Search found 7206 matches

by cheese_breath
Tue Nov 21, 2017 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: Help DW gets fired, but then next day her boss offers her job back
Replies: 120
Views: 4972

Re: Help DW gets fired, but then next day her boss offers her job back

Take the job and immediately start looking for another one. And when she finds another one give her boss the same 2 day notice he gave her... just to rub his nose in it. :twisted:
by cheese_breath
Sun Nov 19, 2017 11:19 pm
Forum: Personal Consumer Issues
Topic: Do you record customer service interactions?
Replies: 23
Views: 1099

Re: Do you record customer service interactions?

You betcha... Especially with Blue Cross and Comcast where I can bombard them with a litany of their screwups since the previous call.
by cheese_breath
Sun Nov 19, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: Insurance claim - what is my obligation?
Replies: 11
Views: 995

Re: Insurance claim - what is my obligation?

Several years ago a carpet we bought developed a flaw. It was replaced under warranty, and the dealer took the old one back to return to the carpet company in order to verify the claim. In your case it's a moving company, but they might need the old mattress to prove to the insurance company that th...
by cheese_breath
Wed Nov 15, 2017 7:15 pm
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3438

Re: Chromebook vs Windows 10?

Chromebooks take a completely different approach. The "system" is the Internet. The apps are on the web and the storage is in the cloud. The system doesn't slow down, because all the crap you might "install" do not drag down the performance. Stuff doesn't stop working, because the "version" you run...
by cheese_breath
Tue Nov 14, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Mozilla Firefox Donations?
Replies: 20
Views: 1775

Re: Mozilla Firefox Donations?

orlandoman wrote:
Tue Nov 14, 2017 1:08 pm
Mozilla also has a free email client called Thunderbird, which I use. I replaced Microsoft Oulook, which is a paid product. It is an ad free software program and I made a donation to Mozilla.
I think a lot of us here use Thunderbird. I moved to it when MS dropped Outlook Express.
by cheese_breath
Tue Nov 14, 2017 7:55 pm
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3438

Re: Chromebook vs Windows 10?

Ok. 2 needs. One is printing. Seems like a non issue with a chromebook and wireless printer. Second (huge) is that i like to download my Google drive to a flash drive once a month just in case. Can that be done with a chromebook? Use the Chromebook Recovery Utility https://computers.tutsplus.com/tu...
by cheese_breath
Tue Nov 14, 2017 7:51 pm
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3438

Re: Chromebook vs Windows 10?

That's hoew I do it when I'm at the nursing home (like now). I just use the Chromebook print function, and the printout is stored in the cloud. When I get home I turn on my PC and the printer, and out comes the printout. Do you have security concerns about doing this if what you want to print is co...
by cheese_breath
Tue Nov 14, 2017 8:12 am
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3438

Re: Chromebook vs Windows 10?

I got this link from a fairly current thread on Chromebooks: https://support.google.com/chrome/answer/1069693?visit_id=1-636460080533999729-1202817328&p=settings_cloud_print&rd=1 That's hoew I do it when I'm at the nursing home (like now). I just use the Chromebook print function, and the printout ...
by cheese_breath
Mon Nov 13, 2017 9:42 pm
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3438

Re: Chromebook vs Windows 10?

Ok. 2 needs. One is printing. Seems like a non issue with a chromebook and wireless printer. Second (huge) is that i like to download my Google drive to a flash drive once a month just in case. Can that be done with a chromebook? Use the Chromebook Recovery Utility https://computers.tutsplus.com/tu...
by cheese_breath
Mon Nov 13, 2017 11:22 am
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3438

Re: Chromebook vs Windows 10?

... My 2 chromebooks each lasted only 2 years before dying. I think this is important to factor into price considerations. Although I would assume cheap Windows laptops to have similar build quality.... My 2 Chromebooks... one is 4 years old, one is 2 years old. Both are still going fine, although ...
by cheese_breath
Sun Nov 12, 2017 9:13 pm
Forum: Personal Consumer Issues
Topic: Chromebook vs Windows 10?
Replies: 56
Views: 3438

Re: Chromebook vs Windows 10?

