Search found 183 matches

by rgarling
Sat Jan 18, 2020 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Rental Property--Do numbers make sense to keep??
Replies: 42
Views: 2254

Re: Rental Property--Do numbers make sense to keep??

Sell. Those are bad numbers for an investment property.
by rgarling
Mon Nov 18, 2019 1:46 pm
Forum: Personal Consumer Issues
Topic: 2017 Toyota Highlander maintenance reminder is coming on even though oil change is not needed
Replies: 16
Views: 1832

Re: 2017 Toyota Highlander maintenance reminder is coming on even though oil change is not needed

Yes, just reset the reminder. Somebody must have forgot to reset it when you brought it in for service.
by rgarling
Mon Jul 22, 2019 1:49 pm
Forum: Personal Consumer Issues
Topic: Will Tall Fence Lessen Neighboring Dog Bark Noise?
Replies: 54
Views: 3349

Re: Will Tall Fence Lessen Neighboring Dog Bark Noise?

It appears there are commercial products available that will help: www.acoustiblok.com

They quote a 28db reduction through the material.
by rgarling
Mon May 20, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: Chiminea, fire pit or nothing?
Replies: 26
Views: 2038

Re: Chiminea, fire pit or nothing?

A chiminea on an 8"-12" high platform is nice. I have a blue rooster prairie made of cast aluminum, which makes it easy to move if necessary. The platform makes access to the fire box easier and gets any smoke further above your head. A more modern heat generator for the patio are gravity fed pellet...
by rgarling
Mon Apr 15, 2019 8:43 am
Forum: Personal Consumer Issues
Topic: Where To Get New Bikes
Replies: 67
Views: 5170

Re: Where To Get New Bikes

...
Wow! Never mind then.

Now only two choices remain: Buy complete crap from Target/Walmart or buy more bike than you need from the LBS. :(
You are overlooking the Bikes Direct option. Good selection of decent bikes shipped to your door. Minor assembly required.
by rgarling
Tue Dec 18, 2018 11:25 am
Forum: Investing - Theory, News & General
Topic: "Madness of Crowds" vs "Wisdom of Crowds"
Replies: 32
Views: 2072

Re: "Madness of Crowds" vs "Wisdom of Crowds"

The wisdom of crowds has to do with aggregation of individual experiences. Crowds can have no experience regarding the future; therefore, no wisdom.
by rgarling
Tue Nov 06, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Best strategy basement mold
Replies: 27
Views: 2544

Re: Best strategy basement mold

PoultryMan wrote:
Sun Nov 04, 2018 8:01 pm
...
Also curious if anyone has used an ozone machine?
...
High concentrations of ozone can kill mold and mildew; however, you don't want to be in there when the machine is being used. Before re-entering make sure the ozone has completely dissipated.
by rgarling
Fri Aug 31, 2018 2:04 pm
Forum: Personal Consumer Issues
Topic: Nespresso?
Replies: 103
Views: 9551

Re: Nespresso?

... For instance, Rancilio Silva is a good starter cheap machine. The Vanguard of the espresso machines. I pitty all you with so much money and no taste to enjoy the good things on life You are projecting a bit. This may be hard for you to believe, but some people actually like and enjoy coffee lik...
by rgarling
Thu Aug 30, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: Nespresso?
Replies: 103
Views: 9551

Re: Nespresso?

- Makes pretty good espresso; better than a stovetop, the Gaggia on a bad day, or Starbucks on any day This is not expresso is moka expresso/coffee STop hanging out in BH and hang out in other blogs (i.e. coffeegeeks). They'll tell you Nespresso is crap. Like any pressurized portafilter expresso. I...
by rgarling
Wed Aug 08, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: Best Counter Depth Side by Side refrigerator
Replies: 24
Views: 2828

Re: Best Counter Depth Side by Side refrigerator

It isn't quite what you're looking for, but my wife and I have been happy with this refrigerator so far. https://www.lg.com/us/refrigerators/lg-LFXC24726S-french-3-door-refrigerator It is our first French door fridge and we won't ever go back to a side-by-side. Hey that's my fridge! Our first Frenc...
by rgarling
Thu Jun 07, 2018 8:11 am
Forum: Personal Consumer Issues
Topic: Selected photos of my 4 week ride through the Balkans and the Eastern Dolomites
Replies: 17
Views: 2637

Re: Selected photos of my 4 week ride through the Balkans and the Eastern Dolomites

If you would like to invest some time and money in a bicycle trip through the Balkans and Eastern Dolomites, here is some motivation to help you get started:

http://www.biketouringtips.com/showTipC ... &username=
by rgarling
Tue Jun 05, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Window replacement issue (egress)
Replies: 8
Views: 957

Re: Window replacement issue (egress)

investor997 wrote:
Mon Jun 04, 2018 9:29 pm
...
Questions: Am I crazy to agree to this? Would a subsequent buyer balk at this when I decide to sell?
...
Yes and yes. Leave that one window as is.
by rgarling
Tue Apr 10, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: How would you rotate these tires?
Replies: 20
Views: 2331

Re: How would you rotate these tires?

