Search found 830 matches
- Sat Mar 16, 2024 12:48 pm
- Forum: Personal Consumer Issues
- Topic: Moving in retirement.
- Replies: 29
- Views: 3612
Re: Moving in retirement.
Could you sell the land and carve out an area to keep the house?
- Sun Feb 18, 2024 8:16 pm
- Forum: Personal Finance (Not Investing)
- Topic: Continue with lease or sell industrial property?
- Replies: 5
- Views: 669
Re: Continue with lease or sell industrial property?
I would keep it. 60k a year is good income and as you said, the property could be worth substantially more.
- Sun Feb 11, 2024 11:46 am
- Forum: Personal Consumer Issues
- Topic: Supermarket pizza - any good ones? Any great ones?
- Replies: 174
- Views: 16176
Re: Supermarket pizza - any good ones? Any great ones?
The Wal-Mart Marketside pizzas that are refrigerated (not frozen) are solid. Crust is just right - not too thick or thin. I like the Supreme ones.
$10.50 for an extra large Supreme and I don't feel all salted out afterwards.
$10.50 for an extra large Supreme and I don't feel all salted out afterwards.
- Wed Jan 31, 2024 12:27 pm
- Forum: Personal Consumer Issues
- Topic: Suggestions on where to move?
- Replies: 135
- Views: 10936
Re: Suggestions on where to move?
I see you've input several college towns as options. Bloomington, IN is a great spot.
Might I suggest, Louisville, KY. The culinary scene is impressive, bourbon is here and if you like the outdoors, the primary park system was designed by Frederick Law Olmstead (who also designed Central Park).
Coming from the PNW, it's very affordable.
It's less than a 5 hour drive to Chicago.
Might I suggest, Louisville, KY. The culinary scene is impressive, bourbon is here and if you like the outdoors, the primary park system was designed by Frederick Law Olmstead (who also designed Central Park).
Coming from the PNW, it's very affordable.
It's less than a 5 hour drive to Chicago.
- Mon Jan 22, 2024 6:51 am
- Forum: US Chapters
- Topic: 🎁 🎉Happy 100th Birthday to Taylor Larimore 🎊🎂
- Replies: 429
- Views: 43333
Re: 🎁 🎉Happy 100th Birthday to Taylor Larimore 🎊🎂
Happy Birthday, Taylor - I've learned a LOT from you!
- Fri Jan 19, 2024 12:30 pm
- Forum: Personal Consumer Issues
- Topic: New Runner Seeking Advice
- Replies: 29
- Views: 2935
Re: New Runner Seeking Advice
I've found running is very individual.
I keep my runs to 3 miles, even though I could go much further.
Why? Because it allows me to run every day if I want' to without a lot of pain.
If I try to run 8 miles like you say, I could do it, but then I would feel some pain and have to take a few days off.
I keep my runs to 3 miles, even though I could go much further.
Why? Because it allows me to run every day if I want' to without a lot of pain.
If I try to run 8 miles like you say, I could do it, but then I would feel some pain and have to take a few days off.
- Wed Jan 17, 2024 1:34 pm
- Forum: Personal Finance (Not Investing)
- Topic: Buy/Rent house and sell/rent existing house in same city
- Replies: 17
- Views: 1084
Re: Buy/Rent house and sell/rent existing house in same city
If you plan to move back, I would lean towards keeping the house as you have a very low interest rate that can't be replicated in today's market.
- Wed Jan 17, 2024 10:35 am
- Forum: Personal Finance (Not Investing)
- Topic: [Decision] Leave my job or wait to be let go?
- Replies: 75
- Views: 7124
Re: [Decision] Leave my job or wait to be let go?
I'd check with a therapist to talk to about the stress. Does your employer offer an EAP program?
- Tue Sep 05, 2023 2:24 pm
- Forum: Personal Consumer Issues
- Topic: cute small towns
- Replies: 100
- Views: 13526
Re: cute small towns
Tons of great little towns all over Kentucky - my favorites below...
Versailles, KY - "I'll show you some horses" - Cormac McCarthy
Danville, KY - Centre College makes it a neat little college town
Berea, KY - Same as above with a neat view from the top of the hill (Berea College)
Bardstown, KY - Bourbon Central
Versailles, KY - "I'll show you some horses" - Cormac McCarthy
Danville, KY - Centre College makes it a neat little college town
Berea, KY - Same as above with a neat view from the top of the hill (Berea College)
Bardstown, KY - Bourbon Central
- Fri Jan 06, 2023 8:13 am
- Forum: Personal Consumer Issues
- Topic: Best coffee for ~$10 / lb?
