Search found 1588 matches

by reggiesimpson
Sun Aug 19, 2018 12:00 pm
Forum: Personal Finance (Not Investing)
Topic: What kind of medical events that may ruin your retirement?
Replies: 73
Views: 5425

Re: What kind of medical events that may ruin your retirement?

Take a look at "Audre and Dimitris traveling love affair". Serious world travelers for years with the knowledge and experience to advise you effectively.
by reggiesimpson
Tue Aug 14, 2018 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: How to have “what if” discussion with retired parents?
Replies: 48
Views: 4635

Re: How to have “what if” discussion with retired parents?

I have seen this many times and its unfortunate. Whether your father wont accept the inevitable (his death), fear of losing control or a myriad of other issues. You may want to ask him how much he plans leaving the state when he passes.......just out of curiosity of course.
by reggiesimpson
Tue Aug 14, 2018 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Marriage [How should finances be handled?]
Replies: 74
Views: 7683

Re: Marriage [How should finances be handled?]

With the very high divorce rate you would both be foolish (and immature) to not consider the ramifications of such an event and take appropriate action. Talk to an attorney.
by reggiesimpson
Tue Aug 14, 2018 6:35 pm
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 151
Views: 14738

Re: As an American, where are some great places in the world to retire?

In retirement staying put in ones own home is far more common than one may think.
by reggiesimpson
Tue Aug 14, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: Most Effective Rat Poison
Replies: 42
Views: 4244

Re: Most Effective Rat Poison

Try and find their escape hole then block it and shove a hose down the other hole and drown them. Works for me.
by reggiesimpson
Tue Aug 14, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: What's the reason you would buy reading glasses at...
Replies: 42
Views: 2553

Re: What's the reason you would buy reading glasses at...

I buy a bunch from Amazon and leave them in various places like cars, kitchen, bedroom, gym bag etc. Cheaper than buying (and losing) multiple prescription glasses. I keep my good ones where i am the most common like in my own car , TV.
by reggiesimpson
Tue Aug 14, 2018 6:16 pm
Forum: Personal Consumer Issues
Topic: Biking with 2 young children - what gear to get?
Replies: 26
Views: 1512

Re: Biking with 2 young children - what gear to get?

Go for a different activity like hiking. Far safer, cheaper and healthier.
by reggiesimpson
Mon May 07, 2018 7:16 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 110
Views: 9240

Re: Bucket List Adventures/Activities

Raced in the Baja 1000. Top of my bucket list. Unforgettable !
by reggiesimpson
Sun Apr 29, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Nomadic lifestyle in their 50s
Replies: 101
Views: 11775

Re: Nomadic lifestyle in their 50s

Check out Audre and Dimitris Traveling love affair. They have done what you are looking for.
by reggiesimpson
Sun Apr 29, 2018 4:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3701
Views: 1058983

Re: What Movie Have You Recently Watched?

Hostiles with Christian Bale and Rosamund Pike and other terrific actors. A harsh drama covering a harsher American west in the 1800s post civil war. A story about a U.S. cavalry soldiers (Bale) hatred of Indians and his coming to terms and redemption while on a harrowing trek. By far one of the gri...
by reggiesimpson
Sun Apr 29, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3295
Views: 995910

Re: What Book Are You Currently Reading? Part VI

Pacific Crucible by Ian Toll. Part one of a trilogy depicting the Pacific war in WW11. I actually read part two The Conquering Tide first as the reviews were so good. That was a mistake. They obviously are meant to be read in sequence. Toll is a seasoned writer and knows how to keep ones attention. ...
by reggiesimpson
Sun Apr 22, 2018 10:00 am
Forum: Personal Consumer Issues
Topic: New retirees: so whatdayathink ?
Replies: 97
Views: 12609

Re: New retirees: so whatdayathink ?

To someone who asks, what do you do all day I say "whatever I want". With regards to activities I like to say I let the day come to me. Agreed. 70 yo and retired 8 yrs. Further, Life Liberty and Happiness. I dropped the Pursuit part as i find i am happy not pursuing anything.......just being is eno...
by reggiesimpson
Tue Apr 10, 2018 7:04 pm
Forum: Personal Finance (Not Investing)
Topic: How do you estimate your home's market value?
Replies: 53
Views: 4014

Re: How do you estimate your home's market value?