I have two Acer Chromebooks. I'm using one right now for this post. I use this one for Internet surfing, Email and occasional YouTube viewing. My older one is permanently HDMI cable attached to a HDTV so I can watch streaming sports events on the big screen. They're great for what I use them for, bu...
by cheese_breath
Tue Nov 07, 2017 11:07 am
Forum: Personal Finance (Not Investing)
Topic: sell bonds to pay off boat?
Replies: 12
Views: 598

Re: sell bonds to pay off boat?

Are the bonds part of your retirement savings? I'd hesitate to take money out of my retirement savings to pay for current pleasures.
by cheese_breath
Mon Nov 06, 2017 9:14 am
Forum: Investing - Theory, News & General
Topic: Dividends make up for high mutual fund fees
Replies: 31
Views: 2029

Re: Dividends make up for high mutual fund fees

Tell him you can create your own dividends whenever you want by selling a few shares of your low fee index fund.
by cheese_breath
Fri Nov 03, 2017 9:50 am
Forum: Personal Finance (Not Investing)
Topic: Should I decline Grand Prize trip because of taxes on winnings?
Replies: 93
Views: 8302

Re: Should I decline Grand Prize trip because of taxes on winnings?

Would they be willing to give you something else that you might enjoy more instead? Years ago my MIL won a trip for 2 to Las Vegas, but didn't want to go. She tried giving it to DW and me, but we didn't want to go either I asked her to see if they'd be willing to give her 2 plane tickets to Californ...
by cheese_breath
Thu Nov 02, 2017 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Does Retirement Make You Lazier?
Replies: 87
Views: 7583

Re: Does Retirement Make You Lazier?

No. I was already lazy.
by cheese_breath
Wed Nov 01, 2017 10:32 am
Forum: Personal Consumer Issues
Topic: Easy Way to Change Guardians in Will
Replies: 8
Views: 532

Re: Easy Way to Change Guardians in Will

Our child(ren) are grown now, so this is not relevant to us. As I clearly recall (when it was relevant), your will does NOT establish guardianship for minor children in case of your death(s); that is done by a court. There may be lots of things you might put in a will - but that does not mean they ...
by cheese_breath
Tue Oct 31, 2017 8:59 am
Forum: Personal Finance (Not Investing)
Topic: What was the main reason you retired?
Replies: 210
Views: 15094

Re: What was the main reason you retired?

Because I wanted to. Retirement was always my career objective.
by cheese_breath
Wed Oct 25, 2017 12:58 pm
Forum: Personal Consumer Issues
Topic: Best VPN for Chromebook
Replies: 6
Views: 442

Re: Best VPN for Chromebook

BolderBoy wrote:
Wed Oct 25, 2017 10:22 am
Not familiar with a Chromebook. What OS does it use? ...
Chrome OS
by cheese_breath
Wed Oct 25, 2017 10:12 am
Forum: Personal Consumer Issues
Topic: Best VPN for Chromebook
Replies: 6
Views: 442

Best VPN for Chromebook

For the past 6 months my little Chromebook has been a constant companion as I stay with DW at the various hospitals and nursing homes, but I've been careful not to use it on anything other than Internet surfing, non-sensitive Emails, and occasional YouTube videos because of the non-secure WI-FIs. So...
by cheese_breath
Thu Oct 19, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: Medicare Part D Service Area
Replies: 1
Views: 207

Medicare Part D Service Area

Assuming there are some out there with loved ones in nursing homes and using Medicare Part D for their prescription plan, do you use your home address for their Part D address or do you use the nursing home address? Reason I ask is I’m investigating taking DW from MI to a TX nursing home in December...
by cheese_breath
Thu Oct 19, 2017 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: medicare supplement
Replies: 29
Views: 2069

Re: medicare supplment

Only difference between F and N is plan N doesn't pay part B deductible or part B excess charge. DW had a stroke last April, and her plan N has forked out over $100K for her care. My AARP UHC Plan N specifies that I pay up to a $20 fee for office visits. Deciding on N vs F or G should consider the ...
by cheese_breath
Thu Oct 19, 2017 9:56 am
Forum: Personal Finance (Not Investing)
Topic: medicare supplement
Replies: 29
Views: 2069

Re: medicare supplment

Only difference between F and N is plan N doesn't pay part B deductible or part B excess charge. DW had a stroke last April, and her plan N has forked out over $100K for her care.
by cheese_breath
Sun Oct 15, 2017 10:21 am
Forum: Personal Consumer Issues
Topic: What are you driving? And would you buy your current ride again?
Replies: 130
Views: 7262

Re: What are you driving? And would you buy your current ride again?

