Search found 337 matches

by rylemdr
Sat Feb 04, 2012 12:09 am
Forum: Personal Finance (Not Investing)
Topic: Have you ever actually used Paypal to pay a pal?
Replies: 38
Views: 4258

Re: Have you ever actually used Paypal to pay a pal?

sscritic wrote:The OP is usually pretty clear:
More generally: within the last couple of years, have you been in a situation where you needed to pay an acquaintance--that is, someone with whom you had some relationship other than the purchase itself--and used PayPal or some other similar electronic service to do it?
I can read "acquaintance" and I can read "similar electronic service." "Paypal to pay a pal" was the hook to get you to read the thread. And it worked. I don't see any misunderstanding on the OP's part.
Aha! Misleading post! I got suckered in..
by rylemdr
Fri Feb 03, 2012 10:38 pm
Forum: Personal Finance (Not Investing)
Topic: Have you ever actually used Paypal to pay a pal?
Replies: 38
Views: 4258

Re: Have you ever actually used Paypal to pay a pal?

I don't think the OP understands that the intended name for PayPal has nothing to do with your pals.

The name PayPal denotes that the company is your "go to" payment service.

It is more, "PayPal is your best friend for making payments", rather than, "PayPal is used to pay your friends".

I have used PayPal to receive payment from my sales on ebay. :)
by rylemdr
Fri Feb 03, 2012 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: A Credit Score Adventure
Replies: 25
Views: 2948

Re: A Credit Score Adventure

I would recommend reading up on creditboards.com.

If you come to the bogleheads for investing advice, you go to the creditboards forum users for all the info on credit.
by rylemdr
Thu Feb 02, 2012 10:37 pm
Forum: Personal Finance (Not Investing)
Topic: Frugal Use of an Amazon Gift Card?
Replies: 23
Views: 2983

Re: Frugal Use of an Amazon Gift Card?

If you're willing to sell the gift cards for cheaper, I'm definitely willing to buy :D
by rylemdr
Thu Feb 02, 2012 10:33 pm
Forum: Personal Finance (Not Investing)
Topic: The Sovereign Man?
Replies: 43
Views: 5508

Re: The Sovereign Man?

market timer wrote:
rylemdr wrote:I've found very little to no information about tax avoidance in the form of using tax havens and shell companies in the internet :lol:
Step 1: Make millions.
Step 2: Find tax havens.

Until then, enjoy the crumbs of middle class tax avoidance.

Exactly my thoughts!

No harm in dreaming though :p
by rylemdr
Thu Feb 02, 2012 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: The Sovereign Man?
Replies: 43
Views: 5508

Re: The Sovereign Man?

market timer wrote:
rylemdr wrote:I've found very little to no information about tax avoidance in the internet though.
Some of the best schemes are discussed regularly here: optimal asset location, backdoor Roth, 401K, tax loss harvesting, savings bonds for college education, saver's tax credit, mortgage interest deduction, college tuition credits, grouping deductions in alternating tax years, charitable donations of stuff you don't want anymore, foreign tax credits, etc.
You are right. I guess these are tax avoidance techniques.

Let me re-state my comment.

I've found very little to no information about tax avoidance in the form of using tax havens and shell companies in the internet :lol:
by rylemdr
Thu Feb 02, 2012 9:39 pm
Forum: Personal Finance (Not Investing)
Topic: The Sovereign Man?
Replies: 43
Views: 5508

Re: The Sovereign Man?

You might enjoy reading/listening to some of Jimmy Rogers books like http://www.amazon.com/Adventure-Capitalist-Ultimate-Road-Trip/dp/0812967267/ref=ntt_at_ep_dpt_4 and/or http://www.amazon.com/Investment-Biker-Around-World-Rogers/dp/0812968719/ref=ntt_at_ep_dpt_3 Remember to buy them through the bogleheads link :-) We listened to the Biker book while driving from Delaware to Florida a few years ago, very interesting, funny and fresh air of a down-to-earth financial guy not trying to sell you anything. He visited many, many countries (in both books) and opened up bank accounts in quite a few. Not to avoid taxes but to diversify his money and to have a real-world attachment to each country. In view of the fact that he married, had children ...
by rylemdr
Thu Feb 02, 2012 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: The Sovereign Man?
Replies: 43
Views: 5508

Re: The Sovereign Man?

