Search found 79 matches

by xxd091
Sat Sep 07, 2019 1:57 pm
Forum: Non-US Investing
Topic: 72 Year Old Retiree (UK)
Replies: 3
Views: 536

Re: 72 Year Old Retiree (UK)

Who advised her? He seems to have got it absolutely right I am 73 retired with the same Portfolio except I am 30% Equities 65% Bonds 5% Cash To increase returns Keep 2 years expenses in cash account - rest to be invested Make sure investment platform is suitable ie cheapest one for a small portfolio...
by xxd091
Tue Sep 03, 2019 3:03 am
Forum: Investing - Theory, News & General
Topic: Portfolio Strategy
Replies: 28
Views: 3088

Re: Portfolio Strategy

Only a thought from left field -Rick Read all your books -learnt a lot but am a U.K. investor Could you bear in mind John Bogles ideas have gone worldwide A nod to the universal application of his theories would be great Obviously the US audience is paramount but bear in mind you will be read worldw...
by xxd091
Sun Aug 18, 2019 4:32 am
Forum: Non-US Investing
Topic: Why should I buy anything outside of the US market?
Replies: 23
Views: 1879

Re: Why should I buy anything outside of the US market?

Am a long term retired investor in the U.K. Approached this conundrum some time ago -I decided on a world Index Fund for shares and bonds This works out as approximately 50% US investments in the Equities and Bonds Portfolios This suits me as a compromise and seems to have worked The Bond Fund is He...
by xxd091
Wed Aug 14, 2019 2:27 am
Forum: Investing - Theory, News & General
Topic: "Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be"
Replies: 40
Views: 3791

Re: "Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be"

From over the Pond-UK Boglehead Like you Taylor retired at 57- now 16 years retired 3 Funds only-Vanguard Global Index Tracker ex UK,Vanguard UK Index Tracker and a Vanguard Global Bond Index Fund hedged to the Pound A Cash Account for 2 years expenses That’s it I have learned such a lot from this f...
by xxd091
Fri Jul 26, 2019 1:47 pm
Forum: Investing - Theory, News & General
Topic: 60/40 VS 30/70 "Center Of Gravity"@@ Allocation for Retirees ??? Bernstein VS Ferri ?? -- What Would You Do?
Replies: 189
Views: 18586

Re: 60/40 VS 30/70 "Center Of Gravity"@@ Allocation for Retirees ??? Bernstein VS Ferri ?? -- What Would You Do?

Great post littlebird -we are both now 73-bucket list of countries all done Nothing medically serious happened yet but lots of intimations-teeth,wombs,backs and feet! Plus lots of our friends have one partner heavily compromised re walking etc Pulling in the horns-visiting children and grandchildren...
by xxd091
Thu Jul 25, 2019 4:03 pm
Forum: Investing - Theory, News & General
Topic: 60/40 VS 30/70 "Center Of Gravity"@@ Allocation for Retirees ??? Bernstein VS Ferri ?? -- What Would You Do?
Replies: 189
Views: 18586

Re: 60/40 VS 30/70 "Center Of Gravity"@@ Allocation for Retirees ??? Bernstein VS Ferri ?? -- What Would You Do?

Great thread and learning a lot 16 years retired-aged 72- been at 30/70 for many years-made a big enough pile. Rebalancing interests me -for instance-not such a big deal with 30/70 because fluctuations are much less than more equity heavy portfolios Life Strategy Funds and Target Date Funds are rela...
by xxd091
Wed Jul 24, 2019 6:10 am
Forum: Non-US Investing
Topic: Uk portfolio
Replies: 12
Views: 648

Re: Uk portfolio

Vanguard Global Bond Index Fund hedged to day Pound returned over 5%pa during the last 10 years(Vanguard figures-website) Does the business for me re a Bonds I use Vanguard Global Index fund ex UK plus Vanguard FTSE Index Fund for my Equities portion of Portfolio Vanguard has a Global Equities Fund ...
by xxd091
Tue Jul 23, 2019 11:18 am
Forum: Investing - Theory, News & General
Topic: Rebalancing
Replies: 23
Views: 1704

