Search found 637 matches

by Peculiar_Investor
Wed May 16, 2018 2:27 pm
Forum: Forum Issues and Administration
Topic: The front page is ugly
Replies: 140
Views: 11522

Re: The front page is ugly

Remember most users are not new users, so there is a delicate balance between making things easy for new users and making thing usable for returning users. I agree. My key point is that both user groups, or use cases, don't need to use the same URL, because their needs are probably quite different....
by Peculiar_Investor
Wed May 16, 2018 7:57 am
Forum: Forum Issues and Administration
Topic: The front page is ugly
Replies: 140
Views: 11522

Re: The front page is ugly

I think of the issue from an alternative perspective, the core question that I ask myself is what is the function of a website's home page? The secondary question is whether or not there could be a better "index page" for the forum. Once those questions are answering then the 'prettiness' or 'ugline...
by Peculiar_Investor
Tue Mar 27, 2018 7:30 pm
Forum: Forum Issues and Administration
Topic: Reset password not working
Replies: 3
Views: 718

Re: Reset password not working

I forgot my password and had a new one sent to my email via computer. It was not accepted at login, many times. When you attempt to login with the new password, are you also seeing a CAPTCHA that I recall starts with " I am sorry, but we must ask a question to deter spam ... ". When you've made too...
by Peculiar_Investor
Thu Mar 15, 2018 7:10 pm
Forum: Personal Consumer Issues
Topic: How to buy a safe "power bank" to replace my recalled AmazonBasics unit?
Replies: 60
Views: 4524

Re: How to buy a safe "power bank" to replace my recalled AmazonBasics unit?

I don't have any Anker "power bank" units, but I do have and recommend their USB charging hubs. Based on my experience with Anker products I wouldn't hesitate to say,

+5 for Anker.
by Peculiar_Investor
Wed Mar 14, 2018 5:34 pm
Forum: Forum Issues and Administration
Topic: Tables feature
Replies: 27
Views: 4555

Re: Tables feature

telemark wrote:
Wed Mar 14, 2018 5:23 pm
Peculiar_Investor wrote:
Wed Mar 14, 2018 2:00 pm
Even the use of simple BBCodes can cause problems with a post ...
... As long as we're wishing, that is :)
Your post quoted mine. Compare it with what I posted and see the problems? I rest my case.
by Peculiar_Investor
Wed Mar 14, 2018 2:00 pm
Forum: Forum Issues and Administration
Topic: Tables feature
Replies: 27
Views: 4555

Re: Tables feature

Even the use of simple BBCodes can cause problems with a post, particularly when the user has to manually enter them. There are almost daily examples of members using the [quote] BBCode without properly closing it with [/quote]. Tables are far more complex and I would expect users would often want t...
by Peculiar_Investor
Mon Mar 12, 2018 8:41 am
Forum: Investing - Theory, News & General
Topic: When doing Dollar Cost Averaging (DCA) does it matter how frequently you put in monies?
Replies: 27
Views: 1971

Re: When doing Dollar Cost Averaging (DCA) does it matter how frequently you put in monies?

There is a Vanguard webpage that discusses lump sum vs. dollar cost averaging, read How to invest a lump sum of money | Vanguard . POINTS TO KNOW Dollar-cost averaging spreads the risk of investing. Lump-sum investing gives your investments exposure to the markets sooner. Your emotions can play a ro...
by Peculiar_Investor
Fri Mar 09, 2018 6:34 pm
Forum: Investing - Theory, News & General
Topic: Why International again?
Replies: 224
Views: 20828

Re: Why International again?

I can understand the endless debate over actual percentage allocations, but honestly can not understand how so many here stand behind the concepts of low cost indexing, buying the haystacks, ignoring past performance because no one knows anything...though that all gets thrown out the window when it...
by Peculiar_Investor
Fri Mar 09, 2018 1:54 pm
Forum: Investing - Theory, News & General
Topic: Why International again?
Replies: 224
Views: 20828

Re: Why International again?

