Search found 605 matches

by Peculiar_Investor
Wed Feb 21, 2018 10:26 am
Forum: Forum Issues and Administration
Topic: Blank line doubling
Replies: 27
Views: 2026

Re: Blank line doubling

I get the impression that this isn’t considered a serious problem with the board admins and see assurances that the forum software is up to date. The admins realize this is a problem and are investigating. But also remember they have day jobs too, so it might not get resolved immediately. The probl...
by Peculiar_Investor
Tue Feb 20, 2018 7:00 pm
Forum: Forum Issues and Administration
Topic: Blank line doubling
Replies: 27
Views: 2026

Re: Blank line doubling

There's obviously some kind of bug in phpBB. Check your PMs. I'm not convinced on the source of the problem. If it's really a phpBB bug, I expect it will get fixed fairly soon and the only issue is alerting the admins to be ready to install the next version of phpBB fairly soon after it's released....
by Peculiar_Investor
Tue Feb 20, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Golf Bag
Replies: 21
Views: 1297

Re: Golf Bag

I've had a quiver golf bag for years but want to upgrade to a stand bag. Anyone have any recommendations for durable, lightweight and cheap stand bag? Thanks Some questions that might help narrow the choices/recommendations. How often do you play? How much gear do you intend to carry? I'm guessing ...
by Peculiar_Investor
Sun Feb 18, 2018 8:48 pm
Forum: Local Chapters and Bogleheads Community
Topic: Forum's 11th Birthday - Feb. 19th
Replies: 27
Views: 1901

Re: Forum's 11th Birthday - Feb. 19th

Congratulations from your sister forum north of the border on 11 years of continuing the amazing work of Jack Bogle. Today, February 18th, the Financial Wisdom Forum happens to be celebrating our 13th year of helping and educating Canadian investors. To all those who are members of both forums, than...
by Peculiar_Investor
Sun Feb 18, 2018 9:41 am
Forum: Investing - Theory, News & General
Topic: Chillin' in the BH Lounge
Replies: 46
Views: 5216

Re: Chillin' in the BH Lounge

Welcome to the BH Lounge, come in and grab a chair. Warm yourself by the fire, I know it's cold out there. I got some great advice, that you'll appreciate. How to pay less taxes, both federal and state. I'd start with these topics my friend "Should I be maxing out my Roth IRA?" Absolutely, that and...
by Peculiar_Investor
Wed Feb 14, 2018 5:50 pm
Forum: Local Chapters and Bogleheads Community
Topic: Forum's 11th Birthday - Feb. 19th
Replies: 27
Views: 1901

Re: Forum's 11th Birthday - Feb. 19th

bo105954027 wrote:
Wed Feb 14, 2018 5:45 pm
OK
My question is
where were our Bogleheads accommodated before 2007?
Of course there is a wiki article to answer that question, see The Bogleheads®. The short answer, on a Morningstar forum as Diehards.
by Peculiar_Investor
Wed Feb 14, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: Vanguard Golf Balls
Replies: 15
Views: 1507

Re: Vanguard Golf Balls

Alexa9 wrote:
Wed Feb 14, 2018 12:17 pm
We promise you par returns: nothing more or less.
Wouldn't that be slightly before par returns due to extremely low MER. :wink:
by Peculiar_Investor
Tue Feb 13, 2018 6:23 pm
Forum: Investing - Help with Personal Investments
Topic: Canadian Student, total Newbie. Please could you give me some feedback?
Replies: 2
Views: 130

Re: Canadian Student, total Newbie. Please could you give me some feedback?

scully_boy wrote:
Tue Feb 13, 2018 11:33 am
I am a Canadian student, 20 years old.
Are you studying and therefore resident in Canada or the US?
by Peculiar_Investor
Tue Feb 13, 2018 6:14 pm
Forum: Investing - Help with Personal Investments
Topic: Brokerage that trades in Canadian stocks, ETF's
Replies: 7
Views: 311

Re: Brokerage that trades in Canadian stocks, ETF's

If you want Canadian equity exposure, why wouldn't you use an index mutual fund or ETF that follows or includes the S&P/TSX? I haven't found a ETF that has S&P and TSX but will look harder. I might have confused you. The index I was referring to is the S&P/TSX Composite index , which as a Canadian ...
by Peculiar_Investor
Tue Feb 13, 2018 11:10 am
Forum: Investing - Help with Personal Investments
Topic: Did you learn anything from the market correction?
Replies: 160
Views: 11136

Re: Did you learn anything from the market correction?