- Replies: 68
- Views: 7966
Re: Best coffee for ~$10 / lb?
in my experience, anything with arabica beans is usually good.
my personal favorites:
8'oclock brand 'The Original' flavor - bought at Walmart
Community Coffee brand 'Cafe Special' flavor - bought at Walmart
Tim Horton's 'Original Blend' bought at Costco
my personal favorites:
8'oclock brand 'The Original' flavor - bought at Walmart
Community Coffee brand 'Cafe Special' flavor - bought at Walmart
Tim Horton's 'Original Blend' bought at Costco
- Thu Dec 29, 2022 8:17 am
- Forum: Personal Consumer Issues
- Topic: Annual Termite Inspections
- Replies: 11
- Views: 956
Re: Annual Termite Inspections
There are different types of termite and some are more common than others depending on the area of the country you reside. Drywood termites are primarily in the US South and West and are hard to detect because they live inside the wood. Subterranean termites have a larger range (much of Continental US) and have the tell-tale tubes. Look for wings that were shed in both cases. One other thing to keep an eye on is Carpenter Ants. These like to squeeze through cracks in brick or concrete and many times you can see their trail entering and exiting. I found that bait traps work best for Carpenter ants as they eat the bait and take it back to the nest. In my opinion, a local yearly inspection is a good idea. If you don't want to pay for it then l...
- Wed Sep 28, 2022 1:11 pm
- Forum: Personal Consumer Issues
- Topic: Pool table stay or go when selling a house?
- Replies: 53
- Views: 6525
Re: Pool table stay or go when selling a house?
If I was the buyer, I would absolutely want the table.
- Mon Sep 26, 2022 9:29 am
- Forum: Personal Consumer Issues
- Topic: Buying New Subaru in Seattle Area
- Replies: 8
- Views: 1760
Re: Buying New Subaru in Seattle Area
I am not in the Seattle area but I can tell you I inquired through the Costco program and was offered a Subaru Outback with 2K off MSRP from a dealer a couple hours away.
- Sun Jul 17, 2022 11:01 pm
- Forum: Personal Finance (Not Investing)
- Topic: Pay down mortgage or invest?- Yes one more time.
- Replies: 22
- Views: 2688
Re: Pay down mortgage or invest?- Yes one more time.
I would invest in taxable over paying down that loan. Having a 3% mortgage in this inflationary environment is a wonderful hedge.
Assuming yahoo finance is correct VXUS is showing a 3.28% Dividend yield which is greater than your interest rate.
Assuming yahoo finance is correct VXUS is showing a 3.28% Dividend yield which is greater than your interest rate.
- Wed May 18, 2022 11:40 am
- Forum: Personal Consumer Issues
- Topic: Who's up for pickleball? Zero-zero-two. Game On!
- Replies: 377
- Views: 89932
Re: Who's up for pickleball? Zero-zero-two. Game On!
I was just thinking about this last night, looking at our beautiful clay tennis court which is largely unused . . . I think I’ll reach out to the guy who opens/closes the court to see how much effort it would be to replace it with pickleball. My wife and I started trying to learn tennis when we bought the house a few years ago, but frankly, learning tennis at age 70 is a tough road. The clay is good on our knees, but arthritis/health for both of us makes tennis tough (eg, an old frozen shoulder makes serving something I don’t even try). My wife was thinking of turning the tennis court into a chicken coop, but I think pickleball would be better. How easy is it to play singles? We have some neighbors who might be available to play doubles. D...
- Thu Apr 21, 2022 10:22 am
- Forum: Personal Consumer Issues
- Topic: Mole Problem in Yard
- Replies: 75
- Views: 6696
Re: Mole Problem in Yard
The problem with eliminating the mole food source (e.g. by chemicals) is that it would necessitate you also eliminating earthworms.
Eliminating earthworms is a bad idea for lawn health.
Eliminating earthworms is a bad idea for lawn health.
- Thu Apr 21, 2022 10:12 am
- Forum: Personal Consumer Issues
- Topic: Mole Problem in Yard
- Replies: 75
- Views: 6696
Re: Mole Problem in Yard
Don't use poison.
I've had success using two scissor traps (place on the same run several feet apart).
I learned by watching this video: https://www.youtube.com/watch?v=6nDlvnK9iwg
I've had success using two scissor traps (place on the same run several feet apart).
I learned by watching this video: https://www.youtube.com/watch?v=6nDlvnK9iwg
- Tue Apr 20, 2021 9:56 am
- Forum: Personal Finance (Not Investing)
- Topic: How Long Would You Stay in a Boring Government Job?
- Replies: 114
- Views: 12094
Re: How Long Would You Stay in a Boring Government Job?
