Search found 7599 matches

by cheese_breath
Sat Aug 18, 2018 7:18 am
Forum: Personal Finance (Not Investing)
Topic: A question of trust
Replies: 3
Views: 375

Re: A question of trust

Not a lawyer, but to the best of my knowledge IRAs and 401Ks can't be in a trust. However, you can designate the trust as their primary benificiary.
by cheese_breath
Fri Aug 17, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: Info on Al-Farabi Kazakh National University
Replies: 15
Views: 1191

Re: Info on Al-Farabi Kazakh National University

Starfish wrote:
Fri Aug 17, 2018 9:00 pm
... For present: the purpose for a student should be to have as much fun as possible....
For the present the purpose for a student should be to learn. There's nothing wrong with having fun, but it's not the prime objective.
by cheese_breath
Fri Aug 17, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: Info on Al-Farabi Kazakh National University
Replies: 15
Views: 1191

Re: Info on Al-Farabi Kazakh National University

It sounds like a terrible plan. I am appealed at the methods westerners/americans (even first generation) invent to inject some "adventure" in their lives ending with no adventure but years of setbacks. How is destroying ones' best years in life in some no name university in a dictatorship next to ...
by cheese_breath
Fri Aug 17, 2018 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: Non-owner contributing to home renovations: what's fair?
Replies: 39
Views: 2248

Re: Non-owner contributing to home renovations: what's fair?

...These are improvements that would make her happy, and what's more, they're things that I *agree* could/should be improved, but they are *not* on my priority list. *If* there's a fair and equitable way to protect my interests in my house, and to protect her contribution to the improvement of that...
by cheese_breath
Fri Aug 17, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 57
Views: 4445

Re: Men’s Underwear recommendation

This is the kind of thread that makes me weep for mankind....how can anyone honestly need recommendations on freaking underwear? Have we become that un self reliant? Sigh...ex officio's are really good. Edit - I completely blame the internet for this ... can you imagine a guy going up to another gu...
by cheese_breath
Fri Aug 17, 2018 12:24 pm
Forum: Personal Consumer Issues
Topic: Celebrating the day you retired
Replies: 46
Views: 2793

Re: Celebrating the day you retired

carolinaman wrote:
Fri Aug 17, 2018 11:28 am
taojaxx wrote:
Thu Aug 16, 2018 11:38 am
renue74 wrote:
Thu Aug 16, 2018 8:16 am
taojaxx wrote:
Thu Aug 16, 2018 8:06 am
Found a new job :D
Still working part time 7 years into it. Don't need the money, just for fun.
What is your PT gig now?
Believe it or not: selling used cars!
You may have a future as a financial adviser! Lol
Why would he want to step down to a less prestigious position?
by cheese_breath
Thu Aug 16, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Sign - Speed checked by Radar
Replies: 41
Views: 2613

Re: Sign - Speed checked by Radar

If you see a trooper parked in the median he might be checking your speed, and he's probably already got it before you see him and slow down.
by cheese_breath
Thu Aug 16, 2018 9:16 am
Forum: Investing - Help with Personal Investments
Topic: High tax bracket - Go 100% Roth in tax advantaged?
Replies: 45
Views: 3285

Re: High tax bracket - Go 100% Roth in tax advantaged?

The Wizard wrote:
Thu Aug 16, 2018 8:53 am
$120k per year going into your 403(b) pre-tax is double the max allowable, so you might want to check that...
The $120K was listed under current assets, not yearly contributions.
by cheese_breath
Thu Aug 16, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: Celebrating the day you retired
Replies: 46
Views: 2793

Re: Celebrating the day you retired

bob60014 wrote:
Thu Aug 16, 2018 8:36 am
...It took me about 2 months to completely decompress, purging all worries about projects, schedules and other work related things.
Completely? I've been retired 21 years, and I still have occasional bad dreams.
by cheese_breath
Thu Aug 16, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: Celebrating the day you retired
Replies: 46
Views: 2793

Re: Celebrating the day you retired

I slept in late, got up when I wanted, made some coffee, and reviewed the latest Boglehead posts.

edit: Actually the last part is fiction because I didn't even know about Bogleheads then, but I thought it added a nice touch to the story. I really watched some morning TV shows.
by cheese_breath
Wed Aug 15, 2018 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: High tax bracket - Go 100% Roth in tax advantaged?
Replies: 45
Views: 3285

Re: High tax bracket - Go 100% Roth in tax advantaged?

