Search found 3876 matches

by prudent
Fri Jul 30, 2021 5:59 am
Forum: Investing - Theory, News & General
Topic: Does Vanguard own Edward Jones?
Replies: 6
Views: 1428

Re: Does Vanguard own Edward Jones?

Looks to me like that job would be responsible for getting EJ to sell more Vanguard ETFs to EJ customers.
by prudent
Sun Jul 25, 2021 6:23 pm
Forum: Personal Consumer Issues
Topic: Consulting side hustle (GLG, etc)
Replies: 10
Views: 804

Re: Consulting side hustle (GLG, etc)

Are you asking because you want to consult through them? Or invest in them?
by prudent
Sun Jul 25, 2021 1:59 pm
Forum: Investing - Theory, News & General
Topic: American Express New Financial Planning Tool
Replies: 3
Views: 726

Re: American Express New Financial Planning Tool

According to the Terms & Conditions, they partner with BodesWell to do the analysis. You can go to the BodesWell site and try it out. I found it difficult to use, much less straightforward than the Fidelity planner.
by prudent
Sat Jul 24, 2021 9:04 am
Forum: Personal Consumer Issues
Topic: Asko Dishwasher
Replies: 14
Views: 1024

Re: Asko Dishwasher

If the ones you have are a nightmare, I don't see any downside to letting them switch them out at no cost if they are comparable models. Would you get a fresh warranty period?
by prudent
Sat Jul 24, 2021 6:28 am
Forum: Personal Consumer Issues
Topic: Help with incessant beeping in neighbor's house
Replies: 27
Views: 3286

Re: Help with incessant beeping in neighbor's house

Topic is locked (not a personal consumer issue).
by prudent
Mon Jul 19, 2021 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken question
Replies: 20
Views: 1236

Re: Quicken question

I think it's very likely you could still import your old data if it was used on Quicken 2017. Quicken is very good about providing a path for users of even VERY old versions to migrate to new versions. I don't remember the exact scenarios, but for example, let's say someone had data in Quicken versi...
by prudent
Thu Jul 15, 2021 6:32 pm
Forum: Personal Consumer Issues
Topic: Water heater - too hot water all of a sudden
Replies: 22
Views: 1482

Re: Water heater - too hot water all of a sudden

I wouldn't put any money into a 15-year-old water heater. When we recently had water heater trouble on a 13-year-old unit, the technician said between parts/labor it would be $400 to fix. Didn't make sense.
by prudent
Thu Jul 15, 2021 1:36 pm
Forum: Personal Consumer Issues
Topic: Best Day of the Week for a Meeting?
Replies: 12
Views: 622

Re: Best Day of the Week for a Meeting?

Topic is locked (not a consumer issue).
by prudent
Mon Jul 12, 2021 9:56 am
Forum: Personal Consumer Issues
Topic: Ideas for DW's 40th Birthday
Replies: 34
Views: 3437

Re: Ideas for DW's 40th Birthday

Let's drop the "DW" subject now that's it's been cleared up and please stay on topic to assist the OP.
by prudent
Mon Jul 05, 2021 1:33 pm
Forum: Personal Investments
Topic: Forex trading as an investment
Replies: 21
Views: 1464

Re: Forex trading as an investment

After moderator review, this topic is unlocked. Forex is not crypto.

Topic is locked (not permitted by forum policy).

As a reminder, cryptocurrency as an investment is off-topic. See: Greater Fool Investing Strategies
by prudent
Mon Jun 28, 2021 1:58 pm
Forum: Personal Consumer Issues
Topic: Disposing Parent's Household Belongings
Replies: 40
Views: 4306

Re: Disposing Parent's Household Belongings

When a cousin was in a similar situation (small town, lots of stuff to get rid of, no local service to use), one of his siblings rented a storage unit and hired some muscle for two days. All the furniture went to a storage unit. The clothes, tools and kitchen stuff got taken to the local goodwill eq...
by prudent
Tue Jun 22, 2021 8:35 pm
Forum: Personal Consumer Issues
Topic: Customer Reviews
Replies: 32
Views: 2184

Re: Customer Reviews

After further moderator review, the thread is unlocked.
by prudent
Tue Jun 22, 2021 1:38 pm
Forum: Personal Consumer Issues
Topic: Customer Reviews
Replies: 32
Views: 2184

Re: Customer Reviews

This thread is locked (general rant), not allowed by forum policy. See: Personal Consumer Issues
by prudent
Fri Jun 18, 2021 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Utilizing Life insurance as a tax mitigation
Replies: 65
Views: 5207