Two words ... Total Market. The basic premise behind indexing is it is the only way to guarantee your fair share of stock market returns. Index funds eliminate the risks of individual stocks, market sectors and manager selections. Only stock market risk remains. Why does this wonderfully simple meth...
by Peculiar_Investor
Thu Mar 08, 2018 2:17 pm
Forum: Investing - Theory, News & General
Topic: 2018 BOGLEHEADS CONFERENCE SOLD OUT
Replies: 109
Views: 22019

Re: 2018 BOGLEHEADS CONFERENCE SOLD OUT

Mel et al, I have previously attended and thoroughly enjoyed myself and learned lots. The small group size is a plus for this event. Having said that and given the quick sellout the past few years and the large and growing size of the Bogleheads community, might I suggest for future events some cons...
by Peculiar_Investor
Wed Mar 07, 2018 10:00 pm
Forum: Investing - Help with Personal Investments
Topic: How many shares of VT can I buy without affecting the price?
Replies: 20
Views: 2624

Re: How many shares of VT can I buy without affecting the price?

There is another factor at play that hasn't been mentioned, the role of an authorized participant (AP) as best described in What Is The Creation/Redemption Mechanism? | ETF.com An Efficient Way To Access The Market The other key benefit of the creation/redemption mechanism is that it’s an extraordin...
by Peculiar_Investor
Wed Mar 07, 2018 6:56 pm
Forum: Forum Issues and Administration
Topic: How long does it take to get posts approved
Replies: 4
Views: 824

Re: How long does it take to get posts approved

I don't know the answer on the moderator timeline, but you can always check your (or anyone's) posts by clicking on the number beside the "Posts" information (yours is https://www.bogleheads.org/forum/search.php?author_id=131954&sr=posts) or use the Quick links-> Your posts link for find all your po...
by Peculiar_Investor
Wed Mar 07, 2018 10:27 am
Forum: Investing - Theory, News & General
Topic: Looking for an example of a fund which has beat its index for 30 years
Replies: 93
Views: 9376

Re: Looking for an example of a fund which has beat its index for 30 years

While I am used to hearing statements declaring how few active funds beat their index (presumably over a year) I am interested in examples of funds which have beat a major index over prolonged intervals. If the interval is sufficiently brief (e.g. one day,) I imagine nearly 50% of funds would beat ...
by Peculiar_Investor
Tue Mar 06, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: Anybody been to Porto? Lisbon? - portugal
Replies: 10
Views: 915

Re: Anybody been to Porto? Lisbon? - portugal

Is there enough to do in Porto for 3 full days? Yes, we thought so. We stayed for three days. Rented a car for one day and travelled to Braga , Bom Jesus do Monte and Guimarães then back into Porto. It was tight but doable. I stayed at the Intercontinental Porto right on the plaza. We stayed there ...
by Peculiar_Investor
Tue Mar 06, 2018 6:38 pm
Forum: Local Chapters and Bogleheads Community
Topic: [When will 2018 Bogleheads Conference Announcement be Made?]
Replies: 8
Views: 1984

Re: [When will 2018 Bogleheads Conference Announcement be Made?]

If anyone could make a note on this thread when they see it if posted elsewhere it would really be appreciated! I have a notification configured on this thread to get updates when a note is added here but not sure if possible to do something similar in the main forum. Hope to get a space this year!...
by Peculiar_Investor
Tue Mar 06, 2018 10:59 am
Forum: Forum Issues and Administration
Topic: SERVER OFFLINE March 6, 11 AM Eastern [16:00 UTC] for maintenance update
Replies: 27
Views: 2468

Re: SERVER OFFLINE at 11 AM Eastern [16:00 UTC] for maintenance update

TIAX wrote:
Tue Mar 06, 2018 10:58 am
Bump, can we do these at 3 am?
It depends on the availability and schedule of mingstar and/or LadyGeek.
by Peculiar_Investor
Tue Mar 06, 2018 10:31 am
Forum: Forum Issues and Administration
Topic: SERVER OFFLINE March 6, 11 AM Eastern [16:00 UTC] for maintenance update
Replies: 27
Views: 2468

Re: SERVER OFFLINE at 11 AM Eastern [16:00 UTC] for maintenance update

We updated the site's version of PHP to the latest supported version and, while we still see a few issues, it seems to be better than it was before. We're going to "watch it" for a little while and may make one more change but we won't do that before tonight. Larry The server will be offline Tuesda...
by Peculiar_Investor
Sun Mar 04, 2018 9:39 pm
Forum: Personal Consumer Issues
Topic: New Zealand - Bucket list trip
Replies: 22
Views: 2046

