Search found 4593 matches

by madbrain
Tue Jan 23, 2018 12:41 am
Forum: Investing - Theory, News & General
Topic: [Yahoo Finance no longer works - Alternatives to download securities quotes]
Replies: 265
Views: 32397

Re: [Yahoo Finance no longer works - Alternatives to download securities quotes]

It looks like multiple threads were merged into one. Did anyone find a solution/replacement that works for LibreOffice, as opposed to Excel or Google sheets ?
by madbrain
Mon Jan 22, 2018 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Considering solar on my home
Replies: 13
Views: 555

Re: Considering solar on my home

Blueskies123 wrote:
Mon Jan 22, 2018 6:07 pm
How will you get power at night?
This quote is for a grid-tied system, not with battery backup, so there is no such worry. Power at night comes from the grid. During the day, you feed into the grid.
by madbrain
Mon Jan 22, 2018 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Considering solar on my home
Replies: 13
Views: 555

Re: Considering solar on my home

Average electric usage: 35 kWh per month I hope you mean per year ! You must be using electric heating to get it to be this high. Did you mean 35 MWh per year ? You need to clarify. Was 35 kWh/day. On the electricity side we will, on average, consume our entire annual allotment. This will eliminate...
by madbrain
Mon Jan 22, 2018 6:05 am
Forum: Investing - Help with Personal Investments
Topic: Ready to give up on bond fund, Lost 2.25% past 6 months
Replies: 63
Views: 6599

Re: Ready to give up on bond fund, Lost 2.25% past 6 months

Novice here. I have small part of my retirement portfolio in the bond fund of SWAGX, an intermediate bond fund from Schwab. It’s been losing money ever since I bought it 6 months ago. I want to just give up and invest in a 2% cd at synchrony instead. I thought bonds were supposed to be the stablizi...
by madbrain
Mon Jan 22, 2018 5:53 am
Forum: Personal Consumer Issues
Topic: Garbage disposal recall
Replies: 0
Views: 219

Garbage disposal recall

I bought two Waste King model 9980 garbage disposals at Costco in the summer 2010 to replace the 2 failed units in the home we bought. They carried a lifetime warranty from the manufacturer that included labor replacement in case of failure. Fast forward to 2018 - one of the units failed. I couldn't...
by madbrain
Mon Jan 22, 2018 5:10 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3278
Views: 947534

Re: What Movie Have You Recently Watched?

The Vault, on Netflix streaming in HD. The story was a waste of time. The audio was particularly weak due to streaming format. Skip. I'm surprised how useless the movie catalog is on Netflix. We really struggled to find any movie worth watching during the 1-month trial, unlike the Netflix disc forma...
by madbrain
Sat Jan 20, 2018 2:37 am
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 62
Views: 4058

Re: 4k UHD TVs worth it?

I personally uploaded 9 TB to a new cloud backup provider last week. And we don't have cable, so we're all constantly streaming video. Yeah, I don't use cloud backup partly because of the data cap, and partly because the 30 Mbps upload speed makes it pointless anyway, even without a data cap - it w...
by madbrain
Fri Jan 19, 2018 7:39 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3278
Views: 947534

Re: What Movie Have You Recently Watched?

"The truth about Emanuel " (on blu-ray) The acting is very good, but I had a real hard time suspending disbelief about the story. "Changeling" (on blu-ray) Amazing movie, and also fairly unbelievable story, which happens to be true. I recommend it. Angelina Jolie is great. Alien (1979) on Blu-ray UH...
by madbrain
Fri Jan 19, 2018 7:34 pm
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 62
Views: 4058

Re: 4k UHD TVs worth it?

Most of the available 4K content at this point is streaming, and 4K streaming is not really much better (if at all) from blu-ray 1080p. But 4K streaming looks better than 1080 streaming, so we feel like it's valuable. Agree 100% with the above. I hope they'll eventually start encoding alternate 4K ...
by madbrain
Fri Jan 19, 2018 7:22 pm
Forum: Personal Consumer Issues
Topic: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data
Replies: 38
Views: 3728

Re: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data

WhiteMaxima wrote:
Fri Jan 19, 2018 7:17 pm
2) Chase privite bank, no foreign ATM fee
But do they reimburse the foreign banks' ATM fees ?
by madbrain
Fri Jan 19, 2018 2:41 pm
Forum: Personal Consumer Issues
Topic: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data
Replies: 38
Views: 3728

Re: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data

We used the Costco Citi Card overseas in December and there were no foreign transaction fees. Perhaps they aren't broken down separately, in which case you would just see a really bad exchange rate for each transaction, and you might not know any better unless you calculate it yourself. Check your ...
by madbrain
Fri Jan 19, 2018 5:23 am
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 62
Views: 4058

Re: 4k UHD TVs worth it?

