Search found 7 matches

by savesenuff
Fri Mar 23, 2012 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: Surrender my Whole Life??
Replies: 2
Views: 502

Surrender my Whole Life??

My parents bought me a whole life policy in 1979 that I recently found out about. I just got the information on it and the numbers are as follows: $25,800 – death benefit $5717 – Surrender value $10.66 – Monthly premium cost What should I do with this? I am leaning toward surrendering the policy and...
by savesenuff
Wed Mar 14, 2012 11:52 am
Forum: Investing - Help with Personal Investments
Topic: Please look over my investment plan
Replies: 27
Views: 4118

Re: Please look over my investment plan

Here is an article, also by “The Finance Buff,” that may lead you to the TSP Roth instead of the traditional TSP.

http://thefinancebuff.com/most-tsp-part ... h-tsp.html
by savesenuff
Fri Mar 02, 2012 3:36 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Fees vs. TSP Fees
Replies: 21
Views: 11078

Re: Vanguard Fees vs. TSP Fees

Thanks mptfan for the useful grammar lesson. Apparently, I have been using “general consensus” incorrectly for years. By the way, the word, “definition” is typically spelled with three I’s. :sharebeer
by savesenuff
Fri Feb 24, 2012 11:09 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Fees vs. TSP Fees
Replies: 21
Views: 11078

Re: Vanguard Fees vs. TSP Fees

willwheels: I have 10% of my asset allocation in REITs and all of that is in my ROTH IRA. I have Vanguard's Total Stock Market ETF (VTI) in my ROTH as well--it is my understanding that this has some exposure to small-cap value stocks. Grabiner: I had not considered having all of my bond allocation i...
by savesenuff
Fri Feb 24, 2012 4:30 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Fees vs. TSP Fees
Replies: 21
Views: 11078

Re: Vanguard Fees vs. TSP Fees

If the general consensus is that taxes will only go up, why is it that I would pay more in taxes with the ROTH TSP option? Thanks.
by savesenuff
Fri Feb 24, 2012 4:06 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Fees vs. TSP Fees
Replies: 21
Views: 11078

Vanguard Fees vs. TSP Fees

First of all, I would like to thank the Bogleheads Forum for all of your great advice. I have learned a lot from this forum and continually reference it whenever I have an investing question or concern. Thank you all. As many of you know, the TSP is rolling out a ROTH option, which I plan on partici...
by savesenuff
Sat Jun 04, 2011 11:54 am
Forum: Investing - Help with Personal Investments
Topic: Are Roth conversions and contributions counted togather?
Replies: 1
Views: 290

Are Roth conversions and contributions counted togather?

greetings Bogleheads I am new to this forum (or any forum for that matter). I have a question regarding the $5000 yearly contribution max for ROTH IRAs. It is my understanding that conversions to a ROTH are not counted with contributions. Is this correct? I converted about $4000 from traditional IRA...