Re: New Zealand - Bucket list trip

We've also done a two and a half week expedition to New Zealand. I concur on most of the recommendations above. We spent four days on the North Island, 2 nights in Auckland and two nights in the Bay of Islands. Both recommended. We spent a week in Queenstown with a large group of Canadians. Highligh...
by Peculiar_Investor
Sun Mar 04, 2018 11:03 am
Forum: Investing - Help with Personal Investments
Topic: IPS – looking for details from Nisiprius, Livesoft and others
Replies: 39
Views: 4540

Re: IPS – looking for details from Nisiprius, Livesoft and others

Sandtrap wrote:
Sun Mar 04, 2018 10:49 am
do you have the link to the morningstar pdf?
Check the External links section of the Investment policy statement wiki article.
by Peculiar_Investor
Sat Mar 03, 2018 12:36 pm
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 250
Views: 58663

Re: How much international stock? A suggestion.

amitb00 wrote:
Sat Mar 03, 2018 12:31 pm
My guess is by NRA he meant Non Resident Alien
The challenge of using three letter acronyms (TLAs) without first defining them. :wink:
by Peculiar_Investor
Sat Mar 03, 2018 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Finance in Canada - Tools for a New Citizen
Replies: 5
Views: 490

Re: Personal Finance in Canada - Tools for a New Citizen

To the OP, there are a number of dual-forum posters and Canadian Bogleheads that hang out here, myself included. To everyone else, the OP has also posted the question on the sister Canadian forum, Financial Planning for US Citizen Moving to Canada - Financial Wisdom Forum (FWF). finiki is the FWF wi...
by Peculiar_Investor
Thu Mar 01, 2018 8:48 am
Forum: Investing - Help with Personal Investments
Topic: Best strategy to invest $100K windfall now
Replies: 8
Views: 1284

Re: Best strategy to invest $100K windfall now

Read the managing a windfall page on the wiki for starters. The link is Managing a windfall - Bogleheads The OP might also want to review How to invest a lump sum of money | Vanguard and the corresponding research paper Dollar-cost averaging just means taking risk later - Vanguard (the Vanguard ser...
by Peculiar_Investor
Mon Feb 26, 2018 11:59 am
Forum: Local Chapters and Bogleheads Community
Topic: Nisiprius at 35,000 posts
Replies: 60
Views: 5138

Re: Nisiprius at 35,000 posts

nisiprius wrote:
Mon Feb 26, 2018 11:02 am
You may, if you like, say something when I hit 1,048,576 posts, but, please, not again until then.
Well played sir!
by Peculiar_Investor
Mon Feb 26, 2018 11:18 am
Forum: Local Chapters and Bogleheads Community
Topic: Nisiprius at 35,000 posts
Replies: 60
Views: 5138

Re: Nisiprius at 35,000 posts

BogleMelon wrote:
Mon Feb 26, 2018 11:16 am
I once tried to see if there is an option in the forum to trigger a notification every time he posts anywhere, but I couldn't find such an option. :oops:
How about an alternative, bookmark search.php?author_id=2820&sr=posts
by Peculiar_Investor
Sat Feb 24, 2018 11:29 am
Forum: Investing - Theory, News & General
Topic: Buffett's Shareholder Letter [2017]
Replies: 47
Views: 4500

Re: Buffett's Shareholder Letter [2017]

(Regarding acquisitions) "If the historical performance of the target falls short of validating its acquisition, large “synergies” will be forecast. Spreadsheets never disappoint." Did you see the last sentence in the very next paragraph We also never factor in, nor do we often find, synergies. Whi...
by Peculiar_Investor
Sat Feb 24, 2018 9:25 am
Forum: Investing - Theory, News & General
Topic: Buffett's Shareholder Letter [2017]
Replies: 47
Views: 4500

Re: Buffett's Shareholder Letter [2017]

haban01 wrote:
Sat Feb 24, 2018 9:23 am
2018??
The letter covers last year, i.e. 2017
by Peculiar_Investor
Sat Feb 24, 2018 9:01 am
Forum: Investing - Theory, News & General
Topic: Buffett's Shareholder Letter [2017]
Replies: 47
Views: 4500

Buffett's Shareholder Letter [2017]

