Search found 2789 matches

by hicabob
Fri Nov 15, 2019 6:20 pm
Forum: Personal Consumer Issues
Topic: Anyone switch from oil to propane?
Replies: 30
Views: 1416

Re: Anyone switch from oil to propane?

I have a rented propane tank at a house I own. The water heater stopped working and the range didn't work either. Turned out it was the regulator which the propane company replaced so that was nice. Rental is $60/year though and as others say you are tied to the supplier. A new tank goes for about $...
by hicabob
Fri Nov 15, 2019 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: California Divorce, Our Son
Replies: 28
Views: 4061

Re: California Divorce, Our Son

He shouldn’t do anything with finances (including transferring funds to you) until he speaks with an attorney. A transfer before or during a divorce proceeding might be unfavorably viewed by the spouse’s attorney or the judge. An amicable split of the finances with the aid of a mediator may cost th...
by hicabob
Thu Nov 14, 2019 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: How Worried Should I Be/Is there anything I can do right now? (job offer/background check)
Replies: 33
Views: 3023

Re: How Worried Should I Be/Is there anything I can do right now? (job offer/background check)

Jobs that involve lots of driving for the company often require the DUI to be 10 years old or more and one max.
by hicabob
Tue Nov 12, 2019 2:51 pm
Forum: Personal Consumer Issues
Topic: Tech guys need help with Mesh wifi booster...
Replies: 48
Views: 2280

Re: Tech guys need help with Mesh wifi booster...

Other things to consider- you might want in your install to include a password free guest wifi account so you don't have to share your password. Most mesh networks allow you to do that. Separate guest network is a good idea, but always password protect all WiFi networks. You can be liable if your c...
by hicabob
Thu Nov 07, 2019 1:58 pm
Forum: Personal Consumer Issues
Topic: "Beer Money" Methods
Replies: 54
Views: 6872

Re: "Beer Money" Methods

Returning the beer bottles for the deposit. :wink:
by hicabob
Wed Nov 06, 2019 1:12 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 1502
Views: 109072

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

A friend is currently building a 100 year backtest with SPY, 2x and 3x leveraged SPY. With monthly investing there was never a 30 year period where you didn't outperform the SPY. Most of the times the leveraged gains were a lot higher. Any interest on this board for the file? Not surprising conside...
by hicabob
Wed Nov 06, 2019 12:18 pm
Forum: Personal Consumer Issues
Topic: What car fits comfortably 3 adults with luggages?
Replies: 63
Views: 1870

Re: What car fits comfortably 3 adults with luggages?

SInce this appears to be a one-shot deal, pay for something big and comfortable. Their first experience should not be a big frustration. This makes sense. Thanks My thoughts exactly. Immigration is stressful. A nice reception for the new Americans would be great if you are able. They will remember ...
by hicabob
Thu Oct 31, 2019 10:33 am
Forum: Personal Consumer Issues
Topic: APC power backup for extended outages
Replies: 29
Views: 1339

Re: APC power backup for extended outages

The newer lithium battery powered "generator replacements" might be more suitable, you can run them inside too. The bigger ones can power a fridge. https://www.amazon.com/s?k=yeti+1400&gclid=Cj0KCQjwjOrtBRCcARIsAEq4rW6Q-PvEwNOnwhE3HEPxjxtY32ACP_uErTX8BroH-4YeN0XytfyM25MaAnvWEALw_wcB&hvadid=190492552...
by hicabob
Wed Oct 30, 2019 6:56 pm
Forum: Personal Consumer Issues
Topic: cousin inherited older house - how to get solid overview of all repairs needed?
Replies: 21
Views: 1747

Re: cousin inherited older house - how to get solid overview of all repairs needed?

I would think that living in a house for years would lead to knowing if any major repairs were needed. I suppose a home inspection would be one way to get an opinion on if there are any problems. There are some problems that are apparent, of course. A cracked driveway is easy to see - but that does...
by hicabob
Tue Oct 29, 2019 12:48 pm
Forum: Personal Consumer Issues
Topic: Gated Community--Balancing Security/Access
Replies: 20
Views: 1355

Re: Gated Community--Balancing Security/Access

If the gates are unmanned, in fact there is no difference in crime rates. The provide the perception of security , but no actual improvement. Adding gates to a community does accomplish the following - it slows emergency response of fire, police and ambulance... People can follow, and do, follow a ...
by hicabob
Mon Oct 21, 2019 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Home buying advice: Build new or buy used?
Replies: 76
Views: 5496

Re: Home buying advice: Build new or buy used?