My investing career started in 1987, just in time for Black Monday . I recall thinking it would be a good time to "back up the truck" and take advantage of the big sale on securities. However as a newlywed, with a big mortgage, there were other priorities. But as least I was starting to formulate a ...
by Peculiar_Investor
Tue Feb 13, 2018 9:57 am
Forum: Investing - Help with Personal Investments
Topic: Brokerage that trades in Canadian stocks, ETF's
Replies: 7
Views: 311

Re: Brokerage that trades in Canadian stocks, ETF's

However, as a US citizen if you hold Canadian or any other non-US domiciled ETFs or mutual funds you will find yourself envying the dead at tax time, due to horrible US PFIC tax rules. Very good point. I was thinking that the OP would use US domiciled ETFs or mutual funds. The wiki has an article, ...
by Peculiar_Investor
Tue Feb 13, 2018 8:02 am
Forum: Investing - Help with Personal Investments
Topic: Brokerage that trades in Canadian stocks, ETF's
Replies: 7
Views: 311

Re: Brokerage that trades in Canadian stocks, ETF's

To answer your specific question, many of the larger Canadian companies have their stock interlisted on US exchanges. Hence you could purchase them directly without needing to use a Canadian exchange. Check out Interlisted Companies | TMXmoney for the full list. The broader (pun intended) question i...
by Peculiar_Investor
Sat Feb 10, 2018 2:57 pm
Forum: Investing - Help with Personal Investments
Topic: Is Rental Property/Income Same as Bonds
Replies: 38
Views: 2007

Re: Is Rental Property/Income Same as Bonds

I maintain a 95-98% occupancy. With that factored in, I am still able to earn a solid $4000-8000 in net annual cash flow per property. That amounts to a 12-20% dividend on your cash down. Not too shabby. Best think to do is to buy in a place where people want to live, and there is rent growth. Than...
by Peculiar_Investor
Sat Feb 10, 2018 10:16 am
Forum: Investing - Theory, News & General
Topic: Should you sell your investments when they start dropping? When should you invest during this market correction?
Replies: 52
Views: 4124

Re: Should you sell your investments when they start dropping? When should you invest during this market correction?

This piece from Vanguard has been linked in a few topics, How to navigate market corrections | Vanguard Timing the market is futile. The best and worst trading days happen close together. https://vanguardretailnews.files.wordpress.com/2018/02/bear-markets-infographic_feb-2018_images_best-and-worst-t...
by Peculiar_Investor
Sat Feb 10, 2018 10:10 am
Forum: Investing - Help with Personal Investments
Topic: Is Rental Property/Income Same as Bonds
Replies: 38
Views: 2007

Re: Is Rental Property/Income Same as Bonds

I've asked this before on here, and folks usually say no. However, I have literally been smiling all month as the equity and crypto markets are dropping, while the rent checks keep flowing in. It makes me feel good in some perverse way. I'm honestly not sure why I hold any bonds! 8-) Do you always ...
by Peculiar_Investor
Fri Feb 09, 2018 6:48 pm
Forum: Investing - Theory, News & General
Topic: Words of wisdom from Vanguard re:current market volatility
Replies: 7
Views: 1519

Re: Words of wisdom from Vanguard re:current market volatility

Mel, you are a bit late to the party, someone noticed it earlier and has already posted it, see viewtopic.php?p=3772195#p3772195
by Peculiar_Investor
Fri Feb 09, 2018 2:47 pm
Forum: Investing - Help with Personal Investments
Topic: Allegedly worst week since 2008: Time to revisit AA?
Replies: 10
Views: 1139

Re: Allegedly worst week since 2008: Time to revisit AA?

