Search found 1036 matches

by HongKonger
Tue Jul 17, 2018 1:48 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Day 2018
Replies: 79
Views: 8183

Re: Amazon Prime Day 2018

Insta-pots are $58.
by HongKonger
Tue Jul 17, 2018 7:41 am
Forum: Personal Finance (Not Investing)
Topic: New book based on Millionaire Next Door
Replies: 11
Views: 2472

Re: New book based on Millionaire Next Door

I loved the Millionaire Next Door, which I picked up in an airport bookstore. I left it behind in a guest room of a relative I was concerned about, um, on purpose, hoping it would inspire more frugal habits. I never asked about it afterward, but I did notice some behavioral changes during the follo...
by HongKonger
Sun Jul 15, 2018 10:44 am
Forum: Personal Consumer Issues
Topic: Is expensive olive oil worth it?
Replies: 59
Views: 5349

Re: Is expensive olive oil worth it?

Op, the two olive oils you list in your cupboard, berio and Bertolli were the subject of class action suits for labeling olive oil extra virgin but in fact, they were not. In general, I think one has a better chance of purchasing real olive oil if you stay away from Italy. Greece and Spain for inst...
by HongKonger
Sat Jul 14, 2018 6:25 am
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 122
Views: 10551

Re: Early retirement

Retired 5 years ago at 40. No one has ever passed any comment other than well done. I am guilty of feeding into people's mental narrative that I must either be a tree hugging trustafarian or an eccentric secret millionaire - just for my own fun though because it appears that being an unmarried, chil...
by HongKonger
Fri Jul 13, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Is expensive olive oil worth it?
Replies: 59
Views: 5349

Re: Is expensive olive oil worth it?

Thanks for the responses! Lots of good information to consider! Hopefully I can avoid the counterfeit products. Olive oil has a pretty low smoke point, so high-heat cooking probably robs it of the flavors, etc that presumably one would be using it for. That's mostly the type of cooking I do lately,...
by HongKonger
Fri Jul 13, 2018 3:45 am
Forum: Personal Consumer Issues
Topic: Is expensive olive oil worth it?
Replies: 59
Views: 5349

Re: Is expensive olive oil worth it?

Thanks for the responses! Lots of good information to consider! Hopefully I can avoid the counterfeit products. Olive oil has a pretty low smoke point, so high-heat cooking probably robs it of the flavors, etc that presumably one would be using it for. That's mostly the type of cooking I do lately,...
by HongKonger
Thu Jul 12, 2018 10:20 am
Forum: Personal Consumer Issues
Topic: Is expensive olive oil worth it?
Replies: 59
Views: 5349

Re: Is expensive olive oil worth it?

Yes. There is a huge difference between the oil you put in food (NEVER fry with) and the oil you drizzle over food (or dunk your bread in). Decent producers usually have QR codes on that will give you all the details you need to decide - single source, first press, geographical and terrain info. It ...
by HongKonger
Sun Jul 08, 2018 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: How to "retire" in your 30's article
Replies: 110
Views: 14501

Re: How to "retire" in your 30's article

Any suggestions on what to tell/write as 'Occupation' when you are FI and working selectively? I currently mention IT Consultant - I am freelancing but may take a job/assignments/small business - whatever I can work on. I find this as a problem as people think you are lazy/unemployed - no one can f...
by HongKonger
Sun Jul 08, 2018 12:09 pm
Forum: Investing - Theory, News & General
Topic: Girls and investing
Replies: 115
Views: 5600

Re: Girls and investing

Don't underestimate 7/8 yr olds. My sister and I used to play a game with her daughter when she was around the same age based on looking at advertisements and asking her did she like the ad and why and what was being sold and how. She's 16 now and sees right through brand BS - ergo, is not a slave t...
by HongKonger
Sat Jul 07, 2018 8:06 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3602
Views: 1027429

Re: What Movie Have You Recently Watched?

The Prize Winner of Defiance, Ohio.
Based on a true story, a gritty tale of one married woman's survival with 10 kids and a deadbeat husband. Fantastic acting by Julianne Moore, and Woody Harrelson is practically unrecognisable. Worth a watch if you like a nice proper story.
by HongKonger
Sat Jul 07, 2018 1:35 am
Forum: Personal Finance (Not Investing)
Topic: How to "retire" in your 30's article
Replies: 110
Views: 14501

Re: How to "retire" in your 30's article

I don't understand this concept of retiring in your 30s with a bare bones minimalist lifestyle.... My philosophy is to cut expenses to the bone on stuff I don't care about in order to be able to have extra money to spend on what I do enjoy. Did you ever think that some people don't care about so ma...
by HongKonger
Thu Jul 05, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: Monthly Water Usage
Replies: 61
Views: 3947

Re: Monthly Water Usage

500-750 gallons per month. One person household.
by HongKonger
Tue Jul 03, 2018 3:29 am
Forum: Personal Finance (Not Investing)
Topic: Relocating to Berlin upon retiring. Please critique my plan.
Replies: 29
Views: 4089

Re: Relocating to Berlin upon retiring. Please critique my plan.

