Search found 1564 matches

by reggiesimpson
Sat Dec 09, 2017 4:21 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

Once again many thanks to all my fellow Bogleheads who have responded on this thread and the many PMs I have received. Over the years that I have been a member the BH community has never failed to provide timely and very informative and helpful advice. Thank you all once again.

reggie.
by reggiesimpson
Thu Dec 07, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: It's that time of year again... buying christmas gifts
Replies: 70
Views: 5808

Re: It's that time of year again... buying christmas gifts

I go to the nearest Dollar Store and spend about $50 buying 50 gifts (plus those little bags so I don't have to wrap them and Xmas cards). Tooth brushes, glue sticks, perfume, candy, batteries, toilet paper etc you name it. General stuff that will get used at some point in the recipients year. Yes i...
by reggiesimpson
Thu Dec 07, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

An excursion from St. Petersburg to Tallinn, Estonia might be worthwhile. (I haven't done it, but would if I were in St. Petersburg.) Thanks, We do plan on looking outside the main cities. reggie Also you should look at the possibility of visiting Vilnius, Lithuania. And or Kaunas, Lithuania. Great...
by reggiesimpson
Thu Dec 07, 2017 9:42 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

Someone above mentioned Uber, and I second that suggestion. Removes the language barrier with taxis and helps you avoid scams. Not sure if pricing has changed in the last year or two, but it was obscenely cheap as well, to the point where I felt ashamed at how little the drivers were getting. A doz...
by reggiesimpson
Thu Dec 07, 2017 9:41 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

abuss368 wrote:
Thu Dec 07, 2017 12:09 am
Ring the doorbell of the Kremlin!
Ok. Hope they have a sense of humor.
reggie
by reggiesimpson
Thu Dec 07, 2017 9:39 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

Traveled for 10 days/nights in Moscow and St. Petersburg two summers ago. For some context, we do not speak a lick of Russian (or any language other than English). Everything was planned on our own, including procuring visas (although this was easier being able to easily go to the consulate in NYC)...
by reggiesimpson
Thu Dec 07, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

My wife and I visited Moscow 3 years ago (stayed with a friend who was assigned there temporarily with his company). The visas were expensive - almost $400 each - but worth it. I loved Moscow. Such a vibrant city with lots of stuff to see and do. Great restaurants too (try White Rabbit if you get a...
by reggiesimpson
Thu Dec 07, 2017 9:35 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

Do Belarus and Baltics instead. I was curious as to what was in Belarus and it turns out there are four UNESCO-designated World Heritage Sites:, two of which are castles. Then of course, there's the not-to-miss Polesie State Radioecological Reserve, which adjoins the Chernobyl Exclusion Zone in Ukr...
by reggiesimpson
Thu Dec 07, 2017 9:32 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

We spent 2 days in St. Petersburg with a tour guide as part of 2 week Baltic cruise. We had a great time and I was glad we had the guide for multiple reasons -- language, skip some lines at the major attractions, knew where to go in the most efficient manner, dedicated van w/ driver following us ar...
by reggiesimpson
Thu Dec 07, 2017 9:15 am
Forum: Personal Finance (Not Investing)
Topic: What did you do with your first RMD withdrawal money?
Replies: 63
Views: 4347

Re: What did you do with your first RMD withdrawal money?

Withdrawing the correct RMD amount in shares of the asset. I'm not selling those shares in the IRA to generate the cash to pay the tax. Then transferring those shares intact so I can still collect the income the asset is generating. The taxes will be paid from cash generated in my taxable account.
by reggiesimpson
Thu Dec 07, 2017 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Why not take Social Security at 62
Replies: 334
Views: 26128

Re: Why not take Social Security at 62

"A bird in the hand is worth two in the bush". Take the money and run.
by reggiesimpson
Thu Dec 07, 2017 8:54 am
Forum: Personal Finance (Not Investing)
Topic: House on the market less than a day. Did listing agent commit fraud?
Replies: 56
Views: 6934

Re: House on the market less than a day. Did listing agent commit fraud?

