Search found 1006 matches

by HongKonger
Tue Jun 19, 2018 1:15 am
Forum: Personal Consumer Issues
Topic: Help Buying Mens Shoes for Work and Dating
Replies: 83
Views: 6941

Re: Help Buying Mens Shoes for Work and Dating

... guys judge other guys by their watch or their car. ... My co-workers don't know what kind of car I have or whether I have a car. I don't bring my car to work. ... I believe many of you talk about your wives not noticing such things. Try talking to some 30 something single gals in the market for...
by HongKonger
Mon Jun 18, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: Help Buying Mens Shoes for Work and Dating
Replies: 83
Views: 6941

Re: Help Buying Mens Shoes for Work and Dating

I think HongKonger's perspective is a lot less common than she thinks. I agree. Superficial people usually are not aware that they are superficial. I believe many of you talk about your wives not noticing such things. Try talking to some 30 something single gals in the market for a serious chap.
by HongKonger
Mon Jun 18, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: Help Buying Mens Shoes for Work and Dating
Replies: 83
Views: 6941

Re: Help Buying Mens Shoes for Work and Dating

I have ditched dates based on footwear. It speaks volumes about a man. All my female friends say the same and none of us is exceptionally picky or high maintenance. Its like guys judge other guys by their watch or their car, women judge other women by shoes and bags. OP - go the whole hog and buy a ...
by HongKonger
Mon Jun 18, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: how to make friends in new location?
Replies: 53
Views: 3674

Re: how to make friends in new location?

Go to any art galleries and drop your name and telephone number there - if there are openings/events, you will be on the guest list. Business chambers/chambers of commerce - always holding interesting luncheons. Royal Geographic Society - regular talks by interesting folk. Call a local PR agency and...
by HongKonger
Sun Jun 17, 2018 4:14 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 4639

Re: Living Abroad - Who's done it?

Cultural variations, yes. But lets please reserve the shock for full on unrecognisability. What you're thinking of isn't culture shock -- perhaps you mean outright shock. Culture shock is a longer-term process and usually begins with a "honeymoon" period, and it doesn't have to involve a place radi...
by HongKonger
Sun Jun 17, 2018 12:49 am
Forum: Personal Consumer Issues
Topic: Functional Medicine/ managing the costs
Replies: 31
Views: 1425

Re: Functional Medicine/ managing the costs

2comma: Organic fertilisers also include nettle tea, comfrey tea, wood ash, kelp/seaweed, human urine, cover crops, rock dust, leaf mold and compost. As for your non GMO rant, the majority of farmland is in fact used to grow crops to feed animals which will then be eaten. Furthermore, I think you wi...
by HongKonger
Sat Jun 16, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 4639

Re: Living Abroad - Who's done it?

There are Brits Abroad, and then there are expats. The gentlemen you reference was the former. Culture shock - within Europe, purlease. Living in other countries certainly isn't for everyone but you know pretty quickly if it suits you or not. In fact, one can experience culture shock in one's own c...
by HongKonger
Fri Jun 15, 2018 7:33 am
Forum: Personal Finance (Not Investing)
Topic: I was rear ended and the other guy wants a payout!
Replies: 102
Views: 7873

Re: I was rear ended and the other guy wants a payout!

What if a pedestrian darted in front of a car, and the driver had to stop suddenly. If you were behind this car, would you claim that you couldn't stop because the guy in front of you made a "sudden and unexpected stop"? Assuming I hit the car in front of me, yes, I would. And you think it would no...
by HongKonger
Fri Jun 15, 2018 4:36 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 4639

Re: Living Abroad - Who's done it?

You've got me now thinking that when we decide to sell this house (which we love, but ... the stairs...) and downsize, perhaps we'll use that time to take a last minute sabbatical, and then move into independent living when we return. We'd both LOVE to spend some serious time abroad again, and DH h...
by HongKonger
Thu Jun 14, 2018 5:41 am
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 179
Views: 14949

Re: Life in retirement - what did you do today?

Retired 5 years now mid 40s: Got up and fed all my 40-odd rescue cats then had breakfast. Loaded the cement mixer up and then the electricity went off so I walked to the village square for some shopping. Came home and decided to tidy up my little vineyard so spent 2 hours at that. A friend came by ...
by HongKonger
Thu Jun 14, 2018 5:37 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 4639

Re: Living Abroad - Who's done it?

Yes - 4 countries for the last 20 odd years. Don't envisage myself ever returning to the country of my birth.

