Search found 2273 matches

by lightheir
Thu Sep 13, 2018 6:00 pm
Forum: Personal Consumer Issues
Topic: How to help teenager fix silly mistakes in math?
Replies: 50
Views: 3093

Re: How to help teenager fix silly mistakes in math?

Honestly, it's probably genetic for the most part. They can likely 'improve' it with care and attention, but it will never truly go away. I was the same way - I would make really stupid 'careless' seeming errors in complex mathematical work, but have the right algorithm for solving problems that pee...
by lightheir
Wed Sep 12, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: Bike computer or Apple Watch?
Replies: 49
Views: 3296

Re: Bike computer or Apple Watch?

How quickly this has escalated from replacing an old cyclemeter to $750 pedals that require changing before a ride and charging :-) As long as we are making things way too complicated, there may be a triathlete watch out there that would work for scuba and biking :beer Good luck Texasdiver! While I...
by lightheir
Mon Sep 10, 2018 11:41 pm
Forum: Personal Consumer Issues
Topic: Bike computer or Apple Watch?
Replies: 49
Views: 3296

Re: Bike computer or Apple Watch?

Power >>> cadence for utility. You can actually ignore cadence when training by power.

Assioma power meter pedals swap between bike quickly but are 750$
by lightheir
Sat Sep 08, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Is it sensible to buy a car from Elon Musk?
Replies: 59
Views: 2992

Re: Is it sensible to buy a car from Elon Musk?

I gotta say - I never thought I'd like Tesla luxury vehicles, but my buddy just got a Model 3, and we took a ride in it. Yes, that's one fine car - VERY impressive! I would be hesitant to take opinions of the car from folks who have never been in one after feeling that acceleration and marveling at ...
by lightheir
Sat Sep 08, 2018 3:04 pm
Forum: Personal Consumer Issues
Topic: Rec. for a specific type of internet router
Replies: 33
Views: 1458

Re: Rec. for a specific type of internet router

Do you mesh networks in your design? What I'm saying above is exactly how any mesh user would bypass brick walls. (Like sending signal through the roof via a superiorly positioned mesh point from above.) lightheir, Choice A) Use 2 Mesh AP to get around a brick wall and spend a few hundred dollars d...
by lightheir
Sat Sep 08, 2018 11:10 am
Forum: Personal Consumer Issues
Topic: Rec. for a specific type of internet router
Replies: 33
Views: 1458

Re: Rec. for a specific type of internet router

The surfboard gateway (thingamajig ;) ) is ours. I bought it when we got internet service 3 years ago. I also have this TP-Link Archer router plugged into the ethernet port on my cable gateway and it works great - excellent speed, coverage and much more stable and reliable than other routers that I...
by lightheir
Fri Sep 07, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: Rec. for a specific type of internet router
Replies: 33
Views: 1458

Re: Rec. for a specific type of internet router

The surfboard gateway (thingamajig ;) ) is ours. I bought it when we got internet service 3 years ago. I also have this TP-Link Archer router plugged into the ethernet port on my cable gateway and it works great - excellent speed, coverage and much more stable and reliable than other routers that I...
by lightheir
Wed Sep 05, 2018 5:02 pm
Forum: Personal Consumer Issues
Topic: New Bike Suggestion
Replies: 40
Views: 2876

Re: New Bike Suggestion

Couple tips: - If you are riding all on paved roads, you want a road bike for max speed. Not a hybrid, not a mountain bike. - The curly handlebar road bikes (otherwise known as 'drops') that the pros ride are the fastest because they let you get down into a low aerodynamic position when it counts. A...
by lightheir
Thu Aug 30, 2018 6:57 pm
Forum: Personal Consumer Issues
Topic: Nanny online payment services - why are they so expensive?
Replies: 30
Views: 3244

Nanny online payment services - why are they so expensive?

I am hiring a part time nanny, all legal-above-board payments including taxes. I am looking for an online service that automates tax computation for nanny payments and takes care of the distribution of funds once I send checks to them. I'm amazed to see how expensive the online services for nanny pa...
by lightheir
Fri Aug 17, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: The Fall of Consumer Reports
Replies: 89
Views: 14818

Re: The Fall of Consumer Reports

It just got swamped by the speed and volume of online review like Amazon. It also has become too easy to game cr reviews - if your small appliance gets bad reviews, you just change the name and its too hard to correlate. Happened every time to me when I pulled up stuff to buy - all the poorly review...
by lightheir
Fri Aug 17, 2018 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: physics/math major looking for programmer/analyst job?
Replies: 89
Views: 5481

Re: physics/math major looking for programmer/analyst job?

