Search found 202 matches

by harrington
Mon May 18, 2020 2:00 pm
Forum: Personal Consumer Issues
Topic: Jeep Cherokee drive-train service
Replies: 9
Views: 496

Re: Jeep Cherokee drive-train service

You don’t need this service yet. And those prices are ridiculously high. Follow the maintenance schedule in the owners manual.
by harrington
Tue Apr 07, 2020 4:12 pm
Forum: Personal Investments
Topic: Question about CD maturation
Replies: 12
Views: 572

Re: Question about CD maturation

1% is terrible for a CD. You should have shopped around. If it’s a substantial amount even another .5% is big.
by harrington
Mon Apr 06, 2020 3:11 pm
Forum: Personal Investments
Topic: [Panicked and moved to cash. What to do next?]
Replies: 106
Views: 12852

Re: I am a Massive Loser

37 years old and a million in assets and you call yourself a loser? I did the same thing and moved 3/4 of my assets to cash about a month ago and instantly regretted my decision but I’m 59 so it’s a little different for me. You have plenty of time to dollar cost average back in or just pull the trig...
by harrington
Fri Mar 27, 2020 10:04 am
Forum: Personal Investments
Topic: I moved to cash on March 13th and I’m regretting my decision now
Replies: 77
Views: 9491

Re: I moved to cash on March 13th and I’m regretting my decision now

Hang on. People are recognizing risk tolerance has changed. You made a decision and, quite probably, have seen posts that would have advised against it. There are circumstances where the change was very reasonable that have been mentioned elsewhere. Avoid the whipsaw. For example, you regretted the...
by harrington
Fri Mar 27, 2020 6:10 am
Forum: Personal Investments
Topic: I moved to cash on March 13th and I’m regretting my decision now
Replies: 77
Views: 9491

Re: I moved to cash on March 13th and I’m regretting my decision now

Sometimes emotions get the best of us. Best thing you could do now is forget what happened... He had $220,000 in losses and you want him to forget what happened. :confused My understanding is OP did not have $220000 in losses. He stated in his OP he had a positive return. The $220,000 is the differ...
by harrington
Thu Mar 26, 2020 7:03 pm
Forum: Personal Investments
Topic: I moved to cash on March 13th and I’m regretting my decision now
Replies: 77
Views: 9491

Re: I moved to cash on March 13th and I’m regretting my decision now

I’m age 59 and have been retired for 10 years. I moved $350,000 out of Wellington and $400,000 out of Life Strategy Moderate into Vanguard MM. I had plenty of cash to weather the storm and realize now I made a mistake locking in about $220,000 in losses although my overall ROR was about 7.5% over t...
by harrington
Thu Mar 26, 2020 6:35 pm
Forum: Personal Investments
Topic: I moved to cash on March 13th and I’m regretting my decision now
Replies: 77
Views: 9491

Re: I moved to cash on March 13th and I’m regretting my decision now

Meh! It happens. Just DCA back your way in. I vote for this ^ In 100 years it isn't going to matter, don't beat yourself up. Unless of course your whole family are hardcore BH's: "Here lies Harrington, a great person, parent, dog lover... but gosh darn it, the knucklehead- Harrington Went to CASH d...
by harrington
Thu Mar 26, 2020 6:08 pm
Forum: Personal Investments
Topic: I moved to cash on March 13th and I’m regretting my decision now
Replies: 77
Views: 9491

Re: I moved to cash on March 13th and I’m regretting my decision now

I’m age 59 and have been retired for 10 years. I moved $350,000 out of Wellington and $400,000 out of Life Strategy Moderate into Vanguard MM. I had plenty of cash to weather the storm and realize now I made a mistake locking in about $220,000 in losses although my overall ROR was about 7.5% over t...
by harrington
Thu Mar 26, 2020 5:12 pm
Forum: Personal Investments
Topic: I moved to cash on March 13th and I’m regretting my decision now
Replies: 77
Views: 9491

