Search found 117 matches

by TerryDMillerMBA
Tue Nov 19, 2019 8:22 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4137
Views: 1184454

Re: What Book Are You Currently Reading? Part VI

"Murder in E Minor"--Robert Goldsborough (audiobook)

Writer doing Rex Stout imitation of Nero Wolfe story. He is very accurate in the tone.
by TerryDMillerMBA
Tue Nov 19, 2019 8:20 am
Forum: Personal Consumer Issues
Topic: Looking for a charity giving Christmas experience
Replies: 44
Views: 2110

Re: Looking for a charity giving Christmas experience

galving wrote:
Tue Nov 19, 2019 7:36 am
Consider a Local Food Bank.
The need is unrelenting and can make an immediate impact.
This times ten. People all over the world need help, but take care of "home" first.
by TerryDMillerMBA
Tue Aug 06, 2019 2:02 pm
Forum: Personal Consumer Issues
Topic: Books on gaining control of your mind/behavior
Replies: 24
Views: 2289

Re: Books on gaining control of your mind/behavior

"Perfection is occasionally attainable, while excellence is always attainable."--Terry D. Miller
by TerryDMillerMBA
Sun Jun 23, 2019 5:46 pm
Forum: Personal Investments
Topic: Reinvesting Dividends or no
Replies: 41
Views: 5233

Re: Reinvesting Dividends or no

One thing I remember is that unless otherwise noted, the total market returns you will see referred to for past performances are assuming reinvested dividends.
by TerryDMillerMBA
Fri May 03, 2019 3:37 am
Forum: Personal Investments
Topic: Company IPO'd. What's Next?
Replies: 37
Views: 4310

Re: Company IPO'd. What's Next?

..... My equity is worth about $4M. I've been chatting with some private wealth management groups at some of the typical banks (ME, MS, GS, etc.) that charge ~0.7-1%/year in fees. ..... 0.7% - 1.0% of $4M is $28K - $40K per year. Every year. I am anal about my investments, takes me 10 minutes per m...
by TerryDMillerMBA
Thu May 02, 2019 4:59 pm
Forum: Personal Consumer Issues
Topic: Kids fishing gear
Replies: 23
Views: 1371

Re: Kids fishing gear

I still use the kinds of rod-and-reel combos mentioned in the thread.

I'm 51.

#ZebcoForever
#ShakespeareUglyStik
by TerryDMillerMBA
Fri Mar 22, 2019 10:38 pm
Forum: Personal Consumer Issues
Topic: Computer security
Replies: 52
Views: 3913

Re: Computer security

For anyone reading this thread any getting bogged down in all the acronyms and security mumbo-jumbo, please do not be scared. I've never been able to figure how the criminal got the information used to trick the recipient. Many of them are just guesses, and out of the tens of thousands that they se...
by TerryDMillerMBA
Tue Feb 12, 2019 2:59 am
Forum: Personal Investments
Topic: Help name a new analytics firm
Replies: 34
Views: 2542

Re: Help name a new analytics firm

Ashagru Analytics
by TerryDMillerMBA
Fri Dec 28, 2018 7:04 am
Forum: Personal Consumer Issues
Topic: Nice jeans for work with lowest average cost of ownership
Replies: 107
Views: 8200

Re: Nice jeans for work with lowest average cost of ownership

Carhartt. I’ve had them for years and their clothes holds up very well. Not sure how their pricing stacks up, but their stuff lasts for years. "Rats, cockroaches, Duluth Trading, and Carhartt clothing."--nuclear war survivors. For looks, I always go with Levi's, Eddie Bauer, or something very simil...
by TerryDMillerMBA
Sun Dec 16, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: Lottery Tickets
Replies: 30
Views: 1804

Re: Lottery Tickets

Not to be “that guy”, but I believe US Postal regulations prohibit the mailing of “games of chance”, which includes lottery tickets. It's not like he is engaging in some ongoing illegal operation. It's just gifts. DYK?: The USA might not have beat Great Brittain in the Revolutionary War without usi...
by TerryDMillerMBA
Sun Nov 18, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: Men's crew neck t-shirts
Replies: 47
Views: 4066

Re: Men's crew neck t-shirts

I've always gone "commando" under my dress shirts.
by TerryDMillerMBA
Sat Jul 28, 2018 1:19 pm
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 162
Views: 15840

Re: Tips for staying active / injury-free into older age

50 years old Been to the emergency room one time when Nixon was president (cut finger and had to get stitches) Never had: *X-rays * MRI *an IV *flu shots Last doctor visit = 26 years ago. Last prescription = 24 years ago (12 Vicodin taken for dental) Water, balanced diet (MEAT, fruit, vegetables, nu...
by TerryDMillerMBA
Mon Jun 18, 2018 10:00 pm
Forum: Personal Investments
Topic: Financial Literacy...
Replies: 19
Views: 1631

Re: Financial Literacy...

