Search found 23 matches

by tapotti
Sun Dec 03, 2017 1:51 am
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 54
Views: 4516

Re: Southwest Companion Pass [California only]

It's supposed to take up to 8 weeks. Give it a little more time before calling in.

I still haven't gotten mine either, made first purchase 2 to 3 weeks ago.
by tapotti
Fri Nov 10, 2017 11:30 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 54
Views: 4516

Re: Southwest Companion Pass [California only]

As far as I can tell, the promotional companion pass is only valid thru Dec 31, 2018. As such, it shouldn't matter whether you make your first purchase now or later.

However, it seems that you should try to spend the first $1000 at the beginning of 2018, that way your 40k points are acquired then.
by tapotti
Fri Nov 03, 2017 1:42 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 54
Views: 4516

Re: Southwest Companion Pass [California only]

So are people going to make their first purchase with the card in January?
by tapotti
Thu Nov 02, 2017 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 54
Views: 4516

Re: Southwest Companion Pass [California only]

Confused again....

It says the promotional companion pass is valid until December 31 2018.

Why would one assume that doing your first purchase in Jan would give you access through 2019?
by tapotti
Thu Nov 02, 2017 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 54
Views: 4516

Re: Southwest Companion Pass [California only]

Okay, so in summary: 1) Once you acquire card, make one purchase now to get companion pass through Dec 31 2018. 2) Spend $1000 in January 2018 so that the 40k points post at that time. 3) Earn another 70k points in 2018 (perhaps by applying for a Southwest business card to net another 60k points aft...
by tapotti
Wed Nov 01, 2017 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 54
Views: 4516

Re: Southwest Companion Pass [California only]

Just got approved as well.

Are you sure about that 2 years deal?
by tapotti
Mon Oct 30, 2017 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Problem with withholding taxes, help with W-4!!
Replies: 11
Views: 679

Re: Problem with withholding taxes, help with W-4!!

Interesting points. It's great to avoid a fine, since I've certainly paid more in taxes this year already, but if I owe a good deal of money, it would be good to get a head start. Of course, there is also the problem with our California state taxes, also underpaid. Not sure if their penalty system w...
by tapotti
Mon Oct 30, 2017 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Problem with withholding taxes, help with W-4!!
Replies: 11
Views: 679

Re: Problem with withholding taxes, help with W-4!!

In response to Pajamas,

Yes, I would definitely be open to making my own payments. I've never done that before though. Is that something I can just do online?
by tapotti
Mon Oct 30, 2017 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Problem with withholding taxes, help with W-4!!
Replies: 11
Views: 679

Re: Problem with withholding taxes, help with W-4!!

I estimate our total taxable income for this year to be around $390k. According to my excel sheet, up to right now, we have paid $50,518 in federal taxes. Depending on the calcuator you use, we will owe at least 100k (maybe closer to 110k?) in federal tax at the end of the year. Without getting too ...
by tapotti
Mon Oct 30, 2017 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Problem with withholding taxes, help with W-4!!
Replies: 11
Views: 679

Problem with withholding taxes, help with W-4!!

Hi all, My wife and I are both physicians in the great state of California. We completed training in June, so our income for the first half of this year is obviously much different than the second half. I was doing some calculating last night and concluded that we are both under withholding taxes fr...
by tapotti
Thu Oct 26, 2017 12:46 am
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 54
Views: 4516

Re: Southwest Companion Pass [California only]

Now that we've all frozen our credit reports, the great credit card offers come out :oops:
by tapotti
Mon Oct 16, 2017 8:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sacramento, CA Area ChapterĀ - Master Thread
Replies: 81
Views: 18615

Re: Sacramento, CA Area ChapterĀ - Master Thread

Hi all,

Had a question for the group

I live in Elk Grove.

I generally handle my own finances, but I'm looking for a tax advisor in the Sacramento area. Do any of you have any recommendations?

Thanks!
by tapotti
Sun Oct 15, 2017 4:01 pm
Forum: Personal Consumer Issues
Topic: Negotiating for a new car purchase
Replies: 86
Views: 7029

Re: Negotiating for a new car purchase

I just bought a new Honda at the end of September, and the email method worked amazing for me. This was my first new car purchase, and I can't imagine it could have went any smoother. I sent generic emails to about 15 dealers. As many people have already posted, I gave exact details of what I wanted...
by tapotti
Fri Oct 13, 2017 1:40 am
Forum: Investing - Help with Personal Investments
Topic: Contribute to bad 457b or invest in taxable account?
Replies: 5
Views: 399

Re: Contribute to bad 457b or invest in taxable account?

Are you at a UC system?

I did training at UC Davis. There was a mandatory safe harbor contribution to the DCP plan. That is separate from the 457b plan.

I still use the UC Davis 457b, and the choices seem fine with many index options.
by tapotti
Fri Oct 13, 2017 1:35 am
Forum: Personal Consumer Issues
Topic: Buying 2017 Honda CR-V
Replies: 34
Views: 3510

Re: Buying 2017 Honda CR-V

Just bought a new Honda CRV 2017 EX-L at the end of September.

Paid 30210 out the door (I live in California).
by tapotti
Wed Sep 13, 2017 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: Can't freeze credit at Experian?
Replies: 73
Views: 36723

Re: Can't freeze credit at Experian?

Was able to freeze at every institution except Experian.

Like someone above, made a stupid mistake on one of my old addresses. Now it won't let me redo.

The phone method didn't work for me.
by tapotti
Mon Mar 12, 2012 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Quick question about tax filing
Replies: 1
Views: 254

Quick question about tax filing

I have a quick question that will pertain to paying my taxes for 2012 (next year), but I figured I would ask now so I don't forget. I'm getting married in November. So when I file my taxes next year, can we file jointly or should we file separately since we were technically single most of the year? ...
by tapotti
Sun Jan 01, 2012 12:14 pm
Forum: Investing - Help with Personal Investments
Topic: quick question about roth
Replies: 6
Views: 517

Re: quick question about roth

I think rusty mutt answered my question, but let me rephrase.

In order to contribute to a roth for tax year 2012, does my income need to be from tax year 2012, our could I use $5000 I earned in 2011?
by tapotti
Sun Jan 01, 2012 11:32 am
Forum: Investing - Help with Personal Investments
Topic: quick question about roth
Replies: 6
Views: 517

quick question about roth

In order to contribute to a roth ira in 2012, does my income need to come from the year 2012 or could my income be from 2011? Thanks!
by tapotti
Thu Oct 06, 2011 7:59 pm
Forum: Investing - Help with Personal Investments
Topic: Question for the physicians who invest
Replies: 29
Views: 2855

Thanks for responses so far.

Wouldn't I be able to do a backdoor Roth? By converting a Trad IRA into a Roth IRA right after opening it? I don't have any other IRAs or anything, so I don't think it would hurt me to do so.
by tapotti
Thu Oct 06, 2011 7:17 pm
Forum: Investing - Help with Personal Investments
Topic: Question for the physicians who invest
Replies: 29
Views: 2855

Question for the physicians who invest

I'm currently a 1st year resident and I am planning to put 5000 into a Roth every year during residency. I was curious what would be better once I'm making a higher salary as an attending. I know that in the Trad IRA you don't pay taxes until you withdraw, and with a Roth you pay taxes up front. I a...