Re: I moved to cash on March 13th and I’m regretting my decision now

Abe wrote:
Thu Mar 26, 2020 4:44 pm
I don't see where you have $220k in losses.
It looks like the S&P was at 2711 when you sold on March 13th. Even with todays 6% gain, it looks like you could get back in below what you sold for, assuming it doesn't go up a lot tomorrow.
I’m sorry not losses. Off the high back in Feb.
by harrington
Thu Mar 26, 2020 5:10 pm
Forum: Personal Investments
Topic: I moved to cash on March 13th and I’m regretting my decision now
Replies: 77
Views: 9491

Re: I moved to cash on March 13th and I’m regretting my decision now

I’m age 59 and have been retired for 10 years. I moved $350,000 out of Wellington and $400,000 out of Life Strategy Moderate into Vanguard MM. I had plenty of cash to weather the storm and realize now I made a mistake locking in about $220,000 in losses although my overall ROR was about 7.5% over t...
by harrington
Thu Mar 26, 2020 4:03 pm
Forum: Personal Investments
Topic: I moved to cash on March 13th and I’m regretting my decision now
Replies: 77
Views: 9491

Re: I moved to cash on March 13th and I’m regretting my decision now

I’m age 59 and have been retired for 10 years. I moved $350,000 out of Wellington and $400,000 out of Life Strategy Moderate into Vanguard MM. I had plenty of cash to weather the storm and realize now I made a mistake locking in about $220,000 in losses although my overall ROR was about 7.5% over t...
by harrington
Thu Mar 26, 2020 2:47 pm
Forum: Personal Investments
Topic: I moved to cash on March 13th and I’m regretting my decision now
Replies: 77
Views: 9491

I moved to cash on March 13th and I’m regretting my decision now

I’m age 59 and have been retired for 10 years. I moved $350,000 out of Wellington and $400,000 out of Life Strategy Moderate into Vanguard MM. I had plenty of cash to weather the storm and realize now I made a mistake locking in about $220,000 in losses although my overall ROR was about 7.5% over th...
by harrington
Wed Mar 04, 2020 5:12 pm
Forum: Personal Consumer Issues
Topic: TV recommendations?
Replies: 37
Views: 2485

Re: TV recommendations?

LG and Sony OLED TVs are the current best TVs money can buy. I have the LG OLED and I love it. If you liked the picture quality of your plasmas, you'll love OLED. Without a doubt the 65” LG OLED I just purchased is absolutely amazing. I was a little hesitant about spending $2,000 on a TV but I woul...
by harrington
Wed Feb 19, 2020 5:46 pm
Forum: Personal Consumer Issues
Topic: Perform own oil change pros & cons?
Replies: 224
Views: 11367

Re: Perform own oil change pros & cons?

We have a large local dealership network that does oil changes for $15 for regular oil and $25 for synthetic. I can’t do it myself for that. They use the top brands right out of the bottles. They must want to get people in there so they can also change the blinker fluid for only $19.99 extra, and c...
by harrington
Wed Feb 19, 2020 4:20 pm
Forum: Personal Consumer Issues
Topic: Perform own oil change pros & cons?
Replies: 224
Views: 11367

Re: Perform own oil change pros & cons?

We have a large local dealership network that does oil changes for $15 for regular oil and $25 for synthetic. I can’t do it myself for that. They use the top brands right out of the bottles.
by harrington
Sat Feb 08, 2020 6:22 pm
Forum: Personal Consumer Issues
Topic: I bought Consumer Reports lowest rated car...
Replies: 76
Views: 9377

Re: I bought Consumer Reports lowest rated car...

Congratulations. You won the lottery. if you could find 99 other owners of the same car, your experience would be among the best - maybe the very best. On average, I expect that the experiences of most others would range from mediocre to awful. I’m starting to think I was extremely lucky :sharebeer
by harrington
Sat Feb 08, 2020 5:50 pm
Forum: Personal Consumer Issues
Topic: I bought Consumer Reports lowest rated car...
Replies: 76
Views: 9377

Re: I bought Consumer Reports lowest rated car...

timboktoo wrote:
Sat Feb 08, 2020 5:00 pm
When you say it was the lowest rated, was it dramatically so?

