Search found 1364 matches

by peppers
Sun May 26, 2019 7:46 am
Forum: US Chapters
Topic: MEMORIAL DAY
Replies: 26
Views: 2682

Re: MEMORIAL DAY

Respectfully

Hymn to the Fallen

https://www.youtube.com/watch?v=Omd9_FJnerY
by peppers
Fri May 03, 2019 6:36 pm
Forum: Personal Consumer Issues
Topic: Gardening 2019
Replies: 95
Views: 7675

Re: Gardening 2019

Zone 10b here in tropical paradise 8-) Those dang iguanas are digging holes around my plants and trees to lay their eggs. Ruins the root systems of the plants. According to my friend Google, iguanas can lay 20 to 70 eggs per year :annoyed My.....My....My..... :wink: peppers - truly, you've never se...
by peppers
Fri May 03, 2019 6:04 pm
Forum: Personal Consumer Issues
Topic: Gardening 2019
Replies: 95
Views: 7675

Re: Gardening 2019

Miriam2 wrote:
Fri May 03, 2019 5:57 pm
Zone 10b here in tropical paradise 8-) Those dang iguanas are digging holes around my plants and trees to lay their eggs. Ruins the root systems of the plants. According to my friend Google, iguanas can lay 20 to 70 eggs per year :annoyed

My.....My....My..... :wink:
by peppers
Sun Apr 28, 2019 10:20 am
Forum: Personal Investments
Topic: Gambling with "fun money" (Penny stocks, other ideas?)
Replies: 43
Views: 3329

Re: Gambling with "fun money" (Penny stocks, other ideas?)

happymob wrote:
Sun Apr 28, 2019 7:44 am
Absent true insider information, I would be more comfortable betting my fun money at the racetrack on ponies than on penny stocks. And I'd have more fun too.
Exactly.

The Kentucky Derby is next Saturday May 4th.
by peppers
Tue Apr 23, 2019 5:09 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2019!
Replies: 294
Views: 35596

Re: Roll Call for the Retirement Class of 2019!

I think the time has come. My wife has let it be known to her employer that September 2019 is the grand finale. Now the ball is in my court...46 years with megacorp.....hmmmmm...... https://www.youtube.com/watch?v=7ufGxqxeBJE So peppers - what did you decide?? Holy cow - 46 years with megacorp, tha...
by peppers
Sun Mar 31, 2019 4:56 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you check your net worth?
Replies: 257
Views: 14712

Re: How often do you check your net worth?

I've recently did a ball park estimate of our assets due to our looming retirements.

I did not include Casa de peppers due to it being older than dirt....built by wandering Aztec's... :)
by peppers
Tue Mar 19, 2019 6:40 pm
Forum: Investing - Theory, News & General
Topic: "How Jack Bogle Changed Investing"
Replies: 5
Views: 660

Re: "How Jack Bogle Changed Investing"

An interesting article.
I liked Jack's reply to being called a "communist". :wink:
by peppers
Tue Mar 05, 2019 9:36 pm
Forum: Personal Finance (Not Investing)
Topic: How the Fed calculates household's Net Worth
Replies: 99
Views: 6143

Re: How the Fed calculates household's Net Worth

willthrill81 wrote:
Tue Mar 05, 2019 6:30 pm


Image
Deluxe accommodations on the inside...riverfront property.....scenic view....it could be all yours....
by peppers
Sat Feb 23, 2019 2:56 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2019!
Replies: 294
Views: 35596

Re: Roll Call for the Retirement Class of 2019!

I think the time has come. My wife has let it be known to her employer that September 2019 is the grand finale.

Now the ball is in my court...46 years with megacorp.....hmmmmm......

https://www.youtube.com/watch?v=7ufGxqxeBJE
by peppers
Sat Jan 05, 2019 8:53 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: investing Uncomfortably
Replies: 88
Views: 8171

Re: Larry Swedroe: investing Uncomfortably

I'm guarded on Swedroe's recommendations over the recent past. Swedroe used to recommend indexing, now he doesn't. What's different? BAM (Buckingham Asset Management) and BAM alliance. Larry works for both and is on the board of directors (director of research}. Who are the partners in the BAM alli...
by peppers
Mon Dec 31, 2018 7:01 pm
Forum: Personal Consumer Issues
Topic: Happy New Year Do you have plans?
Replies: 37
Views: 1853

Re: Happy New Year Do you have plans?

