Search found 1119 matches

by htdrag11
Sun Jan 20, 2019 3:33 pm
Forum: Personal Consumer Issues
Topic: Negotiating for CPO Toyota or Honda
Replies: 11
Views: 1129

Re: Negotiating for CPO Toyota or Honda

I used Carvana to benchmark my recent purchase of a 2017 Mazda3. Ended up buying one from a Mazda dealer with lower mileage. Here is a sample of 2017 Honda CRV's. https://www.carvana.com/cars/honda-cr-v/2017?cvnaid=eyJmaWx0ZXJzIjp7InRleHRTZWFyY2hJbnB1dHMiOlsiMjAxNyBjcnYiXX0sImZpbHRlclNvdXJjZSI6MTF9 ...
by htdrag11
Sun Jan 20, 2019 3:33 pm
Forum: Personal Consumer Issues
Topic: Negotiating for CPO Toyota or Honda
Replies: 11
Views: 1129

Re: Negotiating for CPO Toyota or Honda

I used Carvana to benchmark my recent purchase of a 2017 Mazda3. Ended up buying one from a Mazda dealer with lower mileage. Here is a sample of 2017 Honda CRV's. https://www.carvana.com/cars/honda-cr-v/2017?cvnaid=eyJmaWx0ZXJzIjp7InRleHRTZWFyY2hJbnB1dHMiOlsiMjAxNyBjcnYiXX0sImZpbHRlclNvdXJjZSI6MTF9 ...
by htdrag11
Sun Jan 20, 2019 12:03 pm
Forum: Personal Consumer Issues
Topic: Stressless Recliners
Replies: 39
Views: 22272

Re: Stressless Recliners

We have 2 Stressless recliners, made in Norway. I bought them about 20 years ago on a whim having never heard of the brand before. We love 'em, they've worn well and are still very comfortable. One is in the FR while mine is in my LR. Both are used on a daily basis. They are still in great conditio...
by htdrag11
Fri Jan 18, 2019 4:59 pm
Forum: Investing - Help with Personal Investments
Topic: Should I dump our wealth planner/financial advisor?
Replies: 38
Views: 2960

Re: Should I dump our wealth planner/financial advisor?

OP, I've been down your road before. Our portfolio was much smaller than yours 25 years ago. DW still have a FP from TD managing them for about .75% AUM (negotiated) while I took over full control about 3 years ago. Money is very personal. My portfolio is about 70% of our networth, so I can deal wit...
by htdrag11
Thu Dec 27, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Dental implants - fair price for teeth 23 to 26?
Replies: 30
Views: 2823

Re: Dental implants - fair price for teeth 23 to 26?

Currently doing one, 5k out of pocket for 1 tooth. I have dental insurance but it clearly sucks. I've similar experience in a high cost coastal area. My dental insurance, before (group) and after (individual) Medicare, are the same, sucks. Cost about $4,500 including the periodontal and dentist fee...
by htdrag11
Sat Dec 22, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 255
Views: 19510

Re: Favorite Purchase of 2018?

Bought an almost new LL Bean Primaloft 850 packable jacket for $35. Could have paid for a new one for over $100 (50% off coupon) but why? :mrgreen:
by htdrag11
Sat Dec 15, 2018 11:23 am
Forum: Personal Consumer Issues
Topic: [Anyone drop cable for YouTube TV?]
Replies: 89
Views: 5348

Re: [Anyone drop cable for YouTube TV?]

I dropped cable TV when they raised my price again in August, so I switched to YTTV for $40/month flat (no other fees). Having access to Amazon Prime, Hulu and Netflix, I would never go back to Optimum who kept offering me $99/month for one year ($30 less than my last bill). My cable plus YTTV is $1...
by htdrag11
Sat Dec 08, 2018 9:18 pm
Forum: Investing - Help with Personal Investments
Topic: Stressed/Job loss/Retirement possible?
Replies: 34
Views: 4088

Re: Stressed/Job loss/Retirement possible?

Good news: you both have a much larger portfolio than us when we were at your age. Give yourself a pat on the back. Bad news: My volunteering work involves in helping folks in transition. For the 45+, it's much tougher to find decent paying jobs but in your case, you do not need to match or come clo...
by htdrag11
Fri Dec 07, 2018 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 375
Views: 22347

Re: What are your property taxes?

