Search found 695 matches

by Peculiar_Investor
Mon Dec 10, 2018 10:02 am
Forum: Investing - Help with Personal Investments
Topic: Concerned about asset allocation
Replies: 4
Views: 430

Re: Concerned about asset allocation

OK, here is my situation, I have most of my money in cash making 3%. I am thinking of trying to maximize more income. I am concerned about buying an index with a large amount, say 40%, when the market is at a peak. I spent quite a bit of time looking at history, and peaks, mainly the S&P 500 backte...
by Peculiar_Investor
Sun Dec 09, 2018 7:43 pm
Forum: Investing - Theory, News & General
Topic: What should a new investor being reading?
Replies: 28
Views: 1805

Re: What should a new investor being reading?

Another excellent and concise read by forum member William Bernstein, If You Can: How Millennials Can Get Rich Slowly (PDF).

If the OP does a search of the site they will find numerous mentions of this ebook.
by Peculiar_Investor
Sun Dec 09, 2018 6:05 pm
Forum: Investing - Help with Personal Investments
Topic: Education info on family financial planning on wiki?
Replies: 4
Views: 387

Re: Education info on family financial planning on wiki?

Just recently got married. Want to get educate myself on family financial planning material. I didn't find any on the wiki. probably i didn't look in the right place. Can anyone point me to the right place? Thanks. Did you try the wiki search box? It should have turned up Financial planning - Bogle...
by Peculiar_Investor
Fri Dec 07, 2018 10:06 am
Forum: Personal Consumer Issues
Topic: portable jump starters
Replies: 49
Views: 3277

Re: portable jump starters

Then I recalled about a portable jump starter (https://www.amazon.com/NOCO-GB40-UltraSafe-Lithium-Starter/dp/B015TKUPIC/ref=sr_1_1_sspa?s=automotive&ie=UTF8&qid=1544162910&sr=1-1-spons&keywords=jump+starter&psc=1) I got during white elephant gift exchange. It started the car in no time! Have used i...
by Peculiar_Investor
Wed Dec 05, 2018 7:12 pm
Forum: Investing - Help with Personal Investments
Topic: In a Bear Market, What Are Some Best Practices
Replies: 31
Views: 3492

Re: In a Bear Market, What Are Some Best Practices

Hold your nose, keep buying according to your asset allocation plan that is stated in your Investment Policy Statement. You do have one, right? Totally agree. There was another recent topic, What's in your Investor Policy Statement about Bear Markets? , that might have some additional insight for t...
by Peculiar_Investor
Wed Dec 05, 2018 8:33 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8542
Views: 1671066

Re: U.S. stocks in freefall

I must be missing something. I don't quite understand all the freaking out about today, Me too. My portfolio is down 0.7% from 11/30. Everyone can relax today as the US stock markets are closed today. My Canadian brokerage advises, On Wednesday, December 5, 2018, the U.S. stock markets will be clos...
by Peculiar_Investor
Tue Dec 04, 2018 4:57 pm
Forum: Investing - Help with Personal Investments
Topic: Understanding TIPS
Replies: 7
Views: 909

Re: Understanding TIPS

As a newcomer to the forum I don't know whether the OP is aware there is also a Bogleheads wiki. It has an article, Treasury Inflation Protected Security (TIPS), that might be helpful, particularly the How it works section.
by Peculiar_Investor
Fri Nov 30, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Keyboard and Mouse recommendations
Replies: 6
Views: 263

Re: Keyboard and Mouse recommendations

I'm partial to the Logitech Wireless Desktop MK710 . I like the feel of the M705 mouse and the extra function keys on the keyboard. You may want to go to the store and try out different keyboards to see what works for you. I agree, particularly making sure the mouse feels good in your hand and that ...
by Peculiar_Investor
Fri Nov 30, 2018 9:02 am
Forum: Investing - Theory, News & General
Topic: Why are REITS a separate asset class but healthcare is not?
Replies: 55
Views: 3004

Re: Why are REITS a separate asset class but healthcare is not?