Warren Buffett's 2017 Shareholder Letter has been posted. As I post this I note that their site is running a tad slow this morning. I guess it is a popular download. No mention of Jack Bogle this year, but there is commentary on the "The Bet" in a section “The Bet” is Over and Has Delivered an Unfor...
by Peculiar_Investor
Fri Feb 23, 2018 10:18 pm
Forum: Personal Consumer Issues
Topic: A Week in Barcelona in March
Replies: 3
Views: 377

Re: A Week in Barcelona in March

There were a couple of recent topics on Barcelona that you might find useful to review, see https://www.bogleheads.org/forum/viewtopic.php?f=11&t=230881 and https://www.bogleheads.org/forum/viewtopic.php?f=11&t=225615. Quoting myself from one of those topics, In Barcelona get your tickets for Sagrad...
by Peculiar_Investor
Wed Feb 21, 2018 10:26 am
Forum: Forum Issues and Administration
Topic: Blank line doubling
Replies: 30
Views: 3214

Re: Blank line doubling

I get the impression that this isn’t considered a serious problem with the board admins and see assurances that the forum software is up to date. The admins realize this is a problem and are investigating. But also remember they have day jobs too, so it might not get resolved immediately. The probl...
by Peculiar_Investor
Tue Feb 20, 2018 7:00 pm
Forum: Forum Issues and Administration
Topic: Blank line doubling
Replies: 30
Views: 3214

Re: Blank line doubling

There's obviously some kind of bug in phpBB. Check your PMs. I'm not convinced on the source of the problem. If it's really a phpBB bug, I expect it will get fixed fairly soon and the only issue is alerting the admins to be ready to install the next version of phpBB fairly soon after it's released....
by Peculiar_Investor
Tue Feb 20, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Golf Bag
Replies: 22
Views: 1596

Re: Golf Bag

I've had a quiver golf bag for years but want to upgrade to a stand bag. Anyone have any recommendations for durable, lightweight and cheap stand bag? Thanks Some questions that might help narrow the choices/recommendations. How often do you play? How much gear do you intend to carry? I'm guessing ...
by Peculiar_Investor
Sun Feb 18, 2018 8:48 pm
Forum: Local Chapters and Bogleheads Community
Topic: Forum's 11th Birthday - Feb. 19th
Replies: 27
Views: 2361

Re: Forum's 11th Birthday - Feb. 19th

Congratulations from your sister forum north of the border on 11 years of continuing the amazing work of Jack Bogle. Today, February 18th, the Financial Wisdom Forum happens to be celebrating our 13th year of helping and educating Canadian investors. To all those who are members of both forums, than...
by Peculiar_Investor
Sun Feb 18, 2018 9:41 am
Forum: Investing - Theory, News & General
Topic: Chillin' in the BH Lounge
Replies: 46
Views: 5670

Re: Chillin' in the BH Lounge

Welcome to the BH Lounge, come in and grab a chair. Warm yourself by the fire, I know it's cold out there. I got some great advice, that you'll appreciate. How to pay less taxes, both federal and state. I'd start with these topics my friend "Should I be maxing out my Roth IRA?" Absolutely, that and...
by Peculiar_Investor
Wed Feb 14, 2018 5:50 pm
Forum: Local Chapters and Bogleheads Community
Topic: Forum's 11th Birthday - Feb. 19th
Replies: 27
Views: 2361

Re: Forum's 11th Birthday - Feb. 19th

bo105954027 wrote:
Wed Feb 14, 2018 5:45 pm
OK
My question is
where were our Bogleheads accommodated before 2007?
Of course there is a wiki article to answer that question, see The Bogleheads®. The short answer, on a Morningstar forum as Diehards.
by Peculiar_Investor
Wed Feb 14, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: Vanguard Golf Balls
Replies: 15
Views: 1682

Re: Vanguard Golf Balls

Alexa9 wrote:
Wed Feb 14, 2018 12:17 pm
We promise you par returns: nothing more or less.
Wouldn't that be slightly before par returns due to extremely low MER. :wink:
by Peculiar_Investor
Tue Feb 13, 2018 6:23 pm
Forum: Investing - Help with Personal Investments
Topic: Canadian Student, total Newbie. Please could you give me some feedback?
Replies: 2
Views: 177

Re: Canadian Student, total Newbie. Please could you give me some feedback?

