Search found 355 matches

by doss
Sat May 02, 2020 7:01 am
Forum: Personal Consumer Issues
Topic: Netflix - New Way Of Throttling [DVDs]?
Replies: 62
Views: 8656

Re: Netflix - New Way Of Throttling [DVDs]?

Those are the most popular movies right now at a time when everyone is staying home and watching movies. My list is nearly identical to that. I didn’t get anything, either.

I did get 1917 from another service which sends true 4k dvds by mail. What an amazing film!
by doss
Thu Apr 30, 2020 6:27 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 6041
Views: 507356

Re: U.S. stocks continue to soar!

I just finished watching the WWII documentary on Netflix yesterday . To even think Japan and Germany and the world have any meaningful recovery after that level of destruction within a couple of decades is mind boggling. The current crisis is bad, but nothing compare to back then. Don’t bet against...
by doss
Sun Apr 26, 2020 8:29 am
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 297
Views: 16757

Re: Very sophisticated banking scam: Krebs on Security

Gist from now on is....if bank is calling you, you should tell them that you will call back using the number on your card. If they have a problem with that then it will be a scam.
by doss
Thu Apr 16, 2020 6:00 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 6041
Views: 507356

Re: U.S. stocks continue to soar!

I’m seeing this may be a false hope.
by doss
Thu Apr 16, 2020 10:36 am
Forum: Personal Finance (Not Investing)
Topic: [Auto insurance companies issuing refunds due to coronavirus]
Replies: 101
Views: 6557

Re: [Auto insurance companies issuing refunds due to coronavirus]

Yep. AAA sent me an email (Missouri) stating we are getting a refund.
by doss
Tue Apr 14, 2020 6:54 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5466
Views: 1351996

Re: What Movie Have You Recently Watched?

A Hidden Life (2019)

A true story about a conscientious objector whom refuses to fight for the Nazis during WW2. Its about 3 hrs long and I was unable to finish it , but the cinematography was incredible as it was filmed in Austria.
by doss
Mon Apr 13, 2020 8:03 am
Forum: Personal Consumer Issues
Topic: Safest way to get food
Replies: 168
Views: 13437

Re: Safest way to get food

There are a plethora of online meal subscriptions out there (Hellofresh, Dinnerly, Green Chef, etc). All have coupons where you can save about %50 off. Rotate between all of them to save hundreds (if not thousands) off food for the next few months.
by doss
Thu Apr 09, 2020 6:44 am
Forum: Personal Finance (Not Investing)
Topic: [Auto insurance companies issuing refunds due to coronavirus]
Replies: 101
Views: 6557

Re: [Auto insurance companies issuing refunds due to coronavirus]

Anyone heard anything from AAA auto insurance? I am not happy with them (non virus related) and hoping they refund premiums soon.
by doss
Wed Apr 08, 2020 10:22 am
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 72579

Re: Bogleheads community discussion - Coronavirus

LOL, these posts....

:sharebeer
by doss
Mon Apr 06, 2020 7:24 am
Forum: Investing - Theory, News & General
Topic: Dow Futures Up Again?
Replies: 131
Views: 8184

Re: Dow Futures Up Again?

"Hedge fund manager Bill Ackman, who said last month that “hell is coming” because of the COVID-19 pandemic, said in a series of tweets on Sunday that he is growing more optimistic about the public health situation. “While it is hard to be positive when we know that tens of thousands more will die a...
by doss
Mon Apr 06, 2020 7:14 am
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 72579

Re: Bogleheads community discussion - Coronavirus

For those of you who are following the projections from heathdata.org (often referenced by Dr. Birx), they have just posted a new update at https://covid19.healthdata.org/projections Thanks. I had written down a few numbers from the prior version of the model that was published April 1. Now, they’r...
by doss
Fri Apr 03, 2020 3:09 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 190997

Re: Bogleheads community discussion - Coronavirus

tennisplyr wrote:
Fri Apr 03, 2020 3:01 pm
During this time, overall arguments and fighting with DW have reached new heights (or lows), any suggestions? Its getting kinda old
Age?
by doss
Fri Apr 03, 2020 7:18 am
Forum: Personal Finance (Not Investing)
Topic: Estimating unemployment benefits
Replies: 13
Views: 1176

Re: Estimating unemployment benefits

$600 plus the state's maximum benefit is very good money, imho.
by doss
Wed Apr 01, 2020 11:13 am
Forum: Personal Consumer Issues
Topic: E-Fax
Replies: 4
Views: 350

Re: E-Fax

I've been using efax since i think year 2000. Back then they were under a different name (trustfax) and I've been grandfathered in and only pay about $2/mo. No problems whatsoever...good essential service.
by doss
Wed Apr 01, 2020 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Housing Market Response in this environment?
Replies: 57
Views: 7320

Re: Housing Market Response in this environment?

