Search found 1989 matches

by runner9
Sat Feb 24, 2018 7:53 am
Forum: Personal Consumer Issues
Topic: Knob and Tube rewire cost
Replies: 15
Views: 981

Knob and Tube rewire cost

Our house was built in 1954 and had a large addition put in on the early 1990s. The original bungalow is knob and tube and we've always talked about having it replaced. K&T is very, very common in our area and considered safe by everyone if undisturbed. I've read people say "must remove or not get i...
by runner9
Sun Feb 18, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: Anyone move/relocate with a large woodshop and wood inventory?
Replies: 8
Views: 922

Re: Anyone move/relocate with a large woodshop and wood inventory?

www.owwm.org has people who use old machinery, they often move it when bought or sold, or when they move houses/shops.
by runner9
Sat Feb 10, 2018 4:37 pm
Forum: Investing - Help with Personal Investments
Topic: 403b search for better options
Replies: 8
Views: 469

Re: 403b search for better options

403b vs 457 in general I'm not sure, I'm not an expert.

In Ohio, 403b are sold by salespeople, usually have high fees, confusing terms, etc. Ohio457 has Vanguard funds at a lower ER than I can get on my own at Vanguard. It's a win-win.
by runner9
Sat Feb 10, 2018 3:38 pm
Forum: Investing - Help with Personal Investments
Topic: 403b search for better options
Replies: 8
Views: 469

Re: 403b search for better options

What state are you teaching in? Is a 457 an option?

In Ohio, the Ohio457 has super low fees and is almost like a secret since they don't advertise, have salespeople, etc.
by runner9
Mon Feb 05, 2018 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: MS Money replacement
Replies: 16
Views: 1352

Re: MS Money replacement

Still using Microsoft Money here. I enter all receipts. I think that helps me gauge spending correctly, and for sure allows me to categorize correctly.
by runner9
Sat Jan 13, 2018 3:11 pm
Forum: Investing - Help with Personal Investments
Topic: New 529 rules -- One state plan's response
Replies: 12
Views: 1038

Re: New 529 rules -- One state plan's response

ccieemeritus wrote:
Sat Jan 13, 2018 11:31 am
What state is this?
Based on Google search I'd bet Alabama.
by runner9
Sat Jan 13, 2018 11:04 am
Forum: Personal Consumer Issues
Topic: Yahoo Mail: Only auto-suggest from Address Book?
Replies: 2
Views: 160

Yahoo Mail: Only auto-suggest from Address Book?

I just took over as Cubmaster of my son's cub scout pack and I'm happy to have the position. With it comes an e-mail address that can be frustrating. One big problem I can't figure out is that when I go to compose an e-mail and start typing a name, Michelle let's say, it will auto suggest every e-ma...
by runner9
Sat Jan 13, 2018 8:31 am
Forum: Personal Consumer Issues
Topic: Vanguard merchandise
Replies: 4
Views: 509

Re: Vanguard merchandise

This thread discusses the subject. Merch is available. https://www.bogleheads.org/forum/viewtopic.php?t=203418 To save others reading 111 posts, I believe this is the only link in that thread that works. Someone said they ordered a hat this past December, a month ago from the contact on this PDF li...
by runner9
Wed Jan 10, 2018 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: Letter from Social Security re Fraudulent Claim
Replies: 54
Views: 5081

Re: Letter from Social Security re Fraudulent Claim

And if/when you go to the local office talk to one government employee about it how would any scammer know you were there, talking to them? I don't see anything to lose by taking the letter to the SSA office and asking about it.
by runner9
Sun Jan 07, 2018 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 97
Views: 6003

Re: ID theft and check cashing fraud

The local PD told me that the minimum amount for follow up for this type of fraud is $25,000 (in my city). The Officer referenced budget cuts, volume of crime, and staffing make it unrealistic to pursue for lessor amounts. The Officer was sympathetic but explained the harsh reality in today’s world...
by runner9
Tue Jan 02, 2018 6:29 pm
Forum: Personal Consumer Issues
Topic: Convert drafty wood burning fireplace to more efficient
Replies: 21
Views: 1720

Re: Convert drafty wood burning fireplace to more efficient

Thanks all. The fireplace is on the exterior of the house. The interior wall is flat above the mantel and on the second floor. We have some wood which we bought probably 4 years ago. I've been giving it to the cub scout pack as needed, I'm happy to just get rid of it. We need to room to be warmer, t...
by runner9
Tue Jan 02, 2018 8:25 am
Forum: Personal Consumer Issues
Topic: Vacation, cabin, snowmobile & keeping warm
Replies: 25
Views: 2600