Open a USD bank account in Germany and transfer straight across. Be prepared for lots of anti money laundering declarations to be completed.
by HongKonger
Mon Jul 02, 2018 3:48 pm
Forum: Personal Consumer Issues
Topic: International Vacation Ideas
Replies: 47
Views: 3118

Re: International Vacation Ideas

Self drive safari/tour through Namibia.

Cambodia/ Laos/ Myanmar.

Georgia/ Armenia/Azerbaijan.
by HongKonger
Mon Jul 02, 2018 2:02 am
Forum: Investing - Help with Personal Investments
Topic: Do you own just 5% of anything?
Replies: 65
Views: 4700

Re: Do you own just 5% of anything?

US SCV - 5%
US Mega Cap Growth - 5%
All World Ex US SCV - 5%
by HongKonger
Fri Jun 29, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: [Small, Portable, and Ductless Air Conditioners]
Replies: 54
Views: 2720

Re: Ductless Mini Split AC

Window ac can be noisy. If you have ceiling fans and a reluctance to close windows why not just try a portable dehumidifier first. Its often the stickiness that is more unbearable than the heat and with ceiling fans, the breeze and cool air should be plenty. Much more energy efficient too. You can w...
by HongKonger
Wed Jun 27, 2018 10:14 am
Forum: Personal Consumer Issues
Topic: Vintage brands
Replies: 15
Views: 1446

Re: Vintage brands

Fiskars - dates back to 1649.
by HongKonger
Mon Jun 25, 2018 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Charity giving how much? How much do other retirees give?
Replies: 44
Views: 3951

Re: Charity giving how much? How much do other retirees give?

Zero to actual charities but 80% ish of my monthly expenses is on food and meds for stray, street and rescue cats in my care.
by HongKonger
Mon Jun 25, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: When did you start flying business class?
Replies: 155
Views: 11699

Re: When did you start flying business class?

Depends on the carrier. Some airlines like Qatar have a great economy product. Others not so much. Also the aircraft itself makes a difference too - I'll take a 380 over a 747 any day. Well you are in luck as 747s are being phased out everywhere except for cargo duty. The real problem is airlines l...
by HongKonger
Mon Jun 25, 2018 2:11 am
Forum: Personal Consumer Issues
Topic: When did you start flying business class?
Replies: 155
Views: 11699

Re: When did you start flying business class?

Depends on the carrier. Some airlines like Qatar have a great economy product. Others not so much. Also the aircraft itself makes a difference too - I'll take a 380 over a 747 any day. I started flying business in my late 20s. I personally find that on long haul I'm not fussed because they are overn...
by HongKonger
Mon Jun 25, 2018 1:28 am
Forum: Personal Consumer Issues
Topic: Front load washer gross moldy gasket
Replies: 38
Views: 3594

Re: Front load washer gross moldy gasket

Really odd that you only ever hear this complaint from people in the US and yet front loaders are all we have ever had since the 70s in Europe and I've never read anyone say the same. I wonder about the formulations of washing powders/liquids and the placement of machines in basements as opposed to...
by HongKonger
Sun Jun 24, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Front load washer gross moldy gasket
Replies: 38
Views: 3594

Re: Front load washer gross moldy gasket

Really odd that you only ever hear this complaint from people in the US and yet front loaders are all we have ever had since the 70s in Europe and I've never read anyone say the same. I wonder about the formulations of washing powders/liquids and the placement of machines in basements as opposed to ...
by HongKonger
Sun Jun 24, 2018 1:08 am
Forum: Personal Consumer Issues
Topic: Cheap simple tablets?
Replies: 28
Views: 2726

Re: Cheap simple tablets?

All the 70yrs plus non tech savvy people I know go for the kindle fire - its cheap enough that they aren't scared to use it in case they 'break it' and it is simple and more than sufficient for email, web browsing, voip/webcamming family and watching catchup tv.
by HongKonger
Sat Jun 23, 2018 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Can you retire on $2M?
Replies: 173
Views: 20652

Re: Can you retire on $2M?

I have a rhetorical question. Why would anyone want to "retire" at age 40? What possibly would you do with all that time (that doesn't cost a lot of money)? Because when I turned 40 I saw my older sister hitting 50 have a suspected heart attack, my stepfather drop dead 6 months into retirement and ...
by HongKonger
Fri Jun 22, 2018 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Can you retire on $2M?
Replies: 173
Views: 20652

Re: Can you retire on $2M?