I think the prices he charges are excessive too. I don't plan on paying for the extra information he offers. I've found very little to no information about tax avoidance in the internet though. Most websites that pop up are criticisms against it. There aren't any "how to's" or any detailed info on the subject. It seems as if it is a taboo subject which is surprising because minimizing taxes in any way possible should be part of any wealthy individual's financial plan. I even tried to look for "how to's" on the subject of Google's "Dutch sandwich" tax scheme(which is perfectly legal, ofcourse) and there is little info. Certainly someone out there must know the ins and outs of the subject, and with the scope of t...
by rylemdr
Thu Feb 02, 2012 10:50 am
Forum: Personal Finance (Not Investing)
Topic: The Sovereign Man?
Replies: 43
Views: 5508

Re: The Sovereign Man?

I am not bitter towards my country. Valuethinker is right when he talks about a species of entrepreneur that thinks the worst thing in the world is paying taxes. I guess I am one of them.

There is also an article about rich Americans renouncing their citizenship because of the global taxation that the country imposes.

http://www.dailyfinance.com/2010/07/20/ ... wer-taxes/

Perhaps having U.S. citizenship is a curse, rather than a benefit compared to say, Canadian citizenship when one is rich?

Like I said, I'm not particularly patriotic so renunciation of one's citizenship is not out of the question.
by rylemdr
Thu Feb 02, 2012 2:22 am
Forum: Personal Finance (Not Investing)
Topic: The Sovereign Man?
Replies: 43
Views: 5508

The Sovereign Man?

I've been reading up a lot about offshore accounts and reducing taxes lately. I'm been worried that my country(not saying which one to avoid making this a political post) is not going the way I would like it to(to be honest, I guess it's not going the way I think would benefit ME the most). I stumbled on this website recently http://www.sovereignman.com/ Basically it talks about being a free citizen of the world. It talks about "planting flags" in different countries, creating bank accounts, trusts, companies, etc. with global diversification in mind. The thought the website imparted to me is that if I wouldn't put my investments all in one basket, why would I put myself in the mercy of only one government? I am not particularly p...
by rylemdr
Mon Jan 02, 2012 8:08 pm
Forum: Personal Consumer Issues
Topic: Is it rude to speak in a foreign language in the workplace?
Replies: 97
Views: 26213

Is it rude to speak in a foreign language in the workplace?

Recently, a co-worker told me she felt I was being rude when I was conversing in my native tongue with another co-worker because she could not understand us. The three of us were not engaged in a conversation in the first place when I started talking to this co-worker in a foreign language other than English. I feel a great sense of relief when I am able to express myself when talking in my native tongue. Everything feels much more natural and the conversation is a lot more fluid when I don't have to think too much about my words. I never do this when monolingual speakers are present and are participating in the conversation, but I feel I should be able to speak in my native language when it is a private conversation between two people with...
by rylemdr
Sun Oct 02, 2011 6:36 am
Forum: Personal Consumer Issues
Topic: Should you teach your kids Chinese?
Replies: 67
Views: 7012

For business purposes, Chinese can be used in Hong Kong, Taiwan, Macau, and Singapore. I am no expert on the Chinese language(s) but have had some exposure. When people currently talk about learning Chinese, it seems that they are really talking about learning Mandarin. I am skeptical that there is a single Chinese language with different dialects. Despite the image of linguistic unity that some may wish to promote, I think that China is currently a multilingual society with languages (perhaps more than 10) that are generally mutually unintelligible. That means that a Cantonese only speaker from Hong Kong cannot understand a Mandarin only speaker from Beijing. It is nothing like the comparatively minor differences between UK English and US...
by rylemdr
Sat Oct 01, 2011 5:29 am
Forum: Personal Consumer Issues
Topic: Should you teach your kids Chinese?
Replies: 67
Views: 7012