FYI. This was released on UHD Bluray this past December. If this isn't enough a reason to upgrade I don't know what is. You can buy them individually too. I just got Interstellar this past weekend and it's glorious in 4K and HDR. https://pisces.bbystatic.com/image2/BestBuy_US/images/products/6172/6...
by madbrain
Thu Jan 18, 2018 9:42 pm
Forum: Personal Consumer Issues
Topic: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data
Replies: 38
Views: 3728

Re: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data

The only thing is that the Citi Costco VISA rewards can only be redeemed at Costco, while Chase offers many more options. Yes, you have to take the rebate certificate to Costco. However, you do not need to spend the rebate there. Costco will give you cash for the rebate certificate. Although it has...
by madbrain
Thu Jan 18, 2018 9:39 pm
Forum: Personal Consumer Issues
Topic: Looking for a reasonably priced, safe international destination
Replies: 107
Views: 6403

Re: Looking for a reasonably priced, safe international destination

I live in the DC area (DCA, IAD, BWI). Have two young kids, 6 and 3. Have up to a week off. I only speak English. The trip will be first week of May. Wants: Safe for the family Not too expensive Outside the US I was thinking Iceland. Any other destinations that fit this bill? Thanks! Cairo, Egypt -...
by madbrain
Thu Jan 18, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: Recommend an A.C. powered auto tire inflator
Replies: 43
Views: 2405

Re: Recommend an A.C. powered auto tire inflator

My Chevrolet Volt came with a DC-powered tire inflator . Plugs into the car's 12V outlet. Saved me recently when I hit a nail that resulted in a slow leak - tire losing 10psi per hour. I was able to refill it and drive to my next destination, then top it up again finally to go to a tire shop. If I d...
by madbrain
Thu Jan 18, 2018 7:13 pm
Forum: Investing - Theory, News & General
Topic: Anyone pondering moving to a cheaper place and downsizing?
Replies: 63
Views: 4427

Re: Anyone pondering moving to a cheaper place and downsizing?

I'm all ears about those other places. My body does have a hard time with cold climates, though, and if it ever gets below 30F during the day on a regular basis, I would probably have to cross it off my list. I think that limits me to places not too far inland or too far north. Santa Fe or Albuquer...
by madbrain
Thu Jan 18, 2018 6:42 pm
Forum: Investing - Theory, News & General
Topic: Anyone pondering moving to a cheaper place and downsizing?
Replies: 63
Views: 4427

Re: Anyone pondering moving to a cheaper place and downsizing?

Madbrain, With $3 million in net worth, there are lots of places you could retire in the U.S., including states that expanded Medicare. If you *want* to live in Thailand, great, but I don't think you have to. The $3M isn't currently liquid, though more than half would be if I sold my house to move....
by madbrain
Thu Jan 18, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data
Replies: 38
Views: 3728

Re: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data

The only option for “free” international data is T-Mobile or GoogleFi. GoogleFi may not work for you if you don’t like their phones. It is also not the cheapest. They charge $20 for unlimited talk/text and $0.01/mb anywhere in the world (you might want to check to confirm Vietnam is included in any...
by madbrain
Thu Jan 18, 2018 5:37 pm
Forum: Personal Consumer Issues
Topic: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data
Replies: 38
Views: 3728

Re: Costco Citi removing Foreign Transaction Fees; No Fee/Reimbursed Fee International ATM; ; Free International Data

A few issues regarding occasional overseas travel: 1) FYI: You can soon wave goodbye to the card’s 3% foreign transaction fee. Citi notes the change will be effective on purchases made after Jan. 25, 2018. https://www.nerdwallet.com/blog/credit-cards/citi-costco-anywhere-ending-foreign-transaction-...
by madbrain
Thu Jan 18, 2018 5:02 pm
Forum: Investing - Theory, News & General
Topic: Anyone pondering moving to a cheaper place and downsizing?
Replies: 63
Views: 4427

Re: Anyone pondering moving to a cheaper place and downsizing?

