Search found 589 matches

by NHRATA01
Mon Jan 04, 2021 9:11 am
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25887

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

I'm about 50k away from your NW threshold, but still mow my lawn and probably always will (or at least for another 20 years as I'm 41 now). Partly because I have a really nice zero turn that cuts 2 acres in a little over an hour that's still relatively fresh (~100 hours), partly because its my momen...
by NHRATA01
Wed Dec 09, 2020 11:02 am
Forum: Personal Consumer Issues
Topic: Oatmeal -- figuring out what I bought earlier
Replies: 71
Views: 6370

Re: Oatmeal -- figuring out what I bought earlier

Bob's quick cook vs regular per quora ... I like Bob's quick cook for 12 minutes IP low pressure. Answer. Bob's Red Mill makes quick cook steel cut oats. According to them, they're just cut smaller. ... Our Quick Cooking Steel Cut Oats are cut a little smaller than our Regular Steel Cut Oats, makin...
by NHRATA01
Sat Dec 05, 2020 9:44 am
Forum: Personal Consumer Issues
Topic: "Buy once, cry once"
Replies: 132
Views: 12982

Re: "Buy once, cry once"

No matter how well made it is, furniture will look dated after 10-15 years. Buy mid-range furniture so you won't feel bad about replacing it when the time comes. Not necessarily if purchasing timeless designs...think the Eames lounge chair, Barcelona chair, Noguchi table, etc. Ahem.... I do not con...
by NHRATA01
Thu Dec 03, 2020 10:37 am
Forum: Personal Consumer Issues
Topic: Buying a new Chevy Suburban
Replies: 56
Views: 6290

Re: Buying a new Chevy Suburban

Being that they're brand new for '21 AND there's been an ongoing truck shortage at GM, AND the Tahoe/Yukon/Suburban are highly sought after, I would temper expectations for any kind of deal right now. You would be better served maybe trying to find a leftover "old" style '20. If possible ...
by NHRATA01
Wed Dec 02, 2020 3:09 pm
Forum: Personal Consumer Issues
Topic: Buying a new Chevy Suburban
Replies: 56
Views: 6290

Re: Buying a new Chevy Suburban

Being that they're brand new for '21 AND there's been an ongoing truck shortage at GM, AND the Tahoe/Yukon/Suburban are highly sought after, I would temper expectations for any kind of deal right now. You would be better served maybe trying to find a leftover "old" style '20. If possible ...
by NHRATA01
Wed Dec 02, 2020 1:53 pm
Forum: Personal Consumer Issues
Topic: Buying a new Chevy Suburban
Replies: 56
Views: 6290

Re: Buying a new Chevy Suburban

Being that they're brand new for '21 AND there's been an ongoing truck shortage at GM, AND the Tahoe/Yukon/Suburban are highly sought after, I would temper expectations for any kind of deal right now. You would be better served maybe trying to find a leftover "old" style '20. If possible a...
by NHRATA01
Tue Nov 24, 2020 3:36 pm
Forum: Personal Consumer Issues
Topic: "Buy once, cry once"
Replies: 132
Views: 12982

Re: "Buy once, cry once"

I agree with it on a number of things. I'm not sure furniture is always one, within reason. I will give a recent anecdote. We just upgraded our master bedroom set. The prior set was bought in 2004 from Bob's Discount when I had bought my first home, a small townhome and didn't have a lot of cash to ...
by NHRATA01
Tue Oct 27, 2020 8:33 am
Forum: Personal Consumer Issues
Topic: Fixing cars out of warranty
Replies: 47
Views: 2836

Re: Fixing cars out of warranty

Just an FYI - check if it is an AGM battery vs a standard lead acid, should note it somewhere on the battery itself. These would take an AGM specific charger, not an older style fast/trickle charger or battery tender.
by NHRATA01
Tue Oct 27, 2020 8:24 am
Forum: Personal Consumer Issues
Topic: Best place to sell used truck (1998)
Replies: 31
Views: 1828