Front wheel drive. Have tires with identical size (i.e., mileage/age) on the front wheels. Don’t rotate until you replace all four tires. Risk tranny damage with unequal tires on the fronts. Show me where someone sustained transmission damage with a 4/32" tread difference on the drive axle. Some li...
by rgarling
Mon Apr 02, 2018 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Healthy eaters -- is this grocery budget normal to you?
Replies: 247
Views: 18881

Re: Healthy eaters -- is this grocery budget normal to you?

^ Low carb = low whole food plant foods = low fiber (zero fiber in chicken and animal products). ... Even a ketogenic diet will allow about 30g of net carbs. Getting the recommended 50 grams of resistant starch within this "net carb" budget isn't impossible. Low carb diets run to maybe 150 grams of...
by rgarling
Wed Mar 28, 2018 12:17 pm
Forum: Personal Finance (Not Investing)
Topic: Healthy eaters -- is this grocery budget normal to you?
Replies: 247
Views: 18881

Re: Healthy eaters -- is this grocery budget normal to you?

I've been on a Keto Diet for the past 18 months. Just had blood work done two months ago and my cholesterol was under 150. BP at 108/78 and my heart rate was 64 BPM. Please. Stop this. ... This is what's wrong with the field I studied, and the field I complete gobs of continuing education for. ... ...
by rgarling
Mon Jan 08, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: ISO Wifi Video Camera
Replies: 4
Views: 418

Re: ISO Wifi Video Camera

I have been using a 5 camera system from Blink for about a year. It can do what you are asking and is very easy to set up.
by rgarling
Thu Aug 17, 2017 12:42 pm
Forum: Personal Consumer Issues
Topic: popcorn ceiling, removal or drywall over it?
Replies: 41
Views: 10723

Re: popcorn ceiling, removal or drywall over it?

Painted popcorn is much harder to remove. You have to scrape to open up the popcorn, then spray with water and scrape again (and again). Also, you will end up with many more gouges in the surface because of the additional scraping, which requires more mud work. I've done a lot of popcorn removal and...
by rgarling
Wed Aug 02, 2017 11:43 am
Forum: Personal Consumer Issues
Topic: Basement water issue or not? Advice?
Replies: 5
Views: 1065

Re: Basement water issue or not? Advice?

If the window wells are open, you might need to cover them to keep out rain. If they are already covered and the window wells are collecting seepage from the surrounding area, then you will need to regrade that side of the house. You might be able to get by just by addressing any problem areas on th...
by rgarling
Mon Jun 26, 2017 10:27 am
Forum: Personal Consumer Issues
Topic: Help, realtors disagree. Take out bookshelves, hidden bed combo before listing?
Replies: 55
Views: 5512

Re: Help, realtors disagree. Take out bookshelves, hidden bed combo before listing?

Leave it in, and save yourself the work. If the future buyer decides they don't like it *and* makes an issue of it, you can make a monetary concession or remove it if necessary.
by rgarling
Fri Jan 06, 2017 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Conversion of Inherited Home into Primary Residence worthwhile?
Replies: 13
Views: 1245

Re: Conversion of Inherited Home into Primary Residence worthwhile?

Perhaps you can clarify your situation. Usually, when you inherit a property it is at market value. The tax basis of the original owner shouldn't come into play. (From your explanation, it seems you inherited a property worth 625k on the current market)
by rgarling
Wed Jan 04, 2017 1:17 pm
Forum: Personal Investments
Topic: Lending Club desperate for investors?
Replies: 87
Views: 13099

Re: Lending Club desperate for investors?

With these platforms you can't really calculate your 'return' until your principal has come back to you in its entirety. On Prosper, early in the p2p lending craze, I spent a little over a year putting about $10000 into small loans, and 3 subsequent years getting about $9000 out. This was a taxable ...
by rgarling
Fri Dec 23, 2016 11:27 am
Forum: Personal Consumer Issues
Topic: Cappuccino/Espresso machine recommendations?
Replies: 39
Views: 4310

Re: Cappuccino/Espresso machine recommendations?

Entertaining thread! I was in a Target one day, and they had a Nespresso machine setup. The attendant "forced" me to try an espresso... I was pleasantly surprised. It it was better than expected; however, if the true cost of running the machine is really $50 per month (as mentioned above) then it wo...
by rgarling
Sat Sep 10, 2016 8:19 am
Forum: Personal Finance (Not Investing)
Topic: New Guy Looking for Advice [Take ownership of grandparent's rental property?]
Replies: 40
Views: 2743

Re: New Guy Looking for Advice [Take ownership of grandparent's rental property?]