A boring job that pays 100K sounds pretty good. It also allows you the opportunity to do the private practice work that you like. Perhaps if you left the government job you might have to take on cases that you don't like as much. You are in a position to be choosy when it comes to your private practice. If you rely solely on that income maybe you can't be so choosy anymore.
- Thu Mar 11, 2021 1:15 pm
- Forum: Personal Finance (Not Investing)
- Topic: Moving to Orange County or Poway.
- Replies: 25
- Views: 2301
Re: Moving to Orange County or Poway.
One thing to keep in mind is that Yorba Linda is not that close to the beach - I'd pass.
- Mon Feb 15, 2021 8:51 am
- Forum: Personal Finance (Not Investing)
- Topic: Buying a house in NJ...Huge mistake?
- Replies: 55
- Views: 9032
Re: Buying a house in NJ...Huge mistake?
Where would you find something to rent that would be anything similar to this property and monthly payment in NJ. A house that costs $410K is very reasonable for two people working in professional jobs.
The anxiety is normal and I felt it when I bought my 1950's era home. The materials from that time are just better and homes were better constructed. Good luck with your purchase and trust yourself that you are making the right decision.
Also remember - smaller house means typically less maintenance and certainly less heating/cooling costs (less to clean, too!).
The anxiety is normal and I felt it when I bought my 1950's era home. The materials from that time are just better and homes were better constructed. Good luck with your purchase and trust yourself that you are making the right decision.
Also remember - smaller house means typically less maintenance and certainly less heating/cooling costs (less to clean, too!).
- Fri Feb 12, 2021 9:05 pm
- Forum: Personal Consumer Issues
- Topic: What is your favorite non fiction book?
- Replies: 152
- Views: 13678
Re: What is your favorite non fiction book?
Under 500 pages - Lincoln the Unknown by Dale Carnegie
Any - James K Polk A Country of Vast Designs by Robert Merry
The Admirals by Walter Borneman
Any - James K Polk A Country of Vast Designs by Robert Merry
The Admirals by Walter Borneman
- Thu Feb 04, 2021 10:33 pm
- Forum: Forum Issues and Administration
- Topic: The front page is ugly
- Replies: 226
- Views: 37067
Re: The front page is ugly
I love the front page and how basic and fast it loads. Many sites I used to visit run too slowly because of the flashy upgrades.
- Tue Feb 02, 2021 9:22 pm
- Forum: Personal Finance (Not Investing)
- Topic: Are Job Gaps Always a Resume Killer?
- Replies: 33
- Views: 3389
Re: Are Job Gaps Always a Resume Killer?
I would also recommend ensuring health insurance needs are covered.
- Tue Feb 02, 2021 2:54 pm
- Forum: Personal Finance (Not Investing)
- Topic: Stay in job or Lose $420k?
- Replies: 37
- Views: 5656
Re: Stay in job or Lose $420k?
For that kid of money I would stick it out. But then again, I don't make that kind of money.
- Wed Jan 13, 2021 10:42 am
- Forum: Personal Consumer Issues
- Topic: Flipped out on Home Depot employee
- Replies: 44
- Views: 3667
Re: Flipped out on Home Depot employee
Request to un-ban yourself from Home Depot approved.
- Tue Jan 12, 2021 9:35 pm
- Forum: Investing - Theory, News & General
- Topic: International stocks are undervalued!
- Replies: 122
- Views: 15806
- Sat Jan 09, 2021 4:47 pm
- Forum: Personal Investments
- Topic: Does your company offer after-tax 401k contributions?
- Replies: 31
- Views: 2763
Re: Does your company offer after-tax 401k contributions?
The Roth 401K is different than the After Tax option. The after tax option (depending on the plan) allows you to go over 50k in total contributions per year to retirement. The really good plans let you do that and then also do in-service rollovers to a Roth IRAMathWizard wrote: ↑Sat Jan 09, 2021 4:26 pm
Why would there be such an option? Wouldn't that just be a Roth 401k (or 403b or 457b depending on employment type).
Is there an after tax retirement contribution in the tax code other than a Roth style.
- Sat Jan 02, 2021 6:49 am
- Forum: Personal Consumer Issues
- Topic: Replacement windows
- Replies: 29
- Views: 3769
Re: Replacement windows
Did the same about 4 yrs ago and would do it again.ClevrChico wrote: ↑Mon Dec 28, 2020 4:37 pm I opted for new, modern storm windows over replacing the primary windows. It made a world of difference at a fraction of the cost.
