Search found 207 matches

by snowbound
Fri May 04, 2012 2:46 pm
Forum: Personal Consumer Issues
Topic: Toyota Highlander overkill for 2 people?
Replies: 52
Views: 7687

Re: Toyota Highlander overkill for 2 people?

The Highlander is a lot of vehicle for two prople. I am on my second Rav4 and if I was in the market for a new vehicle I would buy another one. Except for a set of front pads, a pair of wipers and new tires I never put a dime into the first one and traded it in after four years and 60k miles. Nice v...
by snowbound
Mon Apr 23, 2012 2:54 pm
Forum: Investing - Help with Personal Investments
Topic: Smartest Financial Move You Ever Made
Replies: 139
Views: 19056

Re: Smartest Financial Move You Ever Made

Buying a house that we could easily afford, then staying in it.
by snowbound
Tue Mar 27, 2012 7:58 am
Forum: Investing - Theory, News & General
Topic: How often have you goofed and placed an incorrect order?
Replies: 46
Views: 3468

Re: How often have you goofed and placed an incorrect order?

I use the adage of "measure twice and cut once" so not yet for me.
by snowbound
Tue Jan 31, 2012 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Car exterior maintenance (washing, waxing, etc) [poll]
Replies: 50
Views: 4718

Re: Car exterior maintenance (washing, waxing, etc) [poll]

I pay $14.03 per month for a 12 month period, this allows me unlimited washes which includes a prewash soak, touchless wash, under carriage wash, applying clear coat finish and hand drying. Based on the number of washes so far it has averaged $3.09 per wash and that includes a dollar tip for the dry...
by snowbound
Tue Jan 03, 2012 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Girlfriend moving in, lots of student loan debt
Replies: 69
Views: 13245

Re: Girlfriend moving in, lots of student loan debt

Even though I have approximately twice the income of my wife we decided to set up a 50-50 split when she moved in just prior to our marriage (She was a long time divorcee and I was a widower). Monthly we deposit a equal amout of money into our only joint account. From this account we pay the common ...
by snowbound
Tue Dec 20, 2011 3:15 pm
Forum: Personal Consumer Issues
Topic: What song describes your life?
Replies: 67
Views: 4529

Re: What song describes your life?

Old Man....Neil Young
by snowbound
Mon Dec 19, 2011 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: Gift for new born
Replies: 9
Views: 1053

Re: Gift for new born

I was blessed with my first grandchild three months ago and opened a 529 the same day my daughter gave me his SS#. I make an automatic monthly contribution to the account and plan to make an additional contribution this week for Christmas. If I would have know grandchildren were so much fun I would ...
by snowbound
Mon Dec 12, 2011 8:04 am
Forum: Personal Consumer Issues
Topic: Camera buffs: 1st high-end camera for DW?
Replies: 45
Views: 4278

Re: Camera buffs: 1st high-end camera for DW?

I bought a Nikon D3100 last spring, nice camera for what I use it for which is mostly vacations, pictures of my grandson, family gatherings and sporting events The D3100 is eay to use, takes great pictures and does not seem to be heavy in weight. It came with a 18mm to 55mm lens and I recently bough...
by snowbound
Tue Dec 06, 2011 4:34 pm
Forum: Personal Consumer Issues
Topic: Do you think most kids are brats?
Replies: 114
Views: 8398

Re: Do you think most kids are brats?

My son had a rather severe stuttering problem into the latter part of his high school years. Not once did I see any classmate, friend or team mate make fun of him or treat him any differently then they treated other kids. The patince that these kids showed with my son was so outstanding and kind tha...
by snowbound
Tue Sep 20, 2011 10:11 am
Forum: Personal Consumer Issues
Topic: What to do - Buffalo, NY Area
Replies: 21
Views: 1819

I echo what most said but since no one else mentioned it, Niagara Falls and Ft Erie Ontario are also noted for what is often called the "Canadian "Ballet
by snowbound
Mon Sep 12, 2011 8:54 am
Forum: Personal Consumer Issues
Topic: How many friends do you have?
Replies: 52
Views: 7701

TxAg wrote:My wife and I have many friends that we spend time with. We're under 30, though. I suspect that as we get older, the number decrease somewhat.
The number at least in my case increased and by a considerable amount.
by snowbound
Thu Aug 25, 2011 8:18 am
Forum: Personal Consumer Issues
Topic: tryin to get the most alcohol for the buck for college party
Replies: 99
Views: 10477