I can't speak to this from personal experience, but I have a number of bright friends who transitioned from non-technical (albeit well renowned) fields to software engineering/advanced analytics by enrolling in a bootcamp. One of the engineers at my workplace, for example, was an estate attorney fo...
by lightheir
Fri Aug 17, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Reckless driving ticket in VA-Help!
Replies: 124
Views: 7519

Re: Reckless driving ticket in VA-Help!

Not specific to your situation, but was I was younger I got a speeding ticket for going 36 in a 25 zone in a rural part of New York. When I was updating my car insurance a year later, the insurance agent asked me to confirm the ticket, which I was said to admit I incurred. He said "don't worry, at t...
by lightheir
Mon Aug 06, 2018 3:41 pm
Forum: Personal Consumer Issues
Topic: Getting the stink out of synthetic shirts
Replies: 37
Views: 2589

Re: Getting the stink out of synthetic shirts

Sorry, but as a 15+ year user of synthetic shirts with rigorous sweaty use, once they've got that funk on them NOTHING will get it out. I race marathons, triathlons, etc., so I sweat a lot on my stuff (I'm not a casual light exerciser.) I have tried everything - bleach, vinegar, ascorbic acid, sport...
by lightheir
Fri Aug 03, 2018 6:09 pm
Forum: Personal Consumer Issues
Topic: $400 for a KitchenAid microwave door latch repair?!
Replies: 11
Views: 1112

$400 for a KitchenAid microwave door latch repair?!

The door latch on my kitchen aid microwave died recently. When you push the door open button, the door won't open. Otherwise it heats food fine. It came with the house 10 yrs ago and is a mounted.unit that costed at least $700 (I didn't buy it) Was horrified to have the microwave guy quote me $400 t...
by lightheir
Sun Jul 22, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: Where do you buy CPAP replacement parts?
Replies: 38
Views: 2542

Re: Where do you buy CPAP replacement parts?

After paying a small co-insurance amount to Apria Healthcare, I read the bill and saw that as a Medicare member, I can get my supplies for free. I called them, and apparently my supplies will be provided from now on. Wheeee! I always find it amazing that I pay $20k/yr for family health insurance th...
by lightheir
Sat Jul 21, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: Furniture sliders
Replies: 17
Views: 1231

Re: Furniture sliders

Felt pads work as well for lighter chairs etc. Amazon is fine as well as any hardware store
by lightheir
Sat Jul 21, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: I dont know how to spend money
Replies: 39
Views: 5195

Re: I dont know how to spend money

I know where you're coming from, even though yes, you were even more frugal than I was, but I was victim to having to live in a HCOL area due to educational situations, not by choice. I actually don't think your thinking is too far off. When you're only earning $50k/yr, in today's USA where the soci...
by lightheir
Fri Jul 20, 2018 3:28 pm
Forum: Personal Consumer Issues
Topic: Heart Rate Monitors Fitbit vs. Garmin
Replies: 31
Views: 2329

Re: Heart Rate Monitors Fitbit vs. Garmin

Can't agree more with this. You really need to ask yourself why. Another highly competitive athlete (and former high-level triathlete like Lightheir) and exercise scientist for a living. I understand what both of you are saying. However, both of you are in the I’m guessing top 3% of the population ...
by lightheir
Mon Jul 16, 2018 9:45 pm
Forum: Personal Consumer Issues
Topic: Have you ever purchased a pricy musical instrument?
Replies: 82
Views: 4516

Re: Have you ever purchased a pricy musical instrument?

About 50 years ago my parents bought me an expensive trumpet. About $500 then as I recall. Similar models now seem to be $3000 to $4000 new. That trumpet played so much better than the cheaper cornet I learned on. I'm sure I became a better player because of that trumpet. It was a good investment. ...
by lightheir
Mon Jul 16, 2018 5:35 pm
Forum: Personal Consumer Issues
Topic: Heart Rate Monitors Fitbit vs. Garmin
Replies: 31
Views: 2329

Re: Heart Rate Monitors Fitbit vs. Garmin

It would be helpful to know WHY you want/need the HRM data at all. Fitbit and other companies have pushed these HRMs functionality as an added feature to outflank non-HRM competitors, but the value of HRM monitoring for those outside of serious endurance sports is highly questionable. I race enduran...
by lightheir
Mon Jul 16, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Have you ever purchased a pricy musical instrument?
Replies: 82
Views: 4516

Re: Have you ever purchased a pricy musical instrument?