In my opinion, Chinese is the best language to learn for an English speaker. With over 1 billion speakers, it is the most widely used language in the world. For business purposes, Chinese can be used in Hong Kong, Taiwan, Macau, and Singapore. All booming cities/countries in Asia. China is a rising power in the world and is soon to surpass the United States. Soon enough, Mandarin will be a very valuable language for businessmen simply because with the Chinese, respect is a big thing and if you make an effort to learn their language, that scores big points for you. In my opinion, the order of the most valuable languages in the world: 1. English 2. Mandarin 3. Spanish 4. Arabic With a language arsenal like this, an individual can be a formida...
by rylemdr
Sun Sep 18, 2011 5:44 pm
Forum: Personal Consumer Issues
Topic: Part time health career for health insurance?
Replies: 15
Views: 2375

Nurses.
by rylemdr
Fri Sep 09, 2011 1:33 am
Forum: Personal Investments
Topic: College Student, No-debt, $20,000 Need Advice
Replies: 14
Views: 2365

Re: College Student, No-debt, $20,000 Need Advice

I keep thinking about this post and I'm going to amend my advice. You already have an emergency fund. Presumably your salary is enough to live on and you're comfortable and not otherwise under any kind of financial pressure. The first thing you should do with the money is pay off any debts you have (financial aid?). For most people, debt is a continuous source of stress, even if it is small. Then, think about how you might use it to better yourself in a lasting way. You're only 20 and will have a college degree and you have a long salary-earning future in front of you so it would be a mistake to focus solely on long-term investment. Here are some examples of things you could consider: - if you're overweight, hire a personal trainer, buy a ...
by rylemdr
Tue Sep 06, 2011 9:34 pm
Forum: Personal Consumer Issues
Topic: I Don't have an Iphone!!!
Replies: 34
Views: 4236

Ed 2 wrote:
Opponent Process wrote:
Sheepdog wrote:What's an I phone anyway?
the sum total of what this country's done in ten years.
Hey! What about Tweeter! :twisted:
And Phasebook!
by rylemdr
Tue Sep 06, 2011 3:46 pm
Forum: Personal Consumer Issues
Topic: Please explain government election procedures.
Replies: 13
Views: 1202

Here it seems different. It seems as if a person's vote only counts towards his/her state, and the winner of that state wins the votes and the ones who voted for the other candidate loses. Am I understanding this right? The short answer is yes, you are understanding this right. The long answer is a bit more complicated, involving the US Constitution and something called the Electoral College. Here are some links to get you started. Note that this thread borders on political and is likely to get locked because it has no direct investment content. http://www.enchantedlearning.com/vote/presidential_elections.shtml http://bensguide.gpo.gov/9-12/election/ http://www.archives.gov/federal-register/electoral-college/about.html http://en.wikipedia....
by rylemdr
Tue Sep 06, 2011 3:44 pm
Forum: Personal Consumer Issues
Topic: Please explain government election procedures.
Replies: 13
Views: 1202

Thank you for the link. It still seems vague though.

So, assuming we are only counting 3 states(to simplify things)..

State A has a population of 1,000,000 and candidate A wins 99%. Candidate B wins 1%

State B has a population of 60,000 and candidate A wins 49%. Candidate B wins 51%

State C has a population of 25,000 and candidate A wins 49%. Candidate B wins 51%

In this case, candidate B still wins even though he has less individual votes because he won two states? Am I getting this right?

How does one calculate the "weight" of one's vote?

If I live in a lower populated state, does that mean my vote weighs more than someone who lives in a high-pop state?
by rylemdr
Tue Sep 06, 2011 3:06 pm
Forum: Personal Consumer Issues
Topic: Please explain government election procedures.
Replies: 13
Views: 1202

Please explain government election procedures.

I am trying to understand how politicians are elected to their respective seats in government here in the United States.

I don't understand why politicians target individual states instead of individuals.

Back in my country, every single vote counts as one point towards a candidate.

Here it seems different. It seems as if a person's vote only counts towards his/her state, and the winner of that state wins the votes and the ones who voted for the other candidate loses.