Connecticut: $7,800 Property Tax - Value approx $350k. ... leaving CT ... - was it something we taxed? Lets remember that states with high per capita income (NJ, MA, CT, etc), pay out high salaries to public employees and provide very lucrative pensions and benefits. Average teachers salary in CT i...
by htdrag11
Fri Nov 30, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4054
Views: 1102518

Re: What Movie Have You Recently Watched?

Mission Impossible: Fallout. It's kind of a sequel to Rogue Nation where Tom Cruise is once again on steroid. It was totally over the top non-stop action. Sounded familiar? It is very entertaining for the family if you like action movies. Ethan Hunt is a franchise. Not sure if he'll do another one. ...
by htdrag11
Fri Nov 30, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: Finally cutting cable -- is 40mbps enough for streaming services?
Replies: 40
Views: 4474

Re: Finally cutting cable -- is 40mbps enough for streaming services?

Well, this never happened with my cable TV bills in the past, not even with the Sandy storm. Due to outage, my YTTV bill was dropped to $30.67 from $40 for their problems. Cable would just blow me.
That is what I considered as customer focus/service.
by htdrag11
Thu Nov 29, 2018 1:39 pm
Forum: Personal Consumer Issues
Topic: Finally cutting cable -- is 40mbps enough for streaming services?
Replies: 40
Views: 4474

Re: Finally cutting cable -- is 40mbps enough for streaming services?

Yes. I sometimes stream 3 NFL games (YTTV limit) concurrently. Cable is slightly better in terms of quality but most people do not watch it on a 10' screen which shows up some kind of mosquito noises. On my 52" plasma, picture is fine. Neither was not choppy.
by htdrag11
Thu Nov 29, 2018 8:05 am
Forum: Personal Consumer Issues
Topic: Finally cutting cable -- is 40mbps enough for streaming services?
Replies: 40
Views: 4474

Re: Finally cutting cable -- is 40mbps enough for streaming services?

We've no usage cap either.
I forgot to mention one key factor. Need to turn off my VPN and streaming is fine. Speed drops from 100mbps to about 30 with it on.
by htdrag11
Wed Nov 28, 2018 7:06 pm
Forum: Personal Consumer Issues
Topic: Finally cutting cable -- is 40mbps enough for streaming services?
Replies: 40
Views: 4474

Re: Finally cutting cable -- is 40mbps enough for streaming services?

We have a single 4k TV, and the usual number of laptops and other electronics. We have Amazon and Netflix, and pay for the 4k option for Netflix (it comes for free with Amazon). We also have a TV antenna, and watch some TV over the air. We watch 1-3 hours of TV per day, mostly streaming. I looked b...
by htdrag11
Wed Nov 28, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: Finally cutting cable -- is 40mbps enough for streaming services?
Replies: 40
Views: 4474

Re: Finally cutting cable -- is 40mbps enough for streaming services?

Well, Optimum raised my internet only package by $4.95 since I dropped the TV package, so it's back up to $64.95. They also added another $4.95 to my 200mbps service, so I called to drop it back to 100mbps. I owned my modem, so there is no $10/month fee. I'll find out how my NFL streaming would work...
by htdrag11
Mon Nov 19, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 5001

Re: When is Too Long to Return a Hair Dryer to Costco?

This topic is more about ethics than a return policy. People bend pilocies and laws whereby they benefit all the time. Doesn't make it right. I guess it is how you were brought up and what your values are. You make your decision and then you live with it. Don't gloss it over. What you do when no on...
by htdrag11
Sun Nov 18, 2018 7:39 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15218

Re: Black Friday 2018

A bit esoteric, I'm looking for a ZTC 128GB Armor 42mm M.2 to upgrade my FHD Chromebook, rather than replacing my aging MBA 2011 (HD only). The lowest is about $44 plus shipping. Not sure if there is any BF deal.

DW got a even sweeter deal, inheriting our child's cellphone.
by htdrag11
Wed Nov 14, 2018 10:49 pm
Forum: Personal Consumer Issues
Topic: Finally cutting cable -- is 40mbps enough for streaming services?
Replies: 40
Views: 4474

Re: Finally cutting cable -- is 40mbps enough for streaming services?

During NFL season, I streamed about 7 games per week or about 30 games a month. Not sure how much bandwidth I consumed but have not see any increase in my cable bill ($60/month) yet.

