Search found 59 matches

by datamonkee
Thu Jul 20, 2017 8:25 pm
Forum: Investing - Theory, News & General
Topic: Stocks just got cheaper... per Vanguard [sudden change in Vanguard fund P/Es]
Replies: 29
Views: 4753

Re: Stocks just got cheaper... per Vanguard [sudden change in Vanguard fund P/Es]

The vanguard P/E is trailing, not forward, right?

so, is the there a general consensus for the cause of the large drop in P/E?
by datamonkee
Wed Jul 19, 2017 7:51 am
Forum: Investing - Theory, News & General
Topic: Stocks just got cheaper... per Vanguard [sudden change in Vanguard fund P/Es]
Replies: 29
Views: 4753

Recent Sudden change in P/E?

[merged datamonkee's thread and a reply into this existing thread - moderator prudent] I track on a monthly basis the P/E ratios for a couple of vanguard funds. There was a huge change (drop) in P/E ratios between 5/31/17 and 6/30/17. I did not see a huge price drop, so that implies a large earning...
by datamonkee
Wed Jun 14, 2017 7:27 am
Forum: Investing - Theory, News & General
Topic: yahoo finance - adjusted price data incorrect?
Replies: 63
Views: 9097

Re: yahoo finance - adjusted price data incorrect?

I just downloaded price data. it appears that the adjusted prices have been corrected. I have not performed a price verification yet using a spreadsheet yet, but so far things look back to normal.
by datamonkee
Tue May 30, 2017 7:32 am
Forum: Investing - Theory, News & General
Topic: yahoo finance - adjusted price data incorrect?
Replies: 63
Views: 9097

Re: yahoo finance - adjusted price data incorrect?

thank you so much for finding that. that is actually reassuring in that the data is still good such that we can calculate the adjusted prices.
by datamonkee
Mon May 29, 2017 10:41 am
Forum: Investing - Theory, News & General
Topic: yahoo finance - adjusted price data incorrect?
Replies: 63
Views: 9097

Re: yahoo finance - adjusted price data incorrect?

i was just trying to formulate an excel calc sheet to convert available yahoo data (prices & div) to the way the data used to be. I discovered another Yahoo error (at least i think it's an error). https://finance.yahoo.com/quote/TIP/history?period1=831963600&period2=1496034000&interval=div%7Csplit&f...
by datamonkee
Sat May 27, 2017 9:22 am
Forum: Investing - Theory, News & General
Topic: yahoo finance - adjusted price data incorrect?
Replies: 63
Views: 9097

Re: yahoo finance - adjusted price data incorrect?

finance.yahoo.com price watch - week2
still broken....
by datamonkee
Wed May 24, 2017 7:51 am
Forum: Personal Finance (Not Investing)
Topic: Att: Google/Morningstar Employees - historical price data feature opportunity
Replies: 0
Views: 606

Att: Google/Morningstar Employees - historical price data feature opportunity

Sorry for the subject, but I could not think of anything more accurate. in the past, yahoo finance had been very good about being able to provide good historical stock price data, specifically the adjusted price. Recently, it appears that something is wrong with their "adjusted price" formula. Pleas...
by datamonkee
Sat May 20, 2017 4:07 pm
Forum: Investing - Theory, News & General
Topic: yahoo finance - adjusted price data incorrect?
Replies: 63
Views: 9097

Re: yahoo finance - adjusted price data incorrect?

i just checked the site. prices are still wrong.
boo....
by datamonkee
Tue May 16, 2017 8:38 pm
Forum: Investing - Theory, News & General
Topic: yahoo finance - adjusted price data incorrect?
Replies: 63
Views: 9097

Re: yahoo finance - adjusted price data incorrect?