So far it's been working for us, but recent stock downturn has us thinking. I just read this could be the worst week since 2008. Back then we did have money in the market, but our net worth overall was negative, so literally not much to lose. Now we are quite decently in the green with a good chunk...
by Peculiar_Investor
Fri Feb 09, 2018 2:41 pm
Forum: Investing - Theory, News & General
Topic: Vanguard article on recent volatility
Replies: 1
Views: 291

Re: Vanguard article on recent volatility

Someone noticed it earlier and has already posted it, see viewtopic.php?p=3772195#p3772195
by Peculiar_Investor
Thu Feb 08, 2018 6:42 pm
Forum: Investing - Help with Personal Investments
Topic: Canadian Vanguard Equivalents
Replies: 3
Views: 231

Re: Canadian Vanguard Equivalents

Looking to set up investments in Vanguard funds but am Canadian and could use some help finding funds that are equivalent to the following Since you are looking for Vanguard equivalents I'm guessing that you are a Canadian residing in Canada rather than a Canadian residing in the US. Vanguard is pr...
by Peculiar_Investor
Tue Feb 06, 2018 10:44 am
Forum: Investing - Help with Personal Investments
Topic: Stay the course?
Replies: 65
Views: 7154

Re: Stay the course?

Newbie investor here and never had to deal with the market tanking like yesterday. I have a target date 2045 fund so it’s pretty much 90/10, but we are about 25 years away from retirement. Am I supposed to just leave it alone and don’t tinker with it or is a target date fund this heavy in stocks a ...
by Peculiar_Investor
Tue Feb 06, 2018 8:23 am
Forum: Investing - Help with Personal Investments
Topic: Stay the course?
Replies: 65
Views: 7154

Re: Stay the course?

Newbie investor here and never had to deal with the market tanking like yesterday. I have a target date 2045 fund so it’s pretty much 90/10, but we are about 25 years away from retirement. Am I supposed to just leave it alone and don’t tinker with it or is a target date fund this heavy in stocks a ...
by Peculiar_Investor
Sun Feb 04, 2018 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8914

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

donfairplay wrote:
Sun Feb 04, 2018 10:08 am
I think at this point, Quicken's website, subscription service, and pricing policy can be best described as the shrug emoji:

¯\_(ツ)_/¯
Slightly off-topic, but the forum software supports emoji's, like 🤷
by Peculiar_Investor
Sun Feb 04, 2018 9:38 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8914

Re: Quicken's future direction - a cause for concern

Bylo Selhi wrote:
Sun Feb 04, 2018 9:32 am
Now, do we need a thread on how to make this work in Canada? :mrgreen: :moneybag
I already checked, no go as far as I can tell. :x
by Peculiar_Investor
Sat Feb 03, 2018 2:38 pm
Forum: Investing - Theory, News & General
Topic: Blood in the water- buying?
Replies: 117
Views: 15962

Re: Blood in the water- buying?

I posted this in another similar topic, but it probably best belongs here. Another viewpoint from one of my favorite blogs -- It’s Over | The Irrelevant Investor Jack Bogle likes to say “the stock market is a giant distraction to the business of investing.” The chart below is a good visual to suppor...
by Peculiar_Investor
Sat Feb 03, 2018 1:20 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1265647

Re: U.S. stocks in freefall

Another viewpoint from one of my favorite blogs -- It’s Over | The Irrelevant Investor Jack Bogle likes to say “the stock market is a giant distraction to the business of investing.” The chart below is a good visual to support this statement. Friday was the seventeenth -2% day for the S&P 500 in the...
by Peculiar_Investor
Sat Feb 03, 2018 12:56 pm
Forum: Forum Issues and Administration
Topic: Fewer acronyms please
Replies: 91
Views: 5479

Re: Fewer acronyms please

For those that like only typing in three letter acronyms (TLAs), do everyone else a favour and spell out the TLA on first use. That is considered proper etiquette and prevents confusion as some TLAs may have many different meanings. If you are too lazy to do so, then a workaround to consider would b...
by Peculiar_Investor
Thu Feb 01, 2018 11:20 am
Forum: Investing - Theory, News & General
Topic: GE and the myth of "safe blue-chip stocks"
Replies: 123
Views: 15418

Re: GE and the myth of "safe blue-chip stocks"

An interesting read for those following GE, How GE Went From American Icon to Astonishing Mess - Bloomberg For most of its 126-year history, GE has exemplified the fecundity and might of corporate capitalism. It manufactured consumer products and industrial machinery, powered commercial airliners an...
by Peculiar_Investor
Wed Jan 31, 2018 1:03 pm
Forum: Investing - Help with Personal Investments
Topic: I need to download historical stock prices from URL
Replies: 4
Views: 512

Re: I need to download historical stock prices from URL

I have code that downloads historical stock ticker data to do various types of analysis. I was using the Yahoo Finance site, which was convenient because I could just create an URL and download the data I wanted. Unfortunately, this doesn't work anymore. Does anyone know of any other way to do this...
by Peculiar_Investor
Tue Jan 30, 2018 6:53 pm
Forum: Personal Consumer Issues
Topic: Frequent Flier Miles 101
Replies: 53
Views: 4558

