Search found 813 matches

by JPH
Sun Jan 20, 2019 12:21 pm
Forum: Personal Consumer Issues
Topic: Hearing Aids
Replies: 25
Views: 1294

Re: Hearing Aids

There are so many models, types, manufacturers, etc. that you will go crazy trying to sort out advice from individuals. I have no experience with Costco, but I like the individual attention I get from my audiologist. That route cost more initially, but I have gotten good value over time. For instanc...
by JPH
Fri Jan 18, 2019 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: Child Turning 18 in a few weeks
Replies: 17
Views: 1226

Re: Child Turning 18 in a few weeks

It does not apply to your daughter, but for those with a son turning 18, register with Selective Service.
by JPH
Thu Jan 17, 2019 9:15 am
Forum: Investing - Help with Personal Investments
Topic: Good idea? Rent out current home after paid off
Replies: 20
Views: 988

Re: Good idea? Rent out current home after paid off

It's a good idea if you are willing to put in the work to learn how to be a good landlord beforehand. You need to know local property laws, how to handle problem tenants, etc. whether you own one or many rental properties. You can't just hire a property management company and then consider it on aut...
by JPH
Thu Jan 17, 2019 8:19 am
Forum: Personal Consumer Issues
Topic: Any admission pointers from pre- med/ med students?
Replies: 58
Views: 3137

Re: one word: specialize

Medical school is where you will part from the social development and life of your undergraduate friends. They will move on to perhaps graduate school for a couple of years or will be out in the job market, forming families and buying homes. You will have little in common with them, and after medic...
by JPH
Thu Jan 17, 2019 8:00 am
Forum: Investing - Theory, News & General
Topic: The Worth Of A Man: A Tribute To John C. Bogle
Replies: 44
Views: 5008

Re: The Worth Of A Man: A Tribute To John C. Bogle

Its completely flabbergasting to me that the Fiduciary Rule could not be adopted.
by JPH
Wed Jan 16, 2019 5:21 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 852
Views: 44824

Re: John Bogle, who founded Vanguard and revolutionized retirement savings, dies at 89

Extremely sad and a great loss. It immediately came to mind how much I wished our Medal of Freedom campaign had been successful.
by JPH
Wed Jan 16, 2019 1:52 pm
Forum: Personal Consumer Issues
Topic: Any admission pointers from pre- med/ med students?
Replies: 58
Views: 3137

Re: Any admission pointers from pre- med/ med students?

I served on the admissions committee for several years. The model used was that another faculty member and I interviewed students separately then got together to negotiate a final score. I always looked at grades and test scores, and he always wanted to talk about their personality and temperament. ...
by JPH
Mon Jan 14, 2019 4:38 pm
Forum: Personal Consumer Issues
Topic: How do I stop jeans from ripping in the thighs?
Replies: 70
Views: 4338

Re: How do I stop jeans from ripping in the thighs?

Don't throw them away. Search the forum for the thread on bluejean stropping your disposable razors.
by JPH
Mon Dec 31, 2018 7:59 pm
Forum: Personal Consumer Issues
Topic: Happy New Year Do you have plans?
Replies: 37
Views: 1791

Re: Happy New Year Do you have plans?

Happy Anniversary! Having dinner at home, a very healthy plate of tripe and potatoes in tomato sauce, staying in it’s rainy and chilly here in New York. Looking forward to watching thousands stand in the rain without umbrellas and no bags. (At least it’s not snowing here). Happy New Year! Shame on ...
by JPH
Sat Dec 29, 2018 3:01 pm
Forum: Local Chapters and Bogleheads Community
Topic: My favorite Boglehead posters
Replies: 142
Views: 8103

Re: My favorite Boglehead posters

LadyGeek

I appreciate all her hard work. And, her "This thread is now in ..." series of posts is truly brilliant.
by JPH
Sun Dec 23, 2018 8:07 am
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Present To You
Replies: 108
Views: 11195

Re: My Christmas Present To You

Thank you, Taylor. Best Christmas present I ever received.
by JPH
Tue Nov 20, 2018 9:43 am
Forum: Investing - Help with Personal Investments
Topic: Real Estate for Rental Income
Replies: 6
Views: 760

Re: Real Estate for Rental Income

Welcome to the forum. I know this sort of thing is done a lot in college towns, renting rooms to students with a common bath and cooking area. As to the potential for interpersonal conflicts, that risk is present in all walks of life. It could become a problem for you, but it's hard to see what lega...
by JPH
Tue Nov 20, 2018 9:30 am
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2491

Re: Good oil for cooking and salad?

