Search found 485 matches

by NHRATA01
Tue Oct 02, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: Car rebates/incentives
Replies: 21
Views: 1364

Re: Car rebates/incentives

And gm has not have record sales, their sales last month were worse than 2017. Just read an article on it. They specifically cited that lack of incentives, and high prices are causing sales to plummet. Google it. This, GM is seeing sales stagnate or fall, and they've been very stingy with the incen...
by NHRATA01
Mon Oct 01, 2018 10:45 am
Forum: Personal Consumer Issues
Topic: Used Car on Lot for Year and a Half
Replies: 36
Views: 3557

Re: Used Car on Lot for Year and a Half

Ok I've learned something about the Vibe, that it's actually a Toyota. Then sure, buy it. Otherwise I'd run from anything Pontiac. Maybe the fact you were unaware of the Vibe's underpinnings suggests you probably shouldn't consider yourself an expert on vehicle quality? There were a number of Ponti...
by NHRATA01
Fri Sep 28, 2018 10:32 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 561
Views: 82606

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Wakefield1 wrote:
Fri Sep 28, 2018 12:49 am
What a shame if they have discontinued the excellent V6 Accord in favor of the turkey (I mean turbo).
The naturally aspirated V6 in mainline vehicles is going the way of the dodo.
by NHRATA01
Mon Sep 24, 2018 1:59 pm
Forum: Personal Consumer Issues
Topic: Ventilated car seats?
Replies: 61
Views: 4180

Re: Ventilated car seats?

My current car is the first I've had with them, and they are definitely a help in the summer. I probably wouldn't pay extra but it's a nice feature when standard. I will say the best cooling feature any of my vehicles ever had was the A/C vent located below the steering wheel on an '03 Caddy Seville...
by NHRATA01
Sat Sep 15, 2018 10:16 am
Forum: Personal Consumer Issues
Topic: New Light bulbs
Replies: 19
Views: 1808

Re: New Light bulbs

All Phillips LED. I’ve tried many many of the cheap brands over the years and they all fail prematurely. Even Cree :( I bought a lot of Cree 40 and 60 watt equivalents in '13 and '14 (the ones with the heat sink on the base), so far haven't lost a single one. Since I started converting in '12 - hav...
by NHRATA01
Sat Sep 15, 2018 10:01 am
Forum: Personal Consumer Issues
Topic: Portable Music
Replies: 12
Views: 853

Re: Portable Music

I've just been going on Amazon and buying refurb'd iPod nanos. Still have iTunes with my 1200+ song library and still use it to download new MP3s. I still prefer having ownership of the actual media vs a streaming site, which is kind of full circle to basically a radio station. I don't like carrying...
by NHRATA01
Tue Aug 14, 2018 7:14 am
Forum: Personal Consumer Issues
Topic: Timing of car purchase during a model year
Replies: 17
Views: 1685

Re: Timing of car purchase during a model year

In general buying in the 4th quarter can get you a bargain if you find a leftover (ie an '18 once the '19 model year hits full swing in September). But really with how the automakers go by month to month sales figures to make Wall St. happy, you will see incentives throughout the year. I bought a GM...
by NHRATA01
Mon Aug 13, 2018 3:12 pm
Forum: Personal Finance (Not Investing)
Topic: How to have “what if” discussion with retired parents?
Replies: 48
Views: 4660

Re: How to have “what if” discussion with retired parents?

Just as an adder, at least have a POA (and preferably medical proxy) in place with one of your children. Even if one is declared a beneficiary pretty much no financial institution will grant any sort of access to accounts without a POA in place while the account owner is living. The legal requiremen...
by NHRATA01
Mon Aug 13, 2018 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: How to have “what if” discussion with retired parents?
Replies: 48
Views: 4660

Re: How to have “what if” discussion with retired parents?

Lets see your dad and mom made it to there 70s without the help of others (kids). My parents in there 80 manage all money on there own. Never talked about it. They have a will. Thats all we know. Wife's parents passed away in their 80s. They had a will. Never talked about money. Will split everythi...
by NHRATA01
Thu Aug 09, 2018 7:50 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 111
Views: 7495

Re: Minivan Vs SUV Experience

The minivan is essentially the most practical vehicle you could ask for if you have a family of 2 adults and 2.5 kids, and 0.75 cat/dog, etc. That said it's got it's stigma that a lot of people can't get around. I would buy and drive one, but only as a last resort. However I don't particularly care ...
by NHRATA01
Tue Jul 31, 2018 2:30 pm
Forum: Investing - Help with Personal Investments
Topic: 1.9 M windfall. My plan; input requested
Replies: 30
Views: 4698

Re: 1.9 M windfall. My plan; input requested

I see no reason to decline a pair of new 30K cars when considering the size of the windfall and the fact the existing lease terms are ending. Though 30K may be bare bones for a full size pickup these days. A big 3 pickup and a Honda/Toyota sedan, and you're getting a pair of very reliable vehicles t...
by NHRATA01
Mon Jul 23, 2018 7:01 am
Forum: Personal Consumer Issues
Topic: Engineers come in.
Replies: 108
Views: 8150

Re: Engineers come in.