Make sure your beer is ice cold, even cheap beer is passable if it is cold. For the punch cheap vodka is the way to go, unless they sell grain in your state. Grain has 99% content and goes a long way when mixed with a punch. Whatever you do if the cops show up don't say to them "let me see your warr...
by snowbound
Wed Aug 24, 2011 9:55 am
Forum: Personal Finance (Not Investing)
Topic: Paying for Kids Wedding-Parity?
Replies: 84
Views: 8254

Re: I just went through this

In this day and age for one family to pick up the entire cost of a wedding is just nuts if you ask me. What if your daughter marries a guy with a family who just expects/assumes that the bride's family will pay? While we have moved away from LEAVE IT TO BEAVER, there's still enough June Cleaver aro...
by snowbound
Tue Aug 23, 2011 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for Kids Wedding-Parity?
Replies: 84
Views: 8254

I just went through this

My daughters got married a little over a year apart. Daughter 1 gets cash gift from me well in advance of the wedding. to do as she pleases. Her future inlaws also gifted the same amount. The wedding comes in slightly over budget. The bride and groom pick up the difference without complaint. Daughte...
by snowbound
Fri Aug 19, 2011 9:54 am
Forum: Personal Consumer Issues
Topic: New TV Purchase - Labor Day Sales
Replies: 57
Views: 13247

airahcaz wrote:bump for 2011 - also in the market for a 55-60+ inch TV
55 inch Sony Bravia. Love this TV! Purchased at Walmart for 1,399 late last year.
by snowbound
Tue Jun 14, 2011 2:23 pm
Forum: Personal Consumer Issues
Topic: how many Bogleheads are divorced vs still married?
Replies: 98
Views: 11954

My wife once said "God gave her everything she wanted in life except for time" She passed away in our 26th year of marriage.
by snowbound
Thu Jun 09, 2011 11:56 am
Forum: Personal Consumer Issues
Topic: Cost of Lipitor
Replies: 25
Views: 2162

I pay $20.00 for a 90 day supply. The drug along with some minor and not to difficult lifestyle changes has been a godsend for me. I know without insurance the pill in my case would be $362.00 for a 90 day supply

Good luck
by snowbound
Mon May 30, 2011 9:18 pm
Forum: Personal Consumer Issues
Topic: Rental advice for daughter moving cross-country for college.
Replies: 14
Views: 2447

Have you considered using a common carrier?
by snowbound
Fri May 06, 2011 4:58 pm
Forum: Personal Consumer Issues
Topic: Club Med
Replies: 10
Views: 1818

Trip Advisor is a great place to start. We stayed a week in March at the Excellence Cancun and it was fantastic. The Excellence has two resorts in Mexico and one in the DR. Great food, drinks, relaxing and it seemed to be a older crowd.
by snowbound
Thu May 05, 2011 6:56 am
Forum: Personal Consumer Issues
Topic: Do you change the engine oil yourself?
Replies: 78
Views: 8838

I have never changed my own oil. I trust the dealership or mechanic far more than I trust myself.
by snowbound
Tue May 03, 2011 12:24 pm
Forum: Investing - Help with Personal Investments
Topic: 401k administrative fee
Replies: 25
Views: 7036

Our fee is .56% although our fund choices are excellent an low cost, it is still in the ballpark of yours when totaled. You have to pay to play I guess.
by snowbound
Thu Apr 14, 2011 6:47 am
Forum: Personal Finance (Not Investing)
Topic: Anyone here own a safe?
Replies: 91
Views: 15857

I am actually in the market for a safe and am unhappy with what I have found so far. The typical Sentry safes you see at Home Depot and other mass market vendors appear to be very low quality (i.e. don't work well). Ordering online is not appealling, plus most sites have unclear data, crappy photos...
by snowbound
Wed Apr 13, 2011 8:15 pm
Forum: Personal Consumer Issues
Topic: Flat Screen TVs
Replies: 36
Views: 5082

55 inch Sony Bravia. The picture is brilliant and the sound quality is very good.
by snowbound
Tue Mar 01, 2011 3:36 pm
Forum: Personal Consumer Issues
Topic: Cheap/Reputable Casket Source
Replies: 36
Views: 7490

Prior to my wife passing away she expressed the desire to be cremated. In New York State anyway you can purchase a wood container that goes inside the coffin and the deceased is then cremated in the wood coffin. In other words you are basically renting a coffin. It cost me $700.00 for this service, ...
by snowbound
Wed Jan 19, 2011 10:33 pm
Forum: Personal Finance (Not Investing)
Topic: Nursing: ASN vs BSN
Replies: 15
Views: 3625

Nurses are still in very high demand in most all areas. While a ASN will get you a job in the field, a BSN will allow you to start at a higher pay and in most cases to get into the management side of things at some point. My daughter has a BSN and is a year away from her NP, she has been getting att...
by snowbound
Wed Jan 05, 2011 9:22 pm
Forum: Investing - Theory, News & General
Topic: 2011 BOGLEHEAD CONTEST REGISTRATION
Replies: 374
Views: 36855