Am I understanding this right?

If anyone can direct me to a website explaining how election procedures are here in the USA, that would be a big help.
by rylemdr
Mon Sep 05, 2011 11:02 pm
Forum: Personal Finance (Not Investing)
Topic: Company credit rating list?
Replies: 1
Views: 403

Try standard and poor's, moody's, and fitch
by rylemdr
Mon Sep 05, 2011 11:45 am
Forum: Personal Consumer Issues
Topic: Happy labor day!!
Replies: 6
Views: 896

Happy labor day!!

Happy labor day to all the moms(and soon to be moms)!!

We appreciate all the pain and suffering you had/have to endure to bring children into this world. :)
by rylemdr
Sun Sep 04, 2011 9:12 pm
Forum: Personal Investments
Topic: Long-term, are you bullish or bearish on the U.S. dollar?
Replies: 59
Views: 6723

Whether you're a bull or a bear, just remember not to be a hog :)
by rylemdr
Sun Sep 04, 2011 8:58 pm
Forum: Personal Consumer Issues
Topic: Accident with (almost) brand new car
Replies: 20
Views: 3726

Re: Accident with (almost) brand new car

cacophony wrote:My girlfriend was just rear-ended...
I was giggling when I was reading this part. :lol:

I'm sorry, I know it's immature but that made me laugh somehow. :oops:

Anyone else had the same reaction?
by rylemdr
Fri Sep 02, 2011 3:49 pm
Forum: Personal Investments
Topic: Help me plan my long-term dream.
Replies: 3
Views: 596

Help me plan my long-term dream.

My life-long dream: I have always wanted to leave a legacy before I die. I don't want my name to be lost in history, being a nobody that no one can remember. I am an ordinary guy, so I will most likely not be a famous athlete or a rock star. In my lifetime, I will probably not be a billionaire. I don't have the heart to become a legendary charitable person, and I have enough of a heart not to be an infamous mass murderer. I want to leave something behind on this earth! I may not be known by all mankind, but I want somebody to remember my name. My dream is this. I want to die knowing all my descendants are given the chances to succeed in life. I want them to be able to say, "I have this opportunity because this great man once made the ...
by rylemdr
Fri Sep 02, 2011 2:09 am
Forum: Personal Finance (Not Investing)
Topic: Pre-nup?
Replies: 205
Views: 26310

Bring it up with your fiancee.

If she agrees, then good for you.

If she does not, marry her anyway and then squander all your money(not hers) and just be a lazy bum until she divorces you.. then you can say,

"Ha!! Told you we shoulda gotten a prenup!!"

:D
by rylemdr
Thu Sep 01, 2011 8:24 pm
Forum: Personal Consumer Issues
Topic: I just got my papers!! Yaaay!
Replies: 19
Views: 4152

I agree, we were very lucky, but don't get discouraged!

We thought it was impossible too. I was even contemplating on marrying a citizen just for the papers(expensive and illegal) if things didn't pan out.

At least you guys can stay here.

The worst thing that could happen is getting denied and sent back home :(
by rylemdr
Thu Sep 01, 2011 2:56 pm
Forum: Personal Consumer Issues
Topic: I just got my papers!! Yaaay!
Replies: 19
Views: 4152

Thank you all for the kind replies.

I don't like baseball so no chance of being a Yankee :lol:
by rylemdr
Wed Aug 31, 2011 1:06 am
Forum: Personal Consumer Issues
Topic: I just got my papers!! Yaaay!
Replies: 19
Views: 4152

exeunt wrote:Congrats. :)
Thanks!
by rylemdr
Wed Aug 31, 2011 12:04 am
Forum: Personal Consumer Issues
Topic: I just got my papers!! Yaaay!
Replies: 19
Views: 4152

I just got my papers!! Yaaay!

My family and I moved here to the good ol' USA a year and a half ago.

After a long time of applying to be immigrants, our papers have finally been approved!

We are expecting to be permanent residents in a month or two. I can finally go back home, go to school(nursing), and come back here to work!

I just wanted to share my joy.

