Search found 666 matches

by walkabout
Sun Jan 17, 2021 8:33 pm
Forum: Personal Finance (Not Investing)
Topic: Should folks who are able be spending more?
Replies: 47
Views: 4404

Re: Should folks who are able be spending more?

I don’t know about should or shouldn’t, but we: continue to pay our housekeeper even though she hasn’t been to our house since March, pay for missed haircuts, order meals for delivery with big tip. In the scheme of things, it’s not much but, hopefully, it makes a difference for those people.
by walkabout
Tue Jan 12, 2021 8:33 pm
Forum: Personal Consumer Issues
Topic: Replacing/Fixing Fence Posts
Replies: 22
Views: 1506

Re: Replacing/Fixing Fence Posts

Thanks for this post. I don't have a fence or any power tools, but I do have a 4" wood post holding up my mailbox. And that post has been broken off by snow from the city's snow plow, fixed, and knocked to a 10 or 15 degree angle. I might see if these gadgets could help. I used something like ...
by walkabout
Fri Jan 08, 2021 10:39 pm
Forum: Personal Consumer Issues
Topic: What are the best apps for my apple watch?
Replies: 4
Views: 527

Re: What are the best apps for my apple watch?

Try Pedometer++ for step counting as an alternative (or in addition to) the Activity app.
by walkabout
Sun Jan 03, 2021 12:48 pm
Forum: Personal Consumer Issues
Topic: Cheapest backup phone option
Replies: 3
Views: 262

Re: Cheapest backup phone option

Maybe it’s immaterial to your question, but why a backup phone to receive messages for 2FA? Why not your regular phone? I don’t use Google voice, but could you use that to receive your 2FA messages (setting it up such that the messages are forwarded to your regular phone number)? I know that many pe...
by walkabout
Fri Jan 01, 2021 5:11 pm
Forum: Personal Consumer Issues
Topic: Best way for child to learn Spanish
Replies: 40
Views: 2328

Re: Best way for child to learn Spanish

I don’t have firsthand experience with learning Spanish at such a young age (I took it in high school and college), but it seems to like it would be useful if you (or someone else in your family) learned at the same time. This would allow you to foster somewhat of a Spanish-speaking environment at h...
by walkabout
Tue Dec 22, 2020 5:01 pm
Forum: Personal Consumer Issues
Topic: Where do you store gold?
Replies: 118
Views: 7965

Re: Where do you store gold?

So you inherited gold gold (like coins or bars)? Or gold jewelry? It might make a difference in the advice that forum members would offer.
by walkabout
Tue Dec 22, 2020 2:03 pm
Forum: Personal Consumer Issues
Topic: Heat pumps
Replies: 72
Views: 4596

Re: Heat pumps

Just checking: Where do you live? Do you need heat? If you're in a place like Florida, it most folks don't recommend one. Good question for the OP. Where do you live? Do you need mostly heating? Cooling? What kind of furnace do you have now? Electric? Gas? Oil? We live in heat pump country (N Alaba...
by walkabout
Mon Dec 21, 2020 7:00 pm
Forum: Personal Investments
Topic: Company 401(k) - Investment Options
Replies: 5
Views: 326

Re: Company 401(k) - Investment Options

2055 has a slightly higher allocation to bonds vs 2060.

If you are ok with the target date fund concept, there is no reason that you can’t just pick a higher year fund to increase your equity vs bond allocation.
by walkabout
Mon Dec 21, 2020 6:41 pm
Forum: Personal Consumer Issues
Topic: WiFi Extender Recommendation
Replies: 56
Views: 2499

Re: WiFi Extender Recommendation

I would go mesh. We have eero and are 100% satisfied.
by walkabout
Mon Dec 21, 2020 6:40 pm
Forum: Personal Investments
Topic: Company 401(k) - Investment Options
Replies: 5
Views: 326

Re: Company 401(k) - Investment Options

This link: https://www.retirement.prudential.com/RSO/web/fundsheets/300411_BR2.pdf indicates that the BlackRock Large Cap US Equity Index follows the S&P 500 index. That’s not the total market, but it is probably close enough. You have several index funds available and, with some effort (and mat...
by walkabout
Sun Dec 20, 2020 1:13 pm
Forum: Personal Consumer Issues
Topic: Advanced Online Photography Classes - Any Recommendations?
Replies: 10
Views: 491

Re: Advanced Online Photography Classes - Any Recommendations?