How about they sell you the property at market value and take back the mortgage? That way you get a stepped up basis for tax purposes and they get income from the mortgage payoff.
by rgarling
Wed Aug 24, 2016 10:38 am
Forum: Personal Consumer Issues
Topic: *Tech Questions* How do you keep track of your life?
Replies: 33
Views: 4511

Re: *Tech Questions* How do you keep track of your life?

Google photos has an app you can install on your smartphone that auto-transfers pictures & video to the cloud. That is probably sufficient without resorting to a camcorder that you'll probably forget to bring with you.
by rgarling
Tue Aug 16, 2016 8:44 am
Forum: Personal Consumer Issues
Topic: Editing shortcut emacs-like keys. Do u use them?
Replies: 34
Views: 3621

Re: Editing shortcut emacs-like keys. Do u use them?

not working for me. (PC running Chrome)
by rgarling
Mon Aug 08, 2016 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Improving the TSP [for current participants]
Replies: 419
Views: 64863

Re: Improving the TSP [for current participants]

Info_Hound wrote: ...

My TSP RMD age is 78.

...
I have never seen an RMD age other than 70.5 How did you get to 78?
by rgarling
Mon Jul 18, 2016 12:24 pm
Forum: Personal Consumer Issues
Topic: Possible Water Spot on Ceiling
Replies: 16
Views: 1632

Re: Possible Water Spot on Ceiling

If the shower is tile, check the condition of the grout.
by rgarling
Thu Jun 23, 2016 9:44 am
Forum: Personal Consumer Issues
Topic: Replacing rotten stud in wall
Replies: 32
Views: 10558

Re: Replacing rotten stud in wall

Contractors have a way of expanding the work to fit the size of your wallet. In my world your problem could be patched in about 2 hours of carpentry and be stronger than original.
by rgarling
Mon Apr 11, 2016 12:07 pm
Forum: Personal Consumer Issues
Topic: Under kitchen cabinet LED lighting
Replies: 29
Views: 5382

Re: Under kitchen cabinet LED lighting

When I remodeled our house/kitchen I used the LED strip lights you are planning to use. I used about a 1/8" x 3" board cut to the length of the run of cabinets, painted it white, and glued the LED strip to it. I then mounted the board to the bottom of the cabinet at about a 30* angle to the bottom o...
by rgarling
Wed Mar 02, 2016 2:40 pm
Forum: Personal Consumer Issues
Topic: Recessed Soffit Lighting - Need Opinion
Replies: 19
Views: 2571

Re: Recessed Soffit Lighting - Need Opinion

Maybe LED strip light along the entire soffit. You might need a (wood) reflector of some sort to force light to the brick wall.
by rgarling
Wed Feb 17, 2016 3:16 pm
Forum: Personal Consumer Issues
Topic: Simple.tv or other DVR Recommendations
Replies: 12
Views: 1596

Re: Simple.tv or other DVR Recommendations

If you haven't already, go to tvfool.com and see what signals are available to you: http://www.tvfool.com/index.php?option=com_wrapper&Itemid=29 If you have suitable stations available, try again with another antenna, and use an old PC running media center with a tuner card of some sort as your dvr....
by rgarling
Wed Jan 06, 2016 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Incorporating your home into networth calculation
Replies: 108
Views: 10622

Re: Incorporating your home into networth calculation

“When I use a word,” Humpty Dumpty said, in rather a scornful tone, “it means just what I choose it to mean—neither more nor less.” “The question is,” said Alice, “whether you can make words mean so many different things.” “The question is,” said Humpty Dumpty, “which is to be master—that’s all.” Le...
by rgarling
Tue Dec 15, 2015 9:03 am
Forum: Personal Consumer Issues
Topic: Boglehead cell phone strategy
Replies: 143
Views: 22092

Re: Boglehead cell phone strategy

Drewman wrote:TING! It uses sprint and if there is no signal it uses Verizon!

...
Can you provide a source for this information? TIA...
by rgarling
Mon Nov 09, 2015 10:35 am
Forum: Personal Consumer Issues
Topic: Crawlspaces - insulate or encapsulate?
Replies: 13
Views: 1848

Re: Crawlspaces - insulate or encapsulate?