Re: Rebalancing

Thanks for response Longinvest I have to disagree with your home bias figures ideas though I doubt that it would make a lot of difference to total Portfolio performance over the long term. The U.K. stock market is about 4 % of the Global Stock Market.The UK Bond market the same That is the figure I ...
by xxd091
Tue Jul 23, 2019 7:33 am
Forum: Investing - Theory, News & General
Topic: Rebalancing
Replies: 23
Views: 1704

Re: Rebalancing

Big home bias in all Vanguard Life Strategy Funds /Target Date Funds in which ever country they are constructed -this seems to be an investor led demand Single Life Strategy Fund may be useful when I am over 80 ,rate of return not so important and simplifies my estate for wife and children Till then...
by xxd091
Tue Jul 23, 2019 2:47 am
Forum: Investing - Theory, News & General
Topic: Rebalancing
Replies: 23
Views: 1704

Re: Rebalancing

The problem is not a mathematical one Obviously buying on the dip is a successful investment policy as is selling at the highs When does rebalancing become active management as opposed to Index investing ? The problem for me is psychological or controlling my natural human instincts to buy and sell ...
by xxd091
Mon Jul 22, 2019 5:51 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing
Replies: 23
Views: 1704

Re: Rebalancing

30% Stocks-aged 72 -retired 16 years. I think you will find on other posts that investors behaviour during “crashes” is not the same as during “normal” stock market variations I certainly rebalance during normal stock markets but I did nothing during the 3 crashes I mentioned in my previous posts Fo...
by xxd091
Mon Jul 22, 2019 3:10 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing
Replies: 23
Views: 1704

Re: Rebalancing

This topic occurred to me because day to day stock market fluctuations are something we have got used to and can work with -using sensible rules via Swedroe etc But regularly there are crashes-every 10 years?-I have seen 3 of them in my investing lifetime You do not apply “normal” rebalancing rules ...
by xxd091
Mon Jul 22, 2019 7:23 am
Forum: Investing - Theory, News & General
Topic: Rebalancing
Replies: 23
Views: 1704

Rebalancing

As I get older and have lived through a number of “crashes “ while working and now retired -I have refined Rebalancing for the amateur investor ie me -to two Rules 1) During normal times 5-10% deviations from Asset Allocation set levels are indicative of need to rebalance -done once a year?-Larry Sw...
by xxd091
Wed Jul 17, 2019 3:37 am
Forum: Non-US Investing
Topic: UK bias in VG LifeStrategy and Retirement funds (UK)
Replies: 13
Views: 915

Re: UK bias in VG LifeStrategy and Retirement funds (UK)

This is problem I noticed some time ago when I was going to simply my Portfolio as I got older Vanguard is aware too-will they change the proportions? -probably not anytime soon-it seems to be what U.K. investors want. I have had a Global Equities and Bond Portfolio for many years and am a U.K. inve...
by xxd091
Thu Jul 11, 2019 3:13 am
Forum: Non-US Investing
Topic: Have recently acquired lump sum to invest [UK]
Replies: 17
Views: 975

Re: Have recently acquired lump sum to invest [UK]

Hi From what you have been told and read you can see that there is never a good time to invest Not helped by the fact that most market gains occur over a few days and if you are not invested you will miss them! I would get the lump sum invested ASAP but if you are nervous-put a lot of it in Bonds an...
by xxd091
Thu Jul 04, 2019 5:59 pm
Forum: Investing - Theory, News & General
Topic: Retired: Do you withdraw from investments or cash ?
Replies: 68
Views: 8132

Re: Retired: Do you withdraw from investments or cash ?

Hi pascalwager
I am a U.K. investor
So these funds are not available to you
I am sure US equivalents are possible-as mutual funds or ETFS
I am 17 years retired so been through 2002 and 2008 crises
xxd091
by xxd091
Wed Jul 03, 2019 4:40 pm
Forum: Investing - Theory, News & General
Topic: Retired: Do you withdraw from investments or cash ?
Replies: 68
Views: 8132

Re: Retired: Do you withdraw from investments or cash ?