... You'll notice that REITs or even real estate of any kind are not listed as a sector. I don't know why. Maybe REIT stocks fall into one of the categories. Maybe REIT stocks fall into several of the categories. Maybe they are something else entirely... Real estate doesn't show up as a "sector" un...
by Peculiar_Investor
Thu Nov 29, 2018 9:27 am
Forum: Investing - Theory, News & General
Topic: John Norstad website missing [The Fallacy of Time Diversification]
Replies: 8
Views: 1763

Re: John Norstad website missing [The Fallacy of Time Diversification]

longinvest wrote:
Mon Apr 02, 2018 8:33 am
While checking some of my bookmarks, I discovered that John Norstad's website (http://www.norstad.org) has gone missing. :(
For those interested, the last snapshot of his Finance pages that the Wayback Machine captured can be found in John Norstad's Finance Page | Wayback Machine.
by Peculiar_Investor
Wed Nov 28, 2018 6:31 pm
Forum: Forum Issues and Administration
Topic: Bogleheads.org main page time off by an hour
Replies: 7
Views: 774

Re: Bogleheads.org main page time off by an hour

Paging LadyGeek for an update ... LadyGeek has updated the quoted post which now reads: The home page (bogleheads.org) is set to the server's timezone, which is US Central. No changes were made when the server was moved to Nevada. No adjustments are made if you are logged in. Update: 11/28/2018 - c...
by Peculiar_Investor
Wed Nov 28, 2018 11:17 am
Forum: Forum Issues and Administration
Topic: Bogleheads.org main page time off by an hour
Replies: 7
Views: 774

Re: Bogleheads.org main page time off by an hour

Paging LadyGeek for an update on
LadyGeek wrote:
Sat Dec 30, 2017 10:05 am
The home page (bogleheads.org) is set to the server's timezone, which is US Eastern. No changes were made when the server was moved to Nevada. No adjustments are made if you are logged in.
by Peculiar_Investor
Wed Nov 28, 2018 11:04 am
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 754
Views: 98801

Re: How much international stock? A suggestion.

I don't see different haystacks, I see the total market haystack that covers the global equities asset class, weighted by market cap. To me that is the basic philosophy at play here. A reminder, I'm Canadian, so I'm well aware Canada's market cap in the global equity world and the importance of und...
by Peculiar_Investor
Wed Nov 28, 2018 11:01 am
Forum: Forum Issues and Administration
Topic: Bogleheads.org main page time off by an hour
Replies: 7
Views: 774

Re: Bogleheads.org main page time off by an hour

The time on the Bogleheads.org main page and Forum Home are off by an hour. The Forum Home is the correct time for me. Previously answered in another topic: When you are logged in, the forum timestamp is adjusted for the timezone setting in your User Control Panel. When you are not logged in, the f...
by Peculiar_Investor
Wed Nov 28, 2018 10:17 am
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 754
Views: 98801

Re: How much international stock? A suggestion.

As has been stated here many times previously, buy the haystack is the one of the basic premises of index investing. Does that imply that you should buy every haystack that you possibly can? I don't see different haystacks, I see the total market haystack that covers the global equities asset class...
by Peculiar_Investor
Wed Nov 28, 2018 9:33 am
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 754
Views: 98801

Re: How much international stock? A suggestion.

Do people really believe that information is exchanged as freely around the world as it is in the United States? In other developed markets yes more or less. The emerging markets are a bit of a different story but atm you can get them pretty cheap relative to current earnings, forward earnings, boo...
by Peculiar_Investor
Tue Nov 27, 2018 11:04 am
Forum: Personal Consumer Issues
Topic: Dual Monitor Set up
Replies: 52
Views: 2822

Re: Dual Monitor Set up

My desktop setup is dual Dell U2412M monitors (IPS, 1920 x 1200 native resolution), bought when Dell has offering them on sale. I really like the U2412M, I think there about 5-6 in our household now.
by Peculiar_Investor
Thu Nov 22, 2018 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Affordable living for retired father in Ontario, Canada making ~1200/mo?
Replies: 11
Views: 1528

Re: Affordable living for retired father in Ontario, Canada making ~1200/mo?

My father who owned various businesses generally invested all his money into those business and didn't set anything aside in terms of savings or investments for retirement. Those business didn't pan out and as you can probably guess, he has no savings and is living on a pension of around $1200 CAD/...
by Peculiar_Investor
Thu Nov 22, 2018 2:11 pm
Forum: Investing - Help with Personal Investments
Topic: Happy Thanksgiving [Portfolio help requested]
Replies: 1
Views: 268

Re: Happy Thanksgiving

What can I invest into that will increase my thankfulness next year? Happy Thanksgiving to you also. That's a pretty opened ended question so I'll give you an open ended reply. Since you only recently joined here, how about Bogleheads® investing start-up kit and perhaps consider Three-fund portfoli...
by Peculiar_Investor
Thu Nov 22, 2018 9:10 am
Forum: Investing - Theory, News & General
Topic: What's in your Investor Policy Statement about Bear Markets?
Replies: 52
Views: 3485

Re: What's in your Investor Policy Statement about Bear Markets?