There some excellent replies above, but I will add that if I were able to go back in time to 18, and "fix" my financial mindset, two things would be paramount--guard my credit with my life, and save at least 20% of my income.
by TerryDMillerMBA
Fri May 18, 2018 7:18 am
Forum: Personal Consumer Issues
Topic: Hot food flavoring (sauces, spices and peppers)
Replies: 51
Views: 4454

Re: Hot food flavoring (sauces, spices and peppers)

I tend towards VERY mild sauces.

I don't like food that fights back.

EDIT: But when I cook for others, I have learned to "give 'em what they want" and use basics like Frank's Red Hot, etc.
by TerryDMillerMBA
Wed May 02, 2018 5:28 pm
Forum: Personal Consumer Issues
Topic: Not Wasting Food
Replies: 60
Views: 5115

Re: Not Wasting Food

My grandmother fed family, friends, frienemies, and enemies. Wasting food is a sin.
by TerryDMillerMBA
Tue Feb 27, 2018 5:49 am
Forum: Personal Consumer Issues
Topic: Pick up a part-time to get to FI faster or use that time to pursue my dream?
Replies: 11
Views: 1359

Re: Pick up a part-time to get to FI faster or use that time to pursue my dream?

Start the company, and you will never regret trying. If you need help, just ask. I have had issues with balancing my life pursuits. It is a challenge for most. Your situation seems a little more clear cut: I wouldn't want you to monkey around with Uber, etc. when there is human suffering out there t...
by TerryDMillerMBA
Mon Feb 26, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: Value of an Elite MBA
Replies: 58
Views: 7268

Re: Value of an Elite MBA

"It depends."--MBA aphorism and old inside joke.

All of the points others have brought up are things to be considered. It is very wise of you to really consider value, and not just blindly assume that the elite school program would be what you need.
by TerryDMillerMBA
Wed Jan 03, 2018 5:28 pm
Forum: Personal Investments
Topic: Asset allocation, starting business soon
Replies: 8
Views: 854

Re: Asset allocation, starting business soon

I am going to skip the long paragraphs, charts, links, etc. and just help you: 1. Increase your emergency fund to AT LEAST six (6) months, but a year would be even better. 2. Make sure you are thorough in your business planning, or you have paid someone to be thorough. It is one thing you are in con...
by TerryDMillerMBA
Mon Dec 18, 2017 4:48 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4880
Views: 1263386

Re: What Movie Have You Recently Watched?

American Assassin I had previously read (and listened via audiobook) to several of the Mitch Rapp novels. The protagonist doesn't disappoint on the big screen. The fight choreography is excellent. It seems to be based on a hybrid "military combatives" system. Only a few of the moves make you go "Wh...
by TerryDMillerMBA
Fri Dec 08, 2017 7:00 pm
Forum: Personal Consumer Issues
Topic: Please suggest a dry hands product
Replies: 82
Views: 5085

Re: Please suggest a dry hands product

Vegetable glycerin.

Natural
Relatively inexpensive
Relatively odorless
by TerryDMillerMBA
Thu Dec 07, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: I received a speeding ticket via mail from IA - should I pay it?
Replies: 72
Views: 15503

Re: I received a speeding ticket via mail from IA - should I pay it?

I notice you didn't dispute that you were putting the hammer down. Speed :twisted: ?

Pay the :moneybag or you will be :( and :annoyed when they block your license, and add more fees/fines to your situation.

That is actually very cheap for a speeding fine, now that I think about it.
by TerryDMillerMBA
Thu Nov 16, 2017 5:43 pm
Forum: Personal Consumer Issues
Topic: Chain of command
Replies: 39
Views: 6138

Re: Chain of command

These kind of things make the news lately when they go badly.

We see how it goes when things are still rosy. :moneybag :beer :twisted:
by TerryDMillerMBA
Sun Nov 05, 2017 7:12 pm
Forum: Personal Investments
Topic: Income for disabled young adult
Replies: 6
Views: 935

Re: Income for disabled young adult

Is a conservatorship the same as a guardianship? We are writing a trust into our wills but that is really the extent of our planning at this point. For the moment I am looking for the right vehicle to generate income. The terms are used by some interchangeably, but they aren't. The conservator's re...
by TerryDMillerMBA
Fri Nov 03, 2017 5:12 am
Forum: Personal Consumer Issues
Topic: Use Time Warner for home phone vs ATT
Replies: 9
Views: 1147

Re: Use Time Warner for home phone vs ATT

euroswiss wrote:
Wed Nov 01, 2017 10:09 am
chances are high that they switched you to VOIP.
ATT U-Verse for phone and Internet here.