I keep 2 years expenses in cash in an easy access account I sell Equities or Bonds as required to replenish my Cash fund Only have a 2 fund Portfolio 30% Equities 65% Bonds and 5% Cash A Vanguard Global Equities Index Fund plus a Global Bond Index Fund Usually 1 or 2 trades per year ie sale of Equit...
by xxd091
Fri Jun 21, 2019 6:15 am
Forum: Personal Finance (Not Investing)
Topic: Behaviour once the game is won
Replies: 18
Views: 3320

Re: Behaviour once the game is won

Aged 73 and have “enough “! Used Jack Bogle,s guide of your age in Bonds to setup Asset Allocation of Portfolio -admittedly after kids had left college and were in jobs A time of no more immediate cash demands and the Retirement was the priority Now at 30% Equities 70%Bonds -and will stick at this r...
by xxd091
Thu Jun 06, 2019 1:13 pm
Forum: Non-US Investing
Topic: Any advice on my situation?
Replies: 17
Views: 1429

Re: Any advice on my situation?

16 years retired in the UK so walked the walk-now 73 Made my pile like you-nearer a million and a quarter 30% Equities/65% Bonds and 5% Cash 2 Funds only .Vanguard Global Equities Index Fund and Vanguard Global Bond Index Fund hedged to the Pound 3.5-3.8% Withdrawal rate over many years -will that r...
by xxd091
Thu Jun 06, 2019 1:01 pm
Forum: Non-US Investing
Topic: UK Bond ETF allocation options
Replies: 13
Views: 939

Re: UK Bond ETF allocation options

Are you wedded to ETFs? I am quite far down the road now -16 years retired-a UK Investor ETFs not available then and still not there in any variety as I would like in U.K. Vanguard offerings Also Vanguard ETFs seem to be more expensive than their equivalent OIECs Just another fact-the Vanguard Globa...
by xxd091
Thu Jun 06, 2019 3:11 am
Forum: Investing - Theory, News & General
Topic: Swedroe is far from a passive investor and I am beginning to agree
Replies: 62
Views: 6127

Re: Swedroe is far from a passive investor and I am beginning to agree

Just to add some fuel to the fire! Over here in the U.K. we have the sudden demise of a “star” fund manager Neil Woodford He is taking a lot of people down with him including a lot of pensioners who as is often the case have everything invested with the one manager History keeps repeating itself We ...
by xxd091
Wed Jun 05, 2019 1:45 pm
Forum: Investing - Theory, News & General
Topic: Swedroe is far from a passive investor and I am beginning to agree
Replies: 62
Views: 6127

Re: Swedroe is far from a passive investor and I am beginning to agree

nsprius had a post recently that showed that over many years a 70%Equities30%Bonds Portfolio performed as well as 30%Equities70%Bonds Portfolio These type of results should toughen your resolve to stick with your plan dkturner shows us how well Treasuries have done over the last 30 years -who would ...
by xxd091
Wed Jun 05, 2019 4:08 am
Forum: Investing - Theory, News & General
Topic: Swedroe is far from a passive investor and I am beginning to agree
Replies: 62
Views: 6127

Re: Swedroe is far from a passive investor and I am beginning to agree

I think your problem is that you are 70-we think we know so much more now -which we do- cos we are old but really nothing has changed. I am 73 and 16 years retired My Asset Allocation is 30/70 -Equities/Bonds-made my pile Been through the 2008 crisis with this Allocation-it did help that I was on ho...
by xxd091
Sat Jun 01, 2019 12:09 pm
Forum: Investing - Theory, News & General
Topic: Do you have an allocation more conservative than 50/50 ?? What is it? Why? How Bogleheads are getting it done.
Replies: 135
Views: 12843

Re: Do you have an allocation more conservative than 50/50 ?? What is it? Why? How Bogleheads are getting it done.

Sorry Sandtrap I do not have that nsprius post It was recent (last 2-3 weeks)though and in connexion with Bond requirements in a Portfolio Would he respond to a request ? Sheepdog-your thread is now cast in stone for all of us to look and learn I think you saved and continue to save a lot of people-...
by xxd091
Fri May 31, 2019 11:47 am
Forum: Investing - Theory, News & General
Topic: Do you have an allocation more conservative than 50/50 ?? What is it? Why? How Bogleheads are getting it done.
Replies: 135
Views: 12843

Re: Do you have an allocation more conservative than 50/50 ?? What is it? Why? How Bogleheads are getting it done.

