Search found 59 matches

by barber
Sun Jan 03, 2021 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard message about retiring old investment program
Replies: 18
Views: 2039

Re: Vanguard message about retiring old investment program

Automatic exchange is not available. Only may be done by calling.
by barber
Fri Jan 01, 2021 9:48 am
Forum: Personal Investments
Topic: Happy 2021 Fellow Bogleheads!
Replies: 7
Views: 560

Re: Happy 2021 Fellow Bogleheads!

Happy healthy New Year
by barber
Mon Dec 07, 2020 8:01 am
Forum: Personal Investments
Topic: I feel like I could (afford to) retire now...
Replies: 31
Views: 4221

Re: I feel like I could (afford to) retire now...

Check your percentage for VWIAX
by barber
Tue Nov 24, 2020 9:40 am
Forum: Personal Finance (Not Investing)
Topic: Help with Medicare Options for Federal Retiree
Replies: 6
Views: 485

Re: Help with Medicare Options for Federal Retiree

Wife is retired USPS and on medicare. We use bcbc BASIC and have many major medical conditions. We have not paid out of pocket for medical claims and pharmacy is good. The best part is the bcbs reimbursement towards our medicare payment. This year it will again be $800 per each of us.
by barber
Fri Nov 13, 2020 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: FEHB/Medicare: Retired Feds, What are you doing for Open Enrollment
Replies: 14
Views: 1187

Re: FEHB/Medicare: Retired Feds, What are you doing for Open Enrollment

Wife is retired USPS. We have medicare part a & b. We use BCBS basic and receive $800 each annually towards medicare part b
by barber
Sat Oct 10, 2020 9:25 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Part B & FEHB Insurance - Uneducated, please assist
Replies: 76
Views: 3387

Re: Medicare Part B & FEHB Insurance - Uneducated, please assist

My wife is retired USPS and two years ago switched to blue cross basic from standard. Both have serious medical issues, but live in major medical area of Ohio, thus Cleveland Clinic and UH systems. The biggest surprise was that last year we each received $600 towards our part b fee. This year it has...
by barber
Thu Jul 16, 2020 10:25 am
Forum: Personal Consumer Issues
Topic: Starkey Hearing Aids
Replies: 10
Views: 582

Re: Starkey Hearing Aids

I am wearing a pair of Starkey. They are my first hearing aids. I went to an audiologist thinking I would need some hand holding. I am currently in my third year and am quite pleased although they are not my birth replacement. The cost difference is about double of Costco.
by barber
Mon Jul 06, 2020 6:10 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 933
Views: 41453

Re: Bird watchers – what birds are you seeing?

Last year we had a pair of Baltimore orioles that visited our grape jelly offering. This year we assume the same pair appeared and has been jelly feeding, along with the cat birds. Today we saw a youth oriole so we are pleased. Love that grape jelly.
by barber
Sun Jun 28, 2020 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Erie insurance - experience?
Replies: 16
Views: 1304

Re: Erie insurance - experience?

We switched from AARP ( Hartford) a few years ago and are very happy. There are a few different agents in our area so we chose the closest. There have been two deer claims and they paid for OUR repair shop with no questions. Rates have fluctuated minimally since we signed on. They never entered our ...
by barber
Fri May 08, 2020 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: MYGA VS CD's
Replies: 8
Views: 1259

Re: MYGA VS CD's

Thanks Stinky I saw the heading of that post and just moved on. The downside is IF you need the money during the term. The rates are higher if one accepts the risk of a lower rated insurer I would withdraw the interest annually.
by barber
Fri May 08, 2020 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: MYGA VS CD's
Replies: 8
Views: 1259

MYGA VS CD's

Seeking opinions from the board on either or both as replacement for bond funds.
by barber
Tue May 05, 2020 6:02 pm
Forum: Personal Consumer Issues
Topic: terro ant treatment
Replies: 34
Views: 1971

Re: terro ant treatment

I use Ortho Home Defense sprayed in areas where ants are walking. All door sills and around the block foundation. It takes care of spiders also. They need to walk across or on the sprayed area and they will die later.
by barber
Tue Apr 14, 2020 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Can I fund Ally CDs directly from Vanguard brokerage Money market
Replies: 17
Views: 1432

Re: Can I fund Ally CDs directly from Vanguard brokerage Money market

I transfer from Vanguard to Ally savings account, then into cd's. Once you have gone thru the process of adding Ally to your Vanguard bank list, it goes smoothly.
by barber
Tue Mar 03, 2020 4:25 pm
Forum: Personal Investments
Topic: Retirees living off Wellesley Income Fund: how do you manage the nuts and bolts?
Replies: 22
Views: 4479

Re: Retirees living off Wellesley Income Fund: how do you manage the nuts and bolts?