The same thing happened to me. A week later it came back on the market. I bought it immediately.
by reggiesimpson
Thu Dec 07, 2017 8:50 am
Forum: Personal Finance (Not Investing)
Topic: How do you know you are FI? [Financially Independent]
Replies: 48
Views: 3833

Re: How do you know you are FI? [Financially Independent]

Its a personal decision that is fraught with many unknowns. Lifestyle and the changes that take place in the various stages of life, childrens issues, illness, etc. And of course the inevitable economic downturns. Try withdrawing 3 or 4% when your net has dropped 40%! To some degree you are "timing ...
by reggiesimpson
Wed Dec 06, 2017 6:54 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

There may be Visa issuance delays given the closure of Russian outposts in the U.S., incl. San Francisco, I believe. It's a hassle anyway, getting all the documentation. I did St. Petersburg while the World Cup was underway in Germany. The city was empty and I had the Hermitage to myself, but had e...
by reggiesimpson
Wed Dec 06, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

Agree strongly with recommendation to learn Cyrillic alphabet beforehand. I found this especially helpful in translating street signs. If you are a foodie, I am a big fan of Georgian food which you can find readily there. Khachapuri (cheese bread), pkhali (vegetable and walnut dips/salads), khinkal...
by reggiesimpson
Wed Dec 06, 2017 5:50 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

WhiteMaxima wrote:
Wed Dec 06, 2017 5:47 pm
Gum department icecream. St Pertersburg fried smelt. My favorite.
Ice cream and smelt.....and vodka? Its going to be a very interesting trip.
Thanks,
reggie
by reggiesimpson
Wed Dec 06, 2017 5:48 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

I've been to St Petersburg twice, once about 17 years ago, and then within the past 3 years. My husband has traveled there for work without me. Our first trip to St Petersburg, we had a guide for most of our sight seeing and it was money well spent. Previous to this, I had been the sort of person w...
by reggiesimpson
Wed Dec 06, 2017 5:25 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

I haven't been to Moscow, but St. Petersburg was a great trip. I agree that it was more difficult to get around / speak in English than in Western Europe, but it is very possible. The central city is walkable, and the train lines are very efficient. Do not skip the Hermitage or Church on Spilled Bl...
by reggiesimpson
Wed Dec 06, 2017 5:23 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

azurekep wrote:
Wed Dec 06, 2017 5:03 pm
An excursion from St. Petersburg to Tallinn, Estonia might be worthwhile. (I haven't done it, but would if I were in St. Petersburg.)
Thanks, We do plan on looking outside the main cities.
reggie
by reggiesimpson
Wed Dec 06, 2017 5:21 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

Plenty of English spoken and seen in the touristy parts of Moscow and St. Petersburg these days, including on the excellent (and beautiful) metro systems. In order to get a visa you need an invitation from a hotel or a host. Most of them will charge you extra in order to supply such an invitation. ...
by reggiesimpson
Wed Dec 06, 2017 5:19 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

My wife and I plan on a trip to Russia (Moscow and St. Petersburg) next October. Probably fly into Moscow and out of St. Pete. Any recommendations from seasoned travelers would be appreciated. Yup..... wife and I did a Viking Riverboat from Moscow to Saint Petersburg last summer.. oops, summer of 2...
by reggiesimpson
Wed Dec 06, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

1. Take an over-night train from Moscow to St Petersburg, or the other way around, and try a real Russian tea served by the train conductor. We took the high-speed train from Moscow to St. Petersburg during the day, and being able to see some of the countryside was very cool. In addition, some othe...
by reggiesimpson
Wed Dec 06, 2017 5:13 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

I have left the USSR over thirty years ago and have not been back. Obviously, a lot has changed since then, but some authentic experiences probably remain: 1. Take an over-night train from Moscow to St Petersburg, or the other way around, and try a real Russian tea served by the train conductor. 2....
by reggiesimpson
Wed Dec 06, 2017 5:04 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

I haven't been to Moscow, but St. Petersburg was a great trip. I agree that it was more difficult to get around / speak in English than in Western Europe, but it is very possible. The central city is walkable, and the train lines are very efficient. Do not skip the Hermitage or Church on Spilled Bl...
by reggiesimpson
Wed Dec 06, 2017 5:02 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

I haven't been to Moscow, but St. Petersburg was a great trip. I agree that it was more difficult to get around / speak in English than in Western Europe, but it is very possible. The central city is walkable, and the train lines are very efficient. Do not skip the Hermitage or Church on Spilled Bl...
by reggiesimpson
Wed Dec 06, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