A U.K. Boglehead here Aged 72-16 years retired Made my pile and now at 30% Equities/65% Bonds and 5% Cash Been this way for many years-including through the 2008-9 debacle Portfolio provides half of our(wife and me)income -rest is a Teachers Pension plus State Pensions Global Portfolio -2 funds only...
by xxd091
Sat May 25, 2019 4:35 am
Forum: Investing - Theory, News & General
Topic: Price of Indexes
Replies: 4
Views: 689

Price of Indexes

I note a recent article in the U.K. Financial Times re Price of Indexes This a new area where fund managers are looking to cut costs by creating their own in-house indexes or pressurising current providers to lower costs Which way will Vanguard go ? The integrity of the Index is paramount but it is ...
by xxd091
Fri May 24, 2019 3:22 am
Forum: Investing - Theory, News & General
Topic: "Investing in Total Markets"
Replies: 45
Views: 4868

Re: "Investing in Total Markets"

Aware of these papers when they originally came out Cemented my ideas As UK Boglehead I had to think a little differently from a US investor Been in 2 Funds only for years -now 72years old -retired 16 years Global Equity Fund and Global Bond Fund only Made my pile so 30% Equities 65% Bonds 5% Cash I...
by xxd091
Wed May 22, 2019 6:02 pm
Forum: Investing - Theory, News & General
Topic: Is the Global Portfolio the Least Risky? Lowest risk adjusted return?
Replies: 22
Views: 1938

Re: Is the Global Portfolio the Least Risky? Lowest risk adjusted return?

Yes that’s what I use
Vanguard Global Bond Index Fund (Hedged to the Pound)
Allows a U.K. investor to access the US Bond market
Achieved 5% pa over the last 10 years
xxd091
by xxd091
Wed May 22, 2019 3:41 am
Forum: Investing - Theory, News & General
Topic: Is the Global Portfolio the Least Risky? Lowest risk adjusted return?
Replies: 22
Views: 1938

Re: Is the Global Portfolio the Least Risky? Lowest risk adjusted return?

Been running my Portfolio this way for many years-went through 08 crisis without any qualms Been retired 16 years now -72 years old 30% Equities/70% Bonds -2 Funds only .Vanguard Global Index Trackers - made my pile- don’t want to lose it A U.K. investor Generates a steady 6% -I take 3.5% . Seems to...
by xxd091
Fri May 17, 2019 7:22 am
Forum: Investing - Theory, News & General
Topic: Does stock allocation truly matter?
Replies: 61
Views: 5639

Re: Does stock allocation truly matter?

It might be worth bearing in mind that Stocks have beaten Bonds from 1803 till the present day
Except from 1803-1871(68) years and 1968-2009(41) years
Ref a post of nisiprius Sun April 4 2019 @12.54
Post title “If you have plenty of money,why not 100% stocks in retirement “
Beware!or be wary!
xxd091
by xxd091
Fri May 17, 2019 3:51 am
Forum: Investing - Theory, News & General
Topic: Does stock allocation truly matter?
Replies: 61
Views: 5639

Re: Does stock allocation truly matter?

Some thoughts down the line-retired at 57 now 72 -seen and been through a lot-walked the walk! Jacks rule of your age in Bonds is a good start Total Stockmarket and Total Bond Market is enough Over time 70% Equities/30% Bonds seems to perform as well as 30% Equities/70% Bonds - Save as much as you c...
by xxd091
Fri May 17, 2019 2:52 am
Forum: Non-US Investing
Topic: Torn between Bonds: VUCP.L and Vanguard U.K. Investment Grade Bond Index Fund - Income UK Investor
Replies: 21
Views: 1496

Re: Torn between Bonds: VUCP.L and Vanguard U.K. Investment Grade Bond Index Fund - Income UK Investor

Always remember to keep some cash on hand 1-2 years expenses is a reasonable rule You will find that Bond Funds can go down with Equity Funds at the same time though not nearly as much Saves you selling Bonds at a down More applicable scenario for retirees as they might not have a big enough cash fl...
by xxd091
Thu May 16, 2019 11:56 am
Forum: Investing - Theory, News & General
Topic: I can't believe I am thinking this [Panic and Survival 2008-09]
Replies: 346
Views: 174534

Re: I can't believe I am thinking this [Panic and Survival 2008-09]