I use peanut and olive oil for cooking. I use olive oil for salad dressings. One thing that I don't like about olive oil, however, is that a salad dressing made with it will gel when refrigerated. So, it becomes necessary to "thaw" it before use.
by JPH
Sun Nov 18, 2018 11:36 am
Forum: Personal Finance (Not Investing)
Topic: Is my husband ready to quit tenured professorship to pursue side hustle?
Replies: 97
Views: 10486

Re: Is my husband ready to quit tenured professorship to pursue side hustle?

Why did they make the early retirement offer? Does he feel that they want him to leave for some reason. If that's the case and he refuses, there are ways that they can increase the pressure on him to leave. Fighting to stick it out is not a fun way to end a career.
by JPH
Wed Nov 14, 2018 1:47 pm
Forum: Personal Consumer Issues
Topic: Honda reliability slipping?
Replies: 58
Views: 7489

Re: Honda reliability slipping?

Bought my first Honda in March of this year - a 2018 CRV. Mostly it was because it was the car my wife wanted although I thought it would be a good choice due to Honda's reputation for quality. It may still turn out to be a good choice but I've had two things so far that have caused me to take it t...
by JPH
Tue Nov 13, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: How to get rid of palmettos [Palmetto bugs]
Replies: 15
Views: 2260

Re: How to get rid of palmettos

We had a lot of those when I lived in Galveston. I knew a redneck girl who stomped them with her bare feet.
by JPH
Tue Nov 13, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: Garmins & Fitbits: Worth it for non-athletes?
Replies: 43
Views: 2880

Re: Garmins & Fitbits: Worth it for non-athletes?

I use an inexpensive pendulum type pedometer. It is accurate. I wore it on a 2-mile course, and at the end it read 2.00 miles. I know that degree of accuracy is spurious, but no fit-bit could beat it either.
by JPH
Sat Nov 03, 2018 7:49 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: How widespread is the problem, really?

:thumbsup Couldn't agree more. I've taken my CRV into two different dealerships to have the oil inspected and changed. I specifically complained about the high oil level and gasoline smell in the oil. I expected them to document the high oil level reading on the dipstick and wanted that noted in th...
by JPH
Sat Oct 27, 2018 2:25 pm
Forum: Investing - Help with Personal Investments
Topic: Market Timing = Dumb. But What About Retirement Timing?
Replies: 15
Views: 2393

Re: Market Timing = Dumb. But What About Retirement Timing?

The only factor that you could base your decision on is the size of your portfolio at the moment that you retire. Having more will theoretically last longer. Retiring just at the start of a series of down years can be bad because you may be forced to withdraw a larger percentage of your savings duri...
by JPH
Thu Oct 25, 2018 6:44 am
Forum: Personal Consumer Issues
Topic: "consultation fee": standard for preventative colonoscopy?
Replies: 81
Views: 5720

Re: "consultation fee": standard for preventative colonoscopy?

No in-person pre-screening required for me. However, I'd be pretty disappointed if I did the colonoscopy prep and then was refused the procedure for some undisclosed contraindication. I was refused an upper GI radiology exam one time after drinking the contrast medium because my insurance had not ye...
by JPH
Tue Oct 23, 2018 7:13 am
Forum: Personal Finance (Not Investing)
Topic: 50% of Cancer Patients Burn Through Their Life's Savings in Just 2 Years
Replies: 70
Views: 7965

Re: 50% of Cancer Patients Burn Through Their Life's Savings in Just 2 Years

The standard deviations reveal that the effects on individuals varied enormously and suggest that the underlying distribution of net worth and net worth loss was not a normal, bell curved distribution (in which the median would equal the mean). To say that the mean decrease in net worth was $92,098...
by JPH
Mon Oct 22, 2018 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: 50% of Cancer Patients Burn Through Their Life's Savings in Just 2 Years
Replies: 70
Views: 7965

Re: 50% of Cancer Patients Burn Through Their Life's Savings in Just 2 Years

Don't be terrified. It's a very misleading headline and an only slightly less misleading study. JT It's the same study I posted about here , including a link to the original peer-reviewed article. The headline may be sensational, but why do you think the study is "misleading?" It seems like a prett...
by JPH
Mon Oct 22, 2018 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: 50% of Cancer Patients Burn Through Their Life's Savings in Just 2 Years
Replies: 70
Views: 7965

