Search found 86 matches

by maineminder
Sun Jan 10, 2021 8:07 pm
Forum: Personal Consumer Issues
Topic: Can a car have problem if you drive very little?
Replies: 34
Views: 2609

Re: Can a car have problem if you drive vey little

What sounds different and why do you think the engine is weak? Previous advice is spot on. Drive it around. If you're concerned about it breaking down, don't drive far from home You really need to drive it occasionally so that the car completely warms up. The grocery store trips are probably not do...
by maineminder
Sun Jan 10, 2021 7:52 pm
Forum: Personal Consumer Issues
Topic: Can a car have problem if you drive very little?
Replies: 34
Views: 2609

Re: Can a car have problem if you drive vey little

Take it for a drive to fully charge the battery. Then buy a battery tender to keep your battery healthy I agree, but how would you address "the engine sounds different and weak"? Maybe cobwebs providing more sound dampening :mrgreen: Maybe a critter set up shop in the air cleaner, or in t...
by maineminder
Sun Jan 10, 2021 7:47 pm
Forum: Personal Consumer Issues
Topic: Can a car have problem if you drive very little?
Replies: 34
Views: 2609

Re: Can a car have problem if you drive vey little

What sounds different and why do you think the engine is weak? Previous advice is spot on. Drive it around. If you're concerned about it breaking down, don't drive far from home You really need to drive it occasionally so that the car completely warms up. The grocery store trips are probably not doi...
by maineminder
Sun Jan 03, 2021 6:41 pm
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 269
Views: 19901

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

Yes, I still do. Don't mind the lawn as it's done on a tractor while listening to podcasts. It's the snow thing that's getting old, real old.
by maineminder
Thu Dec 24, 2020 12:57 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback Battery Problems - Dealer Response?
Replies: 26
Views: 2417

Re: Subaru Outback Battery Problems - Dealer Response?

I had the same problem with a 2017 Forester. Dealer replaced the first one under warranty only to have it fail as well.

oldfatguy gave good advice. Go to the forum and you'll find that most people gave up and just bought a higher CCA battery. I haven't had any issues after I replaced the second one.
by maineminder
Fri Nov 27, 2020 4:04 pm
Forum: Personal Consumer Issues
Topic: Switching to Ooma
Replies: 48
Views: 3208

Re: Switching to Ooma

I've had it since 2014 and have had no issues. Cell services isn't the best here, so a landline is still required if you still actually talk on the phone. :happy
by maineminder
Fri Nov 27, 2020 10:54 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2021!
Replies: 123
Views: 13046

Re: Roll Call for the Retirement Class of 2021!

Thank you, maineminder, for checking in with this Highly Acclaimed 5-Star-Rated Retirement Roll Call - you made it to the class! Wow - 38 years as a software engineer is an awesome accomplishment! As you say - "a great ride being in a technology industry that has change so much" - must be...
by maineminder
Sun Nov 01, 2020 6:49 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2021!
Replies: 123
Views: 13046

Re: Roll Call for the Retirement Class of 2021!

The last day of my software engineering career will be at the latest 7/28/2021. It was a great ride being in an technology industry that has changed so much over my 38 year career, but I'm tired :-) and ready to move on!

I'll be 62.
by maineminder
Thu Oct 15, 2020 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: Undo Joint Account
Replies: 25
Views: 2072

Re: Undo Joint Account

The experts have weighed in on the is it a gift question. But, regardless, this needs fixed right now. Was this your mother’s actual attorney who suggested this? I hope there was some misunderstanding. If not, I would be hiring another attorney. And your sibling should be very upset. I am sure you ...
by maineminder
Thu Oct 15, 2020 8:20 am
Forum: Personal Finance (Not Investing)
Topic: Undo Joint Account
Replies: 25
Views: 2072

Re: Undo Joint Account

Some more info based on some of the earlier questions. Brokerage account, value is much greater than $15K. Registered as Person A(Mom), Person B(Me), JWROS Mom is the primary on the account. Has paid all the income taxes on the dividends and gains. My agreement (or signature) is not required if she ...
by maineminder
Thu Oct 15, 2020 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Undo Joint Account
Replies: 25
Views: 2072