Re: A cabin in the snow

You might benefit from retitling this. I saw the title and my first though was a nice picture. Something about a winter outdoor vacation and/or winter clothing might steer some people to your thread.
by runner9
Tue Jan 02, 2018 7:44 am
Forum: Personal Consumer Issues
Topic: Advice needed for paypal transaction
Replies: 14
Views: 992

Re: Advice needed for paypal transaction

I would try to call Paypal and ask their advice. Can't hurt to see what they say.
by runner9
Mon Jan 01, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Convert drafty wood burning fireplace to more efficient
Replies: 21
Views: 1720

Re: Convert drafty wood burning fireplace to more efficient

Thanks everyone. OP here. My mom has a fireplace she doesn't use as well. I was able to get foam board wedged in just perfect at her house and it really helps. Mine is built different and that never worked. We had tried to ballon thing with hers with some success. I'm ready for a permanent solution,...
by runner9
Mon Jan 01, 2018 11:56 am
Forum: Personal Consumer Issues
Topic: Aprilaire Humidifier
Replies: 29
Views: 2237

Re: Aprilaire Humidifier

I personally wouldn't want my house higher than 35% in winter, especially with it as cold as it is right now.

https://www.energyvanguard.com/blog/wha ... -in-winter
by runner9
Mon Jan 01, 2018 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 31786

Re: Ally Bank 11 month [No-Penalty CD]

They are open 24/7. You can call on New Yeses if you want!
by runner9
Sun Dec 31, 2017 9:36 am
Forum: Personal Consumer Issues
Topic: Convert drafty wood burning fireplace to more efficient
Replies: 21
Views: 1720

Convert drafty wood burning fireplace to more efficient

We have a wood burning fireplace in our family room, which sits on a concrete slab (not that that matters). In the 10+ years we've lived in the house we've replaced the doors, put a chimney cap on, then replaced the cap with a damper that seals at the top. We've also had our share of wood fires but ...
by runner9
Sun Dec 31, 2017 8:45 am
Forum: Personal Consumer Issues
Topic: Aprilaire Humidifier
Replies: 29
Views: 2237

Re: Aprilaire Humidifier

My April Air 760 has the humidity level too high...55 to 62%. It kicks out the same amount of moisture whether the dial is set at 15 or at 40. So the issue is probably the humidistat, but I do hear a faint click. But since the entire unit is about 20 years old, I'm thinking for replacing the whole ...
by runner9
Thu Dec 28, 2017 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 31786

Re: Ally Bank 11 month [No-Penalty CD]

I opened an 11 Month no penalty at 1.75%, transferred from our Ally Savings account, online in about 2 minutes. Meanwhile, the wait to talk to someone in the upper right moved from 31 minutes to 27.
by runner9
Wed Dec 27, 2017 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 31786

Re: Ally Bank 11 month [No-Penalty CD]

FYI - saw the following note on Ally's web site with regard to the 11 month no-penalty CD today: FOR A LIMITED TIME 12/19/17 THROUGH 1/2/18 So for those of us who want to wait until 2018 (to keep the interest out of 2017 if we selected the pay interest at maturity option), we can do so and still wi...
by runner9
Tue Dec 26, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: Converting printed pictures to digital files
Replies: 15
Views: 1322

Re: Converting printed pictures to digital files

I'm reading this thread with interest. We have a bookshelf of old photos, and we know that my wife's grandma has lots of old photos, slides, etc. Would be great to scan them or have them scanned. I could scan while watching tv if it didn't need hooked up to a computer close by (either memory or a lo...
by runner9
Sun Dec 24, 2017 9:33 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36427

Re: How to Get Stock Quotes Into Excel

I'm lost. I don't know what I'm doing wrong. I'm running Excel 2010. I downloaded the 2017.11.30 Zip file from this link: https://smf-add-in.blogspot.ca/2017/11/new-zip-file-version-20171130.html I installed the first one that came up in the Zip file, RCH_Stock_Market_Functions. When I go to File--...
by runner9
Sun Dec 24, 2017 5:27 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36427

Re: How to Get Stock Quotes Into Excel

I just switched TO the SMF Add-in. I had never used it until a week ago. The smfGetYahooPortfolioView still works to load prices and price changes (and ~90 other fields if you want), and works much faster than the ticker by ticker Excel webservice to Yahoo functions that I used to use. The quirks o...
by runner9
Fri Dec 22, 2017 8:08 am
Forum: Personal Finance (Not Investing)
Topic: Stamp inheritance
Replies: 30
Views: 2977

Re: Stamp inheritance

How can U.S. stamps be worth less than face value? You can always use them on envelopes if they fit. They're worth face value to the post office but what use would you personally have for a $0.17 stamp? Not enough to mail a first class envelope and not enough to pay for an additional ounce either. ...
by runner9
Tue Dec 19, 2017 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 31786

