Search found 97 matches
- Sat Jan 04, 2014 9:57 pm
- Forum: Personal Consumer Issues
- Topic: What treats do you deserve as a Boglehead?
- Replies: 25
- Views: 2228
Re: What treats do you deserve as a Boglehead?
"Money is fungible." Exactly. It has no purpose, on an individual level, other than that which we imagine for it. (It is likely less interested in us than we are in it.)
- Sat Jan 04, 2014 9:25 pm
- Forum: Personal Consumer Issues
- Topic: What treats do you deserve as a Boglehead?
- Replies: 25
- Views: 2228
Re: What treats do you deserve as a Boglehead?
Frugality for me is largely confined to investing. Active investing, and the concomitant fees, I find to be an affront. The brilliance that is on display here, day after day, has allowed me to get my ER down to 9 bps. I splurge on everything else. It's weakness of mine.
- Sat Jan 04, 2014 7:52 pm
- Forum: Personal Consumer Issues
- Topic: How much do you spend on books a year?
- Replies: 47
- Views: 4187
Re: How much do you spend on books a year?
At least $1,000. I love them. I've been blessed with the ability to read quickly. I cannot imagine reading a book on an e-reader, though. Then again, I didn't own a cellphone until 2007, so I may have to adjust to the new reality!
- Sat Jan 04, 2014 5:54 pm
- Forum: Personal Consumer Issues
- Topic: The Funniest Movie Ever
- Replies: 227
- Views: 27687
Re: The Funniest Movie Ever
I once saw "Trading Places" dubbed in German. I was so captivated by it, I watched the whole thing. It was pretty well done, a perfect blend of "Prussian" and Bavarian dialects, based on the characters. "Why are you watching this?" my girlfriend at the time asked. "I don't know," was my response.
- Sat Jan 21, 2012 7:01 pm
- Forum: Investing - Theory, News & General
- Topic: Why is Wellesley doing so well??
- Replies: 34
- Views: 6351
Re: Why is Wellesley doing so well??
Hmm...excellent, thanks for the research!jeffyscott wrote:According to M* analysis, Wellington has been the Wellington of today since 1978:
In 1978, Vanguard took the fund back to the future by restructuring it into a disciplined, value-oriented hybrid fund that would keep asset allocation between 60% and 70% stocks and 30% and 40% bonds and refocus on the offering's roots as an investment vehicle that put equal priority on income generation, capital preservation, and capital appreciation.
- Sat Jan 21, 2012 6:49 am
- Forum: Investing - Theory, News & General
- Topic: Why is Wellesley doing so well??
- Replies: 34
- Views: 6351
Re: Why is Wellesley doing so well??
True, thanks...it was a growth fund in the 60s if I recall. It looks like Puritan has beaten it since 1947, which is great if you invested in Puritan in 1947, or 1950. Puritan has very high turnover and a growth bias, so I'd stay away.tibbitts wrote:Wellington wasn't always the Wellington we know today. It didn't always have the advantage of VG's unique corporate structure, and extraordinarily low expenses. Wellington went through periods of emphasizing growth vs. value, widely ranging stock/bond allocations, and was actually a high-expense load fund for many years of its existence.AgnosticInvestor wrote: Fair enough! Let me look into it. Love being proved wrong (not kidding). Being 'assured' is the death of any executive.
Paul
- Fri Jan 20, 2012 9:58 pm
- Forum: Investing - Theory, News & General
- Topic: Why is Wellesley doing so well??
- Replies: 34
- Views: 6351
Re: Why is Wellesley doing so well??
Being in the right place at the right time, plus...superior security selection (issue selection for bonds, and stock selection for equities). Sometimes active managers get it right. The active managers of Wellington and Wellesley have been getting it right for a long time ... There are some active funds that are cheap and benefit from active managers. The best of both worlds ... Having been retired for 16 years I have a fondness for both funds. investor Wellington hasn't been getting it right now for several years; they've been losing to their benchmark for the past 1 and 3 year periods. Hopefully the managers have been moved to the bottom floor, so when they jump, they won't hurt themselves. Paul The idea behind both funds, if I'm not mis...
- Fri Jan 20, 2012 8:33 pm
- Forum: Personal Consumer Issues
- Topic: "Blade Runner" Asking your Opinion
- Replies: 104
- Views: 8209
Re: "Blade Runner" Asking your Opinion
I haven't had time to read the entire thread, but my thought was that Deckard as a replicant was a given. I'd have to watch the film through a different lens if the idea that he isn't one is a possibility.