2000 Chevrolet Silverado 1500 short cab 4.3L V-6... Yes
2009 Chevrolet Impala LS 3.5L V-6... Yes
by cheese_breath
Wed Oct 11, 2017 9:46 am
Forum: Personal Consumer Issues
Topic: Moving Stroke Victim Out of State
Replies: 23
Views: 2078

Re: Moving Stroke Victim Out of State

BL wrote:
Wed Oct 11, 2017 5:45 am
I have no advice but want to wish you the best in this difficult journey.
Thanks. It hasn't been easy, but I trust in the Lord that it will all work out in the end.
by cheese_breath
Tue Oct 10, 2017 10:37 pm
Forum: Personal Consumer Issues
Topic: Moving Stroke Victim Out of State
Replies: 23
Views: 2078

Re: Moving Stroke Victim Out of State

I...On my ACA health plan changing my address outside of my county would change my health insurance rates and what plans are available to me. I assume you are on Medicare and it's probably different, but you should check on this... Medicare isn't a problem; it's the same wherever. But medigap is a ...
by cheese_breath
Tue Oct 10, 2017 10:23 pm
Forum: Personal Consumer Issues
Topic: Moving Stroke Victim Out of State
Replies: 23
Views: 2078

Re: Moving Stroke Victim Out of State

I'm sorry to hear you are going through this rough time. I rolled my entire VG Roth into my TIAA Roth and put it into the new TIAA Traditional currently paying 2.25%. Could you explain this better? Does this mean you transferred a VG Roth to a TIAA Roth, then moved it into a traditional IRA at TIAA...
by cheese_breath
Tue Oct 10, 2017 10:19 pm
Forum: Personal Consumer Issues
Topic: Moving Stroke Victim Out of State
Replies: 23
Views: 2078

Re: Moving Stroke Victim Out of State

Cheese. Why a nursing home in Texas vs one locally where you live now in Michigan? Are there some family dynamics that I do not see? Yes, partially. DW still cannot talk and is paralyzed on the right side, and can't call for help if she needs it. Basically she is helpless without someone here to be...
by cheese_breath
Tue Oct 10, 2017 6:17 am
Forum: Personal Consumer Issues
Topic: Moving Stroke Victim Out of State
Replies: 23
Views: 2078

Moving Stroke Victim Out of State

I wanted to provide an update to my previous threads https://www.bogleheads.org/forum/viewtopic.php?f=2&t=220279 and https://www.bogleheads.org/forum/viewtopic.php?f=2&t=220287 and ask pose some additional questions. First, in order to protect against possible market downturns I’ve converted all my ...
by cheese_breath
Wed Sep 27, 2017 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Naming a temporary power of attorney
Replies: 9
Views: 522

Re: Naming a temporary power of attorney

I'm not a lawyer, but I don't think you can hand the POA off to another person.
by cheese_breath
Wed Sep 27, 2017 2:16 pm
Forum: Personal Consumer Issues
Topic: GM Master Card Site
Replies: 7
Views: 753

Re: GM Master Card Site

I tried it, and it didn't know me. So I wrote a check, and I guess I'll wait till next month to see if it's any smarter by then.
by cheese_breath
Tue Sep 26, 2017 7:15 am
Forum: Personal Consumer Issues
Topic: GM Master Card Site
Replies: 7
Views: 753