Re: Utilizing Life insurance as a tax mitigation

FWIW, Kitces talks about one remaining (narrow) use case for irrevocable life insurance trusts (ILITs) in this article to provide liquidity to an estate that is subject to the estate tax but holds significant illiquid assets: But in most cases, ILITs are no longer necessary unless the family alread...
by prudent
Wed Jun 16, 2021 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: Pending changes in Estate Tax - Options
Replies: 10
Views: 781

Re: Pending changes in Estate Tax - Options

This thread has run its course and is locked. Speculation about future legislation is prohibited by forum policy, see: Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The onl...
by prudent
Wed Jun 02, 2021 12:16 pm
Forum: Personal Consumer Issues
Topic: Stamp Collecting
Replies: 21
Views: 1926

Re: Stamp Collecting

At the moment, a Morgan/Peace silver dollar has $21.74 of silver based on a spot price of $28.11.They will sell for more than silver value.
by prudent
Wed Jun 02, 2021 10:35 am
Forum: Personal Consumer Issues
Topic: Stamp Collecting
Replies: 21
Views: 1926

Re: Stamp Collecting

I'm not involved with stamps but I do work with a coin dealer who often gets offered collections with both coins and stamps. He tells me there are almost no US stamps after 1930 that have real value. He refers people to a local stamp dealer who ends up giving them the bad news. There is a Scott's ca...
by prudent
Fri May 28, 2021 9:00 am
Forum: Investing - Theory, News & General
Topic: Self-Directed Brokerage Account
Replies: 19
Views: 2926

Re: Self-Directed Brokerage Account

I'm assuming you're talking about an SDBA linked to a 401k account, yes? Every SDBA has its own set of policies but ours works this way... The 401k and SDBA are linked but nothing happens automatically. If you want to move funds to the SDBA, you do it yourself from the 401k website. No automated tra...
by prudent
Fri May 28, 2021 7:33 am
Forum: Personal Consumer Issues
Topic: Slickdeals and others
Replies: 32
Views: 6275

Re: Slickdeals and others

The old school slickdeals from an earlier era of online shopping was great for finding large price mistakes, stacking coupons and price matches, and otherwise getting a deal you weren't supposed to get. Most of that is gone as e-commerce has matured and grown, and despite everyone trying to get you...
by prudent
Thu May 27, 2021 11:57 am
Forum: Personal Consumer Issues
Topic: Did I get shilled on Ebay?
Replies: 65
Views: 9741

Re: Did I get shilled on Ebay?

I almost never use ebay, so I completely defer to people here smarter than me on the service. However, when I do use it, I never snipe. When I see something, my logic is this: I simply put the price in that I want to pay when I see it and don't watch it. My logic is: 1) You really aren't saving mon...
by prudent
Mon May 17, 2021 6:24 am
Forum: Personal Finance (Not Investing)
Topic: What specific complaints do you have for your tax software
Replies: 63
Views: 3671

Re: What specific complaints do you have for your tax software

Thread can remain open if replies focus on tax software issues. Avoid political comments.
by prudent
Fri Apr 23, 2021 11:59 am
Forum: Investing - Theory, News & General
Topic: Will Biden's Doubling Capital Gains Tax On Couple's Earning Over 500K Trigger A Sell Off?
Replies: 10
Views: 1628

Re: Will Biden's Doubling Capital Gains Tax On Couple's Earning Over 500K Trigger A Sell Off?

Topic is locked (off-topic by forum policy). This is a "no politics" forum. Speculation about future legislation is prohibited by forum policy, see Unacceptable Topics : Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious p...
by prudent
Thu Apr 22, 2021 3:25 pm
Forum: Personal Consumer Issues
Topic: Struggling with car purchase
Replies: 31
Views: 1880

Re: Struggling with car purchase

I look at how much I am saving. I have a commitment to save a certain percentage of my income and give a certain percentage to charity, and factor that into my needs in retirement. If I maintain those commitments, I am free to spend the rest. If I evaluated every spending decision by how much that m...
by prudent
Mon Apr 19, 2021 7:22 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Advantage - What's the Deal?
Replies: 140
Views: 10664

Re: Medicare Advantage - What's the Deal?

Thank you all and OP for info on this thread. Very useful. Can anyone recommend books or sites to understand Medicare and all its details? I found a lot of good info at boomerbenefits.com. They also have a boatload of videos on youtube. For me I needed to hear things from different sources to help ...
by prudent
Wed Apr 14, 2021 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Surviving spouse option to file MFJ equivalent for two years - strategies?
Replies: 4
Views: 577

Re: Surviving spouse option to file MFJ equivalent for two years - strategies?

