Search found 497 matches

by Tim_in_GA
Wed Feb 21, 2024 4:34 pm
Forum: Personal Consumer Issues
Topic: Full solar ECLIPSE April 2024!
Replies: 80
Views: 9386

Re: Full solar ECLIPSE April 2024!

Our home in central Ohio is in the totality zone. So glad I can watch from the yard instead of driving like we did in 2017.
by Tim_in_GA
Tue Feb 06, 2024 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: What inflation rate are you using?
Replies: 56
Views: 4741

Re: What inflation rate are you using?

I use 3% for planning but in reality my expenses don't change much. I've been tracking my expenses for over 20 years. My spending in 2023 was nearly the same as 2003.But when I retire inflation may impact me more as I will be traveling much more and eating out a lot.
by Tim_in_GA
Sat Nov 25, 2023 6:09 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2023 offer
Replies: 282
Views: 50626

Re: TurboTax 2023 offer

exodusing wrote: Sat Nov 25, 2023 6:00 am
Tim_in_GA wrote: Sat Nov 25, 2023 5:44 am
fetch5482 wrote: Sat Nov 25, 2023 4:57 am
idenbglhd wrote: Sat Nov 25, 2023 4:17 am Amazon Cyber Monday offer.
Includes $10.00 Gift Card.

Link to Deluxe Federal & State

https://www.amazon.com/TurboTax-Deluxe- ... to_dp&th=1
This is pretty much the deal we used to get every year between Christmas and new year. Great deal, great price.
It was $10 cheaper after Christmas last year. I'm waiting.
That's the price I saw last year. Dec 28 if was $44.99 for the program and a $10 gift card, so effectively $34.99 for the program. There was also a $0.01 promotion. Similar pricing in prior years.
Sorry, the coffee hasn't quite kicked in this morning.
by Tim_in_GA
Sat Nov 25, 2023 5:44 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2023 offer
Replies: 282
Views: 50626

Re: TurboTax 2023 offer

fetch5482 wrote: Sat Nov 25, 2023 4:57 am
idenbglhd wrote: Sat Nov 25, 2023 4:17 am Amazon Cyber Monday offer.
Includes $10.00 Gift Card.

Link to Deluxe Federal & State

https://www.amazon.com/TurboTax-Deluxe- ... to_dp&th=1
This is pretty much the deal we used to get every year between Christmas and new year. Great deal, great price.
It was $10 cheaper after Christmas last year. I'm waiting.
by Tim_in_GA
Sat Nov 11, 2023 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: Where to donate car?
Replies: 22
Views: 2430

Re: Where to donate car?

King321 wrote: Sat Nov 11, 2023 12:04 pm Make sure you remove the tag and return to DMV.
Not every state has that requirement.
by Tim_in_GA
Wed Oct 25, 2023 5:00 am
Forum: Personal Finance (Not Investing)
Topic: What net worth are you targeting at age 90?
Replies: 126
Views: 16972

Re: What net worth are you targeting at age 90?

TipsQuestions wrote: Tue Oct 24, 2023 8:05 pm What assets do you plan to have "at the end of the simulation", and does home equity play a role in lowering your desired financial assets then?
Everyone is different and has different goals. My spreadsheet forecasts about $650K in investments at that time with very little being drawn out each year. My SS combined with my wife's half of my SS more than covers base expenses living overseas. We have no kids and no desire to die with money. Home equity has no role in this for me, having a paid off home just means less expenses.
by Tim_in_GA
Sat Sep 16, 2023 5:44 am
Forum: Personal Consumer Issues
Topic: Teva Sandals - quality and durability gone downhill? Alternatives?
Replies: 25
Views: 4070

Re: Teva Sandals - quality and durability gone downhill? Alternatives?