Who will inherit your investments when you die? Roth inheritances will be tax free to your beneficiaries. Deferred investments will be taxable as normal income to them and might push them into higher tax brackets.
by cheese_breath
Wed Aug 15, 2018 8:27 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 57
Views: 4445

Re: Men’s Underwear recommendation

Costco, Walmart, whatever else is cheap.
by cheese_breath
Wed Aug 15, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: Best consumer products - made in USA
Replies: 62
Views: 3012

Re: Best consumer products - made in USA

Shinola watches although the FTC disagrees. Per FTC they are built in America. Wonder how many other products in this thread are built rather than made here. Have to love our government for setting us right. :happy https://www.forbes.com/sites/robertanaas/2016/06/20/ftc-rules-on-made-in-america-conc...
by cheese_breath
Tue Aug 14, 2018 9:16 pm
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 93
Views: 8088

Re: As an American, where are some great places in the world to retire?

Antarctica. High cultured neighborhood. Everyone always wears tuxes.
by cheese_breath
Tue Aug 14, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: Best consumer products - made in USA
Replies: 62
Views: 3012

Re: Best consumer products - made in USA

Michigan cherries.
by cheese_breath
Tue Aug 14, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: security concern older Chromebook
Replies: 4
Views: 323

Re: security concern older Chromebook

I have an old Acer C710 Chromebook that received its last update several months ago, and I'm not worried.
by cheese_breath
Tue Aug 14, 2018 10:18 am
Forum: Investing - Help with Personal Investments
Topic: Moving rollover IRA to 401k- timing and lost returns.
Replies: 10
Views: 455

Re: Moving rollover IRA to 401k- timing and lost returns.

I need to move my rollover IRA to my 401k due to Mega backdoor earlier this year. My challenge is I have to liquidate my IRA, request a check, receive the check and then mail the check to 401k admin. This takes 2+ weeks. I don’t want to try and time the market, but I’m having trouble making the cal...
by cheese_breath
Mon Aug 13, 2018 8:13 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24084

Re: most compelling TV character ever

Jamal Al-Fayeed (Tyrant)
by cheese_breath
Mon Aug 13, 2018 2:41 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24084

Re: most compelling TV character ever

Dr. Johnny Fever - WKRP in Cincinnati
by cheese_breath
Mon Aug 13, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: My experience with CloudReady (convert your PC or Mac into a Chromebook)
Replies: 23
Views: 2182

Re: My experience with CloudReady (convert your PC or Mac into a Chromebook)

I have been contemplating a chromeOS switch, how hard is it to convert excel files to Google Docs? I have dozens if not hundreds of Excel files. Would I have to spend more than a few minutes each time fixing them. Most are relatively complicated using dynamic addressing and Logic and conditional fo...
by cheese_breath
Mon Aug 13, 2018 8:02 am
Forum: Personal Consumer Issues
Topic: Should I Do This? [borrow from relative to pay off loan]
Replies: 55
Views: 2816

Re: Should I Do This? [borrow from relative to pay off loan]

I agree with the others who say don't do it. If it was Uncle Fred asking if he should loan you the money I'd advise him not to. Nothing against you personally, but I doubt everyone who doesn't pay loans back to relatives is a deadbeat. But now they have some extra money when something too good to pa...
by cheese_breath
Sun Aug 12, 2018 8:08 am
Forum: Personal Finance (Not Investing)
Topic: Response from boss re: market analysis
Replies: 71
Views: 7405

Re: Rude response from boss re: market adjustment

Fact of life... Bosses are allowed to be rude. Subordinates aren't. Learn to live with it. Do people actually think like this? Yes they do. If you'd ever witnessed some executive temper tantrums and been thankful you weren't on the receiving end you would too. Being rude and having a temper tantrum...
by cheese_breath
Sun Aug 12, 2018 7:30 am
Forum: Personal Consumer Issues
Topic: Liability only car insurance and my car destroyed
Replies: 15
Views: 2584

Re: Liability only car insurance and my car destroyed

You want collision insurance to pay for your car.
by cheese_breath
Sun Aug 12, 2018 7:11 am
Forum: Personal Finance (Not Investing)
Topic: Response from boss re: market analysis
Replies: 71
Views: 7405

Re: Rude response from boss re: market adjustment

TIAX wrote:
Sat Aug 11, 2018 9:58 pm
cheese_breath wrote:
Fri Aug 10, 2018 7:25 am
Fact of life... Bosses are allowed to be rude. Subordinates aren't. Learn to live with it.
Do people actually think like this?
Yes they do. If you'd ever witnessed some executive temper tantrums and been thankful you weren't on the receiving end you would too.
by cheese_breath
Sat Aug 11, 2018 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Private Banking is a trap. Don't do it!
Replies: 55
Views: 6935

Re: Private Banking is a trap. Don't do it!