I don’t know if you would consider a Great Course, but this one is the highest rated course on their web site.

https://www.thegreatcourses.com/courses ... raphy.html

I don’t have any experience with the course, so I cannot comment on the content.
by walkabout
Sun Dec 13, 2020 9:44 pm
Forum: Personal Consumer Issues
Topic: Christmas Tree lights
Replies: 21
Views: 1846

Re: Christmas Tree lights

OP, You might know these, but here are some tips for troubleshooting your lights (assuming conventional mini lights, not LED)... A light string is typically composed of multiple segments (1, 2, or 3). If the whole string is dead, it could be the fuse in the Could also be that one or more lights are ...
by walkabout
Wed Dec 09, 2020 1:20 pm
Forum: Personal Consumer Issues
Topic: Christmas Tree lights
Replies: 21
Views: 1846

Re: Christmas Tree lights

When we were still using conventional mini lights, we had pretty good success with the LightKeeper Pro to fix light strings. It can generally fix strings where the problem is that the shunt has not fully closed. It also has a proximity tester to help find burned out bulbs (that prevent the rest of t...
by walkabout
Mon Dec 07, 2020 6:46 pm
Forum: Personal Investments
Topic: Roth conversion strategy with insufficient taxable funds
Replies: 21
Views: 1800

Re: Roth conversion strategy with insufficient taxable funds

OP,

You mention that you are contributing $19,500 to your 401k. Are you not making catch-up contributions (currently $6500 limit if 50 or over)?
by walkabout
Mon Dec 07, 2020 3:48 pm
Forum: Personal Consumer Issues
Topic: Electric heater electrician liability question
Replies: 23
Views: 2002

Re: Electric heater electrician liability question

What is the make and model of the heater and the dimmer? That might help shed light on what you have and what could have gone wrong with the installation.
by walkabout
Mon Dec 07, 2020 1:00 pm
Forum: Personal Consumer Issues
Topic: Basement finishing - Midwest
Replies: 6
Views: 507

Re: Basement finishing - Midwest

No comment on cost, but be sure to consider egress requirements if there are to be any bedrooms in the basement.
by walkabout
Sun Dec 06, 2020 2:58 pm
Forum: Personal Investments
Topic: Recommendations for talking with recent college graduates
Replies: 22
Views: 1731

Re: Recommendations for talking with recent college graduates

The only unsolicited advice I would offer, if any, would be to contribute at least enough to the 401k to get the full match. The reasoning (Free Money!) is obvious and doesn’t require some esoteric explanation. If you can’t afford to contribute much, or if you aren’t 100% comfortable contributing mo...
by walkabout
Sat Dec 05, 2020 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: Voluntary Retirement Package - Help with Decision
Replies: 50
Views: 4134

Re: Voluntary Retirement Package - Help with Decision

Someone upthread mentioned negotiating a “better” package. I don’t think I’d bother. You would be getting, effectively, a full year’s compensation (salary + $30k) + one Bach of RSUs. That’s a great deal. I’m sure there are plenty of people at your company who would take it in a heartbeat. The main d...
by walkabout
Sat Dec 05, 2020 7:19 pm
Forum: Personal Consumer Issues
Topic: Automatic Water Shut off Valve
Replies: 13
Views: 1326

Re: Automatic Water Shut off Valve

You can get an automatic water shutoff for the laundry. Some rely on water sensors (placed on the floor). One, Watts, detects when the washer is running (ie when the washer is drawing current). It lets water flow only if the washer is running. Watts gets mixed/bad reviews on Amazon. Alternatively, y...
by walkabout
Sat Dec 05, 2020 5:56 pm
Forum: Personal Consumer Issues
Topic: Seeking Advice Regarding Installation of a Composite Privacy Fence
Replies: 3
Views: 255

Re: Seeking Advice Regarding Installation of a Composite Privacy Fence

I’m not familiar with composite fences, but I’ve seen a few vinyl privacy fences in our neighborhood, so I’ll comment on them. These fences seem to be constructed from panels (as opposed to stick-built like a conventional wooden privacy fence). The fences look nice, but do seem to have seem drawback...
by walkabout
Thu Dec 03, 2020 10:05 pm
Forum: Personal Consumer Issues
Topic: Replacement lightbulbs for IKEA lamp
Replies: 12
Views: 792