My wife is making Zuppa di Pesce ...fish, mussels, shrimp, scallops...the usual suspects. After dinner we will watch the festivities at Times Square from the comfort of our living room. And as the hour approaches I fully expect the locals to light up the skies. Not quite the 4th of July but close. E...
by peppers
Mon Dec 31, 2018 5:18 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 967
Views: 97083

Re: U.S. stocks continue to soar!

On March 26th we had our biggest "up" close this year +2.72% Maybe if I suggest today will break past that it will jinx it :twisted: :D Perhaps this submarine audio might help? :wink: https://www.youtube.com/watch?v=9azjzhoL670 Less than an hour to go, and it's a good bit over the prior biggest "up...
by peppers
Mon Dec 31, 2018 5:06 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11013
Views: 1923389

Re: U.S. stocks in free fall

So Siamond, should I keep my portfolio or should I sell everything and run for the hills? Don't know how guns, ammo, food and water supplies show up on an efficient frontier. :wink: Looks like 2018 ended on a good note though overall it was a tough year for me personally and in the markets. I will ...
by peppers
Fri Dec 28, 2018 6:06 pm
Forum: US Chapters
Topic: My favorite Boglehead posters
Replies: 142
Views: 8895

Re: My favorite Boglehead posters

LadyGeek

Blatant and shameless sucking up to the Site Admin
by peppers
Wed Dec 26, 2018 1:54 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 967
Views: 97083

Re: U.S. stocks continue to soar!

JoMoney wrote:
Wed Dec 26, 2018 12:46 pm
On March 26th we had our biggest "up" close this year +2.72%
Maybe if I suggest today will break past that it will jinx it :twisted: :D
Perhaps this submarine audio might help? :wink:

https://www.youtube.com/watch?v=9azjzhoL670
by peppers
Mon Dec 24, 2018 12:29 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11013
Views: 1923389

Re: U.S. stocks in free fall

Taking a quick peek over at the commodities.....
Gold and Silver are currently up......

Coal however is down.......hmmmmm

Happy Holidays to all. :)
by peppers
Sat Dec 22, 2018 11:28 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11013
Views: 1923389

Re: U.S. stocks in free fall

Has anyone been kicked out of Flagship or Flagship select yet? Do they rip off your buttons and break your sword when they kick you out? I had a fund fall below admiral requirement for over a year and I was not demoted to a common "investor". Yes, and your epaulets. Chuck Connors in Branded. https:...
by peppers
Fri Dec 21, 2018 5:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11013
Views: 1923389

Re: U.S. stocks in freefall

peppers wrote:
Sun Aug 26, 2018 12:51 pm
Winter is Coming
Winter is Here
by peppers
Thu Dec 20, 2018 3:47 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 255
Views: 24104

Re: Whose buying today? where's all the "dry powder" folks at? :)

The remaining dry powder I had was used to purchase some gold and precious gemstones for my lovely wife.

Happy Holidays to all.
by peppers
Tue Dec 18, 2018 3:15 pm
Forum: Personal Investments
Topic: Is anyone's portfolio not tanking???
Replies: 129
Views: 13520

Re: Is anyone's portfolio not tanking???

Tanking? Well, it's more like a fluid situation....the ebb and flow of the tides.
by peppers
Tue Dec 18, 2018 3:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11013
Views: 1923389

Re: U.S. stocks in free fall

Out of curiosity, I wonder how many investors completely moved out of stocks yesterday. Why tho? "Out of curiosity." Curiosity killed the cat. Some playwright named Shakespeare penned this....probably others. But if curiosity killed the cat then satisfaction brought it back. I wonder if any investo...
by peppers
Mon Dec 17, 2018 1:43 pm
Forum: Personal Consumer Issues
Topic: Holiday Card [from Vanguard]
Replies: 29
Views: 3140

Re: Holiday Card [from Vanguard]

DaftInvestor wrote:
Mon Dec 17, 2018 1:40 pm

Transfer $5,000,000 to Vanguard and you can get a Holiday Card.
I transferred $100,000 to Ally and they are giving me $1,000. (viewtopic.php?t=261504)

I prefer the latter :)
Cash says you care. :wink:
by peppers
Sat Dec 08, 2018 11:45 am
Forum: Investing - Theory, News & General
Topic: We Are Teetering on the Edge of A DEATH CROSS
Replies: 50
Views: 8827

Re: We Are Teetering on the Edge of A DEATH CROSS

One of Nisiprius' creative moments...

viewtopic.php?p=835881#p835881

Flying piranhas......who knew..... :)
by peppers
Tue Dec 04, 2018 7:56 pm
Forum: Investing - Theory, News & General
Topic: Bogle Sounds a Warning on Index Funds
Replies: 103
Views: 20942

Re: Bogle Sounds a Warning on Index Funds

Taylor Larimore wrote:
Tue Dec 04, 2018 11:25 am
Jack Bogle:

We are honored to have your participation and clarification.