Re: Best place to sell used truck (1998)

Bogleheads are pretty generous with donations. For reference, that exact truck is listed for sale at 13k in my area. Kbb.com suggests $2324-$3286 as a trade in my area. And they're usually wildly optimistic in my experience. Are you sure $13k isn't a diesel? That's a whole different market. I can't...
by NHRATA01
Mon Oct 26, 2020 2:53 pm
Forum: Personal Consumer Issues
Topic: Best place to sell used truck (1998)
Replies: 31
Views: 1828

Re: Best place to sell used truck (1998)

You know, something like that it may be worth going onto an online forum dedicated to the Ram truck. You may find an owner who's looking specifically for that. Particularly depending on which engine it is, but especially if it is the Cummins diesel as they have excellent resale. Or has some particul...
by NHRATA01
Mon Aug 17, 2020 2:16 pm
Forum: Personal Consumer Issues
Topic: Where to find a quality, lower cost muscle car
Replies: 94
Views: 6306

Re: Where to find a quality, lower cost muscle car

So I would first ask if by muscle car, you mean a classic? Or something somewhat quick and fun with 8 cylinders? If the latter, it's getting hard to find something in good shape pre-'73 for your price range as the collector's value just pushes the pricing up. If it's the former, I like the suggestio...
by NHRATA01
Mon Aug 17, 2020 8:34 am
Forum: Personal Consumer Issues
Topic: Barbells
Replies: 65
Views: 5868

Re: Barbells

I don't see anything in Greg's article showing the the trap bar is any safer, other than him saying so at one point. I'd agree there's no reason to prefer one to the other unless you're planning to compete in the DL. Variety is a good thing. Even if you don't consider the lower shear forces on the ...
by NHRATA01
Fri Aug 14, 2020 7:08 am
Forum: Personal Consumer Issues
Topic: Barbells
Replies: 65
Views: 5868

Re: Barbells

I will echo the sentiments, don't buy from Titan fitness. It's like a discounted Rogue because it's built cheaply. The adage buy once cry once applies - particularly for something as pivotal and fundamental as an olympic barbell. I bought a powerbar from EliteFTS (quality stuff there) but can't go w...
by NHRATA01
Mon Aug 03, 2020 1:42 pm
Forum: Personal Consumer Issues
Topic: What Car Maintenance Do You Do?
Replies: 165
Views: 9181

Re: What Car Maintenance Do You Do?

I'll do almost everything myself at this point. Part of it being a mechanical engineer and enjoying it, part of it knowing it will be done right, and part of it just being aghast at the prices charged for very basic maintenance services. But I'm 40 and still able to roll around on a garage floor, so...
by NHRATA01
Mon Jul 27, 2020 9:45 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 1040

Re: In person vs online learning for 10yrs old?

It's worth clarifying if what is "traditional in person" really means what was in place prior to March, or a modified version to meet social distancing requirements. This would of course depend upon your state. In NY our school district has pretty much said they cannot comply with state gu...
by NHRATA01
Tue Jul 07, 2020 8:34 am
Forum: Personal Investments
Topic: Inheritance - what to do next
Replies: 19
Views: 4542

Re: Inheritance - what to do next

Personally I do not think there's an issue with 80/20 on an inherited account at your age, and with the background of your job stability. I inherited around 300K 4 years ago at 36, and basically put it in a 90/10 portfolio. It grew to about 450k just before the recent drop, less the 3 RMD's that had...
by NHRATA01
Wed Jul 01, 2020 10:10 am
Forum: Personal Investments
Topic: VBTLX: Short-term perspectives?
Replies: 27
Views: 1444

Re: VBTLX: Short-term perspectives?

The Federal Reserve became one of the top holders in some of the world’s largest credit ETFs less than two months after stepping into the market. The central bank owns more than 13 million shares of the $54 billion iShares iBoxx $ Investment Grade Corporate Bond exchange-traded fund (LQD) as of Jun...
by NHRATA01
Tue Jun 30, 2020 2:53 pm
Forum: Personal Consumer Issues
Topic: At what point can you justify a $10k+ flight?
Replies: 75
Views: 4747

Re: At what point can you justify a $10k+ flight?

