Search found 1953 matches

by runner9
Sat Nov 18, 2017 8:49 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1134

Re: St Louis: from airport to hotel (uber, shuttle or rental)

An update: thank you all for the advice. We did 4 Uber trips, (Airport-Hotel, Hotel-Church and both reversed) and it was easy and cheaper than a car would have been. Only problem was the driver getting to us at the Southwest terminal when we arrived. That was quite a traffic jam with nobody directin...
by runner9
Sun Nov 05, 2017 4:02 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 246
Views: 20548

Re: Anyone else lose ability to download stock prices recently?

This doesn't get the dividend, but it does get annual yield so it's just as good: =IFERROR(INDEX(SPLIT(INDEX(IMPORTHTML("https://www.google.com/finance?q="&A4,"table",3),1,2), "/"),2)) Where A4 references the ticker Can you please explain, step by step, how this works? I can find IFERROR as a funct...
by runner9
Sat Nov 04, 2017 10:58 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1134

Re: St Louis: from airport to hotel (uber, shuttle or rental)

I couldn't get a lot of information from the Metrolink website. The map implied that we would have to go past Clayton switch lines and come back to Clayton (all of it with luggage) True or not?
by runner9
Sat Nov 04, 2017 9:47 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1134

Re: St Louis: from airport to hotel (uber, shuttle or rental)

Thanks all. I had previously looked over the link to transportation on the St. Louis airport page. I explored the MetroLink but couldn't get a clear answer, as they appear to be on different lines. They don't list Uber at all on the airport page so I didn't know if that was an option. Where exactly ...
by runner9
Sat Nov 04, 2017 7:10 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1134

St Louis: from airport to hotel (uber, shuttle or rental)

We're going to St. Louis for a wedding, we'll be there less than 48 hours. We fly into Lambert Airport at 9pm on a Friday. Our hotel is the Sheraton Clayton Plaza. We need to get from the airport to the hotel, from the hotel to a church 2 miles away that has limited parking, back to the hotel for th...
by runner9
Thu Nov 02, 2017 5:33 pm
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 246
Views: 20548

Re: Yahoo! Quote Not Working

"PMStockQuote Excel Add-In" also stopped working yesterday :(

Suggestions for what else to use in an Excel spreadsheet greatly appreciated.
by runner9
Sat Oct 28, 2017 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa Card
Replies: 17
Views: 1581

Re: Fidelity Rewards Visa Card

We have had it, predating Elon, with no complaints. They automatically deduct $50+ into my wife's IRA whenever it hits that. They also have had several bonus offers that have netted us more than 2% back.
by runner9
Sun Sep 24, 2017 1:35 pm
Forum: Local Chapters and Bogleheads Community
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 113
Views: 23419

Re: NE Ohio (Cleveland Area) Master Thread

mrsytf wrote:
Fri Sep 22, 2017 8:21 pm
Any chance the meeting will ever be on the east side? Or will it always be at the North Royalton library?
+1
by runner9
Sat Sep 16, 2017 8:17 pm
Forum: Personal Consumer Issues
Topic: A medical bill to argue?
Replies: 13
Views: 1472

Re: A medical bill to argue?

Make sure it was billed to insurance, then contact insurance, explain what/where occurred and make sure they agreed the bill was for the correct what/where. This would be how I would start.
by runner9
Sat Sep 09, 2017 2:47 pm
Forum: Personal Consumer Issues
Topic: 7 year old son's coin collection (& my observation on circulation?)
Replies: 14
Views: 2347

Re: 7 year old son's coin collection (& my observation on circulation?)

OP here, just an update if anyone's interested. After buying a 1975D, my son's dime collection was complete from 1965-2017, he found the rest in circulation. Pre 1965 are silver, he has a total of 1 that a relative gave him. He then moved on to pennies. On his own from circulation, with my help, he ...
by runner9
Sat Aug 26, 2017 8:10 pm
Forum: Personal Consumer Issues
Topic: mold problem in bathroom --advice?
Replies: 18
Views: 2047

Re: mold problem in bathroom --advice?