- Fri Jan 20, 2012 8:21 pm
- Forum: Investing - Theory, News & General
- Topic: What is risk? Define risk in your own words?
- Replies: 52
- Views: 7078
Re: What is risk? Define risk in your own words?
That and standard deviation of excess return (tracking error). The best single metric.
- Fri Jan 20, 2012 8:14 pm
- Forum: Investing - Theory, News & General
- Topic: What is risk? Define risk in your own words?
- Replies: 52
- Views: 7078
Re: What is risk? Define risk in your own words?
Excellent question. I have no answer other than that I have to invest in the capital markets (stocks and bonds) because not doing so will result in poverty. A large chunk of cash, uninvested, will lead me to the poor house...eventually.
- Fri Jan 20, 2012 7:48 pm
- Forum: Investing - Theory, News & General
- Topic: Why is Wellesley doing so well??
- Replies: 34
- Views: 6351
Re: Why is Wellesley doing so well??
Being in the right place at the right time, plus...superior security selection (issue selection for bonds, and stock selection for equities). Sometimes active managers get it right. The active managers of Wellington and Wellesley have been getting it right for a long time ... There are some active funds that are cheap and benefit from active managers. The best of both worlds ... Having been retired for 16 years I have a fondness for both funds. investor Wellington hasn't been getting it right now for several years; they've been losing to their benchmark for the past 1 and 3 year periods. Hopefully the managers have been moved to the bottom floor, so when they jump, they won't hurt themselves. Paul The idea behind both funds, if I'm not mis...
- Sat Jan 14, 2012 7:54 pm
- Forum: Personal Investments
- Topic: Wellington vs. Total Stk./Total Bond Idx. mix ?
- Replies: 27
- Views: 5670
Re: Wellington vs. Total Stk./Total Bond Idx. mix ?
One small comment: I'm an indexer (and a total market one at that) because I like the 'cleanness' of it. However, having a substantial investment in Wellington or Wellesley is fine, and is perhaps a superior approach. The combination of dividend-paying stocks and high-grade corporate bonds has a lot going for it.
- Sat Jan 14, 2012 7:38 pm
- Forum: Personal Investments
- Topic: Wellington vs. Total Stk./Total Bond Idx. mix ?
- Replies: 27
- Views: 5670
Re: Wellington vs. Total Stk./Total Bond Idx. mix ?
Sorry, I again misplaced my comment on nisiprius's orginal comment. This was my comment:
What a response! This is why I keep coming back to this site. Measured, reasonable, spot on. Very good. Thanks.
What a response! This is why I keep coming back to this site. Measured, reasonable, spot on. Very good. Thanks.
- Sat Jan 14, 2012 7:34 pm
- Forum: Personal Investments
- Topic: Wellington vs. Total Stk./Total Bond Idx. mix ?
- Replies: 27
- Views: 5670
Re: Wellington vs. Total Stk./Total Bond Idx. mix ?
I don't know a quick-and-easy way to test a 65/35 portfolio, but, rather conveniently, Vanguard Balanced Index Fund (VBINX) is a constantly-rebalanced 60/40 mix of Total Stock and Total Bond. To see what happened in the past, go to Morningstar.com, type VBINX into the Quote box, wait for drop-down, click. Chart. Maximum. Compare to: VWELX, wait for drop-down, click. To reduce clutter, I hover the mouse over the two benchmarks Morningstar provides and click on the X to get rid of them, and this is what I see. And remember, growth charts are take-home after expenses. http://i42.tinypic.com/fu7yf6.jpg So, what to do? It's an imponderable. I'm personally an indexer--actually held VBINX for a while, incidentally, but decided to exchange it into...
- Fri Jan 13, 2012 8:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: Found $100 Bill at Walmart
- Replies: 161
- Views: 19165
Re: Found $100 Bill at Walmart
I'll assume that this is an exercise in ethics, as the original story is fantastic (the manager reviewed the videotape while you were standing there?!). OK, anyway, I would give it to the cashier as I would anything more than a quarter. Not because I'm overly ethical, but simply because it's right.
- Fri Jan 13, 2012 8:36 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard Windsor II vs Large Cap Value Index Fund
- Replies: 7
- Views: 1750
Re: Vanguard Windsor II vs Large Cap Value Index Fund
Sorry, I must have replied in the wrong place. This was my response:
Yes. It's a large cap value fund with a low ER and it's non-concentrated. A fine proxy.