My Skechers sandals were cheap and have lasted for years. I needed something with some arch support and not squishy (like Oofos are).
by Tim_in_GA
Thu Aug 31, 2023 3:53 am
Forum: Non-US Investing
Topic: The definite flowchart for 'should I put money in a US account if I'm not sure to retire in the US'
Replies: 21
Views: 7606

Re: The definite flowchart for 'should I put money in a US account if I'm not sure to retire in the US'

We are definitely moving out of the US upon retirement but I am unsure about this talk about giving up citizenship. That is simply not an option for me. My wife is already a dual citizen (Taiwan and US). Is the worry that Roth IRA's will be taxed by a foreign country? We are planning on moving to Malaysia which does not have a tax treaty with the US but they do not tax foreign income under the MM2H visa. That could change in 2026 and we are watching closely.
by Tim_in_GA
Wed Aug 30, 2023 6:09 am
Forum: Personal Finance (Not Investing)
Topic: What Retirement Planning/Budgeting Software Are You Using
Replies: 132
Views: 23906

Re: What Retirement Planning/Budgeting Software Are You Using

afan wrote: Tue Aug 29, 2023 5:49 pm It is annoying in that it assumes one wants to spend as much money as possible. It will not let you specify a spending level and save the rest. You can work around it by adjusting the desired legacy level, checking the amount of spending, adjusting the level again, and repeating this until one is close to the planned spending. The creators of Maxifi are so enamored of the idea of spending all you can that they advertise this as a feature. But one can make it deliver useful results.
That's exactly what I want since we don't have kids and want to spend down our assets. I'll have to check them out. I've been using my own spreadsheet for years but want something else as a double-check of my math.
by Tim_in_GA
Fri Aug 25, 2023 9:14 am
Forum: Personal Finance (Not Investing)
Topic: retirement spending
Replies: 167
Views: 17835

Re: retirement spending

Jack FFR1846 wrote: Fri Aug 25, 2023 8:37 am
Tim_in_GA wrote: Fri Aug 25, 2023 8:29 am Medical Plan $6,200
How are you going to pay only $6200 for a medical plan?
Cigna Global. I already got a quote and that number is indexed for inflation for 6 years from now. Medical plans are cheap when you are not in the USA and subject to for-profit healthcare by corporations. I can actually get a much cheaper local plan but I have estimated Cigna Global as a high-end number. With all the traveling we intend to do we need a plan that covers us everywhere but the US.
by Tim_in_GA
Fri Aug 25, 2023 8:29 am
Forum: Personal Finance (Not Investing)
Topic: retirement spending
Replies: 167
Views: 17835

Re: retirement spending

I'm 54, married and have approx 1.2m saved ($430k in 401k, $250k in roth IRA's, $70k in HSA, $325k in txble inv account, and $125k in various other investments. Through income/bonus over the next year and not taking into account porfolio performance I will approach $1.5m. My question: What are others spending so much on that i'm missing? My wife and I don't travel much, maybe $2k/yr, so suspect that's some of it but the gap between us and others is very large, sometimes half of what others are suggesting. I turn 54 soon and have half that amount in investments. I plan to retire at 60 and move to Southeast Asia so my projections are going to be different than many here. These are my planned expenses for 2023 although we will probably end up...
by Tim_in_GA
Sat Aug 19, 2023 10:58 am
Forum: Personal Finance (Not Investing)
Topic: How far ahead to buy plane tickets?
Replies: 23
Views: 2236

Re: How far ahead to buy plane tickets?