No children in the picture, so I guess he's going to have to do Single filing starting this year. And I will pass along the Roth conversion idea.
by prudent
Wed Apr 14, 2021 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: Surviving spouse option to file MFJ equivalent for two years - strategies?
Replies: 4
Views: 577

Surviving spouse option to file MFJ equivalent for two years - strategies?

My retired friend's spouse passed in Jan 2020. It appears he can file using Qualifying Widow(er) status for 2020, 2021 and 2022. (Qualifying Widow(er) status is the same as MFJ with respect to standard deduction and tax tables.) IRS: Taxpayers who do not remarry in the year their spouse dies can fil...
by prudent
Tue Apr 13, 2021 5:09 pm
Forum: Personal Consumer Issues
Topic: Cicadas
Replies: 76
Views: 10557

Re: Cicadas

Topic is locked (off-topic by forum policy). See https://www.bogleheads.org/forum/rules#rule-3e This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., dress shirts, ...
by prudent
Mon Apr 12, 2021 4:12 pm
Forum: Personal Consumer Issues
Topic: bank check images, and mobile deposits and ACH ?
Replies: 7
Views: 712

Re: bank check images, and mobile deposits and ACH ?

Seems one must know what determines if/when a check can converted to an ACH withdrawal. Up to the payee? The payor's bank? Agreement between payee and payor's bank?
by prudent
Thu Apr 08, 2021 7:26 am
Forum: Investing - Theory, News & General
Topic: The Atlantic: The Autopilot Economy -- Economists ... are Worried That Index Funds are Hurting Markets
Replies: 28
Views: 3710

Re: The Atlantic: The Autopilot Economy -- Economists ... are Worried That Index Funds are Hurting Markets

Merged mmcleod741 post and one reply into here.

The thread remains locked.
Please do not start a new thread on this topic.
by prudent
Tue Apr 06, 2021 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to determine value and sell old coins, currency
Replies: 11
Views: 1090

Re: Best way to determine value and sell old coins, currency

A coin shop will probably make you an offer on the whole thing but be aware they won't do it piece by piece, it just takes too long. If you're willing to do some of the work it will probably pay off with a higher return. Borrow a "Guide Book of US Coins" from your library, doesn't have to ...
by prudent
Thu Apr 01, 2021 1:35 pm
Forum: Personal Consumer Issues
Topic: blocking spam calls from spoofed numbers?
Replies: 2
Views: 531

Re: blocking spam calls from spoofed numbers?

It's only happened once, but I have received a spam call that was spoofing a number from one of my contacts.
by prudent
Mon Mar 29, 2021 6:45 am
Forum: Investing - Theory, News & General
Topic: Visa Settles USDC Transactions on Ethereum
Replies: 2
Views: 713

Re: Visa Settles USDC Transactions on Ethereum

Topic is locked (not investing related).
by prudent
Tue Mar 23, 2021 11:21 am
Forum: Personal Consumer Issues
Topic: Ductless AC units?
Replies: 14
Views: 1637

Re: Ductless AC units?

Our church uses them on the second floor and they work great for a single room, even a large one. Some wires and tubing run down the outside wall to the compressor.
by prudent
Tue Mar 23, 2021 9:40 am
Forum: Investing - Theory, News & General
Topic: Metals [Does anybody buy Silver and Gold?]
Replies: 43
Views: 3522

Re: Metals [Does anybody buy Silver and Gold?]

Currently it is illegal to melt US cents and nickels and there are low limits for taking/shipping them out of the country.
by prudent
Mon Mar 22, 2021 2:31 pm
Forum: Personal Consumer Issues
Topic: Dealing with an extremely weird seller
Replies: 34
Views: 4041

Re: Dealing with an extremely weird seller

I have a friend who dabbles in a different type of collectible who told me a similar story. Things were "for sale" but actually completing a sale was a chore. The guy would say he's not sure he's going to sell that thing, or he didn't know how much he wanted, or he would have to check and ...
by prudent
Thu Mar 18, 2021 7:50 am
Forum: Personal Finance (Not Investing)
Topic: Pressure to start returning to the office from WFH
Replies: 14
Views: 1676

Re: Pressure to start returning to the office from WFH

Topic is locked (off-topic, not a personal finance issue). Would not be allowed in Personal Consumer Issues either.
by prudent
Wed Mar 17, 2021 3:25 pm
Forum: Personal Investments
Topic: 5-7 years from retirement, not enough saved - what should I do with this $30K fund?
Replies: 17
Views: 1493

Re: 5-7 years from retirement, not enough saved - what should I do with this $30K fund?

Thread closed to prevent further replies, OP has abandoned thread.