Older homes tend to have nicer and larger lots as would be expected since people build on the good ones first.
by hicabob
Thu Oct 10, 2019 11:27 am
Forum: Investing - Theory, News & General
Topic: Any reason to keep Wellstrade with free trades?
Replies: 6
Views: 457

Re: Any reason to keep Wellstrade with free trades?

I like that I can use my Welstrade/prime to buy/sell VMMXX for no commission. TD still charges $50 or so each way. The linkage with wells fargo is easy and fast for transferring $$ too.
by hicabob
Wed Oct 09, 2019 11:39 am
Forum: Personal Consumer Issues
Topic: Downdraft ventilation system
Replies: 11
Views: 1007

Re: Downdraft ventilation system

The popup's are a lot better than the old jennair downdrafts. I've had both. Neither are as good as an outdoor vented hood but a Thermador popup with a big fan motor and good venting (big diameter) is not too bad.
by hicabob
Sat Oct 05, 2019 5:23 pm
Forum: Personal Consumer Issues
Topic: 2 Factor Authorization failures
Replies: 22
Views: 2038

Re: 2 Factor Authorization failures

GV seems to have problems with those "short SMS" 5 digit code messages, which prevents Wells Fargo 2 factor authentication working.
by hicabob
Thu Oct 03, 2019 3:59 pm
Forum: Personal Consumer Issues
Topic: Recourse for "Stolen" Money
Replies: 93
Views: 8026

Re: Recourse for "Stolen" Money

On a somewhat related topic: As a seller of a high dollar item like a car, how safe are cashier's checks and money orders? I once had to decline a buyer offering to buy my car because he did not have cash and only had a cashier's check, he had traveled 3 hours by train to meet me. But I was too ner...
by hicabob
Thu Oct 03, 2019 9:37 am
Forum: Investing - Theory, News & General
Topic: E-Trade joins the party $0 commission
Replies: 37
Views: 3497

Re: E-Trade joins the party $0 commission

Everyone can roll their own index funds now at a competitive price. :twisted:
by hicabob
Sun Sep 29, 2019 12:39 pm
Forum: Personal Consumer Issues
Topic: will counter sag on custom built tv unit?
Replies: 13
Views: 1024

Re: will counter sag on custom built tv unit?

When a butterfly lands on the Golden Gate Bridge the bridge sags so yes it will sag.
To predict the sag gets quite complex. Better to do a spot experiment and put 75 pounds of whatever on it and see if it's acceptable.
by hicabob
Sun Sep 29, 2019 11:41 am
Forum: Personal Consumer Issues
Topic: Mouse in the house
Replies: 46
Views: 4436

Re: Mouse in the house

Blocking the holes where they enter the house is by far the most effective control method.
by hicabob
Sun Sep 29, 2019 10:24 am
Forum: Investing - Theory, News & General
Topic: Ken Fisher wants you to know that he cares...
Replies: 49
Views: 4554

Re: Ken Fisher wants you to know that he cares...

Of course none of us would pay Fisher fees but his advertising has worked very well for him so it would seem hard to disparage his marketing expertise and methods.
by hicabob
Sat Sep 28, 2019 11:02 am
Forum: Personal Consumer Issues
Topic: Should I sell my BMW
Replies: 48
Views: 3542

Re: Should I sell my BMW

Cycle wrote:
Sat Sep 28, 2019 10:18 am
Yes. Leading cause of death of kids in the US age 4 onward is from car crashes
BMW's do very well in crashes and handle well enough that getting into a crash is less likely.
I'd keep it until 100k or so if I were you.
by hicabob
Fri Sep 20, 2019 2:25 pm
Forum: Personal Consumer Issues
Topic: Underground propane tank for fuel for generator for power to house
Replies: 27
Views: 1464

Re: Underground propane tank for fuel for generator for power to house

I had an underground heating oil tank. Insurance companies started not renewing homeowner's insurance policies if a house had an underground tank. The danger was that if a tank corrodes and leaks oil into the ground it becomes an environmental situation. I had a new tank installed in my basement an...
by hicabob
Thu Sep 05, 2019 9:49 am
Forum: Personal Consumer Issues
Topic: Cold Air Penetrating Window Glass (Winter, Boston)
Replies: 30
Views: 2460