- Tim
Overall worse rating in Subcompact segment
by harrington
Sat Feb 08, 2020 4:55 pm
Forum: Personal Consumer Issues
Topic: I bought Consumer Reports lowest rated car...
Replies: 76
Views: 9377

I bought Consumer Reports lowest rated car...

And it has officially just became the most reliable car I have ever owned. I bought my 2012 Fiat 500 of a friend back in 2012 with only 600 miles on it for 10K. Fast forward 8 years and 165,000 miles later and I still love this thing. Nothing more than oil changes and tires 🤷‍♂️.
by harrington
Fri Feb 07, 2020 12:58 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27774

Re: What is the best concert you ever witnessed?

Neil Young in a small venue with outstanding acoustics. First half was acoustic and second half was with what’s left of the original Crazy Horse.
by harrington
Sun Jan 19, 2020 2:45 pm
Forum: Personal Consumer Issues
Topic: If you could only listen to one podcast...
Replies: 138
Views: 11936

Re: If you could only listen to one podcast...

WTF with Marc Maron. It’s been on for 10 years.
by harrington
Thu Jan 09, 2020 10:22 am
Forum: Personal Consumer Issues
Topic: Firm mattress recommendations
Replies: 37
Views: 2235

Re: Firm mattress recommendations

I bought a Saatva mattress last month and I love it so far. Highly recommended. It's a very firm innerspring mattress with a think layer of padding sewn into the top. Wirecutter reviewed it favorably here: https://thewirecutter.com/reviews/saatva-mattress/#saatva-classic We love our Saatva as well....
by harrington
Mon Dec 30, 2019 6:36 pm
Forum: Personal Consumer Issues
Topic: Shopping for used: 2017 Toyota Camry vs 2017 Nissan Altima
Replies: 22
Views: 1621

Re: Shopping for used: 2017 Toyota Camry vs 2017 Nissan Altima

Stay away from Nissan. Transmissions are garbage. My ex wife’s went had to be replaced at 22,000 miles.
by harrington
Sun Dec 29, 2019 12:49 pm
Forum: Personal Consumer Issues
Topic: Time to replace the Water Heater - Lots of Questions - Help!
Replies: 77
Views: 5834

Re: Time to replace the Water Heater - Lots of Questions - Help!

Our handyman just installed top of the line 50 gallon tank for $750.
by harrington
Sun Dec 29, 2019 12:39 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback CVT Transmission
Replies: 30
Views: 2349

Re: Subaru Outback CVT Transmission

I will avoid CVT transmissions for as long as I can.
by harrington
Fri Dec 20, 2019 7:52 pm
Forum: Personal Consumer Issues
Topic: yet another reason not to get a smart phone
Replies: 192
Views: 16086

Re: yet another reason not to get a smart phone

My life is extremely boring and not very exciting. Go ahead and spy on me I don’t care 🤷‍♂️
by harrington
Sat Nov 16, 2019 1:25 pm
Forum: Personal Consumer Issues
Topic: Bring A Trailer (car auction website)
Replies: 18
Views: 2267

Re: Bring A Trailer (car auction website)

I had a 1991 Miata in mint condition with under 20,000 miles on the clock. I bought it locally for $7,500 with the intent to resell. I drove it over the summer and listed it on BAT and it brought close to $15,000. Awesome site!!!
by harrington
Tue Nov 05, 2019 11:16 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 633
Views: 90753

Re: Flaunt Your High-Mileage Car

I own a 2012 Fiat 500 that I purchased for 10k from a neighbor who made an impulse purchase and it only had 600 miles. I was looking for a cheap runaround. After hearing all the horrible reviews I decided to roll the dice since it still had a four year 50,000 warranty. It has been the most reliable ...
by harrington
Sun Oct 27, 2019 11:03 am
Forum: Personal Consumer Issues
Topic: HVAC check ups?
Replies: 46
Views: 3365

Re: HVAC check ups?