If you can travel at the last minute, sometimes you can score a deal. But you have to be very flexible. When I retire I might be able to do that sort of travel. But for those of us who have to plan things in advance and reserve some PTO time at work, we plan many months ahead. Google Flights is your friend here. I use the price graph to look ahead at when prices are at the lowest. If possible, I start looking well over a year ahead to see of there's a seasonal pattern to the pricing or a particular time of year when prices usually drop. You can also see the price history to look at what the pricing has been in the recent past. Also use the price tracker feature in Google Flights to get notified of changes.
by Tim_in_GA
Thu Jul 06, 2023 5:02 am
Forum: Investing - Theory, News & General
Topic: Schwab Portfolio Performance page
Replies: 38
Views: 5212

Re: Schwab Portfolio Performance page

zuma wrote: Thu Jul 06, 2023 4:52 am I would assume you need to create a portfolio first.
I would expect Schwab to be able to aggregate my Schwab accounts. But I just created a portfolio anyway and was able to see the performance. One thing that worried me after creating the portfolio was at the top of the screen "Our robo-advisor technology monitors and automatically rebalances your account to help keep you diversified and on track." I don't want that.
by Tim_in_GA
Thu Jul 06, 2023 4:47 am
Forum: Investing - Theory, News & General
Topic: Schwab Portfolio Performance page
Replies: 38
Views: 5212

Re: Schwab Portfolio Performance page

Hmmmm......still not working for my accounts. The performance is still only calculating for one of several accounts (not combined as it did for many years). Not sure if this is rolled out in stages, etc. :confused It's mid-April and I'm also still waiting for this. I've noticed small changes to the page (they added a tab for Asset Allocation) but it's still only showing data per account, not for the entire portfolio as before. I really have no interest in tracking performance of individual accounts, so I hope this feature gets restored soon! Finally! I can now see performance for my portfolio in addition to performance per account. Better late than never :happy Under "Portfolio Performance" I still have to select individual accou...
by Tim_in_GA
Sun Jul 02, 2023 8:16 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 3606
Views: 562150

Re: Post your Financial Milestone Announcements Here

ruralavalon wrote: Sun Jul 02, 2023 8:14 am
Tim_in_GA wrote: Sun Jul 02, 2023 5:27 am I'm way behind most people on this board but I finally joined the 2-comma club. I have 5-6 years until retirement and should be able to live very comfortably overseas on a smallish portfolio.
Congratulations :D . I don't think you are way behind at all.
Thanks! A wise thing I once heard was "comparison is the thief of joy." I need to remember that.
by Tim_in_GA
Sun Jul 02, 2023 8:14 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 3606
Views: 562150

Re: Post your Financial Milestone Announcements Here

I'm way behind most people on this board but I finally joined the 2-comma club. I have 5-6 years until retirement and should be able to live very comfortably overseas on a smallish portfolio. Congratulations! And please don’t compare yourself to others. If you’ll be in a position to retire comfortably, that’s all that matters. Keep up the good work. Thank you. I think we live pretty well now even with our low spending level. We don't take big expensive vacations but other than that we are not sacrificing anything. The house will be paid off in 2 years and no other debt. I've run a lot of calculations of my own as well as using other planning sites and they all show a spending level higher than now, by quite a bit. We'll end up somewhere in...
by Tim_in_GA
Sun Jul 02, 2023 5:27 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 3606
Views: 562150

Re: Post your Financial Milestone Announcements Here

I'm way behind most people on this board but I finally joined the 2-comma club. I have 5-6 years until retirement and should be able to live very comfortably overseas on a smallish portfolio.
by Tim_in_GA
Sat Jun 24, 2023 2:00 pm
Forum: Personal Consumer Issues
Topic: Beartooth pass drive
Replies: 8
Views: 1148

Re: Beartooth pass drive

It's a beautiful drive. Be careful if you get altitude sickness easily. I started to feel "off" above 10,000 feet and my wife took over driving. Once we got under 10,000 feet I felt fine,
by Tim_in_GA
Wed Jun 14, 2023 2:09 pm
Forum: Personal Finance (Not Investing)
Topic: Problems closing account at Citizens Bank.
Replies: 46
Views: 3963

Re: Problems closing account at Citizens Bank.

