Search found 1412 matches

by JPH
Tue Feb 20, 2024 4:52 pm
Forum: Personal Consumer Issues
Topic: Hearing aids: Costco or audiologist?
Replies: 44
Views: 5190

Re: Hearing aids: Costco or audiologist?

I've used both and prefer Costco. I loved my boutique audiologist, but she offered nothing above what Costco offers. Costco's trial/return period are insanely generous.
by JPH
Sun Feb 18, 2024 1:02 pm
Forum: Personal Consumer Issues
Topic: Holbein colored pencils / Art Supplies Japan (website)
Replies: 32
Views: 2423

Re: Holbein colored pencils / Art Supplies Japan (website)

Get her a small set that she can try. She may not even like them and would feel bad that you wasted so much money. I know a lot of artists (none that use colored pencils). Expensive materials do not necessarily add to the joy of art or facilitate the creative process. The artists I know seem to have a few favorite colors and mix them as needed capture the effects they want.
by JPH
Sun Feb 11, 2024 10:17 am
Forum: Personal Consumer Issues
Topic: Hair loss products like Rogaine - Do they work? How do you know?
Replies: 15
Views: 1410

Re: Hair loss products like Rogaine - Do they work? How do you know?

What was the name of that spray on stuff advertised in the old infomercials?
by JPH
Thu Jan 25, 2024 6:24 am
Forum: Personal Consumer Issues
Topic: What are some of the things that improved YOUR quality of life?
Replies: 254
Views: 41954

Re: What are some of the things that improved YOUR quality of life?

A good education.
Loving supportive parents and spouse.
Incredibly good luck.
by JPH
Mon Jan 22, 2024 9:21 am
Forum: Investing - Theory, News & General
Topic: At what point of the accumulation process (DCA), do you hope the market goes up?
Replies: 24
Views: 1959

Re: At what point of the accumulation process (DCA), do you hope the market goes up (from a practical basis)?

This is so unrealistic that I would have no idea how to quantify it. If the market stayed flat for that long the economy would collapse. What if something happened that caused you to need the money before your planned date? Even if the question could be answered I don't see how the answer would be actionably answered.
by JPH
Mon Jan 22, 2024 7:08 am
Forum: US Chapters
Topic: 🎁 🎉Happy 100th Birthday to Taylor Larimore 🎊🎂
Replies: 429
Views: 41925

Re: 🎁 🎉Happy 100th Birthday to Taylor Larimore 🎊🎂

A truly great day for a great man. Let us all celebrate that such people exist.
by JPH
Fri Jan 19, 2024 10:44 am
Forum: Non-US Investing
Topic: How do you not "time" the market when not doing DCA [Germany]
Replies: 20
Views: 3226

Re: How do you not "time" the market when not doing DCA

Same for me. When I receive money that I don't need immediately I buy. When I need money I sell.
by JPH
Thu Jan 04, 2024 2:26 pm
Forum: Personal Consumer Issues
Topic: Board Games for Two in 2024
Replies: 52
Views: 6347

Re: Board Games for Two in 2024

Strip Tic-Tak-Toe
by JPH
Mon Dec 25, 2023 3:45 pm
Forum: Personal Consumer Issues
Topic: Should I spend $1500 for a kitten?
Replies: 71
Views: 8461

Re: Should I spend $1500 for a kitten?

Go get that cat!
by JPH
Sun Dec 24, 2023 4:14 pm
Forum: Investing - Theory, News & General
Topic: A Christmas Message
Replies: 140
Views: 14248

Re: A Christmas Message

My favorite post every year. Thank you, Taylor. I'm enjoying my freedom right now.
by JPH
Sat Dec 09, 2023 11:52 am
Forum: Personal Consumer Issues
Topic: Where do you buy glasses?
Replies: 70
Views: 8180

Re: Where do you buy glasses?