I have a relative in the heating and cooling business. He said it’s the biggest scam going and an annual checkup is not needed. I’ve never had my furnace checked except when I needed a repair done.
by harrington
Fri Jul 26, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 183
Views: 21540

Re: Do you buy new or used cars?

I bought a new 2018 Jeep Wrangler and wasn’t much more than a used one. They are in the top three I believe for resale value. Wasn’t worth saving 2-3 grand and not getting a warranty to me. I bought I slightly used (600 miles) 2012 Fiat 500 in late 2011 for 12k. Believe it or not it is the most reli...
by harrington
Mon Jul 15, 2019 1:54 pm
Forum: Personal Consumer Issues
Topic: Anyone buy the Nissan Rogue over the Honda CRV???
Replies: 86
Views: 6783

Re: Anyone buy the Nissan Rogue over the Honda CRV???

My ex wife bought a brand new one last year and needed to replace the transmission at 14,000 miles. The CVT transmission in the Rogue is garbage.
by harrington
Fri Jun 21, 2019 3:19 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 18788

Re: what was your worst major purchase mine is a 2019 mazda3

Motorcycles and lots of them. I sometimes owned two or three at a time and lost interest and sold them. Then I’d get the itch in the spring and buy a new one and sell again. This went on for years until I sold the last one in 2012 and would never buy another. Then I bought new cars and would get bor...
by harrington
Thu Jun 20, 2019 7:27 am
Forum: Personal Consumer Issues
Topic: Dealer 30K Service for 2017 RAV4--Unusual Items?
Replies: 52
Views: 5090

Re: Dealer 30K Service for 2017 RAV4--Unusual Items?

A car shouldn’t need anything at that mileage other than an oil change. All that other stuff is BS. Find a good local mechanic
by harrington
Sun Jun 09, 2019 7:00 pm
Forum: Personal Consumer Issues
Topic: lawn care cost
Replies: 107
Views: 10448

Re: lawn care cost

I pay $25 a week for a cut and trim for a quarter acre. When is starts to grow slower when it heats up he allows me to skip cuts for as long as I wish. Blows the driveway deck and porch to clean up the clippings. Would never go back to doing it myself.
by harrington
Sat May 25, 2019 11:46 am
Forum: Personal Consumer Issues
Topic: Finally broke down and bought a new ipad....
Replies: 20
Views: 3104

Finally broke down and bought a new ipad....

My 10 year old laptop was slowing down so after much debate I bought a new in the box ipad for $200 off a friend and I must say I like it way better than my laptop. I’m retired and I take it everywhere I go. Can’t believe I waited so long. Haven’t touched my laptop or my girlfriends since.
by harrington
Wed May 01, 2019 4:09 pm
Forum: Personal Consumer Issues
Topic: Fun-ish Used Boglehead Car
Replies: 86
Views: 6775

Re: Fun-ish Used Boglehead Car

Golf R or first generation Miata
by harrington
Thu Apr 18, 2019 11:12 am
Forum: Personal Consumer Issues
Topic: 2016 Toyota Sienna all weather mats
Replies: 12
Views: 918

Re: 2016 Toyota Sienna all weather mats

Weathertech liners. I have bought them for every car. The liners cover way more than the mats.
by harrington
Tue Apr 09, 2019 2:01 pm
Forum: Personal Consumer Issues
Topic: fun car advice
Replies: 140
Views: 10383

Re: fun car advice

Reconsider an early NA Miata. I just picked up an immaculate red 91 that looks like it just came off the assembly line with only 18,000 miles. I paid 8K for it and it might just be the best purchase I ever made. It is a blast to drive.
by harrington
Sat Mar 30, 2019 1:57 pm
Forum: Personal Consumer Issues
Topic: Are independent garages cheaper than dealer?
Replies: 58
Views: 4941

Re: Are independent garages cheaper than dealer?