I'm a mechanical engineer, have been for 17 years. Probably about as "wired for engineering" as one could be. Legos since like 5, cars since well before I could drive, randomly taking things apart as a kid to figure out how they work, etc. Very good in high school math, advanced/honors/AP classes, e...
by NHRATA01
Wed Jul 11, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: Should I contact GMC about A/C issues?
Replies: 42
Views: 2165

Re: Should I contact GMC about A/C issues?

I come from a GM family, over a dozen or so cars in my 38 years. Having experience with only GM cars, you just don't know any better. Here's an article from Consumer Reports that supports my observations: https://www.consumerreports.org/car-reliability-owner-satisfaction/10-best-cars-to-get-to-2000...
by NHRATA01
Wed Jul 11, 2018 12:03 pm
Forum: Personal Consumer Issues
Topic: Should I contact GMC about A/C issues?
Replies: 42
Views: 2165

Re: Should I contact GMC about A/C issues?

When it comes to quality, Honda is light years ahead of GM Honda is certainly taking a huge hit to its reputation for its recent behavior. I lived through the GM bad camshaft era, the GM bad intake gasket era and I can't even begin to count how many dozens of disk brake rotors were replaced prematu...
by NHRATA01
Wed Jul 11, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Should I contact GMC about A/C issues?
Replies: 42
Views: 2165

Re: Should I contact GMC about A/C issues?

...if GMC would step up to the plate and fix the parts I might consider another GM vehicle. I learned my lesson many years ago. Why do people keep buying these unreliable cars when they could buy a Honda, Toyota or Subaru? I don't get it at all. You get what you deserve for not doing your homework....
by NHRATA01
Tue Jul 10, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Should I contact GMC about A/C issues?
Replies: 42
Views: 2165

Re: Should I contact GMC about A/C issues?

We have a 2014 Acadia Denali. Also Hs a bad condenser. Worst vehicle ever. Will never buy a GMC again. Yeah we had a '10 Traverse that lost the A/C (and now a '17). Unfortunately those cars (Acadia/Traverse/Enclave) are plagued with A/C issues more than any other vehicle I've ever seen. The newer '...
by NHRATA01
Thu Jul 05, 2018 10:55 am
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6801

Re: Older Women Lifting Weights

The video I see is of a sumo DL. ton of weight, but different exercise than a DL. Shorter distance to pull, and more favorable back angle. Easier exercise. Just sayin. A lot of women who compete pull sumo over conventional since it favors their hip mechanics more, and yes as mentioned if an allowed...
by NHRATA01
Thu Jul 05, 2018 8:17 am
Forum: Personal Consumer Issues
Topic: Is there a current car without a console between the front seats?
Replies: 52
Views: 4731

Re: Is there a current car without a console between the front seats?

It's what I miss the most when I traded in my 1996 Windstar for a 2016 Ford Flex. It was so convenient when bringing food home from a restaurant to place the container on the floor in between the front seats. And when traveling it was easy to reach into the second row for drinks or snacks. There is...
by NHRATA01
Thu Jul 05, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Is there a current car without a console between the front seats?
Replies: 52
Views: 4731

Re: Is there a current car without a console between the front seats?

When looking for a vehicle for DH to use on the mailroute (sat in the passenger seat and stretched the leg over) it was getting to be very difficult to find something that would work. Probably even more so now--retired 2011. We were told by a salesman that a prime cause for most/almost all vehicles...
by NHRATA01
Thu Jul 05, 2018 8:08 am
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6801

Re: Older Women Lifting Weights

I think the problem with books written primarily with men in mind is that women don't want to look like men. They, in general, don't want "guns," giant pecs and thighs, and bulging shoulders. They want to maintain/increase strength and prevent osteoporosis without adding a lot of obvious mass. I've...
by NHRATA01
Tue Jul 03, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: Any Boglehead powerlifters?
Replies: 115
Views: 8760

Re: Any Boglehead powerlifters?