Why are so many posters worried about being rude to people who are trying to take their money from them?
by cheese_breath
Sat Aug 11, 2018 10:13 am
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 184
Views: 11795

Re: Joint Ownership of home with second wife

I probably should have said commitment ceremony but those are definitely a thing. I didn't know that was a thing. Do you send out commitment ceremony invitations? I don't mean to be glib, I am genuinely curious. Do you make it clear when you invite people that it is a commitment ceremony and not a ...
by cheese_breath
Sat Aug 11, 2018 10:11 am
Forum: Personal Finance (Not Investing)
Topic: What to ask agent when seeking to cash out of Whole-Life policy?
Replies: 28
Views: 1828

Re: What to ask agent when seeking to cash out of Whole-Life policy?

The only question you need to ask is... "How soon will I get my money?"

And then apply it toward a term life policy.
by cheese_breath
Sat Aug 11, 2018 9:18 am
Forum: Personal Finance (Not Investing)
Topic: Response from boss re: market analysis
Replies: 71
Views: 7405

Re: Rude response from boss re: market adjustment

Don't do business with rude customers. There are degrees of rude. If you won't do business with customers exhibiting even teeny degrees, soon you won't have any customers. I'm not sure I'd even call boss's comment rude, just brief and terse. The business world isn't kindergarten. Get used to it. Yo...
by cheese_breath
Sat Aug 11, 2018 7:56 am
Forum: Personal Finance (Not Investing)
Topic: Response from boss re: market analysis
Replies: 71
Views: 7405

Re: Rude response from boss re: market adjustment

Don't do business with rude customers. There are degrees of rude. If you won't do business with customers exhibiting even teeny degrees, soon you won't have any customers. I'm not sure I'd even call boss's comment rude, just brief and terse. The business world isn't kindergarten. Get used to it. Yo...
by cheese_breath
Fri Aug 10, 2018 8:50 pm
Forum: Personal Finance (Not Investing)
Topic: Response from boss re: market analysis
Replies: 71
Views: 7405

Re: Rude response from boss re: market adjustment

Fact of life... Bosses are allowed to be rude. Subordinates aren't. Learn to live with it. I'm a subordinate and I'm pretty sure I've been rude more often to my manager than vice versa. But otherwise we have a good working relationship, and I love my position. But back to OP - many others have said...
by cheese_breath
Fri Aug 10, 2018 5:06 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24084

Re: most compelling TV character ever

Idris Elba in Luther, a British cop series. Luther is one damaged detective. You can't mention Luther without including Alice. And don't forget Mitchel in the British Being Human. Come to think of it, why not Aidan in the American version. If my son would have been a girl, he would have been named ...
by cheese_breath
Fri Aug 10, 2018 10:30 am
Forum: Personal Finance (Not Investing)
Topic: Paper checks yes or no?
Replies: 116
Views: 6190

Re: Paper checks yes or no?

At least 25 of them.
by cheese_breath
Fri Aug 10, 2018 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 184
Views: 11795

Re: Joint Ownership of home with second wife

There are a lot of red flags here but I think some people are a little too negative too. I think it's understandable that trying to find a marriage, financial-arrangement, prenup that works from now until your deaths is overwhelming in your situation. I'd be trying to think about the finances in tw...
by cheese_breath
Fri Aug 10, 2018 9:48 am
Forum: Investing - Help with Personal Investments
Topic: which bond fund in taxable?
Replies: 4
Views: 552

Re: which bond fund in taxable?

I guess if you're going to have a bond fund in taxable a tax exempt one is the better choice. But why do you want a bond fund in taxable?
by cheese_breath
Fri Aug 10, 2018 9:44 am
Forum: Personal Finance (Not Investing)
Topic: Should I accept a large cash gift from my mother?
Replies: 44
Views: 5493

Re: Should I accept a large cash gift from my mother?