Italian 1905 violin now worth $50k, and a bow worth $20k from childhood. (Have played many violins $1k-$10 range which were since sold.) PRS electric guitar $2k and a bunch of <$1k acoustic and electric guitars Own a $1500 digital piano. The $$$$ violin was an amazing LONG-term experience. I actuall...
by lightheir
Mon Jul 09, 2018 9:29 pm
Forum: Personal Consumer Issues
Topic: Whole Foods -- any drop in prices after Amazon takeover ?
Replies: 31
Views: 3950

Re: Whole Foods -- any drop in prices after Amazon takeover ?

No overall price drop from what I'm seeing.

Wf still equals whole paycheck.
by lightheir
Mon Jul 09, 2018 4:40 am
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 46
Views: 4120

Re: WiFi router

If you have a typical home, 3000 sqft, a mesh router is NOT necessary. Just get a good router, it will be enough to cover a 3000-3500 sqft home. EA8500 AC2600 https://www.ebay.com/itm/Linksys-Max-Stream-1733-Mbps-4-Port-Gigabit-Wireless-AC-Router-EA8500-RNW2889/263792047045?epid=219499432&hash=item...
by lightheir
Mon Jul 09, 2018 12:00 am
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 46
Views: 4120

Re: WiFi router

Just spend the money and get the mesh system. It works so well and the Google one is so robust that my wifi went from annoying to troubleshoot before it to totally stable for the 2 years I've been using it. Seiriously, the moment the web goes down and you start troubleshooting it, the Google WiFi ph...
by lightheir
Fri Jul 06, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: Good scanner for paperless (or less paper) office?
Replies: 30
Views: 1361

Re: Good scanner for paperless (or less paper) office?

I used to be into this "I will scan things" idea and have a flatbed multifunction with an auto-document feeder, but I hardly use it. I find Evernote's camera function on the smartphone to do a marvelous job of "scanning" documents that I--likely irrationally--fear I will one day need. It does a "go...
by lightheir
Mon Jun 18, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: How do you read books?
Replies: 34
Views: 3271

Re: How do you read books?

There is a big difference between reading a book versus studying a book for knowledge retention. I am very good at reading books for knowledge retention. There is no shortcut it, and it takes a ton of work, no different than studying 4 scientific subjects in college or graduate school. Lots and lots...
by lightheir
Fri Jun 15, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: I am STUNNED over how much help my friends recieved with house purchase!
Replies: 47
Views: 4109

Re: I am STUNNED over how much help my friends recieved with house purchase!

In many HCOL areas, it's nearly impossible to buy a home without substantial family assistance/donations. I have a 2 doctor household, and there was still no way we could afford a house on our own earnings in this HCOL area despite good salaries for what we do. My parents bailed us out big time. And...
by lightheir
Thu Jun 14, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: Rowing machine motivation
Replies: 82
Views: 5638

Re: Rowing machine motivation

I use the loop app to track my exercise daily. Categories I add are strength (lifting/yard work/shoveling), cardio(swim, run, ski, row), stretch (yoga). I exercise daily, but don't spend a lot of time doing it. Also use it to track diet. 3 categories. No grains, no sugar/juice, no Vegetable oil. I ...
by lightheir
Wed Jun 13, 2018 11:16 pm
Forum: Personal Consumer Issues
Topic: Rowing machine motivation
Replies: 82
Views: 5638

Re: Rowing machine motivation

I use the loop app to track my exercise daily. Categories I add are strength (lifting/yard work/shoveling), cardio(swim, run, ski, row), stretch (yoga). I exercise daily, but don't spend a lot of time doing it. Also use it to track diet. 3 categories. No grains, no sugar/juice, no Vegetable oil. I ...
by lightheir
Wed Jun 13, 2018 10:07 pm
Forum: Personal Consumer Issues
Topic: Rowing machine motivation
Replies: 82
Views: 5638

Re: Rowing machine motivation

I use the loop app to track my exercise daily. Categories I add are strength (lifting/yard work/shoveling), cardio(swim, run, ski, row), stretch (yoga). I exercise daily, but don't spend a lot of time doing it. Also use it to track diet. 3 categories. No grains, no sugar/juice, no Vegetable oil. I ...
by lightheir
Wed Jun 13, 2018 5:14 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 179
Views: 38566

Re: Bogleheads, tell me about your 40's?

