Search found 3236 matches

by prudent
Thu Oct 11, 2018 6:09 pm
Forum: Investing - Help with Personal Investments
Topic: Callable Bond Offering:
Replies: 2
Views: 224

Re: Callable Bond Offering:

Topic moved to Investing - Help with Personal Investments.
by prudent
Thu Oct 11, 2018 2:04 pm
Forum: Personal Consumer Issues
Topic: What would you do with some bulk silver?
Replies: 41
Views: 2316

Re: What would you do with some bulk silver?

Morgan silver dollars (1878-1921) should bring $12-$14 each, or more if they are in better condition ( = less wear, no damage). Peace dollars (1921-1935) around $10 each. Of course if there are any rare dates, the price will be higher. Silver bars will sell for maybe $1-$2/ounce under spot price. Do...
by prudent
Thu Oct 11, 2018 11:24 am
Forum: Forum Issues and Administration
Topic: How to contact an Administrator
Replies: 8
Views: 558

Re: How to contact an Administrator

When the messages are read, they will move from your Outbox to your Sent Messages box.

You can PM me if it is urgent.
by prudent
Thu Oct 11, 2018 5:52 am
Forum: Personal Finance (Not Investing)
Topic: Hazard Insurance
Replies: 12
Views: 531

Re: Hazard Insurance

Is $1197 what your homeowners insurance costs?
by prudent
Tue Oct 09, 2018 4:41 pm
Forum: Local Chapters and Bogleheads Community
Topic: At-large chapter?
Replies: 1
Views: 129

Re: At-large chapter?

Welcome to Bogleheads!

You might try the Virtual Online Chapter - see contact information here: viewtopic.php?f=9&t=126449#p3421890.
by prudent
Mon Oct 08, 2018 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Need Health Insurance (Non-ACA Options)
Replies: 77
Views: 4897

Re: Need Health Insurance (Non-ACA Options)

I removed a number of off-topic posts and replies to them. Discussion on "fixing" the health care system is off-topic by forum policy.
by prudent
Mon Oct 08, 2018 11:57 am
Forum: Personal Finance (Not Investing)
Topic: Here is a way to fix the current ACA mess. I need comments.
Replies: 4
Views: 581

Re: Here is a way to fix the current ACA mess. I need comments.

Topic is locked (not personal, therefore not permitted by forum policy). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate...
by prudent
Wed Oct 03, 2018 2:51 pm
Forum: Investing - Theory, News & General
Topic: Did Jeff Bezos just pull a Henry Ford?
Replies: 32
Views: 2519

Re: Did Jeff Bezos just pull a Henry Ford?

Topic is locked, not investing related.
by prudent
Tue Oct 02, 2018 1:42 pm
Forum: Investing - Help with Personal Investments
Topic: Investor Shares (SWVXX) Vs Prime Money Market?
Replies: 3
Views: 557

Re: Investor Shares (SWVXX) Vs Prime Money Market?

Topic moved to Investing - Help with Personal Investments.
by prudent
Tue Oct 02, 2018 1:31 pm
Forum: Personal Consumer Issues
Topic: Improved Phishing Scam
Replies: 7
Views: 949

Re: Improved Phishing Scam

Topic is locked (phishing/scam threads are off-topic).

See this post: Standard Phishing/Scam Threads are now Off-Topic
by prudent
Sat Sep 29, 2018 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: 0% loan to family member
Replies: 44
Views: 2627

Re: 0% loan to family member

As long as I knew my parents were of sound mind, were not manipulated into doing it and it did not jeopardize their own financial security, I would let it go. Their money, their choice. I would choose to believe they were doing what they felt was best under the circumstances.
by prudent
Fri Sep 28, 2018 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: auto insurance - ??
Replies: 11
Views: 1017

Re: auto insurance - ??

Yes, you should absolutely shop around. Since it seems you may have special circumstances that affect your insurance rates, you might try an independent insurance agent who can shop around different companies - perhaps not all of them agree with AAA that you are in a wildfire area.
by prudent
Thu Sep 27, 2018 10:43 am
Forum: Personal Consumer Issues
Topic: How to buy a mattress
Replies: 46
Views: 3342

Re: How to buy a mattress

A caution that no matter what one buys, be sure that what is delivered is the item you paid for. Just like the above poster who got the incorrect item delivered, I had a relative who bought in a chain store end up with a different mattress that what he bought (they delivered a much cheaper model). I...
by prudent
Tue Sep 25, 2018 11:51 am
Forum: Investing - Help with Personal Investments
Topic: Investing in the Rare Opportunity
Replies: 59
Views: 4518

Re: Investing in the Rare Opportunity

Topic is locked, not personal (off-topic hypothetical). Forum policy states topics in this forum must be "about your (or your friend's or family's) actual investments or investment planning."
by prudent
Mon Sep 24, 2018 3:15 pm
Forum: Personal Consumer Issues
Topic: Acoustic Pianos
Replies: 42
Views: 2045

Re: Acoustic Pianos

Topic moved to Personal Consumer Issues.
by prudent
Sun Sep 23, 2018 1:30 pm
Forum: Investing - Help with Personal Investments
Topic: Emotional Investor - I'm a mess and need help!
Replies: 83
Views: 6331

Re: Emotional Investor - I'm a mess and need help!

