Search found 1861 matches

by matjen
Tue Jul 17, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Tesla Insurance Question and how to get out of the deposit
Replies: 14
Views: 1627

Re: Tesla Insurance Question and how to get out of the deposit

FWIW, my DW is about to buy a new car. I quickly got quotes from Geico which is our current insurance company. A Telsa Model 3 would cost us $1,000 more a year to insure than her older 3 series BMW. A new BMW X3 would cost us $518 more a year than the older 3 series. Everything the same for both quo...
by matjen
Fri Jul 13, 2018 8:12 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

The AP is is sort of one of the main features people talk about with the Tesla and the 54K Model 3 doesn't have the advanced AP. You need to spend 54K to have the mid-level AP with traffic sensing cruise control. This is a feature that I would absolutely demand on any car I bought and I assume other...
by matjen
Fri Jul 13, 2018 7:51 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

I-Pace too much $$ harikaried? That's my assumption. Otherwise a perfect fit. I know DanMahoney is being sarcastic but I want to enshrine this in Bogleheads forever! If not for all this noise starting like 835 days ago :shock: , there would never be a 28 page thread. As the OP originally wrote... I ...
by matjen
Thu Jul 12, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Would this be securities fraud to knowingly lie to investors? If true, would the billions of dollars shorting TSLA be aware of this, and filing lawsuit for the fraud? Nice timing. Reminds me of a week or two ago. People claiming there was no evidence of corner cutting in the Tent assembly line. The...
by matjen
Thu Jul 12, 2018 7:23 am
Forum: Investing - Help with Personal Investments
Topic: Why [was] QSPIX steadily declining?
Replies: 75
Views: 10972

Re: Why [was] QSPIX steadily declining?

Although not as good as a report from Larry Swedroe, this probably includes much of the info that is relevant. Value has struggled but then so has Momentum recently. Gonna have a bad time when that happens at the same time. Stocks Quants Are Reeling From the Worst Run in 8 Years One reason: factors ...
by matjen
Wed Jul 11, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Sorry Thrifty but I enjoy this topic. It isn't my fault that within the last few months Tesla has decided to produce in a tent, have an infamous investor call, lay off 9% of its workforce, lose top level management, change its brake testing, require additional funds in its reservation system, bypass...
by matjen
Tue Jul 10, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Aren’t they close to making 5,000 per week, not per month? It makes perfect sense to me why they would build higher-margin cars first. When they start offering the base model, that will suggest that the demand for those cars has fallen. Andy. :oops: You are 100% right about the week/month mistake. ...
by matjen
Tue Jul 10, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

DanMahowny wrote:
Tue Jul 10, 2018 3:04 pm
I believed Musk in April 2016. I know better now.

The $35k model3 was a lie.
Seems to me that people who keep their “reservation” are just making a loan to Tesla to help them make someone else’s car. Someone who just jumped in line well in front of them.
by matjen
Tue Jul 10, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

This is an indication of no demand for a 55k+ Model 3. Even if only 33% of the original 450k reservation holders wanted one that would be like 145k in the pipeline and they are only building a few thousand a month. 5k if you believe all of Tesla’s puffery. Cash grab to make numbers look better. The ...
by matjen
Fri Jul 06, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Presented without comment.

[OT twitter content removed by admin LadyGeek]

Image

Image
by matjen
Thu Jul 05, 2018 5:26 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Your mileage will vary, but where I live I pay $0.085 / kWh. With my 85 kWh battery (that includes its reserve, so never charging that entire thing), I’d be looking st roughly $7.25 for a full charge. There will be some losses from inefficiencies (a 120v outlet will run mechanics monitoring the cha...
by matjen
Wed Jul 04, 2018 10:04 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

OK, possible I suppose. Certainly can't rule it out. Doesn't explain an empty track and the general logisitics issue. That tiny track would have to be filled with cars 24/7. It ain't. I'm gonna give roflwaffle the 1 as a courtesy but only as a courtesy for actually watching the video. I hope it is a...
by matjen
Wed Jul 04, 2018 8:13 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

I suppose one could say it's topical, but is it useful? Probably not. I doubt people writing responses or articles know what's actually going on in the whole manufacturing process, so it's pure speculation if a change is safe or not. Tesla doing things differently from other manufacturers is not ne...
by matjen
Wed Jul 04, 2018 2:23 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