1427

Good luck to all
by snowbound
Tue Aug 24, 2010 9:38 pm
Forum: Personal Consumer Issues
Topic: Best medical professions/jobs with a four year degree?
Replies: 74
Views: 8090

Speaking from experience: Nursing: either get a 2 year or 4 year degree and jump into ICU to see if you can hack it. If she really likes it and excels then apply to nurse anesthetist programs. If she doesn't like the clinical work she can always jump out and pursue an MBA, JD etc... and still be ab...
by snowbound
Sun Jun 06, 2010 9:16 pm
Forum: Personal Consumer Issues
Topic: Rental Car Prices - Absurd?
Replies: 16
Views: 2716

Try Americar they are right on South Bay Rd. just outside the Syracuse airport. I'm sure they run some sort of shuttle to and from the airport also.
by snowbound
Sun Jun 06, 2010 8:26 pm
Forum: Personal Consumer Issues
Topic: "Destination" weddings? Indulgent or good idea?
Replies: 67
Views: 8919

My daughter got engaged a few months back and they were talking destination wedding and she asked me what I thought. I answered truthfully that she could have her wedding anywhere she wished, however my contribution to the wedding would be the same amount that I gave her sister for her wedding minus...
by snowbound
Thu Jun 03, 2010 1:28 pm
Forum: Personal Consumer Issues
Topic: Hotel lost my clothes
Replies: 38
Views: 5960

I am guessing that you won't be staying at the Hyatt again anytime soon?

I'm glad it worked out at the end and you managed to avoid having a stroke over it.

No jacket is irreplaceable though, regardless where it was made. It is after all only a jacket.
by snowbound
Thu Jun 03, 2010 9:23 am
Forum: Personal Finance (Not Investing)
Topic: Separate, Joint or Joint/Separate Accounts?--Married Couples
Replies: 55
Views: 7472

When my wife and I were married like a lot of couples we didn't have a pot to pee in but we set up joint accounts which worked well througout our marriage as everything was paid out of these joint accounts and I don't recall many if any disagreements about money. Move foward 26 years, our assets and...
by snowbound
Tue May 25, 2010 8:59 am
Forum: Personal Consumer Issues
Topic: visiting the finger lakes?
Replies: 12
Views: 1909

As another poster stated Ithaca is quite nice and there are several gorges and parks to check out. During the summer it is a bit more on the quiet side with most of the Cornell and Ithaca College students being out for the summer. Skaneateles village on the norther tip of the lake is also very nice ...
by snowbound
Wed Apr 14, 2010 1:45 pm
Forum: Personal Consumer Issues
Topic: Who is your favorite poster!?
Replies: 117
Views: 20057

I voted for Laura. Her posts are very straight forward, hell I would marry her if I could.
by snowbound
Sun Jan 31, 2010 9:55 am
Forum: Personal Consumer Issues
Topic: Health Insurance Premium just went way up
Replies: 49
Views: 6112

My provider never sends a notice regarding healthcare rates for the next year, so when the bill comes in towards the end of December you get a little nervous when opening.

Anyway exact same plan, exact same co pay ($17.00) and guess what? My cost this year is $9.88 per month less. Go figure!
by snowbound
Mon Jan 18, 2010 11:39 am
Forum: Personal Consumer Issues
Topic: What was your 2009 splurge? Was it worth it?
Replies: 104
Views: 13805

Splurged on my oldest daughters wedding. Have booked a eight day cruise for next month. Then last night my other daughters boyfriend ask for my permission to marry her. Great guy and kudos to him for seeking my permission. He is suppose to ask her this coming weekend in Niagara Falls. Just think ano...
by snowbound
Sat Jan 16, 2010 3:28 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Tax Form System is GARBAGE!
Replies: 6
Views: 1351

You're right it does sound silly.
by snowbound
Fri Dec 25, 2009 11:53 pm
Forum: Personal Consumer Issues
Topic: Homes you have owned
Replies: 34
Views: 5369

We bought our starter house in 1982 for $39,100. 4 bedrooms with 1.5 baths. We raised 3 children in this house and I'm still here. They can take me out of here feet first as far as I'm concerned.