Yes. It's a large cap value fund with a low ER and it's non-concentrated. A fine proxy.
- Fri Jan 13, 2012 8:33 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard Windsor II vs Large Cap Value Index Fund
- Replies: 7
- Views: 1750
Re: Vanguard Windsor II vs Large Cap Value Index Fund
Hi all. It's time for me to rebalance, and my plan call for purchasing more Large Cap Value Index. But the way our accounts are arranged between employers, I don't have enough access to the Index in existing accounts to rebalance adequately. My new employer plan does have the Windsor II fund, which used the Russel 1000 Value as it's comparison index. I intend to just use the Windsor II as a substitute for when I can't buy enough of the Large Cap Value Index fund in my other accounts. I know the expense ratio is higher, and it's a managed fund, of course. But for simplicity sake, I intend to just pretend it's just the same as the LCV index. I', a slicer and dicer, with a tilt to small and value. My AA calls for a total of 12.5% LCV, via the...
- Fri Jan 13, 2012 8:18 pm
- Forum: Investing - Theory, News & General
- Topic: Why is Wellesley doing so well??
- Replies: 34
- Views: 6351
Re: Why is Wellesley doing so well??
To clarify, issue selection may have outweighed stock selection or vice versa. In other words, the equity managers may have underperformed and the fixed income managers' outperformance may have been enough to 'cover' for their equity brethren's underperformance (again, or vice versa).AgnosticInvestor wrote:Being in the right place at the right time, plus...superior security selection (issue selection for bonds, and stock selection for equities). Sometimes active managers get it right.
- Fri Jan 13, 2012 8:05 pm
- Forum: Investing - Theory, News & General
- Topic: Why is Wellesley doing so well??
- Replies: 34
- Views: 6351
Re: Why is Wellesley doing so well??
Being in the right place at the right time, plus...superior security selection (issue selection for bonds, and stock selection for equities). Sometimes active managers get it right.
- Fri Jan 13, 2012 7:39 pm
- Forum: Investing - Theory, News & General
- Topic: The Bottom Line: Just sit there.
- Replies: 31
- Views: 5559
Re: The Bottom Line: Just sit there.
Could not agree more. I struggle, mightily, against the urge to fashion a 'perfect' portfolio. Posts like this keep me from acting on those urges. Many of us do, but we've learned to refrain and sleep well every night. An essential part of Boglehead investing includes having the discipline to understand 'perfect is the enemy of good.' Most people seem to search for perfect and way too many end up with NOT good. Those I've known are still working and will be for years, I was fortunate enough to retire early without a pension. We've done better than we've ever hoped by accepting (very) good in the long run thanks to Mr Bogle & Dr Bernstein. Agreed! My reptilian brain still contrives against my financial well being, though. Ugh. Must be o...
- Fri Jan 13, 2012 7:34 pm
- Forum: Investing - Theory, News & General
- Topic: The Bottom Line: Just sit there.
- Replies: 31
- Views: 5559
Re: The Bottom Line: Just sit there.
Could not agree more. I struggle, mightily, against the urge to fashion a 'perfect' portfolio. Posts like this keep me from acting on those urges. I am struggling with exactly this urge right now. I'm thinking about a small change to our portfolio and can't make up my mind whether I should "do something" or "just sit there." Maybe I should implement a Larimore rule: when in doubt, just sit there! "I am struggling with exactly this urge right now": A couple thoughts,over the many years I have been investing ,experience(which is just applied failure)has taught me that most of the time when I would get the "urge" to make changes to portfolio,if done, it turned out to be a "move' that would create m...
- Sun Jan 08, 2012 5:09 pm
- Forum: Investing - Theory, News & General
- Topic: The Bottom Line: Just sit there.
- Replies: 31
- Views: 5559
Re: The Bottom Line: Just sit there.
Could not agree more. I struggle, mightily, against the urge to fashion a 'perfect' portfolio. Posts like this keep me from acting on those urges.
- Sun Jan 08, 2012 5:01 pm
- Forum: Personal Consumer Issues
- Topic: Top 10 websites you view daily/semi-daily
- Replies: 53
- Views: 7933
Re: Top 10 websites you view daily/semi-daily
Google
NYTimes
Bloomberg
HuffPo
Yahoo
MarketWatch
The Onion
Bogleheads
Slate
New Yorker
NYTimes
Bloomberg
HuffPo
Yahoo
MarketWatch
The Onion
Bogleheads
Slate
New Yorker
- Sun Jan 08, 2012 4:51 pm
- Forum: Personal Investments
- Topic: Wellington or Vanguard 2020?