Yes. Have about $3M net worth, the majority of it tied up in home equity and retirement accounts. We live in the bay area in a big place. Firecalc shows 0% chance of success at current burn rate vs investment accounts balance. No reverse mortgage possible at age 41. Debt to income ratio means home e...
by madbrain
Wed Jan 17, 2018 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2391
Views: 442982

Re: What's Your Credit Card Rewards Strategy?

It's not just any mobile pay, specifically it's Android Pay. I wouldn't say it's accepted at most places either. Actually, it isn’t specifically Android Pay, but others, including Apple Pay through the end of March 2018: https://creditcards.chase.com/freedommobile You're right. For whatever reason ...
by madbrain
Sun Jan 14, 2018 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card keeps getting hacked, even when unused! (4x now!)
Replies: 49
Views: 7899

Re: Credit card keeps getting hacked, even when unused! (4x now!)

Hundreds of countries ? I question this. There aren't hundreds of countries on the planet. There certainly are hundreds of countries on the planet, nearly 200, in fact. In fact, less than 200, making the plural incorrect. More than 100 mean "hundreds" is correct. I stand corrected. I'm not a native...
by madbrain
Sun Jan 14, 2018 4:12 pm
Forum: Personal Consumer Issues
Topic: Is this solar panel bid reasonable?
Replies: 47
Views: 2448

Re: Is this solar panel bid reasonable?

But I get a kick out of responses like "Buy the components yourself and then hire an installer". Assuming you can find someone to install the system you will pay a lot more for the labor. As an installer my margins are dependent on parts and labor. I cannot forgo a complete sale just to lose margin...
by madbrain
Sun Jan 14, 2018 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card keeps getting hacked, even when unused! (4x now!)
Replies: 49
Views: 7899

Re: Credit card keeps getting hacked, even when unused! (4x now!)

We still use Fidelity ... Recently, they have given us separate debit card numbers for our joint Fidelity cash account. Good to know. I Wish we could get two separate numbers for credit cards in one household. One for telecom and other auto-billings that are a pain to reset and another for Yeti mug...
by madbrain
Sun Jan 14, 2018 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card keeps getting hacked, even when unused! (4x now!)
Replies: 49
Views: 7899

Re: Credit card keeps getting hacked, even when unused! (4x now!)

Geologist wrote:
Sun Jan 14, 2018 2:58 pm
madbrain wrote:
Sat Jan 13, 2018 1:13 am


Hundreds of countries ? I question this. There aren't hundreds of countries on the planet.
There certainly are hundreds of countries on the planet, nearly 200, in fact.
In fact, less than 200, making the plural incorrect.
by madbrain
Sat Jan 13, 2018 1:19 am
Forum: Personal Finance (Not Investing)
Topic: Credit card keeps getting hacked, even when unused! (4x now!)
Replies: 49
Views: 7899

Re: Credit card keeps getting hacked, even when unused! (4x now!)

Similar happened to me. A particular card of mine was compromised and financial institute sent me new one. And new was got compromised while it was on the mail. Whoa! I would have thought this is impossible...unfrickingbelievable...good info! This is most likely due to a security compromise at the ...
by madbrain
Sat Jan 13, 2018 1:18 am
Forum: Personal Finance (Not Investing)
Topic: Credit card keeps getting hacked, even when unused! (4x now!)
Replies: 49
Views: 7899

Re: Credit card keeps getting hacked, even when unused! (4x now!)

Really curious why there is no PIN number required on all purchases yet. That would be ideal. PIN is fine for in-person transactions. As soon as you want to do phone or online transactions, the PIN model does not work, as you would not want to give the PIN to anyone. Most of the cards I use have go...
by madbrain
Sat Jan 13, 2018 1:13 am
Forum: Personal Finance (Not Investing)
Topic: Credit card keeps getting hacked, even when unused! (4x now!)
Replies: 49
Views: 7899

Re: Credit card keeps getting hacked, even when unused! (4x now!)

This is all fine and good, but if you ever travel out of the country, an ATM-only card is not going to work, and you won't find your own bank's ATM machines there. So, you just won't be able to obtain cash. At least in Europe my ATM only card has worked just fine but it has been a few years since I...
by madbrain
Fri Jan 12, 2018 8:04 pm
Forum: Personal Consumer Issues
Topic: Is this solar panel bid reasonable?
Replies: 47
Views: 2448

Re: Is this solar panel bid reasonable?