I saw BI making claims about Tesla skipping standard brake testing being an issue, but no evidence it's actually an issue, especially when they're already doing track testing, which most other manufacturers skip. As for only responding to other people in this thread, I see the same trend in your po...
by matjen
Wed Jul 04, 2018 1:22 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Bypassing tests, including this brake test, is standard when those tests are redundant. Tesla was doing the standard brake test and track testing the cars, which was redundant. Now that they're more confident about their product quality, they're just doing track testing, and plan to eventually just...
by matjen
Wed Jul 04, 2018 7:46 am
Forum: Personal Consumer Issues
Topic: Tesla Insurance Question and how to get out of the deposit
Replies: 14
Views: 1627

Re: Tesla Insurance Question and how to get out of the deposit

Sorry to hear this. I brought up many of the issues you raise on another very long Tesla Model 3 specific thread. I do recall someone saying they were able to shop around and get a better rate than they were originally quoted. This won’t miraculously change the fact that the Model 3 is expensive to ...
by matjen
Tue Jul 03, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Hey matjen, I don’t remember where, and perhaps I am misremembering it, but I thought that you had posted that some post ago would be your last about Tesla. Whatever, if you made that promise, I think I will honor it in your stead. This whole thread is so resolutely OT and divisive that I’ve lost t...
by matjen
Tue Jul 03, 2018 12:23 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Personally, I find the company’s ability to pull off an accelerated ad hoc assembly line a promising sign of organzatiinal capacity and flexibility. As far as I know, we have no evidence that their QA procedures for that line have slipped — time will tell. and Get criticized for not making profit a...
by matjen
Tue Jul 03, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

I agree with other members that the ad hominem attacks against this company are annoyingly dogmatic. As a proud member of the Do Not Buy (yet) Model 3 club I wish to point out that the vast majority of my initial posts on this thread include links to supporting information. Links that include exper...
by matjen
Sun Jul 01, 2018 5:29 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Well allegedly Tesla did kind of sort of make (or factory gated whatever that means) 5000 Model 3s. Still fuzzy and still a meaningless number but fun nonetheless.

What is important is that it means something to Elon Musk...like in Gung Ho. :D

https://youtu.be/Om3C1EpHLGs?t=54s
by matjen
Sun Jul 01, 2018 4:09 pm
Forum: Investing - Theory, News & General
Topic: Robert Merton on NewRetirement Podcast
Replies: 40
Views: 3857

Re: Robert Merton on NewRetirement Podcast

People make mistakes. Some learn from their mistakes; others don't. Both Merton and Bogle have demonstrated the capacity to learn from previous mistakes. BobK +1 Well stated Bobk. I would add that Bogle lost a lot of money for a lot of people. The interesting thing about LTCM is that they gave almo...
by matjen
Sat Jun 30, 2018 5:01 pm
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 70
Views: 3844

Re: hybrid or plug-in electric car

lotusflower wrote:
Sat Jun 30, 2018 4:35 pm
Do I need to justify this further?
Nope. You have one EV and one ICE. Makes perfect sense to me.
by matjen
Sat Jun 30, 2018 4:41 pm
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 70
Views: 3844

Re: hybrid or plug-in electric car

Order of magnitude less??? Tesla owners seem to say their cars require practically zero maintenance. My last Tesla post on this thread. ;-) don't want to derail. Tesla owners say lots of things. That's part of the charm. :wink: Imagine how this would look compared to a Lexus? I am not saying don't ...
by matjen
Sat Jun 30, 2018 4:35 pm
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 70
Views: 3844

Re: hybrid or plug-in electric car

TomatoTomahto wrote:
Sat Jun 30, 2018 4:31 pm

Sounds to me like it’s EV or hybrid matjen.
Already conceded! :wink:
by matjen
Sat Jun 30, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 70
Views: 3844

Re: hybrid or plug-in electric car

The title mentions “plug-in electric” - i interpret that as an EV (with maybe OP not using quite the standard terminology since presumably all EVs today are by default plugin... unless someone wanted to use something like https://www.pluglesspower.com) Regarding hybrid maintenance... we had a coupl...
by matjen
Sat Jun 30, 2018 4:10 pm
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 70
Views: 3844

Re: hybrid or plug-in electric car

I would not buy an ICE engine, drive it around in my EV all year long, and pay for maintenance just in case I very occasionally want to go on a road trip where charging was inconvenient or impossible. Cheaper to get a suitably sized rental maintained by someone else. The term “road trip” does not a...
by matjen
Sat Jun 30, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 70
Views: 3844