Re: Ally no penalty 11 month CD rate increased to 1.50% this morning

I didn't bit at 1.6 (over my current 1.5) but I think I will at 1.75!
by runner9
Sat Dec 16, 2017 6:34 pm
Forum: Personal Consumer Issues
Topic: Electric Energy Usage
Replies: 86
Views: 5591

Re: Electric Energy Usage

Our usage varies from 266-501 KWH a month over last 12 months. We have natural gas for furnace, hot water and dryer. I've air sealed and added insulation to the attic to about R70 along with ventilation through the soffits. We had the 1954 walls insulated with expanding foam. We've replaced most win...
by runner9
Sat Dec 16, 2017 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance Out of Network question
Replies: 37
Views: 2463

Re: Health Insurance Out of Network question

I would call the insurance company first, explain the situation, push a little and listen to their advice. Based on that you could appeal to insurance, negotiate with the doctor, etc.
by runner9
Thu Dec 14, 2017 8:44 pm
Forum: Personal Consumer Issues
Topic: Roofing Question Ice Build Up
Replies: 22
Views: 1507

Re: Roofing Question Ice Build Up

I've air sealed and insulated. It's a lot of dirty crawling in tight spaces. Green Building Advisor website is very helpful.
by runner9
Thu Dec 14, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: Roofing Question Ice Build Up
Replies: 22
Views: 1507

Re: Roofing Question Ice Build Up

Temperature/sun/etc can make a difference. The ice damn is snow melting either for factors above the roof or below the roof.

Is the color of the shingle any darker than prior?
by runner9
Sun Dec 10, 2017 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Amount Contributed to Roth on Fidelity Site?
Replies: 6
Views: 400

Re: Amount Contributed to Roth on Fidelity Site?

You should be able to click on your Roth Account and see 'Contribute to your Fidelity IRAs' on the right side of the screen. Click on the 'Show Contributions' button and it will show how much you've contributed this year. Hope that helps. Thank you. It wasn't exactly there but a little down and jus...
by runner9
Sat Dec 09, 2017 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: Amount Contributed to Roth on Fidelity Site?
Replies: 6
Views: 400

Re: Amount Contributed to Roth on Fidelity Site?

Thanks, that gives a rounded to whole dollar total for every month, and actually is 2 deposits less than adding the monthly deposits from the Roth listings.

I'd really like to double check my math with an exact amount contributed on the Roth side of the site. It really can't be this hard.
by runner9
Sat Dec 09, 2017 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Amount Contributed to Roth on Fidelity Site?
Replies: 6
Views: 400

Amount Contributed to Roth on Fidelity Site?

We have the 2% card that deposits into a Roth IRA at Fidelity, our only account there. I'm trying to double check my calculations for what has been contributed there, so I can add to the Vanguard IRA and total 5.5K. I can not for the life of me figure out how to get the total amount to show on the F...
by runner9
Sat Dec 02, 2017 8:56 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST -- November
Replies: 6
Views: 938

Re: BOGLEHEAD CONTEST -- November

If it goes much higher a quick count is less than 10 guesses in the 2700-2799 range.
by runner9
Sat Nov 25, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Billed by Spectrum. Don't have account.
Replies: 7
Views: 1351

Re: Billed by Spectrum. Don't have account.

It's also possible that someone made a mistake in the email address when setting up and online account. Does your name or address appear on the email? I would also check the link in the email to see if it actually goes to the supposed site. If this is web mail you can hover over the link to see. I'...
by runner9
Fri Nov 24, 2017 7:48 pm
Forum: Personal Consumer Issues
Topic: Target Pre-pay phones on Thanksgiving in store issues
Replies: 13
Views: 1348

Re: Target Pre-pay phones on Thanksgiving in store issues

Somewhat related: Target also does not price match right now: "Price matches and adjustments to competitors will not be allowed for prices from Thanksgiving Day through the entire week after Thanksgiving. (11/23/2017 – 12/2/2017)." https://corporate.target.com/about/shopping-experience/shop-with-con...
by runner9
Thu Nov 23, 2017 7:02 pm
Forum: Personal Consumer Issues
Topic: Geneology: finding the house a dead relative lived in.
Replies: 14
Views: 1326

Geneology: finding the house a dead relative lived in.