Weird, I closed my account (also moved over from HSBC) and they sent me a check. That was the end of it.
by Tim_in_GA
Thu Jun 08, 2023 5:45 am
Forum: Personal Consumer Issues
Topic: Airnow.gov get airquality data where you live
Replies: 8
Views: 1377

Re: Airnow.gov get airquality data where you live

Here is a pretty neat site with a smoke forecast:

https://firesmoke.ca/forecasts/current/
by Tim_in_GA
Fri Mar 03, 2023 11:36 am
Forum: Personal Investments
Topic: [Friend missing a] 401K check issued by Fidelity
Replies: 40
Views: 5072

Re: [Friend missing a] 401K check issued by Fidelity

I can understand this being a stressful situation; I was always concerned when rolling over funds in this manner, but there is generally no practical alternative. It wouldn't surprise me if Fidelity refused to cooperate and going forward may refuse to supply any details to anyone. After all you're not their customer any longer. I don't have any suggestions if Fidelity won't cooperate. When I left a previous job, the 401k was through Fidelity and I rolled it into a IRA with Fidelity and it was done electronically. Once it's in an IRA account, it seems easy to transfer to another broker electronically. Did Fidelity charge an account closure fee? Most brokers charge $75-125 to electronically transfer to another broker. I did not have any fee ...
by Tim_in_GA
Thu Mar 02, 2023 1:06 pm
Forum: Personal Investments
Topic: [Friend missing a] 401K check issued by Fidelity
Replies: 40
Views: 5072

Re: [Friend missing a] 401K check issued by Fidelity

tibbitts wrote: Wed Mar 01, 2023 8:32 pm I can understand this being a stressful situation; I was always concerned when rolling over funds in this manner, but there is generally no practical alternative. It wouldn't surprise me if Fidelity refused to cooperate and going forward may refuse to supply any details to anyone. After all you're not their customer any longer. I don't have any suggestions if Fidelity won't cooperate.
When I left a previous job, the 401k was through Fidelity and I rolled it into a IRA with Fidelity and it was done electronically. Once it's in an IRA account, it seems easy to transfer to another broker electronically.
by Tim_in_GA
Tue Feb 28, 2023 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Schwab debit card fraud (that I've never used!)
Replies: 40
Views: 4146

Re: Schwab debit card fraud (that I've never used!)

I just got my debit card a month ago and never used it. I locked the card when I received it. Saw the fraud notice in a text message and there was a pending $0 charge on my account. I just moved a large chunk of my life's savings to Schwab and am in the process of moving my banking there too. Now I'm starting to wonder if I made the right decision.
by Tim_in_GA
Wed Dec 28, 2022 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2022 [purchase discount thread]
Replies: 394
Views: 51909

Re: TurboTax for 2022

Definitely buy from Amazon. There's a long thread somewhere discussing the discount.
by Tim_in_GA
Wed Dec 28, 2022 5:38 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax 2022 [purchase discount thread]
Replies: 394
Views: 51909

Re: TurboTax 2022 [purchase discount thread]

idenbglhd wrote: Wed Dec 28, 2022 5:29 am
Mel Lindauer wrote: Wed Dec 28, 2022 5:19 am Just ordered 2022 TurboTax Home & Business download with the $10 gift card from Amazon. The total came to $65.98 which I think is about what I paid last year. Glad to get the ordering part over with.
Looking to buy TurboTax Deluxe Fed/State
I have never bought an item that also included a gift card.
Where you able to apply that gift card to your purchase of TurboTax or is it mailed to you later?

Thanks
Mailed to you. You cannot use gift cards on an order that includes a gift card.
by Tim_in_GA
Sun Dec 18, 2022 4:14 pm
Forum: Non-US Investing
Topic: US citizen, permanently retired overseas [Apply for Medicare?]
Replies: 27
Views: 4147

Re: US citizen, permanently retired overseas [Apply for Medicare?]

thedaybeforetoday wrote: Sun Dec 18, 2022 3:08 pm Doesn't matter where you live, it seems that opting out of Medicare part A means no social security... "The problem is that you can’t opt out of Medicare Part A and continue to receive Social Security retirement benefits. In fact, if you are already receiving Social Security retirement benefits, you’ll have to pay back all the benefits you’ve received so far in order to opt out of Medicare Part A coverage."
Sorry, not talking about Part A, that's free. I'm referring to Part B.
by Tim_in_GA
Sun Dec 18, 2022 10:54 am
Forum: Non-US Investing
Topic: US citizen, permanently retired overseas [Apply for Medicare?]
Replies: 27
Views: 4147

Re: US citizen, permanently retired overseas [Apply for Medicare?]