Re: hybrid or plug-in electric car

Tomato, DW going for a PHEV Cayenne? Just curious. Yes. A 2019 has been ordered; previous models weren’t what she wanted. I almost had her wanting a Tesla X, but, it’s not a hill I am willing to die on. The Porsche won’t be available until next Spring, so I do have time to work on her. Her daily co...
by matjen
Sat Jun 30, 2018 1:36 pm
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 70
Views: 3844

Re: hybrid or plug-in electric car

I propose Matjen’s Law: every house should be sized for the maximum number of visitors ever possible for Thanksgiving. HA! You have an ICE and an EV. Just like most everyone else who supports it. That's why you won't answer the simple question and make a lame analogy. The obvious difference between...
by matjen
Sat Jun 30, 2018 11:26 am
Forum: Personal Consumer Issues
Topic: Buying a truck - Honda Ridgeline vs Chevrolet Silverado 1500?
Replies: 98
Views: 6208

Re: Buying a truck - Honda Ridgeline vs Chevrolet Silverado 1500?

The obvious answer is to wait for the Tesla pickup truck. Just a few days ago Elon tweeted he wanted it to have 300,000 lbs towing capacity. :P
by matjen
Sat Jun 30, 2018 10:51 am
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 70
Views: 3844

Re: hybrid or plug-in electric car

I think it should be required that anyone suggesting EV car and loves theirs disclose how many cars they own and if all of them are EV. While I agree, EV like a new Leaf would fit the described use case, IF OP ever wants to drive more in a day or a few days (road trip) for any reason then there are ...
by matjen
Sat Jun 30, 2018 10:26 am
Forum: Investing - Theory, News & General
Topic: Lessons from Cliff Asness
Replies: 2
Views: 751

Lessons from Cliff Asness

Tren Griffin has written a wonderful post about Cliff Asness. Although Tren is a Buffett/Munger acolyte, I think he really nailed some important points about quant investing and investing in general. Great footnotes at the end as well. IMO, Cliff Ansess has an amazing ability to dig as deep in the w...
by matjen
Fri Jun 29, 2018 6:35 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

And I love it that people hate just like that too. It's only a car people. They are leading the EV transition similar to apple and the smart phone transition. Not sure why people hate Tesla so much. Ha, fair enough. I want to give you a shout out for a fair criticism earlier about the competition. ...
by matjen
Fri Jun 29, 2018 6:14 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

I love all the excuse making for Tesla's pricing of the Model 3. People talk about it like they talk about their favorite politician/party. Like religion. Everyone should have expected a 35K Model Three fairly soon after launch and ramp up much quicker than has occurred. That is what they promised. ...
by matjen
Fri Jun 29, 2018 12:40 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2203
Views: 1369151

Re: The Three-Fund Portfolio

grandpadan wrote:
Fri Jun 29, 2018 12:37 pm

I do have about $50,000 to put in. But should i hold buying until market drops a bit first?

Here is a well known Boglehead statement that addresses your concern.
"It's Time in the Market, Not Timing the Market."
by matjen
Fri Jun 29, 2018 11:52 am
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 70
Views: 3844

Re: hybrid or plug-in electric car

Agree that a 100% EV would likely work but if you want the safety net there is nothing wrong with a PHEV. You just won't use the gas very often. A Plug In Hybrid Electric (PHEV) will give you much more flexibility. 95% of the time you will just be using the electric range of the car but you have a g...
by matjen
Thu Jun 28, 2018 11:34 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Solid choice TravelGeek! I knew someone would say it is better now. Another 10 seconds of googling and I found two more articles from cnet and carbuzz from February 2018 saying 3 months for a refund check but faster electronically. Again, really not the main point. There are others already asking wh...
by matjen
Thu Jun 28, 2018 10:41 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

You do enjoy your Tesla bashing......what's your definition of "give us some time"? As I posted earlier, when I asked for my $1k back Tesla ACHed it into my checking account in under 24 hours. Honestly the more important part of my little play is the prodding people into paying more now to hopefull...
by matjen
Thu Jun 28, 2018 5:33 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Tesla's complete disrespect for its customers continues. Glad I cancelled my Model 3 reservation last year. "Give us $2,500 to confirm your order." "I've already given you $1,000" "Yeah, we need $2,500 more." "When will I get my car?" "We'll tell you after you give us another $2,500." "Can I just g...
by matjen
Thu Jun 28, 2018 4:46 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