On a couple of deferent pairs of Costco lenses the coating started to peel away leaving visible spots. Also they smudge easily and I can't keep them clean for very long. I asked about getting them without the noxious coatings and they said no way.
by JPH
Fri Dec 08, 2023 2:06 pm
Forum: Personal Consumer Issues
Topic: [Exercises for physical balance]
Replies: 43
Views: 5835

Re: physical balance

Something like yoga where you move your head in space. Also important is to strengthen the small muscles in your feet the help with balance. Practice with your eyes closed. As we get older balance becomes a lot more dependent on visual cues.
by JPH
Tue Dec 05, 2023 10:24 am
Forum: Investing - Theory, News & General
Topic: Has surviving stock market crash made you more resilient
Replies: 121
Views: 13474

Re: Has surviving stock market crash made you more resilient

Has possibly made me somewhat more resilient. Definitely helped me realize that there is nothing I can do about it so why worry?
by JPH
Tue Dec 05, 2023 10:22 am
Forum: Personal Consumer Issues
Topic: How respond to recent graduate from my alma mater asking about "opportunities" at my company?
Replies: 93
Views: 10419

Re: How respond to recent graduate from my alma mater asking about "opportunities" at my company?

Maybe tell them to check the jobs portal and if there is a specific job they wish to apply for then consider whether or not to advise them. I might be willing to advise them on how to prepare the application and approach a possible interview, but I would not send anything upstream outside of normal channels.
by JPH
Tue Nov 28, 2023 7:02 am
Forum: Personal Consumer Issues
Topic: Strong online privacy settings - advice
Replies: 58
Views: 6337

Re: Strong online privacy settings - advice

I see that there is an option to add a DuckDuckGo extension to Chrome. What are advantages or disadvantages of that?
by JPH
Sat Nov 18, 2023 11:30 am
Forum: Personal Consumer Issues
Topic: ChatGPT just wrote me a POA that is better than the attorney's
Replies: 150
Views: 21093

Re: ChatGPT just wrote me a POA that is better than the attorney's

Artificial intelligence will never surpass human stupidity.
by JPH
Sat Nov 18, 2023 10:39 am
Forum: Personal Finance (Not Investing)
Topic: Marriage and money are two important aspects of life.
Replies: 19
Views: 1761

Re: Marriage and money are two important aspects of life.

The only thing about finances my wife knows is that money comes from a credit card. If I die first I will be laughing my but off from heaven.
by JPH
Thu Nov 16, 2023 3:17 pm
Forum: Investing - Theory, News & General
Topic: World ex-US returns are only 4.4% - 120 years of data
Replies: 110
Views: 11144

Re: World ex-US returns are only 4.4% - 120 years of data

an interesting statistic, but too much history. The further back a time series goes the less relevant to the present or future.
by JPH
Thu Nov 16, 2023 7:33 am
Forum: Personal Consumer Issues
Topic: Internal Medicine or Family doc as primary?
Replies: 25
Views: 2461

Re: Internal Medicine or Family doc as primary?

If you have any complex or chronic conditions that need to be closely managed then you probably would be better off in general with internal medicine. But I've been going to a family practitioner who specializes in geriatric medicine and have been pleased.
by JPH
Sun Nov 12, 2023 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: How to prepare for a potential strike?
Replies: 16
Views: 2077

Re: How to prepare for a potential strike?

If you end up with some time on your hands due to a strike, it wouldn't hurt just to look around to see what different work opportunities might exist for you.
by JPH
Sun Nov 12, 2023 12:05 pm
Forum: Personal Consumer Issues
Topic: Cut resistant glove?
Replies: 4
Views: 745

Re: Cut resistant glove?

Not exactly responsive to your question, but consider acquiring some training in kitchen knife safety. Your accident might have been caused by something related to your technique. There probably are some good online tutorials.
by JPH
Sun Nov 12, 2023 11:47 am
Forum: Personal Consumer Issues
Topic: Do you clean/disinfect your phone? How?
Replies: 23
Views: 1635

Re: Do you clean/disinfect your phone? How?