As I mentioned above, you can opt out but then you would not receive your SS benefits. Think of an American citizen who worked their whole career overseas. They would not be eligible for SS, so would completely opt out of Medicare and SS. You can choose not to enroll in the gap years between you are first eligible until you start SS. After that, as SSA handles both programs' enrollment, it seems they will enroll you automatically. Part A should be no cost if you have sufficient qualifying quarters. Part B and its premiums are the issue. I don't believe opting out of Medicare can cause me to stop receiving SS. I will work my entire career in the US, then move overseas. I am still entitled to SS. I don't plan on ever moving back to the US so...
by Tim_in_GA
Fri Dec 16, 2022 3:38 pm
Forum: Investing - Theory, News & General
Topic: Financial Moves You Must Make When a Spouse Dies - Allan Roth
Replies: 7
Views: 1541

Re: Financial Moves You Must Make When a Spouse Dies - Allan Roth

That mentioned something I hadn't thought of in my "open upon death" instruction book - filing a final tax return. I'm making some edits to the book anyway for 2023 so this was informative! Thanks!
by Tim_in_GA
Fri Dec 16, 2022 2:23 pm
Forum: Non-US Investing
Topic: US citizen, permanently retired overseas [Apply for Medicare?]
Replies: 27
Views: 4147

Re: US citizen, permanently retired overseas [Apply for Medicare?]

OverseasBH wrote: Fri Dec 16, 2022 7:44 am From what I understand, when you apply for SS, the SSA will sign you up for Medicare. Therefore, this question may only be pertinent to the SS gap years, between retirement and starting to collect SS.
Is there no way to opt out? That concerns me, although I haven't looked deeply into the matter yet.
by Tim_in_GA
Wed Sep 21, 2022 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: Budget Setting When Paid Every 2 Weeks
Replies: 22
Views: 1795

Re: Budget Setting When Paid Every 2 Weeks

Coltrane75 wrote: Wed Sep 21, 2022 2:27 pm Do you set your monthly budget based on a monthly average of what you get paid or do you set it against the actual # of paychecks you get in each month?
Monthly average. I total up my base pay for the year and divide by 12.
by Tim_in_GA
Tue Aug 09, 2022 2:12 pm
Forum: Personal Investments
Topic: Retirement Calculator on the Web?
Replies: 7
Views: 1163

Re: Retirement Calculator on the Web?

ruralavalon wrote: Tue Aug 09, 2022 9:26 am Optimal Retirement Planner
That was a good one, but sadly offline now.
by Tim_in_GA
Sat Jul 02, 2022 8:13 am
Forum: Personal Consumer Issues
Topic: Trail Runners - What Shoes?
Replies: 53
Views: 5316

Re: Trail Runners - What Shoes?

NYCaviator wrote: Sat Jul 02, 2022 7:46 am
Tim_in_GA wrote: Sat Jul 02, 2022 7:22 am I've been happy with my Brooks Calderas. I test shoes for Brooks and didn't enjoy the Cascadia at all but ran a ton of miles in the Caldera. Hokas and Altra don't have much drop from heel to toe which causes me issues on trails. But surprisingly Hokas tend to work well for me on pavement as long as they are stiff.
I looked at the Calderas and they feel a lot like my Launches. How do they hold up and how’s the grip? They were comfy, but I was worried about the tread. Not much more than road running shoes.
I still have a pair of Calderas from 2015 that are holding up well. I don't run in them as much as a newer pair of the same shoe. Grip is enough for the type of trails I run - nothing technical.
by Tim_in_GA
Sat Jul 02, 2022 7:22 am
Forum: Personal Consumer Issues
Topic: Trail Runners - What Shoes?
Replies: 53
Views: 5316

Re: Trail Runners - What Shoes?

