Search found 96 matches

by cestan
Wed Sep 20, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: replace freon???
Replies: 17
Views: 1352

Re: replace freon???

have looked at the unit. it is a carrier unit and it has a puron sticker on it so i will need puronor equivalent. agree with the uselessness of home warranties but it was no cost to me.
by cestan
Wed Sep 20, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: replace freon???
Replies: 17
Views: 1352

replace freon???

So when we bought out house one year ago it came with a free home warranty. wouldn't you know it, the ac compressor dies two days before the warranty ended. whahoo. compressor is getting replaced by the warranty company but the hvac guy says the freon?Puron? needs to be replaced since that may have ...
by cestan
Sat Aug 12, 2017 1:47 pm
Forum: Personal Consumer Issues
Topic: Need advice on car power window switch work
Replies: 29
Views: 1534

Re: Need advice on car power window switch work

Ugh. Sorry. Switchdoctor.net
by cestan
Wed Jun 28, 2017 9:35 am
Forum: Personal Consumer Issues
Topic: Television Provider Options 2017
Replies: 24
Views: 1791

Re: Television Provider Options 2017

high speed internet, tablo box, ota antenna, kodi, netflix, amazon prime. also vpn on your router
by cestan
Wed May 17, 2017 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Home alarm monitoring
Replies: 1
Views: 355

Home alarm monitoring

Finally moved i to a new house. Wife wants the hard wired alarm system monitored. I am out of the house a lot at night. Who do you use to monitor the system. Looking around I think I need one with cellular connection. See options from 15 to 60 dollars a month. Who do you use?
by cestan
Thu Apr 13, 2017 1:56 pm
Forum: Investing - Help with Personal Investments
Topic: 529/son got accepted to medical school whahoooo!
Replies: 30
Views: 4142

Re: 529/son got accepted to medical school whahoooo!

no other kids coming down the educational pipeline and nothing to leave to gradchildren..
by cestan
Thu Apr 13, 2017 12:54 pm
Forum: Investing - Help with Personal Investments
Topic: 529/son got accepted to medical school whahoooo!
Replies: 30
Views: 4142

529/son got accepted to medical school whahoooo!

Son just got accepted to medical shool this week. Due to an incredible investing education learned on this board, I have enough money in a 529 to pay for all four years. He earned his way through college with scholarships and working. It is currently 90 percent in stocks and 10 percent bonds. Should...
by cestan
Fri Apr 07, 2017 1:30 pm
Forum: Personal Consumer Issues
Topic: New heat pump - decision time (Central FL) [thanks for referrals]
Replies: 33
Views: 2250

Re: New heat pump - decision time (Central FL) [thanks for referrals]

ugh sorry again 16 seer brain not working well today
by cestan
Fri Apr 07, 2017 1:28 pm
Forum: Personal Consumer Issues
Topic: New heat pump - decision time (Central FL) [thanks for referrals]
Replies: 33
Views: 2250

Re: New heat pump - decision time (Central FL) [thanks for referrals]

just put in bryant system, two speed compressor with variable speed airhandler plus upgraded insulation in roof to r39. total 7500 if that helps with pricepoint northeast florida
by cestan
Tue Mar 21, 2017 10:17 am
Forum: Investing - Help with Personal Investments
Topic: Malpractice Asset Protection
Replies: 18
Views: 1603

Re: Malpractice Asset Protection

have been a doctor for just at thirty years. practice in a high risk specialty in a high risk state. have been sued and had some dismissed and some paid out. it is only a matter of time till you get sued. having said all that, malpractice and asset protection is all very state specific. what works i...
by cestan
Thu Mar 09, 2017 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: rachio smart sprinkler controller
Replies: 6
Views: 711

rachio smart sprinkler controller

was just given one of these. does anyone have one and use it? your thoughts? will it acutually save me any water?
by cestan
Sat Feb 11, 2017 9:08 am
Forum: Personal Consumer Issues
Topic: Convince Wife for Honda Odyssey
Replies: 48
Views: 3349