I offered above asking price on a house last week -- lost it to someone that paid all cash and more than the asking price. I was watching another house and I didn't get it in time. I'm sitting on cash ready for a house...but now that we are expecting a child in August, my wife is scared to move forw...
by doss
Tue Mar 31, 2020 9:54 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 190997

Re: Bogleheads community discussion - Coronavirus

No. If you have covid it’s because we tested for covid. If we tested for covid it’s because you have symptoms of covid. If you die with a positive covid, your death is attributed to covid. Take my word for it: it is very unpleasant, and very lonely. Nothing I post will convince you and some others ...
by doss
Sun Mar 29, 2020 7:33 pm
Forum: Investing - Theory, News & General
Topic: Mortgage - Keep balance as High as Possible
Replies: 162
Views: 11497

Re: Mortgage - Keep balance as High as Possible

How about just get a mortgage that is cheap? Something around 800-1000? Then it’s not an issue if one loses a job or whatever as unemployment will cover it .
by doss
Thu Mar 26, 2020 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Anyone used a "virtual" tax professional?
Replies: 0
Views: 164

Anyone used a "virtual" tax professional?

Hi all, Is there an online service that will take your tax documents and work and file your taxes for you? I don't want to use Turbo Tax this year (or any software). Recently I applied for a mortgage and the process was relatively painless -- I simply was given a link to a web form where I could fil...
by doss
Thu Mar 26, 2020 11:16 am
Forum: Investing - Theory, News & General
Topic: Chinese Stocks during the COVID-19 Pandemic
Replies: 95
Views: 8245

Re: Chinese Stocks during the COVID-19 Pandemic

Bump. How are things looking, @simplegift?
by doss
Thu Mar 26, 2020 11:15 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 190997

Re: Bogleheads community discussion - Coronavirus

So....Coronavirus is like the flu, after all. :mrgreen:
by doss
Thu Mar 26, 2020 11:10 am
Forum: Investing - Theory, News & General
Topic: So bottom is probably behind us....right?
Replies: 709
Views: 63165

Re: So bottom is probably behind us....right?

Nearly noon and only 836 new cases of the virus in USA? Doesnt seem to be on pace so far of yesterday's 12k+ total. Reporting isn’t instantaneous. Probably not useful to check the numbers more than once a day. Social distancing is barely starting to take effect. Still in early stages. Looks good.
by doss
Thu Mar 26, 2020 11:04 am
Forum: Investing - Theory, News & General
Topic: So bottom is probably behind us....right?
Replies: 709
Views: 63165

Re: So bottom is probably behind us....right?

I live in the US. You are mostly correct. Maybe around half don't "believe" in science. The US is more faith based and we do have a poor health care system. Something like 1/6th of the country uninsured. Even the well off complain about health care costs. But despite all of the facts, most believe ...
by doss
Thu Mar 26, 2020 10:57 am
Forum: Investing - Theory, News & General
Topic: So bottom is probably behind us....right?
Replies: 709
Views: 63165

Re: Have we hit bottom? Time to buy?

I'm guessing that we have not hit the bottom. VTI up because of the stimulus today. But the crisis will last several more weeks if not months. It will wear on people. Unemployment will be worse than what came out today. Wisconsin is ordered to shelter at home until April 24, Minnesota issued shelte...
by doss
Thu Mar 26, 2020 8:48 am
Forum: Investing - Theory, News & General
Topic: So bottom is probably behind us....right?
Replies: 709
Views: 63165

Re: Have we hit bottom? Time to buy?

Well, looks like the jobless claims did not affect the market. Wow.
by doss
Thu Mar 26, 2020 8:46 am
Forum: Investing - Theory, News & General
Topic: Neil Ferguson: We're all doomed! Umm...well about that...
Replies: 2
Views: 544

Re: Neil Ferguson: We're all doomed! Umm...well about that...