My DW, retired USPS rural carrier, transferred her tsp account to Vanguard Wellesley fund. She has a monthly automatic withdrawal to her checking account. If any excess then this reinvested in her brokerage account. She is not of rmd age. This works as an additional pension and requires minimal adju...
by barber
Sat Feb 29, 2020 9:31 am
Forum: Personal Consumer Issues
Topic: Sams Club Shipping policies
Replies: 3
Views: 280

Re: Sams Club Shipping policies

Works for us
by barber
Fri Nov 01, 2019 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Best CD rates thread
Replies: 857
Views: 113527

Re: Best CD rates thread

I just opened my first PSECU certificate and was disappointed that I could not add a beneficiary without using their tenative trust form
by barber
Tue Oct 08, 2019 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Best CD rates thread
Replies: 857
Views: 113527

Re: Best CD rates thread

The Early Retirement Forum has an ongoing post
by barber
Thu Jul 11, 2019 8:21 am
Forum: Personal Finance (Not Investing)
Topic: Family Help
Replies: 10
Views: 1902

Re: Family Help

Thanks for the thoughts
by barber
Tue Jul 09, 2019 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: Family Help
Replies: 10
Views: 1902

Re: Family Help

MONTHLY BILLS re taxes 146 auto ins 57 home ins 62 rx ins 77 med ins 248 aarp united health n. gas 123 util-w,t,s,e 184 electric is HIGH cable 90 looking to reduce or eliminate prescripts 85 out of pockets cost phone 46 landline, no cell Born and raised in this small town. Utilities are bought and r...
by barber
Tue Jul 09, 2019 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Family Help
Replies: 10
Views: 1902

Family Help

UPDATE A little headway on helping my brother. We changed car and home insurance, saves about $100 per month. Rental house is pending sale, another potential headache removed. I am planning that he will need income to cover monthly bill deficit and spending. The total funds will be about 175k. He ha...
by barber
Wed Jun 26, 2019 8:17 am
Forum: Personal Consumer Issues
Topic: Clearing undergrowth and bush
Replies: 37
Views: 3003

Re: Clearing undergrowth and bush

A couple of goats will eat most of what you want removed and fertilize as they work.
by barber
Fri Jan 25, 2019 3:40 pm
Forum: Investing - Theory, News & General
Topic: Vanguard stole $0.01?
Replies: 80
Views: 6784

Re: Vanguard stole $0.01?

Maybe it's time to move to EDJ
by barber
Fri Jan 25, 2019 10:48 am
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 47
Views: 4513

Re: Hearing Aids

UPDATE After consulting a major retailer and a private audiologist and never having any hearing aids I have opted for the audiologist. The explanation and added testing of my hearing loss made my decision easier. I do believe that had I been using hearing aids I may have tried Costco. I also would n...
by barber
Mon Jan 21, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 47
Views: 4513

Re: Hearing Aids

Thanks for all the info. I am shocked at pricing. My insurance carrier, Federal BCBS, recommends Beltone and that was my initial contact. Basic 3 channel units $2599 per pair, fully covered.. The mid range 9 channel are $4500-$5200. The rechargeable 17 channel are $6500. These are all after my insur...
by barber
Sun Jan 20, 2019 11:40 am
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 47
Views: 4513

Re: Hearing Aids

Will talk to Costco
NOT a candidate for the cochlear Thanks
by barber
Sat Jan 19, 2019 4:17 pm
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 47
Views: 4513

Hearing Aids

I have been diagnosed with moderate to severe loss of the high frequency sounds. I feel like I'm shopping for a car. My insurance will fully pay for a basic 3 channel set(both ears) and then we proceed to the 6,9 or 17 channel. I could afford any of them so what or how does a person do that would al...
by barber
Sat Jan 19, 2019 2:01 pm
Forum: Personal Consumer Issues
Topic: What is a Boglehead funeral/burial?
Replies: 153
Views: 9744

Re: What is a Boglehead funeral/burial?