I just got a 6.5 kw system in Los Angeles. I paid less than $3/w before tax credits. I would get a few more quotes. Also, I'm amazed that your 10 kw system will only cover half of your usage. Either you must have a 10,000 sqft house, or you're growing medicinal herbs! :mrgreen: OP is much farther n...
by madbrain
Fri Jan 12, 2018 7:57 pm
Forum: Personal Consumer Issues
Topic: Is this solar panel bid reasonable?
Replies: 47
Views: 2448

Re: Is this solar panel bid reasonable?

Both are way too high. For reference, if you buy just the parts, a 7 kW grid-tie system would cost $11,774 on the site below (I don't have any affiliation) : https://www.wholesalesolar.com/1891215/wholesale-solar/complete-systems/7.08-kw-grid-tied-solar-system-with-solaredge-and-24-solarworld-295-wa...
by madbrain
Fri Jan 12, 2018 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card keeps getting hacked, even when unused! (4x now!)
Replies: 49
Views: 7899

Re: Credit card keeps getting hacked, even when unused! (4x now!)

Always insist on a plain old ATM card, not one that has the Visa "feature." I too use only a plain ATM Card. I had to argue with the bank to send me one a few years ago after they upgraded me to a Visa ATM, without my consent, as part of a routine expire replacement. I also never use my ATM Card an...
by madbrain
Fri Jan 12, 2018 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: Credit card keeps getting hacked, even when unused! (4x now!)
Replies: 49
Views: 7899

Re: Credit card keeps getting hacked, even when unused! (4x now!)

Really curious why there is no PIN number required on all purchases yet. That would be ideal. PIN is fine for in-person transactions. As soon as you want to do phone or online transactions, the PIN model does not work, as you would not want to give the PIN to anyone. Most of the cards I use have go...
by madbrain
Fri Jan 12, 2018 5:21 pm
Forum: Investing - Theory, News & General
Topic: "6 Reasons The Rich Should Pay-Off Their Mortgage"
Replies: 126
Views: 20739

Re: "6 Reasons The Rich Should Pay-Off Their Mortgage"

The other thing this changes for me is whether to continue to do Mega backdoor Roth. I was able to add $47,727.50 to my 401k last year according to Quicken, between the pre-tax contributions, after-tax non-Roth contributions, and matching contributions. I already did in-plan conversion of those afte...
by madbrain
Fri Jan 12, 2018 6:33 am
Forum: Personal Consumer Issues
Topic: Best Sources to Buy Prescriptions Out of Pocket
Replies: 49
Views: 2913

Re: Best Sources to Buy Prescriptions Out of Pocket

Imo I like protonix the best when I make recommendations. Fewer drug interactions. Was on Protonix for a very long time. Then Kaiser took it off their formulary and replaced it with Prilosec. The drug interactions have been a major issue for treatment of my other conditions since. The good news is,...
by madbrain
Fri Jan 12, 2018 12:50 am
Forum: Investing - Theory, News & General
Topic: "6 Reasons The Rich Should Pay-Off Their Mortgage"
Replies: 126
Views: 20739

Re: "6 Reasons The Rich Should Pay-Off Their Mortgage"

No longer having a mortgage would mean our credit scores would go down. We paid off the mortgage on our first house in 1991. We had a mortgage on our second house for about one year, while we waited for the first house to sell. We then paid off the mortgage on the second house. That was 10 years ag...
by madbrain
Thu Jan 11, 2018 4:09 pm
Forum: Investing - Theory, News & General
Topic: "6 Reasons The Rich Should Pay-Off Their Mortgage"
Replies: 126
Views: 20739

Re: "6 Reasons The Rich Should Pay-Off Their Mortgage"

I definitely have enough in taxable accounts to pay off the mortgage in full - 188% of the mortgage balance. But this is going to generate taxable gains, in turn incurring capital taxes - gains I was planning to realize only much later, in retirement, presumably in a lower federal tax bracket, poss...
by madbrain
Thu Jan 11, 2018 1:34 am
Forum: Personal Consumer Issues
Topic: Best Sources to Buy Prescriptions Out of Pocket
Replies: 49
Views: 2913

Re: Best Sources to Buy Prescriptions Out of Pocket

I thought Congress had made it illegal to buy and bring prescription drugs from outside the country. Am I wrong?
by madbrain
Thu Jan 11, 2018 12:46 am
Forum: Investing - Theory, News & General
Topic: "6 Reasons The Rich Should Pay-Off Their Mortgage"
Replies: 126
Views: 20739