Re: Undo Joint Account

I live in New York. Based on the advice of an attorney, it was suggested that my name be added on my Mothers brokerage account as a joint owner with right of survivorship. We did it. Things have changed. I now of POA access, so I really don't need to be a joint owner as I really just want to manage...
by maineminder
Wed Oct 14, 2020 7:13 am
Forum: Personal Finance (Not Investing)
Topic: Undo Joint Account
Replies: 25
Views: 2072

Re: Undo Joint Account

Thank you all for your input. I am worried there is some unseen gift tax, I'll read the posted article and continue researching.
by maineminder
Tue Oct 13, 2020 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Undo Joint Account
Replies: 25
Views: 2072

Undo Joint Account

I live in New York. Based on the advice of an attorney, it was suggested that my name be added on my Mothers brokerage account as a joint owner with right of survivorship. We did it. Things have changed. I now of POA access, so I really don't need to be a joint owner as I really just want to manage ...
by maineminder
Thu Oct 08, 2020 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: Is programming still a valuable skill to learn?
Replies: 250
Views: 20523

Re: Is programming still a valuable skill to learn?

Is programming still a valuable skill? What will the future look like? Will programmers basically be the low paid factory workers of the future. 1. Yes it is! 2. I can not predict the future but I find it highly unlikely that software engineers would be like low paid workers. As someone in the fiel...
by maineminder
Fri Aug 14, 2020 1:58 pm
Forum: Personal Consumer Issues
Topic: Spectrum App on Roku
Replies: 13
Views: 903

Re: Spectrum App on Roku

Thanks for your insights. If you are in the Spectrum app via Roku on your TV, and say you want to go to Channel 200, do you have to scroll through a long list of channels to get there, or can you input the channel number into a keypad? Are there "last channel" or "favorite channel&qu...
by maineminder
Wed Mar 04, 2020 9:22 pm
Forum: Personal Investments
Topic: How do I set up a Fidelity Cash Management Account in Quicken?
Replies: 2
Views: 319

Re: How do I set up a Fidelity Cash Management Account in Quicken?

I created a brokerage account (investing account in account list) and let it put the cash in that account. I changed my mind, opened the account details and selected the "Show cash in a checking account" yes radio button and I now have a second account, a banking account, with the same nam...
by maineminder
Mon Feb 03, 2020 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 44875

Re: Engineers - What are you making? ($$$)

Sure, but at least 60% of software engineering isn't coding. Coding != software engineering. And the other stuff is much more difficult to learn without experience. Can you share some examples of this other stuff that is much more difficult to learn? I've always associated SWE with coding, or at le...
by maineminder
Mon Jan 27, 2020 7:08 pm
Forum: Personal Consumer Issues
Topic: When to Change Car Battery?
Replies: 120
Views: 9010

Re: When to Change Car Battery?

One way to keep from being stranded is to have one of those small lithium-ion jumpstarter packs in your trunk. It will jump at least 4-5 times, so gives you a day to get a new battery. Yep. Those little Li-ion battery packs can really get you out of a jam. Plus, most of them can charge your phone a...
by maineminder
Sat Jan 25, 2020 11:58 am
Forum: Personal Finance (Not Investing)
Topic: FICO Changes Could Change Your Credit Score
Replies: 10
Views: 1239

Re: FICO Changes Could Change Your Credit Score

Ouch, mine went from 834 to 787.

1. Too many accounts recently open.
2. Too many accounts with balances.

I did take out a car loan in November.
by maineminder
Thu Jan 23, 2020 4:47 pm
Forum: Personal Consumer Issues
Topic: When to Change Car Battery?
Replies: 120
Views: 9010

Re: When to Change Car Battery?