Your investor policy statement should describe what you do under different market conditions. Why do you think that? My investment policy statement describes my risk tolerance and asset allocation targets and ranges. It says nothing about market conditions. From the BH wiki Investment policy statem...
by Peculiar_Investor
Tue Nov 20, 2018 10:51 pm
Forum: Investing - Theory, News & General
Topic: What's in your Investor Policy Statement about Bear Markets?
Replies: 52
Views: 3485

Re: What's in your Investor Policy Statement about Bear Markets?

When the markets fall I get to buy extra shares. Buy baby buy. Just keep investing and don't take the foot of the gas. I cannot control the market I can control my savings rate. I only own a small amount of short term t bills as an emergency fund so no bond -stock rebalancing needed. You've got me ...
by Peculiar_Investor
Tue Nov 20, 2018 11:48 am
Forum: Investing - Theory, News & General
Topic: What's in your Investor Policy Statement about Bear Markets?
Replies: 52
Views: 3485

Re: What's in your Investor Policy Statement about Bear Markets?

Your investor policy statement should describe what you do under different market conditions. Why do you think that? My investment policy statement describes my risk tolerance and asset allocation targets and ranges. It says nothing about market conditions. From the BH wiki Investment policy statem...
by Peculiar_Investor
Tue Nov 20, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Recommendations for Home Printer
Replies: 41
Views: 1733

Re: Recommendations for Home Printer

ashagru wrote:
Tue Nov 20, 2018 10:22 am
hi All: Do you have some suggestions for small home printer to buy on a thanksgiving sale?
Some past recommendations that might help in your search.

Personally I've had a Canon MF4150 for many years and highly recommend the product line. Newer versions have WiFi capability that you seek.
by Peculiar_Investor
Tue Nov 20, 2018 10:25 am
Forum: Investing - Theory, News & General
Topic: How much international stock? A suggestion.
Replies: 754
Views: 98801

Re: How much international stock? A suggestion.

Perhaps my conclusion wasn't worded as precisely as it could have been. I'm not saying one bad apple ruins the bunch. I'm saying it's hard to sometimes see which apples are bad, and that some are possibly more rotten than is being admitted. (That's about as far as I can stretch that metaphor, sorry...
by Peculiar_Investor
Tue Nov 20, 2018 10:02 am
Forum: Investing - Help with Personal Investments
Topic: Can someone explain what's going on [with the stock market]?
Replies: 96
Views: 13093

Re: Can someone explain what's going on [with the stock market]?

There are almost 8000 (and counting) posts in https://www.bogleheads.org/forum/viewtopic.php?f=10&t=80065 that attempt an explanation. For a bit of humour, Google "Bird and Fortune investment banker" for another, equally valid viewpoint. Bottom line, no one knows so pick an asset allocation you are ...
by Peculiar_Investor
Sun Nov 18, 2018 11:24 am
Forum: Investing - Help with Personal Investments
Topic: Canadian Citizen with noticeable tax deferred investments and home equity, considering moving outside US before 60
Replies: 14
Views: 857

Re: Canadian Citizen with noticeable tax deferred investments and home equity, considering moving outside US before 60

May I suggest you ask this question at our sister Canadian forum? Financial Wisdom Forum You'll get expert advice. The OP has cross-posted on FWF . I know there are some FWF'ers who reside in Japan that might be able to help address some of the Japan specific questions. Disclaimer: I'm a member of ...
by Peculiar_Investor
Fri Nov 09, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 130
Views: 6176

Re: Point and shoot camera

I think it has been said enough times. What you are looking for no longer exist. To take better pictures than your smartphone is capable of taking, you have to pay even more than the cost of your smartphone. That ship has sailed. Respectfully I beg to differ. My iPhone SE cannot hold a candle to mu...
by Peculiar_Investor
Fri Nov 09, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 130
Views: 6176

Re: Point and shoot camera

I think it has been said enough times. What you are looking for no longer exist. To take better pictures than your smartphone is capable of taking, you have to pay even more than the cost of your smartphone. That ship has sailed. Respectfully I beg to differ. My iPhone SE cannot hold a candle to mu...
by Peculiar_Investor
Fri Nov 09, 2018 9:27 am
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 130
Views: 6176

Re: Point and shoot camera

Suggestions? Thanks. Rather than rehashing what has already been discussed I would suggest you might want to review some previous topics that covered the same ground such as: Need compact point and shoot camera recommendations Camera recommendations- Not SLR point and shoot digital cameras Personal...
by Peculiar_Investor
Fri Nov 09, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: United MileagePlus - Confused and looking for cheaper options
Replies: 26
Views: 2087