I don't know if he's right or wrong with his initial assessment (probably wrong), but I do admire and applaud at his willingness to change his mind. More people need to do that.
by doss
Wed Mar 25, 2020 7:59 pm
Forum: Personal Investments
Topic: When to jump back in?
Replies: 48
Views: 4876

Re: When to jump back in?

Number of Coronavirus posts have slowed on this site. Also, people seem to have begun to relax a bit more in the country. Stock market up multiple days. Dr. Fauci is looking relieved lately. More optimism being printed in the news lately.
by doss
Wed Mar 25, 2020 7:54 pm
Forum: Personal Investments
Topic: Why isn't this time different?
Replies: 46
Views: 3480

Re: Why isn't this time different?

Hope you don’t read about the battle of Stalingrad.
by doss
Wed Mar 25, 2020 5:39 pm
Forum: Investing - Theory, News & General
Topic: Chinese Stocks during the COVID-19 Pandemic
Replies: 95
Views: 8245

Re: Chinese Stocks during the COVID-19 Pandemic

Thanks for these posts. Very enlightening!
by doss
Mon Mar 23, 2020 9:13 am
Forum: Personal Finance (Not Investing)
Topic: [TAX Q] Work from home status change from voluntary to mandatory
Replies: 6
Views: 442

Re: [TAX Q] Work from home status change from voluntary to mandatory

I thought that deduction was only for self employment, not as an employee (Turbotax also does not mention this deduction for non-self employment as far as I can tell) If I am wrong let me know. I have been working from home due to my employer making it mandatory ....and if I can deduct that, that wo...
by doss
Sun Mar 22, 2020 8:25 pm
Forum: Personal Investments
Topic: Unprepared for Potential Great Depression Part 2
Replies: 244
Views: 22888

Re: Unprepared for Potential Great Depression Part 2

Looks like stocks are set to crash this week again. My prediction of a great depression is now closer. I feel like selling all stocks on a technical bear market rebound. This might be the fastest 50% crash in history. Stocks are going to keep crashing until this infection rate flattens. There is no...
by doss
Sat Mar 21, 2020 7:16 am
Forum: Personal Finance (Not Investing)
Topic: NFCU Waiving EWP
Replies: 10
Views: 888

Re: NFCU Waiving EWP

@grettman, thanks for the story. That was weird. :?
by doss
Thu Mar 19, 2020 11:25 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 3949
Views: 296957

Re: Coronavirus and the market

I remember reading about this about a month ago on Twitter and how excited folks were. Looks like it's finally coming into play.
by doss
Wed Mar 18, 2020 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: Time to cash in Chase UR points?
Replies: 41
Views: 3950

Re: Time to cash in Chase UR points?

I’m the same way with AA miles....stuck with them now.
by doss
Wed Mar 18, 2020 12:22 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 514
Views: 50217

Re: Who's buying today? where's all the "dry powder" folks at? :)

2k in VTSAX towards wife's Roth IRA. High level of anxiety this month....that means it's time to throw more money in!

Have 4k of dry powder left.
by doss
Tue Mar 17, 2020 8:30 am
Forum: Personal Consumer Issues
Topic: Are travel credit cards now worthless? Lots of high fees I need to offset
Replies: 11
Views: 771

Are travel credit cards now worthless? Lots of high fees I need to offset

I have many travel credit cards with high annual fees (Sapphire, Amex Aspire, etc) with unused benefits and points that may go to waste this year if things don't stabilize with the travel industry. I am thinking of converting my points to cash (might have to take a loss) and/or buying gift cards. Ar...
by doss
Tue Mar 17, 2020 8:03 am
Forum: Personal Investments
Topic: Worth opening another HSA just to make a final $500 contrib for 2019?
Replies: 2
Views: 139

Worth opening another HSA just to make a final $500 contrib for 2019?

I have about $500 left to contribute to the family maximum for my 2019 employer HSA (Payflex), but there is a 1k minimum to hold in the deposit account portion of the HSA before I can contribute funds to the investment portion (I have $700 there in the deposition portion now). Is it worth opening an...
by doss
Tue Mar 17, 2020 7:52 am
Forum: Investing - Theory, News & General
Topic: Deploying your emergency fund to buy stocks? Think again.
Replies: 183
Views: 29427

Re: Deploying your emergency fund to buy stocks? Think again.

Question...we were saving up for a down payment to purchase a house ...but now we would like to stay put. We also have an emergency fund that would cover us for about 8 months.

