Search found 2212 matches

by lightheir
Fri Feb 16, 2018 11:17 pm
Forum: Personal Consumer Issues
Topic: used Prius (or Chevy Volt?)
Replies: 22
Views: 1004

Re: used Prius

Most times I get behind a Prius on the interstate my commute extends by 5 minutes. Get one that moves faster. Wanna really move fast? Get in line behind a Prius at the gas station. :D This is actually true. My Prius fuels to full in half the time of most cars, my wife's similar sized Audi included....
by lightheir
Tue Feb 13, 2018 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Job is starting to suck the life out of me.
Replies: 73
Views: 7912

Re: Job is starting to suck the life out of me.

I'll also add that you gotta count your blessings as well. As someone above mentioned, have a paycheck at all beats the pants off of having zero paycheck and zero offers. As well, an 'indifferent' environment beats the pants off of a toxic and abusive environment. There are quite a few folks trapped...
by lightheir
Mon Feb 12, 2018 12:18 am
Forum: Personal Consumer Issues
Topic: Mesh wifi solution sought for new house
Replies: 45
Views: 2098

Re: Mesh wifi solution sought for new house

Just get a 3-pack Google wifi, or 3-pack Orbi, or even one of the other current-gen mesh network units. Just using this setup alone has a 90% chance of covering all of your needs completely, the first time out. So, you’re suggesting one unit per building? The two other buildings are pretty far from...
by lightheir
Sun Feb 11, 2018 9:26 pm
Forum: Personal Consumer Issues
Topic: Mesh wifi solution sought for new house
Replies: 45
Views: 2098

Re: Mesh wifi solution sought for new house

Just get a 3-pack Google wifi, or 3-pack Orbi, or even one of the other current-gen mesh network units. Just using this setup alone has a 90% chance of covering all of your needs completely, the first time out. In the small chance that it's not reaching where it is supposed to, just buy a 4th unit (...
by lightheir
Sat Feb 03, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: Life Balance of spending and saving
Replies: 54
Views: 4521

Re: Life Balance of spending and saving

Get the pool. With 4 kids you will love it.

No need for you to penny pinch in your good financial situation. You only live once!
by lightheir
Fri Feb 02, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: WHY do wireless routers need periodic reboots?
Replies: 117
Views: 8687

Re: WHY do wireless routers need periodic reboots?

This thread needs to end. If you're dissatisfied with your router because of reboots, etc., just get a Google wifi, orbi, or other "mesh" router. /endthread. And yes, I've owned quite a few routers that needed rebooting, including hi-end ones prior to the Google wifi. This thread would never even ex...
by lightheir
Mon Jan 22, 2018 6:29 pm
Forum: Personal Consumer Issues
Topic: Work-out schedule for those in 60s
Replies: 78
Views: 6305

Re: Work-out schedule for those in 60s

63 retired male here. I keep it very simple. Every day I either run 6 miles on the beach or 8 miles on a hill course with +- 1000 ft elevation gain and loss. Also every day, I do a circuit on my Vectra On-Line 1800 weight machine to muscle failure - takes about 20 minutes. Now occasionally it rains...
by lightheir
Fri Jan 19, 2018 9:51 am
Forum: Personal Consumer Issues
Topic: How do you adjust side mirrors in a car?
Replies: 61
Views: 3669

Re: How do you adjust side mirrors in a car?

Someone probably mentioned it, but a $5 blind spot mirror from Amazon will instantly cover your blind spot and let you use the mirror whatever way you want otherwise. Works great.
by lightheir
Fri Jan 19, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: Learning Swimming @ 40+
Replies: 37
Views: 1824

Re: Learning Swimming @ 40+

It will be no problem. It feels impossible at first, but you will get the hang of it and be able to swim surprisingly long distances within several months. ANd it's fun to learn! I did this myself at age 35. I found that getting across the pool to do laps didn't take me that long at but it never fel...
by lightheir
Tue Jan 16, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Any high-end skincare products worth it?
Replies: 37
Views: 3110

Re: Any high-end skincare products worth it?

Ask your dermatologist about any derm-approved high end skin care products. I think you'll be surprised with their lack of suggestion. The main thing a good dermatologist recommends is el-cheapo Petroleum jelly for booboos and small things like that (not cosmetic). Most of these high-end products ar...
by lightheir
Tue Jan 16, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: What is the best home exercise equipment?
Replies: 143
Views: 12688

Re: What is the best home exercise equipment?