thanks, all, for your responses. Good point about the date sort order changing on the downloaded CSV file. this is the first time i noticed it. I wonder if Yahoo changing the way they do something has resulted in the incorrect adjusted close price. i just downloaded some data from yahoo. it is true ...
by datamonkee
Tue May 16, 2017 7:58 am
Forum: Investing - Theory, News & General
Topic: yahoo finance - adjusted price data incorrect?
Replies: 63
Views: 9097

Re: yahoo finance - adjusted price data incorrect?

adjusted close represents a price that includes the dividend, i think. So, when you are calculating returns, the returns % value includes the dividend. here's an example Date Open High Low Close Adj Close* Volume Mar 24, 2017 120.42 120.74 119.66 120.16 120.16 2,305,400 Mar 24, 2017 0.542 Dividend M...
by datamonkee
Tue May 16, 2017 7:35 am
Forum: Investing - Theory, News & General
Topic: yahoo finance - adjusted price data incorrect?
Replies: 63
Views: 9097

yahoo finance - adjusted price data incorrect?

i was pulling price history data from finance.yahoo.com, and i noticed that the "adjusted close price" is the same as the "close price" even before/after dividend payments. Is there a bug in the site?
by datamonkee
Sat Dec 03, 2016 8:54 am
Forum: Personal Finance (Not Investing)
Topic: KANSAS state income tax (non resident) and capital gains/dividends
Replies: 4
Views: 628

Re: KANSAS state income tax (non resident) and capital gains/dividends

reading more on the instructions, it looks like i need to submit with my kansas state income tax return my federal return. is that correct? that sucks. I don't like to distribute private data whenever i don't have to.
by datamonkee
Fri Dec 02, 2016 9:02 am
Forum: Personal Finance (Not Investing)
Topic: KANSAS state income tax (non resident) and capital gains/dividends
Replies: 4
Views: 628

Re: KANSAS state income tax (non resident) and capital gains/dividends

Thanks for the reply. Based on my interpretation of the forms, it seems like capital gains/dividends are not considered kansas source income for non-residents, and that the only taxable income is my income from my job here in kansas. Does that seem right?
by datamonkee
Thu Dec 01, 2016 11:25 pm
Forum: Personal Finance (Not Investing)
Topic: KANSAS state income tax (non resident) and capital gains/dividends
Replies: 4
Views: 628

KANSAS state income tax (non resident) and capital gains/dividends

So, here are the facts:
1. i was sent to kansas for work. I am a non-resident.
2. my paycheck reflects kansas state withholding for the period of time that i worked in kansas.

Question: Will my capital gains and dividends be taxed on the Kansas state income tax?
by datamonkee
Sat Nov 26, 2016 12:00 am
Forum: Personal Finance (Not Investing)
Topic: obamacare - advance premium tax credit --> premium payment
Replies: 4
Views: 906

obamacare - advance premium tax credit --> premium payment

I just signed up for obamacare. I had the premium tax credit be applied to my premiums (lowering them). so, the monthly premiums were supposed to be ~$250, but due to my premium tax credit being >$250, my monthly premiums are $0. Question: does this mean the government is automatically handling the ...
by datamonkee
Wed Oct 26, 2016 9:29 am
Forum: Investing - Help with Personal Investments
Topic: stable value funds
Replies: 7
Views: 1266

Re: stable value funds

Isn't that highly risky? what If one of the insurance companies fails like lehmann?

i was reading that insurance companies with GICs have failed back in the 90s
by datamonkee
Thu Oct 20, 2016 10:07 am
Forum: Investing - Help with Personal Investments
Topic: stable value funds
Replies: 7
Views: 1266

Re: stable value funds

you guys are awesome. Thanks!
by datamonkee
Thu Oct 20, 2016 9:38 am
Forum: Investing - Help with Personal Investments
Topic: stable value funds
Replies: 7
Views: 1266

stable value funds

my 401k does not have a money market or cash fund. the closest thing it has is a "stable value fund." It seems that these funds seem to own "promises to pay interest" by insurance and other finance companies. It seems a little fishy to me. How risky are these funds? for example, ...
by datamonkee
Thu Oct 20, 2016 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Chevron Texaco Retiree Medical Benefits
Replies: 10
Views: 1683

