Search found 17 matches

by ankzap
Fri Dec 27, 2019 3:43 am
Forum: Personal Consumer Issues
Topic: China travel: transit without visa
Replies: 25
Views: 1847

Re: China travel: transit without visa

I recently (last week) did this. I was flying China Southern out of SFO, and the agent at check-in didn't even ask me about my Chinese visa status. The immigration agent in WUH knew what to do. It took him a few minutes, but finally he returned my passport with the entry stamp. There is a whole weal...
by ankzap
Thu Dec 26, 2019 2:42 am
Forum: Personal Finance (Not Investing)
Topic: Turbotax 2019 on Amazon
Replies: 347
Views: 38835

Re: Turbotax 2019 on Amazon

Both CD and Mac download of Deluxe + State is $39.88 now.
by ankzap
Tue Jan 23, 2018 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 302
Views: 44804

Re: TurboTax Prices

I purchased TurboTax Deluxe CD with state for $39.86 at Amazon on 1/6/18. I believe it has been this price all month. I just received an email from Turbotax they are running a sale from Jan 21 -27 and it is $35.87. List price is $59.99. Next year I will target the 3rd week of January. :happy Do you...
by ankzap
Fri May 20, 2016 8:05 pm
Forum: Personal Finance (Not Investing)
Topic: Rebuilding our house for $1.5M: Bad Idea Financially?
Replies: 91
Views: 11987

Re: Rebuilding our house for $1.5M: Bad Idea Financially?

imoapie wrote:May I suggest contacting builders from a little further, lower cost area. For example, I have heard people using PA crews to build in NJ for better prices. 400 seems like a lot.
$400 per sqft sounds fairly accurate for a tear-down and rebuild in the Bay Area.
by ankzap
Thu Sep 24, 2015 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: Ever paid for home inspection as the seller?
Replies: 42
Views: 4324

Re: Ever paid for home inspection as the seller?

Depends on the market. Standard practice in the Bay Area. Seller includes all inspection reports in the disclosures.
by ankzap
Fri Sep 18, 2015 8:25 am
Forum: Personal Consumer Issues
Topic: Tips for saving on major kitchen remodel
Replies: 59
Views: 6622

Re: Tips for saving on major kitchen remodel

Ikea cabinets - fraction of the cost of the "local cabinetmakers" or even HD etc. Yes, it isn't real wood (its MDF), but lasts long and looks really nice. Another option is ikea cabinets with real wood doors (www.semihandmadedoors.com).
by ankzap
Fri Jul 10, 2015 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: San Francisco Bound - Need Salary Advice
Replies: 55
Views: 8461

Re: San Francisco Bound - Need Salary Advice

If you ever plan on buying a house somewhere in the bay area (not just SF), it is going to be tight. A basic 3 bedroom house (~1400sqft) is going to cost 1.5m+, and that might be too basic for you. I would say $265k is a great salary, but it is not going to "put you on another plane" in SF...
by ankzap
Thu Jun 25, 2015 12:25 am
Forum: Personal Finance (Not Investing)
Topic: Home renovation funding
Replies: 51
Views: 7353

Re: Home renovation funding

edge wrote:At that point probably less risky to tear down the existing house.
That would easily cost at least $400+ per sqft. Additionally at least a year long permit process in San Francisco.
by ankzap
Fri Jun 19, 2015 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: Help with filing form 83(b) [Restricted stock transfer]
Replies: 10
Views: 2532

Re: Help with filing form 83(b)

Is this options or RSUs? Your posts are conflicting on which it is.
by ankzap
Wed May 20, 2015 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Do most folks pay for trips before going (India)
Replies: 13
Views: 2501

Re: Do most folks pay for trips before going (India)

India has changed a LOT in the last decade. I come from a middle class family, and foreign travel was a rarely heard luxury when growing up. Now, my cousins (in early-mid 30s) all have very well paying jobs (very comparable or even higher than equivalent US salaries). 1-2 international trips a year ...
by ankzap
Mon May 19, 2014 1:15 am
Forum: Personal Finance (Not Investing)
Topic: Housing affordability CA
Replies: 22
Views: 3488

Re: Housing affordability CA

Nothing to add regarding the affordability question, but good luck trying to find a 3/2 in a nice area with good schools (>875 api) for under $1m. Houses are going anywhere between 10% to 50% over the listing price. And many are selling all-cash! Unless you are considering a townhome/condo (with a $...
by ankzap
Mon Mar 31, 2014 11:36 am
Forum: Personal Finance (Not Investing)
Topic: 1099-B Box 3 Blank, How to file?
Replies: 3
Views: 455

Re: 1099-B Box 3 Blank, How to file?

The discrepancy might be due to tax withheld on the shares. Even though you were given shares worth $1200, part of it was withheld as taxes, and you ended up getting only 11 shares. Since this was reported in your W2, you have paid tax on this. Selling the 11 shares in 2013, you made capital gains t...
by ankzap
Fri Mar 28, 2014 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Buying first home in SF - gut check
Replies: 93
Views: 14693

Re: Buying first home in SF - gut check

For what it's worth, I'm sure I'm too early. I'm sure the bubble can keep going for 6 or 12 or 24 more months. But these always end badly, don't they? Do they? Last few times a bubble burst, the property values barely changed parts of the bay area. Considering most purchases are 100% cash these day...
by ankzap
Wed Mar 21, 2012 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: Auto insurnace claim for a minor accident?
Replies: 11
Views: 3678

Auto insurnace claim for a minor accident?

I recently had a minor accident in the parking lot. I was backing out without realizing there was a pillar in my blind spot. The fender got dented pretty bad, and looks like the bumper also suffered damage. Overall the damage seems purely cosmetic, but it looks pretty ugly. The car is a Toyota Corol...
by ankzap
Sun Nov 13, 2011 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: TreasuryDirect Wakes to 21st Century
Replies: 34
Views: 7199

Re: Authorization Form

has anyone else had to complete this process to open an account? Yes. I had to, and from what I have read, it is pretty common to require this verification. I mailed mine by regular mail on a friday, and got an email next tuesday that they had received it and lifted the hold. The following friday I...
by ankzap
Tue Nov 08, 2011 12:49 pm
Forum: Personal Investments
Topic: Cash Balance Pension to IRA rollover?
Replies: 2
Views: 746

Re: Cash Balance Pension to IRA rollover?

How do you lose on the 1.25 multiplier? Don't I lose the multiplier on any gains the money makes until it gets withdrawn? I guess the multiplier roughly pays for the taxes (either now, or 20 years from now in the form of the 25% extra). So if I rollover now into an IRA, then immediately convert tha...
by ankzap
Mon Nov 07, 2011 10:04 pm
Forum: Personal Investments
Topic: Cash Balance Pension to IRA rollover?
Replies: 2
Views: 746

Cash Balance Pension to IRA rollover?

I have been a lurker on this amazing forum for a few weeks. I have learned a lot in the past few weeks, and am realizing all the stupid mistakes I have made over the years. Most of my money was in a savings account until recently (earning under 0.1% interest), but I am in the process of moving it to...