Re: United MileagePlus - Confused and looking for cheaper options

Another excellent resource the OP might investigate is United Airlines | MileagePlus - FlyerTalk Forums. The frequent flyers hang out there and have many tips and secrets on how these programs work.
by Peculiar_Investor
Fri Nov 09, 2018 6:58 am
Forum: Investing - Theory, News & General
Topic: Vanguard closure last week
Replies: 21
Views: 4736

Re: Vanguard closure last week

As a Canadian I don't have access to the Vanguard website. However, I do recall another discussion about the issue so you might want to read through viewtopic.php?f=10&t=262370
by Peculiar_Investor
Thu Nov 08, 2018 6:51 pm
Forum: Investing - Theory, News & General
Topic: Do you prefer etfs or mutual funds?
Replies: 52
Views: 4797

Re: Do you prefer etfs or mutual funds?

glennherwig wrote:
Thu Nov 08, 2018 5:23 pm
Any reason why index mutual funds are better than etfs?
There are pros/cons to each. If you haven't already found it, the wiki has an article on the subject -- ETFs vs mutual funds.
by Peculiar_Investor
Thu Nov 08, 2018 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: How to plan for bonus without knowing amount?
Replies: 32
Views: 1924

Re: How to plan for bonus without knowing amount?

To the people saying to not plan on receiving a bonus, I ask why not? I am not planning on spending the bonus. I want to plan on what to do with the money as it will likely be a very substantial amount- well into the six figures. I am trying to figure out how much to pay against our mortgage, how m...
by Peculiar_Investor
Thu Nov 08, 2018 11:09 am
Forum: Personal Finance (Not Investing)
Topic: How to plan for bonus without knowing amount?
Replies: 32
Views: 1924

Re: How to plan for bonus without knowing amount?

I don't know how to calculate this into our five and ten year plans. I have tried making Excel spreadsheets with various amounts for the upcoming years but it becomes quite confusing. I am afraid that without a plan in place, the money will be used emotionally (like falling in love with a newer, fa...
by Peculiar_Investor
Fri Nov 02, 2018 12:52 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (October 2018)
Replies: 4
Views: 566

Re: madsinger monthly report (October 2018)

Wiki has been updated to reflect this new report -- Madsinger monthly reports
by Peculiar_Investor
Thu Nov 01, 2018 3:47 pm
Forum: Investing - Help with Personal Investments
Topic: How do I find an investment strategy?
Replies: 16
Views: 1175

Re: How do I find an investment strategy?

Another nisiprius instant classic. Very good advice, not just for someone new. Thank you.
by Peculiar_Investor
Wed Oct 31, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: How hard to pull off this South Africa trip independently?
Replies: 13
Views: 575

Re: How hard to pull off this South Africa trip independently?

I think impossible to do that efficiently and effectively. We went to Botswana and Vic falls earlier this year and used an agency to set everything up. We are very experienced DIY travelers and doing DIY here would have either meant we were paying more money or wasting a lot of time. Also, I think ...
by Peculiar_Investor
Tue Oct 30, 2018 4:31 pm
Forum: Investing - Help with Personal Investments
Topic: Critique my Investment Policy Statement
Replies: 9
Views: 1018

Re: Critique my Investment Policy Statement

yyz wrote:
Tue Oct 30, 2018 3:38 pm
retiredjg wrote:
Mon Oct 29, 2018 2:14 pm
Are you familiar with our sister Canadian site?
Is this referring to https://www.finiki.org ?
That is the Canadian site's wiki. The forum is Financial Wisdom Forum (FWF).
by Peculiar_Investor
Tue Oct 30, 2018 6:35 am
Forum: Investing - Help with Personal Investments
Topic: Critique my Investment Policy Statement
Replies: 9
Views: 1018

Re: Critique my Investment Policy Statement

Welcome to the Bogleheads forum. It is clear you've given this lots of thought and I commend you for writing it all down. As a fellow Canadian there is one significant concern that I see. Background and Assumptions Individual Investor, Single, Age 25 Desired Retirement Age: 65 Canadian Citizen, livi...
by Peculiar_Investor
Sat Oct 27, 2018 10:46 am
Forum: Investing - Help with Personal Investments
Topic: Who should I believe?
Replies: 48
Views: 7599

Re: Who should I believe?