Nowhere in the world is more than 24 hours flying time away. Just go for it, you will be glad you did. You will be too busy to miss people and if you do, you can webcam.
by HongKonger
Tue Jun 12, 2018 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: Skilled trade career advice
Replies: 18
Views: 1432

Re: Skilled trade carrier adive

My father was a self employed plumber and gas fitter. The work is not always there so the income is unreliable. You can be busy and have to turn down jobs. You get callouts in the night. You can't always schedule holidays because you might miss a great job. Paperwork can be a headache. It takes time...
by HongKonger
Tue Jun 12, 2018 2:03 pm
Forum: Investing - Theory, News & General
Topic: Imagine a 10 year, 0%, noncallable loan
Replies: 49
Views: 2975

Re: Imagine a 10 year, 0%, noncallable loan

Maybe look at Sharia banking to see how they price loans.
by HongKonger
Mon Jun 11, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 179
Views: 14949

Re: Life in retirement - what did you do today?

...Hopefully I can get back to cement making in the morning... Where will this cement go once it's made? I have a cement (concrete actually) mixer also and need to get busy and put forms in place for my expanded backyard shed... I'm raising my raised beds in the veggie garden so 7 pallets of cinder...
by HongKonger
Mon Jun 11, 2018 2:30 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 179
Views: 14949

Re: Life in retirement - what did you do today?

Retired 5 years now mid 40s: Got up and fed all my 40-odd rescue cats then had breakfast. Loaded the cement mixer up and then the electricity went off so I walked to the village square for some shopping. Came home and decided to tidy up my little vineyard so spent 2 hours at that. A friend came by a...
by HongKonger
Sat Jun 09, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: Foreign language immersion daycare
Replies: 50
Views: 2546

Re: Foreign language immersion daycare

My sister did this with her daughter from 6 months old in Mandarin. My niece subsequently also went part time to a French kindy as a feeder to the French international school. She is fully trilingual. It didn't impede any academic development whatsoever - far from it. I would absolutely say do it an...
by HongKonger
Fri Jun 08, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Death - Prediction
Replies: 63
Views: 3757

Re: Death - Prediction

Walkure wrote:
Fri Jun 08, 2018 8:45 am
HongKonger wrote:
Fri Jun 08, 2018 7:25 am
I will be leaving nothing to no one
That's a double negative - if no one's left with nothing, that means everybody has to get at least something from your estate. :greedy
But saying that I have no one to leave anything to and plan to spend every penny before I go just isn't as pithy.
by HongKonger
Fri Jun 08, 2018 7:25 am
Forum: Personal Consumer Issues
Topic: Death - Prediction
Replies: 63
Views: 3757

Re: Death - Prediction

I will be leaving nothing to no one and will put my lights out whenever I so choose to.
by HongKonger
Tue Jun 05, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Don't make the mistake I made (Telemarketing hell)
Replies: 67
Views: 8571

Re: Don't make the mistake I made (Telemarketing hell)

When you pick up, don't speak. Automated telemarketing only kicks on when a voice is heard. No voice - you get deleted from the system.
by HongKonger
Sun Jun 03, 2018 3:02 am
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 178
Views: 14445

Re: Top Shelf Liquor Overrated?

Single malts - worth it (a Cardhu or Macallan 21 please and I'm not a whisky drinker)
Higher end champagne, cognac, port (and wines in general) - worth it.
Gin drinkers have their own particular favourites.
by HongKonger
Sun Jun 03, 2018 1:23 am
Forum: Personal Consumer Issues
Topic: June in Paris: What to (or not to) wear, see and do?
Replies: 53
Views: 2703

Re: June in Paris: What to (or not to) wear, see and do?

The standard issue uniform for an American tourist includes athletic or ridiculously comfortable shoes, shorts, something made by Under Armour, and an unfashionable hat. Also, their clothes are too big. And they take a lot of pictures, sometimes for no apparent reason. They'll know before you open ...
by HongKonger
Sat Jun 02, 2018 3:23 pm
Forum: Personal Consumer Issues
Topic: June in Paris: What to (or not to) wear, see and do?
Replies: 53
Views: 2703

Re: June in Paris: What to (or not to) wear, see and do?

bradpevans wrote:
Sat Jun 02, 2018 3:18 pm
If you arrive early in the week, you may be able to get a pretty good deal on unlimited subway card. Google orange card Paris
Is carte d'orange too French for a non speaker to understand? :P
by HongKonger
Sat Jun 02, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: Gold Chain necklace, authentic gold
Replies: 10
Views: 1110

Re: Gold Chain necklace, authentic gold

Check out a pawn shop.
by HongKonger
Sat Jun 02, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: June in Paris: What to (or not to) wear, see and do?
Replies: 53
Views: 2703

Re: June in Paris: What to (or not to) wear, see and do?