It looks like there is hope yet!!! 40s are the new 30s right?? https://www.outsideonline.com/2312831/quest-run-sub-four-minute-mile-age-40 I'd literally go so far as to say 50s are the new 30s. With the advances in medicine, science, and training methodologies as well as the booming market for adul...
by lightheir
Mon Jun 11, 2018 3:32 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 179
Views: 38566

Re: Bogleheads, tell me about your 40's?

I've learned that people wayyyy exaggerate how much of a toll being 40 is physically compared to being 20. I am actually greatly enjoying my physical capabilities as a 40 year old. Yes, it's true you can no longer take things for granted like you do in your 20s. In your 20s you can eat garbage, neve...
by lightheir
Mon Jun 11, 2018 5:46 am
Forum: Personal Consumer Issues
Topic: How much to invest in elementary education?
Replies: 37
Views: 2716

Re: How much to invest in elementary education?

...If you believe that drug and alcohol abuse does not occur with the students who are most able to flex their privilege and financial resources, then you are kidding yourself... I never said that, and don't believe it. What i do believe is that private schools have many fewer discipline problems, ...
by lightheir
Sat Jun 09, 2018 1:35 pm
Forum: Personal Consumer Issues
Topic: AT&T lower-cost data alternatives (is Sprint's $15/mth worth it)?
Replies: 27
Views: 2372

Re: AT&T lower-cost data alternatives (is Sprint's $15/mth worth it)?

I'm always wary of too good to be true plans having been baited and switched by legit companies too many times. Amongst those are: Amazon unlimited cloud storage - got you in then antear later, bye bye unlimited Republic wireless refund plan - bye bye I could go on - I strongly suspect if the math d...
by lightheir
Sat Jun 09, 2018 7:58 am
Forum: Personal Consumer Issues
Topic: Rowing machine motivation
Replies: 82
Views: 5638

Re: Rowing machine motivation

I have a treadmill, and find the mental aspect of using it really difficult. I use podcasts, but it is mentally challenging to stay on it for half an hour. But I treat it like brushing my teeth. It doesn't matter if I enjoy it, it is just something I need to do for health reasons. Just getting star...
by lightheir
Thu Jun 07, 2018 9:26 pm
Forum: Personal Consumer Issues
Topic: good place to buy window curtains
Replies: 9
Views: 908

Re: good place to buy window curtains

I can't believe how much custom and even brand curtains cost.

I got really good blackout ones on Amazon for $40 that I installed myself and was very easy to do.
by lightheir
Wed Jun 06, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: Home Reno, your objective opinion please.
Replies: 34
Views: 3105

Re: Home Reno, your objective opinion please.

I gotta say what everyone else is thinking.

Late 30s and like 5million+ in assets? Dang I'm in the wrong business! :shock:

I'm also surprised you're choosing Reno of all places with that kind of income and asset base. Curious why you chose there of all places.
by lightheir
Sun Jun 03, 2018 11:59 am
Forum: Personal Consumer Issues
Topic: Need to replace my Vizio TV..............
Replies: 35
Views: 2784

Re: Need to replace my Vizio TV..............

If the audio outs on your TV works, you should just add an external audio system like a soundbar. At 55" of size, you NEED a better audio system than the rockbottom budget ones that come with the TV. If it were a smaller 32" TV, ok, you probably sit close enough that the built in audio is fine (or i...
by lightheir
Tue May 29, 2018 8:38 pm
Forum: Personal Consumer Issues
Topic: Thinking past results are reliable
Replies: 10
Views: 886

Re: Thinking past results are reliable

Prob a little more complicated than that though. GSW are an all time shooting great team, playing defense against that when curry is on Nova mode will distract you hugely from normal shot efficiency due to fatigue and mindset switched from defense to offense.
by lightheir
Tue May 29, 2018 8:37 pm
Forum: Personal Consumer Issues
Topic: Thinking past results are reliable
Replies: 10
Views: 886