True, it is a VOIP situation.
by TerryDMillerMBA
Wed Oct 11, 2017 7:42 pm
Forum: Personal Consumer Issues
Topic: A good value wine I found...
Replies: 22
Views: 3451

Re: A good value wine I found...

[ ] Buy and hold
[x] Buy and drink
by TerryDMillerMBA
Sat Sep 23, 2017 10:23 am
Forum: Personal Consumer Issues
Topic: What is your favorite reasonably priced bourbon?
Replies: 148
Views: 15925

Re: What is your favorite reasonably priced bourbon?

I am "proud" to see so many Bogleheads share my love of Maker's Mark.

I actually recently decided Knob Creek is good for me, too.
by TerryDMillerMBA
Tue Sep 12, 2017 12:42 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 25335

Re: Is it really Worth it to brown bag your lunch at work?

fwiw, i recommended to my sons that they take their lunch 4 days a week to save money, and eat out with co-workers one day a week to facilitate relationships. obviously they can socialize in the cafeteria the days they bring their lunch. Excellent recommendation. It is a balancing act between the a...
by TerryDMillerMBA
Tue Aug 22, 2017 2:28 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4880
Views: 1263386

Re: What Movie Have You Recently Watched?

The Belko Experiment
by TerryDMillerMBA
Wed Aug 16, 2017 7:38 am
Forum: Personal Consumer Issues
Topic: [Prevent mail theft; sign for USPS Informed Delivery]
Replies: 220
Views: 24502

Re: Postal Service -- "informed delivery"

Atilla wrote:
Tue Aug 15, 2017 4:58 pm
Pervasive government surveillance turned into a consumer benefit!
Similar thinking here, but I worded it a little differently in my mind. For security, they already had been getting the images of the mail for some time now. Why not let you see some of them?
by TerryDMillerMBA
Sat Jul 08, 2017 3:14 pm
Forum: Personal Consumer Issues
Topic: Cheap TV Set-up for Limited Daily Use
Replies: 71
Views: 7723

Re: Cheap TV Set-up for Limited Daily Use

Get a universal remote for the flat-screen TV. I use the cheap RCA brand. It takes just a few minutes to look up the code and enter it.
by TerryDMillerMBA
Sat Jun 10, 2017 7:12 pm
Forum: Personal Consumer Issues
Topic: Naming boat
Replies: 62
Views: 4943

Re: Naming boat

No Load
Above Water
by TerryDMillerMBA
Wed May 31, 2017 2:23 pm
Forum: Personal Consumer Issues
Topic: Multiple seat belt tickets- options?
Replies: 36
Views: 5444

Re: Multiple seat belt tickets- options?

... I've asked a local attorney and he is asking for $550 fee with money back guarantee. He said he can reduce it to 2 or 0 points, with no surcharge fee. Is it worth it or should I try on my own? I semi-grunched on my first reply. My no-nonsense steadfastness was worth $500 (my lawyer's minimum). ...
by TerryDMillerMBA
Wed May 31, 2017 2:20 pm
Forum: Personal Consumer Issues
Topic: Multiple seat belt tickets- options?
Replies: 36
Views: 5444

Re: Multiple seat belt tickets- options?

I had my eyes opened to traffic court when I threatened to take a matter to trial. I was offered $0 fine (yes), and no points. I was to simply plead no contest, and be subsequently found guilty, and I paid court costs. While this is an open and shut case, you can trade your right to using the full p...
by TerryDMillerMBA
Wed May 03, 2017 8:30 am
Forum: Personal Consumer Issues
Topic: Great knife for slicing limes and raw potatoes
Replies: 56
Views: 5929

Re: Great knife for slicing limes and raw potatoes

Lots of recommendations for the Victoinox so I'll give it a try. I'm guessing the straight edge will be better than the serrated one (https://www.amazon.com/gp/product/B0067VLYMY/ref=crt_ewc_title_dp_1?ie=UTF8&psc=1&smid=ATVPDKIKX0DER) for limes? For general-purpose and ease of sharpening, I go wit...
by TerryDMillerMBA
Tue May 02, 2017 6:50 pm
Forum: Personal Consumer Issues
Topic: Minimalist May
Replies: 21
Views: 2796

Re: Minimalist May

Free audiobooks and ebooks from your public library (OverDrive)
Catch up on your cleaning and yardwork!
by TerryDMillerMBA
Fri Apr 28, 2017 9:00 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4880
Views: 1263386

Re: What Movie Have You Recently Watched?

I watched a couple minutes of "The Great Wall."

I am a Matt Damon fan. I am a fantasy fan. I am (for the most part) an epic movie fan.

But I realized early on that movie stinks. It's just not hitting the right buttons for me, despite my predisposition to its cast and style.
by TerryDMillerMBA
Tue Apr 25, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 573
Views: 232437

Re: TV show recommendations?