Re: Convince Wife for Honda Odyssey

convinced my wife to get a minivan when she wanted suv. worse dicision of my life. heard about it every day. still hear about it. she will drive it not you. sold it and she got a yukon followed by mercedes suv. she eventually got over the suvs and spent a year, yes, you heard me right, a year drivin...
by cestan
Mon Jan 23, 2017 8:29 pm
Forum: Personal Consumer Issues
Topic: ssi and student loans
Replies: 2
Views: 420

ssi and student loans

my brother in law has greater then 20000 in student loans he has now had an anoxic brain inury more then 5 years ago and will be institutionalized for the rest of his life, ie 100 percent mentally disabled. he functions at the leval of a five year old. he can walk around. ssi has been taking money o...
by cestan
Mon Jan 23, 2017 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: ssi and student loans
Replies: 0
Views: 368

ssi and student loans

my brother in law has greater then 20000 in student loans he has now had an anoxic brain inury more then 5 years ago and will be institutionalized for the rest of his life, ie 100 percent mentally disabled. he functions at the leval of a five year old. he can walk around. ssi has been taking money o...
by cestan
Fri Dec 23, 2016 10:23 am
Forum: Personal Consumer Issues
Topic: Quartz versus granite
Replies: 44
Views: 4465

Re: Quartz versus granite

have decided to go with granite since the wife likes the look better. in the bathrooms will likely use quartz since she needs it whiter so do not need to remove the tile work thanks for all the help and to all a merry christmas
by cestan
Wed Dec 21, 2016 12:30 pm
Forum: Personal Consumer Issues
Topic: Quartz versus granite
Replies: 44
Views: 4465

Quartz versus granite

Redoing the kitchen. Wife trying to decide on quartz versus granite countertops. She likes that the quartz is whiter. Also the quartz is more expensive but we can afford it. Any thoughts on advantages and disadvantages of both. We have several children so these countertops will see lots of wear. Wha...
by cestan
Wed Oct 12, 2016 8:15 am
Forum: Personal Consumer Issues
Topic: Is this ER bill normal (medical billing)
Replies: 64
Views: 5935

Re: Is this ER bill normal (medical billing)

seems reasonable to me just had a plumber come to the house and he charges 160 to just show up how much is it worth to be told your son does not have meningitis? Priceless high chance of dying or mental impairment if he did have it. i would pay it and be glad my son is healthy
by cestan
Sun Sep 18, 2016 9:59 am
Forum: Personal Consumer Issues
Topic: avalon hybrid
Replies: 32
Views: 2840

avalon hybrid

finally thinking it is time to replace my s70 volvo 1998. have decided on avalon hybrid. anyone own one? anyone have any thoughts on this car?
by cestan
Thu Sep 01, 2016 8:27 am
Forum: Personal Consumer Issues
Topic: SUV with 3 rows - Acadia, Volvo or something else?
Replies: 18
Views: 2565

Re: SUV with 3 rows - Acadia, Volvo or something else?

get the flex best car we have ever had with four kids blows the suvs we have had (mercedes, minivan, suburban, lexus suv, etc) out of the water 105000 miles on it without a problem still looks new
by cestan
Thu Aug 11, 2016 3:54 pm
Forum: Investing - Help with Personal Investments
Topic: Auto Callable Contingent Interest Notes linked to Indexes
Replies: 16
Views: 1598

Re: Auto Callable Contingent Interest Notes linked to Indexes

i was offered something similar by bbva representative. i think it came from merrill lynch and was based on four stocks but the same idea. i could not understand it so never bought it. it was pitched to me as almost guaranteed 9-10 percent return just like a bond. glad i said no
by cestan
Thu Aug 11, 2016 8:21 am
Forum: Personal Consumer Issues
Topic: Try to Fix Old LED TV or Buy New
Replies: 57
Views: 4562

Re: Try to Fix Old LED TV or Buy New

had five year old tv got hit by power surge. bought a used board from ebay seller who took it out of a tv with a cracked screen. thirty bucks shipped. figured why not at that price. i had never done this before. opened back of tv replaced the old board. Huh!!! it worked. watching tv again. wife is v...
by cestan
Sun May 01, 2016 7:25 am
Forum: Personal Finance (Not Investing)
Topic: landlord problem
Replies: 29
Views: 3561

Re: landlord problem

landlord has found a refurbished part on ebay. it is on the way. he also agreed to rent reduction and toaster oven. may not bother him with toaster oven. wife says she can make due thanks for all your help
by cestan
Fri Apr 29, 2016 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: landlord problem
Replies: 29
Views: 3561