Never. Because with all things in life based on a system (the body is based on a biological system), more can go wrong than right. As Charlie Munger would say, "invert, always invert." In this regard, all I want to know is the date of my major injury so I don't show up that day. In goal setting, al...
by NHRATA01
Tue Jul 03, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: Any Boglehead powerlifters?
Replies: 115
Views: 8760

Re: Any Boglehead powerlifters?

Some very impressive numbers in here, hats off to everyone. Watching professionals now, it is just mind blowing how much weight these guys are moving, the sport seems like it has really advanced quickly in the past 10 years. I wouldn't call myself a powerlifter since outside of a couple college benc...
by NHRATA01
Sat Jun 30, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: Toyota RAV4 service questions
Replies: 17
Views: 1193

Re: Toyota RAV4 service questions

Regarding the transmission fill vs flush... It is an oft-debated topics among car guys so people have their own opinions. Mine is this: - Flushes can be detrimental if the transmission is old and not in great shape, hasn't been maintained. Say, 100K + miles and fluid service never been considered. T...
by NHRATA01
Tue Jun 26, 2018 12:24 pm
Forum: Personal Consumer Issues
Topic: car for long-distance driving
Replies: 80
Views: 5663

Re: car for long-distance driving

Per the calculations above, the difference between 30 and 40mpg would be less than $500 per year. For those long hours if it were me I would go find a nice used cushy Buick LaCrosse or maybe Caddy XTS if the price is right (both of which should do 30+ easily on the highway), and gladly eat the $500 ...
by NHRATA01
Sat Jun 23, 2018 9:44 am
Forum: Personal Consumer Issues
Topic: Am I wasting money on my old car?
Replies: 34
Views: 3620

Re: Am I wasting money on my old car?

I say fix it. Does a 6 year old Corolla or Mazda 2 have a timing belt? If so, and the belt has not been changed, then guess what? You'll need to immediately change the belt. Both the Mazda and Toyota motors have a chain. I would say a 22 year old car, regardless of it's reputation for durability is...
by NHRATA01
Thu Jun 07, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: New AC Unit broken or "feezing". HVAC company says it's my fault for "running it too hard". What can I do?
Replies: 55
Views: 5545

Re: New AC Unit broken or "feezing". HVAC company says it's my fault for "running it too hard". What can I do?

I would suspect, being a new installation, there is likely a leak in the system (probably due to the install) and you are now low on refrigerant. As mentioned assuming flow across the coil isn't a problem (a restriction such as a clogged filter, collapsed duct, or blockage at one or more of the outl...
by NHRATA01
Fri May 25, 2018 1:40 pm
Forum: Personal Finance (Not Investing)
Topic: Alzheimer's Disease, Long Term Care, and your Retirement Finances
Replies: 83
Views: 8485

Re: Alzheimer's Disease, Long Term Care, and your Retirement Finances

Here's my long term care plan: https://www.cnn.com/2018/05/10/health/david-goodall-australian-scientist-dies-intl/index.html I have no intention of enduring Alzheimer's in any form or fashion, and would be gone long before LTC would be required. I don't personally consider such a minimal existence ...
by NHRATA01
Fri May 25, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 561
Views: 82606

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Do we know what year the oil-gas dilution issue reared it's ugly head? I have a 2012 CR-V EX with about 60,000 miles on it. Mainly affecting the 1.5L turbo engine that Honda started using in the 2016 Civic and the CRV in 2017. Seems related to the use of small-displacement turbo engines with direct...
by NHRATA01
Mon May 21, 2018 10:06 am
Forum: Personal Consumer Issues
Topic: Best used SUV, Wagon, Hatch, Pickup under $10k
Replies: 34
Views: 3266

Re: Best used SUV, Wagon, Hatch, Pickup under $10k

Funny, it was only a couple days ago I read a Jalopnik article extolling the virtues of the Pontiac Vibe wagon. They can be had quite cheap, and are the sister to the Toyota Matrix, which was built off the Corolla platform. In other words, rock solid reliability, but with the discount of a domestic ...
by NHRATA01
Fri May 18, 2018 9:39 am
Forum: Personal Consumer Issues
Topic: Brake work estimate
Replies: 45
Views: 3295

Re: Brake work estimate

Would you go to carforum to ask advice about investing? why not? If you want to replace Explorer brakes, I bet there are better forums than this one. Some of us who post on investing forums are knowledgeable enough to provide useful automotive advice. Likewise some of us who also post on automotive...
by NHRATA01
Thu May 17, 2018 1:20 pm
Forum: Personal Consumer Issues
Topic: DIY AC freon for car or professional fill up
Replies: 15
Views: 1728