Re: Replacement lightbulbs for IKEA lamp

Do these bulbs “push” in as opposed to screw in? I searched for 25w g9 on Amazon and tons of bulbs popped up. Some halogen, some LED. I don’t think anything bad is going to happen. If it were me, I’d try some of the LEDs. Yes, bulbs are pushed in. Okay, after just googling halogen vs LED I think wo...
by walkabout
Thu Dec 03, 2020 7:53 pm
Forum: Personal Consumer Issues
Topic: Replacement lightbulbs for IKEA lamp
Replies: 12
Views: 792

Re: Replacement lightbulbs for IKEA lamp

Do these bulbs “push” in as opposed to screw in?

I searched for 25w g9 on Amazon and tons of bulbs popped up. Some halogen, some LED. I don’t think anything bad is going to happen. If it were me, I’d try some of the LEDs.
by walkabout
Sun Nov 29, 2020 2:07 pm
Forum: Personal Consumer Issues
Topic: Food Safety -- Let Me Have It!
Replies: 37
Views: 3653

Re: Food Safety -- Let Me Have It!

If it were me, I’d toss it, but I have a pretty low threshold for deciding when food is “too old” or “unsafe”.
by walkabout
Sun Nov 29, 2020 12:48 pm
Forum: Personal Consumer Issues
Topic: Ideas needed on work boots
Replies: 9
Views: 557

Re: Ideas needed on work boots

https://www.greelyman.com/home-boot-cle ... e-cleaner/

Maybe try something like this before ruining a nice pair of boots.
by walkabout
Wed Nov 25, 2020 8:59 pm
Forum: Personal Consumer Issues
Topic: Free AppleTV trial?
Replies: 17
Views: 1026

Re: Free AppleTV trial?

We liked Mythquest not as good as Silicon Valley on HBO, but, if you like one you’ll probably like the other.
by walkabout
Sun Nov 01, 2020 4:09 pm
Forum: Personal Investments
Topic: Updating 401K investment day of the week
Replies: 6
Views: 477

Re: Updating 401K investment day of the week

Just curious ... Assuming you could arrange to purchase on Mondays vs Fridays, what would the advantage be?
by walkabout
Wed Oct 28, 2020 6:10 pm
Forum: Personal Consumer Issues
Topic: Best charity to help dogs?
Replies: 29
Views: 1436

Re: Best charity to help dogs?

I would recommend a local animal rescue organization or Best Friends (mentioned upthread).
by walkabout
Tue Oct 27, 2020 6:06 pm
Forum: Personal Consumer Issues
Topic: Is it worth adding Whole House Air Purifier or UV Germicidal Lamp System to Heat Pump
Replies: 21
Views: 1615

Re: Is it worth adding Whole House Air Purifier or UV Germicidal Lamp System to Heat Pump

I’m skeptical about claims that a UV light can be used to improve the quality of the air passing over the light. The air will be flowing too fast to be “disinfected”. Having said that, we do have a UV light for the purpose of keeping the coil clean. The UV light shining on the coil does prevent mold...
by walkabout
Sun Oct 25, 2020 4:31 pm
Forum: Personal Consumer Issues
Topic: Mold Question - Near Bathroom Ceiling A-C Vent
Replies: 3
Views: 394

Re: Mold Question - Near Bathroom Ceiling A-C Vent

My first guess would be that the HVAC grate is cold due to the AC-cooled air blowing through it, causing moisture from the shower to condense on it, ultimately causing mold. Maybe after cleaning and transitioning to heating season it will go away and not come back.
by walkabout
Sun Oct 25, 2020 12:10 pm
Forum: Personal Consumer Issues
Topic: iCloud Photos Issue
Replies: 9
Views: 941

Re: iCloud Photos Issue

One is Photo Stream. When this option is enabled, photos are uploaded to your Photo Stream. Photo Stream retains your photos in iCloud for about 30 days. Your photos will be visible on all of your Apple devices. In effect, Photo Stream is a sliding time-based window on your photos, which exposes th...
by walkabout
Sat Oct 24, 2020 5:35 pm
Forum: Personal Consumer Issues
Topic: Affordable photo storage options for older, frugal, and non-tech-savvy people
Replies: 39
Views: 2492