- Replies: 8
- Views: 2336
Re: Wellington or Vanguard 2020?
Although the Wellington Management Co. is an outstanding organization, I'd go with the index fund. Then again, VWELX has its charm in the form of superior risk-adjusted returns versus a combination of similarly-tilted index funds. At least in the past.
- Sun Jan 08, 2012 4:42 pm
- Forum: Personal Consumer Issues
- Topic: David Bowie is turning 65......
- Replies: 12
- Views: 1494
Re: David Bowie is turning 65......
Ha,ha, very good! Back when the space race infused popular culture. No longer. 'Houston, we've had a problem.' A shame.Leesbro63 wrote:Ground control to major Tom....
- Sun Jan 08, 2012 4:30 pm
- Forum: Investing - Theory, News & General
- Topic: Junk Bonds have outperformed Stocks
- Replies: 155
- Views: 12310
Re: Junk Bonds have outperformed Stocks
Is the high-yield bond market a U.S. phenomenon? How many companies in Europe rely on the provision of credit through securities markets rather than through bank loans? I agree that it's a separate asset class, but what is its utility for an investor? It's its interaction with the other parts of a portfolio that gives me pause. As always, I'm enjoying the discussions on this board...I have a lot to learn.
- Sun Jan 08, 2012 2:02 pm
- Forum: Investing - Theory, News & General
- Topic: What is the single most important investing belief?
- Replies: 128
- Views: 12596
Re: What is the single most important investing belief?
To me it's this: shovel as much money as you possibly can into tax-advantaged accounts. I'd rather oversave and retire early than deal with the alternative. In terms of what to invest in, I use low-cost index funds simply because I know what to expect: the market return for a particular asset class. Was I bummed out that TISM underperformed TSM last year? No, not at all. It is what it is. May want to think about mandatory withdrawals. Some folks will have more TI and owe more tax in retirement than when they were working. As others have suggested, it may make better sense to contribute to 401k's up to any employer match and then do a Roth IRA. Investing and taxes are too complicated. If you follow general principles, you may actually be hu...
- Sun Jan 08, 2012 1:54 pm
- Forum: Investing - Theory, News & General
- Topic: Junk Bonds have outperformed Stocks
- Replies: 155
- Views: 12310
Re: Junk Bonds have outperformed Stocks
I think that's right. Most people will choose the 'bond fund' with the highest recent returns (often a junk bond fund) coupled with a stock fund (again, the one with the highest recent returns). A very large mistake, but one that probably occurs very often.livesoft wrote:It is pretty clear to me that many people who have decided on an asset allocation of stocks:bonds will always include junk bonds as part of their bond allocation. That is, they will equate the junk bond in their 401(k) with the same risk characteristics of all the other bond funds in their 401(k) plans.
- Sat Jan 07, 2012 7:52 pm
- Forum: Investing - Theory, News & General
- Topic: Junk Bonds have outperformed Stocks
- Replies: 155
- Views: 12310
Re: Junk Bonds have outperformed Stocks
I've thought of this, too. It only makes sense if one's entire portfolio (in tax-advantage accounts) is solely junk bonds. It's a bit too contrarian for me, but it's interesting nonetheless!
- Sat Jan 07, 2012 7:31 pm
- Forum: Personal Investments
- Topic: New Vanguard International Bond fund
- Replies: 9
- Views: 1646
Re: New Vanguard International Bond fund
I think there are two (one developed, one EM). I believe both are hedged, eliminating, for the most part, currency risk. This does interest me (different interest rate environments, etc.). The cost of adding this might be a concern (canceling out any possible benefit).
- Sat Jan 07, 2012 7:22 pm
- Forum: Personal Consumer Issues
- Topic: Buying shoes
- Replies: 17
- Views: 2308
Re: Buying shoes
No argument here...it's actually an intriguing idea.civi68 wrote:Also, an inflation hedge. With my bank account almost zero interest, it' best to buy a $200 hiking boot for $85 even if you don't need it now. I won't need another pair for many years now.
- Sat Jan 07, 2012 7:10 pm
- Forum: Investing - Theory, News & General
- Topic: What is the single most important investing belief?
- Replies: 128
- Views: 12596
Re: What is the single most important investing belief?