GM Master Card Site

I went to the GM Master Card site (Capital One) yesterday to pay my bill, and when I tried to logon a screen displayed saying the site had changed and I’d need to update my login credentials, and directing me to complete a one-time enrollment process. When I pressed the Enroll Now button a different...
by cheese_breath
Sun Sep 03, 2017 8:26 am
Forum: Personal Finance (Not Investing)
Topic: Maximum Medical Deduction
Replies: 8
Views: 762

Re: Maximum Medical Deduction

I'm paying for a private room so I can stay with her overnight and she won't be bothered by roommate's noisy visitors. I'm assuming the IRS won't allow me to deduct the private room cost, but will allow me to deduct the cost of the lowest priced double room in the same facility instead. Is this corr...
by cheese_breath
Fri Sep 01, 2017 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: What Will Home Care Cost?
Replies: 34
Views: 4075

Re: What Will Home Care Cost?

..... I seem to have missed this first time round, due to being out of country for a few weeks, and thus not regularly on forums, etc. Did you ever have the transportation thing figured out, or done, or do you not want to do that anymore? ...... The transport issue has been on the back burner due t...
by cheese_breath
Fri Sep 01, 2017 8:56 am
Forum: Personal Finance (Not Investing)
Topic: Maximum Medical Deduction
Replies: 8
Views: 762

Maximum Medical Deduction

I’m aware that only medical expenses exceeding 10% of my income can be deducted from my taxes, but that’s not my question. The question is, is there a maximum amount that can be deducted? As implied in my other thread ( https://www.bogleheads.org/forum/viewtopic.php?f=2&t=220287 ) DW is now in a nur...
by cheese_breath
Fri Sep 01, 2017 8:14 am
Forum: Personal Finance (Not Investing)
Topic: What Will Home Care Cost?
Replies: 34
Views: 4075

Re: What Will Home Care Cost?

...... One more thing I can share about our experience. Even when mother-in-law was in a long-term-care facility for 2 months last year, we still retained these home services for a few hours per day several times each week. Because we couldn't be there, they handled minor day-to-day details (mainly...
by cheese_breath
Fri Sep 01, 2017 8:08 am
Forum: Personal Finance (Not Investing)
Topic: What Will Home Care Cost?
Replies: 34
Views: 4075

Re: What Will Home Care Cost?

..... Be aware that there are some narrow circumstances where these types of personal care services can be deducted as medical expenses when a chronically disabled person requires this type of care administered under a doctors plan of care. Look at IRS Pub 502 (Medical Expenses) and consult with yo...
by cheese_breath
Fri Sep 01, 2017 7:59 am
Forum: Personal Finance (Not Investing)
Topic: What Will Home Care Cost?
Replies: 34
Views: 4075

Re: What Will Home Care Cost?

Well it’s been 3 months since my original post, and since then we’ve been back in the hospital for nearly 3 weeks with a nasty C. diff recurrence. But we’re back in the nursing center now, and I’m still staying in her room overnight. And it seems after considering all the options the nursing home (u...
by cheese_breath
Sat Jun 03, 2017 9:10 pm
Forum: Personal Finance (Not Investing)
Topic: What Will Home Care Cost?
Replies: 34
Views: 4075

Re: What Will Home Care Cost?

... I have dealt with nursing homes and assisted living situations and though they may try hard, the staff is always over-worked and situations go untended for longer than you like (this is being charitable :( ). If you can find the right assisted living facility, it might also work for you and cou...
by cheese_breath
Fri Jun 02, 2017 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: What Will Home Care Cost?
Replies: 34
Views: 4075

What Will Home Care Cost?

This is a companion post to my “Different Flavor Should I Time the Market” post. It isn’t intended as a medical post, but of necessity will contain medical information so responders will have adequate information to formulate their responses… DW, age 70. Massive stroke to left brain. ….. Paralyzed o...
by cheese_breath
Fri Jun 02, 2017 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: Different Flavor Should I Time the Market
Replies: 7
Views: 988

Different Flavor Should I Time the Market

DW (age 70) had a massive stroke to the left brain last April 6th. Since then she’s been alternating between hospitals and the rehab facility, but the time is nearing when I will need to take on her long term care. We took a chance to go without long term care insurance when we were young and lost t...
by cheese_breath
Sat Apr 29, 2017 11:47 am
Forum: Investing - Help with Personal Investments
Topic: Am I in Trouble [Assets in cash, help requested]
Replies: 17
Views: 2813