Pay for an independent appraisal. $200/300. Well worth it.
by reggiesimpson
Sun Feb 18, 2018 9:01 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 46509

Re: What frugal thing did you do today?

Went to the cheapest gas station in town that also takes credit cards at no extra fee......plus got 2% back.
by reggiesimpson
Sat Feb 03, 2018 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: Do you live on a budget?
Replies: 65
Views: 4212

Re: Do you live on a budget?

Nope......and I enjoy it.
by reggiesimpson
Tue Jan 02, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 158
Views: 25661

Re: Documentaries to recommend?

The Fog of War. Fascinating interview with Robert McNamara. Puts some serious light on the war in Vietnam. Academy award winner 2003.
by reggiesimpson
Tue Jan 02, 2018 6:56 pm
Forum: Investing - Help with Personal Investments
Topic: Do you eventually get accustomed to your higher balances?
Replies: 47
Views: 7387

Re: Do you eventually get accustomed to your higher balances?

The pain of losing is far greater than the joy of winning. Remember that and you will stay wealthy.
by reggiesimpson
Tue Jan 02, 2018 6:40 pm
Forum: Personal Finance (Not Investing)
Topic: What are your big-picture ‘rules of life’ —financial or otherwise?
Replies: 123
Views: 14872

Re: What are your big-picture ‘rules of life’ —financial or otherwise?

For me: - Get the high impact items right, don't waste too much time on energy on low impact items - Don't focus on things you cannot control, focus your energy on how you can optimize within this framework of things you cannot control - Pulling from Amazons leadership principles, "commit and disag...
by reggiesimpson
Tue Jan 02, 2018 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Embarrassment Preventing Retirement Work: A factor for you?
Replies: 133
Views: 14214

Re: Embarrassment Preventing Retirement Work: A factor for you?

If you really want to try other jobs then commute to another town where there is less of a chance of being "caught". Sounds like a fascinating lifestyle choice! Good luck.
by reggiesimpson
Tue Jan 02, 2018 6:25 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security at age 62 perhaps?
Replies: 57
Views: 6093

Re: Social Security at age 62 perhaps?

I have never been able to figure out the date of my death. So I took SS at 62.
by reggiesimpson
Tue Jan 02, 2018 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: What are your big-picture ‘rules of life’ —financial or otherwise?
Replies: 123
Views: 14872

Re: What are your big-picture ‘rules of life’ —financial or otherwise?

Don't know if this will help but I recently finished an interesting book "The Subtle Art of not Giving a F..." by Mark Hanson. Don't let the title turn you off. He touches on a few points that you may find helpful. Like having too many options and not committing. Certainly woke me up!
by reggiesimpson
Tue Jan 02, 2018 5:51 pm
Forum: Personal Consumer Issues
Topic: Do you meditate?
Replies: 131
Views: 12351

Re: Do you meditate?

I zone out and talk to myself regularly. But at 70yo I think that's called normal not meditating.
by reggiesimpson
Tue Jan 02, 2018 5:46 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 46509

Re: What frugal thing did you do today?

Reduced todays caloric intake 90%
by reggiesimpson
Sat Dec 09, 2017 4:21 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

Once again many thanks to all my fellow Bogleheads who have responded on this thread and the many PMs I have received. Over the years that I have been a member the BH community has never failed to provide timely and very informative and helpful advice. Thank you all once again.

reggie.
by reggiesimpson
Thu Dec 07, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: It's that time of year again... buying christmas gifts
Replies: 70
Views: 6758

Re: It's that time of year again... buying christmas gifts

I go to the nearest Dollar Store and spend about $50 buying 50 gifts (plus those little bags so I don't have to wrap them and Xmas cards). Tooth brushes, glue sticks, perfume, candy, batteries, toilet paper etc you name it. General stuff that will get used at some point in the recipients year. Yes i...
by reggiesimpson
Thu Dec 07, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

