Search found 48 matches

by tapotti
Thu Nov 01, 2018 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: How am I doing thus far and what can I do to reduce taxes?
Replies: 35
Views: 3292

Re: How am I doing thus far and what can I do to reduce taxes?

I also have a 401k, 403b, and 457b. My understanding is that you can only contribute $18500 total between the 401k and 403b. You can add another $18500 to the 457b, that is a separate entity. In my case, my employer also contributes 36k to the 401k, thus maxing that to 55k. Here's a question for you...
by tapotti
Fri Oct 19, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

No symptoms. Just an incidental finding along with the diluted oil.

The rear main seal keeps oil sealed inside the rear of the engine, where the crankshaft connects with the transmission.
by tapotti
Fri Oct 19, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Yes, it was an independent mechanic. They specialize in Honda and Toyota. They said some other customers were also asking them about the issue. But today, they were just shocked at how my oil looked. I requested they document what they found. Of note, they said that almost every newer CRV they servi...
by tapotti
Fri Oct 19, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

If you are interested, below is a link to a recent Consumer Reports podcast where they talk about the CRV for about the first 7 minutes. https://www.youtube.com/watch?v=AqzZm5j1Bl8&t=550s I just had my oil change done today, at 8800 miles. The mechanic literally wrote out the following on my report:...
by tapotti
Wed Oct 10, 2018 7:33 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Glad to see these various news outlets posting this story.

Hope that Honda's fix is real and actually solves this issue.
by tapotti
Tue Sep 11, 2018 8:00 pm
Forum: Investing - Help with Personal Investments
Topic: Help with 1099 (Schedule C) taxes
Replies: 4
Views: 471

Help with 1099 (Schedule C) taxes

Hi all, I'm a physician who has always had W2 income. This year, I'm going to have a little bit of side income as a self proprietor. I know I'm supposed to pay quarterly estimated taxes on this income, but I'm a little bit confused on how to do so and I have a couple questions. A little about me: To...
by tapotti
Sat Aug 25, 2018 10:45 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Does the oil analysis say specifically what percentage is fuel? Or just ">5%".
by tapotti
Tue Aug 21, 2018 10:27 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

The theory makes sense. But if lubrication is that poor, why aren't more CRVs failing? Are Honda engines so well designed that they withstand even the harshest of conditions? :wink: Perhaps there is some confounding factor. As monkey business said, the theoretical severity of the problem does not ma...
by tapotti
Tue Aug 21, 2018 6:31 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

That's my concern, is that Honda can easily just blame someone else for overfilling, unless you get your oil changed at Honda. I hate going to the dealership, but it might be the only way to prevent them from using that argument. Are you going to get another lab analysis of your current oil? Also, h...
by tapotti
Tue Aug 21, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Look at post #20 in this thread: https://www.crvownersclub.com/forums/137-2017-present-official-specs-features-etc-gen-5/157545-what-dipstick.html#/topics/157545?page=2 This is where I got the dipstick number from. I couldn't verify firsthand, but it was still helpful to know and that matched the nu...
by tapotti
Tue Aug 21, 2018 8:16 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

My dipstick is also reading at the junction of the orange plastic and metal. This equates to about 1/2 quart of oil overfill. Had my oil checked by a mechanic yesterday to confirm this. Interestingly, it seems that many others have a similar reading. My oil doesn't have a strong gasoline smell, but ...
by tapotti
Mon Aug 20, 2018 9:07 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I'm also looking into getting an extended warranty from GEICO (mechanical breakdown insurance). Still eligible as long as purchase date is within 15 months and 10k miles.
by tapotti
Mon Aug 20, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I'm assuming most of us with an affected CRV have 1 to 2 years left on warranty. I have 2 years left and not close to 36k miles. Why rush to make a decision? I am annoyed as much as anyone else, but if you are assuming the problems will only manifest after the warranty is over, then drive the vehicl...
by tapotti
Sun Aug 12, 2018 8:15 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

So do you think using premium fuel is a big help? I'm starting to do that.

Are you planning on using 0w20 oil in the future?
by tapotti
Sat May 12, 2018 9:41 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

My 2017 EX-L also seems okay right now.

Still curious if anyone has successfully used premium gasoline to solve the problem.
by tapotti
Sun Apr 22, 2018 5:38 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Yes, no significant problems here either. Driving in northern California with about 4700 miles over 7 months. Also will keep following thread.
by tapotti
Fri Apr 20, 2018 12:53 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Have you tried using premium gas? If so, did it improve the situation?
by tapotti
Sat Apr 14, 2018 8:36 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I had my oil checked by dealer yesterday. I had him check the dipstick front of me. Said the oil was "perfect". I couldn't argue, looked like the oil was at the full line. When I said it smelled of gas, he offered a generic BS explanation. Told me that I just need to get used to the smell. I suppose...
by tapotti
Thu Apr 12, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Going to have my oil checked tomorrow.