We flew first class for the honeymoon down to the Carribean, just because. It was only a 4 hour flight and I don't think it was more that 1k per ticket then. But really other than the wide seats, boarding convenience and free alcohol I wasn't that impressed with the value proposition. Granted the lo...
by NHRATA01
Mon Jun 29, 2020 3:11 pm
Forum: Personal Consumer Issues
Topic: What is the single best piece of exercise equipment you bought for your home?
Replies: 259
Views: 17577

Re: What is the single best piece of exercise equipment you bought for your home?

Another vote for power rack + barbell. +1. No better exercise than squats. Deadlifts? If I had to choose which one is better, I would say squats. Just because Rippetoe told me that. I like to deadlift way more than squat, though. And straight bar bench press should be banned. Shoulders aren't meant...
by NHRATA01
Wed Jun 24, 2020 1:38 pm
Forum: Personal Consumer Issues
Topic: What is the single best piece of exercise equipment you bought for your home?
Replies: 259
Views: 17577

Re: What is the single best piece of exercise equipment you bought for your home?

I will also throw in power rack, with barbells and weight plates as necessary partners but that is because powerlifting is my favorite form of exercise. As well as the fact given a bar and variety of plates, there's a huge variety of loaded movements that can be done to build strength and cover all ...
by NHRATA01
Fri Jun 12, 2020 8:59 am
Forum: Personal Consumer Issues
Topic: 2 cars, one driver. Should I sell one?
Replies: 45
Views: 3311

Re: 2 cars, one driver. Should I sell one?

OP here, Most people seem to favor getting rid of one vehicle. I don't really need AWD now. I bought the Subaru when we were living in New England. I think I will sell one car, and drive the other one until it needs frequent repairs/becoming unreliable. Then I will just get a new car. Between the 2...
by NHRATA01
Thu Jun 11, 2020 1:59 pm
Forum: Personal Consumer Issues
Topic: 2 cars, one driver. Should I sell one?
Replies: 45
Views: 3311

Re: 2 cars, one driver. Should I sell one?

Quick KBB has the ML (assuming very good condition) at just under 18k private sale or just under 15k trade in. The Outback (very good) at 10k/7k. The Outback probably won't decline much further, but the ML will probably drop steeply in short order at 5 years old now and approaching 80k. My preferred...
by NHRATA01
Fri May 08, 2020 2:36 pm
Forum: Personal Consumer Issues
Topic: COVID-19 has revealed the stark deficiencies in long-term care facilities regardless of ratings.
Replies: 80
Views: 5662

Re: COVID-19 has revealed the stark deficiencies in long-term care facilities regardless of ratings.

COVID might reveal it more broadly, but I think almost anyone who has an experience with a loved one in a SNF of some sort is aware of how atrocious elder care is in this country. My father was only 70 when he went into one for rehab after a fall (facility chosen by him due to proximity from his hou...
by NHRATA01
Tue Apr 28, 2020 2:42 pm
Forum: Personal Investments
Topic: Investing in 401k w/low life expetancy
Replies: 23
Views: 1778

Re: Investing in 401k w/low life expetancy

I'm a fairly simple guy and don't really have any materialistic desires (don't care for expensive cars, watches, etc.) - but I still wonder at times whether I'll regret basically working to fully save and come death time I'll regret not "enjoying" life a bit more. THanks, Pyramid I see a ...
by NHRATA01
Tue Apr 28, 2020 2:28 pm
Forum: Personal Investments
Topic: Investing in 401k w/low life expetancy
Replies: 23
Views: 1778

Re: Investing in 401k w/low life expetancy

Wait, are you saying a spouse who inherits a 401(k) can withdraw penalty free even if they're under 59.5? I've never heard of that. Do you have a source you can link to? https://www.thebalance.com/inherited-401k-distribution-and-withdrawal-rules-2388269 If You Are Under Age 59½ If you inherit a spo...
by NHRATA01
Tue Apr 28, 2020 2:21 pm
Forum: Personal Investments
Topic: RMDs
Replies: 13
Views: 1045