Re: 50% of Cancer Patients Burn Through Their Life's Savings in Just 2 Years

Don't be terrified. It's a very misleading headline and an only slightly less misleading study. JT It's the same study I posted about here , including a link to the original peer-reviewed article. The headline may be sensational, but why do you think the study is "misleading?" It seems like a prett...
by JPH
Thu Oct 18, 2018 11:24 am
Forum: Personal Finance (Not Investing)
Topic: End of Life Expenses
Replies: 6
Views: 1201

End of Life Expenses

A study was just published in the American Journal of Medicine ((2018)131:1187-1199) on the cost at 2 and 4 years after being newly diagnosed with cancer. They prospectively followed 9.5 million people. Results are very sobering. Don't underestimate healthcare costs in your retirement plan. Quoting ...
by JPH
Thu Oct 18, 2018 10:58 am
Forum: Personal Consumer Issues
Topic: 2017-2018 Honda CRV and Civic recall notice
Replies: 4
Views: 786

Re: 2017-2018 Honda CRV and Civic recall notice

I received a notice about this from NTSB. I entered my VIN at their website, and my 2017 CR-V EX was not on the list.
by JPH
Wed Oct 10, 2018 12:02 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Honda called me yesterday and said they will have a software fix available my mid-November. It supposedly addresses cold weather and short trip problems. I disputed that theory as I live in South Texas and have watched the oil level increase all summer. The reply was that Honda engineers have deter...
by JPH
Wed Oct 10, 2018 11:47 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Honda called me yesterday and said they will have a software fix available my mid-November. It supposedly addresses cold weather and short trip problems. I disputed that theory as I live in South Texas and have watched the oil level increase all summer. The reply was that Honda engineers have deter...
by JPH
Wed Oct 10, 2018 11:26 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Honda called me yesterday and said they will have a software fix available my mid-November. It supposedly addresses cold weather and short trip problems. I disputed that theory as I live in South Texas and have watched the oil level increase all summer. The reply was that Honda engineers have determ...
by JPH
Sun Oct 07, 2018 6:51 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

The story of fuel-oil dilution in Honda cars was covered on our local TV news station this morning.
by JPH
Sun Oct 07, 2018 6:46 am
Forum: Investing - Theory, News & General
Topic: You know you’re a Boglehead when. . .
Replies: 44
Views: 5058

Re: You know your a Boglehead when. . .

Good for you. Forge ahead.
by JPH
Tue Oct 02, 2018 7:53 am
Forum: Investing - Theory, News & General
Topic: Best Vanguard ETF Diversifiers, Ranked
Replies: 46
Views: 4973

Re: Best Vanguard ETF Diversifiers, Ranked

This is interesting. It raises this question in my mind. How many components/factors are there in the universe of Vanguard funds? Did you consider permitting the factors to be correlated, as they are in reality, and not restricting how many funds load on each factor? I estimate that among all the V...
by JPH
Mon Oct 01, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: New Homeowners - Paint first or fix hard wood floors first?
Replies: 15
Views: 1295

Re: New Homeowners - Paint first or fix hard wood floors first?

As the title says. We just bought a home and are looking to fix up some of the stuff to our liking. Now we going to paint all the rooms and fix the hardwood floors. The question is what do we start off with first? Floors or painting? Do you have baseboard trim? you can do a nicer / easier job on th...
by JPH
Mon Oct 01, 2018 4:03 pm
Forum: Investing - Theory, News & General
Topic: Best Vanguard ETF Diversifiers, Ranked
Replies: 46
Views: 4973

Re: Best Vanguard ETF Diversifiers, Ranked

This is interesting. It raises this question in my mind. How many components/factors are there in the universe of Vanguard funds? Did you consider permitting the factors to be correlated, as they are in reality, and not restricting how many funds load on each factor?
by JPH
Mon Oct 01, 2018 2:09 pm
Forum: Investing - Help with Personal Investments
Topic: Can I Hold Off "Upgrading" to Vanguard Brokerage until 2019?
Replies: 45
Views: 4916

Re: Can I Hold Off "Upgrading" to Vanguard Brokerage until 2019?