I've already made complaints on the various websites just to get the ball rolling.
by tapotti
Wed Apr 11, 2018 10:59 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

THANK YOU FOR POSTING THAT LINK!

I was on carcomplaints earlier today and couldn't find anything about a class action. Glad to know there is one finally. Hopefully, it brings even more attention to this issue.
by tapotti
Wed Apr 11, 2018 10:31 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

On repeat check, my oil is above the top line, enough to coat the topmost circle and a little more (also about 1/4 inch). It's not at the top edge of the orange bar.

Either way, I agree this is really irritating. I'm going to call up my dealer tomorrow.
by tapotti
Wed Apr 11, 2018 7:09 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98331

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I bought a CRV EX-L 2017 during labor day of last year. I live in California and it's the family car, so it's generally used for longer trips rather than shorter trips. I have a little over 4500 miles on the car. As of now, I'm not sure if my vehicle is affected (or affected to the degree of other d...
by tapotti
Sat Feb 10, 2018 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: overcontributed into my 401k....
Replies: 2
Views: 478

Re: overcontributed into my 401k....

Doesn't the IRS round down for amounts between 1 and 49 cents?
by tapotti
Mon Jan 29, 2018 1:31 am
Forum: Investing - Help with Personal Investments
Topic: Help Choosing Tax-Exempt Fund in California
Replies: 1
Views: 413

Help Choosing Tax-Exempt Fund in California

Hi all, I have the Fidelity Visa 2% cash back credit card. This cash back money goes directly into a taxable account at Fidelity. Since it's not a large chunk of money, and since it's the most liquid investing account I have, I want to put the money in a fund which is tax exempt on a federal and sta...
by tapotti
Sun Jan 28, 2018 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: dual income california withholding calculator
Replies: 1
Views: 299

Re: dual income california withholding calculator

I wasn't able to find such a calculator.

I used the de-4 form and calculated manually. It's kind of a pain unfortunately.
by tapotti
Sun Dec 03, 2017 1:51 am
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 58
Views: 6300

Re: Southwest Companion Pass [California only]

It's supposed to take up to 8 weeks. Give it a little more time before calling in.

I still haven't gotten mine either, made first purchase 2 to 3 weeks ago.
by tapotti
Fri Nov 10, 2017 11:30 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 58
Views: 6300

Re: Southwest Companion Pass [California only]

As far as I can tell, the promotional companion pass is only valid thru Dec 31, 2018. As such, it shouldn't matter whether you make your first purchase now or later.

However, it seems that you should try to spend the first $1000 at the beginning of 2018, that way your 40k points are acquired then.
by tapotti
Fri Nov 03, 2017 1:42 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 58
Views: 6300

Re: Southwest Companion Pass [California only]

So are people going to make their first purchase with the card in January?
by tapotti
Thu Nov 02, 2017 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 58
Views: 6300

Re: Southwest Companion Pass [California only]

Confused again....

It says the promotional companion pass is valid until December 31 2018.

Why would one assume that doing your first purchase in Jan would give you access through 2019?
by tapotti
Thu Nov 02, 2017 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 58
Views: 6300

Re: Southwest Companion Pass [California only]

Okay, so in summary: 1) Once you acquire card, make one purchase now to get companion pass through Dec 31 2018. 2) Spend $1000 in January 2018 so that the 40k points post at that time. 3) Earn another 70k points in 2018 (perhaps by applying for a Southwest business card to net another 60k points aft...
by tapotti
Wed Nov 01, 2017 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 58
Views: 6300

Re: Southwest Companion Pass [California only]

Just got approved as well.

Are you sure about that 2 years deal?
by tapotti
Mon Oct 30, 2017 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Problem with withholding taxes, help with W-4!!
Replies: 11
Views: 998

Re: Problem with withholding taxes, help with W-4!!

Interesting points. It's great to avoid a fine, since I've certainly paid more in taxes this year already, but if I owe a good deal of money, it would be good to get a head start. Of course, there is also the problem with our California state taxes, also underpaid. Not sure if their penalty system w...
by tapotti
Mon Oct 30, 2017 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Problem with withholding taxes, help with W-4!!
Replies: 11
Views: 998

Re: Problem with withholding taxes, help with W-4!!

In response to Pajamas,

Yes, I would definitely be open to making my own payments. I've never done that before though. Is that something I can just do online?
by tapotti
Mon Oct 30, 2017 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Problem with withholding taxes, help with W-4!!
Replies: 11
Views: 998

Re: Problem with withholding taxes, help with W-4!!