Another car manufacturer somewhat renowned for going through batteries is Acura. Mine is not quite 7.5 years old now and on its fourth battery. Lifespan: Battery 1: 39 months Battery 2: 13 months (1 year warranty! Thanks, Autozone...) Battery 3: 35 months Battery 4: 1 month in and still going stron...
by maineminder
Thu Jan 23, 2020 1:47 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback engine stop/start
Replies: 125
Views: 11869

Re: Subaru Outback engine stop/start

Why do folk think it difficult to turn the feature off when starting the car? Seems like a routine thing. Isn't this much ado about nothing? For example another thing that can exist (it does in my Subaru) is a compass display in the rear view mirror. You push a button to turn it off, but it is on a...
by maineminder
Thu Jan 23, 2020 1:44 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback engine stop/start
Replies: 125
Views: 11869

Re: Subaru Outback engine stop/start

Perhaps someone can confirm how it works on the 2020 Outback. It seems the switch has been replaced by a menu item. Do you need to go into the setup/option menu and disable it every time you start the car? The start stop feature changes the way I shop for cars. After making my list, I immediately r...
by maineminder
Thu Jan 23, 2020 9:36 am
Forum: Personal Consumer Issues
Topic: Subaru Outback engine stop/start
Replies: 125
Views: 11869

Re: Subaru Outback engine stop/start

A hack, but if you turn on the rear window defroster it won't shut the engine off. That's only one click and not several to get to the setting to turn it off. You can also add a shortcut on your infotainment system display to shorten the number of steps you need to turn it off after you start the ca...
by maineminder
Sat Jan 18, 2020 6:40 pm
Forum: Investing - Theory, News & General
Topic: Quicken does not recognize asset allocation for Target Retirement Fund
Replies: 11
Views: 485

Re: Quicken does not recognize asset allocation for Target Retirement Fund

Assuming your downloading the security details when doing a one step update. If so, got to tools->security list Find your security. Right click on it, select edit. Make sure 'download asset class information is selected'. If it is already, you can define it by clicking the 'define' button. Thank yo...
by maineminder
Sat Jan 18, 2020 5:44 pm
Forum: Investing - Theory, News & General
Topic: Quicken does not recognize asset allocation for Target Retirement Fund
Replies: 11
Views: 485

Re: Quicken does not recognize asset allocation for Target Retirement Fund

Assuming your downloading the security details when doing a one step update.

If so, got to tools->security list
Find your security.
Right click on it, select edit.
Make sure 'download asset class information is selected'.
If it is already, you can define it by clicking the 'define' button.
by maineminder
Mon Jan 13, 2020 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: I Bought Myself Quicken - Now What?
Replies: 40
Views: 3767

Re: I Bought Myself Quicken - Now What?

It might be helpful if those of you who track expenses could show us how you do it. What are your exact categories. Also, can quicken "learn" what category a specific credit card purchase is and import it directly from the CC statement? Yes, if you download transactions from your credit c...
by maineminder
Mon Jan 13, 2020 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: I Bought Myself Quicken - Now What?
Replies: 40
Views: 3767

Re: I Bought Myself Quicken - Now What?

I think Quicken is probably weakest for me at least in tracking investments beyond a transaction level. It will tell you current balances but for asset allocation and long-term retirement planning, it’s just input to spreadsheets or the Morningstar Portfolio Tracker for me. Have you looked at the i...
by maineminder
Mon Jan 13, 2020 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: I Bought Myself Quicken - Now What?
Replies: 40
Views: 3767

Re: I Bought Myself Quicken - Now What?

Costco, Target, and Amazon are not categories, they are payees. So are Visa, Mastercard, and Amex. This is one of the biggest mistakes I see with a lot of people setting up Quicken for the first time. However, for things like Costco or Target, I generally just categorize all of those charges as &qu...
by maineminder
Mon Jan 13, 2020 8:45 am
Forum: Personal Consumer Issues
Topic: Quicken Subscription Renewal
Replies: 35
Views: 4259

Re: Quicken Subscription Renewal

For those of you that have made the move to quicken 2019, or 2020 for that matter, I'm not quite following which version I should buy for 2020. Since this is now subscription based, I'm finding quicken premier 2019 at a discount to 2020 from reputable retailers. If I buy a 12 month 2019 subscription...
by maineminder
Sun Jan 05, 2020 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: New year, new financial software?
Replies: 4
Views: 863

Re: New year, new financial software?

