018 Honda Accord LX ... is this a good deal?

The Accord has the same 1.5 engine
by davidkw
Mon Mar 19, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 4140

Re: 2018 Honda Accord LX ... is this a good deal?

Great Point! I just may go with another Accord. Better gas mileage than a CRV
by davidkw
Thu Mar 15, 2018 4:05 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 341
Views: 55935

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I have a 2013 Accord and test drove a CRV today.

I want to get a car with all the latest safety features.
by davidkw
Fri Mar 09, 2018 6:04 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Disrupted Active Investing. Now It Could Save It.
Replies: 8
Views: 2360

Vanguard Disrupted Active Investing. Now It Could Save It.

Vanguard Active Vanguard, however, is changing the calculation. It recently rolled out actively managed ETFs with fees that are comparable to those of smart beta funds. Vanguard’s U.S. Value Factor ETF, for example, charges 0.13 percent a year, compared with 0.06 percent for Vanguard’s smart beta V...
by davidkw
Sun Mar 04, 2018 1:45 pm
Forum: Investing - Theory, News & General
Topic: American Greed Season 12 tonight
Replies: 0
Views: 490

American Greed Season 12 tonight

American Greed is on at 11:00 PM tonight on CNBC with Martin Shkreli, that is Season 12 Episode 1, and Monday at 10:00 PM is Season 12 Episode 2.

I enjoy the show. Keeps me alert on the scammers out there.
by davidkw
Thu Mar 01, 2018 6:08 pm
Forum: Personal Consumer Issues
Topic: Walking shoes for plantar faciatis?
Replies: 61
Views: 5220

Re: Walking shoes for plantar faciatis?

I went through plantar fasciitis five years ago. I have a high arch, so the Power Steps inserts fit me the best. Super Feat is a high quality brand, but I do not believe they have an insole for ultra high arches for me. The problem with shoes, is that with the inserts going in, then the foot is squi...
by davidkw
Wed Feb 28, 2018 7:43 pm
Forum: Investing - Theory, News & General
Topic: Lipper awards: Vanguard the new victor
Replies: 7
Views: 900

Lipper awards: Vanguard the new victor

New Victor
The Tuesday evening award ceremony in New York saw the Malvern, Pa.-based fund complex capture 29 trophies by 14 different mutual funds.
Great PR for Vanguard
by davidkw
Sun Feb 18, 2018 8:48 am
Forum: Personal Finance (Not Investing)
Topic: What has been your most important skill in achieving financial independence?
Replies: 164
Views: 12376

Re: What has been your most important skill in achieving financial independence?

Work two jobs. When I was 16 I worked a full time job and had my own lawn cutting business.

Now I still work two jobs. I ref sports. It is a hobby but pays well.
by davidkw
Fri Feb 16, 2018 5:59 pm
Forum: Investing - Theory, News & General
Topic: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Jack'
Replies: 17
Views: 1297

Re: Article on Bogleheads in Philly.com--The Bogleheads celebrate 20 years of low-cost index funds with patron 'Saint Ja

Great read! I am glad a found this forum. A fluke for me. I had a free subscription to Money Magazine. I do not know why. In 2005ish, I found an article on the Bogleheads in the Magazine.
by davidkw
Wed Feb 14, 2018 3:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Funds, ETFs Tops Money Magazine's Annual Investment Guide
Replies: 1
Views: 286

Vanguard Funds, ETFs Tops Money Magazine's Annual Investment Guide

Tops Money Mag According to Vanguard, of the 42 investment products to be recommended by Money Magazine, 23 are mutual funds and 19 are ETFs. The fund company noted that its investment products have topped the rankings at Money for the past 18 years , but this marks the first time there was such a ...
by davidkw
Wed Feb 14, 2018 3:34 pm
Forum: Investing - Theory, News & General
Topic: Vanguard passes $1 trillion in DC assets
Replies: 3
Views: 725

Vanguard passes $1 trillion in DC assets

DC Assets

Vanguard has been the largest manager of DC assets since year-end 2013 when it dethroned Fidelity Investments.