Re: "6 Reasons The Rich Should Pay-Off Their Mortgage"

Adding to my last post - one possibility is paying down the mortgage, rather than paying it off in full, to avoid having to pay any capital gains taxes now. This would reduce, but not eliminate the amount of mortgage interest, and thus soften the tax blow. I would then need to rebalance my retiremen...
by madbrain
Thu Jan 11, 2018 12:21 am
Forum: Investing - Theory, News & General
Topic: "6 Reasons The Rich Should Pay-Off Their Mortgage"
Replies: 126
Views: 20739

Re: "6 Reasons The Rich Should Pay-Off Their Mortgage"

1) compare to a taxable account This really depends on your interest rate. I am in the 25% federal tax bracket and 9.3% CA state bracket, ie. 34.3% marginal tax rate. My mortgage is at 3.375%. All of the interest is fully deductible, as long as I'm working - state income tax and property tax alone ...
by madbrain
Tue Jan 09, 2018 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

Wow, I sympathize with what you're going through. Has the police report been amended? If it has been, and if you haven't received a response, the staff at ITRC may have some suggestions for you if you call. You shouldn't have to fight this kind of crime on your own. Police report hasn't been amende...
by madbrain
Tue Jan 09, 2018 5:27 am
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

Agree that the scammer has info they shouldn't have. Not exactly sure where they got it from, but I would guess they acquired the rest of the information online, maybe with the Equifax leak, or some other leak. Not all the leaks are disclosed. With his name, address, and DL number from the driver's...
by madbrain
Mon Jan 08, 2018 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

...I rekeyed our 22 locks at home (glad I have smartkey locks!) since home keys were stolen too. OP, sorry you had to go through all this. It's an incredible pain when some low life does what was done to your husband. Been a gym goer for 30 years myself (every morning before work - while I was work...
by madbrain
Mon Jan 08, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

There are actually 4 credit bureaus (I dug through an old Bogle post on credit freezing): Experian, Equifax, Transunion, and Innovis. Plus Chexsystems to lock opening bank savings/checking accounts. Major pain, but seems like the new normal. https://krebsonsecurity.com/2017/09/the-equifax-breach-wh...
by madbrain
Mon Jan 08, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

A couple of random thoughts: 1. (This one is paranoid, but shorter, so I'll write it first) Do you think you may be missing any mail from your mailbox? Or that the thief (or the thief's network, as the case may be) may have managed to sign themselves up for that USPS "Informed Delivery" service whe...
by madbrain
Mon Jan 08, 2018 5:39 am
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

The 3rd one wouldn't allow the freeze to be placed online. It requires snail mail! Maddening. Chexsystems is next. Back after the Equifax hack, when a lot of people were attempting to freeze their credit reports, I seem to recall quite a few people who weren't able to place the freeze online, but w...
by madbrain
Sun Jan 07, 2018 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

Looks like the thief managed to opened a new Lowe's account in my husband's name too with $8000 limit and spent $4481 . So we are now at almost $12K. There are other hard inquiries from Citi and Verizon too. This guy is working very fast an clearly a pro. I don't what the minimum is around here but...
by madbrain
Sun Jan 07, 2018 2:05 am
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

The local PD told me that the minimum amount for follow up for this type of fraud is $25,000 (in my city). The Officer referenced budget cuts, volume of crime, and staffing make it unrealistic to pursue for lessor amounts. The Officer was sympathetic but explained the harsh reality in today’s world...
by madbrain
Sat Jan 06, 2018 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

So he got a letter from Chase today in the mail. There is a copy of the fake check the thief cashed. It is from United Healthcare, which is not our health insurance company, and looks completely legit. The endorsement signature on the back does not look anything like his signature. The thief did not...
by madbrain
Thu Jan 04, 2018 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

I would suggest making sure to have a Credit Karma account before doing credit freeze. You might also look into a ChexSystems freeze as well (security freeze and security alert?). He already has a CK. Will check it out. He went to the bank. Spent 2 hours there. They said they will investigate withi...
by madbrain
Thu Jan 04, 2018 5:06 pm
Forum: Personal Finance (Not Investing)
Topic: ID theft and check cashing fraud
Replies: 87
Views: 4572

Re: ID theft and check cashing fraud

Please correct me if I'm wrong, but I thought the police were civil servants, whose sworn duty it is to enforce the law. I don't recall any mention of ROI in their job description. There's nothing in their job description that says they have to visit the home of everybody who reports a crime, eithe...