I was thinking of using some of the house down payment money to put into the stock market now.

Bad idea?
by doss
Sun Mar 15, 2020 8:15 am
Forum: Personal Finance (Not Investing)
Topic: Pandemic, economy and buying big ticket items
Replies: 29
Views: 2899

Re: Pandemic, economy and buying big ticket items

Tigermoose wrote:
Sun Mar 15, 2020 8:11 am
We were looking to buy a house, but we have put that on hold. We are going to sit on our cash and wait for home prices to drop substantially.
But what you going to buy? No one wants to sell now.
by doss
Fri Mar 13, 2020 6:28 pm
Forum: Investing - Theory, News & General
Topic: Are stocks on sale?
Replies: 88
Views: 4476

Re: Are stocks on sale?

I still have at least 20 years in the market (I'm both a tenured professor and self-employed). When I look back on all the crashes that I invested through in 2000-2002, 2008-2009, etc, the fact that stocks went on sale during those times is a blip on the growth curve. Long term stock returns includ...
by doss
Fri Mar 13, 2020 6:13 pm
Forum: Personal Consumer Issues
Topic: What entertainment during Covid-19 times?
Replies: 101
Views: 5450

Re: What entertainment during Covid-19 times?

I predict a small baby boom in about 9 months.... Really. :happy My friend works in the corporate office at Carters (kid clothing chain), and they are already hoping for this :happy Might not be as much as you think. My wife is pregnant and freaking out about the potential for birth defects due to ...
by doss
Thu Mar 12, 2020 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: 30 year mortgage under 3%
Replies: 284
Views: 42194

Re: 30 year mortgage under 3%

I'll take the 2.25 15yr.who offer that I'll need it? Not sure if you are asking me, but navy federal rates posted online are around that. Their closing costs are extremely high (2-4x what other lenders quoted me) and you have to increase the rate 0.25% if you want to waive the 1% origination fee. I...
by doss
Thu Mar 12, 2020 2:27 pm
Forum: Personal Finance (Not Investing)
Topic: Want to purchase a new house. Have a child on the way, but single income earner + economic downturn = bad timing?
Replies: 7
Views: 788

Want to purchase a new house. Have a child on the way, but single income earner + economic downturn = bad timing?

I've been saving cash for a down payment on a potential new house. I expect to need about 50k to 90k (low to high end) for the 20% down payment depending on house price. I have exactly 90k saved and also have a 30k emergency fund. I have a current mortgage of 1,021/mo and am the sole income earner (...
by doss
Mon Mar 09, 2020 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Making a personal HSA contribution -- does deposit account need to be maxed before investment portion?
Replies: 5
Views: 361

Re: Making a personal HSA contribution -- does deposit account need to be maxed before investment portion?

@MotoTrojan Thanks. So lets say I have 7000 for year 2019 in my employer sponsored HSA (Payflex). I am $1k short for maxing it out (family maximum). I simply open up a Fidelity account and then put 1k into it to meet the 7100 max for 2019? I understand my after payroll contributions will not be exce...
by doss
Sat Mar 07, 2020 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Making a personal HSA contribution -- does deposit account need to be maxed before investment portion?
Replies: 5
Views: 361

Making a personal HSA contribution -- does deposit account need to be maxed before investment portion?

I want to "top off" my HSA account for 2019 and that means I need to make a personal contribution to it. However, I am confused. Does my contribution need to "pass through" my HSA deposit account before it gets into the investment portion, or can I somehow contribute directly to the investment accou...
by doss
Wed Mar 04, 2020 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Question on multimember LLC and schedule K/filing taxes...
Replies: 2
Views: 175

Question on multimember LLC and schedule K/filing taxes...

Hello, my spouse is part of a multimember LLC (2 members) and splits 50% of the profits with her sister. Her sister's CPA recommended "not doing a Schedule K and just doing each individually". Can anyone decipher what that means? Do I just submit my wife's tax return as regular income even though sh...
by doss
Mon Mar 02, 2020 5:49 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 6041
Views: 507356

Re: U.S. stocks continue to soar!

Corsair wrote:
Mon Mar 02, 2020 4:14 pm
lostdog wrote:
Mon Mar 02, 2020 12:32 pm
The Robinhood trading platform crashed. Yikes. /r wallstreetbets is going crazy.
Very suspect.
Rumor is that the devs forgot to code in a leap year algorithm.