Re: Cold Air Penetrating Window Glass (Winter, Boston)

You can buy windows up to R-10 now which is almost as good as a typical old-school insulated 2x4 wall! Not cheap but very impressive performance.
https://www.builderonline.com/products/ ... n-market_o
by hicabob
Wed Sep 04, 2019 5:56 pm
Forum: Personal Investments
Topic: Capital Gain Tax Strategies
Replies: 16
Views: 1874

Re: Capital Gain Tax Strategies

To move out of the US you need to move to a tax free state first and get residency else the dreaded "California Tax Claw" will get you for CA income tax whilst you are in France. NV or WA work.
by hicabob
Mon Sep 02, 2019 6:09 pm
Forum: Personal Consumer Issues
Topic: semi-DIY solar panels
Replies: 39
Views: 3320

Re: semi-DIY solar panels

I think residential solar is generally a bad idea, and having a couple of "newbies" use your house as a guinea pig is just plain awful. Are they planning an installation on the roof? That can suddenly turn one of a homeowner's biggest challenges into a nightmare. I'd like to get roof solar panels b...
by hicabob
Fri Aug 30, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: What, besides dishes, do you run through your dishwasher?
Replies: 85
Views: 6574

Re: What, besides dishes, do you run through your dishwasher?

Back when circuit boards were sometimes "homemade" My EE (electrical engineer) buddy used to run circuit boards he was making thru the dishwasher. Probably not an EPA approved use though.
by hicabob
Fri Aug 23, 2019 10:42 am
Forum: Personal Finance (Not Investing)
Topic: I spend no money so am I over-saving for retirement?
Replies: 54
Views: 5475

Re: I spend no money so am I over-saving for retirement?

A simple yet sort of deep aphorism I like ...

"The only thing you can do with money is spend it or give it to someone else to spend"

I forget who wrote it but I'm pretty sure it was a boglehead.
by hicabob
Sat Aug 10, 2019 2:02 pm
Forum: Investing - Theory, News & General
Topic: If you think oil prices will drop where would you invest?
Replies: 70
Views: 4001

Re: If you think oil prices will drop where would you invest?

I agree with livesoft but if your crystal ball has better performance than mine perhaps something like DTO.
by hicabob
Sat Aug 03, 2019 12:37 pm
Forum: Personal Consumer Issues
Topic: Dentist: Is this acceptable?
Replies: 63
Views: 5320

Re: Dentist: Is this acceptable?

My old dentist used to have a sign saying patients will always get a dentist inspecting their teeth after a cleaning and she did.
The sign disappeared then cleanings were frequently not followed by the dentist having a quick look.
I switched dentists.
by hicabob
Thu Aug 01, 2019 3:47 pm
Forum: Personal Consumer Issues
Topic: Wood Kitchen Counter Tops
Replies: 23
Views: 2032

Re: Wood Kitchen Counter Tops

I was reading about epoxy diy countertops and the article mentioned some people put a thick layer of clear epoxy over wood. Waterproof as can be with wood under a thick clear layer.
i.e.
https://www.youtube.com/watch?v=LoKwiIKPPyk
by hicabob
Wed Jul 31, 2019 4:44 pm
Forum: Personal Consumer Issues
Topic: Personal Trainer for Physical Balance
Replies: 52
Views: 3547

Re: Personal Trainer for Physical Balance

As others have mentioned the "Bosu ball" is an interesting balance device, simple, reliable, popular and has survived a long time .
After watching other folk use it I just started messing with one at the gym and found I have lots of room for improvement!
by hicabob
Sat Jul 27, 2019 4:29 pm
Forum: Personal Consumer Issues
Topic: Selling old farm equipment and cars
Replies: 8
Views: 900

Re: Selling old farm equipment and cars

Honda 600's are collectible - this auction site gets some respect. vw diesel pickups definitely have a following too. Fine taste your Pops has! https://bringatrailer.com/ I have a couple old plows and discing thingys where an old apple farm used to be. They are worth minimal$$$ although some folk us...
by hicabob
Sat Jul 27, 2019 11:51 am
Forum: Personal Consumer Issues
Topic: RESOLVED: Non-lethal alternatives to firearms to defend against home invasions in Florida
Replies: 113
Views: 6941