It's scare tactics.
by htdrag11
Sun Nov 11, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Best city car
Replies: 20
Views: 2045

Re: Best city car

I'll be picking up a CPO 2017 Mazda3 hb on Monday, replacing my 2014 that was totaled. At the meantime, I've looked at a Civic hb as well but it's way too expensive for the same year ($3k more). The Civic is quieter but lower (for an old fart). Its style is more appealing to the younger crowd. I did...
by htdrag11
Fri Nov 09, 2018 9:57 pm
Forum: Personal Consumer Issues
Topic: Finally cutting cable -- is 40mbps enough for streaming services?
Replies: 40
Views: 4474

Re: Finally cutting cable -- is 40mbps enough for streaming services?

I've dumped cable TV for about 3 months and have been subscribing to YTTV for $40/month, exactly (no other hidden fees or taxes, just $40). However, I'm paying $60 for 200 mbps but we've quite a few devices running. On Sunday, I run 3 streams watching NFL in 3 different zip codes, so basically no on...
by htdrag11
Thu Nov 08, 2018 6:55 pm
Forum: Personal Consumer Issues
Topic: Magic Jack Go vs Obihai obi200- which one as landline replacement?
Replies: 37
Views: 5045

Re: Magic Jack Go vs Obihai obi200- which one as landline replacement?

We used Obihai for several years and overall it worked, but it's somewhat 'geeky' to set up and occasionally maintain if anything at all comes up. We finally moved away from it because, if I recall correctly, it seemed like sometimes we just wouldn't get a call, someone would call and get no answer...
by htdrag11
Sat Nov 03, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: Used 2016 Lexus GS 350: 40k miles too much?
Replies: 38
Views: 3403

Re: Used 2016 Lexus GS 350: 40k miles too much?

Price is firm at $32,800 but no need to negotiate. https://www.carvana.com/cars/lexus/gs-350-2016?cvnaid=eyJmaWx0ZXJzIjp7InRleHRTZWFyY2hJbnB1dHMiOlsiMjAxNiBsZXh1cyBnczM1MCJdfSwiZmlsdGVyU291cmNlIjoxMX0%3D Depending on location, there might be shipping charge, besides taxes, license and title (maybe m...
by htdrag11
Thu Nov 01, 2018 4:10 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 43
Views: 5350

Re: 2019 Subaru Outback 2.5 vs 3.6

This is exceedingly difficult to find in the smaller size SUVs/crossovers. The Nissan Rogue is CVT. The Honda CR-V is CVT. Subaru, Mitsubishi, Toyota all make CVTs. About the only small-mid SUV with an automatic transmission seems to be the Rav4. If there is another make/model that I should be cons...
by htdrag11
Wed Oct 31, 2018 6:11 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Outback 2.5 vs 3.6
Replies: 43
Views: 5350

Re: 2019 Subaru Outback 2.5 vs 3.6

Let me rain on your parade, as a counterpoint. I came from a 2012 RX350 V6 and find the acceleration of my 2.5 2018 Outback Limited adequate but there are only the 3 of us. The gas mileage is OK, but at least 15-20% better than the Lexi. As for the negatives, both my nephew-in-law and I had the amps...
by htdrag11
Mon Oct 22, 2018 11:04 am
Forum: Personal Consumer Issues
Topic: Toshiba CB2 2015 CB35-C3300 w/ HD screen???
Replies: 5
Views: 394

Re: Toshiba CB2 2015 CB35-C3300 w/ HD screen???

Well, well, well. The seller fessed up that the panel was replaced but thought that it was the "same" screen. It's amazing what people would do to unload something. Will ship it back. After having both CB side-by-side, I'll suck it up with the speakers and the weight since the Dell has a much better...
by htdrag11
Mon Oct 22, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: Toshiba CB2 2015 CB35-C3300 w/ HD screen???
Replies: 5
Views: 394

Re: Toshiba CB2 2015 CB35-C3300 w/ HD screen???

I'm on 68.0.3440.118 with an update pending on reset/restart, but my Chromebook is near EOL. I went to Settings/Device/Display Interrnal and the Display goes from Tiny to Huge. Tiny is 2194x1234 (CTL-Shift-- all the way). About 8 gradations with each CTL-Shift-+ I get 1920x1080 (Native), 1807x1016,...
by htdrag11
Sun Oct 21, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: Toshiba CB2 2015 CB35-C3300 w/ HD screen???
Replies: 5
Views: 394

Re: Toshiba CB2 2015 CB35-C3300 w/ HD screen???