OP, if you wish to re-open the topic, send a PM to any moderator.
by prudent
Wed Mar 17, 2021 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone see an inheritance not go as planned? I would like to hear stories from others of what can go wrong.
Replies: 407
Views: 48013

Re: Has anyone see an inheritance not go as planned? I would like to hear stories from others of what can go wrong.

Since no one is going to change minds arguing about ethics of inheritances, please keep replies focused on the topic.
by prudent
Wed Mar 17, 2021 12:23 pm
Forum: Personal Consumer Issues
Topic: Selling rare/expensive beanie babies
Replies: 56
Views: 6425

Re: Selling rare/expensive beanie babies

Thats an excellent question. Are the items actually sold? Generally Ebay collects the seller fee which is probably close 15% when include you Paypal fees or whatever they use. And do those sellers get a 1099K?. Or do most of those sales fall through? I have also seen people selling nonsense books f...
by prudent
Wed Mar 17, 2021 10:55 am
Forum: Personal Consumer Issues
Topic: Selling rare/expensive beanie babies
Replies: 56
Views: 6425

Re: Selling rare/expensive beanie babies

I did a search of sold items on Ebay and there are dozens of $1000+ sales of beanie babies out of 45k successful sales so clearly the are some that still have value (somewhat to my suprise). I did a similar search and the results didn't make sense to me. Filtered on "Sold Items" (only), o...
by prudent
Thu Mar 11, 2021 9:44 pm
Forum: Personal Consumer Issues
Topic: Reputable business to sell "graded coins".
Replies: 18
Views: 1299

Re: Reputable business to sell "graded coins".

Many places are fussy about what they will take, especially Apmex, and they have minimum dollar value thresholds to meet and sometimes quantity thresholds. You dont say where you are in WA, but Bellvue Rare Coins is probably ok. You could maybe send it to Littleton Coin Company (in vermont i think)...
by prudent
Wed Mar 10, 2021 8:39 am
Forum: Investing - Theory, News & General
Topic: Stonks
Replies: 18
Views: 1936

Re: Stonks

Topic is locked (question answered, further discussion not productive).
by prudent
Thu Mar 04, 2021 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Urgent Care bill - does this seem high?
Replies: 44
Views: 2684

Re: Urgent Care bill - does this seem high?

Topic is locked (question was answered, topic exhausted).
by prudent
Wed Feb 24, 2021 12:46 pm
Forum: Personal Consumer Issues
Topic: Computer memory lane
Replies: 43
Views: 1688

Re: Computer memory lane

This thread is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You...
by prudent
Mon Feb 15, 2021 2:31 pm
Forum: Personal Investments
Topic: 401k Self-Directed Brokerage Account: Why so Secretive and How to get Info on it?
Replies: 17
Views: 1632

Re: 401k Self-Directed Brokerage Account: Why so Secretive and How to get Info on it?

Our 401k plan SPD only mentioned a $75 annual fee for an SDBA, no other details. I called the 401k custodian to get details, and they answered my questions on fees (commissions on trades) and sent me the documents to set it up. That's where I would start.
by prudent
Wed Feb 03, 2021 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Medigap or Advantage ?
Replies: 43
Views: 2796

Re: Medigap or Advantage ?

I was impressed with the videos on http://boomerbenefits.com as well as the ones on your YouTube channel.
by prudent
Mon Feb 01, 2021 2:21 pm
Forum: Investing - Theory, News & General
Topic: Physical Silver Short Squeeze may be on
Replies: 231
Views: 15758

Re: Physical Silver Short Squeeze may be on

Thread can remain open if discussion stays focused on the topic.
by prudent
Tue Jan 19, 2021 6:20 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare signup
Replies: 6
Views: 386

Re: Medicare signup

Swing over to the BoomerBenefits.com website. They are experts in Medicare. Also they are free. +1 for Boomer Benefits for learning Medicare. Outstanding videos, online seminars. Talked to one of their agents, was the most patient person ever. I also liked if you used them to enroll, they would int...
by prudent
Mon Jan 18, 2021 7:09 am
Forum: Personal Consumer Issues
Topic: How to save DNA from scotch tape
Replies: 7
Views: 2538

Re: How to save DNA from scotch tape

Topic is locked (not permitted by forum policy). See https://www.bogleheads.org/forum/rules#rule-3e This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., dress shir...
by prudent
Mon Jan 11, 2021 6:15 pm
Forum: Forum Issues and Administration
Topic: [Not receiving email notifications]
Replies: 7
Views: 1076

Re: [Not receiving email notifications]

If you cannot resolve the issue with your email program, you could visit here when you see an email notification. Viewing your notifications here would show you the topic for each notification in the list.