Hi, this is my first post of many, hopefully. I'm a UK expat (mid 40s) based in the Middle East that has been teaching myself about how to invest for my retirement. My research has led me to this site and I have got most of the broader picture (I think), but remain sketchy on details. I've realised...
by Peculiar_Investor
Thu Oct 25, 2018 9:44 am
Forum: Investing - Help with Personal Investments
Topic: For those waiting for a 'correction' ...
Replies: 92
Views: 13861

Re: For those waiting for a 'correction' ...

Some data and charts to help those who don't have a plan that they follow :wink:, check out When Stocks Fell 10%… As of the market’s close yesterday the S&P 500 was down 9.4%. Not quite a 10% correction but it’s a stone’s throw away. The question all investors would like to know is how much further ...
by Peculiar_Investor
Wed Oct 24, 2018 5:05 pm
Forum: Investing - Help with Personal Investments
Topic: Market buy or limit buy Vanguard ETF?
Replies: 11
Views: 1100

Re: Market buy or limit buy Vanguard ETF?

Continuing to address the OPs question about buying Vanguard ETFs, here is some Vanguard research on the subject, 'Best practices' for ETF trading: Seven rules of the road In general, use marketable limit orders instead of market orders. Marketable limit orders offer advantages over market orders in...
by Peculiar_Investor
Wed Oct 24, 2018 4:44 pm
Forum: Investing - Help with Personal Investments
Topic: Market buy or limit buy Vanguard ETF?
Replies: 11
Views: 1100

Re: Market buy or limit buy Vanguard ETF?

Hi there, I have some cash and I want to buy some VTI and VEA. Should I market buy or it's nearly never a good choice to market buy? Also if I limit buy, what limit price should I set? As a Canadian investor I don't have access to Vanguard's mutual funds so I use both those ETFs. I would consider b...
by Peculiar_Investor
Wed Oct 24, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: Coffee grinder
Replies: 56
Views: 4046

Re: Coffee grinder

Don't know if it's "the best" but I've had good luck with this Cuisinart burr grinder. Amazon link: https://www.amazon.com/Cuisinart-DBM-8-Supreme-Grind-Automatic/dp/B00018RRRK/ref=sr_1_1?ie=UTF8&qid=1540405592&sr=8-1&keywords=amazon+cuisinart+burr+grinder That's the one I've got as well. I've had ...
by Peculiar_Investor
Wed Oct 24, 2018 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Retirees: What keeps you up at night?
Replies: 56
Views: 6140

Re: Retirees: What keeps you up at night?

There's no shortage of conversation here about the market tanking, running out of money, returns are too low, etc. Since I'm retired, I was wondering what fellow retirees worry about most....or maybe there are no worries? I long followed the Investment Policy Statement (IPS) that I developed years ...
by Peculiar_Investor
Wed Oct 17, 2018 7:35 am
Forum: Investing - Theory, News & General
Topic: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"
Replies: 203
Views: 11414

Re: "Why Jack Bogle Doesn't Own Non-U.S. Stocks"

lostdog wrote:
Tue Oct 16, 2018 10:01 pm
venkman wrote:
Tue Oct 16, 2018 9:50 pm
"Nobody knows nothin'. Except when it comes to whether or not you should own international stocks."
"Buy the haystack!" except for international...
Best answer ever. Short and concise, as simply as possible but no simpler. I totally agree that everyone should just buy the global haystack.
by Peculiar_Investor
Sun Oct 14, 2018 12:59 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 464
Views: 102121

Re: Forum software upgrade bug reports and change requests

Don't think is OS or browser, but rather mobile device size. I can reproduce this using Chrome's Inspect Element tool if I set my device to iPhone 5/SE (320px wide) but it works properly on iPhone 6/7/8 (375px wide). I can confirm I'm seeing the same behaviour using Chrome on iOS 12.01. Device is iP...
by Peculiar_Investor
Sun Oct 14, 2018 9:07 am
Forum: Investing - Help with Personal Investments
Topic: $50,000: Should I buy now or wait for the market to drop further?
Replies: 43
Views: 7116

Re: $50,000: Should I buy now or wait for the market to drop further?

Why not divide $50,000 into 12 months and buy each month according to your AA? That way you are not market timing. I feel like that is so obvious I didn't even think about it :) That'll be the strategy. Whenever faced with this type of question I always find it helpful to review Vanguard's paper Do...
by Peculiar_Investor
Sun Oct 14, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 117
Views: 14033

Re: Warning: avoid Windows 10 update 1803

wootwoot wrote:
Sat Oct 13, 2018 4:32 pm
I'm on 1809, works great!
There is a separate topic about the problems with the October 2018 update, aka Build 1809.