Re: RMDs

In most cases it is probably going to be better to leave it in there and gain another 12 months of growth that it would not have, particularly if this ends up being a down market. On the other hand, if you are in a situation where your income will be lower this year than typical (such as loss of emp...
by NHRATA01
Tue Apr 28, 2020 2:13 pm
Forum: Personal Consumer Issues
Topic: Toyota vs. Kia Quality & Longevity
Replies: 82
Views: 6006

Re: Toyota vs. Kia Quality & Longevity

Mazda became a favorite in the past 10 years. They have only recently taken a liking to Kia/Hyundai products, reflective of the efforts the corporation has put into increasing its standing. Most people who complain about C/D or MT are those who get offended when their brand of choice gets a poor re...
by NHRATA01
Tue Apr 28, 2020 2:07 pm
Forum: Personal Investments
Topic: Investing in 401k w/low life expetancy
Replies: 23
Views: 1778

Re: Investing in 401k w/low life expetancy

A spouse inheriting a 401k can take withdrawals without the 10% penalty (still must pay income tax) so that money isn't necessarily locked up for 30+ years/59.5 if needed. You didn't specify a lot of details about overall finances/debt and if your spouse works. My two concerns with my passing early ...
by NHRATA01
Tue Apr 28, 2020 12:59 pm
Forum: Personal Consumer Issues
Topic: Unable to Order Work Out Equipment
Replies: 45
Views: 3663

Re: Unable to Order Work Out Equipment

I sold a lot of equipment I didnt want or wasnt using much, for a very large profit. I bought my power rack for $400 and sold it for $1200. Olympic weight plates that typically sell for $0.50/lb were selling for $2/lb. It was a fun run, and will probably never happen again. Since gyms are soon to o...
by NHRATA01
Tue Apr 28, 2020 12:53 pm
Forum: Personal Consumer Issues
Topic: Toyota vs. Kia Quality & Longevity
Replies: 82
Views: 6006

Re: Toyota vs. Kia Quality & Longevity

I'll take Car and Driver over these youtube flash in the pans (don't even get me started on Scotty). For years everyone insisted BMW was in their pocket because of their love for the 3 series and were a given to win any comparo. Then they moved away from driver-focused cars to fleets of CUVs for all...
by NHRATA01
Mon Apr 27, 2020 2:05 pm
Forum: Personal Consumer Issues
Topic: Toyota vs. Kia Quality & Longevity
Replies: 82
Views: 6006

Re: Toyota vs. Kia Quality & Longevity

A decade ago, Kia quality was nowhere near Toyota. It was obvious to me that they had sought out the lowest-cost suppliers for each component without paying much attention to quality or longevity. The paint scratched if you looked at it wrong, and the steel rusted quickly where I live in the salty ...
by NHRATA01
Tue Mar 31, 2020 8:32 am
Forum: Personal Consumer Issues
Topic: How Do you Exercise Indoors?
Replies: 127
Views: 10244

Re: How Do you Exercise Indoors?

If anyone's looking for a collection of various home workouts, this is a great list with links to articles on programs/exercises. Covers everything from having some weights available, to only certain implements (such as kettlebells or dumbells or bands), down to just purely body weight. Very helpful...
by NHRATA01
Tue Mar 03, 2020 2:40 pm
Forum: Personal Consumer Issues
Topic: Problem setting up wi fi router
Replies: 14
Views: 745

Re: Problem setting up wi fi router

Following this. I bought a Nighthawk about 3 weeks ago. Followed the instructions and downloaded the app. Set everything up per direction, and then at the very end the app crashes before finalizing. I try doing it again, same result. Rinse/repeat a few more times. Not having had more time to devote ...
by NHRATA01
Wed Feb 19, 2020 2:35 pm
Forum: Personal Consumer Issues
Topic: Perform own oil change pros & cons?
Replies: 224
Views: 11606

Re: Perform own oil change pros & cons?