Public transportation for 2+ hours per day, and you're worried about the phone? Your immune system probably is already so ramped up that nothing could penetrate it.
by JPH
Fri Nov 10, 2023 4:25 pm
Forum: Personal Consumer Issues
Topic: Indoor Hydroponic Gardens
Replies: 14
Views: 1839

Re: Indoor Hydroponic Gardens

Picasso wrote: Thu Nov 09, 2023 7:45 pm
4. In your experience, are there some things that just don't grow well indoors under a light? Broccoli? Tomatoes? Peppers? Eggplant? Any guidance here appreciated
Those things make relatively large plants. You can't grow any of them in the thing you linked to.
by JPH
Wed Nov 08, 2023 4:14 pm
Forum: Personal Consumer Issues
Topic: Purchasing recreational land
Replies: 13
Views: 2514

Re: Purchasing recreational land

I don't know what you will be hunting, but it can take both time and money to establish and maintain game on a property. You can't always assume the property will support game.
by JPH
Tue Nov 07, 2023 7:35 am
Forum: Personal Consumer Issues
Topic: Holy FUNGUS GNAT flies
Replies: 46
Views: 5614

Re: Holy drain flies

Very annoying that Bogleheads cannot solve this. Watching to see if it will surpass "Found hidden safe, should we crack?"
by JPH
Fri Nov 03, 2023 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Orthodontics Estimate for 8 Year Old
Replies: 19
Views: 3093

Re: Orthodontics Estimate for 8 Year Old

BradleyB is correct about this being a controversial issue among orthodontists. There usually is not just one treatment plan that will work. When my son and I met with the orthodontists he first recommended extracting 8 teeth: 4 third molars and 4 premolars. My son tugged at my sleeve and said "Let's get out of here, Dad!" He then presented an alternative plan involving no extractions, and he got our business. I would say that 2-phase treatment often is good for the orthodontist because it locks the patient into their practice early. This is not a rush decision. Do your homework.
by JPH
Thu Nov 02, 2023 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: laid-off - tips for interviewing
Replies: 51
Views: 7005

Re: laid-off - tips for interviewing

Try not to seem needy or desperate. Show confidence and pride in what you can offer.
by JPH
Mon Oct 30, 2023 4:18 pm
Forum: Personal Consumer Issues
Topic: Your ****Coffee Bean*** discoveries and preferences: Brand-type-source? Grinds? Brews? Presses? Drips? Perks? Pour overs
Replies: 272
Views: 26544

Re: Your Coffee Bean discoveries and preferences: Brand and type and source?

Marylander1 wrote: Sat Oct 28, 2023 10:44 am
Costco Rwanda
coarse grind in a French press. Rich, chocolatey, and strong.
I love this one too. There is so much oil in the beans that you almost can pack it like a snowball.
by JPH
Fri Oct 20, 2023 7:04 am
Forum: Personal Consumer Issues
Topic: Quality men's leather belt?
Replies: 44
Views: 3693

Re: Quality men's leather belt?

Longevity has a lot to do with how you take care of any leather product.
by JPH
Thu Oct 19, 2023 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Invoicing for side gig work
Replies: 51
Views: 3193

Re: Invoicing for side gig work

adamthesmythe wrote: Tue Oct 17, 2023 1:02 pm For my small-scale consulting I sent invoices as pdf files. Usually received payment as a check.

I made a letterhead to make it look official.
I did exactly this. Each client did need my SS#.
by JPH
Wed Oct 04, 2023 2:01 pm
Forum: Personal Consumer Issues
Topic: Avoid using insulation behind Hardieplank siding?
Replies: 19
Views: 1872

Re: Avoid using insulation behind Hardieplank siding?

billaster wrote: Wed Oct 04, 2023 1:38 pm Note that if you put insulation behind the siding you will have to build out all of the trim around windows and doors.
Something to ask about. It was not the case with my installation, but I did have the windows replaced at the same time.
by JPH
Wed Oct 04, 2023 1:28 pm
Forum: Personal Consumer Issues
Topic: Avoid using insulation behind Hardieplank siding?
Replies: 19
Views: 1872

Re: Avoid using insulation behind Hardieplank siding?