+1 0n the body donation with free cremation. I have choice of using there burial place or family can claim and dispose as they choose. They will pick up body within a 125 mile range.
by barber
Sun Jan 13, 2019 11:48 am
Forum: Personal Consumer Issues
Topic: USPS price increase on 1/27/19
Replies: 74
Views: 7424

Re: USPS price increase on 1/27/19

My post yesterday got me banned for showing where and how to order. I tried to save some time and failed to list it correctly and admin thought I was a scammer. NOT TRUE I apologize, but I meant no harm. I have made a few purchases of the ebay forever stamps @ $0.34. My first purchase I took to the ...
by barber
Sat Jan 12, 2019 9:29 am
Forum: Personal Consumer Issues
Topic: USPS price increase on 1/27/19
Replies: 74
Views: 7424

Re: USPS price increase on 1/27/19

Ebay still has Forever stamps @ $0.35 for 500 minimum.
by barber
Sat Jan 05, 2019 10:39 am
Forum: Personal Consumer Issues
Topic: USPS price increase on 1/27/19
Replies: 74
Views: 7424

Re: USPS price increase on 1/27/19

Ebay offers Forever stamps @ .35 minimum of 500
by barber
Wed Oct 24, 2018 9:52 am
Forum: Personal Consumer Issues
Topic: Block fireplace draft
Replies: 19
Views: 1413

Re: Block fireplace draft

We use chimney balloons
by barber
Sun Jun 24, 2018 12:48 pm
Forum: Personal Finance (Not Investing)
Topic: Adding a trust to your homeowner's policy
Replies: 63
Views: 7920

Re: Adding a trust to your homeowner's policy

Our policy has husband and wife listed as the insured, but the deed list's the house in our trust name. Potentially we are not covered.
by barber
Sun Jun 24, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Adding a trust to your homeowner's policy
Replies: 63
Views: 7920

Adding a trust to your homeowner's policy

The following was posed on the Early Retirement Forum by member Ready and I find myself needing the same information. Our home is in a trust, and it occurred to me that I need to add the trust as an additionally insured on our homeowners and umbrella policies. We are with Allstate and our agent is r...
by barber
Wed Aug 30, 2017 8:40 am
Forum: Personal Finance (Not Investing)
Topic: TaxAct for $13.50
Replies: 41
Views: 5613

Re: TaxAct for $13.50

My email, for returning users, stated to log in and go to 2016 tax forms and to click auto pay. This is for 2017 tax act deluxe @ 13.50, state and federal.
by barber
Mon Apr 11, 2016 7:54 am
Forum: Personal Finance (Not Investing)
Topic: When the rubber hits the road [Progressive Dementia thread with merged updates]
Replies: 108
Views: 10849

Re: An Update on my condition - dementia is not fun

Thanks for the update. So glad things are better than anticipated originally. I sent you the email awhile back asking for an update and I am thankful that you were able to respond. Please when able keep us posted.
by barber
Fri Nov 13, 2015 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Penfed $100 credit
Replies: 7
Views: 3274

Re: Penfed $100 credit

FROM WEBSITE $100 Statement Credit Bonus Offer PenFed Platinum Rewards Visa Signature®, PenFed Promise Visa®, PenFed Defender Visa Signature®, PenFed PlatinumCash Rewards Visa®, PenFed Gold Visa®, or PenFed Defender American Express® Accounts approved and issued from July 15, 2015 through December 3...
by barber
Wed Sep 09, 2015 10:24 am
Forum: Personal Consumer Issues
Topic: can you recommend a good waterproof men's winter boot
Replies: 37
Views: 4226

Re: can you recommend a good waterproof men's winter boot

DW and I are long time users of Muck boots. They are reasonably priced and come in many styles.
by barber
Wed Aug 26, 2015 3:34 pm
Forum: Personal Consumer Issues
Topic: Siblings sharing a room until what age?
Replies: 15
Views: 2934

Re: Siblings sharing a room until what age?

