Search found 1772 matches

by catdude
Sun Apr 26, 2020 1:42 pm
Forum: Personal Consumer Issues
Topic: Apple Released a New Low-cost Iphone
Replies: 172
Views: 14298

Re: Apple Released a New Low-cost Iphone

For those of you who are, like me, fans of Consumer Cellular, be advised that they now have the SE for sale on their website. The only version they currently have, though, is Red / 128 GB. But that's just perfect for me, so I ordered one yesterday. It was $400, which is $50 less than Apple's price f...
by catdude
Wed Apr 15, 2020 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 351
Views: 27170

Re: [Government stimulus payments]

Sheepdog wrote:
Wed Apr 15, 2020 3:27 pm
catdude wrote:
Wed Apr 15, 2020 1:51 pm
Got mine last night... 1200 bucks. I'm going to donate it to a cat shelter.
Great. My snowshoe cat thanks you.
Woof
Thanks, Sheepdog. I'm inspired to make the donation by the many Bogleheads (yourself included) who've said they'll be donating their stimulus checks to charities...
by catdude
Wed Apr 15, 2020 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 351
Views: 27170

Re: [Government stimulus payments]

Got mine last night... 1200 bucks. I'm going to donate it to a cat shelter.
by catdude
Tue Mar 31, 2020 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: how much cash do you keep at home?
Replies: 130
Views: 8594

Re: how much cash do you keep at home?

I generally have $400 - $500 at home. Really came in handy about a year ago when I paid some dudes 400 bucks to clear off my roof after a major snowstorm. If I had begged them to take a check, they probably would've accepted it, but they eagerly accepted my offer of cash. Cash is king....
by catdude
Tue Mar 31, 2020 1:01 pm
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 279
Views: 21010

Re: Are you still going to the grocery store or using a delivery service? Which?

If you keep an eye on the grocery store websites you'll see at what time of day they add new slots. For example, it looks like Walmart adds new slots at midnight. You can then log in right after they are added and grab one. Thanks amp for this. I went online last night and confirmed it. Very helpfu...
by catdude
Sat Mar 28, 2020 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: How are you going to use your stimulus money?
Replies: 222
Views: 12677

Re: How are you going to use your stimulus money?

Probably donate it to my favorite cat shelter. Their donation income is taking a hit... at the same time, the need for their services is increasing (people will be giving up their cats when they lose their jobs).
by catdude
Sat Mar 28, 2020 1:08 pm
Forum: Personal Consumer Issues
Topic: Stream Ken Burns' *Baseball* for free (PBS)
Replies: 2
Views: 346

Stream Ken Burns' *Baseball* for free (PBS)

Hi there Bogleheads, A friend of mine (knowing that I'm a baseball fan) alerted me to this. Just thought I'd pass it along, since we've all got lots of time on our hands. Currently you can stream Ken Burns' film Baseball for free via the PBS website. It's unclear to me how long this will be availabl...
by catdude
Wed Mar 25, 2020 2:22 pm
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 279
Views: 21010

Re: Are you still going to the grocery store or using a delivery service? Which?

I've been using Walmart pick-up recently. I just put in an order for pick-up tomorrow afternoon. I'm impressed with this service... it seems to work quite well. Sure beats going into the store and being exposed to other shoppers.
by catdude
Sun Mar 22, 2020 11:54 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1590
Views: 128903

Re: Coronavirus (Consumer Issues) How you are preparing?

I just want to put in a good word for Walmart's grocery pick-up service. I've used it a couple times recently and it seems to work very well. I order the groceries on-line (their website is easy to navigate) then drive over to the local Walmart at the appointed hour. They bring the groceries out to ...
by catdude
Sun Mar 22, 2020 8:01 pm
Forum: Personal Consumer Issues
Topic: Charity during COVID-19
Replies: 14
Views: 908

Re: Charity during COVID-19

:idea: Anyone else like to pledge to donate their :moneybag? I will. I'm thinking I'll give whatever I get from the government to a cat shelter on the outskirts of Portland. I imagine their donations will suffer due to this crisis. At the same time, many people will be forced to give up their cats ...
by catdude
Sat Mar 14, 2020 2:41 pm
Forum: Personal Investments
Topic: How much you lost/gain since Feb 20,2020 ?
Replies: 320
Views: 25674

Re: How much you lost/gain since Feb 20,2020 ?