The plot thickens. Ctl-Shift-+ decrease the resolution but increase the fonts while Ctl-Shift- gets it down to 1518 X 583, not FHD resolution. My Dell shows Version 71.0.3578.8 (Official Build) dev (64-bit) with no further updates while the Toshiba had an older version, 69.0.3497.120 (Official Build...
by htdrag11
Sun Oct 21, 2018 8:33 pm
Forum: Personal Consumer Issues
Topic: Toshiba CB2 2015 CB35-C3300 w/ HD screen???
Replies: 5
Views: 394

Toshiba CB2 2015 CB35-C3300 w/ HD screen???

Recently bought a used Toshiba CB 2 model CB-35-C3300 with FHD IPS screen (1920 x 1080) off eBay since I heard that it's lighter and has better speakers (front firing) than my trusty Dell CB 2 13 7310 also with FHD screen (speakers at the bottom). Interesting thing was that the Toshiba screen displa...
by htdrag11
Sun Oct 14, 2018 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Finding used car prices - 2017 Mazda3 5-door
Replies: 6
Views: 401

Re: Finding used car prices - 2017 Mazda3 5-door

I have recently purchased a 2016.5 CX-5 and forums / reddit were pretty helpful with figuring out prices people pay for similar vehicles. Perhaps the best tool I've used was Manheim MMR, but you'll need to find someone who has access to it (I believe that has to be a licensed car dealer), so YMMV o...
by htdrag11
Sun Oct 14, 2018 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Finding used car prices - 2017 Mazda3 5-door
Replies: 6
Views: 401

Re: Finding used car prices - 2017 Mazda3 5-door

TheAccountant wrote:
Sun Oct 14, 2018 8:02 pm
Try NADA.
Sadly, hatchback is not an option. Looking at the sedan prices, I've an idea of the ranges.

BTW, I was looking at the 2017 Civic Hatchback also but the they are manufactured in England unliked the coupe/sedan siblings, so they are even more rare and expensive.
by htdrag11
Sun Oct 14, 2018 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: Finding used car prices - 2017 Mazda3 5-door
Replies: 6
Views: 401

Re: Finding used car prices - 2017 Mazda3 5-door

DiMAn0684 wrote:
Sun Oct 14, 2018 7:59 pm
Car forums maybe?
Unlike Toyota and Honda, Mazda does not sell too many cars and the forums are smaller with less on used car pricing. Thanks.
by htdrag11
Sun Oct 14, 2018 7:38 pm
Forum: Personal Finance (Not Investing)
Topic: Finding used car prices - 2017 Mazda3 5-door
Replies: 6
Views: 401

Finding used car prices - 2017 Mazda3 5-door

My 2014 Mazda3 was totaled in August. KBB gave me a rough guide of what dealer would sell for a 2017 Touring model hatchback. In the past I had used Edmunds but all it gave me are the used cars prices. Autotrader leads me to KBB. Truecar gave me a certificate, so I could at least have some ideas wha...
by htdrag11
Sun Oct 14, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 82
Views: 8198

Re: Black Friday is coming.. what's on your list?

DW's Nexus 5 is a bit old, so maybe a new cellphone. It could be another droid or even a cheap iPhone. She is agnostic. I loved my N5. Perfect size, quick, very easy to grip, and pretty durable. Camera was...not great. How have you managed to survive on that battery though? Barely. Sometimes the ba...
by htdrag11
Sun Oct 14, 2018 9:58 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4054
Views: 1102518

Re: What Movie Have You Recently Watched?

Lone Star 1996 by Chris Cooper and several big names who played with more a supporting role, such as Mathew McConaughey and Frances McDormand. https://www.imdb.com/title/tt0116905/?ref_=nv_sr_1 It is a great crime story with excellent twist at the end, both the killer and the love story behind the d...
by htdrag11
Fri Oct 12, 2018 8:34 am
Forum: Personal Finance (Not Investing)
Topic: FPX Services - strange debit email
Replies: 0
Views: 161

FPX Services - strange debit email

Got an email from FPX services this morning with a debit of RMmn.mn (under US $10). The message indicated the online payment was successful. I check my bank, credit cards and other online payment accounts, but did not see such a transaction. Is this a phishing expedition or is it for real? Surprise ...
by htdrag11
Wed Oct 10, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 82
Views: 8198

Re: Black Friday is coming.. what's on your list?

