Search found 10 matches

by tapotti
Mon Oct 16, 2017 8:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sacramento, CA Area ChapterĀ - Master Thread
Replies: 80
Views: 17510

Re: Sacramento, CA Area ChapterĀ - Master Thread

Hi all,

Had a question for the group

I live in Elk Grove.

I generally handle my own finances, but I'm looking for a tax advisor in the Sacramento area. Do any of you have any recommendations?

Thanks!
by tapotti
Sun Oct 15, 2017 4:01 pm
Forum: Personal Consumer Issues
Topic: Negotiating for a new car purchase
Replies: 52
Views: 3199

Re: Negotiating for a new car purchase

I just bought a new Honda at the end of September, and the email method worked amazing for me. This was my first new car purchase, and I can't imagine it could have went any smoother. I sent generic emails to about 15 dealers. As many people have already posted, I gave exact details of what I wanted...
by tapotti
Fri Oct 13, 2017 1:40 am
Forum: Investing - Help with Personal Investments
Topic: Contribute to bad 457b or invest in taxable account?
Replies: 5
Views: 329

Re: Contribute to bad 457b or invest in taxable account?

Are you at a UC system?

I did training at UC Davis. There was a mandatory safe harbor contribution to the DCP plan. That is separate from the 457b plan.

I still use the UC Davis 457b, and the choices seem fine with many index options.
by tapotti
Fri Oct 13, 2017 1:35 am
Forum: Personal Consumer Issues
Topic: Buying 2017 Honda CR-V
Replies: 34
Views: 3121

Re: Buying 2017 Honda CR-V

Just bought a new Honda CRV 2017 EX-L at the end of September.

Paid 30210 out the door (I live in California).
by tapotti
Wed Sep 13, 2017 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: Can't freeze credit at Experian?
Replies: 72
Views: 32682

Re: Can't freeze credit at Experian?

Was able to freeze at every institution except Experian.

Like someone above, made a stupid mistake on one of my old addresses. Now it won't let me redo.

The phone method didn't work for me.
by tapotti
Mon Mar 12, 2012 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Quick question about tax filing
Replies: 1
Views: 243

Quick question about tax filing

I have a quick question that will pertain to paying my taxes for 2012 (next year), but I figured I would ask now so I don't forget. I'm getting married in November. So when I file my taxes next year, can we file jointly or should we file separately since we were technically single most of the year? ...
by tapotti
Sun Jan 01, 2012 12:14 pm
Forum: Investing - Help with Personal Investments
Topic: quick question about roth
Replies: 6
Views: 495

Re: quick question about roth

I think rusty mutt answered my question, but let me rephrase.

In order to contribute to a roth for tax year 2012, does my income need to be from tax year 2012, our could I use $5000 I earned in 2011?
by tapotti
Sun Jan 01, 2012 11:32 am
Forum: Investing - Help with Personal Investments
Topic: quick question about roth
Replies: 6
Views: 495

quick question about roth

In order to contribute to a roth ira in 2012, does my income need to come from the year 2012 or could my income be from 2011? Thanks!
by tapotti
Thu Oct 06, 2011 7:59 pm
Forum: Investing - Help with Personal Investments
Topic: Question for the physicians who invest
Replies: 29
Views: 2834

Thanks for responses so far.

Wouldn't I be able to do a backdoor Roth? By converting a Trad IRA into a Roth IRA right after opening it? I don't have any other IRAs or anything, so I don't think it would hurt me to do so.
by tapotti
Thu Oct 06, 2011 7:17 pm
Forum: Investing - Help with Personal Investments
Topic: Question for the physicians who invest
Replies: 29
Views: 2834

Question for the physicians who invest

I'm currently a 1st year resident and I am planning to put 5000 into a Roth every year during residency. I was curious what would be better once I'm making a higher salary as an attending. I know that in the Trad IRA you don't pay taxes until you withdraw, and with a Roth you pay taxes up front. I a...