Bogleheads.org

Candor

So I'll be expecting an e-mail from them by the end of next week notifying me of the increase. Thanks for the heads up. It's kind of interesting that I always hear about increases here before Ally gets around to letting me know. ^^Lately I've been receiving e-mail notifications much quicker so I gu...

Candor

One of my favourites: 'When most people say they want to be a millionaire, what they really mean is “I want to spend a million dollars,” which is literally the opposite of being a millionaire.'

Lots of wisdom in this blog. Thanks.

Candor

Depending on what branch/mos a good quality knife might be appreciated/useful.

Candor

Compile a spreadsheet of hurt feet days and how they correspond to alternate ecco worn days while taking into account standing too long days and hopefully the answer will be obvious with some time.

Candor

Never in the field of investing has so much been owed by so many to so few. Sorry, I couldn't help myself. Happy Birthday Mr. Bogle, and keep them coming!

Candor

The insurance company is willing to work with you and they have requested you keep in contact with them in order to avoid going to collections but it seems you intend to avoid contact with them. Are they 'not working with you' or are you just looking for advice to avoid your obligation?

Candor

It eliminates or at least mitigates a lot of life's stressors.

Candor

Salvage auto parts. Plenty in your area.

Car-part.com

Candor

Pure stubbornness and ability to withstand pain.

Candor

The nose knows nothing.

Candor

Received a 2% raise the first of the year because they decided to do away with our annual bonus. I came out slightly ahead with the 2%. I just received another 3% for the annual raise with an exceeds expectations rating on my PE. Higher than usual.

Candor

denovo wrote: ↑
Wed Feb 28, 2018 2:11 pm
Tell them you're going to lawyer up if they don't behave, I suspect they'll be more compliant.

Many times adjusters are relieved when they hear this. Then they can discuss the claim with someone who knows what they are talking about and has reasonable expectations.

Candor

As a frustrated Maglite owner for many years (decades) I purchased a couple of Fenix lights a few years ago and couldn't be happier. Much more reliable although higher cost but reasonable compared to other higher quality lights. I use one of them daily and it has been dropped on concrete more times ...

Candor

I have a Whirlpool set that my parents gave me as a hand me down 25 years ago when I first bought my house and they are both still going strong. I had to replace the belt and a 'pulley/runner' (I'm not sure what it's called) 20+ years ago in the dryer. I'm not particularly mechanically inclined but ...

Candor

You best bet is to sign up for Rolex Forums and buy from the classifieds. There are many 'trusted sellers' with brand new watches available, still has the stickers, come with box & papers and full factory warranty of 5 years. Look here for classifieds: https://www.rolexforums.com/forumdisplay.php?f...

Candor

It's always funny to see these threads bring out the folks that feel the need to denigrate others choices especially when it comes to high end watches. I'm not necessarily "saving up for" but trying to resist the temptation of a new Willys Jeep Wrangler just for fun because it really isn't in the re...

Candor

So I'll be expecting an e-mail from them by the end of next week notifying me of the increase. Thanks for the heads up. It's kind of interesting that I always hear about increases here before Ally gets around to letting me know.

Candor

https://www.shnugi.com/networth-percentile-calculator/

Candor

Over the last few years I have gone from close to 100% stock mutual funds to having approx 25% in 5 year CD's. That has mostly been by just redirecting my savings and not transferring the funds to CD's. I intend to increase that percentage somewhat in the next five years during the countdown to reti...

Candor

Vehicles these days are so full of electronics that I would NEVER consider a flood salvage vehicle. Especially if salt/brackish water was involved. If you did go the salvage route I would only do it with full disclosure of why the vehicle was totaled and if you are a car guy with a solid understandi...

Candor

It is just as hard to stay the course when markets are going up as when they are going down. I wouldn't say it's just as hard but I'm sure many find it surprisingly and somewhat counterintuitively difficult. I have weathered a few market gyrations over the decades and I will gladly take the angst o...

Candor

Hoping to hit 1M in NW next year. As long as the market doesn't go down I will make it on savings alone which should be over 50% of my gross salary. We'll see if the market cooperates.

Candor

Interesting take on the tax bill.

Candor

I have a Rolex Sea-Dweller that recently stopped working. I've had it for 10 years and at the 5 year mark it needed a service for several hundred dollars ($800+ if I remember correctly) and apparently it now needs another. I knew the recommendation was to service it at the 5 year mark being a mechan...

Candor

I can relate to the OP to some extent. Several years ago I remember wishing the market would just chill out a little and be more predictable and steady but here I am years later still with a similar sentiment after riding the market all this way. I guess I'm the one who needs to chill out and enjoy ...