MikeZ wrote:
Wed Dec 06, 2017 1:19 pm
Also, unless you arrive via boat you need a visa.
Had no idea! Thanks.

reggie
by reggiesimpson
Wed Dec 06, 2017 4:59 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

My wife and I plan on a trip to Russia (Moscow and St. Petersburg) next October. Probably fly into Moscow and out of St. Pete. Any recommendations from seasoned travelers would be appreciated. Went there in 1969 - then the Soviet Union ... If you do not know any Russian, spend 15-30 minutes and lea...
by reggiesimpson
Wed Dec 06, 2017 4:52 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

Are you taking an arranged tour? Unless you speak Russian, it's not easy to do Russia by yourselves. Not true at all. Also don’t believe anything you hear in the media about Russia. What exactly are you wanting recommendations for? Airbnb for lodging. I stayed in some amazing places (5 min walk fro...
by reggiesimpson
Wed Dec 06, 2017 4:47 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

Re: A Trip to Russia

Are you taking an arranged tour? Unless you speak Russian, it's not easy to do Russia by yourselves. Actually wide open to any form of travel. We have been in similar situations where English was a rarity (China in 1979 comes to mind) but we will certainly heed your advice before we set forth. We a...
by reggiesimpson
Tue Dec 05, 2017 7:40 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2692
Views: 863142

Re: What Book Are You Currently Reading? Part VI

The Subtle Art of Not Giving a [(removed) --admin LadyGeek] by Mark Manson (sold a million+ so far). A buddy of mine recently had a near death experience and came across this book during his convalescence. Being highly recommended I bought it and started reading it before I went to sleep. As I typic...
by reggiesimpson
Tue Dec 05, 2017 7:29 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 4302

A Trip to Russia

My wife and I plan on a trip to Russia (Moscow and St. Petersburg) next October. Probably fly into Moscow and out of St. Pete. Any recommendations from seasoned travelers would be appreciated.
by reggiesimpson
Sun Dec 03, 2017 2:06 pm
Forum: Personal Finance (Not Investing)
Topic: Regrets for taking SS at 62 or waiting?
Replies: 100
Views: 9238

Re: Regrets for taking SS at 62 or waiting?

Took it at 62 because: My best friend died at 65. A very close friend is now dying of pancreatic cancer at 64. My favorite M.D. died recently of cancer at 63. My lunch partner had an unexpected near fatal heart attack. He is 65. My gym rat buddy suffered an acute appendicitis at 63. My father died ...
by reggiesimpson
Sun Dec 03, 2017 2:01 pm
Forum: Personal Consumer Issues
Topic: How to convince DW that high miles used car is OK
Replies: 106
Views: 6658

Re: How to convince DW that high miles used car is OK

I have owned 2 cars whose brake lines failed under 150,000 miles. Its a serious shock to put your foot on the brake and it hits the floor as you keep going! Unless you like the feeling of your stomach moving up your throat its not worth the "thrill". How to prevent this from happening? Change the l...
by reggiesimpson
Sat Dec 02, 2017 8:39 pm
Forum: Personal Consumer Issues
Topic: How to convince DW that high miles used car is OK
Replies: 106
Views: 6658

Re: How to convince DW that high miles used car is OK

I have owned 2 cars whose brake lines failed under 150,000 miles. Its a serious shock to put your foot on the brake and it hits the floor as you keep going! Unless you like the feeling of your stomach moving up your throat its not worth the "thrill".
by reggiesimpson
Fri Nov 24, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2692
Views: 863142

Re: What Book Are You Currently Reading? Part VI

Just re read The Lunatic Express by Carl Hoffman. How 90% of the worlds population travel on incredibly dangerous modes of transportation on a daily basis ........and pay the price! Hoffman joined them on his own entertaining romp.
by reggiesimpson
Fri Nov 24, 2017 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Did you tell anyone you paid off your mortgage?
Replies: 338
Views: 37795

Re: Did you tell anyone you paid off your mortgage?

Paid cash for the 3 homes i have owned in my life. Maybe 3 people know that as i dont see it as necessary to bring it up.
by reggiesimpson
Fri Nov 24, 2017 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Pay this off now or not?
Replies: 33
Views: 2535

Re: Pay this off now or not?