Once last thing to consider for all the younger folks and folks who still have decent joint integrity: It is not necessarily a bad thing to load-bear on your joints. It's hard to study, but most of the long term observations on runners and sedentary folks suggest that moderate running actually HELPS...
by lightheir
Tue Jan 16, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: What is the best home exercise equipment?
Replies: 143
Views: 12688

Re: What is the best home exercise equipment?

Umm... If you think about buying home exercise equipment, don't. It's not a good financial decision. With $20 gym membership, you'll get an environment that you can focus on working out and getting the most out of your time. There's also add-ons such as sauna, swimming pool, basketball court, class...
by lightheir
Tue Jan 16, 2018 11:22 am
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 92
Views: 10123

Re: Besides Bogleheads, What Are Your Favorite Forums?

I gotta admit - I like the BH forum, but I also know full well I'm only going to get the 'MAINstream' viewpoint on anything here, and one that's nearly as risk-averse as possible. To me, that almost takes away the whole point of a forum, which is where you might go to get a niche or very specialize...
by lightheir
Tue Jan 16, 2018 10:00 am
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 92
Views: 10123

Re: Besides Bogleheads, What Are Your Favorite Forums?

I gotta admit - I like the BH forum, but I also know full well I'm only going to get the 'MAINstream' viewpoint on anything here, and one that's nearly as risk-averse as possible. To me, that almost takes away the whole point of a forum, which is where you might go to get a niche or very specialized...
by lightheir
Mon Jan 15, 2018 1:13 pm
Forum: Personal Consumer Issues
Topic: What is the best home exercise equipment?
Replies: 143
Views: 12688

Re: What is the best home exercise equipment?

Umm... If you think about buying home exercise equipment, don't. It's not a good financial decision. With $20 gym membership, you'll get an environment that you can focus on working out and getting the most out of your time. There's also add-ons such as sauna, swimming pool, basketball court, class...
by lightheir
Mon Jan 15, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: What is the best home exercise equipment?
Replies: 143
Views: 12688

Re: What is the best home exercise equipment?

Never buy any budget or even mid-range treadmills, rowers, spin bikes or ellipticals, especially not if you are over 200 lbs. Concept 2 is the only game in town for rowers. Premium treadmills or ellipticals from Cybex or Precor are generally only meant for commercial gyms, but anything else is usel...
by lightheir
Sun Jan 14, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: What is the best home exercise equipment?
Replies: 143
Views: 12688

Re: What is the best home exercise equipment?

+1 for a treadmill for the winter, bikes are okay, elliptical seems like unnatural motion but easy on the joints A rack, barbell, plates, and a bench are the best for working out (you don't have to be a young man to do it). The Deadlift, Squat, Bench Press, Row, Dips, Curls, Pull-ups, Chin-ups, Lat...
by lightheir
Sun Jan 14, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Almost a pathological fear of debt, to my detriment?
Replies: 79
Views: 4691

Re: Almost a pathological fear of debt, to my detriment?

Off topic here, but I honestly believe housing prices are partly insane because of mortgages, which are a 'social accepted' means of financial engineering. In a world where mortgages would be illegal, housing prices would be farrrr lower than what they are now and much more reasonable to fully pay o...
by lightheir
Sat Jan 13, 2018 12:51 pm
Forum: Personal Consumer Issues
Topic: Will never not upgrade Business travel again
Replies: 21
Views: 2963

Re: Will never not upgrade Business travel again

I'd also do it for long flights over 2 hrs for $100 each way.

Unfortunately, usually when I want to upgrade, it's like $350+ each way to upgrade!
by lightheir
Sat Jan 13, 2018 10:58 am
Forum: Personal Consumer Issues
Topic: wireless dead again - router suggestions?
Replies: 35
Views: 1794

Re: wireless dead again - router suggestions?

There are tons of posts will lots of thumbs up for the mesh-networks systems - Google wifi, Orbi, etc. I posted before, but I was using a hi-end Netgear router as well, couldn't reach my garage and also flaked out from time to time. I got so annoyed I got a Google wifi afterwards, and it's literally...
by lightheir
Fri Jan 12, 2018 4:49 pm
Forum: Personal Consumer Issues
Topic: Storing Important Documents Online
Replies: 27
Views: 1319

Re: Storing Important Documents Online

I have had a digital archive for 12 years now and it's been great. Easier and easier with every year it seems as more and better services pop up. Cloud storage has proven particularly effective against obsolescence and getting lost.
by lightheir
Fri Jan 12, 2018 4:14 pm
Forum: Personal Consumer Issues
Topic: Almost a pathological fear of debt, to my detriment?
Replies: 79
Views: 4691

Re: Almost a pathological fear of debt, to my detriment?