I'm down about 9% on a 45/55 asset allocation. I feel relieved actually cuz it could be a lot worse. For the past few years I've been wondering if my allocation was too conservative. I'm not wondering anymore, instead I'm thankful for my conservative AA...
by catdude
Fri Mar 13, 2020 11:18 am
Forum: Personal Consumer Issues
Topic: Battery powered lawn mower recommendation
Replies: 71
Views: 2471

Re: Battery powered lawn mower recommendation

retiredjg wrote:
Fri Mar 13, 2020 5:39 am
How do you like the snowblower?
Love it. We had a white Thanksgiving last fall... 6 - 8 inches of snow... and the snowblower worked very well. SO MUCH better than shoveling the stuff!
by catdude
Fri Mar 13, 2020 12:31 am
Forum: Personal Investments
Topic: Who is staying course and how are you dealing with net worth going down?
Replies: 359
Views: 25883

Re: Who is staying course and how are you dealing with net worth going down?

I'm hanging in there. I'm 64, retired for nine and a half years. Fortunately I've got a pension which pretty much covers my monthly expenses, so I basically leave my nest egg alone. It is what it is... my AA is 45/55. I haven't checked my portfolio balance lately; I may do that soon, I don't know......
by catdude
Thu Mar 12, 2020 9:50 pm
Forum: Personal Consumer Issues
Topic: Battery powered lawn mower recommendation
Replies: 71
Views: 2471

Re: Battery powered lawn mower recommendation

Is it possible to buy an EGO mower *without* batteries? I currently have an EGO snowblower with two hefty batteries... I'd like to use those batteries in a mower. Maybe save myself some $$$, in true Boglehead fashion. Possible/advisable?
by catdude
Thu Mar 05, 2020 2:19 am
Forum: Investing - Theory, News & General
Topic: Lamenting time lost and squandered opportunities
Replies: 31
Views: 2894

Re: Lamenting time lost and squandered opportunities

OP, you've gotten good advice from the folks who've responded before me. But I've got something for you that you really need to read. The link below is for a thread I started a couple years ago. I began by confessing to some of the stupid mistakes I've made over the years, and encouraged other folks...
by catdude
Fri Feb 28, 2020 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: How quickly did you receive your 2019 tax refund?
Replies: 111
Views: 8256

Re: How quickly did you receive your 2019 tax refund?

I e-filed on 2/2/20 via FreeTaxUSA. My federal refund was deposited in my checking account about a week later. Got my state refund on 2/24/20...
by catdude
Wed Feb 26, 2020 1:52 pm
Forum: Personal Investments
Topic: What did you learn from the 2/24 sell off?
Replies: 327
Views: 22085

Re: What did you learn from the 2/24 sell off?

I learned that I'm glad I re-balanced a few weeks ago Why? Serious question. When are you going to need the money? Unless the answer is "later this year" you can't possible know at the moment whether the decision to rebalance was a good one or a bad one yet. Or unless you market time on the way up ...
by catdude
Tue Feb 25, 2020 2:04 pm
Forum: Personal Investments
Topic: What did you learn from the 2/24 sell off?
Replies: 327
Views: 22085

Re: What did you learn from the 2/24 sell off?

I learned that I'm glad I re-balanced a few weeks ago, and at the same time moved to a more conservative asset allocation. This compensates a bit for some of the dumb moves I've made over the years....
by catdude
Thu Feb 13, 2020 6:51 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2119
Views: 372773

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Thanks guys for the feedback on JP Morgan Chase. I think I'll just forget about them....
by catdude
Wed Feb 12, 2020 11:49 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2119
Views: 372773

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Got an email from JP Morgan Chase the other day. They're offering a $625 bonus for $250K of "new money". I'm mulling it over... I would be transferring my IRA from Vanguard to JPMC, but sticking with Vanguard funds (mostly Total Bond Index fund) for the underlying investments. Has anybody out there ...
by catdude
Tue Feb 11, 2020 12:13 am
Forum: Personal Consumer Issues
Topic: Need software to convert pic --> avatar
Replies: 16
Views: 1022

Re: Need software to convert pic --> avatar

after a long frustrating process of trial and error... You ended up with a cat on your head? :D Nice job though. Thanks. The kitty was hanging out on my shoulder, then she decided to check out the view from the top of my head. Happily my phone was close by, so I grabbed it and took a couple selfies...
by catdude
Mon Feb 10, 2020 11:35 pm
Forum: Personal Consumer Issues
Topic: Need software to convert pic --> avatar
Replies: 16
Views: 1022