Unload the debt. You will be happier in the short and long term.
by reggiesimpson
Fri Nov 24, 2017 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: Regrets for taking SS at 62 or waiting?
Replies: 100
Views: 9238

Re: Regrets for taking SS at 62 or waiting?

Took it at 62 because: My best friend died at 65. A very close friend is now dying of pancreatic cancer at 64. My favorite M.D. died recently of cancer at 63. My lunch partner had an unexpected near fatal heart attack. He is 65. My gym rat buddy suffered an acute appendicitis at 63. Before someone m...
by reggiesimpson
Fri Nov 24, 2017 1:16 pm
Forum: Personal Consumer Issues
Topic: What are the things you want to do between 55 and 65?
Replies: 140
Views: 10564

Re: What are the things you want to do between 55 and 65?

I did it when i was 62....raced in the Baja 1000. Now i can die in peace!
by reggiesimpson
Mon Nov 20, 2017 7:33 pm
Forum: Personal Consumer Issues
Topic: Best vehicle for seniors?
Replies: 73
Views: 6050

Re: Best vehicle for seniors?

My friends dad just bought his 7th corvette........when he turned 100.
Surprise her?
by reggiesimpson
Mon Nov 13, 2017 3:54 pm
Forum: Personal Consumer Issues
Topic: Any books really change your outlook on life?
Replies: 326
Views: 54430

Re: Any books really change your outlook on life?

The Illusion of Immortality by Corliss Lamont. The title says it all.
by reggiesimpson
Thu Nov 09, 2017 6:27 pm
Forum: Personal Consumer Issues
Topic: What do you do to keep your mind sharp?
Replies: 65
Views: 4969

Re: What do you do to keep your mind sharp?

Exercise aggressively 7 days a week and get a good nights sleep.
by reggiesimpson
Mon Oct 23, 2017 4:10 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 921129

Re: What Movie Have You Recently Watched?

Blade Runner 2049.......i fell asleep.
by reggiesimpson
Tue Sep 26, 2017 4:03 pm
Forum: Personal Consumer Issues
Topic: Do you avoid risky adventures once you have the money?
Replies: 71
Views: 4391

Re: Do you avoid risky adventures once you have the money?

I raced in the Baja 1000 when i was 62 (if thats old?). Death and injuries are not unheard of. It had little to do with how much money i had and everything to do with it being at the top of my bucket list. Go for it!
by reggiesimpson
Tue Sep 26, 2017 3:55 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3124
Views: 921129

Re: What Movie Have You Recently Watched?

The Vietnam War. I initially saw it as too "Burns formulaic" in production but decided to stick with it. Glad i did. The emotional impact is harrowing if you lived through that era as i and many millions alive today have. It brought back the raw emotions that era engendered no matter what side of th...
by reggiesimpson
Thu Sep 14, 2017 10:11 am
Forum: Personal Consumer Issues
Topic: Hospice Support Volunteer
Replies: 6
Views: 619

Re: Hospice Support Volunteer

Thank you.
There certainly appears to be a need. If i can bring some relief to the caregivers/family and help make the patients day a little happier i will be ecstatic.
by reggiesimpson
Wed Sep 13, 2017 7:58 pm
Forum: Personal Consumer Issues
Topic: Hospice Support Volunteer
Replies: 6
Views: 619

Re: Hospice Support Volunteer

Thank you.
by reggiesimpson
Wed Sep 13, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: Hospice Support Volunteer
Replies: 6
Views: 619

Re: Hospice Support Volunteer

Thank you for your response. I am looking forward to it with anticipation.
by reggiesimpson
Wed Sep 13, 2017 7:23 pm
Forum: Personal Consumer Issues
Topic: Hospice Support Volunteer
Replies: 6
Views: 619

Hospice Support Volunteer

I am planning on becoming a Hospice patient support volunteer for the terminally ill in their own home. I know of only one person who has done this and i appreciated their perspective. It appears that i will be giving relief to the primary caregiver for a number of hours per week and keeping the pat...
by reggiesimpson
Wed Sep 13, 2017 7:04 pm
Forum: Personal Consumer Issues
Topic: Laying sod... too late in the year?
Replies: 12
Views: 1455

Re: Laying sod... too late in the year?

I always rely on the local cooperative extension folks for accurate garden questions/answers.