Candor

50 and on track for $50k this year or just shy depending on how much I want deplete my checking acct at the end of the year in order to reach a nice round number. Single and $87k salary. Having a job you hate is a good motivator.

Candor

I really dislike cleaning up all the leaves in my yard this time of year so I splurge and pay a few hundred to have it done for me. The rest of the jobs around the house I dislike I can muster up the energy to do myself for now.

Candor

Made it through the dot.com bust and 2008 with close to 100% mutual funds with flying colours but I hate my job more and more by the year and the $$ is significantly higher these days so the next test will be much harder as I get closer to retirement. Luckily I've always been good at passing tests.

Candor

If you put your mind to it there are a lot of reasons to think a crash may be coming soon. That wall of worry is always tall and I could have easily talked myself into the next crash many times over the last 25 years of my investing experience but I'm glad I just kept plugging along and hoping for t...

Candor

A great quote by Daniel Patrick Moynihan comes to mind while reading this thread.

Candor

I guess when I paid off my house a few years ago with a lump sum of mid five figures or so my net worth magically decreased by that amount according to some. Maybe when I buy my next house I'll just finance it and instantly increase my net worth a few hundred thousand.

Candor

Thanks. I heard about the last raise here several days before Ally sent me an e-mail notifying me and it seems that will be the case again.

Candor

If anyone reading this needs a little pick-me-up.

http://wealthometer.org/US/calculator2.html#ergebnis1

http://www.stackmeup.com/net-worth/aver ... -worth.php

http://www.globalrichlist.com/wealth

Candor

I've been doing this for the last 24 years and I'm on my second unit which is going strong for now. I have never given any thought that it could possibly be detrimental to the system but maybe I should or maybe not...

Candor

49% gross this year. Mostly after tax. House paid off. Hate my job and looking to retire as early as possible otherwise it wouldn't be quite so high.

Candor

Artisan wrote:I like his last line.

"Half the time I wonder why I have so much in stocks and the other half the time I wonder why I have so little"

That's me!

Thanks for the link.

So true.

Candor

Thanks, I have some in their savings account that I want to move to a decent CD and I just looked last weekend and wasn't impressed with their rates. Looks like I won't have to move it far now.

Candor

I would also like to thank Larry for his many contributions here which will be sorely missed. I learned a lot and always looked for his threads/posts. Sad but understandable.

Candor

I would second the pdr recommendation. It is amazing what they can do for significantly less than a body shop. Although, for the scrapes that require paint work you may need a regular shop.

Candor

Also keep in mind that plastic bumper covers can be pretty resilient and there are components directly behind the plastic (impact absorber & reinforcement bar) that can easily be damaged although you may not be able to see the damage until the bumper cover is removed which could possibly add a few h...

Candor

I started maxing the 401k 4 years ago at the age of 45 after I paid off the house. It was a great feeling to finally get there and I was planning to bump it up again to the catch-up max this year since I turn 50 but due to job burn-out I actually dropped it to the minimum to get the match so I can i...

Candor

Candor wrote:45 single and currently at 45% (44.6). Hopefully they will both continue on the northern path.

64.7% today at 49. It's moving in the right direction for now.

Candor

I've replaced many windshields over the years and never had any problems. The vendor should offer a lifetime warranty.

Candor

I logged on a few days ago and it is now offered in Virginia.

Candor

I was close to 100% in equities at the time and had weathered the dot.com bust with no problems but this one did seem different in real time. I held on and I give partial credit to Warren Buffett's NYT op-ed in October which helped me keep the faith. http://www.nytimes.com/2008/10/17/opinion/17buffe...

Candor

If I had somehow known the result of the election beforehand I would have been very tempted to take some money out of the market and I would currently be very disappointed in myself and out of a fair amount of $$. Just further confirmation for me to never try to outsmart the market.

Candor

Legend Brown Ale. A local brewery in Richmond, VA and I've yet to find a beer that I like more although I've certainly put in a lot of effort to that end.

Candor

doctorofcredit site had this nugget: DJordan says: October 4, 2016 at 9:28 am Chat with USAA rep informed me that the USAA Limitless Credit Card will be available to all members on October 28th. Currently is only available to selected members. I hope that is correct because this is all news to me a...

Candor

Cracked tail lamp = $50 for a (LKQ) used generic lamp, approx $100-200 for an aftermarket lamp or up $500+ for a new oem plus approx $25 for labor. Impressions to the plastic bumper cover could be a couple hours repair and refinish which would probably be in the range of $300-400. If it requires rep...

Candor

I've been uncomfortable for the last 20+ years but that's been part of the plan. My 401k (which is a significant portion of my portfolio) is currently at 93% index mutual funds at age 49 (next week) and I just keep in mind I hopefully have another 40 years to ride out any tugs at my emotion watching...

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