Re: Need software to convert pic --> avatar

Thanks guys for your suggestions. I wound up using Preview... after a long frustrating process of trial and error (the problem: I didn't know what the heck I was doing), I was able to create a new avatar to replace the old one... thanks again....
by catdude
Mon Feb 10, 2020 4:51 am
Forum: Personal Consumer Issues
Topic: Need software to convert pic --> avatar
Replies: 16
Views: 1022

Re: Need software to convert pic --> avatar

^^^^ Any comparable Mac programs? I shoulda mentioned I have a MacBook...
by catdude
Mon Feb 10, 2020 4:35 am
Forum: Personal Consumer Issues
Topic: Need software to convert pic --> avatar
Replies: 16
Views: 1022

Need software to convert pic --> avatar

Hi Bogleheads - Does anyone know of a good software utility program to convert a picture into an avatar? I want to change avatars; I created my current one a couple years ago, but I don't recall what utility I used to do the job. If anyone out there can recommend something, I would be much obliged. ...
by catdude
Thu Jan 23, 2020 2:25 am
Forum: Personal Finance (Not Investing)
Topic: How high is health insurance going to go?
Replies: 79
Views: 6360

Re: How high is health insurance going to go?

I wonder if there's a ray of hope out there for one chunk of the health insurance system -- prescription drugs. My ex-employer decreed many years ago that we get our meds from a mail order pharmacy due to their lower prices. Over the years, those prices evidently got to be kinda high, because now my...
by catdude
Wed Jan 22, 2020 10:02 pm
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 352
Views: 26563

Re: Sad news: LadyGeek's husband has passed

My sincerest condolences to you, LadyGeek. I just want to echo what several of you have said up-thread about caregiving. When my dad died many years ago of cancer, I was the secondary caregiver for five or six days (my mom was primary), and by the end I was absolutely exhausted. I can't imagine how ...
by catdude
Tue Jan 21, 2020 7:28 pm
Forum: Personal Consumer Issues
Topic: Anybody else have trouble with USPS Informed Delivery?
Replies: 36
Views: 3592

Re: Anybody else have trouble with USPS Informed Delivery?

Thanks, guys. I figured it out with y'all's help. The USPS notifications have been going to my Social folder (I have gmail), along with my Twitter alerts, etc.... I never check that folder, so thus never saw the notifications. I did a re-set so that henceforth they'll go to my Primary folder (at lea...
by catdude
Tue Jan 21, 2020 6:55 pm
Forum: Personal Consumer Issues
Topic: Anybody else have trouble with USPS Informed Delivery?
Replies: 36
Views: 3592

Anybody else have trouble with USPS Informed Delivery?

Howdy Bogleheads - I've been signed up for Informed Delivery for a couple years now and it's generally worked pretty well for me. But for the past month or so I haven't been receiving my daily email notifying me of snail mail to expect in the mailbox that day. I can still log in to my USPS account a...
by catdude
Wed Jan 08, 2020 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: How do you mentally process stupid ways of losing money?
Replies: 84
Views: 7472

Re: How do you mentally process stupid ways of losing money?

Speeding tickets have always been #1 on my Stupid tax hit parade. I had an econ professor in college that felt this way until she calculated the "cost" of the tickets. It was advantageous for her to speed and just pay the fine for when she was occasionally caught than to drive the speed limit daily...
by catdude
Sun Jan 05, 2020 1:24 am
Forum: Personal Consumer Issues
Topic: Good Rx
Replies: 60
Views: 6461

Re: Good Rx

I'm a little late to the party (this thread is 7 months old) but I'll cut to the chase. I just discovered that a generic medication that I take that has a total cost of $387 (I'm only responsible for a $10 co-pay) from CVS/Caremark mail order pharmacy, only costs 25 bucks at the local Safeway pharma...
by catdude
Tue Dec 31, 2019 12:10 am
Forum: Investing - Theory, News & General
Topic: Individual munis at original issue, 3-4% coupon, but 1.x% yield?
Replies: 4
Views: 392

Re: Individual munis at original issue, 3-4% coupon, but 1.x% yield?