Get a carte d'orange weekly pass for the metro. Visit Pere Lachaise cemetery. Have your portrait sketched by a street artist. Visit a flea market. Forget about clothing other than dressing for the weather - us Europeans can spot an American a mile off no matter what. Turn down your volume when you t...
by HongKonger
Fri Jun 01, 2018 6:55 am
Forum: Personal Finance (Not Investing)
Topic: is Having more and needing less normal?
Replies: 113
Views: 8474

Re: is Having more and needing less normal?

60 is not old to start with. Also, quite possibly, you realise that consuming, consuming, consuming just isn't what is important in life. The latest whatever just isn't appealing. You don't need some gizmo to give you a sense of self worth. Trying to find happiness in buying stuff is like trying to ...
by HongKonger
Fri Jun 01, 2018 5:18 am
Forum: Personal Consumer Issues
Topic: painting vinyl window trim
Replies: 2
Views: 460

Re: painting vinyl window trim

There is special paint for UPVC windows and doors now available and it doesn't peel.
by HongKonger
Thu May 31, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Thoughts on Buying a "Flipped" House?
Replies: 27
Views: 3092

Re: Thoughts on Buying a "Flipped" House?

Either buy a fixer upper yourself and work with a contractor to fix it, or pay the same to a contractor to fix what has been done in the flipped house - builders HATE chasing behind another workman! Either way, prepare to camp on a building site for a good while.
by HongKonger
Wed May 30, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4556

Re: My mind exploded

If those sandals give her a confidence boost that make her feel good about herself in the new and alien social environment she is poised to enter, then they are worth it. There are bigger hills for you to die on than this.
by HongKonger
Wed May 30, 2018 7:39 am
Forum: Personal Finance (Not Investing)
Topic: The Side Hustle
Replies: 65
Views: 8133

Re: The Side Hustle

I barter food grown in my garden in return for homemade cakes and wine.
by HongKonger
Wed May 30, 2018 5:27 am
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7385

Re: Advice on neighbor not keeping up his property...

Neighbor in the back, kitty-corner from my house is a complete mystery. In the at least 15 years since she moved in I don't believe I have ever seen her. I don't understand these kinds of people either. Friend of mine has been living next to one for 10+ years. Lady had bought the house with her hus...
by HongKonger
Mon May 28, 2018 11:50 am
Forum: Investing - Theory, News & General
Topic: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?
Replies: 92
Views: 5395

Re: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?

Could you not buy a stack of USD and hold them in a term deposit account paying more than the German Bonds outside Italy? I guess so; the problem is that if everything in the eurozone works out well and the euro appreciates relative to the dollar, I lose out, particularly since the USDX is pretty h...
by HongKonger
Mon May 28, 2018 8:47 am
Forum: Investing - Theory, News & General
Topic: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?
Replies: 92
Views: 5395

Re: German Bonds: a virtually riskless bet for an Italian investor, with no downside and a big upside possible?

Could you not buy a stack of USD and hold them in a term deposit account paying more than the German Bonds outside Italy?
by HongKonger
Sun May 27, 2018 2:24 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America ATM card not working internationally
Replies: 38
Views: 2497

Re: Bank of America ATM card not working internationally

Have you tried using the debit card in a store to purchase something and then asking for cash back?
by HongKonger
Sat May 19, 2018 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Helping Adult Children (but not too much)
Replies: 152
Views: 12406

Re: Helping Adult Children (but not too much)

I would tell her she can have $X as a graduation gift to spend on what she needs when she needs it with no questions asked, then back off.
by HongKonger
Fri May 18, 2018 12:32 am
Forum: Personal Consumer Issues
Topic: Hot food flavoring (sauces, spices and peppers)
Replies: 51
Views: 3064

Re: Hot food flavoring (sauces, spices and peppers)

wasabi
piri piri
Szechuan chile oil
Vindaloo or Madras
by HongKonger
Fri May 18, 2018 12:17 am
Forum: Personal Finance (Not Investing)
Topic: Are there any experienced real-estate people here?
Replies: 39
Views: 3803

Re: Are there any experienced real-estate people here?

Is the land area big enough to house 2 new builds? I'm thinking if the house is in that bad of a state but the location is outstanding, don't spend anything on the house - just clear it out and clean it and get the yard cut back to show the plot well.
by HongKonger
Wed May 16, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Unique Phone Apps that you find yourself using most often?
Replies: 30
Views: 3354

Re: Unique Phone Apps that you find yourself using most often?