Merry Christmas
by snowbound
Sun Dec 20, 2009 11:11 am
Forum: Personal Consumer Issues
Topic: Stock in the Saints?
Replies: 44
Views: 6227

Bernd wrote:It was unfair that the Saints found all those holes in the Patriots' defense. But with the Patriots being the best AFC team, there will be a superbowl between Patriots and Saints, but that one the Patriots should win.
I want what your smoking!
by snowbound
Mon Nov 23, 2009 12:39 pm
Forum: Personal Consumer Issues
Topic: Golf is expensive and frustrating
Replies: 55
Views: 9309

Golf can be expensive and frustrating if you let it. I am a member of a semi private place. It is not PGA caliber but it is far fron a muni too. I just did some math and the cost per round this past season in snow country came to $18.30 per. Not a bad way to spend a few hours with friends and the se...
by snowbound
Thu Sep 24, 2009 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Vending Machine Business
Replies: 25
Views: 5322

The company I work for has the the med machines that you are discussing and the group that falls under me pulls the money from the machines. At first we were doing it on a weekly basis, but the sales were so little (at 50 cents a pack no less) that we only empty them on a once a month basis and this...
by snowbound
Thu Sep 24, 2009 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Used RAV4 2wd, not 4wd?
Replies: 29
Views: 11042

I have a 07 4wd everglade green Rav4 and yes it is a sharp looking color and vehicle. I would not however choose a vehicle based on the color I have no idea if you have a need for 4wd where your located or not, but here in Central NY we often times measure snowfall by the foot and the 4wd drive come...
by snowbound
Sat Sep 12, 2009 10:28 pm
Forum: Personal Finance (Not Investing)
Topic: Happy, but Nervous Car Shopper
Replies: 24
Views: 3856

I have a 2007 Rav 4 and if I was in the market I would buy another one tomorrow. The vehicle has been great. I can't speak for the latest model CR-V but the 07 Rav was a much better and quiet riding vehicle then the comparable year CR-V.

Good luck in your search.
by snowbound
Mon Aug 24, 2009 9:07 pm
Forum: Personal Consumer Issues
Topic: Best American Rock Bands...
Replies: 140
Views: 18481

Crosby Stills Nash & Young (although two are not American born)
Buffalo Springfield
Bruce Springsteen and the E Street Band
by snowbound
Thu Aug 13, 2009 5:39 am
Forum: Personal Consumer Issues
Topic: How long do you commute to work?
Replies: 94
Views: 10070

8.2 miles which takes me 12 minutes to drive. I always considered everyone's drive time to be part of their work day. I catch a few minutes of Mike and Mike (ESPN) in the morning on the in and music on the way home.
by snowbound
Wed Aug 05, 2009 10:32 am
Forum: Personal Consumer Issues
Topic: Canceling a cruise vacation- what are my options?
Replies: 21
Views: 3458

It is to late now, but good luck in your effort and more importantly good luck to your Dad. but we recently booked a cruise and out travel agent suggested to when looking at insurance we should consider buying the insurance through a source other than the cruise line because our non refundable fligh...
by snowbound
Mon Aug 03, 2009 9:54 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard dumps small business 401(k)s
Replies: 89
Views: 33297

I agree that the 401(k) system is terrible for everybody but insurance companies and stockbrokers. If I were king we'd have a national retirement system that collected enough and paid enough in benefits to replace private plans, defined benefit or defined contribution. Yes there would be inefficien...
by snowbound
Mon Aug 03, 2009 6:56 pm
Forum: Investing - Help with Personal Investments
Topic: I am so damn lost with all of this...
Replies: 27
Views: 5400

Nothing to do with your fund choices however, don't you need a Masters degree to work as a SLP? After getting your Masters then you need your CCC's too.
by snowbound
Tue Jul 28, 2009 5:51 pm
Forum: Personal Consumer Issues
Topic: Will Michael Vick Get Picked Up?
Replies: 32
Views: 4908

Of course Vick is going to get signed to a NFL contract as a QB. I don't like the guy and never have for that matter, but if you list the best 32 QB's in the league Vick would be on the list for certain. Who knows how long it will take him to get in game shape but he is only 29 and has not been tack...
by snowbound
Tue Jul 21, 2009 10:15 pm
Forum: Personal Consumer Issues
Topic: Daughters First Golf Set
Replies: 12
Views: 1920

As you know most people get their Pings fitted, so there is no need to buy them off the rack. Your Zings may not fit your daughter, with that said I would go with your idea and buy yourself a new set of Pings and give the Zings to your daughter anyway.

Hit em straight
by snowbound
Sat Jul 11, 2009 2:03 pm
Forum: Personal Consumer Issues
Topic: Have to attend 1st cousin's wedding?
Replies: 41
Views: 7619

If I was the aunt or uncle of the bride or groom I would make every effort to attend. Even though you made a very generous offer to pick up the costs, if I were in your kids shoes I doubt if I would attend either. A invitation is simply that and not a obligition to attend. My daughter is getting mar...