From the James Hardy website: "Heating and cooling account for 50 to 70% of the energy used in the average American home, according to the Department of Energy. Inadequate insulation and air leakage are leading causes of energy waste in most homes. Rigid foam insulation in conjunction with HardieWrap® weather barrier and James Hardie® siding provides a better solution:"
Go to their website and retrieve Technical Bulletin #2 for the answer to your question.
by JPH
Wed Oct 04, 2023 11:32 am
Forum: Personal Consumer Issues
Topic: Avoid using insulation behind Hardieplank siding?
Replies: 19
Views: 1872

Re: Avoid using insulation behind Hardieplank siding?

The contractor that did the Hardiplank installation on my house had some sort of certification from the company. As I recall, the entire crew had to go someplace and actually complete some jobs under company inspection. They did use an insulating board under the siding. I suggest you look on the James Hardie website and see if they list any such certified installers in your area. The material can be somewhat difficult to work with. Get it done right.
by JPH
Wed Oct 04, 2023 11:25 am
Forum: Personal Consumer Issues
Topic: Should I give up on college?
Replies: 77
Views: 8639

Re: Should I give up on college?

If you study a subject that you really love, you will take great joy in putting in an immense effort. If you do not love the subject and lack the motivation then it is a waste of time.
by JPH
Tue Sep 26, 2023 3:44 pm
Forum: Personal Consumer Issues
Topic: Eggs
Replies: 150
Views: 17669

Re: Eggs

At one time I was interested in Medieval cooking. I must have been really bored. I barely recall one very complicated recipe where you were to wrap multiple layers of ingredients in a veal breast and roast it. Kind of like a Turducken. The innermost layer was hard boiled eggs. When sliced the inside displayed a beautiful geometric pattern. I would never do that again, but I do sometimes implant hard boiled eggs into a meatloaf and get a similar effect when it is sliced.
by JPH
Tue Sep 26, 2023 3:36 pm
Forum: Personal Consumer Issues
Topic: Best sleep monitoring for my use case
Replies: 14
Views: 1305

Re: Best sleep monitoring for my use case

Not sure what a watch measures; maybe hand movements?? Anyway, how do you think that is related to apneas? Why not look for something that can track oxygen saturation?
by JPH
Tue Sep 26, 2023 9:12 am
Forum: Personal Consumer Issues
Topic: Eggs
Replies: 150
Views: 17669

Re: Eggs

Just like Rocky likes them!
by JPH
Tue Sep 19, 2023 3:52 pm
Forum: Personal Consumer Issues
Topic: Electric food warmer/lunch box for road trips?
Replies: 6
Views: 885

Re: Electric food warmer/lunch box for road trips?

Bacteria grow pretty rapidly in warm food. Just something to be aware of.
by JPH
Mon Sep 18, 2023 4:51 pm
Forum: Personal Consumer Issues
Topic: Comparing Faces in Portraits
Replies: 4
Views: 717

Re: Comparing Faces in Portraits

Thanks for the replies.
by JPH
Mon Sep 18, 2023 10:31 am
Forum: Personal Consumer Issues
Topic: Comparing Faces in Portraits
Replies: 4
Views: 717

Comparing Faces in Portraits

My hobby is genealogy. Sometimes photos of people turn up and the identity is less than certain. I would like to be able to compare these photos to a known standard photo of the person in question. Can anyone recommend a software program that will do this? I prefer to work in MS Windows but will consider other systems.
by JPH
Mon Sep 11, 2023 4:32 pm
Forum: Personal Investments
Topic: investing in fine art
Replies: 20
Views: 1986

Re: investing in fine art

If you are not an art expert, and if you seriously want it to appreciate in value, then you will have to hire an art expert to guide you. Your expert might have the skill to predict correctly or might not. Your expert will expect a commission of course. If you sell there will be another commission. I expect you would not speculate on an individual stock. Why this?
by JPH
Mon Sep 11, 2023 3:31 pm
Forum: Personal Consumer Issues
Topic: Snakes in Weep Holes
Replies: 13
Views: 2164

Re: Snakes in Weep Holes

I stuffed some steel wool into mine.
by JPH
Fri Sep 01, 2023 12:59 pm
Forum: Personal Consumer Issues
Topic: Negotiate at Dentist?
Replies: 22
Views: 2562

Re: Negotiate at Dentist?