I know you will enjoy reading the Boglehead responses to your latest book:

"STAY THE COURSE" by John C. Bogle -- A Gem

Please stay well.

Taylor

I'll second that.
by peppers
Wed Nov 28, 2018 5:54 am
Forum: Investing - Theory, News & General
Topic: calling peak Vanguard, peak value, top of market
Replies: 9
Views: 1367

Re: calling peak Vanguard, peak value, top of market

Valuethinker

Thanks for the heads up about the equity side.

Now,what is the Valuethinker Index position on fixed income? 8-)
by peppers
Thu Nov 22, 2018 12:39 pm
Forum: Investing - Theory, News & General
Topic: Prime MM vs 6-month Treasury in IRA
Replies: 94
Views: 10713

Re: Prime MM vs 6-month Treasury in IRA

fwiw

Here's a link to the history of the Federal Fund rate going back to 1954.

https://www.macrotrends.net/2015/fed-fu ... ical-chart
by peppers
Tue Nov 20, 2018 6:36 am
Forum: Personal Investments
Topic: Can someone explain what's going on [with the stock market]?
Replies: 96
Views: 13452

Re: Can someone explain what's going on..........

"The bears have Thanksgiving and the bulls have Christmas."

It was a phrase I heard several times while watching Wall Street Week with Louis Rukeyser. Is it actionable?

"You pays your monies and you takes your chances".
by peppers
Sun Nov 18, 2018 8:33 am
Forum: Investing - Theory, News & General
Topic: Prime MM vs 6-month Treasury in IRA
Replies: 94
Views: 10713

Re: Prime MM vs 6-month Treasury in IRA

fwiw

Playing devil's advocate we could be looking at a 3.0% FFR at the end of 1Q 2019.

Having to invest during the Volcker years, the phrase "don't fight the Fed" comes to mind. I would stay put in the Vanguard MMF.
by peppers
Sun Nov 04, 2018 1:14 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 19085

Re: Vanguard website "unavailable during weekend of Nov 3"

As a PSA, we logged into our accounts to verify name, address, email, alerts, bank info and beneficiaries. It was all there.

However, we are getting the large pop up. "Up grade your account now in three easy steps."
by peppers
Sun Nov 04, 2018 10:14 am
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 19085

Re: Vanguard website "unavailable during weekend of Nov 3"

I'm sure if you had 3 or 4 billion banked at Vanguard, you probably got the heads up on the Vanguard upgrade. For the rest of the unwashed masses....get over it.
by peppers
Sun Nov 04, 2018 9:58 am
Forum: Personal Investments
Topic: FSTVX -> FSKAX
Replies: 15
Views: 4778

Re: FSTVX -> FSKAX

fwiw

The total bond fund in my Fidelity 401k was converted this weekend, going from FSITX to FXNAX.

Hmmm...FXNAX...XANAX....clever marketing ploy in this current rising interest rate environment. :wink:
by peppers
Sat Nov 03, 2018 9:27 am
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 19085

Re: Vanguard website "unavailable during weekend of Nov 3"

We can log in and see balances on one account and information not available on second account.
by peppers
Sat Oct 27, 2018 12:12 pm
Forum: Investing - Theory, News & General
Topic: Total Bond Market Fund - interest rates rising!
Replies: 147
Views: 17398

Re: Total Bond Market Fund - interest rates rising!

Thank you for that very interesting investment fact concerning Total Bond Market in this rising interest rate environment. People still aren't understanding "rising rate environment", with respect to intermediate-term bonds . Let's work on this ... Is this a rising rate environment, with respect to...
by peppers
Sun Oct 14, 2018 3:41 pm
Forum: Personal Investments
Topic: Collective Investment Trust choice in 401k
Replies: 17
Views: 802

Re: Collective Investment Trust choice in 401k

fwiw My 401k is with Fidelity and I use the Brokerage Link option for some of my funds. The CIT's in the core plan are updated next day and I can see dollar and percent changes for each CIT. The CIT's track their respective indices fairly close and are almost identical to a comparable index. Example...
by peppers
Thu Oct 11, 2018 5:41 pm
Forum: Personal Investments
Topic: What did you buy today
Replies: 119
Views: 9346