An excursion from St. Petersburg to Tallinn, Estonia might be worthwhile. (I haven't done it, but would if I were in St. Petersburg.) Thanks, We do plan on looking outside the main cities. reggie Also you should look at the possibility of visiting Vilnius, Lithuania. And or Kaunas, Lithuania. Great...
by reggiesimpson
Thu Dec 07, 2017 9:42 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

Someone above mentioned Uber, and I second that suggestion. Removes the language barrier with taxis and helps you avoid scams. Not sure if pricing has changed in the last year or two, but it was obscenely cheap as well, to the point where I felt ashamed at how little the drivers were getting. A doz...
by reggiesimpson
Thu Dec 07, 2017 9:41 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

abuss368 wrote:
Thu Dec 07, 2017 12:09 am
Ring the doorbell of the Kremlin!
Ok. Hope they have a sense of humor.
reggie
by reggiesimpson
Thu Dec 07, 2017 9:39 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

Traveled for 10 days/nights in Moscow and St. Petersburg two summers ago. For some context, we do not speak a lick of Russian (or any language other than English). Everything was planned on our own, including procuring visas (although this was easier being able to easily go to the consulate in NYC)...
by reggiesimpson
Thu Dec 07, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

My wife and I visited Moscow 3 years ago (stayed with a friend who was assigned there temporarily with his company). The visas were expensive - almost $400 each - but worth it. I loved Moscow. Such a vibrant city with lots of stuff to see and do. Great restaurants too (try White Rabbit if you get a...
by reggiesimpson
Thu Dec 07, 2017 9:35 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

Do Belarus and Baltics instead. I was curious as to what was in Belarus and it turns out there are four UNESCO-designated World Heritage Sites:, two of which are castles. Then of course, there's the not-to-miss Polesie State Radioecological Reserve, which adjoins the Chernobyl Exclusion Zone in Ukr...
by reggiesimpson
Thu Dec 07, 2017 9:32 am
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

We spent 2 days in St. Petersburg with a tour guide as part of 2 week Baltic cruise. We had a great time and I was glad we had the guide for multiple reasons -- language, skip some lines at the major attractions, knew where to go in the most efficient manner, dedicated van w/ driver following us ar...
by reggiesimpson
Thu Dec 07, 2017 9:15 am
Forum: Personal Finance (Not Investing)
Topic: What did you do with your first RMD withdrawal money?
Replies: 71
Views: 6919

Re: What did you do with your first RMD withdrawal money?

Withdrawing the correct RMD amount in shares of the asset. I'm not selling those shares in the IRA to generate the cash to pay the tax. Then transferring those shares intact so I can still collect the income the asset is generating. The taxes will be paid from cash generated in my taxable account.
by reggiesimpson
Thu Dec 07, 2017 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Why not take Social Security at 62
Replies: 334
Views: 31454

Re: Why not take Social Security at 62

"A bird in the hand is worth two in the bush". Take the money and run.
by reggiesimpson
Thu Dec 07, 2017 8:54 am
Forum: Personal Finance (Not Investing)
Topic: House on the market less than a day. Did listing agent commit fraud?
Replies: 56
Views: 7814

Re: House on the market less than a day. Did listing agent commit fraud?

The same thing happened to me. A week later it came back on the market. I bought it immediately.
by reggiesimpson
Thu Dec 07, 2017 8:50 am
Forum: Personal Finance (Not Investing)
Topic: How do you know you are FI? [Financially Independent]
Replies: 48
Views: 4669

Re: How do you know you are FI? [Financially Independent]

Its a personal decision that is fraught with many unknowns. Lifestyle and the changes that take place in the various stages of life, childrens issues, illness, etc. And of course the inevitable economic downturns. Try withdrawing 3 or 4% when your net has dropped 40%! To some degree you are "timing ...
by reggiesimpson
Wed Dec 06, 2017 6:54 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