I've been happy with my Brooks Calderas. I test shoes for Brooks and didn't enjoy the Cascadia at all but ran a ton of miles in the Caldera. Hokas and Altra don't have much drop from heel to toe which causes me issues on trails. But surprisingly Hokas tend to work well for me on pavement as long as they are stiff.
by Tim_in_GA
Thu Jun 02, 2022 3:39 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 22381
Views: 2119276

Re: U.S. stocks continue to soar!

MJS wrote: Thu Jun 02, 2022 3:31 pm Um.
The average falcon weighs 1.5 to 3.3 pounds.
The average salmon weighs 8-12 pounds.
Poor little falcon.
Maybe an African falcon.
by Tim_in_GA
Sat May 21, 2022 9:12 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 36221
Views: 4651022

Re: U.S. stocks in free fall

If you retire with $1 million, 100% in stocks, and the market crashes 50%, so you only have $500,000 now... AND you are pulling $40,000 a year from that $500,000 (4% withdrawals from the original $1 million), after five years you will have pulled $200,000 out, and be down to $300,000. If the market finally bounces back to it's original heights, you're only going to have $600,000 when it gets back to even. The $200,000 you spend over those 5 years is gone, and never bounces back. You technically blew through $400,000 in 5 years because you were selling stocks at 50% down. This is why one should have a good chunk in fixed-income at retirement, so you can spend that in a crash and leave your stocks alone and wait for them to recover. If you w...
by Tim_in_GA
Fri May 20, 2022 2:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 36221
Views: 4651022

Re: U.S. stocks in free fall

A bit of a climb in the last 30 minutes of trading?
by Tim_in_GA
Fri May 20, 2022 11:25 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 36221
Views: 4651022

Re: U.S. stocks in free fall

mtmingus wrote: Fri May 20, 2022 11:10 am SP500 officially in a Bear market!
I thought 3837 was the level.
by Tim_in_GA
Thu May 19, 2022 2:31 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 36221
Views: 4651022

Re: U.S. stocks in free fall

incognito_man wrote: Thu May 19, 2022 1:10 pm Am I a bad person because I'm rooting for the red every day? I'm in the accumulation phase of my life. I want the S&P to keep going down to the point where I start to liquidate assets to buy even more than my standard bi-weekly contributions.
I don't think that makes you a bad person, I feel the same way. This downturn is perfect timing - I just got a 13% salary increase, and my old salary was already more than enough to pay the bills & save. All that 13% is going straight into investments when it starts showing up in my paycheck in a couple of weeks. The market can keep falling. I have roughly 10 years to retirement.
by Tim_in_GA
Tue May 03, 2022 3:22 pm
Forum: Personal Consumer Issues
Topic: Global Entry - Don't waste your $ applying
Replies: 52
Views: 8095

Re: Global Entry - Don't waste your $ applying

I applied more than 3 months ago and don't even have conditional approval.
by Tim_in_GA
Wed Apr 27, 2022 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Pay raises for 2022
Replies: 421
Views: 63171

Re: Pay raises for 2022

4% merit increase which is the highest I have received at my current employer (5 years so far). I've heard a salary adjustment is coming, so hoping for 10-15% at a minimum, but HR is taking their time.
by Tim_in_GA
Thu Mar 31, 2022 4:54 pm
Forum: Personal Consumer Issues
Topic: Global Entry Delay (March 2022)
Replies: 26
Views: 3508

Re: Global Entry Delay (March 2022)

I applied in early February and have heard nothing.
by Tim_in_GA
Tue Mar 22, 2022 3:12 pm
Forum: Personal Finance (Not Investing)
Topic: Return to Work - How is your company dealing with it?
Replies: 593
Views: 84126

Re: Return to Work - How is your company dealing with it?