[OT comment removed by admin LadyGeek]
by barber
Wed Aug 26, 2015 3:28 pm
Forum: Personal Consumer Issues
Topic: Recommendations for steam mop
Replies: 18
Views: 3042

Re: Recommendations for steam mop

We have a Bissell and have used it for about 4 years and quite happy. We also bought our daughter the same for use on her laminated wood floors and she really likes it.
by barber
Wed Jul 22, 2015 9:12 am
Forum: Personal Consumer Issues
Topic: Peak vs. Off Peak Energy Hours (New Jersey)
Replies: 8
Views: 3515

Re: Peak vs. Off Peak Energy Hours (New Jersey)

I live in Ohio and our supplier is LMRE. Summer schedule ( May 23-Spt. 23 ) Peak 2-10pm M-F ; Off peak -weekends, Memorial day, July 4,Labor day and all other hours not listed. Winter (9-23-5-22) on peak hours 6am-10am & 5pm-10pm; Off peak weekends, Christmas, New years and a;; other hours not l...
by barber
Wed May 27, 2015 2:30 pm
Forum: Non-US Investing
Topic: Problem with international wire transfer
Replies: 16
Views: 2303

Re: Problem with international wire transfer

I send $100.00 each time and the fee is $.50, not 2.5%
by barber
Wed May 27, 2015 1:57 pm
Forum: Non-US Investing
Topic: Problem with international wire transfer
Replies: 16
Views: 2303

Re: Problem with international wire transfer

I send money to Slovakia using pay pal and the fee is $.50 which is withdrawn from person receiving the funds. We send to their pay pal account and it is then deposited into a checking account.
by barber
Fri Apr 24, 2015 7:46 am
Forum: Personal Finance (Not Investing)
Topic: Part B or not Part B, that is the question
Replies: 17
Views: 1916

Re: Part B or not Part B, that is the question

Retiredjg: "Did your spouse retire within the last 8 months? Or did you guys drop your FEHB coverage within the last 8 months? Orhave your FEHB coverage?" We have retained Anthem federal and I chose to add the part B do to additional health issues and believed the combination of part B plu...
by barber
Thu Apr 23, 2015 7:23 am
Forum: Personal Finance (Not Investing)
Topic: Part B or not Part B, that is the question
Replies: 17
Views: 1916

Re: Part B or not Part B, that is the question

I have recently went thru this process. I am 73 and the spouse of a retired postal employee. When I turned 65 I contacted OPM and received paperwork to take to SS office proving I had medical coverage and was staying on my spouse's plan. I just enrolled in part B with NO PENALTY and paying $104.95 m...
by barber
Thu Jan 23, 2014 9:28 am
Forum: US Chapters
Topic: Taylor's 90th Birthday
Replies: 272
Views: 37336

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy Birthday Taylor and thanks again for your responses to my private emails. Your suggestions were well thought out and very helpful. Hope to be hearing from you for many more years.
by barber
Wed Dec 19, 2012 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Buying Used Prius
Replies: 8
Views: 1622

Re: Buying Used Prius

I have used Edmunds.com combined with KBB values when negotiating privately. In my experience(last six months) I saved on a private sale over 2k on an 06 Ford pickup.
by barber
Thu Nov 22, 2012 9:15 am
Forum: US Chapters
Topic: A THANKSGIVING TO REMEMBER
Replies: 18
Views: 2611

Re: A THANKSGIVING TO REMEMBER

Thanks to all who contribute so much this site and to those that are serving or have served our country.
by barber
Sun Sep 09, 2012 10:03 am
Forum: Personal Finance (Not Investing)
Topic: 2 Comma Club
Replies: 60
Views: 9319

Re: 2 Comma Club

Congratulations!! We arrived at that level this year without inclusion of anything but investments. The biggest goal that was achieved was my Dad always hoped one of his children could attain this feat. I never expected it to be me. It was slow and steady investing and time. We hope it will be enoug...