Re: DIY AC freon for car or professional fill up

Update AC is blowing ice cold so it is working fine. Why is my car acting like it has more horse power now? I noticed it is much more powerful. Does that make sense? If the A/C is properly charged the A/C will cycle on and off more frequently. If it's low, the compressor may run and run and run, wh...
by NHRATA01
Wed May 16, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: Brake work estimate
Replies: 45
Views: 3295

Re: Brake work estimate

I would also question the need for new rear pads and rear rotors. Typically last twice as long as your front under "normal" circumstances. That's not always true. A lot of modern cars will bias the rears under light braking to help promote even wear, which in a car that seldom sees firm braking may...
by NHRATA01
Wed May 16, 2018 3:16 pm
Forum: Personal Consumer Issues
Topic: Brake work estimate
Replies: 45
Views: 3295

Re: Brake work estimate

Price sounds about right. FYI. Replacing pads and rotors is actually a fairly easy DIY task even for someone who's not particularly handy. No, no it's really not. Its an easy DIY for someone who understands cars and how the braking system works, and dabbles in basic mechanical repairs. Someone who ...
by NHRATA01
Mon May 14, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 140
Views: 9483

Re: Is there a boglehead muscle car?

Can't go wrong with picking up a current gen V6 Camaro, particularly used for a deal. 335hp and a great handling chassis. Runs the quarter (~13.8@102ish) only a bit slower than the late 90s LS1 cars did, and about as fast as the early/mid 90s LT1 cars.
by NHRATA01
Mon May 14, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 140
Views: 9483

Re: Is there a boglehead muscle car?

I'm sorry but if you're asking for a muscle car a Honda Civic or other "performance compact" really isn't going to cut it. A boglehead muscle car is probably either a Mustang GT or Camaro SS (1SS trim), both which are pushing upwards of 450hp, rear drive and easy to find with a manual transmission. ...
by NHRATA01
Fri May 11, 2018 11:44 am
Forum: Personal Consumer Issues
Topic: Used car, $20K-$25K
Replies: 43
Views: 4146

Re: Used car, $20K-$25K

If you're looking for something more sporting, being you have the LaCrosse on there and aren't shied away from Buicks, what about the Regal GS instead? They have very bad depreciation so you can find a great deal. Also have transferrable 4/50 B2B and 6/72 powertrain warranties. Had a '12 myself whic...
by NHRATA01
Mon May 07, 2018 11:02 am
Forum: Investing - Theory, News & General
Topic: How does stock buyback benefit investors?
Replies: 78
Views: 6906

Re: How does stock buyback benefit investors?

... (and a benefit to executives for increasing the shareprice making options more valuable). Methinks you have identified the primary driver. :greedy Also makes the earnings per share number look better to Wall Street, and again achieving those executive compensation targets ;) I worked for IBM fr...
by NHRATA01
Wed May 02, 2018 2:21 pm
Forum: Personal Consumer Issues
Topic: If you really like the CR-V, you should check out the [_____]
Replies: 89
Views: 9307

Re: If you really like the CR-V, you should check out the [_____]

I can't see myself ever driving one of these cute utes, but I will say the CX-5 seems the most appealing. FWIW in the latest issue of Motor Trend it beat out the Lexus NX in a one on one comparison.

Or since I prefer some pep in my ride I'd consider the Equinox 2.0T.
by NHRATA01
Tue Apr 24, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: Mowing with a ZTR - sharpening blades
Replies: 22
Views: 1777

Re: Mowing with a ZTR - sharpening blades

I usually just use an auto jack on the front, climb under there and pull each one off. Throw it on a bench grinder and put a new edge on it. Never really considered the balance, you're not really taking a ton of material off the edge. I haven't balanced a blade in 15 seasons of sharpening them mysel...
by NHRATA01
Tue Apr 03, 2018 10:14 am
Forum: Personal Consumer Issues
Topic: HVAC: R22 Freon leak, Replaced by 427A Retrofit
Replies: 14
Views: 1465

Re: HVAC: R22 Freon leak, Replaced by 427A Retrofit

My sense is there are a lot of commercial and industrial R22 machines out there, and if there was an acceptable drop in, it would be widely used. So my suspicion would be a residential drop in would not be ideal for a long term plan. Thank you for mentioning this. I've been considering a "dry" repl...
by NHRATA01
Mon Apr 02, 2018 12:21 pm
Forum: Personal Consumer Issues
Topic: HVAC: R22 Freon leak, Replaced by 427A Retrofit
Replies: 14
Views: 1465

Re: HVAC: R22 Freon leak, Replaced by 427A Retrofit

I had also heard that of the drop in R22 replacement. It is not as efficient of a refrigerant as R22 and will add more load to the compressor which can kill it quicker. I'll throw this in - we have industrial grade older R22 chillers at my work site. R22 is rapidly increasing in price, and getting s...
by NHRATA01
Wed Mar 07, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: What if you have a poorly rated car?
Replies: 47
Views: 3653

Re: What if you have a poorly rated car?