Regarding disposal - if you live in a northern climate try a calling a couple of local shops. Many have waste oil burners to keep the place warm and are more than happy to take free fuel off your hands.
by NHRATA01
Tue Feb 18, 2020 4:03 pm
Forum: Personal Consumer Issues
Topic: Perform own oil change pros & cons?
Replies: 224
Views: 11606

Re: Perform own oil change pros & cons?

There's really no cons to it. You could say the time spent, but to drive to an oil change place and wait is probably going to cost your more time then just doing in your garage. Safety wise, ramps are pretty darn safe, I would say more so than a jack and jackstands which have more potential to be im...
by NHRATA01
Wed Dec 11, 2019 11:33 am
Forum: Personal Consumer Issues
Topic: Auto oil change
Replies: 54
Views: 4239

Re: Auto oil change

These threads are always entertaining! :D In 2009: "Follow the maintenance minder. Why second guess what the manufacturer wants? Trust the engineers!" (MM indicates 5k miles) In 2019: "Ignore the MM, oil and engines have improved so much! You can safely go 10k miles. Trust the engine...
by NHRATA01
Wed Dec 11, 2019 11:18 am
Forum: Personal Consumer Issues
Topic: Auto oil change
Replies: 54
Views: 4239

Re: Auto oil change

Once warmed up (~10 mins driving), "exercise" the engine a bit - full throttle pulls, RPMs closer to redline - in many people's opinions that is a good way to extend engine life actually. I'm curious as to what the logic is for the above? On another note, many years ago I used to have a b...
by NHRATA01
Mon Dec 09, 2019 3:07 pm
Forum: Personal Consumer Issues
Topic: Preventative car maintenance (oil changes) costs
Replies: 55
Views: 4030

Re: Preventative car maintenance (oil changes) costs

My opinion, as a gearhead of sorts, is that you do not need $12/qt boutique oil such as Amsoil in your typical daily driven car. Amsoil is a great oil, I ran it for years in a performance car that I raced on occasion and now run Driven motor oil that's about as expensive. Kept good oil pressure hotl...
by NHRATA01
Wed Nov 27, 2019 11:09 am
Forum: Personal Consumer Issues
Topic: Bench press and weights
Replies: 59
Views: 4366

Re: Bench press and weights

Not a bad idea, although you can’t just show up to any mass market gym and expect to find competent trainers. I’m always shaking my head at some of the silly stuff I see trainers doing with their clients. Ideally, find a gym that specializes in Olympic or power lifting. You mean doing a deficit ket...
by NHRATA01
Sun Sep 29, 2019 9:22 am
Forum: Personal Consumer Issues
Topic: When and should I buy dream car? 1997 Toyota Supra
Replies: 38
Views: 3473

Re: When and should I buy dream car? 1997 Toyota Supra

Car guy here too, who remembers all the deification of the MKIV Supras, particularly after F&F came out. I mean at the end of the day a dream is a dream and you can't always look at a dream as a rational pursuit. But the thing with Supras is an unmolested later year 6 speed seems to command insa...
by NHRATA01
Thu Sep 26, 2019 8:27 am
Forum: Personal Consumer Issues
Topic: 2010 Honda Accord - loud?
Replies: 31
Views: 3111

Re: 2010 Honda Accord - loud?

Yes, I would say that particularly if you're in an area where roads get salted or near the coasts, a 10 year run is about the lifetime of the exhaust before it corrodes and starts making some more noise. Also the packing in mufflers tends to break down over time from the exhaust gases so the muffler...
by NHRATA01
Thu Sep 26, 2019 8:15 am
Forum: Personal Consumer Issues
Topic: Leaving NYC for retirement, Hudson Valley or PA. etc?
Replies: 21
Views: 2854

Re: Leaving NYC for retirement, Hudson Valley or PA. etc?