Happy day for me and my family :)
by rylemdr
Sun Aug 28, 2011 4:14 pm
Forum: Personal Consumer Issues
Topic: What plant should I get?
Replies: 23
Views: 2528

Indoor or outdoor? Indoor: Get a philodendron. No flowers, but at least you probably can not kill it. Outdoor: Depends. I'm worried because fish are pretty easy to have ... if you do a few simple things like not feed them much (say once a month). You might be better off with a parakeet. I would prefer indoor plants. Is a philodendron a pretty plant? It was more like a large aquarium where you have to cultivate an entirely new ecosystem from scratch for the fishes. It involved a lot of things like pH level and whatnot.. It was very hard :( I should have stuck with a fish in a bowl. For indoors I would recommend a quality artificial plant. You know exactly what it will ultimately look like when you purchase it and there's no need to be conce...
by rylemdr
Sun Aug 28, 2011 2:57 pm
Forum: Personal Consumer Issues
Topic: What plant should I get?
Replies: 23
Views: 2528

What plant should I get?

I've been thinking of getting a hobby. A long time ago I tried to raise some fish, but that didn't turn out too well as I didn't know how(to be honest, I didn't bother to read up on it either) to balance the water for the right conditions for them to live. I plan to try again with fishes someday, but for now I want to stick to something simpler and less time consuming, like raising a plant. What starter plant should I get? Something that bears flowers would be nice, but anything that is not too hard to take care of would work. I don't want anything that does not need any taking care of either, that would only eliminate any sense of responsibility I would want to develop. What about orchids or a bonsai tree? I prefer an indoor plant as I hat...
by rylemdr
Sun Aug 28, 2011 2:38 pm
Forum: Personal Consumer Issues
Topic: Has anyone ever quit their job without a job to go to?
Replies: 38
Views: 5193

I want to say,

"Yes. Go for it!"

Sad to say the economy is just too bad right now to be unemployed..

Stick it out for a bit. Apply for jobs while keeping the one you have now and make a switch when you get a decent offer.
by rylemdr
Sat Aug 27, 2011 3:26 pm
Forum: Personal Consumer Issues
Topic: Anyone tried a Spanish ham?
Replies: 12
Views: 2158

metacritic wrote:$190 for 11 pounds suggests that it isn't the truly great stuff - the Bellota Pate Negra - which can go for 150 euros a kilo even in Spain!

And it is sublime. But you might be looking at a really good jamon Iberico, which is nothing to sniff at either.
I second the Iberico..

Heavenly...
by rylemdr
Sat Aug 27, 2011 3:58 am
Forum: Personal Consumer Issues
Topic: Visiting Seoul, S Korea- any advice?
Replies: 10
Views: 1632

Re: Visiting Seoul, S Korea- any advice?

The wife and I are going to stop in Seoul to visit a graduate school friend of mine and then continue on to Asia for a vacation early next month. We're arriving Friday night and my friend(he's Korean) is going to spent all of Saturday with us and we'll leave Sunday morning. We don't speak any Korean and will basically depend on him for all the logistics. That being said, we don't know what would be fun to do in that one day and are looking for suggestions for places to sightsee etc in advance so that our friend can then plan accordingly. We also haven't booked a hotel(trying to finagle a good deal through Priceline) yet but are likely to stay somewhere south of the river in the Gangnam\Seocho area on recommendation from my friend. South Ko...
by rylemdr
Fri Aug 26, 2011 8:35 pm
Forum: Personal Consumer Issues
Topic: Little kitten got left behind by mom and 5 other siblings.
Replies: 21
Views: 3284

Good news! I went to work today and I was telling my co-workers about this kitten, asking who wants to keep it. One of the doctors in the office overheard our conversation and offered to take it in and make sure it learns how to eat, etc..

Plus, one of my co-workers offered to take it when the kitty is out of the danger zone because her son has always wanted a kitten.

Thanks all for caring enough to comment(cept you Manbaerpig :evil:). Happy day for me :)
by rylemdr
Fri Aug 26, 2011 3:10 pm
Forum: Personal Consumer Issues
Topic: Little kitten got left behind by mom and 5 other siblings.
Replies: 21
Views: 3284

Little kitten got left behind by mom and 5 other siblings.