OP, I wonder if your drive to tinker stems from your comment "I want to build significant wealth for my family." Can you accept that you can reach that goal with something like a 3-fund portfolio, asset allocation and periodic rebalancing, or perhaps a target fund? Or will you continue to look for a...
by prudent
Sat Sep 22, 2018 2:30 pm
Forum: Investing - Theory, News & General
Topic: Has anyone gone to a Retirement Wealth Academy seminar?
Replies: 17
Views: 1722

Re: Has anyone gone to a Retirement Wealth Academy seminar?

Seminars like these are packaged by a parent organization and provided to their local affiliated advisors all over the country as a way to drum up business. That way the advisor is kind of shielded by the name of the parent organization and doesn't have to attach their own name to it. We get at leas...
by prudent
Fri Sep 21, 2018 11:36 am
Forum: Personal Finance (Not Investing)
Topic: Physical Banking - Any benefits anymore?
Replies: 139
Views: 8709

Re: Physical Banking - Any benefits anymore?

We moved to a local credit union when the bank we were using was taken over and they downgraded features, increased fees, and relentlessly pushed new accounts/loans. The last straw was when a nice lady greeted me on my way in to make a deposit, and observing that there was already two people in line...
by prudent
Thu Sep 20, 2018 1:03 pm
Forum: Personal Consumer Issues
Topic: BlackFriday Shopping - what do you usually buy? (other than Christmas gifts)
Replies: 36
Views: 2547

Re: BlackFriday Shopping - what do you usually buy? (other than Christmas gifts)

What I have heard in the last couple of years on BF sites like gottadeal.com is that the deals aren't what they once were. You have to know what is an actual deal vs. "must be a bargain, it's a BF deal." Retailers have learned that calling something a BF deal tends to work almost as well as an actua...
by prudent
Thu Sep 20, 2018 11:41 am
Forum: Investing - Help with Personal Investments
Topic: 401K - Portfolio Plan Picks
Replies: 6
Views: 440

Re: 401K - Portfolio Plan Picks

Topic moved to Investing - Help with Personal Investments.
by prudent
Wed Sep 19, 2018 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: getting AMEX rewards applied
Replies: 8
Views: 474

Re: getting AMEX rewards applied

The 3 or 4 times I've done it, I did it online without any issues.
by prudent
Wed Sep 19, 2018 2:14 pm
Forum: Investing - Help with Personal Investments
Topic: Taking Over Management of $7M Portfolio - Need Review/Help Allocating
Replies: 50
Views: 4089

Re: Taking Over Management of $7M Portfolio - Need Review/Help Allocating

When I was asked to admin a 7 figure trust for relatives (although I'm not a beneficiary), I went to a planner on a pay-per-hour basis. I didn't feel I needed to, since the only questions were about proper asset allocation for the beneficiaries using index funds, but there was no chance I was going ...
by prudent
Wed Sep 19, 2018 1:15 pm
Forum: Investing - Theory, News & General
Topic: Robert Shiller interview: "Market could get a lot higher"
Replies: 28
Views: 4624

Re: Robert Shiller interview: "Market could get a lot higher"

Topic moved to Investing - Theory, News & General.
by prudent
Tue Sep 18, 2018 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: Elderly parents are in debt - Need advice
Replies: 39
Views: 4796

Re: Elderly parents are in debt - Need advice

Are their debts jointly held or only in your father's name?
by prudent
Tue Sep 18, 2018 5:39 am
Forum: Personal Consumer Issues
Topic: Color copier recommendations?
Replies: 10
Views: 729

Re: Color copier recommendations?

We also have a Xerox 8570 solid ink printer. Sadly they no longer make it but we’ve liked it a lot. It has two trays and can also do single or double-sided but no stapling, no copying and no faxing; dedicated printer only. If you buy only official supplies from recommended vendor, lifetime on-site ...
by prudent
Mon Sep 17, 2018 2:32 pm
Forum: Investing - Theory, News & General
Topic: Alternative investments - Art, memorabilia, artifacts, antiques
Replies: 17
Views: 1190

Re: Alternative investments - Art, memorabilia, artifacts, antiques

I have worked in the coin business (helping a friend who does it for a career) and I think it's similar to most collectibles. It can work out financially for the few who are very passionate about the field they invest in, and most people aren't as passionate as they believe they are. The knowledgeab...
by prudent
Fri Sep 14, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: Is it safe to use Wechat?
Replies: 10
Views: 535

Re: Is it safe to use Wechat?