- Sat Dec 12, 2020 5:10 pm
- Forum: Personal Finance (Not Investing)
- Topic: Public vs Private Sector Employment
- Replies: 101
- Views: 7358
Re: Public vs Private Sector Employment
I’d keep doing your current job. That pension, especially if it includes healthcare benefits is really valuable.
- Sat Dec 12, 2020 11:43 am
- Forum: Personal Consumer Issues
- Topic: Where to Retire?
- Replies: 262
- Views: 29390
Re: Where to Retire?
Kentucky has a homestead act that lowers property tax for seniors. It also has a state income tax exclusion up to a certain level of retirement income.
Sales tax is 6% and does not tax groceries.
Tons of outdoor stuff to do year-round.
Sales tax is 6% and does not tax groceries.
Tons of outdoor stuff to do year-round.
- Fri Dec 11, 2020 1:44 pm
- Forum: Personal Finance (Not Investing)
- Topic: Am I crazy to buy this house?
- Replies: 25
- Views: 2122
Re: Am I crazy to buy this house?
You have the money for it, easily.
- Tue Dec 08, 2020 12:15 pm
- Forum: Personal Consumer Issues
- Topic: Dentist/Dental hygienist? (in times of COVID)
- Replies: 48
- Views: 4969
Re: Dentist/Dental hygienist? (in times of COVID)
I've gone to the dentist twice during pandemic times (May and about 3 weeks ago). No COVID yet that I'm aware of.
- Mon Dec 07, 2020 9:49 am
- Forum: Personal Finance (Not Investing)
- Topic: I feel like my friend is about to make a massive financial mistake
- Replies: 153
- Views: 25061
Re: I feel like my friend is about to make a massive financial mistake
If I was about to make a really bad decision I hope someone would tell me about it! There's casual ways to say it if your buddy brings it up... I'd respond 'man that sounds really risky, I like to buys stock index mutual funds and hold them forever...I like buying things that make money and don't make me work...
- Mon Dec 07, 2020 8:03 am
- Forum: Personal Consumer Issues
- Topic: Target gift cards 10% off today & tomorrow (Sat/Sun Dec. 5/6)
- Replies: 49
- Views: 12065
Re: Target gift cards 10% off today & tomorrow (Sat/Sun Dec. 5/6)
I missed out on this, dang.
- Thu Dec 03, 2020 7:37 pm
- Forum: Investing - Theory, News & General
- Topic: Impossibility of retirement when there is inflation
- Replies: 11
- Views: 1694
Re: Impossibility of retirement when there is inflation
Assuming your investments keep pace or outpace inflation I don’t see the problem.
- Sun Oct 18, 2020 12:28 pm
- Forum: Personal Consumer Issues
- Topic: Should I get a ping pong table?
- Replies: 75
- Views: 5454
Re: Should I get a ping pong table?
I loved the ping pong table when I was a kid, then later the pool table as I got older.
I don't have room for either now but if I did I'd absolutely have either or both!
I don't have room for either now but if I did I'd absolutely have either or both!
- Fri Oct 09, 2020 11:03 am
- Forum: Personal Finance (Not Investing)
- Topic: Choosing a career
- Replies: 112
- Views: 8997
Re: Choosing a career
Be a doctor or a salesperson and you'll be employed forever.
- Wed Oct 07, 2020 8:05 am
- Forum: Personal Consumer Issues
- Topic: Recommendations for Peanut Butter With Little or No Added Sugar
- Replies: 81
- Views: 6914
Re: Recommendations for Peanut Butter With Little or No Added Sugar
Smucker's all natural peanut butter.
Kroger natural peanut butter.
We buy a lot of both
Kroger natural peanut butter.
We buy a lot of both
- Thu Sep 17, 2020 8:15 pm
- Forum: Personal Consumer Issues
- Topic: Kids back to On Campus School - Would you ?
- Replies: 46
- Views: 2832
Re: Kids back to On Campus School - Would you ?
Yes I would send them to in-person classes.. wish I had the option here for mine but remote learning is our only option.
- Thu Sep 17, 2020 9:38 am
- Forum: Personal Finance (Not Investing)
- Topic: Job Offer
- Replies: 27
- Views: 2499
Re: Job Offer
Not sure if it's too late to respond... but here's my 2 cents being in sales at the same company for over a decade after progressing from other roles:
At the current company, you know how to make money. At the new company, it may take some time before you know how to make the big $$.
If it's truly a lateral, I don't think it's a great move as you may not make the big $$ immediately like you are right now.
People come into the company I work at with successful sales experience, but they don't know how to navigate the organization and many end up quitting because of this.
I'd pass on this opportunity. Good luck!
At the current company, you know how to make money. At the new company, it may take some time before you know how to make the big $$.
If it's truly a lateral, I don't think it's a great move as you may not make the big $$ immediately like you are right now.