To me it's this: shovel as much money as you possibly can into tax-advantaged accounts. I'd rather oversave and retire early than deal with the alternative. In terms of what to invest in, I use low-cost index funds simply because I know what to expect: the market return for a particular asset class. Was I bummed out that TISM underperformed TSM last year? No, not at all. It is what it is.
- Sat Jan 07, 2012 6:42 pm
- Forum: Personal Consumer Issues
- Topic: Buying shoes
- Replies: 17
- Views: 2308
Re: Buying shoes
What a remarkably strange question, although, come to think of it, it may not be a bad idea. A hedge against the manufacturer going out of business? Not bad.civi68 wrote:Does anyone buy shoes although they don't need them and pack them away for the future? I saw some great deals on hiking boots. However, I probably won't need new ones for a few years. I wonder if shoe materials wear out over time even if you don't wear them.
- Sat Jan 07, 2012 6:33 pm
- Forum: Personal Finance (Not Investing)
- Topic: Are you or could you be friends with another Boglehead?
- Replies: 64
- Views: 5890
Re: Are you or could you be friends with another Boglehead?
What a great question. As far as I know, I don't know any Bogleheads. I might have to make it to a gathering one of these days.
- Fri Jan 06, 2012 10:04 pm
- Forum: Investing - Theory, News & General
- Topic: The Easiest 50/50 Active/Index Portfolio Ever Created!
- Replies: 18
- Views: 2775
Re: The Easiest 50/50 Active/Index Portfolio Ever Created!
His is a practical portfolio; the theory behind it will come later (if it needs to come at all).jumpin wrote:It works in theory, but does it work in practice?AgnosticInvestor wrote:It reminds me of the charge leveled against French intellectuals: it works in practice, but does it work in theory?!
- Fri Jan 06, 2012 7:22 pm
- Forum: Investing - Theory, News & General
- Topic: The Easiest 50/50 Active/Index Portfolio Ever Created!
- Replies: 18
- Views: 2775
Re: The Easiest 50/50 Active/Index Portfolio Ever Created!
It reminds me of the charge leveled against French intellectuals: it works in practice, but does it work in theory?!
- Fri Jan 06, 2012 6:55 pm
- Forum: Investing - Theory, News & General
- Topic: "The 'best' place to put your money NOW."
- Replies: 9
- Views: 2019
Re: "The 'best' place to put your money NOW."
This is great...thanks! This article will be posted on my Facebook page (or 'liked' or whatever it is), and will be summarily ignored by those having a compulsive need to 'beat the market.' And these are my (otherwise) intelligent friends! Ugh.
- Fri Jan 06, 2012 6:23 pm
- Forum: Investing - Theory, News & General
- Topic: Should investors shift from bonds?
- Replies: 53
- Views: 7560
Re: Should investors shift from bonds?
To drag out the metaphor, I'm afraid of being sent to the 'Russian Front' of regret (and analysis paralysis) by over-thinking my portfolio.pkcrafter wrote:I see a lot of people on the forum trying to make behavioral mistakes and people like Taylor trying to stop them.
Agnosticinvestor wrote:There used to be a poster on M* who used what he called the no-nothing portfolio, but the Schultz? Now there is really something we can run with. Swedroe has the Larry, and most of the rest of us should have the Schultz.Thank you! Although I style myself as an 'agnostic' investor (in that I 'know nothing,' ala Sgt. Schultz), this has been a concern of mine recently. I hate the bonds in my portfolio, but, alas, they are there for a reason.
Paul
- Sun Jan 01, 2012 11:10 pm
- Forum: Personal Investments
- Topic: International Allocation & Staying the Course
- Replies: 6
- Views: 1272
Re: International Allocation & Staying the Course
"...because of currency movements." Right. Now try to figure out the global fixed income world, where currency movements predominate. Your (at least my) head will spin!stratton wrote:When the USD strengthen Intl stocks will lose ground because of currency movements. The reverse happens when the USD weakens. Foreign stocks are assumed unhedged unless the fund name mentions it.
Paul
- Sun Jan 01, 2012 10:10 pm
- Forum: Personal Consumer Issues
- Topic: Would you trade all of your wealth to be 20 again?
- Replies: 93
- Views: 8881
Re: Would you trade all of your wealth to be 20 again?
Yes, without hesitation.
- Sun Jan 01, 2012 9:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: Mf global
- Replies: 3
- Views: 707
Re: Mf global
I like the question. This case has stuck in my craw for a while. 'Asleep at the switch' is no longer a reasonable excuse by regulators.