Re: landlord problem

unfortunately, the double oven is built in one in the wall and not a range. No room in kitchen to put a free standing range with oven from rent a center. I have firmly requested but he keeps telling me he does not want to spend the money for a new one and wants to wait for the part. Ughhhhh. Wife is...
by cestan
Fri Apr 29, 2016 11:57 am
Forum: Personal Finance (Not Investing)
Topic: landlord problem
Replies: 29
Views: 3561

landlord problem

Am renting a house and the oven has now been broken and not usable for over three weeks. Landlord keeps saying the part to fix it is not available till the end of May. I called kitchen-aid and confirmed this myself and kitchen-aid said maybe not even then. It is a double oven and both ovens do not w...
by cestan
Wed Apr 27, 2016 9:46 am
Forum: Investing - Help with Personal Investments
Topic: Help me convince my spouse
Replies: 34
Views: 4197

Re: Help me convince my spouse

+1 on using vanguard advisors
by cestan
Sun Apr 24, 2016 11:06 am
Forum: Personal Finance (Not Investing)
Topic: house mold report/what does it mean?
Replies: 11
Views: 1994

Re: house mold report/what does it mean?

thanks to all. yes i have read the whole report. Just not sure what it all means. am thinking about buying it but probably should just stay away from it. i can't seem to find out why they even did the analysis. someone must have had a problem. have not seen a report on any other house i have ever bo...
by cestan
Sat Apr 23, 2016 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: house mold report/what does it mean?
Replies: 11
Views: 1994

house mold report/what does it mean?

http://documents.flexmls.com//documents ... 000000.pdf
http://documents.flexmls.com//documents ... 000000.pdf

got this report about mold in a house but i have no idea what it means. any help? thanks
by cestan
Tue Apr 19, 2016 7:52 am
Forum: Personal Finance (Not Investing)
Topic: University of Virginia vs University of Miami
Replies: 148
Views: 13901

Re: University of Virginia vs University of Miami

two kids currently at the U both received lots of money with academic scholarships. Have to admit I was a little leary about it in the beginning but i was proved wrong. It is awesome. both kids doing well academics top notch. It is an international university. Son is an engineering major in his thir...
by cestan
Tue Mar 29, 2016 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Competing Offers when Selling Home
Replies: 20
Views: 1798

Re: Competing Offers when Selling Home

disagree. i just made an offer on a house last week. they tried to tell me they had other offers. held firm on the price and they played games with me. i walked. lots of other houses to look at. better for you to accept the offer. cancel open house and move on with your life. just got a call from th...
by cestan
Tue Mar 29, 2016 1:49 pm
Forum: Personal Consumer Issues
Topic: I hate monthly payments...
Replies: 25
Views: 4707

Re: I hate monthly payments...

hate them also. had a lease once on a car at a great price and it made sense at that time in my life to lease. i hated writing that check every month for 36 months. even hated it on auto pay from my bank so i did not have to physically write the check any more. never again life is just to short
by cestan
Tue Mar 29, 2016 7:58 am
Forum: Personal Consumer Issues
Topic: Baby on the way...yay! Big ticket items, and what do you REALLY need?
Replies: 90
Views: 9073

Re: Baby on the way...yay! Big ticket items, and what do you REALLY need?

been there done that with four kids. one set of twins. take my advice and life will be easy. do what your wife wants and not what you think is best. the mom world she is about to enter is brutal. men do not understand it and never will. take that from a husband now and i once was a single dad with a...
by cestan
Tue Jan 12, 2016 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Dealing with extremely delayed medical billing
Replies: 44
Views: 6955

Re: Dealing with extremely delayed medical billing

how much money are we talking about?
by cestan
Sun Jan 03, 2016 12:31 pm
Forum: Personal Consumer Issues
Topic: Minivan or not?
Replies: 50
Views: 6047

Re: Minivan or not?

four kids here love our ford flex haul all sorts of stuff with it from home depot. trouble free at 100000 miles
by cestan
Sun Jan 03, 2016 11:33 am
Forum: Personal Consumer Issues
Topic: Minivan or SUV?
Replies: 24
Views: 2790

Re: Minivan or SUV?

ford flex!!!!! best of all worlds. 100000 miles on 2011 ford flex with no issues except normal maintenance and it gets beat up with three boys and one girl. Thinking about getting a new one at this point.
by cestan
Tue Nov 24, 2015 11:17 am
Forum: Personal Finance (Not Investing)
Topic: Executive Interview - Suit Color and Style
Replies: 46
Views: 4100

Re: Executive Interview - Suit Color and Style

interviewing now. i wear three button charcoal grey suit with single vent. black shoes, shined!!!!!, and black belt. blue or white button down shirt with rep tie(striped red or blue with no vibrant colors) i wear this to all my interviews even if the company culture is more casual. can always dress ...
by cestan
Tue Nov 17, 2015 8:47 am
Forum: Personal Consumer Issues
Topic: 1999 Honda Civic, 200K miles --- buy a new 2016 Civic?
Replies: 75
Views: 9765

Re: 1999 Honda Civic, 200K miles --- buy a new 2016 Civic?