Re: Chevron Texaco Retiree Medical Benefits

i just read through some stuff and pkcrafter is right. My parents have to go through oneExchange to get the company subsidy money. If my parents stop once from going with oneExchange, they forfeit the annual subsidy money for the future. anyways, any other insights on my 3 questions in my post 4 pos...
by datamonkee
Mon Oct 17, 2016 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Chevron Texaco Retiree Medical Benefits
Replies: 10
Views: 1683

Re: Chevron Texaco Retiree Medical Benefits

rgnort: you are correct. CVX has decided to go with an insurance exchange (oneExchange) for 2017 and will subsidize a little the medical insurance premiums. dbr & pkcrafter: what my parents have now is a CVX group insurance policy (i think it's called the "chevron senior care plan"). I...
by datamonkee
Fri Oct 14, 2016 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Chevron Texaco Retiree Medical Benefits
Replies: 10
Views: 1683

Chevron Texaco Retiree Medical Benefits

My parents (retired, post-65) have medical benefits via CVX. For 2017, CVX is switching from group medical supplemental insurance to insurance sold on a marketplace exchange. The choices are complicated. Here are my two quick questions: 1. What choice is the closest match to what the retirees had in...
by datamonkee
Wed Aug 17, 2016 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Fidelity Core Account (Money Market)
Replies: 3
Views: 1029

Re: Fidelity Core Account (Money Market)

Thanks for the info. That does clear things up.
by datamonkee
Tue Aug 16, 2016 4:03 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity Core Account (Money Market)
Replies: 3
Views: 1029

Fidelity Core Account (Money Market)

Between me and some family members Fidelity accounts, I am seeing some weird (to me) stuff going on with the money market core funds (funds used as liquid cash for transactions): 1. A new core account (CORE**) is added. The old core account is still present, but it looks like every other mutual fund...
by datamonkee
Sat Aug 06, 2016 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor Career (without licensing)
Replies: 2
Views: 644

Re: Financial Advisor Career (without licensing)

Thanks for the advice. I will look into the RIA. I did not think that this would be easy. Chances are, I will probably drop this idea. Thanks.
by datamonkee
Fri Aug 05, 2016 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor Career (without licensing)
Replies: 2
Views: 644

Financial Advisor Career (without licensing)

This is probably a really stupid question.

I was considering a financial advisor career as a side business, but the CFP licensing process seems cumbersome. Is there any way to be able to charge money for financial advice without having to go through licensing?
by datamonkee
Thu Jun 02, 2016 8:30 pm
Forum: Investing - Help with Personal Investments
Topic: flexPATH funds
Replies: 6
Views: 1025

Re: flexPATH funds

i agree. i don't think I like these flexpath funds.
by datamonkee
Wed Jun 01, 2016 8:46 am
Forum: Investing - Help with Personal Investments
Topic: flexPATH funds
Replies: 6
Views: 1025

Re: flexPATH funds

Thanks for the reply. I had found the fact sheets page, but my main concern was the lack of info about this company.

Thanks for the credio page. that was definitely enlightening.
by datamonkee
Tue May 31, 2016 2:05 pm
Forum: Investing - Help with Personal Investments
Topic: flexPATH funds
Replies: 6
Views: 1025

flexPATH funds

Recently my 401k plan changed their options. The target date retirement fund is now replaced by something called "flexPATH" funds. There does not seem to be much good info about this company or their funds.