Re: What did you buy today

triceratop wrote:
Thu Oct 11, 2018 4:53 pm
I bought myself a drink to make myself forget I spent all my cash, and my first Roth IRA contributions in 4 years, on VSS yesterday.
...."patience young grasshopper"....... :wink:
by peppers
Tue Sep 11, 2018 5:21 pm
Forum: Investing - Theory, News & General
Topic: Barron's--Vanguard Is Losing Battles on Two Fronts in Fee Wars
Replies: 53
Views: 4953

Re: Barron's--Vanguard Is Losing Battles on Two Fronts in Fee Wars

I don't really care whether Vanguard "loses" or "wins." I don't want them to collapse . I want them to keep operating the funds I personally use. I don't want the fees on Admiral shares of those funds to rise to above, oh, I don't know, 0.10%. I don't think it helps me for Vanguard to get more giga...
by peppers
Sun Aug 26, 2018 12:51 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11013
Views: 1923389

Re: U.S. stocks in freefall

Winter is Coming
by peppers
Wed Aug 22, 2018 9:21 pm
Forum: Personal Investments
Topic: Is this a good time to invest as stock market is all time high?
Replies: 46
Views: 5065

Re: Is this a good time to invest as stock market is all time high?

The Dow Jones Industrial Average broke 1000 for the first time in November 1972. A few months later a bear market began and the Dow lost 40% of its value. So, was it a good time to start investing?

That timeline is when I first started investing. And the Dow today is... :happy
by peppers
Wed Aug 22, 2018 8:37 pm
Forum: Personal Consumer Issues
Topic: Gardening 2018
Replies: 70
Views: 7814

Re: Gardening 2018

Late season update Northeastern Illinois It has been a productive season so far. I thought the cucumbers would be winding down but they are still going like gangbusters. Picked about 20 or so off the vines yesterday. The zucchini plant continues to expand producing some nice sizes. The wife uses the...
by peppers
Wed Aug 22, 2018 8:00 pm
Forum: Personal Consumer Issues
Topic: Test your cognitive biases
Replies: 89
Views: 5675

Re: Test your cognitive biases

Okay, so after all of these Supremely Wonderful Scores, who will 'fess up to a lesser score, or an outright "low" one? Also, do the "confidence" scores actually factor in to the "result", or is that just for the research in some other way? RM OK I'll play Scored better than 25 to 50 percent of coll...
by peppers
Sat Aug 04, 2018 9:36 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 807
Views: 86814

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

Can they raise the expense ratio after getting everyone over to fidelity? Yes they can. My 401k plan is run by Fidelity and the funds are managed by BlackRock Trust Co. On August 1st the ER's went up 1 basis point across the board. The funds are collective investment trusts and a series of target d...
by peppers
Fri Jul 20, 2018 7:22 pm
Forum: Personal Consumer Issues
Topic: Fake IRS calls - anybody care?
Replies: 62
Views: 3944

Re: Fake IRS calls - anybody care?

I came home from work today and saw there were several messages on the answering machine. I listened to them but did not delete them. When my wife came home, she saw the machine and asked "who is on the phone?". I replied: Some company is declaring bankruptcy and wants us to call them so they can se...
by peppers
Sat Jul 07, 2018 10:15 am
Forum: Investing - Theory, News & General
Topic: Sizing Up Fidelity and Vanguard Managers
Replies: 2
Views: 556

Re: Sizing Up Fidelity and Vanguard Managers

Pssst.... as of December 2017 BlackRock had AUM of $6.3 trillion. :)

https://en.wikipedia.org/wiki/BlackRock
by peppers
Tue Jun 19, 2018 10:57 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11013
Views: 1923389

Re: U.S. stocks in freefall

Re: Anyone buying today?

No, but the 401k contributions hit the US and International funds tomorrow.
by peppers
Tue Jun 19, 2018 10:48 am
Forum: Investing - Theory, News & General
Topic: Our interview with Taylor Larimore
Replies: 17
Views: 4573

Re: Our interview with Taylor Larimore

Apart from the Three Fund portfolio and holding our collective hand during market collapses, Taylor makes other remarkable contributions that are not sufficiently acknowledged: 1. Taylor reads excellent books on finance and then posts summaries of their best points 2. Taylor, together with Mel, is ...