There really is only one that can easily handle what you describe. One of the Quicken versions ( premier, deluxe, etc.), but you'll have to get used to their subscription model to pay for it. Lots of threads discussing this and the various alternatives. I let it help me manage 35 accounts in 16 or s...
by maineminder
Thu Dec 26, 2019 5:41 pm
Forum: Personal Consumer Issues
Topic: How to determine direct flight options from an airline
Replies: 7
Views: 683

Re: How to determine direct flight options from an airline

flights.google.com Click explore destinations Click the round-trip drop-down at the top and select one way. In the field below the round-trip/one-way selection, type in the airport you're leaving from, leave where to blank. Top left on the map will have a place where you can specify how many 'stops'...
by maineminder
Tue May 21, 2019 1:48 pm
Forum: Personal Consumer Issues
Topic: Computer speed question which computer is faster and why?
Replies: 22
Views: 1793

Re: Computer speed question which computer is faster and why?

Depending on what applications and/or what you are doing, the system with the SSD will appear faster. SSD read/write times are faster, so you may notice this.

Boot times with the SSD will be noticeably faster due to the read/write times.
by maineminder
Thu Mar 21, 2019 8:53 pm
Forum: Personal Consumer Issues
Topic: Do you still wear a necktie to work?
Replies: 202
Views: 12318

Re: Do you still wear a necktie to work?

I wore one every day, as an engineer and manager, for the first 5-6 years of my career. Then started to taper. Probably haven't worn one since about 1998. It took the C level folks loger to drop the habit, but they eventually caved around 2000 or so, in my industry (tech). The only time they would ...
by maineminder
Thu Jan 31, 2019 7:41 pm
Forum: Personal Consumer Issues
Topic: Regular Gas in a car requiring Premium Gas (Lexus LS)
Replies: 23
Views: 5324

Re: Regular Gas in a car requiring Premium Gas (Lexus LS)

Oops :-)

One tank isn't going to hurt anything. Actually, many tanks full won't hurt anything. You may lose some performance that you may or may not notice.

Certainly don't drain it.

Rest easy :-)
by maineminder
Sat Jan 26, 2019 4:04 pm
Forum: Personal Consumer Issues
Topic: Car maintenance - dealer or independent shop?
Replies: 51
Views: 3357

Re: Car maintenance - dealer or independent shop?

Jack FFR1846 wrote: Sat Jan 26, 2019 1:32 pm I tend to do most car work myself. But for things I can't do, I have an excellent independent shop nearby I use who is honest and does good work at reasonable prices. I use the dealer for recall and warranty work only.
+1
by maineminder
Mon Jan 14, 2019 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: What's your experience upgrading to Quicken 2018 or 2019?
Replies: 41
Views: 2775

Re: What's your experience upgrading to Quicken 2018 or 2019?

I'd be happy if they just added the ability to let you create a credit card bill reminder based on the posting date rather than the account balance on the day it's due. (the other options to work for me either) I'd go for the subscription just based on that rather than waiting for 2020. I asked for...
by maineminder
Mon Jan 14, 2019 9:43 am
Forum: Personal Finance (Not Investing)
Topic: What's your experience upgrading to Quicken 2018 or 2019?
Replies: 41
Views: 2775

Re: What's your experience upgrading to Quicken 2018 or 2019?

I'd be happy if they just added the ability to let you create a credit card bill reminder based on the posting date rather than the account balance on the day it's due. (the other options to work for me either) I'd go for the subscription just based on that rather than waiting for 2020. I asked for ...
by maineminder
Sat Jan 12, 2019 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity POA on IRAs
Replies: 2
Views: 370

Re: Fidelity POA on IRAs

My wife and I have cross-filed POA's for our IRA's at both Fidelity and Schwab. Off the top of my head, I think the POA Agent can do anything except change the Beneficiaries. Thanks RetiredAL. I guess not being able to change beneficiaries would make sense as that really should be the owners decisi...
by maineminder
Sat Jan 12, 2019 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: What's your experience upgrading to Quicken 2018 or 2019?
Replies: 41
Views: 2775

Re: What's your experience upgrading to Quicken 2018 or 2019?