Its more than double what I retired on 5 years ago aged 40, so I would have to say yes, it can certainly be done.
by HongKonger
Fri Jun 22, 2018 11:52 am
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 8437

Re: gray hair

People who dye their hair are not really fooling anybody. I don't know what I was thinking all those years. It's like wearing a toupee. There's a lot to be said for being who you are. I have never understood this double standard - if a woman is going bald or is bald and wears a hairpiece or wig, no...
by HongKonger
Wed Jun 20, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: Storing Sustenance for Disasters
Replies: 28
Views: 2116

Re: Storing Sustenance for Disasters

I'm not a prepper either but I keep 6-8 months worth of food and household supplies on hand and emergency supplies specific to various combinations of loss of water/gas/electricity. Some people are bug out, but I am bug in. Prepper sites are too wild for me so I gleaned info from 'pantry management'...
by HongKonger
Wed Jun 20, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: Storing Sustenance for Disasters
Replies: 28
Views: 2116

Re: Storing Sustenance for Disasters

You may want to check out Thrive Life. Also, you can buy packs from LDS canneries - they do like 2 people for 6 months or family of four for a month etc etc.
by HongKonger
Tue Jun 19, 2018 2:06 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 8437

Re: gray hair

Get a sharp haircut. Silver Fox ;-)
by HongKonger
Tue Jun 19, 2018 1:15 am
Forum: Personal Consumer Issues
Topic: Help Buying Mens Shoes for Work and Dating
Replies: 97
Views: 8624

Re: Help Buying Mens Shoes for Work and Dating

... guys judge other guys by their watch or their car. ... My co-workers don't know what kind of car I have or whether I have a car. I don't bring my car to work. ... I believe many of you talk about your wives not noticing such things. Try talking to some 30 something single gals in the market for...
by HongKonger
Mon Jun 18, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: Help Buying Mens Shoes for Work and Dating
Replies: 97
Views: 8624

Re: Help Buying Mens Shoes for Work and Dating

I think HongKonger's perspective is a lot less common than she thinks. I agree. Superficial people usually are not aware that they are superficial. I believe many of you talk about your wives not noticing such things. Try talking to some 30 something single gals in the market for a serious chap.
by HongKonger
Mon Jun 18, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: Help Buying Mens Shoes for Work and Dating
Replies: 97
Views: 8624

Re: Help Buying Mens Shoes for Work and Dating

I have ditched dates based on footwear. It speaks volumes about a man. All my female friends say the same and none of us is exceptionally picky or high maintenance. Its like guys judge other guys by their watch or their car, women judge other women by shoes and bags. OP - go the whole hog and buy a ...
by HongKonger
Mon Jun 18, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: how to make friends in new location?
Replies: 96
Views: 8396

Re: how to make friends in new location?

Go to any art galleries and drop your name and telephone number there - if there are openings/events, you will be on the guest list. Business chambers/chambers of commerce - always holding interesting luncheons. Royal Geographic Society - regular talks by interesting folk. Call a local PR agency and...
by HongKonger
Sun Jun 17, 2018 4:14 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 4902

Re: Living Abroad - Who's done it?

Cultural variations, yes. But lets please reserve the shock for full on unrecognisability. What you're thinking of isn't culture shock -- perhaps you mean outright shock. Culture shock is a longer-term process and usually begins with a "honeymoon" period, and it doesn't have to involve a place radi...
by HongKonger
Sun Jun 17, 2018 12:49 am
Forum: Personal Consumer Issues
Topic: Functional Medicine/ managing the costs
Replies: 31
Views: 1540

Re: Functional Medicine/ managing the costs

2comma: Organic fertilisers also include nettle tea, comfrey tea, wood ash, kelp/seaweed, human urine, cover crops, rock dust, leaf mold and compost. As for your non GMO rant, the majority of farmland is in fact used to grow crops to feed animals which will then be eaten. Furthermore, I think you wi...
by HongKonger
Sat Jun 16, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 4902

Re: Living Abroad - Who's done it?

There are Brits Abroad, and then there are expats. The gentlemen you reference was the former. Culture shock - within Europe, purlease. Living in other countries certainly isn't for everyone but you know pretty quickly if it suits you or not. In fact, one can experience culture shock in one's own c...
by HongKonger
Fri Jun 15, 2018 7:33 am
Forum: Personal Finance (Not Investing)
Topic: I was rear ended and the other guy wants a payout!
Replies: 106
Views: 9294

Re: I was rear ended and the other guy wants a payout!