What if she has an large unanticipated expense (not medical) after she gives all her money to you? Do you give it back?
by cheese_breath
Fri Aug 10, 2018 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Response from boss re: market analysis
Replies: 71
Views: 7405

Re: Rude response from boss re: market adjustment

I'd look for a new job. The best way to ask for a raise is to have a better option in hand already. It's the only way to have leverage. The best way is to take the other job. If you blackmail them into giving you a raise it will only last until they're able to find a replacement for you. And then y...
by cheese_breath
Fri Aug 10, 2018 7:25 am
Forum: Personal Finance (Not Investing)
Topic: Response from boss re: market analysis
Replies: 71
Views: 7405

Re: Rude response from boss re: market adjustment

Fact of life... Bosses are allowed to be rude. Subordinates aren't. Learn to live with it.
by cheese_breath
Thu Aug 09, 2018 9:34 pm
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 184
Views: 11795

Re: Joint Ownership of home with second wife

... At some point, do you have so much professional help just to keep a relationship going, is it even worth it any more? I should emphasize that I do love her when we are alone together and we aren't butting heads over combining finances or dealing with the kids... I don't mean to be a SA, but do ...
by cheese_breath
Thu Aug 09, 2018 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Joint Ownership of home with second wife
Replies: 184
Views: 11795

Re: Joint Ownership of home with second wife

Broken Man 1999 wrote:
Thu Aug 09, 2018 6:37 pm
Too bad we can't read posts by her.

All we are reading is one side. Not saying it isn't 100% accurate, but, who knows?

Broken Man 1999
We've seen enough to conclude this marriage is a bad idea regardless of who's right or wrong.
by cheese_breath
Thu Aug 09, 2018 6:44 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24084

Re: most compelling TV character ever

parsi1 wrote:
Thu Aug 09, 2018 3:38 pm
the entire cast of Andy Griffith show
With special mention to Gomer Pyle who spun off into his own series, Gomer Pyle, U.S.M.C.
by cheese_breath
Thu Aug 09, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24084

Re: most compelling TV character ever

palaheel wrote:
Thu Aug 09, 2018 2:28 pm
Idris Elba in Luther, a British cop series. Luther is one damaged detective.
You can't mention Luther without including Alice.
And don't forget Mitchel in the British Being Human.
Come to think of it, why not Aidan in the American version.
by cheese_breath
Thu Aug 09, 2018 7:59 am
Forum: Personal Consumer Issues
Topic: USPS Informed Delivery
Replies: 43
Views: 3021

Re: USPS Informed Delivery

I just received a nice EMail from USPS... "As a valued Informed Delivery user, we want you to know that you may experience temporary mail delivery delays of the items you viewed in your Aug. 8 Informed Delivery email notification. In addition, you may not receive any images in your Aug. 9 notificati...
by cheese_breath
Thu Aug 09, 2018 7:32 am
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24084

Re: most compelling TV character ever

And John Dehner (the actor), playing a sleazy banker in the “Shady Deal at Sunny Acres” episode of “Maverick”. That was a good episode. Do you remember Dehner's last line? "He did it." One of the classic TV episodes -- creator Roy Huggins (who also co-created "The Rockford Files") worked in all the...
by cheese_breath
Wed Aug 08, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: What (simple) desktop to buy
Replies: 29
Views: 1255

Re: What (simple) desktop to buy

Thanks for all the input everybody. While I like the idea of the chrombox or the NUC (and might look into that for my kids), for my dad, I just want to keep it simple with a traditional windows pc from dell, hp... I'll keep an eye on any great deals from dell, and will monitor their outlet as well....
by cheese_breath
Wed Aug 08, 2018 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to lose $200 in taxable income?
Replies: 96
Views: 6825

Re: Best way to lose $200 in taxable income?

drawpoker wrote:
Wed Aug 08, 2018 12:43 pm
...Aaah, I see, said the blind man....
as he picked up his hammer and saw.
by cheese_breath
Wed Aug 08, 2018 10:18 am
Forum: Personal Consumer Issues
Topic: What (simple) desktop to buy
Replies: 29
Views: 1255

Re: What (simple) desktop to buy

Since he has a laptop and he wants a desktop you'll also need to buy a monitor, mouse, keyboard. I'd recommend getting an all in one. Try something like this: https://www.newegg.com/Product/Product.aspx?Item=N82E16883165115&ignorebbr=1&cm_re=all_in_one_computer-_-83-165-115-_-Product You must have ...
by cheese_breath
Wed Aug 08, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: What (simple) desktop to buy
Replies: 29
Views: 1255

Re: What (simple) desktop to buy

I wouldn't get a Windows/7 machine. Unless Microsoft relents they're discontinuing W7 support January, 2020.
by cheese_breath
Wed Aug 08, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: What (simple) desktop to buy
Replies: 29
Views: 1255

Re: What (simple) desktop to buy

I've never purchased a computer at an electronics store, typically by definition, they are out of synch with the market in terms of price and performance. every computer I've purchased in the last 25 years has been from the dell outlet paired with one of their coupons from facebook or twitter. Othe...