Bosch, season 2

Binge-watch for best results.
by TerryDMillerMBA
Mon Apr 17, 2017 6:44 pm
Forum: Personal Consumer Issues
Topic: Gardening 2017
Replies: 51
Views: 7101

Re: Gardening 2017

Besides the physical things mentioned, there are several things rabbits (and deer) don't like the smell of. These can be placed around the perimeter of your garden.

Ivory soap, cut into slivers
Moth balls

There are others, as well.
by TerryDMillerMBA
Mon Mar 20, 2017 5:00 pm
Forum: Personal Consumer Issues
Topic: Best way to expand my vocabulary?
Replies: 102
Views: 12626

Re: Best way to expand my vocabulary?

WhyNotUs wrote:My dad kept a dictionary in our bathroom. I enjoyed learning a new word with every bowel movement.
:annoyed ---> Peristalsis ----> :D
by TerryDMillerMBA
Mon Mar 20, 2017 9:33 am
Forum: Personal Consumer Issues
Topic: Best way to expand my vocabulary?
Replies: 102
Views: 12626

Re: Best way to expand my vocabulary?

Years ago, I achieved a perfect score on both the verbal SATs and GREs using this technique: Each time you come across a word you don't know — whether in reading or in conversation — look it up and write it down along with its definition. Then make it a point to use that word as much as possible (e...
by TerryDMillerMBA
Thu Mar 09, 2017 1:26 pm
Forum: Personal Consumer Issues
Topic: help with my printer problem
Replies: 30
Views: 3227

Re: help with my printer problem

brother multi-function printer + ComboInk.com = very happy
(I don't have any business interests in either recommendation)
by TerryDMillerMBA
Wed Feb 22, 2017 2:31 pm
Forum: Personal Consumer Issues
Topic: Do you replace your electrical switches/outlets or use an electrician?
Replies: 93
Views: 8326

Re: Do you replace your electrical switches/outlets or use an electrician?

Shut the power off at the breaker box and go for it. Replacing a switch or outlet is easy. You can do it. 1. Shut off the power to the circuit you are working on. 2. Put a note on the breaker box that warns others. 3. Re-check steps one and two! 4. Do your work. 5. Turn power back on. 6. Smile and ...
by TerryDMillerMBA
Mon Feb 13, 2017 4:14 pm
Forum: Personal Consumer Issues
Topic: PC power-up failure
Replies: 38
Views: 3519

Re: PC power-up failure

I'm leaning towards getting a power supply and swapping it in. Microcenter allows returns. Am I right that any ATX form-factor of the correct power and up should work? The old PS had model number R33567, which I gather is 240W. I will also verify the number and type of connectors when I get home to...
by TerryDMillerMBA
Thu Feb 02, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: Computer for elder novice
Replies: 36
Views: 2344

Re: Computer for elder novice

cheese_breath wrote:It's been said in many other threads... Chromebook. Great for the simple tasks like that.
Chromebook is perfect.
by TerryDMillerMBA
Thu Feb 02, 2017 3:52 pm
Forum: Personal Consumer Issues
Topic: Computer for elder novice
Replies: 36
Views: 2344

Re: Computer for elder novice

You are going to get a LOT of responses. I am going to preface mine with my background: former software engineer, programmed both major formats (Windows and Mac), and used both. As far as BASIC usage, it DOESN'T MATTER. Of course, they will say it does. It doesn't; especially at the level of usage y...
by TerryDMillerMBA
Tue Jan 10, 2017 8:34 am
Forum: Personal Consumer Issues
Topic: How to buy things from China?
Replies: 6
Views: 1331

Re: How to buy things from China?

Aliexpress.com I have never had a real problem. The only problem, if you can call it that, is that some of the vendors don't have someone on staff who translates into English very well, and you have some broken English in the descriptions. 99.999% of the time, that doesn't bother me, because I know ...
by TerryDMillerMBA
Fri Dec 30, 2016 7:21 am
Forum: Personal Finance (Not Investing)
Topic: Convert to LLC in the middle of 2017?
Replies: 19
Views: 2086

Re: Convert to LLC in the middle of 2017?

...I want to make an informed decision. My professional opinion = don't do it. :| The mid-year election is something I didn't do myself, and ALWAYS counsel against, unless there is some specific, urgent need that only can be met this way. Taxing the LLC as a C-Corporation may be killing a gnat with...
by TerryDMillerMBA
Sun Dec 18, 2016 1:28 am
Forum: Personal Consumer Issues
Topic: Please critique my plan to move to AT&T Tracfone
Replies: 8
Views: 1609

Re: Please critique my plan to move to AT&T Tracfone

Tracfone. I have NEVER had a problem with them in two years so far. I have intermittent needs for phone, text, and non-free-Wifi usage, and the pay-as-you-go model fits me perfectly. I built up service time to the point where I can not buy any min/texts/data for about a year and my phone would still...