Re: Frequent Flier Miles 101

Can someone educate me on how to enter this territory? Might I also suggest you visit Miles&Points - FlyerTalk Forums where just about every nuance of every credit card, hotel and airline rewards program gets discussed and debated. There are dedicated forums for just about every program, so find th...
by Peculiar_Investor
Sun Jan 28, 2018 1:55 pm
Forum: Investing - Theory, News & General
Topic: WSJ: Wall Street to Vanguard: We’re Not Your Doormat [Fidelity charging some plans to hold Vanguard funds]
Replies: 63
Views: 10466

Re: WSJ: Wall Street to Vanguard: We’re Not Your Doormat

From the article Fidelity, the largest 401(k) plan administrator in the country, will now charge new corporate customers that hire the firm to run their 401(k) plans a fee of 0.05% on assets invested in Vanguard funds. That new fee covers administrative services that Fidelity provides as a 401(k) re...
by Peculiar_Investor
Sun Jan 28, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 8723

Re: WHY do wireless routers need periodic reboots?

Lots of good suggestions/answers above. I would chalk the need to reboot down to the fact that a router is a mini-computer, typically running a variant of Linux, and therefore there are bugs, including possibly memory leaks. One step you can take is to periodically update the firmware for their rout...
by Peculiar_Investor
Wed Jan 24, 2018 7:25 pm
Forum: Investing - Help with Personal Investments
Topic: am I crazy to do a lump sum investment with my entire retirement in this current stock market?
Replies: 47
Views: 5830

Re: am I crazy to do a lump sum investment with my entire retirement in this current stock market?

The OP might want to read the topic Lump Sum or Dollar Cost Averaging Investing? for some further thoughts and ideas. I don't have an answer to the question as generally answering it depends on your circumstances and risk tolerance. What I can offer is something I previously posted in that linked to...
by Peculiar_Investor
Tue Jan 23, 2018 9:07 am
Forum: Investing - Theory, News & General
Topic: Warren Buffett recommends putting 90% in S&P500 index fund, 10% in Bond index
Replies: 80
Views: 15474

Re: Warren Buffett recommends putting 90% in S&P500 index fund, 10% in Bond index

As I recently posted in another topic where this 'sound bite' advice gets quoted, I believe the devil is in the details. It is very important to read beyond the headline and look at the full context of what actually was written. It comes from Buffett's 2013 Shareholder letter , pg 19-20, That’s the ...
by Peculiar_Investor
Tue Jan 23, 2018 8:55 am
Forum: Investing - Help with Personal Investments
Topic: 50/50 AA recommended by Benjamin Graham
Replies: 43
Views: 4477

Re: 50/50 AA recommended by Benjamin Graham

His actual words: We have suggested as a fundamental guiding rule that the investor should never have less than 25% or more than 75% of his funds in common stocks, with a consequent inverse range of between 75% and 25% in bonds. There is an implication here that the standard division should be an e...
by Peculiar_Investor
Tue Jan 23, 2018 8:32 am
Forum: Investing - Help with Personal Investments
Topic: Moving to Canada
Replies: 15
Views: 1742

Re: Moving to Canada

Not sure why the dilemma is between Vanguard US and an (expensive) Canadian broker. As a Canadian I'm not sure I agree with this categorization if the OP chooses a Canadian Discount brokerage and uses Vanguard ETFs or equivalents to implement their investment plan. The costs aren't quite as low as ...
by Peculiar_Investor
Sat Jan 20, 2018 8:59 am
Forum: Investing - Theory, News & General
Topic: What's your U.S. : International ratio?
Replies: 169
Views: 31596

Re: What's your U.S. : International ratio?

We are 50:50 based on the specific question asked, but I must add a disclaimer because I'm a Canadian investor. My disclaimer or explanation. Our asset allocation specifies Canada 50%, US 25% and International 25%. I am well aware of our Home country bias and the fact that Canada only makes up about...
by Peculiar_Investor
Thu Jan 18, 2018 9:21 am
Forum: Investing - Theory, News & General
Topic: Any PPT (Powerpoint) material on Backdoor Roth IRA to share?
Replies: 4
Views: 384

Re: Any PPT (Powerpoint) material on Backdoor Roth IRA to share?