DW's Nexus 5 is a bit old, so maybe a new cellphone. It could be another droid or even a cheap iPhone. She is agnostic.
by htdrag11
Mon Oct 08, 2018 8:58 pm
Forum: Personal Consumer Issues
Topic: Subaru: Crosstrek or Outback?
Replies: 81
Views: 6023

Re: Subaru: Crosstrek or Outback?

I leased a 2018 Outback with 11k miles now, coming from a 2012 RX350 which is shorter by 4". At the time, I also test drove a Forester. The Outback is more comfortable and quieter than the 2017 Forester which is refreshed in 2019. Daughter moved to NYC at the meantime and I found the extra length ma...
by htdrag11
Fri Oct 05, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 35
Views: 3048

Re: Apple - macOS Mojave

I clicked "About This Mac" on my 2011 MBA 13 with Hi Sierra 10.13.6, but I cannot update to Mojave. Any divine inspiration? TIA. The oldest MacBook Air that can run Mojave is the mid-2012 model (see Apple's system compatibility list for Mojave). You'll continue to get security updates for Hi Sierra...
by htdrag11
Fri Oct 05, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: Apple - macOS Mojave
Replies: 35
Views: 3048

Re: Apple - macOS Mojave

I clicked "About This Mac" on my 2011 MBA 13 with Hi Sierra 10.13.6 (17G3014), but I cannot update to Mojave. Any divine inspiration? TIA.
by htdrag11
Fri Oct 05, 2018 3:41 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1034
Views: 110419

Re: [What TV Show Have You Recently Watched?]

ruralavalon wrote:
Sun Sep 23, 2018 2:10 pm
We have watched the first two seasons of Broadchurch on Netflix. This is a chilling but addictive police story.
I kind of enjoyed the 1st season but the the theme was too depressing to go for the 2nd.
by htdrag11
Sun Sep 09, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: eBay Leaving Negative Feedback
Replies: 27
Views: 2650

Re: eBay Leaving Negative Feedback

At one time, eBay catered to the sellers but now it's the reverse. I've been on both sides but now I'm more of a buyer than seller due to the changes. To maintain my 100% rating of over 500 transactions, I had to eat some of the transactions. There were times I felt like returning products (color, a...
by htdrag11
Sat Sep 01, 2018 10:03 pm
Forum: Personal Consumer Issues
Topic: Buying car online?
Replies: 65
Views: 3985

Re: Buying car online?

Not sure if this was raised or asked, "documentation" in the NJ area runs about $300 to $500. Dealers (not Toyota) also added Nitrogen for $199. How does TrueCar deal with these items? Do dealers add these in Georgia or just on hot selling cars?
by htdrag11
Thu Aug 30, 2018 9:50 pm
Forum: Personal Finance (Not Investing)
Topic: 2nd home - capital loss or personal loss?
Replies: 8
Views: 1042

Re: 2nd home - capital loss or personal loss?

No impact to me but appreciate the confirmation.
by htdrag11
Thu Aug 30, 2018 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: 2nd home - capital loss or personal loss?
Replies: 8
Views: 1042

Re: 2nd home - capital loss or personal loss?

I did not mention that it's the SO's ONLY residence. BIL owns the primary by himself while his second him was jointly owned.

Am I off based?
by htdrag11
Thu Aug 30, 2018 6:47 am
Forum: Personal Finance (Not Investing)
Topic: 2nd home - capital loss or personal loss?
Replies: 8
Views: 1042

Re: 2nd home - capital loss or personal loss?

Well, sounds like his SO could take the $50k loss. Thanks.
by htdrag11
Wed Aug 29, 2018 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: 2nd home - capital loss or personal loss?
Replies: 8
Views: 1042

2nd home - capital loss or personal loss?

BIL has 2 homes; the primary one is about 60 miles from work so he bought a 2nd one about 10 years ago with his significant other (SO) so that his commute would be down to 15 minutes. Fast forward to today, they sold the house at a $100k loss (just to round off for discussion), of which half is his ...