Get a squeegee like this one and get most of the water off all the walls right after showering. Doesn't solve your problem, but really cut down on discoloration for us.

https://www.amazon.com/gp/product/B000CCDBRK/
by runner9
Tue Jul 18, 2017 7:44 pm
Forum: Personal Consumer Issues
Topic: Having flowers delivered
Replies: 13
Views: 1111

Re: Having flowers delivered

Thank you all. I price and selection compared a few local stores and Costco and ended up with Costco. I couldn't find Sunday delivery with any; wife will be shocked regardless. Thanks for the advice!
by runner9
Tue Jul 18, 2017 7:42 pm
Forum: Personal Consumer Issues
Topic: 7 year old son's coin collection (& my observation on circulation?)
Replies: 14
Views: 2347

Re: 7 year old son's coin collection (& my observation on circulation?)

Thanks. We have a relative southwest of Chicago who found a 2017-D without even trying. He's coming to visit in about a month and will bring it. I'm tempted to ask him to bring a few rolls of dimes from his bank and we'll pay him back.
by runner9
Tue Jul 18, 2017 7:30 pm
Forum: Personal Consumer Issues
Topic: 7 year old son's coin collection (& my observation on circulation?)
Replies: 14
Views: 2347

7 year old son's coin collection (& my observation on circulation?)

My 7 year old was given a dime coin collecting book about a few weeks ago as a gift and he's really taken to it. Nearly every day he goes through a little over $10 in dimes and adds what he can to his collection books, which now span 1965-2017. Then, with help, the remaining dimes are rolled, taken ...
by runner9
Tue Jul 18, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Physicals and Forms for Kids Activities
Replies: 12
Views: 849

Re: Physicals and Forms for Kids Activities

I needed medical form for Boy Scouts for my son and I. My son's doctor did it for free, just dropped off since he was up to date on appts. Mine was discussed early with doctor, then he (different doctor, also with Cleveland Clinic) filled it out on a drop off basis. No charge either time.
by runner9
Mon Jul 17, 2017 6:42 pm
Forum: Personal Consumer Issues
Topic: Having flowers delivered
Replies: 13
Views: 1111

Having flowers delivered

I've never had flowers delivered. This year I'm out of town for our wedding anniversary and want to have flowers delivered while I'm gone. Anniversary is a Sunday but I'll pick another day if there's a big price difference. Anything to keep in mind? She really likes red roses. Thanks!
by runner9
Fri Jul 14, 2017 7:21 am
Forum: Personal Finance (Not Investing)
Topic: My first poor Ally Bank experience
Replies: 25
Views: 5168

Re: My first poor Ally Bank experience

We bank only at Ally. My son has started collecting dimes. I spent 8 minutes in a very short line that didn't move at a bank, just to trade in 2 rolls of dimes for 2 different rolls. Reminded me why I love Ally.
by runner9
Mon Jul 10, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: [Amazon Prime Day]
Replies: 87
Views: 10256

[Amazon Prime Day]

I've spent time going through categories on my computer for Prime Day, a little frustrated that search doesn't seem to work.

Anyway, I have now clicked watch for many items but can't find the list of them anywhere, only that watched is marked when I research through the items.

Any suggestions?
by runner9
Mon Jul 03, 2017 7:57 am
Forum: Investing - Help with Personal Investments
Topic: Our $101K "Problem" <--that much in cash savings
Replies: 16
Views: 2318

Re: Our $101K "Problem" <--that much in cash savings

OP Here: Thanks for the advice so far, here's a little clarity on my roof comment: House roof was new in July, 2016. The garage is detached and built in 1954. Like most of the community the foundation wasn't correct and so the slab is cracked with some points an inch or 2 higher than the next sectio...
by runner9
Mon Jul 03, 2017 7:04 am
Forum: Investing - Help with Personal Investments
Topic: Our $101K "Problem" <--that much in cash savings
Replies: 16
Views: 2318

Our $101K "Problem" <--that much in cash savings

In November, 2014 we paid off our mortgage, which was our only debt. We had about $22K left after that. That number has steadily grown in the nearly 3 years since and today topped $101,000. It’s made up of Checking, Savings and 2 CDs. (There’s also $10K in ibonds I’m not counting in the total.) We h...
by runner9
Sun Jun 25, 2017 7:24 am
Forum: Personal Finance (Not Investing)
Topic: Ally no penalty 11 month CD rate increased to 1.50% this morning
Replies: 68
Views: 10138