Not specifically answering your question, but did you know that the wiki article Backdoor Roth IRA - Bogleheads has an option in the side menu to download as PDF. Could that be used as a starting point for what you are trying to accomplish? The wiki article also contains a link to a comprehensive tu...
by Peculiar_Investor
Tue Jan 16, 2018 7:38 pm
Forum: Investing - Theory, News & General
Topic: Was 2017 a unique year for the stock market?
Replies: 11
Views: 2017

Re: Was 2017 a unique year for the stock market?

Which stock market? There are Bogleheads here from many different countries.
by Peculiar_Investor
Tue Jan 16, 2018 10:02 am
Forum: Personal Consumer Issues
Topic: Need to buy new printer. Suggestions for best value?
Replies: 32
Views: 2362

Re: Need to buy new printer. Suggestions for best value?

There are literally dozens of threads on this subject if you use the search tool. Saving the OP (and others) some time, the search results for topics containing 'printer'. The first thing to know is the usage requirements. At the top of the decision tree is whether the OP need colour or just black ...
by Peculiar_Investor
Sun Jan 14, 2018 2:56 pm
Forum: Forum Issues and Administration
Topic: SITE OFFLINE Sunday 12:15 PM Eastern (17:15 UTC) - software upgrade
Replies: 10
Views: 748

Re: SITE OFFLINE Sunday 12:15 PM Eastern (17:15 UTC) - software upgrade

There are some other minor UI changes that a sharp-eyed user might notice. For example, on the forum subpages such as https://www.bogleheads.org/forum/viewforum.php?f=3, topics having a large number of pages of posts could previously be shown with overlap of the number of pages over the topics list....
by Peculiar_Investor
Sun Jan 14, 2018 10:31 am
Forum: Personal Consumer Issues
Topic: Anyone Gone All the Way with LastPass?
Replies: 25
Views: 1466

Re: Anyone Gone All the Way with LastPass?

Essential yes, although I still have some older accounts/passwords in TurboPasswords (Chapura), from my days of using a Palm Pilot, that I've long intended to migrate into LastPass. Wherever possible I now utilize LastPass' ability to generate secure passwords for sites, particularly for financial i...
by Peculiar_Investor
Fri Jan 12, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: Dublin - weekend with kids
Replies: 4
Views: 400

Re: Dublin - weekend with kids

There was another recent Dublin visit topic, Recommendations for 72 hours in Dublin, Ireland, that you might want to review.

The kids would probably also like the Dead Zoo in addition to seeing the Bog Man in the National Museum of Ireland - Archaeology. Both buildings are in the same area.
by Peculiar_Investor
Thu Jan 11, 2018 11:00 am
Forum: Investing - Help with Personal Investments
Topic: Any books after receiving a windfall?
Replies: 6
Views: 533

Re: Any books after receiving a windfall?

Taylor Larimore wrote:
Thu Jan 11, 2018 10:57 am
Chapter 15 in "The Bogleheads' Guide to Investing" is titled: "How to Manage a Windfall Successfully."

Best wishes.
Taylor
Taylor, the Bogleheads wiki article I linked specifically references Chapter 15 plus other information and resources.

Best wishes,
P_I
by Peculiar_Investor
Thu Jan 11, 2018 10:55 am
Forum: Investing - Help with Personal Investments
Topic: Any books after receiving a windfall?
Replies: 6
Views: 533

Re: Any books after receiving a windfall?

How about the Bogleheads wiki article instead? Managing a windfall.
by Peculiar_Investor
Tue Jan 09, 2018 11:15 am
Forum: Personal Consumer Issues
Topic: Are Password Managers Really Necessary?
Replies: 129
Views: 7164

Re: Are Password Managers Really Necessary?

For those concerned that someone will find my paper with all my passwords, don't be. I mentioned that everything is coded. So my Bogleheads account might be listed on the paper as **&G583 and the password 11111111&. I know what it means. You don't. It's completely non-obvious, so even if someone ge...
by Peculiar_Investor
Tue Jan 09, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Are Password Managers Really Necessary?
Replies: 129
Views: 7164

Re: Are Password Managers Really Necessary?

Or must you use a generated password that's long, has lots of non-letter characters, lots of caps and not-caps, and is so difficult that it cannot generally be remembered by average people. Sorry, I thought the article I linked specifically address this. Now for all the things you shouldn’t do. No ...