Re: Affordable photo storage options for older, frugal, and non-tech-savvy people

OP, if you also have Apple products, you might want to see if it would be a reasonable option to buy the 2TB plan and set it up as a family plan, which the parents could also use. That might be more trouble/cost than it’s worth. Also consider cleaning up the photo library be deleting duplicates, low...
by walkabout
Sat Oct 24, 2020 12:52 pm
Forum: Personal Consumer Issues
Topic: iCloud Photos Issue
Replies: 9
Views: 941

Re: iCloud Photos Issue

On your iDevices go to Settings, to Photos, and then unselect "Upload to My Photo Stream" and then your photos will remain on your devices and not upload to the cloud. When you get to a location with a decent upload speed then turn it on, then let all of the photos upload, and then turn i...
by walkabout
Mon Oct 12, 2020 3:50 pm
Forum: Personal Consumer Issues
Topic: Need Electrician Input - Oven Wiring
Replies: 29
Views: 2229

Re: Need Electrician Input - Oven Wiring

How were the wires connected before? Do you have a photo of that?
by walkabout
Sun Oct 04, 2020 4:20 pm
Forum: Personal Consumer Issues
Topic: Any experience with a heat pump?
Replies: 47
Views: 2652

Re: Any experience with a heat pump?

Inverter-based heat pumps are more effective heating at lower temperatures than conventional heat pumps. They are also generally more expensive than conventional heat pumps. Mini-split systems are often inverter-based. The Carrier Greenspeed system is an example of a split system (not sure if it is ...
by walkabout
Sun Sep 27, 2020 5:02 pm
Forum: Personal Consumer Issues
Topic: Hulu and HBO MAX
Replies: 6
Views: 1122

Hulu and HBO MAX

PSA... If you subscribe to Hulu and have the HBO MAX addon, you can access “native/linear” HBO content through the HBO hub. You can not access MAX content (eg Class Action Park). Don’t fret, because you are entitled to the HBO MAX content and you can access it via the HBO MAX app. So, using Apple TV...
by walkabout
Sat Sep 12, 2020 3:29 pm
Forum: Personal Consumer Issues
Topic: Getting HBO on Multiple Platforms
Replies: 13
Views: 795

Re: Getting HBO on Multiple Platforms

It’s easy enough to tell. Just google the streaming service you are considering and the streaming device you are considering.

For example: Hulu Chromecast

That should answer your questions.
by walkabout
Sat Sep 12, 2020 11:41 am
Forum: Personal Consumer Issues
Topic: Getting HBO on Multiple Platforms
Replies: 13
Views: 795

Re: Getting HBO on Multiple Platforms

I don’t think you need to go through xfinity, or any other cable provider. You should be able to sign up directly from hbomax.com. After you have your account, you should be able to stream via the HBOMax app on your phone, streaming device, tablet, etc. I’m guessing you can stream via your computer ...
by walkabout
Sat Sep 12, 2020 9:57 am
Forum: Personal Consumer Issues
Topic: Getting HBO on Multiple Platforms
Replies: 13
Views: 795

Re: Getting HBO on Multiple Platforms

I would say to forget about getting your landlord to subscribe to HBO and then he/she giving you his/her credentials. Get a streaming device like the Chromecast you mentioned, Apple TV, etc. Subscribe to HBO Max through the HBO website or the app. I would not subscribe through iTunes. As an earlier ...
by walkabout
Tue Sep 08, 2020 6:57 pm
Forum: Personal Consumer Issues
Topic: Managing Indoor Humidity
Replies: 62
Views: 3644

Re: Managing Indoor Humidity

If I were you, I would use the basement AC at all times rather than only when you have company. See if that solves your problem. If not, look into getting a larger capacity dehumidifier, as you described. Full disclosure: We live in a very humid southern climate and have a finished basement with a d...
by walkabout
Mon Sep 07, 2020 8:29 pm
Forum: Personal Consumer Issues
Topic: Help me choose 2 audible books!
Replies: 32
Views: 1642

Re: Help me choose 2 audible books!