I too, hate debt. I will counterpoint the good advice above, that there is a small percentage (and it is SMALL!) that can use debt to their advantage, and leverage their way to big money. People starting businesses, and getting lucky with real estate are just two of the examples, and I know folks wh...
by lightheir
Fri Jan 12, 2018 3:04 pm
Forum: Personal Consumer Issues
Topic: Keeping sensitive documents in the cloud -- bad idea?
Replies: 46
Views: 2792

Re: Keeping sensitive documents in the cloud -- bad idea?

There's a lot of panaroia and nuts about computer security. Sure, you have to take precautions, but be reasonable about it. The odds of someone successfully impersonating you do to a sophisticated hack into your accounts is farrrrrrr lower than the criminals going after the credit card repository of...
by lightheir
Thu Jan 11, 2018 12:07 pm
Forum: Personal Consumer Issues
Topic: Poll: BHs who rent - what % of gross do you spend on rent?
Replies: 71
Views: 4017

Re: Poll: BHs who rent - what % of gross do you spend on rent?

When I was renting, I spent 40% of my gross on rent in LA. It wasn't unusual down there. It always depressed me to hear how many BHers said <25%. I'm making more money now, but I still spend nearly the same amount on mortgage! :oops: And despite what all the naysayers say, everything has worked out ...
by lightheir
Wed Jan 10, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: Men's no iron dress shirt recommendations
Replies: 66
Views: 4142

Re: Men's no iron dress shirt recommendations

I have had very good luck with Stafford brand. I think I get them at JC Penney's or Macy's, can't remember which. Dry them on the gentle/wrinkle free setting and take them out while spinning for best results! I have also learned to keep the neck buttoned in the dryer to avoid those burnt stains fro...
by lightheir
Sat Dec 30, 2017 8:53 pm
Forum: Personal Consumer Issues
Topic: The Economics of a new Puppy
Replies: 113
Views: 7293

Re: The Economics of a new Puppy

Honestly, food is so cheap for dogs you probably won't even notice it.

Vet bills, evern routine check-ups are $$$

Boarding is also $$ if you want to travel.
by lightheir
Fri Dec 22, 2017 8:17 am
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 102
Views: 11179

Re: Any Instant Pot users here?

My Japanese-American wife agreed to give the Instant Pot a try and put the rice cooker away. This was a major concession, as we've had a rice cooker on our kitchen counter for the 30+ years we've been married. Although we like the Instant Pot, we still haven't found the magic combination of water/r...
by lightheir
Fri Dec 22, 2017 8:14 am
Forum: Personal Consumer Issues
Topic: Recommend me a good laser printer for a chromebook!
Replies: 26
Views: 2019

Re: Recommend me a good laser printer for a chromebook!

Do any of you folks recommending the Brother printers actually own or use them regularly with a chromebook setup? I actually already own a Brother wired printer for PC (like 12 years old now!) and it works great for me, but I did check online the items and others listed above and if you look specifi...
by lightheir
Thu Dec 21, 2017 1:34 pm
Forum: Personal Consumer Issues
Topic: Recommend me a good laser printer for a chromebook!
Replies: 26
Views: 2019

Re: Recommend me a good laser printer for a chromebook!

Do chromebooks even allow USB printing by default? I thought they didn't, but I don't own a Chromebook, so I definitely do not know for sure. I will be there over the holidays to set up the chromebook-printer pairing, which should hopefully be no problem for me. (I use google cloud print myself at h...
by lightheir
Thu Dec 21, 2017 1:08 pm
Forum: Personal Consumer Issues
Topic: Recommend me a good laser printer for a chromebook!
Replies: 26
Views: 2019

Recommend me a good laser printer for a chromebook!

I am looking to buy a laser printer to pair with a new chromebook. This will be a gift for a mother-in-law in her 70s who is extremely NOT proficient with computers. She actually has a WIndows10 laptop right now, but is so intimidated by it that she only does basic web surfing on it. I know there ar...
by lightheir
Fri Dec 15, 2017 9:49 am
Forum: Personal Consumer Issues
Topic: To buy or not in the SF Bay Area (yes another one)
Replies: 24
Views: 2515

Re: To buy or not in the SF Bay Area (yes another one)

I would advise to rent BUT (!!) - I bought, and literally everyone I knew who bought and stayed for more than 3 years, did great. THe housing prices here are always nuts - they've been saying how nuts it is for decades now and there is no relief in sight. I would however only buy if you are not sacr...
by lightheir
Thu Dec 14, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Looking for an ultra-simple note taking app (Android)?
Replies: 12
Views: 587

Re: Looking for an ultra-simple note taking app (Android)?