I worked for a AAA-rated muni issuer for many years until I retired in 2010. My recollection is just that there are a lot of retail investors who prefer those higher coupon rates. They make for good cocktail party chatter ("Hey Bob, I scored some 5% Maryland AAA munis the other day"). Of course inve...
by catdude
Fri Dec 27, 2019 12:39 pm
Forum: Investing - Theory, News & General
Topic: My Christmas Gift to You Seventy-Five Years Ago
Replies: 74
Views: 7012

Re: My Christmas Gift to You Seventy-Five Years Ago

Thank you, Taylor. You are a Boglehead treasure! May we celebrate many more Christmases with you....
by catdude
Sun Dec 22, 2019 3:09 am
Forum: Personal Finance (Not Investing)
Topic: Anyone start saving late and still retire early?
Replies: 61
Views: 5633

Re: Anyone start saving late and still retire early?

My story is similar to what other folks have stated here. I didn't start saving till I was 40, but after 15 years of saving like mad, I was able to retire. The keys for me were: (1) saving 35-40% of my income; (2) getting a pension; (3) getting health insurance coverage thru my ex-employer (I pay 30...
by catdude
Sun Dec 08, 2019 12:41 pm
Forum: Personal Consumer Issues
Topic: Mobility issues in a 2 story house
Replies: 73
Views: 3600

Re: Mobility issues in a 2 story house

I'm 64 and still pretty spry but after living in townhouses for 20 years I recently bought a single-level home. I love it. I had just gotten so tired of climbing up and down stairs all the time. Now I can move from room to room without having to climb stairs. And it's good to know that as I get olde...
by catdude
Tue Nov 19, 2019 2:03 am
Forum: Personal Investments
Topic: Thanks to Bogleheads for saving me $$$
Replies: 6
Views: 2185

Re: Thanks to Bogleheads for saving me $$$

Yeah this forum has saved me lots of bucks over the years. Lots of great tips... for example, a few years back I learned here that the federal capital gains rate for folks in the (then) 15% tax bracket was 0%. I had no idea! I tell ya, the things you learn just by hanging out on Bogleheads.... Thank...
by catdude
Sun Nov 17, 2019 3:54 am
Forum: Personal Finance (Not Investing)
Topic: More retirees have a mortgage
Replies: 134
Views: 10922

Re: More retirees have a mortgage

OK, here's a related question... I don't have a mortgage on my house; should I go out and get one? And invest the $$$? Mind you, I don't particularly want to do that, but if it's such a savvy idea, well, maybe I should. I'm 64, retired, and have enough assets to qualify for a mortgage.
by catdude
Thu Nov 14, 2019 2:10 am
Forum: Personal Finance (Not Investing)
Topic: The difficulty of discarding frugality?
Replies: 110
Views: 11125

Re: The difficulty of discarding frugality?

I have no problem with small indulgences such as coffee shop spending, a movie online, etc. what I am having problem with is buying a new condo which is slightly bigger than current and has a/c that is not a room a/c , and a 3 season porch. All rooms are slightly bigger. My calculations say I have ...
by catdude
Wed Nov 13, 2019 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: HuffPo: IRS announces 2020 tax brackets
Replies: 1
Views: 722

HuffPo: IRS announces 2020 tax brackets

Hi Bogleheads, I just saw this on Huffington Post and am passing it along as a public service. The IRS has evidently just announced the new federal tax brackets for 2020, which will determine tax liability when you file in 2021. I couldn't find anything about this on the IRS website, so I'll just po...
by catdude
Thu Oct 31, 2019 11:59 pm
Forum: Personal Finance (Not Investing)
Topic: Possible Layoff: Need Assurance That We Will Be Okay
Replies: 156
Views: 15016

Re: Possible Layoff: Need Assurance That We Will Be Okay

It seems to me that this is more of a psychological issue than a financial one (and perhaps beyond the scope of this forum). Yes, OP, you're a multi-millionaire, you''ll be fine financially. OP, you say that you're afraid of failure. I think it might do you some good to have a few sessions with a th...
by catdude
Thu Oct 31, 2019 8:42 pm
Forum: Personal Consumer Issues
Topic: Halloween Candy - Favorites; Throw it in the Bag
Replies: 61
Views: 4003

Re: Halloween Candy - Favorites; Throw it in the Bag

Once again we had 0 trick or treaters (our house is slightly out of the way in the neighborhood) . So I'm snacking on Snickers and Butterfingers were got just in case. Looks like I'm in exactly the same boat. It's after 6:30 PM here on the west coast... it's been dark for almost an hour... and I've...
by catdude
Thu Oct 31, 2019 6:26 pm
Forum: Personal Consumer Issues
Topic: Halloween Candy - Favorites; Throw it in the Bag
Replies: 61
Views: 4003

Re: Halloween Candy - Favorites; Throw it in the Bag

Another vote for Kit Kat and Reese's PB cups. Plus I just love Nestle's crunch. I'm hoping I'll have a few left over after the little monsters have come thru my neighborhood.
by catdude
Wed Oct 30, 2019 12:39 am
Forum: Personal Finance (Not Investing)
Topic: Apple Pay. Does anyone use it?
Replies: 196
Views: 13870

Re: Apple Pay. Does anyone use it?