I had been retired 5 years(62 years old) -fully Bogleheaded ie Global Index Trackers-40% Equities/60% Bonds and Cash Thanks Jack! In the Arabian Desert for 3 weeks over the critical period-no phones,newspapers etc Came back to all sorts of horror stories but the immediate crisis had passed Would I h...
by xxd091
Sun May 12, 2019 2:02 pm
Forum: Non-US Investing
Topic: Torn between Bonds: VUCP.L and Vanguard U.K. Investment Grade Bond Index Fund - Income UK Investor
Replies: 21
Views: 1496

Re: Torn between Bonds: VUCP.L and Vanguard U.K. Investment Grade Bond Index Fund - Income UK Investor

72- been retired 16 years
Made my pile
Asset Allocation- 30% Equities 65% Bonds 5% Cash
Depends how much risk you want to take and have you saved enough?
xxd091
by xxd091
Sat May 11, 2019 6:37 pm
Forum: Non-US Investing
Topic: Torn between Bonds: VUCP.L and Vanguard U.K. Investment Grade Bond Index Fund - Income UK Investor
Replies: 21
Views: 1496

Re: Torn between Bonds: VUCP.L and Vanguard U.K. Investment Grade Bond Index Fund - Income UK Investor

UK Investor here. Bonds are for stability in a Portfolio Equities do the heavy lifting I use Vanguard Global Bond Index Fund (Hedged to the Pound) Made 5%pa over the last 10 years -will it do the same going forward-doubtful xxd091
by xxd091
Wed May 01, 2019 3:59 am
Forum: Investing - Theory, News & General
Topic: Back testing assets: best results with long term treasury yet common advice is aggregated bonds or global bonds. Why?
Replies: 41
Views: 2227

Re: Back testing assets: best results with long term treasury yet common advice is aggregated bonds or global bonds. Why

For info-may be relevant I am a U.K. investor-16 years retired The Bond Allocation of my Portfolio is Vanguard Global Bond Index Fund (Hedged to the Pound) Averaged over 5% return over the last 10 years(see Vanguard web site) May be not so good going forward but has been a satisfactory “anchor to wi...
by xxd091
Thu Apr 25, 2019 6:29 pm
Forum: Investing - Theory, News & General
Topic: I’m still not a fan of international bond funds
Replies: 307
Views: 41726

Re: I’m still not a fan of international bond funds

Relevant? As a U.K. Boglehead I have my Bond Portfolio as A Vanguard International Index Bond Fund (Hedged to the pound) This gives me access to US Bonds -approximately 50% of Fund Performance has averaged 5% pa over the last 10 years This has proved a very satisfactory “anchor to windward” for me x...
by xxd091
Wed Jan 23, 2019 7:13 pm
Forum: Investing - Theory, News & General
Topic: Combination of "Safety First" and "Probability Based" withdrawal strategies
Replies: 54
Views: 3627

Re: Combination of "Safety First" and "Probability Based" withdrawal strategies

A million dollars should give you forty thousand dollars pa from a reasonable portfolio 4% was the safe withdrawal rate in previous years If you need a hundred thousand dollars pa then you seem to be safe A conservative Portfolio will do the business ie 30% Equities/70%Bonds- why take a chance when ...
by xxd091
Thu Jan 17, 2019 8:27 am
Forum: Non-US Investing
Topic: Europeans, what bond are you holding and why?
Replies: 7
Views: 1354

Re: Europeans, what bond are you holding and why?

Vanguard,s Global Bond Index fund(hedged to pound)(VIGBBD) has been doing it for some years for me 3% return pa over last 5 years I am a 16 years retired U.K. investor 3 fund Portfolio with 65% Bonds -all of which are the above Low charges -0.39 % pa Held in tax free wrappers-SIPPs (Pensions) and IS...
by xxd091
Wed Jan 16, 2019 6:38 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 53908

Re: John Bogle is dead at 89

A very sad day
xxd09
by xxd091
Wed Dec 26, 2018 4:15 am
Forum: Investing - Theory, News & General
Topic: The effects of forum participation on plan execution
Replies: 18
Views: 1932

Re: The effects of forum participation on plan execution

Don’t confuse the “two stages” of Investing Firstly learning all you can -reading everything-this can take a while Secondly-the Plan is set and you get on with your life with monitoring only as an active policy Monitoring is a variable and can lead to problems as TimeLord states No Plan once set in ...
by xxd091
Fri Dec 14, 2018 6:17 am
Forum: Investing - Theory, News & General
Topic: What Happened to you during the Financial crisis of 2007–2008
Replies: 249
Views: 21859