Re: Thinking past results are reliable

Prob a little more complicated than that though. GSW are an all time shooting great team, playing defense against that when curry is on Nova mode will distract you hugely from normal shot efficiency due to fatigue and mindset switched from defense to offense.
by lightheir
Sun May 27, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: Near commercial level treadmill
Replies: 36
Views: 3097

Re: Near commercial level treadmill

BUBear29 wrote:
Sun May 27, 2018 4:17 am
I was also going to recommend Woodway. Excellent running machine
$10k+ for a new Woodway AND a heavy-duty nonstandard power outlet required. :shock:
by lightheir
Mon May 07, 2018 8:16 pm
Forum: Personal Consumer Issues
Topic: How much car to buy on $250K income, $200K NW, newborn on the way
Replies: 78
Views: 6711

Re: How much car to buy on $250K income, $200K NW, newborn on the way

abracadabra11 wrote:
Mon May 07, 2018 8:09 pm
Surprised by the high bias here.
I would aim for $15-20k.
$15k is def in budget econobox territory for new. We aren't going high at all!
by lightheir
Sun May 06, 2018 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: What career for smartest kid in the class?
Replies: 132
Views: 9206

Re: What career for smartest kid in the class?

I retired from Cardiology 13 years ago at age 54. If I were doing it now, I would choose a career other than Medicine. The average med school debt is $195,000, and we have turned physicians into professional students. If you start med school at age 25 and want to be a Cardiology subspecialist, you ...
by lightheir
Sat May 05, 2018 11:59 am
Forum: Personal Consumer Issues
Topic: What do you pay baby sitters?
Replies: 53
Views: 5466

Re: What do you pay baby sitters?

Hcol 20-25 per hour for one really well behaved kid.

Seriously, at these rates I don't know why all the young women out there working restaurants and secretary gigs don't just up and grab this easy money instead.

If I don't pay this much, the sitter invariably flakes out when you need them most.
by lightheir
Fri May 04, 2018 3:58 pm
Forum: Personal Consumer Issues
Topic: Car rentals, what is the catch?
Replies: 25
Views: 2403

Re: Car rentals, what is the catch?

All these replies and virtually no real comment on what the actual "CATCH" is of these super-lost cost places by anyone. Having used a few, there definitely are real catches that you have to be aware of, and which in my opinon, make it well worth it to spend the 'normal' amount and go Hertz or other...
by lightheir
Fri Apr 27, 2018 9:23 am
Forum: Personal Consumer Issues
Topic: How can I get a passport?
Replies: 64
Views: 6351

Re: How can I get a passport?

I just did this for my 7 year old daughter. You DO have to do it in person for the daughter, and if one parent can't make it, you have to get a notarized form (on their website) to document that you approve. At least where I live, I was able to schedule an appt online for the local post office, so i...
by lightheir
Tue Apr 10, 2018 6:21 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 40933

Re: Name something you bought that wasn't cheap and glad you did

Home x1000. Bought in the insanely priced SF Bay area at the low. I wish I could say I was prescient, but I nearly talked my wife out of buying, so I can take no credit. :oops:
by lightheir
Tue Apr 03, 2018 3:33 pm
Forum: Personal Consumer Issues
Topic: Health club memberships
Replies: 34
Views: 3828

Re: Health club memberships

That BCBS was a very good deal. I have many, many YMCA clients and they average $50-$70 per month for a single adult membership (visiting different locations). If I were you, maybe search out a club that is near your work or home and get pricing. There are multi-access memberships such as ClassPass...
by lightheir
Sun Mar 25, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Google Drive & iCloud Drive
Replies: 11
Views: 913

Re: Google Drive & iCloud Drive

I also find it sheer paranoia the number of people who are afraid to upload -gasp TAX RETURNS, gasp OLD FINANCIAL STATEMENTS - because someone MIGHT IMPERSONATE ME! No WAY!!!! Seriously, get over yourselves. Nobody wants your boring tax returns, nor do they care one bit about your old financial stat...
by lightheir
Fri Mar 23, 2018 11:15 pm
Forum: Personal Consumer Issues
Topic: Does the value of my home matter?
Replies: 21
Views: 3068

Re: Does the value of my home matter?

You definitely will want your home to not lose a lot of value after you buy it

A big reason - you will be locked out of refinancing your home loan if your house is worth less than your loan.

Also, more obviously, as mentioned above, it makes it harder to move/relocate if needed.