What if a pedestrian darted in front of a car, and the driver had to stop suddenly. If you were behind this car, would you claim that you couldn't stop because the guy in front of you made a "sudden and unexpected stop"? Assuming I hit the car in front of me, yes, I would. And you think it would no...
by HongKonger
Fri Jun 15, 2018 4:36 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 4902

Re: Living Abroad - Who's done it?

You've got me now thinking that when we decide to sell this house (which we love, but ... the stairs...) and downsize, perhaps we'll use that time to take a last minute sabbatical, and then move into independent living when we return. We'd both LOVE to spend some serious time abroad again, and DH h...
by HongKonger
Thu Jun 14, 2018 5:41 am
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 17435

Re: Life in retirement - what did you do today?

Retired 5 years now mid 40s: Got up and fed all my 40-odd rescue cats then had breakfast. Loaded the cement mixer up and then the electricity went off so I walked to the village square for some shopping. Came home and decided to tidy up my little vineyard so spent 2 hours at that. A friend came by ...
by HongKonger
Thu Jun 14, 2018 5:37 am
Forum: Personal Consumer Issues
Topic: Living Abroad - Who's done it?
Replies: 52
Views: 4902

Re: Living Abroad - Who's done it?

Yes - 4 countries for the last 20 odd years. Don't envisage myself ever returning to the country of my birth.

Nowhere in the world is more than 24 hours flying time away. Just go for it, you will be glad you did. You will be too busy to miss people and if you do, you can webcam.
by HongKonger
Tue Jun 12, 2018 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: Skilled trade career advice
Replies: 18
Views: 1538

Re: Skilled trade carrier adive

My father was a self employed plumber and gas fitter. The work is not always there so the income is unreliable. You can be busy and have to turn down jobs. You get callouts in the night. You can't always schedule holidays because you might miss a great job. Paperwork can be a headache. It takes time...
by HongKonger
Tue Jun 12, 2018 2:03 pm
Forum: Investing - Theory, News & General
Topic: Imagine a 10 year, 0%, noncallable loan
Replies: 49
Views: 3109

Re: Imagine a 10 year, 0%, noncallable loan

Maybe look at Sharia banking to see how they price loans.
by HongKonger
Mon Jun 11, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 17435

Re: Life in retirement - what did you do today?

...Hopefully I can get back to cement making in the morning... Where will this cement go once it's made? I have a cement (concrete actually) mixer also and need to get busy and put forms in place for my expanded backyard shed... I'm raising my raised beds in the veggie garden so 7 pallets of cinder...
by HongKonger
Mon Jun 11, 2018 2:30 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 17435

Re: Life in retirement - what did you do today?

Retired 5 years now mid 40s: Got up and fed all my 40-odd rescue cats then had breakfast. Loaded the cement mixer up and then the electricity went off so I walked to the village square for some shopping. Came home and decided to tidy up my little vineyard so spent 2 hours at that. A friend came by a...
by HongKonger
Sat Jun 09, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: Foreign language immersion daycare
Replies: 50
Views: 2716

Re: Foreign language immersion daycare

My sister did this with her daughter from 6 months old in Mandarin. My niece subsequently also went part time to a French kindy as a feeder to the French international school. She is fully trilingual. It didn't impede any academic development whatsoever - far from it. I would absolutely say do it an...
by HongKonger
Fri Jun 08, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Death - Prediction
Replies: 63
Views: 3957

Re: Death - Prediction

Walkure wrote:
Fri Jun 08, 2018 8:45 am
HongKonger wrote:
Fri Jun 08, 2018 7:25 am
I will be leaving nothing to no one
That's a double negative - if no one's left with nothing, that means everybody has to get at least something from your estate. :greedy
But saying that I have no one to leave anything to and plan to spend every penny before I go just isn't as pithy.
by HongKonger
Fri Jun 08, 2018 7:25 am
Forum: Personal Consumer Issues
Topic: Death - Prediction
Replies: 63
Views: 3957

Re: Death - Prediction

I will be leaving nothing to no one and will put my lights out whenever I so choose to.
by HongKonger
Tue Jun 05, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Don't make the mistake I made (Telemarketing hell)
Replies: 67
Views: 8768

Re: Don't make the mistake I made (Telemarketing hell)

When you pick up, don't speak. Automated telemarketing only kicks on when a voice is heard. No voice - you get deleted from the system.
by HongKonger
Sun Jun 03, 2018 3:02 am
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 16787

Re: Top Shelf Liquor Overrated?

Single malts - worth it (a Cardhu or Macallan 21 please and I'm not a whisky drinker)
Higher end champagne, cognac, port (and wines in general) - worth it.
Gin drinkers have their own particular favourites.