Re: Am I in Trouble

shaks24 wrote:...I know better than to time market but plowing in to socks ... now seems crazy
Buy shoes instead. :P
by cheese_breath
Fri Apr 28, 2017 11:18 am
Forum: Personal Finance (Not Investing)
Topic: A Morbid Subject
Replies: 20
Views: 2849

Re: A Morbid Subject

I suspect it depends on what he thinks is on the other side.
by cheese_breath
Wed Apr 05, 2017 9:25 pm
Forum: Personal Consumer Issues
Topic: Not schlepping furniture down 2 flights of stairs, so what's an economical way to move?
Replies: 35
Views: 2654

Re: Not schlepping furniture down 2 flights of stairs, so what's an economical way to move?

random_walker_77 wrote:... . A decade ago, for an in-town move, there was a place that provided 2 guys and a moving truck...

Now TWO MEN AND A TRUCK operates in 42 states and has 350 locations worldwide.
https://twomenandatruck.com/about-us
There's even one about 3 miles from I live, right next to the U-Haul.
by cheese_breath
Wed Apr 05, 2017 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: Secretly entered two comma club
Replies: 44
Views: 7504

Re: Secretly entered two comma club

Easy Rhino wrote:...But the "dos comas" still made me feel better, I think. But I can't volunteer this news to my wife, because she'll want to take it as carte blanche to spend a bunch of money. :beer :confused

Que lastima.
by cheese_breath
Wed Apr 05, 2017 3:40 pm
Forum: Investing - Help with Personal Investments
Topic: Roth 401K or Traditional 401K?
Replies: 21
Views: 1192

Re: Roth 401K or Traditional 401K?

What is your tax bracket?
by cheese_breath
Tue Apr 04, 2017 11:09 am
Forum: Personal Consumer Issues
Topic: Not schlepping furniture down 2 flights of stairs, so what's an economical way to move?
Replies: 35
Views: 2654

Re: Not schlepping furniture down 2 flights of stairs, so what's an economical way to move?

PODS are still good. You just need some strong men at each end of the trip to pack and unpack them. Good job for the local high school football team to keep them at shape. At the other end, investigate services that hire out day laborers to do the job.
by cheese_breath
Tue Apr 04, 2017 10:40 am
Forum: Investing - Theory, News & General
Topic: Early retirees - how did you inform your loved ones and friends?
Replies: 54
Views: 6410

Re: Early retirees - how did you inform your loved ones and friends?

Other than discussing it with DW first I didn't inform anybody. She blabbed it all over to everybody. I don't think there was any method to her madness. To modify this post... I did accept an ERO from EDS, and everybody there knew about it. They gave me the standard retirement dinner. It was OK, bu...
by cheese_breath
Tue Apr 04, 2017 10:04 am
Forum: Investing - Theory, News & General
Topic: Early retirees - how did you inform your loved ones and friends?
Replies: 54
Views: 6410

Re: Early retirees - how did you inform your loved ones and friends?

Other than discussing it with DW first I didn't inform anybody. She blabbed it all over to everybody. I don't think there was any method to her madness.
by cheese_breath
Mon Apr 03, 2017 11:24 pm
Forum: Personal Consumer Issues
Topic: Lending a scooter to a friend for 3 months
Replies: 19
Views: 1982

Re: Lending a scooter to a friend for 3 months

By DMV you mean Department of Motor Vehicles? I'm not a lawyer and and don't play one on TV, but this is a legal question and I doubt they have the authority to do that. The legislature makes the laws, and the police and courts enforce them. The DMV is an administrative department, and as far as I k...
by cheese_breath
Mon Apr 03, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: Weird house buying experience
Replies: 123
Views: 8127

Re: Weird house buying experience

Based on what I've seen in this thread, I don't think so. I know you were speaking rhetorically, but you'd obviously be miserable in sales. and probably not very good at it, since sales depends first and foremost on relationahips, which he seems prepared to nuke out of the water over literally 0.1%...