I would ask whether the situation demands immediate treatment or if it can be watched for a while. There is a lot of variation in how different dentists diagnose and treat early caries. A somewhat ambiguous shadow on an x-ray can trigger a lot of different treatment decisions. There are cases where such a situation will not progress or do so very slowly. There are also situations where a need for immediate treatment is obvious. You need more information.
by JPH
Fri Sep 01, 2023 9:41 am
Forum: Personal Finance (Not Investing)
Topic: How to pay for a new vehicle with cash?
Replies: 80
Views: 7162

Re: How to pay for a new vehicle with cash?

Alaska_Skeeter wrote: Fri Sep 01, 2023 9:13 am We live in Alaska and some of the car dealers are over 300 miles away.
Lets say I've negotiated an acceptable out-the-door price on a vehicle.
I want to pay with "cash". I can't use a certified check or money order
because the price was unknown until after negotiations are completed.
I can't drive 600 miles round trip to our bank.
The dealer is not likely to accept a personal check.

So how do I pay after negotiating and acceptable out-the-door price?
If you have negotiated the price online ask the dealer to complete and sign a contract and fax or email to you. Then you sign it and send it back. Have the bank cut you a check for the exact amount. Pick up your new car.
by JPH
Tue Aug 29, 2023 2:52 pm
Forum: Personal Consumer Issues
Topic: Who is your favorite classical composer?
Replies: 156
Views: 13351

Re: Who is your favorite classical composer?

I don't see any votes yet for my favorite Dmitri Shostakovich.
by JPH
Sun Aug 27, 2023 2:42 pm
Forum: Personal Consumer Issues
Topic: Different academic titles in medicine
Replies: 37
Views: 4454

Re: Different academic titles in medicine

A clinical instructor is not on the tenure track. Probably best thought of as someone that is just interested in practicing medicine and not doing research. Which is 90%+ of doctors. I would pay zero attention to any of those titles when selecting a doctor to take care of me or my family. This is the answer to your question. The tenure track faculty (without Clinical in their title) are more likely to devote a lot more effort to competing for research grants, reviewing manuscripts and grants, directing research projects, serving on committees, holding administrative and leadership positions' serving as course directors, etc. Those with Clinical in their title generally devote more time to patient care. Their time may be more available to y...
by JPH
Sat Aug 26, 2023 2:02 pm
Forum: Personal Investments
Topic: What type of account should I open for an 8 year old?
Replies: 16
Views: 1866

Re: What type of account should I open for an 8 year old?

I always spend my allowance and birthday money.
by JPH
Sat Aug 19, 2023 10:35 am
Forum: Personal Investments
Topic: Would like some insight into my Financial Planners Plan
Replies: 34
Views: 3765

Re: Would like some insight into my Financial Planners Plan

Was any of the advice you received in December helpful?
by JPH
Wed Aug 16, 2023 4:01 pm
Forum: Personal Consumer Issues
Topic: 3 Day Trip - New Orleans
Replies: 43
Views: 3427

Re: 3 Day Trip - New Orleans

stevewolfe wrote: Tue Aug 15, 2023 9:01 pm My wife was seriously disappointed with Cafe Du Monde (tastes like a funnel cake she exclaimed). We enjoyed the trolley ride through the garden district, Frenchman Street, walking tour around Jackson Square, ghost walking tour, WW II museum (we were there on Memorial day weekend and saw a reproduction USO show). The highlight of the trip for us was a drive up the old river road and a tour of the Laura (a Creole) plantation.

Steve
LOL. Your wife is right. They taste exactly like funnel cakes. Still fun and recommended, however.