Re: Ally no penalty 11 month CD rate increased to 1.50% this morning

signewton wrote:
Hard pull or softpull? I already have their savings (which was softpull) and I know to open a checking its a hardpull...
We have checking, savings and 1 CD at Ally. Opened a second CD on Tuesday with no issues and we both have our credit frozen.
by runner9
Wed Jun 21, 2017 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Ally no penalty 11 month CD rate increased to 1.50% this morning
Replies: 68
Views: 10138

Re: Ally no penalty 11 month CD rate increased to 1.50% this morning

Thanks for posting this. I had debated creating a CD with money from savings when it was 1.30% but decided no/didn't decide. The raise to 1.50% made it an easy decision and I got my wife on board as I could see no downside unless we suddenly needed that money in the next 6 days, which we won't.
by runner9
Wed Jun 07, 2017 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Docs to take to SS Office for Medicare signup
Replies: 4
Views: 588

Docs to take to SS Office for Medicare signup

My MIL turns 65 in August. She's decided to sign up for Medicare at the local social security office. What paperwork does she need to take with her? Currently planning to take drivers license and social security card. The medicare site says that you can apply at a social security office but doesn't ...
by runner9
Sun Jun 04, 2017 9:07 am
Forum: Personal Consumer Issues
Topic: Simple & Free Floor Plan Software
Replies: 4
Views: 501

Simple & Free Floor Plan Software

I'd like to make a rough floor plan of our house, so I can get a quick overview of doors, windows, outlets, etc. This is just for me, doesn't have to be super accurate but close. A quick google search shows several but I have no idea if any are good and/or easy to learn. I tried making it in Excel w...
by runner9
Fri Jun 02, 2017 11:09 am
Forum: Personal Consumer Issues
Topic: Fidelity 2000 'bonus points'
Replies: 32
Views: 3489

Re: Fidelity 2000 'bonus points'

LSLover wrote:I feel very special... My offer is 2,000 points for only $350 in charges between June 1 and July 31.
Just curious, is $350 average or above of what you normally spend on the card or not?
by runner9
Fri Jun 02, 2017 7:37 am
Forum: Personal Consumer Issues
Topic: Fidelity 2000 'bonus points'
Replies: 32
Views: 3489

Re: Fidelity 2000 'bonus points'

We got an e-mail March 1 to spend $3,400 between March 1 and April 30. I don't think we did but honestly didn't keep close watch. Just got another e-mail and a mailing yesterday to spend $6,100 between June 1 and July 30 for the same offer. Key for us is offer is just for over that amount, so gettin...
by runner9
Mon May 29, 2017 10:47 am
Forum: Investing - Help with Personal Investments
Topic: How exactly does Vanguard's RMD service work? Rebalancing?
Replies: 57
Views: 7954

Re: How exactly does Vanguard's RMD service work? Rebalancing?

Thanks all. So, if my mom is competent and understands everything and is going to call Vanguard each year and ask them to send a check directly for X amount to the charity, then withhold X amount of what is left for taxes and deposit the remaining part of the RMD into her bank account or taxable acc...
by runner9
Sun May 28, 2017 4:52 pm
Forum: Investing - Help with Personal Investments
Topic: How exactly does Vanguard's RMD service work? Rebalancing?
Replies: 57
Views: 7954

Re: How exactly does Vanguard's RMD service work? Rebalancing?

I know this is a few years old but I am guessing the information I've read in the thread is still correct. My mom is taking RMD for the first time this year. She recently got the letter about enrolling in this service. She's very on top of understanding how much she must take out. She wants to make ...
by runner9
Sat May 27, 2017 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: One time chance to reselect Defined Benefits or Defined Contribution
Replies: 35
Views: 3384

Re: One time chance to reselect Defined Benefits or Defined Contribution

Thank you all so much for your time, information and suggestions. After a lot of thinking, I finally decided to switch to DB. The reasons being that it has a pretty nice disability benefits built in that I'm already qualified for, survivor benefits and a fixed income I can expect once I retire. My ...
by runner9
Sat May 27, 2017 3:57 pm
Forum: Personal Finance (Not Investing)
Topic: One time chance to reselect Defined Benefits or Defined Contribution
Replies: 35
Views: 3384