I am also considering new 2016 civic versus 2016 accord. Currently drive 1998 volvo s70. May be time to finally trade in.
by cestan
Tue Nov 03, 2015 1:22 pm
Forum: Personal Consumer Issues
Topic: Post Car Accident Question on Insurance Tactic
Replies: 28
Views: 3096

Re: Post Car Accident Question on Insurance Tactic

same thing happened to me. other persons insurance kept calling. i had no injuries and they fixed the car and paid rental no questions asked. 18 months after accident they called and offered me 15000 dollars to settle things. since i had no injuries and they offered it and i did not ask for it, i to...
by cestan
Fri Sep 25, 2015 1:11 pm
Forum: Personal Consumer Issues
Topic: Water leak
Replies: 11
Views: 1307

Re: Water leak

shut off the water where it enters the house and see what happens. if meter still running then leak not in house. if meter stops then leak in the house.
by cestan
Tue Aug 18, 2015 4:52 pm
Forum: Investing - Theory, News & General
Topic: Florida prepaid college plan. Dumb or undumb?
Replies: 33
Views: 11479

Re: Florida prepaid college plan. Dumb or undumb?

Two kids in college using Florida prepaid plan... Both in private college in Florida. When I bought them in the 90's I looked at it as insurence. If I died, my children's college was paid for and no one could take it away from them. Slept soundly through the years knowing this. Even when crazy ex wi...
by cestan
Thu May 28, 2015 8:09 am
Forum: Personal Consumer Issues
Topic: BMW needs new tires
Replies: 24
Views: 3757

Re: BMW needs new tires

just put new tires on a bmw. got rid of the run flats and bought conventional eagle Goodyear. ride improvement tremendous. put two cans of leak seal in trunk with portable inflation machine and plug kit. all bought on amazon. Never realized how harsh the ride was with run flat tires. used tirerack.c...
by cestan
Thu May 14, 2015 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: Contingent Offer
Replies: 13
Views: 2159

Re: Contingent Offer

do you really want to accept the offer based on him selling his house? that is his problem, not yours.
by cestan
Sun Apr 26, 2015 9:08 am
Forum: Personal Consumer Issues
Topic: Cost to replace a side view mirror
Replies: 22
Views: 48887

Re: Cost to replace a side view mirror

rockauto.com 30-90 dollars part only
by cestan
Tue Apr 14, 2015 8:30 am
Forum: Personal Consumer Issues
Topic: Vehicle for tall people/Spouse wants 50k car help!
Replies: 77
Views: 13944

Re: Vehicle for tall people/Spouse wants 50k car help!

ford flex 90000 miles without a problem wife loves it didn't want minivan and suv has a lot less room check it out
by cestan
Thu Feb 19, 2015 3:58 pm
Forum: Personal Consumer Issues
Topic: help me buy a tablet
Replies: 15
Views: 1488

Re: help me buy a tablet

budget is under 500 dollars, don't need stylus, would like battery to be pretty big. believe it or not the screen on my s4 is pretty small and hard to read without my glasses and really too small for movies. the laptop on the other end it too big to sit in my lap or hold for extended amount of time....
by cestan
Thu Feb 19, 2015 3:04 pm
Forum: Personal Consumer Issues
Topic: help me buy a tablet
Replies: 15
Views: 1488

help me buy a tablet

i have finally decided to buy a tablet. i have a lap top that i use for anything that requires lots of typing. i really do not want an apple device. i am pretty much an android sort of guy. i have a Galaxy s4 phone and love it. it finally made me forget my old blackberry. so i was thinking about a s...
by cestan
Wed Dec 17, 2014 11:35 am
Forum: Personal Consumer Issues
Topic: Volvo vs. Mercedes
Replies: 54
Views: 11397

Re: Volvo vs. Mercedes

still driving my 1998 volvo s70 2004mercedes long since bit the dust. just one man's experience
by cestan
Tue Nov 11, 2014 2:37 pm
Forum: Personal Consumer Issues
Topic: Questions about flying with a toddler
Replies: 36
Views: 5123

Re: Questions about flying with a toddler

have done the benadryl trick many times with children works like a charm the sleep the entire flight. learned it from navy families that travel with young children all the time good luck