I have not received even a single message from them regarding this issue. If not for this forum I would not even know they were in the process of "upgrading."
by JPH
Wed Sep 26, 2018 9:22 am
Forum: Personal Consumer Issues
Topic: When do you need a hearing aid
Replies: 50
Views: 3499

Re: When do you need a hearing aid

I wouldn't rush to get one. It's sort of like eyeglasses; you know you need them when life begins to get a bit difficult. It depends on your situation too. Before I got my hearing aides, I could not understand small children, but I was never around small children so it was not a big problem. I think...
by JPH
Wed Sep 19, 2018 7:10 am
Forum: Personal Consumer Issues
Topic: Dental work and hypertension issue
Replies: 42
Views: 3559

Re: Dental work and hypertension issue

If they expect 120/80 in the clinic, they will have either an empty clinic or young people in great shape. Tim This is correct. I receive treatment at a dental school from a faculty dentist. My pressure always is high at the dentist. Last time I was there it was 150/110. Not a problem for an exam a...
by JPH
Fri Sep 14, 2018 7:14 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

The latest from Honda to me in regard to my complaint is: "To better meet to expectation, how were you hoping for American Honda Motor Company, inc. to provide assistance?" :x
by JPH
Wed Sep 12, 2018 7:22 am
Forum: Personal Finance (Not Investing)
Topic: The Atlantic: 'Why is College In America So Expensive?'
Replies: 27
Views: 2738

Re: The Atlantic: 'Why is College In America So Expensive?'

Administration costs have increased dramatically as well. When I started work at my university we had a president, and he one executive assistant. Each college had a dean. Over the years, the number exploded. When I left after 30 years, there were numerous vice-presidents, layers of executives, chai...
by JPH
Tue Sep 11, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I received an email today from Honda generated by the complaint that I filed. They sent me their "sincere apologies for the inconvenience." They asked if I have daken the car to a Honda dealer for inspection, when, and where.
by JPH
Sat Sep 01, 2018 9:35 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Now I'm curious about the viscosity number. For 0W30, your viscosity is out of spec at 7 but would be in spec for 0-20. Does that mean that your viscosity is still OK referenced to 0-20 or it is not OK? It is still higher than my result at 6.9. I'm finding out a lot more about engine oil and engine...
by JPH
Thu Aug 30, 2018 7:25 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

JPH - From a table on this website: https://www.bobistheoilguy.com/viscosity-charts/ 20 5.60-9.29 30 9.30-12.49 It appears that Blackstone is using the range for 30-weight oil in reporting your results (as best I can tell anyway). Is that what your report shows? The report is correct. I am using 0W...
by JPH
Wed Aug 29, 2018 2:45 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I've also just opened a ticket with Honda on this issue. Doubt much will come of it, but I'm laying down as much groundwork as I can on this. Here's where you can do that: http://owners.honda.com/help/customer-relations I see the link to "Send an Email." Is that what you mean by "open a Ticket?"
by JPH
Wed Aug 29, 2018 11:22 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Here is some more detail on the values that were out of range. I couldn't figure out how to format it correctly or insert. The bolded values are from my car. In parentheses are the normal ranges. Everything else was normal. SUS Viscosity @ 210°F 49.2 (57-67( cSt Viscosity @ 100°C 7.02 (9.4-12.4) Fla...
by JPH
Wed Aug 29, 2018 7:20 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 829
Views: 119132

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I just received the results of the oil analysis on my 2017 CRV. I had 5,000 miles on the oil. Very hot climate & mostly short trips. Here is what they reported. You're concerned about fuel dilution, and we found a fair amount in this sample. 4.8% fuel dilution is enough to show a fuel system issue a...
by JPH
Tue Aug 21, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: Graduate Degree Mistakenly (?) Conferred - What to Do? [solved]
Replies: 76
Views: 7532

Re: Graduate Degree Mistakenly (?) Conferred - What to Do?

Tell them they made a mistake and demand a higher degree. :happy Thank you for your service.
by JPH
Fri Aug 17, 2018 10:20 am
Forum: Personal Consumer Issues
Topic: Mail order pharmacy
Replies: 45
Views: 1824

Re: Mail order pharmacy

I use a mail order pharmacy and don't plan to change. All my meds are very cheap, and I can get them at nearly the same price or cheaper at Walmart. A friend once had her mailbox robbed, including a pharmacy shipment. The pharmacy refused to replace it, and the insurance would not pay. She had to pa...
by JPH
Fri Aug 10, 2018 7:05 am
Forum: Investing - Theory, News & General
Topic: The Most Googled Money Terms in America
Replies: 17
Views: 2922

Re: The Most Googled Money Terms in America

That looks like "fake news" to me. When you click on the map of the states, each state supposedly has a different financial term that is most searched. Really? Fifty common financial phrases and every state picks a different one? Even Rhode Island, a tiny state doesn't have the same search as one o...
by JPH
Mon Aug 06, 2018 10:32 am
Forum: Personal Finance (Not Investing)
Topic: Is It Really That Difficult to Apply for Social Security Online?
Replies: 13
Views: 1136

Re: Is It Really That Difficult to Apply for Social Security Online?

You also can have a SS agent do it for you over the phone if you don't mind waiting on hold for a while.