- Sun Jan 01, 2012 9:48 pm
- Forum: Personal Finance (Not Investing)
- Topic: Buying a House ... Cash or Credit?
- Replies: 33
- Views: 4077
Re: Buying a House ... Cash or Credit?
Pay cash and make it a bargaining chip in the price negotiation. There are so many buyers still being turned down by the lenders that sellers with any common sense will give you a break -- just like those gas stations that have different cash and credit prices. If you want, you can "refinance" later if the rates are still good. You will lose the tax benefit if you do this; mortgage interest is only deductible on a loan taken to buy or improve a home, or up to $100,000 for other purposes on a home-equity loan. The tax benefit isn't valuable for its own sake; it is just something which reduces the cost of doing something else with the money. For example, you might decide to take out a $300,000 mortgage, buy $300,000 in stock, and a...
- Sun Jan 01, 2012 9:43 pm
- Forum: Personal Consumer Issues
- Topic: Are you left or right handed?
- Replies: 33
- Views: 2632
Re: Are you left or right handed?
I only learned of the relation between left-handedness and 'sinister' recently. Never knew it before.stratton wrote:How sinister.JeremyM wrote:Left handed and proud of it: so far it's 2-0 for southpaws!
Paul
- Sun Jan 01, 2012 9:38 pm
- Forum: Forum Issues and Administration
- Topic: If you can't say something nice...
- Replies: 31
- Views: 3499
Re: If you can't say something nice...
Hah and hah! Competition was OK, being impolite was not. Cheers!VictoriaF wrote:Unfortunately, your parents did not teach you not to underbid their fellow Bogleheads.AgnosticInvestor wrote:The phrase 'whatever' was banned in my household when growing up (1980s-ish). This was in terms of its use as a response to a declarative sentence: 'Yeah, whatever" or "OK, whatever.' My father also would admonish us if we referred to my mother, in her presence, as 'she.' "She is not 'she,' she is 'Mom.'"
Victoria (the one with 666)
- Sun Jan 01, 2012 9:30 pm
- Forum: Forum Issues and Administration
- Topic: If you can't say something nice...
- Replies: 31
- Views: 3499
Re: If you can't say something nice...
The phrase 'whatever' was banned in my household when growing up (1980s-ish). This was in terms of its use as a response to a declarative sentence: 'Yeah, whatever" or "OK, whatever.' My father also would admonish us if we referred to my mother, in her presence, as 'she.' "She is not 'she,' she is 'Mom.'"
- Sun Jan 01, 2012 9:18 pm
- Forum: Investing - Theory, News & General
- Topic: The Three-Fund Portfolio
- Replies: 3895
- Views: 2424107
Re: The Three Fund Portfolio
This is my portfiolio (TSM, TISM, TBM). That's it. [My current employer was kind enough to offer the Big 3 as investment options under my 401(k) plan]. I'm constantly thinking of ways to improve it, but I'm weary of making it worse.
- Sun Jan 01, 2012 9:05 pm
- Forum: Investing - Theory, News & General
- Topic: Should investors shift from bonds?
- Replies: 53
- Views: 7560
Re: Should investors shift from bonds?
Thank you! Although I style myself as an 'agnostic' investor (in that I 'know nothing,' ala Sgt. Schultz), this has been a concern of mine recently. I hate the bonds in my portfolio, but, alas, they are there for a reason.
- Sun Jan 01, 2012 8:59 pm
- Forum: Personal Consumer Issues
- Topic: Movie night in recommendations
- Replies: 269
- Views: 29283
Re: What is your favorite movie?
Ah, yes. When I first saw this movie, I didn't like it...way too sentimental. Today, whenever it's on TV, that's what I watch, clicker parked firmly, untouched, on the coffee table. Lt. Dan makes the movie for me.SkolVikes7 wrote:Forrest Gump
- Sun Jan 01, 2012 1:23 pm
- Forum: Investing - Theory, News & General
- Topic: credit, debit, or cash?
- Replies: 54
- Views: 4257
Re: credit, debit, or cash?
I try to use cash whenever I can. I honestly don't know why.
- Sun Jan 01, 2012 10:49 am
- Forum: Forum Issues and Administration
- Topic: If you can't say something nice...
- Replies: 31
- Views: 3499
Re: If you can't say something nice...
Did a 'spit-take' on this post! Very funny!sscritic wrote:What if you put a smiley after your negative comment? Doesn't that make it OK?
I hate this thread.
See?