Re: One time chance to reselect Defined Benefits or Defined Contribution

Since I have and will continue to max out my Roth and start 457, I feel it is more diversified to not put all my savings under the market's mercy. My other savings can help provide a nice cushion when I retire. My biggest fear is that I don't trust whoever is running the pension, so for that I'm ho...
by runner9
Sat May 27, 2017 11:28 am
Forum: Personal Consumer Issues
Topic: am I the victim of ID theft?
Replies: 15
Views: 2349

Re: am I the victim of ID theft?

https://www.thrifty.com/customercare/co ... ience.aspx

You could try the "urgent requests" phone number and see if they are open.
by runner9
Thu May 25, 2017 7:17 am
Forum: Investing - Help with Personal Investments
Topic: What to do with divorce settlement
Replies: 31
Views: 5887

Re: What to do with divorce settlement

A 457 typically has lower fees than a 403b but also advertises less as a result. A quick google search brings up "Massachusetts Deferred Compensation SMART Plan." If available I'd look at this before any 403b. Here's a comparison of MA offering from the Boston Teachers Union: https://btu.org/wp-cont...
by runner9
Wed May 24, 2017 7:15 pm
Forum: Personal Consumer Issues
Topic: Rewiring a knob and tube house
Replies: 15
Views: 2062

Re: Rewiring a knob and tube house

K&T is not a fire hazard if its in good condition and has not been hacked/modified or had insulation blown in around it. From a fire safety standpoint the wires themselves are actually safer than modern wiring because the ceramic insulates prevent any direct contact with house framing materials and...
by runner9
Wed May 24, 2017 1:09 pm
Forum: Personal Consumer Issues
Topic: Rewiring a knob and tube house
Replies: 15
Views: 2062

Rewiring a knob and tube house

Our house was originally built in the early 50s and has knob and tube wiring. An addition in the early 90s added a good bit of space which is of course wired for romex, but the original house wasn't touched. At the home inspection 10 years ago there was still a fuse box next to the breaker box. That...
by runner9
Mon May 22, 2017 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: One time chance to reselect Defined Benefits or Defined Contribution
Replies: 35
Views: 3384

Re: One time chance to reselect Defined Benefits or Defined Contribution

Totally agree with the above post. Part of why 90% are in DB is that it was the only option until roughly the year 2000.
by runner9
Sun May 21, 2017 2:04 pm
Forum: Personal Consumer Issues
Topic: Offline Puzzle or Brain Teaser/Training Apps
Replies: 3
Views: 550

Re: Offline Puzzle or Brain Teaser/Training Apps

My wife plays 7 Letter Words, Red Rerring, and Monkey Wrench in pad. Not sure if they're on android, guess yes. All free and English word/play related.
by runner9
Sun May 21, 2017 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: One time chance to reselect Defined Benefits or Defined Contribution
Replies: 35
Views: 3384

Re: One time chance to reselect Defined Benefits or Defined Contribution

As a participant in Ohio STRS I read the OP's initial post and would have bet money she was talking about Ohio STRS. With 25 years, with access to health insurance-expensive but there- and guaranteed amounts I'd stick with defined benefit. Of course, they just got rid of COLA increases for retirees ...
by runner9
Thu May 18, 2017 12:01 pm
Forum: Personal Consumer Issues
Topic: Paying balance of costly ambulance ride
Replies: 18
Views: 1397

Re: Paying balance of costly ambulance ride

This was our experience with American Medical Response ambulance. I think I fully documented it on the thread. I would appeal to insurance, then appeal again. Consider BBB if there are other complaints on there with good outcomes from filing a complaint. https://www.bogleheads.org/forum/viewtopic.ph...
by runner9
Sun May 14, 2017 9:52 am
Forum: Personal Consumer Issues
Topic: Few days in Portland in July
Replies: 36
Views: 2951

Re: Few days in Portland in July

Dottie57 wrote: Portland Oregon or Maine?
Google shows Marriott Downtown Waterfront as being in Portland, Oregon.
by runner9
Thu May 11, 2017 12:19 pm
Forum: Personal Consumer Issues
Topic: Amazon shipment "stuck" at UPS distribution
Replies: 22
Views: 2666