Love it.
by catdude
Thu Oct 24, 2019 10:55 pm
Forum: Personal Consumer Issues
Topic: Anybody use a battery-powered snowblower?
Replies: 33
Views: 2077

Re: Anybody use a battery-powered snowblower?

Thanks guys for your responses, they're very helpful. I'm impressed with the EGO product that a couple of you recommended. The price is more than I had in mind ($649 at Home Depot) but it looks like it may be worth it. I'm inclined to buy it, but I'll think about it for a day or two. I just don't wa...
by catdude
Thu Oct 24, 2019 5:52 pm
Forum: Personal Consumer Issues
Topic: Anybody use a battery-powered snowblower?
Replies: 33
Views: 2077

Anybody use a battery-powered snowblower?

Hi Bogleheads - A few years ago I was seriously considering buying a snowblower, and in fact I started a thread here on that subject. Ultimately I didn't get around to buying one, but now I'm sure I will. I'm currently thinking about a battery-powered one. Anybody have any experience with these thin...
by catdude
Tue Oct 01, 2019 3:03 am
Forum: Personal Consumer Issues
Topic: Options for streaming CBS-TV?
Replies: 23
Views: 2391

Re: Options for streaming CBS-TV?

Does OP watch “Y & R”? I ask only because spouse has told me that the only reason she is interested in CBS is to catch that soap No, I don't (I'm guessing that "Y & R" stands for "The Young and the Restless"). I'm a sports nut, so that's mostly what I watch, but I also like the Stephen Colbert show...
by catdude
Mon Sep 30, 2019 11:24 pm
Forum: Personal Consumer Issues
Topic: Options for streaming CBS-TV?
Replies: 23
Views: 2391

Re: Options for streaming CBS-TV?

megabad wrote:
Mon Sep 30, 2019 7:47 pm
Dumb question. Isn’t streaming CBS free? I regularly stream CBS shows and I don’t pay 6 bucks a month.
How do you stream CBS shows?
by catdude
Sun Sep 29, 2019 11:44 pm
Forum: Personal Consumer Issues
Topic: Options for streaming CBS-TV?
Replies: 23
Views: 2391

Options for streaming CBS-TV?

OK, so I'm currently using Sling as my streaming service. It's pretty good... But it doesn't carry the local/broadcast stations. I'm using an OTA antenna to bridge the gap. It does a good job with ABC, NBC, Fox, PBS... but not so much with CBS. I need to come up with a way to stream CBS. I'm doing a...
by catdude
Wed Sep 25, 2019 9:56 pm
Forum: Personal Consumer Issues
Topic: Wall mount the TV, or use a TV stand?
Replies: 20
Views: 1852

Re: Wall mount the TV, or use a TV stand?

Thanks guys for your responses to my OP. I've decided to wall-mount the TV. It just seems like the better option for me. Those of you advising me to mount the bracket at eye level, don't worry, you're preaching to the choir about this. My old house (I just moved recently) had a small living room, an...
by catdude
Wed Sep 25, 2019 1:47 am
Forum: Personal Consumer Issues
Topic: Wall mount the TV, or use a TV stand?
Replies: 20
Views: 1852

Wall mount the TV, or use a TV stand?

Hi Bogleheads - I just bought a new 65-inch TV online. It's supposed to be delivered tomorrow. For the past couple days I've been tossing and turning about whether to wall-mount it or just use a TV stand. Is one option inherently better than the other? Anybody have an opinion on this? I saw the rece...
by catdude
Wed Sep 18, 2019 12:17 am
Forum: Personal Consumer Issues
Topic: Long Distance Mover from Rockville MD to Bellevue WA
Replies: 16
Views: 1322

Re: Long Distance Mover from Rockville MD to Bellevue WA

I used Town and Country Movers for a cross-country move in 2013. They're based in Gaithersburg. I moved from Gaithersburg to central Oregon, and their fee was around $3400, IIRC. I didn't have a lot of stuff and that $3400 fee may have been their minimum for a cross-country move. Here's their websit...