People come into the company I work at with successful sales experience, but they don't know how to navigate the organization and many end up quitting because of this.
I'd pass on this opportunity. Good luck!
- Tue Sep 08, 2020 9:48 am
- Forum: Personal Consumer Issues
- Topic: Managing Indoor Humidity
- Replies: 62
- Views: 4532
Re: Managing Indoor Humidity
I'm in KY so not quite as hot or humid as SC but similar rules will probably apply.
I run regular A/C on main and 2nd floor.
In the basement, I run a de-humidifier during the months when the A/C is running - empty every day.
Hope that helps.
I run regular A/C on main and 2nd floor.
In the basement, I run a de-humidifier during the months when the A/C is running - empty every day.
Hope that helps.
- Sun Aug 30, 2020 9:29 am
- Forum: Personal Finance (Not Investing)
- Topic: Life change after laid off?
- Replies: 30
- Views: 3987
Re: Life change after laid off?
- Sat Aug 15, 2020 7:08 pm
- Forum: Personal Finance (Not Investing)
- Topic: How much house to buy in Seattle?
- Replies: 33
- Views: 4260
Re: How much house to buy in Seattle?
You can pay that sure but to be FI ASAP would be a bad idea and conflict with your FI goal.
- Thu Jul 30, 2020 6:30 pm
- Forum: Personal Consumer Issues
- Topic: Replacing appliances--buy dumb
- Replies: 53
- Views: 7028
Re: Replacing appliances--buy dumb
I agree with this - I did the same with a dryer.
Also, I had a self propelled lawn mower that was a pain to start and when started could hardly mow through thick grass. I bought a $130 'basic' lawn mower and that thing runs through everything. 4th season using it on a large lawn and still going strong.
Also, I had a self propelled lawn mower that was a pain to start and when started could hardly mow through thick grass. I bought a $130 'basic' lawn mower and that thing runs through everything. 4th season using it on a large lawn and still going strong.
- Thu Jul 23, 2020 9:36 am
- Forum: Personal Consumer Issues
- Topic: Screened in porch - Yay or Nay
- Replies: 47
- Views: 6130
Re: Screened in porch - Yay or Nay
I have a screened in porch and love it, especially in fall and the spring.
Put a nice light and fan in there and use it as a nice spot to read
Put a nice light and fan in there and use it as a nice spot to read
- Sat Jul 18, 2020 9:29 pm
- Forum: Personal Consumer Issues
- Topic: Advice on a more livable place
- Replies: 145
- Views: 14912
Re: Advice on a more livable place
Personally I like Louisville, KY quite a bit, so can recommend it.
Also, check out Fishers, Noblesville and Carmel (Hamilton County) near Indianapolis, IN.
Also, check out Fishers, Noblesville and Carmel (Hamilton County) near Indianapolis, IN.
- Fri Jul 17, 2020 10:17 am
- Forum: Personal Consumer Issues
- Topic: Anyone else love this new working from home thing?
- Replies: 89
- Views: 8103
Re: Anyone else love this new working from home thing?
I've worked from home / traveled for a decade. I don't think I could go back to an office job.
- Tue Jun 02, 2020 8:32 am
- Forum: Investing - Theory, News & General
- Topic: 100% Equity Investors: What are you holding?
- Replies: 30
- Views: 3587
Re: 100% Equity Investors: What are you holding?
Rough estimates:
35% S&P 500
40% Total International
15% Emerging Market (in addition to Total International which also has emerging markets)
10% Small & Mid Cap
35% S&P 500
40% Total International
15% Emerging Market (in addition to Total International which also has emerging markets)
10% Small & Mid Cap
- Wed May 20, 2020 8:09 pm
- Forum: Personal Consumer Issues
- Topic: what to do about 1000s of dandelions/weeds?
- Replies: 60
- Views: 6114
Re: what to do about 1000s of dandelions/weeds?
Watch the youtube videos from Allyn Hane (The Lawn Care Nut) and/or buy his cool season guide for $25 or so. Follow the plan and your yard will look progressively better over time.
Milorganite is a fertilizer. You need something to kill the weeds but not the grass - think Ortho Weed B Gone.
Milorganite is a fertilizer. You need something to kill the weeds but not the grass - think Ortho Weed B Gone.
- Sun May 17, 2020 8:17 am
- Forum: Personal Consumer Issues
- Topic: Alternatives to Craftsman Tools
- Replies: 98
- Views: 10689
Re: Alternatives to Craftsman Tools
I have a Napa toolset that says made in USA and works well for my needs. I bought it almost 20 years ago so not sure if they are still made in USA or not.