Is anyone familiar with "flexPATH"?
by datamonkee
Fri Oct 23, 2015 7:50 am
Forum: Personal Finance (Not Investing)
Topic: Aon Active Health Exchange
Replies: 5
Views: 911

Re: Aon Active Health Exchange

Thanks for the replies.

plannerman's experience is worrisome.

i did look up info, and it seems like they have been in existence for 2-3 years now, and last year, they had 33 clients (ie, big companies).

magellen, thanks for the kaiser report. i didn't see that before.
by datamonkee
Thu Oct 22, 2015 7:13 am
Forum: Personal Finance (Not Investing)
Topic: Aon Active Health Exchange
Replies: 5
Views: 911

Re: Aon Active Health Exchange

anyone?
by datamonkee
Sat Oct 17, 2015 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Aon Active Health Exchange
Replies: 5
Views: 911

Aon Active Health Exchange

A friend of mine asked me a question that I could not answer. I was hoping that someone on the forum would have better information on this. A friend of mine mentioned that his company is switching from regular medical insurance plans (provided by the company) to an obamacare-like insurance marketpla...
by datamonkee
Sat Jul 18, 2015 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Medication Therapy Management (Express Scripts Medicaire)
Replies: 4
Views: 739

Re: Medication Therapy Management (Express Scripts Medicaire)

Thanks for the reply. It has given me some insight into how the program operates.
by datamonkee
Thu Jul 16, 2015 7:26 am
Forum: Personal Finance (Not Investing)
Topic: Medication Therapy Management (Express Scripts Medicaire)
Replies: 4
Views: 739

Medication Therapy Management (Express Scripts Medicaire)

My father received a letter from Express Scripts that is offering something called "Medication Therapy Management". According to the letter, it's a free, "personal, private medication review with a pharmacist." Have any of you had experience with this? Should he sign up to do thi...
by datamonkee
Wed Apr 02, 2014 8:14 pm
Forum: Investing - Help with Personal Investments
Topic: Poll: TIP or VTIP
Replies: 11
Views: 1349

Re: Poll: TIP or VTIP

dbr is correct. I didn't really know it at the time that i posted the inquiry, but I think my question is more about intermediate term vs. short term.
by datamonkee
Wed Apr 02, 2014 9:45 am
Forum: Investing - Help with Personal Investments
Topic: Poll: TIP or VTIP
Replies: 11
Views: 1349

Poll: TIP or VTIP

I am trying to decide whether to use TIP of VTIP as my inflation protection asset class. Thanks.
by datamonkee
Mon Feb 03, 2014 8:38 pm
Forum: Personal Consumer Issues
Topic: Office Chair: Inexpensive Herman Miller Aeron Alternative
Replies: 17
Views: 15857

Re: Office Chair: Inexpensive Herman Miller Aeron Alternativ

yup. that's part of the reason i started thinking about replacing my current office chair. I figured i spend quite a lot of time at the office. Maybe I should just bite the bullet and get the aeron....
by datamonkee
Sun Feb 02, 2014 2:11 pm
Forum: Personal Consumer Issues
Topic: Office Chair: Inexpensive Herman Miller Aeron Alternative
Replies: 17
Views: 15857

Re: Office Chair: Inexpensive Herman Miller Aeron Alternativ

Just curious. Staples has the following chair on sale and there are a lot of good reviews. Does anyone have this chair? If so, does it rock freely back and forth like an aeron does? comments?
http://www.staples.com/Staples-Hyken-Te ... uct_990119

Thanks.
by datamonkee
Sun Jan 26, 2014 11:37 am
Forum: Personal Consumer Issues
Topic: Office Chair: Inexpensive Herman Miller Aeron Alternative
Replies: 17
Views: 15857

Re: Office Chair: Inexpensive Herman Miller Aeron Alternativ

Thanks! I will check out all the alternatives mentioned.

Also, buying used is an idea i hadn't considered. Does anyone know of any good online buying options besides ebay?

Thanks again for all your recommendations.
by datamonkee
Sat Jan 25, 2014 4:36 pm
Forum: Personal Consumer Issues
Topic: Office Chair: Inexpensive Herman Miller Aeron Alternative
Replies: 17
Views: 15857

Office Chair: Inexpensive Herman Miller Aeron Alternative

Because I spend most my time in an office, I have decided to replace my office chair with one better for my body. An Aeron chair would be ideal, but I don't want to spend $800 for an office chair. Can anyone recommend an inexpensive alternative?