WTForecast makes me chuckle every time.
Viber because Skype is junk these days.
Google Translate's camera translator.
by HongKonger
Tue May 15, 2018 2:20 pm
Forum: Personal Consumer Issues
Topic: Interesting/Playful ideas for 1 year baby
Replies: 37
Views: 1631

Re: Interesting/Playful ideas for 1 year baby

Music and singing. Sing everything you are doing. Buy some kiddy CDs like The Wiggles or Scotty and Lulu and sing and dance along. If you want your child to be bi-lingual, now would also be a good time to start with a second language.
by HongKonger
Sat May 12, 2018 6:26 am
Forum: Personal Consumer Issues
Topic: Which City to spend 4-6 weeks?
Replies: 47
Views: 4622

Re: Which City to spend 4-6 weeks?

I don't think we know yet whether those cheap flights from London in to the EU will still be flying in May next year.

If it must be Europe, I would go with Amsterdam.

But really I would say go to Bangkok and then explore SE Asia from there.
by HongKonger
Fri May 11, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Anyone buy carbon offsets when flying?
Replies: 111
Views: 4673

Re: Anyone buy carbon offsets when flying?

I used to offset annually choosing specific reforestation schemes. Now I have reduced my footprint right down and take every opportunity to educate and support other people reducing theirs too - I believe this is the way to go. If you are already veggie, then consider going vegan - the dairy industr...
by HongKonger
Thu May 10, 2018 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 78
Views: 9236

Re: Retire Internationally for FIRE

On the subject of healthcare costs, I can give a current example from this past week. Ultrasound - USS$20 Consultation with cardiologist, ECG/EKG etc, full blood and urine tests - US$2.50 3 appointments with my Dr - US$0 Prescription meds for fluid retention - US$0.75 Am back at the Dr tomorrow for...
by HongKonger
Thu May 10, 2018 6:56 am
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 78
Views: 9236

Re: Retire Internationally for FIRE

MP123 wrote:
Wed May 09, 2018 3:41 pm
HongKonger wrote:
Wed May 09, 2018 2:34 pm
Deep in the Balkans :D
Just how deep does one need to go to get those prices? :happy

You could multiply those by at least 100 for prices in the US...
Not that deep - the poorest in the EU though ;)
by HongKonger
Thu May 10, 2018 6:52 am
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 78
Views: 9236

Re: Retire Internationally for FIRE

On the subject of healthcare costs, I can give a current example from this past week. Ultrasound - USS$20 Consultation with cardiologist, ECG/EKG etc, full blood and urine tests - US$2.50 3 appointments with my Dr - US$0 Prescription meds for fluid retention - US$0.75 Am back at the Dr tomorrow for...
by HongKonger
Wed May 09, 2018 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 78
Views: 9236

Re: Retire Internationally for FIRE

Deep in the Balkans :D
by HongKonger
Wed May 09, 2018 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 78
Views: 9236

Re: Retire Internationally for FIRE

On the subject of healthcare costs, I can give a current example from this past week. Ultrasound - USS$20 Consultation with cardiologist, ECG/EKG etc, full blood and urine tests - US$2.50 3 appointments with my Dr - US$0 Prescription meds for fluid retention - US$0.75 Am back at the Dr tomorrow for ...
by HongKonger
Tue May 08, 2018 7:12 am
Forum: Personal Finance (Not Investing)
Topic: Does it make ANY sense for a US citizen to stash emergency funds overseas?
Replies: 62
Views: 4771

Re: Does it make ANY sense for a US citizen to stash emergency funds overseas?

I would rule out Europe for stashing cash now that Bail In is the default in the case of crashes. As was mentioned previously - if regime change is the concern then a rural property with land and a water source, a good preppers pantry, and the knowhow to live off the land self sufficiently would be ...
by HongKonger
Sun May 06, 2018 2:31 pm
Forum: Investing - Help with Personal Investments
Topic: Why Shouldn't I Buy McDonalds Or Coke?
Replies: 66
Views: 8438

Re: Why Shouldn't I Buy McDonalds Or Coke?

Will the recently introduced Sugar Tax in the UK have an impact? Will it be so successful in combatting obesity and be adopted across Europe and then worldwide? Will it herald a universal shift away from fizzy drinks and flavoured waters? Will single use plastic finally be banned? Will new and emerg...
by HongKonger
Sun May 06, 2018 1:36 am
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 78
Views: 9236

Re: Retire Internationally for FIRE

Yes. Done it. 5 years in. Life is still good.
by HongKonger
Sat May 05, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: Cost versus convenience
Replies: 11
Views: 610

Re: Cost versus convenience

Go for a walk and buy the tool - it's 1 mile away.
by HongKonger
Fri May 04, 2018 10:37 am
Forum: Investing - Help with Personal Investments
Topic: Invest lumpsum, "cost averaging" or "wait for the crash"
Replies: 56
Views: 3777

Re: Invest lumpsum, "cost averaging" or "wait for the crash"

What do you know about the housing market such that purchasing in 5 years is the optimal time?