Re: Amazon shipment "stuck" at UPS distribution

I e-mailed Jeff Bozos account and someone replied that they would credit the cost of the second/replacement item. It arrives Tuesday, ahead of schedule. So, in the end 2 items were sent, one arrived. Neither cost us anything plus we got a $5 amazon credit for the first day the first item was late. C...
by runner9
Tue May 09, 2017 7:01 am
Forum: Personal Finance (Not Investing)
Topic: Question about re-gifting a gift for tax purposes
Replies: 13
Views: 946

Re: Question about re-gifting a gift for tax purposes

Giving over 14k a person in a year is only is a factor in estate tax upon your death, there are no taxes due now. Current exclusion is north of $5 million, anything given over 14k in a year decreases this amount. Can you just wait to next year to gift the rest? If not I would just gift it now direct...
by runner9
Mon May 08, 2017 7:16 am
Forum: Personal Consumer Issues
Topic: College Reunion Vacation
Replies: 13
Views: 995

Re: College Reunion Vacation

bluebolt wrote:What kind of vacation are you looking for? Partying, going out? Or, quiet hanging out? Spouses or kids coming on the trip or not?
+1 agreed, this info is very important.
by runner9
Fri May 05, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: Amazon shipment "stuck" at UPS distribution
Replies: 22
Views: 2666

Re: Amazon shipment "stuck" at UPS distribution

UPS status was updated after 3 way call last night to "We're attempting to verify the package location./Lost package investigation"
by runner9
Thu May 04, 2017 6:21 pm
Forum: Personal Consumer Issues
Topic: Amazon shipment "stuck" at UPS distribution
Replies: 22
Views: 2666

Re: Amazon shipment "stuck" at UPS distribution

Item was 15.99. I found it locally for 25; not worth the extra money to me. It has free return on Amazon so I ordered another just now. Might order a few and return if not needed or if they ever find the first one.
by runner9
Thu May 04, 2017 5:43 pm
Forum: Personal Consumer Issues
Topic: Amazon shipment "stuck" at UPS distribution
Replies: 22
Views: 2666

Re: Amazon shipment "stuck" at UPS distribution

Ended up with a 3 way call and had to push UPS to look past the "delivery date today" line to use some logic. They agreed most likely lost and will investigate for up to EIGHT business days. In a prior chat when Amazon was insistent it would be delivered I opted for refund over replacement. Now Amaz...
by runner9
Thu May 04, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Amazon shipment "stuck" at UPS distribution
Replies: 22
Views: 2666

Re: Amazon shipment "stuck" at UPS distribution

OP here, mentioned accent as I had trouble understanding and am guessing my "logic" might not make sense in the person's home country.

I just called back UPS and they agreed most likely lost. Now chatting with Amazon to have a record and they are checking...
by runner9
Thu May 04, 2017 1:36 pm
Forum: Personal Consumer Issues
Topic: Amazon shipment "stuck" at UPS distribution
Replies: 22
Views: 2666

Amazon shipment "stuck" at UPS distribution

Ordered an item on amazon, took 2 extra days for processing. Sent 2 day air to arrive Wednesday (yesterday). Really need the item. Yesterday at 6:30am it arrives at the location the trucks leave to service our area. I assumed it would be put on a truck yesterday. nope. Assumed it would be put on a t...
by runner9
Thu May 04, 2017 7:04 am
Forum: Personal Consumer Issues
Topic: Vexing electrical problem in the house
Replies: 54
Views: 4421

Re: Vexing electrical problem in the house

I vote for new breaker panel of a different brand, even if you have to pay for it yourself. With the issues that brand's had and the fact the problem is probably in that box a new box should solve it and give you piece of mind. Make sure the guy who comes is an actual certified/licensed electrian, o...
by runner9
Tue May 02, 2017 7:34 am
Forum: Personal Consumer Issues
Topic: Ameriprise Investment Suggestions
Replies: 10
Views: 1012

Re: Ameriprise Investment Suggestions

CyclingDuo wrote:
Run, don't walk, away from Ameriprise.

Look at Vanguard, Fidelity, and Charles Schwab.
+1 Couldn't agree more.