Thanks.
by datamonkee
Mon Dec 16, 2013 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Costco AMEX Rewards Check Error
Replies: 25
Views: 6362

Re: Costco AMEX Rewards Check Error

Thanks for the confirmation, guys. I get paranoid about random things that come in the mail unexpectedly.
by datamonkee
Sun Dec 15, 2013 10:46 am
Forum: Personal Finance (Not Investing)
Topic: Costco AMEX Rewards Check Error
Replies: 25
Views: 6362

Re: Costco AMEX Rewards Check Error

Sorry for bringing up an old post, but has it been confirmed that these checks are legitimate?
Thanks.
by datamonkee
Wed Aug 21, 2013 7:50 am
Forum: Investing - Theory, News & General
Topic: vanguard.com - Region allocation not displaying
Replies: 6
Views: 740

Re: vanguard.com - Region allocation not displaying

i hope that is the case. i do like vanguard's site and hope to be able to use it in the future.
by datamonkee
Tue Aug 20, 2013 8:39 pm
Forum: Investing - Theory, News & General
Topic: vanguard.com - Region allocation not displaying
Replies: 6
Views: 740

Re: vanguard.com - Region allocation not displaying

i just tried it out and it still doesn't work. i really appreciate the help though. Thanks.
by datamonkee
Mon Aug 19, 2013 8:58 pm
Forum: Investing - Theory, News & General
Topic: vanguard.com - Region allocation not displaying
Replies: 6
Views: 740

vanguard.com - Region allocation not displaying

I recently updated my Firefox version, and the following website does not display the "region allocation" pie chart that I am used to seeing. My internet explorer works fine though.
https://personal.vanguard.com/us/funds/ ... =INT#tab=2

Any ideas? (I do have the latest version of flash)
Thanks.
by datamonkee
Wed May 22, 2013 7:34 am
Forum: Investing - Theory, News & General
Topic: glide path vs. fixed asset allocation [POLL]
Replies: 50
Views: 5356

glide path vs. fixed asset allocation [POLL]

Currently, I use a fixed asset allocation (like that outlined in David Swensen's book) strategy for my investments. But, I recently read Lifecycle Investing (Ayres / Nalebuff) and a 2008 Kotlikoff article that seem to indicate that glide path strategy is the way to go. I am posting this poll to try ...
by datamonkee
Wed Dec 05, 2012 8:16 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Total World (VT) not fully replicates its benchmark
Replies: 4
Views: 967

Re: Vanguard Total World (VT) not fully replicates its bench

Would the tracking be better if Vanguard holds VXUS and VTI?

Maybe the expense ratio would be lower too. That's always been the thing holding me back from buy VT, but I love the idea of VT.
by datamonkee
Mon Aug 13, 2012 7:13 am
Forum: Investing - Help with Personal Investments
Topic: VGIT vs. IEF [Vanguard Int.-Term vs. iShares 7-10 Yr Gov't Bond]
Replies: 8
Views: 1270

Re: VGIT vs. IEF

Thanks for all the info guys. I had plotted the chart for VGIT and IEF and the volatility is explained by the maturity. I also plotted VGLT (the long term bond ETF) and IEF falls in between VGIT and VGLT, which intuitively makes sense. The funds' holdings were interesting. VGIT holds 158 securities ...
by datamonkee
Sun Aug 12, 2012 10:06 am
Forum: Investing - Help with Personal Investments
Topic: VGIT vs. IEF [Vanguard Int.-Term vs. iShares 7-10 Yr Gov't Bond]
Replies: 8
Views: 1270

VGIT vs. IEF [Vanguard Int.-Term vs. iShares 7-10 Yr Gov't Bond]

Why are they so different if they are supposed to cover the same asset class? And, which one is a better investment choice for this asset class?