Re: Non-lethal alternatives to firearms to defend against home invasions in Florida

The house where I lived a couple semesters at college had an armed home invasion. It was fast and disconcerting but no-one injured, just a few $100 of stuff gone. I think being armed would have made the outcome worse although cooperating with the invaders does make one feel a little "wimpy". Unless ...
by hicabob
Wed Jul 24, 2019 12:19 pm
Forum: Personal Finance (Not Investing)
Topic: Outpatient procedure: trying to estimate costs, but problem with doctors office
Replies: 34
Views: 2330

Re: Outpatient procedure: trying to estimate costs, but problem with doctors office

The Surgery Center of Oklahoma is an interesting establishment. No insurance accepted but open pricing so may be useful for an estimate ...
https://surgerycenterok.com/
by hicabob
Sun Jul 21, 2019 6:29 pm
Forum: Personal Consumer Issues
Topic: 2019 Honda Fit - Anyone experiencing horrific whistling sound when front windows open >45mph?
Replies: 35
Views: 2403

Re: 2019 Honda Fit - Anyone experiencing horrific whistling sound when front windows open >45mph?

Almost all newer cars seem horrible with widows open. Either use the AC or buy a classic with triangular vent windows. Seriously though, driving next to an open window is surprisingly loud and has been connected to hearing loss.
by hicabob
Sun Jul 21, 2019 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Dogs and homeowners insurance company
Replies: 86
Views: 5616

Re: Dogs and homeowners insurance company

Here's an insurance company "bad dog list" (not mine :happy ) https://www.theinsurancealliance.com/10-dog-breeds-your-insurance-company-doesnt-like/ A few years back I had a sweet Ridgeback (they do look a bit scary). The insurance home inspector came around and old Zoe demanded to be petted then es...
by hicabob
Sat Jul 13, 2019 4:48 pm
Forum: Personal Consumer Issues
Topic: Safe DIY Spider Control
Replies: 16
Views: 897

Re: Safe DIY Spider Control

spiders are interesting, useful for consuming other insects, a food source for birds etc and generally harmless. How about leave them alone which also decreases your poison exposure. Inside a vacuum cleaner works well. We get black widows and tarantulas here too which some folk get silly over but in...
by hicabob
Fri Jul 12, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: Avoid MD-88s [commercial aircraft]?
Replies: 61
Views: 3816

Re: Avoid MD-88s [commercial aircraft]?

Kenkat wrote:
Thu Jul 11, 2019 1:38 pm
Hey, it beats a 727...
I preferred 727's as a passenger when they were still around. Roomier and quieter. Faster too I think. Very safe too.
http://www.airsafe.com/events/models/rate_mod.htm
by hicabob
Wed Jul 10, 2019 7:03 pm
Forum: Personal Consumer Issues
Topic: Wize Cam reviews
Replies: 23
Views: 1992

Re: Wize Cam reviews

I have a few Wyze cameras. They are the best bang for the buck going, quite incredible. I don't quite understand the paranoia people have over the cloud storage in China. I highly doubt the Chinese corp thas people watching homeowners come & go and birds, bugs and shadows setting of an alert. If you...
by hicabob
Wed Jul 10, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Recommendations for binoculars
Replies: 34
Views: 2047

Re: Recommendations for binoculars

These may be more than you are looking to pay but the Nikon Monarch 5 8x42 is a very good binocular that you can pick up for around $240. Amazon link --- https://www.amazon.com/Nikon-7576-MONARCH-Binocular-Black/dp/B00C66C950 I have these binoculars and they're great. Probably would have went with ...
by hicabob
Wed Jul 03, 2019 10:26 am
Forum: Personal Consumer Issues
Topic: Replacing broken glass on outdoor light lantern
Replies: 14
Views: 1513

Re: Replacing broken glass on outdoor light lantern

If it's plain (non tempered) flat glass cutting it is quite easy and sort of fun. These little tools are cheap and work well https://www.homedepot.com/p/Husky-5-in-Glass-Cutter-8501H/100169741?cm_mmc=Shopping%7CG%7CBase%7CD25T%7C25-1_HAND+TOOLS%7CNA%7CLIA%7c71700000043839315%7c58700004592003384%7c92...
by hicabob
Sun Jun 23, 2019 12:25 pm
Forum: Personal Consumer Issues
Topic: Radon levels in home
Replies: 50
Views: 4914