I estimate our total taxable income for this year to be around $390k. According to my excel sheet, up to right now, we have paid $50,518 in federal taxes. Depending on the calcuator you use, we will owe at least 100k (maybe closer to 110k?) in federal tax at the end of the year. Without getting too ...
by tapotti
Mon Oct 30, 2017 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Problem with withholding taxes, help with W-4!!
Replies: 11
Views: 998

Problem with withholding taxes, help with W-4!!

Hi all, My wife and I are both physicians in the great state of California. We completed training in June, so our income for the first half of this year is obviously much different than the second half. I was doing some calculating last night and concluded that we are both under withholding taxes fr...
by tapotti
Thu Oct 26, 2017 12:46 am
Forum: Personal Finance (Not Investing)
Topic: Southwest Companion Pass [California only]
Replies: 58
Views: 6300

Re: Southwest Companion Pass [California only]

Now that we've all frozen our credit reports, the great credit card offers come out :oops:
by tapotti
Mon Oct 16, 2017 8:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 114
Views: 29938

Re: Sacramento, CA Area ChapterĀ - Master Thread

Hi all,

Had a question for the group

I live in Elk Grove.

I generally handle my own finances, but I'm looking for a tax advisor in the Sacramento area. Do any of you have any recommendations?

Thanks!
by tapotti
Sun Oct 15, 2017 4:01 pm
Forum: Personal Consumer Issues
Topic: Negotiating for a new car purchase
Replies: 86
Views: 9585

Re: Negotiating for a new car purchase

I just bought a new Honda at the end of September, and the email method worked amazing for me. This was my first new car purchase, and I can't imagine it could have went any smoother. I sent generic emails to about 15 dealers. As many people have already posted, I gave exact details of what I wanted...
by tapotti
Fri Oct 13, 2017 1:40 am
Forum: Investing - Help with Personal Investments
Topic: Contribute to bad 457b or invest in taxable account?
Replies: 5
Views: 566

Re: Contribute to bad 457b or invest in taxable account?

Are you at a UC system?

I did training at UC Davis. There was a mandatory safe harbor contribution to the DCP plan. That is separate from the 457b plan.

I still use the UC Davis 457b, and the choices seem fine with many index options.
by tapotti
Fri Oct 13, 2017 1:35 am
Forum: Personal Consumer Issues
Topic: Buying 2017 Honda CR-V
Replies: 36
Views: 5358

Re: Buying 2017 Honda CR-V

Just bought a new Honda CRV 2017 EX-L at the end of September.

Paid 30210 out the door (I live in California).
by tapotti
Wed Sep 13, 2017 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: Can't freeze credit at Experian?
Replies: 75
Views: 46801

Re: Can't freeze credit at Experian?

Was able to freeze at every institution except Experian.

Like someone above, made a stupid mistake on one of my old addresses. Now it won't let me redo.

The phone method didn't work for me.
by tapotti
Mon Mar 12, 2012 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Quick question about tax filing
Replies: 1
Views: 300

Quick question about tax filing

I have a quick question that will pertain to paying my taxes for 2012 (next year), but I figured I would ask now so I don't forget. I'm getting married in November. So when I file my taxes next year, can we file jointly or should we file separately since we were technically single most of the year? ...
by tapotti
Sun Jan 01, 2012 12:14 pm
Forum: Investing - Help with Personal Investments
Topic: quick question about roth
Replies: 6
Views: 614

Re: quick question about roth

I think rusty mutt answered my question, but let me rephrase.

In order to contribute to a roth for tax year 2012, does my income need to be from tax year 2012, our could I use $5000 I earned in 2011?
by tapotti
Sun Jan 01, 2012 11:32 am
Forum: Investing - Help with Personal Investments
Topic: quick question about roth
Replies: 6
Views: 614

quick question about roth

In order to contribute to a roth ira in 2012, does my income need to come from the year 2012 or could my income be from 2011? Thanks!
by tapotti
Thu Oct 06, 2011 7:59 pm
Forum: Investing - Help with Personal Investments
Topic: Question for the physicians who invest
Replies: 29
Views: 2928

Thanks for responses so far.

Wouldn't I be able to do a backdoor Roth? By converting a Trad IRA into a Roth IRA right after opening it? I don't have any other IRAs or anything, so I don't think it would hurt me to do so.
by tapotti
Thu Oct 06, 2011 7:17 pm
Forum: Investing - Help with Personal Investments
Topic: Question for the physicians who invest
Replies: 29
Views: 2928

Question for the physicians who invest

I'm currently a 1st year resident and I am planning to put 5000 into a Roth every year during residency. I was curious what would be better once I'm making a higher salary as an attending. I know that in the Trad IRA you don't pay taxes until you withdraw, and with a Roth you pay taxes up front. I a...