I posted about 6 little kittens a week ago, now their mom just left this one kitten and took all the others. He/she is very tiny. I took a syringe and filled it with some milk and fed the kitten. He/she seems to be drinking the milk, but continues to cry. I tried calling the pound and no one wants to take it. They only take dogs. Me and my family do not have the time, money, or even the space to take care of the kitty. My mom also hates cats, but we are feeding it now because no animal should die of starvation. I'm not sure if this kitten will survive the long term. Can anyone give me some advice on how to take care of it for the meantime? I am thinking it is around 1 to 2 weeks old. Unable to drink milk from a bowl, much less eat cat food(...
by rylemdr
Fri Aug 26, 2011 12:00 am
Forum: Personal Finance (Not Investing)
Topic: Living in US-Canada border town?
Replies: 18
Views: 4908

Living in US-Canada border town?

My mom was recently telling me about an aunt(distant) who lives in a Canadian(I don't know where) province near a US city. It is a border town, meaning it is a town near another country's border.

She explained to me that this aunt is a Canadian citizen, but since she lives near the US, she just goes over the border and works in the US city.

She further explains that this aunt of mine saves a lot of money by buying groceries in the US and paying lesser taxes from work(than she would in Canada) while getting the much better health and other benefits of the social safety net of Canada.

How can this be possible? Does it really sound as good as it does?

If so, how can I get in on this??
by rylemdr
Thu Aug 25, 2011 3:29 pm
Forum: Personal Consumer Issues
Topic: Wanting to buy a snowboard.
Replies: 9
Views: 1426

Would it be safe to say that I missed out on the sales for this year? Should I wait until next year to buy a snowboard?
by rylemdr
Thu Aug 25, 2011 2:47 pm
Forum: Personal Consumer Issues
Topic: Wanting to buy a snowboard.
Replies: 9
Views: 1426

Wanting to buy a snowboard.

I have gone snowboarding(rental board) during the winter season last year and I enjoyed it very much. I decided to buy my own board to save money for the long term. I plan to go snowboarding this upcoming winter season and I want to get my very first snowboard.

Because it is still the summer, I am expecting snow boards would be cheaper this time of year than waiting until winter.

I would classify myself as a beginner snowboarder. I am right handed.

I want an all-mountain snowboard, and my budget is very modest.

My ambition is only to be a casual snowboarder.

Any good ideas for buying a board? Are there good brands I should choose? Are there any websites/places to find good snowboard deals?
by rylemdr
Wed Aug 24, 2011 9:02 pm
Forum: Investing - Theory, News & General
Topic: Thought you would all like to know this
Replies: 28
Views: 5619

How about a (Bernie) Madoff room?

Hey, if you want the good, you gotta have the bad too ;)
by rylemdr
Wed Aug 24, 2011 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: When should I get life insurance?
Replies: 11
Views: 1440

I'm 29 now, bought 25 year term 3 years ago, and we're having our first kids next year. I decided to get it a few years in advance to hedge against health risk. Many would say that's probably foolish because the change in rates with 3-4 years of age aren't really going to change dramatically if your health condition remains relatively constant. I actually had some concerns related to some specific health issues at the time that wouln't yet classify as pre-existing conditions so I bought it early. I'd recommend waiting to buy unless you're in a unique situation. Apart from that I HIGHLY suggest getting yearly blood tests and a preventative care checkup with your doctor. Your rate category will be based primarily from your blood test results...
by rylemdr
Wed Aug 24, 2011 10:22 am
Forum: Personal Finance (Not Investing)
Topic: When should I get life insurance?
Replies: 11
Views: 1440

Thank you all for the replies.

I was just thinking that if I get life insurance early, I could get a lower premium than if I would get it years later.