Cheap isn't always better. Honest is more important to me. I have been using the same Independent shop for many years and they probably land somewhere in the middle for pricing. They have great mechanics and always squeeze me in if I am in a bind. We have a huge local dealership that charges $15 for...
by harrington
Wed Mar 27, 2019 4:28 pm
Forum: Personal Consumer Issues
Topic: Anyone looking at a TV upgrade take a look at the 65" LG B8 OLED.....
Replies: 5
Views: 828

Anyone looking at a TV upgrade take a look at the 65" LG B8 OLED.....

A little more than I wanted to spend at just around 2K but well worth it.....
by harrington
Wed Mar 20, 2019 11:05 am
Forum: Personal Finance (Not Investing)
Topic: Paying cash for a vehicle
Replies: 87
Views: 12110

Re: Paying cash for a vehicle

Careful. Some people on this board apparently believe you’re driving around a tin can death trap with no safety features. Man you nailed it.....People always convince themselves that they need all the latest safety features and its an extremely overrated theory. Whatever happened to paying attentio...
by harrington
Mon Mar 11, 2019 3:12 pm
Forum: Personal Consumer Issues
Topic: Can you negotiate a lease buyout price?
Replies: 9
Views: 1095

Re: Can you negotiate a lease buyout price?

RickBoglehead wrote:
Mon Mar 11, 2019 3:07 pm
No, you cannot negotiate.

Yes, she would buy it and sell it to you.
Thanks
by harrington
Mon Mar 11, 2019 2:50 pm
Forum: Personal Consumer Issues
Topic: Can you negotiate a lease buyout price?
Replies: 9
Views: 1095

Can you negotiate a lease buyout price?

My car is getting up there in mileage and my step daughter is turning in a very low mileage (9,000) 2016 Subaru Forester in a few months and I'm considering buying it. I believe the purchase price is somewhere around 17K. Also would she have to buy the vehicle and then sell it to me? Thanks....
by harrington
Sun Mar 10, 2019 4:08 pm
Forum: Personal Consumer Issues
Topic: Garbage Disposal: So many choices out there. How do you decide which one?
Replies: 54
Views: 4482

Re: Garbage Disposal: So many choices out there. How do you decide which one?

windaar wrote:
Fri Mar 08, 2019 4:19 pm
We replaced ours last year; our trusted plumber told us to pick up a Badger 100 at Home Depot for $99 which he installed for us. Does just what you’d expect and need. Good luck!
My plumber suggested this also. Ten years no issues.
by harrington
Tue Feb 26, 2019 8:15 am
Forum: Personal Consumer Issues
Topic: How often do you and your friends change engine oil?
Replies: 167
Views: 9681

Re: How often do you and your friends change engine oil?

I follow whatever is in the owners manual. I have a 2012 Fiat that calls for 8,000 miles and a new Jeep Wrangler which is 7,500 miles. We have a local large dealership that charges $15 for regular and $25 for synthetic any make and model. Ironically my Fiat has been the most reliable car I have ever...
by harrington
Mon Feb 18, 2019 1:36 pm
Forum: Personal Consumer Issues
Topic: Another "Is it worth it to fix" question [2002 Nissan Sentra]
Replies: 66
Views: 4598

Re: Another "Is it worth it to fix" question [2002 Nissan Sentra]

I live in WNY and know of many large repair shops that have no problem bringing your own parts in, some even welcome it.
by harrington
Sun Feb 10, 2019 4:00 pm
Forum: Personal Consumer Issues
Topic: How do YOU buy a car? (TrueCar, Costco, Carvana, etc)
Replies: 75
Views: 11855

Re: How do YOU buy a car? (TrueCar, Costco, Carvana, etc)

2-5% under invoice depending on supply and demand of the specific model.
by harrington
Sun Feb 10, 2019 3:58 pm
Forum: Personal Consumer Issues
Topic: 3 year old tires installed (Sam's club). Should I do anything about this?
Replies: 104
Views: 9477

Re: 3 year old tires installed (Sam's club). Should I do anything about this?

Of course the tire companies will say replace your tires every 6 years regardless of miles. As long as there isn't visible dry rot it would be a waste to change tire every six years. I was driving a 2003 Buick I inherited last year with the original tires and extremely low miles and my local tire sh...