scully_boy wrote:
Tue Feb 13, 2018 11:33 am
I am a Canadian student, 20 years old.
Are you studying and therefore resident in Canada or the US?
by Peculiar_Investor
Tue Feb 13, 2018 6:14 pm
Forum: Investing - Help with Personal Investments
Topic: Brokerage that trades in Canadian stocks, ETF's
Replies: 7
Views: 399

Re: Brokerage that trades in Canadian stocks, ETF's

If you want Canadian equity exposure, why wouldn't you use an index mutual fund or ETF that follows or includes the S&P/TSX? I haven't found a ETF that has S&P and TSX but will look harder. I might have confused you. The index I was referring to is the S&P/TSX Composite index , which as a Canadian ...
by Peculiar_Investor
Tue Feb 13, 2018 11:10 am
Forum: Investing - Help with Personal Investments
Topic: Did you learn anything from the market correction?
Replies: 160
Views: 12531

Re: Did you learn anything from the market correction?

My investing career started in 1987, just in time for Black Monday . I recall thinking it would be a good time to "back up the truck" and take advantage of the big sale on securities. However as a newlywed, with a big mortgage, there were other priorities. But as least I was starting to formulate a ...
by Peculiar_Investor
Tue Feb 13, 2018 9:57 am
Forum: Investing - Help with Personal Investments
Topic: Brokerage that trades in Canadian stocks, ETF's
Replies: 7
Views: 399

Re: Brokerage that trades in Canadian stocks, ETF's

However, as a US citizen if you hold Canadian or any other non-US domiciled ETFs or mutual funds you will find yourself envying the dead at tax time, due to horrible US PFIC tax rules. Very good point. I was thinking that the OP would use US domiciled ETFs or mutual funds. The wiki has an article, ...
by Peculiar_Investor
Tue Feb 13, 2018 8:02 am
Forum: Investing - Help with Personal Investments
Topic: Brokerage that trades in Canadian stocks, ETF's
Replies: 7
Views: 399

Re: Brokerage that trades in Canadian stocks, ETF's

To answer your specific question, many of the larger Canadian companies have their stock interlisted on US exchanges. Hence you could purchase them directly without needing to use a Canadian exchange. Check out Interlisted Companies | TMXmoney for the full list. The broader (pun intended) question i...
by Peculiar_Investor
Sat Feb 10, 2018 2:57 pm
Forum: Investing - Help with Personal Investments
Topic: Is Rental Property/Income Same as Bonds
Replies: 38
Views: 2402

Re: Is Rental Property/Income Same as Bonds

I maintain a 95-98% occupancy. With that factored in, I am still able to earn a solid $4000-8000 in net annual cash flow per property. That amounts to a 12-20% dividend on your cash down. Not too shabby. Best think to do is to buy in a place where people want to live, and there is rent growth. Than...
by Peculiar_Investor
Sat Feb 10, 2018 10:16 am
Forum: Investing - Theory, News & General
Topic: Should you sell your investments when they start dropping? When should you invest during this market correction?
Replies: 52
Views: 4640

Re: Should you sell your investments when they start dropping? When should you invest during this market correction?

This piece from Vanguard has been linked in a few topics, How to navigate market corrections | Vanguard Timing the market is futile. The best and worst trading days happen close together. https://vanguardretailnews.files.wordpress.com/2018/02/bear-markets-infographic_feb-2018_images_best-and-worst-t...
by Peculiar_Investor
Sat Feb 10, 2018 10:10 am
Forum: Investing - Help with Personal Investments
Topic: Is Rental Property/Income Same as Bonds
Replies: 38
Views: 2402

Re: Is Rental Property/Income Same as Bonds

I've asked this before on here, and folks usually say no. However, I have literally been smiling all month as the equity and crypto markets are dropping, while the rent checks keep flowing in. It makes me feel good in some perverse way. I'm honestly not sure why I hold any bonds! 8-) Do you always ...
by Peculiar_Investor
Fri Feb 09, 2018 6:48 pm
Forum: Investing - Theory, News & General
Topic: Words of wisdom from Vanguard re:current market volatility
Replies: 7
Views: 1618

Re: Words of wisdom from Vanguard re:current market volatility

Mel, you are a bit late to the party, someone noticed it earlier and has already posted it, see viewtopic.php?p=3772195#p3772195