Re: Radon levels in home

It's worth noting that radon is a great deal heavier than air, and as a result will tend to accumulate in the basement. Not what I've heard. If true, why does it enter the house from the ground? Boyle's law would like a word with you. If you put a gas in a container it will fill it .... "One of the...
by hicabob
Sun Jun 23, 2019 9:59 am
Forum: Personal Consumer Issues
Topic: Radon levels in home
Replies: 50
Views: 4914

Re: Radon levels in home

A little off subject. My house is 15 years old and has a passive Radon mitigation system (no fan) connected to the sump. When the house was built the radon level was 1 and now it is 3.9. I plan on adding a passive mitigation fan to the 3 inch PVC pipe in the attic. My question is how do you determi...
by hicabob
Sun Jun 23, 2019 9:40 am
Forum: Personal Consumer Issues
Topic: Radon levels in home
Replies: 50
Views: 4914

Re: Radon levels in home

It's worth noting that radon is a great deal heavier than air, and as a result will tend to accumulate in the basement. Not what I've heard. If true, why does it enter the house from the ground? Boyle's law would like a word with you. If you put a gas in a container it will fill it .... "One of the...
by hicabob
Sat Jun 22, 2019 10:32 am
Forum: Personal Consumer Issues
Topic: Radon levels in home
Replies: 50
Views: 4914

Re: Radon levels in home

Would placement of a sensor in a utility room be okay, or should it be in a room that is frequently occupied? We have a walkout basement, and the utility room is mostly below grade. A "closed" house will have the highest readings since no fresh air from windows/doors will dilute the radon. A room i...
by hicabob
Thu Jun 20, 2019 12:28 pm
Forum: Personal Consumer Issues
Topic: Radon levels in home
Replies: 50
Views: 4914

Re: Radon levels in home

Are there potential risks associated with radon mitigation? For example, could you get water in your basement from drilling. I''m not suggesting it should not be done. Just asking a question. The sub-floor depressurization actually removes large amounts of moisture from under the slab. The fans are...
by hicabob
Thu Jun 13, 2019 9:37 am
Forum: Personal Consumer Issues
Topic: Do you repair your own appliances?
Replies: 65
Views: 4037

Re: Do you repair your own appliances?

Yup - fixing stuff is sort of a hobby of mine - last appliance fix was the magnetron on a built in microwave/oven combo. So much sheet metal to remove! The "feel good" after it's back together and works is really nice though and I learned a bit about microwave theory and operation.
by hicabob
Wed Jun 12, 2019 3:46 pm
Forum: Personal Consumer Issues
Topic: Careers that combine art/design and science?
Replies: 36
Views: 1801

Re: Careers that combine art/design and science?

il0kin wrote:
Wed Jun 12, 2019 8:33 am
Industrial design could fit her well.

This, a good industrial designer can do wonders for the look and functionality of a product and they get paid well for it.
by hicabob
Wed Jun 12, 2019 9:46 am
Forum: Personal Consumer Issues
Topic: (Water Filtration System) Miracle we are all not dead
Replies: 61
Views: 6020

Re: (Water Filtration System) Miracle we are all not dead

Unless you smell like you just came out of the pool (that dried chlorine odor) after a shower the salesperson was taking liberties with the truth.
Home Depot has these test kits available for a few bucks.
https://www.homedepot.com/p/PRO-LAB-Wat ... /100176532
by hicabob
Tue Jun 11, 2019 9:41 am
Forum: Investing - Theory, News & General
Topic: Anyone buying Beyond Meat stock?
Replies: 35
Views: 3207

Re: Anyone buying Beyond Meat stock?

BWildt wrote:
Tue Jun 11, 2019 9:36 am
Anyone? :D
I tried to short bynd yesterday in my "fun money" account many times but couldn't borrow any shares.
Perhaps JP was gobbling up all the shares for shorting before releasing their analyst comment today?
by hicabob
Wed Jun 05, 2019 11:20 am
Forum: Personal Consumer Issues
Topic: Being given charity that I don't need
Replies: 51
Views: 5195

Re: Being given charity that I don't need

A place I used to work for had 3 Vietnamese sisters that worked in assembly. Their family ran a restaurant which was very good and being a Vietnamese food aficionado I used to go there when in town. The bill was always silly-low so I used to tip about 200%.