I have been a quicken user since 1993. I subscribed last year,,,2 year plan. I was recently upgraded to 2019 Rather than go into a lot of detail, There have been many improvements in the software since Intuit sold the division. There seems to be more developmental focus on the product now. Updates ...
by maineminder
Sat Jan 12, 2019 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity POA on IRAs
Replies: 2
Views: 370

Fidelity POA on IRAs

Searched the forum, found one thread that referenced this but it points to a link that's no longer available which probably has my answer based on the discussion in the thread. I submitted POA forms that establishes me as attorney-in-fact for a parents Fidelity accounts. I saw the poa get processed ...
by maineminder
Mon Dec 31, 2018 9:25 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Alternatives
Replies: 125
Views: 9980

Re: Quicken Alternatives

I agree. I have used Quicken for around 25 years and would hate to not use it, but sometimes hate using it. I'd love to hear what those 500 customer requested features/fixes are. If they fixed 500 reported bugs, that is not exactly inspiring. +1 as would I. I've searched high/low for what those 500...
by maineminder
Mon Dec 10, 2018 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: ROTH Conversions NY
Replies: 5
Views: 619

Re: ROTH Conversions NY

Reading pg. 18 of the instructions posted earlier it doesn't appear that a a conversion from a 401K to a Roth applies. Would you have to do it in two steps then; 401K->IRA->Roth? Am I understanding another point correctly. If you didn't have a pension the first 20K of an IRA distribution is subtract...
by maineminder
Wed Dec 05, 2018 11:25 am
Forum: Personal Consumer Issues
Topic: Dishwasher stopped working well
Replies: 16
Views: 1773

Re: Dishwasher stopped working well

I've had to take apart the spray arm and clean the gunk out when I had that problem with my Bosch. Blocks the water flow so it may not be spraying correctly.
by maineminder
Mon Dec 03, 2018 4:38 pm
Forum: Investing - Theory, News & General
Topic: RMD
Replies: 4
Views: 478

Re: RMD

by maineminder
Sun Dec 02, 2018 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement itch- when did you get it?
Replies: 145
Views: 16669

Re: Retirement itch- when did you get it?

55, but I haven't retired yet. Forced to change jobs and after 2 years of a job I hated I was about to pull the trigger, just short of my number. Stumbled into a new position which I liked so I hung in there. That lasted only a year but I got moved to a new position that I can tolerate. I'm going to...
by maineminder
Wed Nov 28, 2018 7:05 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 448
Views: 40275

Re: Quicken 2019 and forward

Been a user of Quicken since 1993. I can tell you that I download 12 accounts daily with no problem. When a download is continuously failing for an institution, you most likely need to Deactivate it and then Reactivate it via the Account Details form under the failing Account. It's a minor pain and...
by maineminder
Sun Nov 18, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: How to pick a wifi router to replace one we rent from Cox?
Replies: 20
Views: 1439

Re: How to pick a wifi router to replace one we rent from Cox?

We do not have Cox, but Comcast does have a web page that lists compatible cable modem/routers, and I would not be surprised if Cox does as well. Also, listings on Amazon often say whether a modem/router is compatible with a particular cable system or not. +1. When I got rid of time warners modem t...
by maineminder
Sat Oct 13, 2018 7:13 pm
Forum: Personal Consumer Issues
Topic: Drop in MPG (09 Civic)
Replies: 24
Views: 1588

Re: Drop in MPG (09 Civic)

Hard to diagnose. Most recently for me this was a stuck rear caliper. You've gotten quite a bit of good advice in previous posts. I'm reminded of a previous 'Car Guys' episode where a young lady called in about her dad requiring her to log the amount of gas she bought and the mileage in a book in th...
by maineminder
Wed Sep 19, 2018 8:37 pm
Forum: Personal Finance (Not Investing)
Topic: Physical Banking - Any benefits anymore?
Replies: 142
Views: 10711

Re: Physical Banking - Any benefits anymore?

One thing to consider is the maximum check amount that you can deposit using any mobile app they use. Other than for convenience, the last time I went to the physical bank was to deposit such a check. Greater than the max allowed by the two banks I do business with. Happens rarely, but it does happen.
by maineminder
Tue Sep 18, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: Spectrum Cable TV Charges
Replies: 19
Views: 2401

Re: Spectrum Cable TV Charges

Have you noticed since Chartered took over, their TV app goes down almost everyday? I use their app on Roku to save money for an extra cable box. Before the merger the app rarely went down. Once the merger went through an error message comes up every day, right as we are ready to watch TV. I called...