It's great that BYD wants to catch up, but that takes time. Just like it took Tesla and Panasonic time to get the Gigafactory up and running. I think you and I evaluate the production of the competing players differently. :-) Whatever Tesla says will take 2-3 times as long IMO. So even if a year be...
by matjen
Thu Jun 28, 2018 4:06 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Get ready pony up more up front This just in.....https://www.cnbc.com/2018/06/28/tesla-model-3-orders-cost-2500-more.html Lordy, what an obvious cash grab. $2,500 more for a car with no delivery date. It is my understanding it is non-refundable. You truly have to be a believer to put up with this. ...
by matjen
Thu Jun 28, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Are you referring to the net production capacity of other manufacturers, or specific expansions? If other automakers partner with battery manufacturers to build production capacity for their EVs, it'll take them at least a year or so to build their own Gigafactory to catch up to Tesla/Panasonic. I ...
by matjen
Wed Jun 27, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

We just configured / ordered the AWD Model 3 (non-performance). The AWD option just became available to us earlier today, and it was reduced to $4000 instead of $5000. The delivery estimate as configured is September to November. It looks like the Performance option for AWD would have moved up the ...
by matjen
Tue Jun 26, 2018 7:59 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

I'm with Nate79 on the big unknowns of viability and reliability being huge factors in a purchase decision. Moreover, you can't lease a Tesla Model 3. Something to think about. With regard to the recent discussion on Tesla "ramping up" I thought I would repost this Bloomberg article from a couple da...
by matjen
Sat Jun 23, 2018 4:45 pm
Forum: Investing - Theory, News & General
Topic: AQR throws a bit of shade at CAPE
Replies: 19
Views: 2063

Re: AQR throws a bit of shade at CAPE

I note that there is no disagreement among factor enthusiasts for either AQR/Mr. Asness when he writes in favor of factors, but it seems the same standard doesn't apply when he writes that it's all an incorrect exercise in data mining. It seems like a double standard. Huh? I'm pretty sure that a do...
by matjen
Sat Jun 23, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Sure, Volkswagen also has deep engineering knowledge, but really is primarily known these days for engineers building pollution cheating devices and jailed executives. HA! I see what you are saying better now. I am honestly operating under the assumption that any conglomerate or brand that has alre...
by matjen
Sat Jun 23, 2018 9:52 am
Forum: Investing - Theory, News & General
Topic: Factor Investing Makes Someone Money, But Maybe Not You
Replies: 126
Views: 9071

Re: Factor Investing Makes Someone Money, But Maybe Not You

The five year returns are below. One takeaway is that if there are still factor premiums, they may be small enough and finicky enough that fund selection can make a significant difference. Thanks for doing this but really the main takeaway that should never be forgotten is that five years is a rath...
by matjen
Sat Jun 23, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 1326
Views: 103756

Re: To take or not to take delivery of Tesla 3

Up thread there was some discussion about even if Tesla were to fail another car company would likely purchase them thereby perhaps lessening any warranty/support concerns on a new Model 3. I think this is highly unlikely. The WSJ just ran a nice overview of the luxury electric space. Start Your Eng...
by matjen
Fri Jun 22, 2018 8:27 pm
Forum: Investing - Theory, News & General
Topic: AQR throws a bit of shade at CAPE
Replies: 19
Views: 2063

Re: AQR throws a bit of shade at CAPE

John Rekenthaler at Morningstar wrote on this as well. He focused more on the size issue.

Investment Truths Aren't Always Bite-Size
https://www.morningstar.com/articles/87 ... esize.html
by matjen
Fri Jun 22, 2018 2:58 pm
Forum: Investing - Theory, News & General
Topic: Factor Investing Makes Someone Money, But Maybe Not You
Replies: 126
Views: 9071

Re: Factor Investing Makes Someone Money, But Maybe Not You

Well stated Packer. I can't imagine anybody could argue any of your points (that's a joke :twisted: ). Let me be the first! Packer has said this in both his posts on this thread and just assumed it to be true. It really isn’t. Over time the factor portfolios have become more popular & given this yo...
by matjen
Fri Jun 22, 2018 10:09 am
Forum: Investing - Theory, News & General
Topic: Factor Investing Makes Someone Money, But Maybe Not You
Replies: 126
Views: 9071

Re: Factor Investing Makes Someone Money, But Maybe Not You

Question: why only a one or two tilts. Is factor investing when someone invest in every asset class and size of class? If you put almost equal percent into each area would that be factor investing? As a starting point I would suggest this excellent overview on factor investing from Vanguard. https:...