I can't speak to PA that well but I have lived in the Hudson Valley for 18 years now, first Fishkill now outside of Poughkeepsie. I grew up in Rockland County so not sure if that counts too. It is a nice area, lots of outdoor activities and great hiking since he enjoys that. From Poughkeepsie on sou...
by NHRATA01
Tue Sep 24, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: Where do you buy parts for DIY Auto repairs
Replies: 46
Views: 3881

Re: Where do you buy parts for DIY Auto repairs

Yea Craftsman is no longer what it used to be at all, as most are aware with Sears going under it was sold to the highest bidder and now just relabled stuff. Supposedly Kobalt and the other brands from a Lowes/HD are reasonably serviceable. Harbor freight is ideal for those non critical tools you ne...
by NHRATA01
Tue Sep 24, 2019 9:06 am
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 10849

Re: Physical activity suggestions for a non athletic youth

One fun activity is if there are "ninja" gyms in your location. Some have opened near me, based on the things you see in American Ninja Warrior - basically fitness related obstacle courses. A fun way to exercise, build endurance, strength, and balance. Ones near me have classes for kids e...
by NHRATA01
Mon Sep 23, 2019 2:26 pm
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 10849

Re: Physical activity suggestions for a non athletic youth

My husband and I are not particularly athletic either and the most “sport” we do is weekly hikes through our town trails. Other than my oldest we are all normal weight and some are underweight . Look, if you guys don't want to workout, why should you kid do it? You want him to do something and have...
by NHRATA01
Mon Sep 23, 2019 2:21 pm
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 10849

Re: Physical activity suggestions for a non athletic youth

I like reading this thread because my middle one is 10.5 and also large for his age, always has been. Likewise he does TKD 2-3x per week which he started 3 years ago and will be at black belt in a year, but is losing interest. His older sister (12) and younger brother (7) are both in too and enjoyin...
by NHRATA01
Tue Sep 17, 2019 1:43 pm
Forum: Personal Consumer Issues
Topic: Need ideas for NY Upstate Getaway
Replies: 48
Views: 3594

Re: Need ideas for NY Upstate Getaway

ohai wrote: Tue Sep 17, 2019 9:28 am Indoor water park in the Poconos.
I don't know if that's quite ideal for a couple looking to get away and de-stress for a weekend.
by NHRATA01
Tue Sep 17, 2019 1:41 pm
Forum: Personal Consumer Issues
Topic: Mustang...GT or Ecoboost?
Replies: 42
Views: 2814

Re: Mustang...GT or Ecoboost?

Get the GT. For one, it's a toy. For two, the resale will be better. For three, in the long term, the naturally aspirated V8 will most likely be more durable then the direct injected turbo 4 cylinder. Also not sure if you're getting a manual or an auto. A naturally aspirated V8 is an endangered spec...
by NHRATA01
Mon Sep 16, 2019 10:06 am
Forum: Personal Consumer Issues
Topic: Need ideas for NY Upstate Getaway
Replies: 48
Views: 3594

Re: Need ideas for NY Upstate Getaway

Sorry to hear. Lake George is a very nice area, Bolton Landing just a hair north is a big less touristy but a bit more costly. We were up in the Glens Falls area this summer for my daughter's softball tournament and we went out in Lake George for a night. The Adirondak Nationals car show was just 2 ...
by NHRATA01
Thu Aug 22, 2019 1:15 pm
Forum: Personal Consumer Issues
Topic: RESOLVED: Dual-use "dress" / comfy shoes: Matte Black, locally sourced--starting with Brown Rockport Pro-walkers
Replies: 24
Views: 2315

Re: Dual-use "dress" / comfy shoes: Matte Black, locally sourced--starting with Brown Rockport Pro-walkers

On that note I will 3rd the Eccos. I used to wear various dress shoes for work - semi-casual engineering environment but often presenting to upper management - such as Bass, Allen Edmonds, etc but it is also a large campus and I like to walk, so they were not very comfortable for extensive walking. ...