Re: What Happened to you during the Financial crisis of 2007–2008

Retired in 2003 having read all the Boglehead info I could get I had made my pile and was in Global Index Trackers with an Asset Allocation relevant to my age ie 40% Equities/60% Bonds(thanks Jack!) Enough cash for 3-4 years fortuitously to hand due to a U.K. pension perk -25% of Pension can be take...
by xxd091
Thu Nov 29, 2018 7:05 pm
Forum: Investing - Theory, News & General
Topic: Bogle Sounds a Warning on Index Funds
Replies: 103
Views: 21695

Re: Bogle Sounds a Warning on Index Funds

Did a John Bogle not say once that 99.9% of stock market trading was Speculation and 0.1% was Investment driven Perhaps if we have less Speculation and more Investment(buy and hold)-it would be a Good Thing Maybe this is where Index Trackers are leading the Market Every body buys and holds and only ...
by xxd091
Mon Nov 05, 2018 5:11 am
Forum: Investing - Theory, News & General
Topic: Jack Bogle - Two Fund Portfolio
Replies: 121
Views: 25005

Re: Jack Bogle - Two Fund Portfolio

Hi All From the UK Early seventies-retired 14 years Now at 70/30 Bonds /Equities-made my pile and don’t want to lose it! Use Vanguard World Index Fund plus Vanguard Global Bond Index Fund-hedged to the pound 2 funds-simple-especially for my wife who has little interest in managing money Probably kee...
by xxd091
Wed Aug 29, 2018 2:28 am
Forum: Investing - Theory, News & General
Topic: Home Country Bias
Replies: 31
Views: 3277

Re: Home Country Bias

Hi LRH Adam A Brit like yourself Been a Boglehead for many years I have a World Index Fund for Equities and Bonds(Vanguard has a Bond Fund hedged to the Pound) Portfolio therefore has a large US skew as the US is currently the words biggest regulated economy This has served me well for the last 15 y...
by xxd091
Fri Aug 03, 2018 1:47 pm
Forum: US Chapters
Topic: How did you become a Boglehead?
Replies: 53
Views: 4289

Re: How did you become a Boglehead?

Never underestimate the worldwide “Bogle” effect! Over the Pond in the U.K. I was an evolving investor having discovered the various nefarious ways my valuable contributions to my pension was being “trimmed” Over here 40% tax relief was given on Pension contributions I discovered that the whole of t...
by xxd091
Mon Jun 11, 2018 4:28 am
Forum: Investing - Theory, News & General
Topic: When I thought I was smarter than the market
Replies: 22
Views: 4076

Re: When I thought I was smarter than the market

Congratulations ragnathor We all arrive at the Bogle railway station in our own way I am a UK Boglehead that started the journey in 1999 - now 72 and retired 15 yrs It started for me when I found out the costs I was paying plus not really knowing what the pension fund was producing in the way of gai...
by xxd091
Tue May 29, 2018 5:23 pm
Forum: Non-US Investing
Topic: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?
Replies: 92
Views: 6597

Re: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?

Very impressed how the European and American Bogleheads are helping each other Surely this is the way ahead for this forum as the Boglehead philosophy starts to expand from its inception in America to Europe and the rest of the world I have been through 2001,2008 crashes with help from posts from he...
by xxd091
Tue May 29, 2018 6:43 am
Forum: Non-US Investing
Topic: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?
Replies: 92
Views: 6597

Re: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?

If you have globally diversified the Equity portion of you Portfolio for safety and growth-why would you not do the same with your Bonds A Global Bond Fund -admittedly it would have to be hedged to the Euro-has over 50% US bonds plus German French and British etc Betting on Germany is OK but it is o...
by xxd091
Sun May 27, 2018 6:41 pm
Forum: Non-US Investing
Topic: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?
Replies: 92
Views: 6597

Re: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?

Hi UK Boglehead here-been in the Italian position-sort of-Brexit seems to be happening! Not the same as leaving the Euro but a serious financial move nevertheless . Am also a Scot-independence nearly succeeded!-could have had to leave the pound. Where to invest as all the “fixed” points start to mov...