Google keep. There is no reason to use any other, unless you are anti-google. Super simple, syncs with your PC flawlessly, can share notes easily with friends, and is baked into Android.
by lightheir
Mon Dec 04, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Best Basic DESKTOP?
Replies: 77
Views: 6072

Re: Best Basic DESKTOP?

I would highly encourage you to ditch MS Office if possible and go Google docs (my pref) or open source free apps. The benefit of Google docs is that it's free, autoupdates, and syncs well so you will never have this 'buy MS Office yet again' issue even if you get 3 more computers or upgrade down t...
by lightheir
Mon Dec 04, 2017 10:11 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you lose motivation for work?
Replies: 156
Views: 11888

Re: After financial independence, do you lose motivation for work?

I lost my motivation to "work". But that's because my sole reason for work was money. Once attained, the reason was removed and thus what was left was "work" without reason and who is motivated to do that? For those that say they haven't lost their motivation, they likely had an alternate reason fo...
by lightheir
Mon Dec 04, 2017 9:50 am
Forum: Personal Consumer Issues
Topic: Best Basic DESKTOP?
Replies: 77
Views: 6072

Re: Best Basic DESKTOP?

That’s helpful. Thank you! I have a Google Drive with extra storage, mostly used for photos. Can buy more as needed for other docs. I see now that I can upload those Excel and Word docs to Google Drive and access them through MS Office cloud. I currently use an iPad with a keyboard. If I’m just goi...
by lightheir
Mon Dec 04, 2017 9:44 am
Forum: Personal Consumer Issues
Topic: Best Basic DESKTOP?
Replies: 77
Views: 6072

Re: Best Basic DESKTOP?

Surprising, but no comments about securing your local data. My financial life is on my PC, everything from 24 years of detailed Quicken transactions, tax returns (mine and my parents'), bank, brokerage, and credit card statements, charitable records, etc., along with decades of archived email. I've...
by lightheir
Sat Dec 02, 2017 10:21 am
Forum: Personal Consumer Issues
Topic: Hard time deciding how much to spend on rent
Replies: 24
Views: 1560

Re: Hard time deciding how much to spend on rent

I don't think spending 17% of gross on housing is excessive at all. I was easily over 35% during my ages 25-32 for renting housing.

I would even push that up to 50% (!!) if it meant avoiding a 2hr each way commute
by lightheir
Fri Dec 01, 2017 8:30 pm
Forum: Personal Consumer Issues
Topic: Considering Building Gaming PC - Good Builds/Price Points?
Replies: 34
Views: 2486

Re: Considering Building Gaming PC - Good Builds/Price Points?

CyberPowerPC sells some pretty good PCs on Amazon. $720 budget PC with spec: i5 7400 AMD RX 580 8GB RAM 1TB HD Wifi Windows 10 $1599/$1799 Gaming PC with specs: i7 8700K GTX 1080 / GTX 1080Ti 16GB RAM 240GB SSD + 2TB HD Wifi Windows 10 I don't think you can build these PCs with these prices. Actual...
by lightheir
Fri Dec 01, 2017 1:10 pm
Forum: Personal Consumer Issues
Topic: For Musk, an Energy Feat the Size of a Football Field
Replies: 52
Views: 2314

Re: For Musk, an Energy Feat the Size of a Football Field

I can't see how anyone can call Musk a snake oil salesman. He's delivered the goods on not one, but MULTIPLE pioneering fronts, all with industry-changing standards. If any CEO/tech leader was able to deliver ONE of his technologies in the way Musk has, that leader would be hailed fairly as a world-...
by lightheir
Thu Nov 30, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: failing at hobbies and leisure
Replies: 47
Views: 5318

Re: failing at hobbies and leisure

Is mensa really meaningful? I have this stereotype that they're overly anal about their scores and super arrogant/cocky about it. Im imagining a super nerdy version of myself who is a programmer or actuarial who loves everything but people and wants to act special because of a high IQ I know this i...
by lightheir
Tue Nov 28, 2017 11:20 pm
Forum: Personal Consumer Issues
Topic: Considering Building Gaming PC - Good Builds/Price Points?
Replies: 34
Views: 2486

Re: Considering Building Gaming PC - Good Builds/Price Points?