I guess getting life insurance at 28 when I have some kids would not cost much more than when I am 21. In fact, the more I think about it, getting it at 28 years old would probably be even cheaper because a 21 year old would much more likely get into a car accident in an actuarial statistical point of view(just my opinion).
by rylemdr
Tue Aug 23, 2011 10:42 pm
Forum: Personal Finance (Not Investing)
Topic: When should I get life insurance?
Replies: 11
Views: 1440

When should I get life insurance?

I am 21 years old and I have no dependents. When should I get life insurance so I can ensure a low premium when I do have dependents?

My thinking is that if I get life insurance now for 30 years, by the time it ends I would be 51.

I plan on having kids before I'm 30 years old, so by the time my insurance expires, my child would be at least 20 years old.

The savings must be enough to beat investing the money instead of paying it out early.

Any sites or calculators would be very helpful. Thank you.
by rylemdr
Tue Aug 23, 2011 9:41 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for Kids Wedding-Parity?
Replies: 84
Views: 9418

I think an easy way to look at the culture thing of having to pay for your children's weddings and even college is this..

If you put your child through college and/or pay for their weddings(like in most Asian countries), you should expect them to take care of you when you are old(again, like in most Asian countries). If you've noticed, you will never see any elderly Asians in nursing homes unless those with special cases.

If you don't(like in most western countries), expect to be in a nursing home with no one to take care of you later on(again, like in most western countries).

Basically, the more you give your child, the more you can expect back in return.

Your choice.
by rylemdr
Tue Aug 23, 2011 1:21 am
Forum: Personal Finance (Not Investing)
Topic: Paying for Kids Wedding-Parity?
Replies: 84
Views: 9418

If you are Filipino, you pay for your sons' weddings, but not your daughters. If you are American, you pay for your daughter's wedding. Get your daughter to marry a Filipino and your sons to marry Americans, and you will pay nothing for any of them. It can't be fairer than that! P.S. I assume there are other cultures where the groom's family pays. Help your daughter find a nice young man from one of those cultures. I literally LOL'd at this. I understand because I was born and raised in the Philippines. I am NOT Filipino though. I choose to self identify as Chinese. :) If you factor in all the costs of raising children, you will realize that raising a daughter will cost substantially more than raising a son. I even read some research about...
by rylemdr
Tue Aug 23, 2011 1:03 am
Forum: Personal Consumer Issues
Topic: Any bogleheads have a franchise?
Replies: 18
Views: 4065

Re: Any bogleheads have a franchise?

Billy Pilgrim wrote:I am just curious.
Not this boglehead.. :(
by rylemdr
Tue Aug 23, 2011 1:03 am
Forum: Personal Consumer Issues
Topic: Decent (Cheap) Phone for International Travel?
Replies: 19
Views: 5187

I would also like to recommend Nokia phones. Japanese phones are highly sophisticated/advanced and do not cost that much at all. You won't have problems with a Nokia in most countries in Asia.
by rylemdr
Tue Aug 23, 2011 12:26 am
Forum: Personal Investments
Topic: What should I look for in a stock?
Replies: 49
Views: 5220

I think you might find answers you really want to hear somewhere else..
by rylemdr
Fri Aug 19, 2011 10:23 pm
Forum: Personal Consumer Issues
Topic: Found 6 kittens in storage space. What to do?
Replies: 55
Views: 5900

It's kind of sad for me to be thinking of putting down these kitties. They were just born not too long ago, and now their lives are going to end :(
by rylemdr
Fri Aug 19, 2011 8:50 pm
Forum: Personal Consumer Issues
Topic: Found 6 kittens in storage space. What to do?
Replies: 55
Views: 5900

You could check for any local kitten rescue groups. They will take them in, spay/neuter them, give them any appropriate shots, foster them, and eventually put them up for adoption. Any chance you have 6 children? And one of the kittens is an albino? Hah! I'm one of the people who gets this reference. Sadly, no. They are ordinary kitties anyway and would not make good sigils. If they were dire kitties, then that's another story ;) I don't know what to do with them at this point. My brother was like, "let's sell them and make a load of money", but I don't think anyone would buy mutt kittens(muttens?). I have an idea of putting up a website though. paymeorkittydies.com There can be a countdown timer to when I'm gonna kill kitty if n...