Came up at Thanksgiving dinner: My cousin is now living near where my/our great grandparents lived. He is trying to find out the house they lived in just for curiosity. She died in 1944 he died in 1964. Looking at 1940 census it just lists a town with a 2 after it and a township. Obit and death cert...
by runner9
Sat Nov 18, 2017 8:49 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1353

Re: St Louis: from airport to hotel (uber, shuttle or rental)

An update: thank you all for the advice. We did 4 Uber trips, (Airport-Hotel, Hotel-Church and both reversed) and it was easy and cheaper than a car would have been. Only problem was the driver getting to us at the Southwest terminal when we arrived. That was quite a traffic jam with nobody directin...
by runner9
Sun Nov 05, 2017 4:02 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36427

Re: Anyone else lose ability to download stock prices recently?

This doesn't get the dividend, but it does get annual yield so it's just as good: =IFERROR(INDEX(SPLIT(INDEX(IMPORTHTML("https://www.google.com/finance?q="&A4,"table",3),1,2), "/"),2)) Where A4 references the ticker Can you please explain, step by step, how this works? I can find IFERROR as a funct...
by runner9
Sat Nov 04, 2017 10:58 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1353

Re: St Louis: from airport to hotel (uber, shuttle or rental)

I couldn't get a lot of information from the Metrolink website. The map implied that we would have to go past Clayton switch lines and come back to Clayton (all of it with luggage) True or not?
by runner9
Sat Nov 04, 2017 9:47 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1353

Re: St Louis: from airport to hotel (uber, shuttle or rental)

Thanks all. I had previously looked over the link to transportation on the St. Louis airport page. I explored the MetroLink but couldn't get a clear answer, as they appear to be on different lines. They don't list Uber at all on the airport page so I didn't know if that was an option. Where exactly ...
by runner9
Sat Nov 04, 2017 7:10 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1353

St Louis: from airport to hotel (uber, shuttle or rental)

We're going to St. Louis for a wedding, we'll be there less than 48 hours. We fly into Lambert Airport at 9pm on a Friday. Our hotel is the Sheraton Clayton Plaza. We need to get from the airport to the hotel, from the hotel to a church 2 miles away that has limited parking, back to the hotel for th...
by runner9
Thu Nov 02, 2017 5:33 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 273
Views: 36427

Re: Yahoo! Quote Not Working

"PMStockQuote Excel Add-In" also stopped working yesterday :(

Suggestions for what else to use in an Excel spreadsheet greatly appreciated.
by runner9
Sat Oct 28, 2017 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa Card
Replies: 17
Views: 1889

Re: Fidelity Rewards Visa Card

We have had it, predating Elon, with no complaints. They automatically deduct $50+ into my wife's IRA whenever it hits that. They also have had several bonus offers that have netted us more than 2% back.
by runner9
Sun Sep 24, 2017 1:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 125
Views: 26395

Re: NE Ohio (Cleveland Area) Master Thread

mrsytf wrote:
Fri Sep 22, 2017 8:21 pm
Any chance the meeting will ever be on the east side? Or will it always be at the North Royalton library?
+1
by runner9
Sat Sep 16, 2017 8:17 pm
Forum: Personal Consumer Issues
Topic: A medical bill to argue?
Replies: 14
Views: 1819

Re: A medical bill to argue?

Make sure it was billed to insurance, then contact insurance, explain what/where occurred and make sure they agreed the bill was for the correct what/where. This would be how I would start.
by runner9
Sat Sep 09, 2017 2:47 pm
Forum: Personal Consumer Issues
Topic: 7 year old son's coin collection (& my observation on circulation?)
Replies: 14
Views: 2479

Re: 7 year old son's coin collection (& my observation on circulation?)

OP here, just an update if anyone's interested. After buying a 1975D, my son's dime collection was complete from 1965-2017, he found the rest in circulation. Pre 1965 are silver, he has a total of 1 that a relative gave him. He then moved on to pennies. On his own from circulation, with my help, he ...
by runner9
Sat Aug 26, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: mold problem in bathroom --advice?
Replies: 18
Views: 2237

Re: mold problem in bathroom --advice?

Get a squeegee like this one and get most of the water off all the walls right after showering. Doesn't solve your problem, but really cut down on discoloration for us.

https://www.amazon.com/gp/product/B000CCDBRK/
by runner9
Tue Jul 18, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: Having flowers delivered
Replies: 13
Views: 1217

Re: Having flowers delivered

Thank you all. I price and selection compared a few local stores and Costco and ended up with Costco. I couldn't find Sunday delivery with any; wife will be shocked regardless. Thanks for the advice!
by runner9
Tue Jul 18, 2017 7:42 pm
Forum: Personal Consumer Issues
Topic: 7 year old son's coin collection (& my observation on circulation?)
Replies: 14
Views: 2479

Re: 7 year old son's coin collection (& my observation on circulation?)

Thanks. We have a relative southwest of Chicago who found a 2017-D without even trying. He's coming to visit in about a month and will bring it. I'm tempted to ask him to bring a few rolls of dimes from his bank and we'll pay him back.