First, the cost to purchase new is already sunk and the fact it is a Dodge (car?) after 4 model years means it is well into the depreciation curve and the money (on paper) is already lost. So realistically from a financial standpoint it is already too late to course correct. Second, I would try to f...
by NHRATA01
Tue Feb 20, 2018 2:40 pm
Forum: Personal Consumer Issues
Topic: Mixing fuel octanes for cars
Replies: 57
Views: 4339

Re: Mixing fuel octanes for cars

If the car is rated for 91, I would certainly say just running 93 is worth the $100 per year over the hassle of mixing at the pump. The other reality is this - the car may be tuned for 91 (since it is the highest octane available in some states like CA vs 93), but it will probably make slightly more...
by NHRATA01
Tue Feb 20, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Price of home heating oil vs gasoline?
Replies: 18
Views: 853

Re: Price of home heating oil vs gasoline?

Where I am in NY I find I pay about parity for 87 gasoline and home heating oil. Of course this is also heavily dependent upon the oil company's pricing - we have a large company with auto delivery and service plans, etc, that charges probably close to 50 cents more per gallon for HHO over the disco...
by NHRATA01
Fri Feb 16, 2018 11:26 am
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 21015

Re: For BHs who actually like cars - [what car do you drive every day?]

It's funny how so many bogleheads will fight tooth and nail to pay say .25% less in fees on retirement funds but have no problem buying an expensive car. Not a criticism but an interesting observation. There's a tangible enjoyment taken in buying a nice car if you are an auto enthusiast, over an ap...
by NHRATA01
Tue Feb 13, 2018 11:09 am
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 21015

Re: For BHs who actually like cars - [what car do you drive every day?]

A 1999 Pontiac Fire-bird Trans AM convertible with 6 speed manual, 327 horse, 5.2 liter displacement with 37,000 original miles. :D Affordable excess and fast From a fellow 2001 driver let me be the nitpicky owner and correct that to a proper 5.7 liters. :sharebeer I am in the middle of exchanging ...
by NHRATA01
Fri Feb 09, 2018 10:43 am
Forum: Investing - Help with Personal Investments
Topic: IRA withdrawals and withholding/underpayment question
Replies: 4
Views: 393

IRA withdrawals and withholding/underpayment question

Specifically for a beneficiary distribution IRA, but I believe it is applicable to any IRA. I have looked around online and it's not clear - will the IRS subject you to an underpayment penalty if you do not withhold a sufficient amount from the distribution AT THE TIME OF WITHDRAWAL? For the sake of...
by NHRATA01
Tue Feb 06, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 21015

Re: For BHs who actually like cars - [what car do you drive every day?]

2016 Chevy SS Sedan. Most enjoyable daily driver I can imagine without spending twice as much for an M or AMG. Roomy sedan for 3 kids, huge trunk, 415hp, and wonderful LS3 V8 noises. Only regret is I had to settle for an auto as the wife can't drive a manual (for the 3 times a year she has to use my...
by NHRATA01
Tue Jan 30, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: Which of these mechanic-recommended services would you pay for?
Replies: 55
Views: 4396

Re: Which of these mechanic-recommended services would you pay for?

Well the first question is the relationship with this mechanic, is he long trusted? If not, it's worth a second opinion and a second quote for those services. Reading the list, none reek of trying to nickel and dime depending on the age of the car. 1. P/S fluid is often neglected because most manufa...
by NHRATA01
Mon Dec 04, 2017 2:38 pm
Forum: Investing - Help with Personal Investments
Topic: Did I miss the Boat ??. What is everybody's take on RE trend in NY Tri-state ??
Replies: 5
Views: 778

Re: Did I miss the Boat ??. What is everybody's take on RE trend in NY Tri-state ??

Has it been significantly exceeding the average nationwide though? I live in Dutchess County which is probably on the outer limits of what could be considered the metro area, and except for a bit of a dive during the Great Recession, it's been a fairly slow and steady rise in my home value since the...