I was literally about to build a $1000 gaming PC (I asked the same question on this forum 2 months ago!) and then suddenly my old-school X360 died in the middle of Witcher 2. Red light of death. I was surprised how much I missed it, so I ended up getting a Xbox S One 3 weeks ago. I gotta admit, that...
by lightheir
Mon Nov 27, 2017 4:54 pm
Forum: Personal Consumer Issues
Topic: failing at hobbies and leisure
Replies: 47
Views: 5318

Re: failing at hobbies and leisure

Not sure what specialty you're going into, but I suspect you're going to be surprised at how hard you will have to work for the first 3-5 years of being an attending, owing to your inexperience and the required time needed to just get to know the optimal way of working the system you'll be in. For s...
by lightheir
Mon Nov 27, 2017 1:04 pm
Forum: Personal Consumer Issues
Topic: Chromebooks- What is the lure?
Replies: 157
Views: 18306

Re: Chromebooks- What is the lure?

I will never trust my personal data to the cloud. They are getting hacked left and right. Google drive was hacked not too long ago. https://thehackernews.com/2014/07/google-drive-vulnerability-leaks-users_9.html If they push to put everything in this cloud BS, I might have to go back to building my...
by lightheir
Sat Nov 25, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: Which model treadmill to buy
Replies: 18
Views: 1681

Re: Which model treadmill to buy

My earlier thoughts from this thread: https://www.bogleheads.org/forum/viewtopic.php?f=11&t=194451&p=2962590&hilit=treadmill#p2962590 "...I've used a treadmill for 20 years -- a True and then a Precor. They're worth every penny. You don't need to run -- I like low-impact "hiking" at 4 mi/h with 8-1...
by lightheir
Sat Nov 25, 2017 11:09 am
Forum: Personal Consumer Issues
Topic: Bicycle wheels - what's a reasonable budget
Replies: 48
Views: 3191

Re: Bicycle wheels - what's a reasonable budget

Thanks for all the follow-up posts. A quick update on wheels. I placed order to get the new Bontrager Aeolus Pro 3 Carbon Clincher wheels (tubeless ready) through my LBS at a 20% discount on Black Friday. Total cost came under $1000 for full carbon wheels and these Bontrager wheels are designed the...
by lightheir
Fri Nov 24, 2017 2:30 pm
Forum: Personal Consumer Issues
Topic: Which model treadmill to buy
Replies: 18
Views: 1681

Re: Which model treadmill to buy

Are you serious runners? If so, find a used commercial treadmill. Try Craigslist. Pre-owned equipment shops. This x 1000. Workout equipment has to be the worst for purchases that go unused that end up online. If the OP is a regular runner though, it's a very worthwhile purchase, and I'd say go for ...
by lightheir
Fri Nov 24, 2017 12:28 pm
Forum: Personal Consumer Issues
Topic: Making collegebound Kid Financially Savvy Questions..
Replies: 49
Views: 3234

Re: Making collegebound Kid Financially Savvy Questions..

Want to make them financially savvy? That's easy: Take away ALL their money. That long-term savings account, withdraw all of it and put it in your checking account where she can't get to it. My son is home for the holiday. I asked him what his last meal was: Ramen noodles. Perfect. I know you're be...
by lightheir
Fri Nov 24, 2017 12:12 am
Forum: Personal Consumer Issues
Topic: Best Basic DESKTOP?
Replies: 77
Views: 6072

Re: Best Basic DESKTOP?

This thread is an eye opener as I also will need to buy another desktop soon. So, I believe I read above that the new desktops do not have CD or DVD drives (is that correct??), to backup data you save either to an external drive connected to your desktop (I assume if you want the data totally priva...
by lightheir
Thu Nov 23, 2017 2:54 pm
Forum: Personal Consumer Issues
Topic: Making collegebound Kid Financially Savvy Questions..
Replies: 49
Views: 3234

Re: Making collegebound Kid Financially Savvy Questions..

Want to make them financially savvy? That's easy: Take away ALL their money. That long-term savings account, withdraw all of it and put it in your checking account where she can't get to it. My son is home for the holiday. I asked him what his last meal was: Ramen noodles. Perfect. I know you're be...
by lightheir
Wed Nov 22, 2017 9:56 am
Forum: Personal Consumer Issues
Topic: Best Basic DESKTOP?
Replies: 77
Views: 6072

Re: Best Basic DESKTOP?

Honestly, unless you are a serious gamer (and if you have to ask if you are, you are not!) even the cheapest bare-bones desktop computer will suffice for general purpose computing. This question comes up all the time here, and I think it reflects the age of the demographics here, with plenty of olde...