Emergency Medicine is a fascinating Great Courses class that will teach you about how doctors in the ER think about their patients. It's entertaining and informative -- if you enjoy medical shows, you'll probably like this one, and at least it's non-fiction. Thinking like an economist . Entertainin...
by walkabout
Mon Sep 07, 2020 5:24 pm
Forum: Personal Consumer Issues
Topic: Help me choose 2 audible books!
Replies: 32
Views: 1642

Re: Help me choose 2 audible books!

Empire of the Summer Moon: Quanah Parker and the Rise and Fall of the Comanches, the Most Powerful Indian Tribe in American History https://www.amazon.com/dp/B003KN3MDG/re ... vFbEWCPPYX
by walkabout
Mon Sep 07, 2020 3:43 pm
Forum: Personal Investments
Topic: Are we being too conservative for our retirement?
Replies: 39
Views: 5247

Re: Are we being too conservative for our retirement?

Do you expect to receive Social Security?
by walkabout
Sun Sep 06, 2020 3:27 pm
Forum: Personal Consumer Issues
Topic: Set up new iPad for MIL with dementia in nursing home
Replies: 20
Views: 1537

Re: Set up new iPad for MIL with dementia in nursing home

Do you have an iPad? This is probably the easiest path: 0. Do all of this at home, except for signing on to the facility WiFi). 1. Set up a gmail account for your MIL. You will keep the email and the password. Forward the email to your own email so you don’t miss anything important. 2. Create an App...
by walkabout
Sun Aug 30, 2020 1:51 pm
Forum: Personal Consumer Issues
Topic: Raccoons!
Replies: 38
Views: 2691

Re: Racoons!

Not suggestions, but things to be aware of: 1. With raccoons living under/near your house, watch out for fleas. Our indoor-only cats got a flea infestation a couple of summers ago. The only reason we could think of was that we had a family of raccoons (and, over time, other critters), living under o...
by walkabout
Sun Aug 09, 2020 3:35 pm
Forum: Personal Consumer Issues
Topic: FLA/AL Panhandle/Gulf Coast Beaches?
Replies: 9
Views: 831

Re: FLA/AL Panhandle/Gulf Coast Beaches?

We go to Fort Walton Beach (Okaloosa Island). The area is smaller and, generally, less crowded (lower density) than Destin. Destin is a 10 minute drive east of Fort Walton. Looking at google maps, I can see that 8 condo complexes have tennis courts.
by walkabout
Sun Aug 09, 2020 12:34 pm
Forum: Personal Consumer Issues
Topic: Looking for ideas for audiobooks
Replies: 7
Views: 435

Re: Looking for ideas for audiobooks

Not audio books per se, but Audible has The Great Courses for a Great Price. There are probably several courses related to the topics you listed.
by walkabout
Fri Jul 31, 2020 6:00 pm
Forum: Personal Consumer Issues
Topic: best mesh wifi system on the market?
Replies: 53
Views: 4419

Re: best mesh wifi system on the market?

We have a three node eero Pro system. I think they’ve revved the hardware at least once since we got ours. We have no complaints. Easy to set up.
by walkabout
Sun Jul 19, 2020 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Electrical upgrades for a new build home
Replies: 60
Views: 4325

Re: Electrical upgrades for a new build home

Consider extra outlets. Most local electrical codes will result in outlets being installed about every 12 linear feet apart in a room. In a small room, this means that each wall will have an outlet on the middle. Annoyingly, this probably means that those outlets will end up behind furniture (sofa, ...
by walkabout
Sat Jul 18, 2020 4:34 pm
Forum: Personal Consumer Issues
Topic: Electric heat and hot water options
Replies: 17
Views: 967

Re: Electric heat and hot water options

I don’t have direct experience with tankless electric water heater, but I do know that they require a lot of power to operate. Depending on the capacity (gpm), a tankless electric water heater will require 2, 3, or even 4 2-pole 40 amp breakers. I’ve considered a heat pump water heater, but haven’t ...
by walkabout
Fri Jul 17, 2020 8:51 pm
Forum: Personal Consumer Issues
Topic: Random thoughts on my home
Replies: 18
Views: 2061

Re: Random thoughts on my home

RE the AC issue... Is the pipe copper? If so it is probably a refrigerant line to the condenser and could very well be sweating. One of the lines will be very cold when the unit is cooling and can condense moisture out of the air. If it is a white (probably) PVC pipe, it is probably the condensate l...