You could try closing the vents in the heating season. Put a thermometer / hydrometer down there so you can monitor the conditions.
by rgarling
Mon Sep 28, 2015 8:26 am
Forum: Personal Consumer Issues
Topic: Fixing kitchen lighting with "smart" switches
Replies: 12
Views: 1309

Re: Fixing kitchen lighting with "smart" switches

If you had 2 3-way smart switches and 2 'regular' smart switches installed, you could program your controller to turn them all on at once. (You would not use the physical switches, but rather the remote.) Once you have your smart switches installed, they can become part of a home automation program ...
by rgarling
Wed Sep 02, 2015 7:02 am
Forum: Investing - Theory, News & General
Topic: Selling all equities, discuss why I'm wrong. :)
Replies: 342
Views: 63411

Re: Selling all equities, discuss why I'm wrong. :)

Your idea is terrible.

Full disclosure: I did it 2 years ago.
by rgarling
Tue Aug 11, 2015 8:16 am
Forum: Personal Consumer Issues
Topic: My 2013 Subaru Foresting is getting only 15 MPG around city. Is this low?
Replies: 55
Views: 9548

Re: My 2013 Subaru Foresting is getting only 15 MPG around city. Is this low?

It likely isn't the culprit (or the only culprit) but have you checked your tire inflation recently? I do check tire pressure not infrequently. I'm pretty sure that's not the problem. You should not avoid checking your tire pressure not infrequently, and while I do not disagree that that's not the ...
by rgarling
Fri Jul 24, 2015 7:27 am
Forum: Personal Consumer Issues
Topic: CrashPlan NOT a whole-drive system backup solution?
Replies: 33
Views: 5670

Re: CrashPlan NOT a whole-drive system backup solution?

Crashplan backups are automatic and nearly immediate, with no user intervention. Also, it (supposedly - but I have not done any restoration of files using crashplan) keeps multiple versions of files. If you look at the backup files, they don't look like the originals in either name or content. The b...
by rgarling
Thu Mar 26, 2015 10:01 am
Forum: Personal Consumer Issues
Topic: Painting Cabinets and Trim
Replies: 27
Views: 5859

Re: Painting Cabinets and Trim

Our cabinets are solid birch. Our kitchen is quite large, approx. 20 x 15 and has a very large center island as well as cabinets in the entryway.... I would guess there is well over 10,000 linear feet of trim and over 50 windows. Yes, this is a big job. Let the painters do everything while they are...
by rgarling
Sat Mar 14, 2015 6:06 am
Forum: Personal Consumer Issues
Topic: Cleaning my back yard?
Replies: 41
Views: 9897

Re: Cleaning my back yard?

If you have a garden sprayer, you could spray that with bleach & water (50-50) and it would kill the moss and algae. Once it was dried up you could just sweep it off, with maybe a little scraping.
by rgarling
Thu Feb 12, 2015 10:38 am
Forum: Personal Consumer Issues
Topic: I need a recommendation for a pressure washer.
Replies: 26
Views: 9378

Re: I need a recommendation for a pressure washer.

Yep. Less than 2000 psi won't cut it for cleaning concrete and stone unless you get the nozzle right up close and go very slowly. I'm in the market too. What would you recommend for psi rating to clean concrete effectively without spending all day? I also want to use it to clean deck, house and car...
by rgarling
Wed Feb 11, 2015 9:06 am
Forum: Personal Consumer Issues
Topic: I need a recommendation for a pressure washer.
Replies: 26
Views: 9378

Re: I need a recommendation for a pressure washer.

You are going to need more cleaning power than an electric machine can provide, unless you literally have all day to do the job.
by rgarling
Tue Feb 10, 2015 9:19 am
Forum: Investing - Theory, News & General
Topic: Wall Street Journal vs. White Coat Investor
Replies: 28
Views: 5621

Re: Wall Street Journal vs. White Coat Investor

Although most actively managed funds don't outperform the market over the long term, some actively managed funds do offer the potential for above-market returns. Consider selecting actively managed funds that operate at the lowest possible cost. Combining active and indexing strategies can benefit ...
by rgarling
Thu Dec 11, 2014 10:25 am
Forum: Investing - Theory, News & General
Topic: Why finance research is often wrong - the jelly bean problem
Replies: 262
Views: 33090

Re: Why finance research is often wrong - the jelly bean pro

... In any case, I'll leave you all to debate your opinions about what is and is not science, after sharing another gem of badly flawed "real" science from today's NY Times, the consequences of which are far, far greater than any results (pseudo-scientific or not) from the realm of financial resear...
by rgarling
Fri Nov 14, 2014 11:56 am
Forum: Personal Consumer Issues
Topic: Dealing with pressure for "social donations" at work
Replies: 181
Views: 21747

Re: Dealing with pressure for "social donations" at work

I would be equally annoyed with this scheme if it were $150 on a $100k income, or $75 on a $50k income. Yes, this could (and probably should) rise to the level of annoyance, but it is not worth getting more upset than that. Having this amount of cash extorted from you in the 'holiday spirit' should...