There may be Visa issuance delays given the closure of Russian outposts in the U.S., incl. San Francisco, I believe. It's a hassle anyway, getting all the documentation. I did St. Petersburg while the World Cup was underway in Germany. The city was empty and I had the Hermitage to myself, but had e...
by reggiesimpson
Wed Dec 06, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

Agree strongly with recommendation to learn Cyrillic alphabet beforehand. I found this especially helpful in translating street signs. If you are a foodie, I am a big fan of Georgian food which you can find readily there. Khachapuri (cheese bread), pkhali (vegetable and walnut dips/salads), khinkal...
by reggiesimpson
Wed Dec 06, 2017 5:50 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

WhiteMaxima wrote:
Wed Dec 06, 2017 5:47 pm
Gum department icecream. St Pertersburg fried smelt. My favorite.
Ice cream and smelt.....and vodka? Its going to be a very interesting trip.
Thanks,
reggie
by reggiesimpson
Wed Dec 06, 2017 5:48 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

I've been to St Petersburg twice, once about 17 years ago, and then within the past 3 years. My husband has traveled there for work without me. Our first trip to St Petersburg, we had a guide for most of our sight seeing and it was money well spent. Previous to this, I had been the sort of person w...
by reggiesimpson
Wed Dec 06, 2017 5:25 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

I haven't been to Moscow, but St. Petersburg was a great trip. I agree that it was more difficult to get around / speak in English than in Western Europe, but it is very possible. The central city is walkable, and the train lines are very efficient. Do not skip the Hermitage or Church on Spilled Bl...
by reggiesimpson
Wed Dec 06, 2017 5:23 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

azurekep wrote:
Wed Dec 06, 2017 5:03 pm
An excursion from St. Petersburg to Tallinn, Estonia might be worthwhile. (I haven't done it, but would if I were in St. Petersburg.)
Thanks, We do plan on looking outside the main cities.
reggie
by reggiesimpson
Wed Dec 06, 2017 5:21 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

Plenty of English spoken and seen in the touristy parts of Moscow and St. Petersburg these days, including on the excellent (and beautiful) metro systems. In order to get a visa you need an invitation from a hotel or a host. Most of them will charge you extra in order to supply such an invitation. ...
by reggiesimpson
Wed Dec 06, 2017 5:19 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

My wife and I plan on a trip to Russia (Moscow and St. Petersburg) next October. Probably fly into Moscow and out of St. Pete. Any recommendations from seasoned travelers would be appreciated. Yup..... wife and I did a Viking Riverboat from Moscow to Saint Petersburg last summer.. oops, summer of 2...
by reggiesimpson
Wed Dec 06, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

1. Take an over-night train from Moscow to St Petersburg, or the other way around, and try a real Russian tea served by the train conductor. We took the high-speed train from Moscow to St. Petersburg during the day, and being able to see some of the countryside was very cool. In addition, some othe...
by reggiesimpson
Wed Dec 06, 2017 5:13 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

I have left the USSR over thirty years ago and have not been back. Obviously, a lot has changed since then, but some authentic experiences probably remain: 1. Take an over-night train from Moscow to St Petersburg, or the other way around, and try a real Russian tea served by the train conductor. 2....
by reggiesimpson
Wed Dec 06, 2017 5:04 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

I haven't been to Moscow, but St. Petersburg was a great trip. I agree that it was more difficult to get around / speak in English than in Western Europe, but it is very possible. The central city is walkable, and the train lines are very efficient. Do not skip the Hermitage or Church on Spilled Bl...
by reggiesimpson
Wed Dec 06, 2017 5:02 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

I haven't been to Moscow, but St. Petersburg was a great trip. I agree that it was more difficult to get around / speak in English than in Western Europe, but it is very possible. The central city is walkable, and the train lines are very efficient. Do not skip the Hermitage or Church on Spilled Bl...
by reggiesimpson
Wed Dec 06, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: A Trip to Russia
Replies: 81
Views: 5520

Re: A Trip to Russia

MikeZ wrote:
Wed Dec 06, 2017 1:19 pm
Also, unless you arrive via boat you need a visa.
Had no idea! Thanks.

reggie