My company is going back to the office April 18th with 3 days in the office per week. Monday & Friday are WFH days. Fortunately my position changed last year to fully remote so I will not go back to the office except for an occasional meeting.
by Tim_in_GA
Thu Mar 17, 2022 11:53 am
Forum: Personal Consumer Issues
Topic: Eyewear from Costco
Replies: 41
Views: 9221

Re: Eyewear from Costco

winterfan wrote: Thu Mar 17, 2022 11:46 am I always get my daughter's prescription from Costco and then we go online to buy the glasses (the selection wasn't great for teens). I think it cost $99 (last year) for the exam. They don't take insurance though.
Maybe it depends on location but our local Costco takes VSP insurance. Only $10 for my exam 2 weeks ago, and $77 out of pocket for some nice Nike glasses.
by Tim_in_GA
Tue Mar 08, 2022 2:44 pm
Forum: Personal Consumer Issues
Topic: What ARE you buying before inflation soars?
Replies: 51
Views: 6450

Re: What ARE you buying before inflation soars?

Just glad I filled up the car with gas 2 weeks ago. I work from home so that will last a while. Other than that just normal payroll contributions to 401k and investing anything left over.
by Tim_in_GA
Wed Jan 26, 2022 2:12 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 36221
Views: 4651022

Re: U.S. stocks in free fall

Chief_Engineer wrote: Wed Jan 26, 2022 1:51 pm Apparently the market didn't like what Powell was saying.
It’s not like this was shocking or unexpected. Not sure why the sudden drop happened.
by Tim_in_GA
Sun Dec 26, 2021 6:23 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax TY2021
Replies: 265
Views: 40450

Re: TurboTax TY2021

scorcher31 wrote: Sun Dec 26, 2021 6:06 am No turbo tax deal this year on amazon?
Not yet. Last year it was on the 26th and the year before was the 28th.
by Tim_in_GA
Tue Dec 14, 2021 9:09 am
Forum: Personal Consumer Issues
Topic: Best Time of Year to Visit Taiwan
Replies: 14
Views: 1387

Re: Best Time of Year to Visit Taiwan

Been there many times, and my wife is Taiwanese. I always liked October. The weather is usually drier and not so oppressively hot/humid. In the past we often traveled there around Christmas/New Years since we could maximize days off but the weather at that time is usually cloudy, cold, damp, with winds on the coast. Spring can be rainy.
by Tim_in_GA
Fri Oct 08, 2021 9:42 am
Forum: Personal Consumer Issues
Topic: How long to drive to recharge auto battery vs letting it recharge in driveway?
Replies: 54
Views: 6392

Re: How long to drive to recharge auto battery vs letting it recharge in driveway?

I typically drive at least 15 minutes at highway speed to get a good charge and also warm up everything. I usually disconnect the battery when my car is in the garage. It will be dead if I let it sit more than 2 weeks.
by Tim_in_GA
Mon Aug 30, 2021 3:48 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 22381
Views: 2119276

Re: U.S. stocks continue to soar!

456M wrote: Mon Aug 30, 2021 3:14 pm As always, Ex US is an order of magnitude behind :oops:
VXUS ticked up a little bit today. My VIOV did not.
by Tim_in_GA
Sun Aug 22, 2021 4:36 pm
Forum: Personal Consumer Issues
Topic: Freezer or top freezer fridge in garage?
Replies: 38
Views: 3324

Re: Freezer or top freezer fridge in garage?

We have an upright freezer and a fridge in the garage. The fridge upper section can be set to freezer or regular fridge temperature. We set it as extra fridge space and love it. We used to have a chest freezer and often would forget about stuff buried at the bottom. When it died we got the upright and it’s so much easier to organize and find everything.