I have a relative with a cybersecurity degree who works in China as a teacher. He uses it but to my dismay he does not care about being monitored. It's like the old story about the shoemaker's children - his interest in cybersecurity only extends to employers. On a personal level he just figures the...
by prudent
Thu Sep 13, 2018 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: How to set up my own Will
Replies: 5
Views: 513

Re: How to set up my own Will

Topic moved to Personal Finance (Not Investing).
by prudent
Wed Sep 12, 2018 9:37 am
Forum: Personal Finance (Not Investing)
Topic: The Atlantic: 'Why is College In America So Expensive?'
Replies: 27
Views: 2645

Re: The Atlantic: 'Why is College In America So Expensive?'

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by prudent
Tue Sep 11, 2018 11:38 am
Forum: Personal Consumer Issues
Topic: Vanguard electronic bank transfers
Replies: 22
Views: 2112

Re: Vanguard electronic bank transfers

Topic moved to Personal Consumer Issues.
by prudent
Mon Sep 10, 2018 9:13 am
Forum: Personal Consumer Issues
Topic: Smart plug to reboot router?
Replies: 14
Views: 1212

Re: Smart plug to reboot router?

There are probably other options but here's one I found. http://www.digital-loggers.com/autoping.html
by prudent
Thu Sep 06, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Yellowstone and Grand Teton must see and do
Replies: 22
Views: 1836

Re: Yellowstone and Grand Teton must see and do

Topic moved to Personal Consumer Issues.
by prudent
Wed Sep 05, 2018 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Should I keep my financial advisor
Replies: 130
Views: 7680

Re: Should I keep my financial advisor

No questions yet really about managing money myself. I just wanted to make sure I wasn't making a mistake by letting my advisor go. I just don't want to go solo if having a financial advisor is better. I have heard people say(outside of this forum) , its best to have experts manage your money. Also...
by prudent
Wed Sep 05, 2018 6:42 am
Forum: Personal Consumer Issues
Topic: Walmart is not Amazon
Replies: 54
Views: 6829

Re: Walmart is not Amazon

I believe the OP is comparing Walmart online (not B&M) to Amazon.
by prudent
Tue Sep 04, 2018 2:24 pm
Forum: Investing - Theory, News & General
Topic: Does it make sense to invest in individual stocks (like Kanye West) if you stick to what you know?
Replies: 110
Views: 5764

Re: Does it make sense to invest in individual stocks (like Kanye West) if you stick to what you know?

Confirming that we verified that the post three up from here is from Jonathan Clements, author and former WSJ writer.
by prudent
Mon Sep 03, 2018 4:09 pm
Forum: Investing - Help with Personal Investments
Topic: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?
Replies: 79
Views: 3292

Re: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?

prudent, I have a question on the risks you mentioned in you previous post; basically if it's so risky why are people who have gotten very rich, like Bezos, and don't need to get richer but should be more interested in capital preservation - why are they concentrated in a single stock instead of in...
by prudent
Mon Sep 03, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Walmart is not Amazon
Replies: 54
Views: 6829

Re: Walmart is not Amazon

We've been using Walmart (only sold/shipped by Walmart, no third-party) more for online shopping and going ship-to-store. Since there have been a couple issues with inadequate packaging leading to some damaged items, we like being able to pick up at Walmart, open the boxes right there, and if someth...
by prudent
Mon Sep 03, 2018 3:34 pm
Forum: Investing - Help with Personal Investments
Topic: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?
Replies: 79
Views: 3292

Re: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?

steve321, do you have any more specific questions on this topic? It looks like things are getting repetitive, and all sides of the issue have been discussed.
by prudent
Mon Sep 03, 2018 2:56 pm
Forum: Investing - Help with Personal Investments
Topic: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?
Replies: 79
Views: 3292

Re: What's wrong with putting most of my money into two stocks: Alphabet and Amazon?

It seems you are determined to pick individual stocks. You have already seen all the arguments that caution against that strategy. Even so, it might work out better for you than staying with index funds if you pick the right stocks. Or it might not. People with a long-term view of their investments ...
by prudent
Mon Sep 03, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Walmart is not Amazon
Replies: 54
Views: 6829

Re: Walmart is not Amazon

Topic moved to Personal Consumer Issues.
by prudent
Thu Aug 30, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: Mother-in-law moves in...should she pay for extra household costs?
Replies: 10
Views: 1110

Re: Mother-in-law moves in...should she pay for extra household costs?

This thread has run its course and is locked (relationship issues are off-topic). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. An...
by prudent
Thu Aug 30, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: What do you order for drinks at wedding?
Replies: 12
Views: 1065

Re: What do you order for drinks at wedding?

This thread has run its course and is locked (below acceptable threshold). See: Personal Consumer Issues Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, controversial, offensive, pointless, divisive or mean-spi...
by prudent
Tue Aug 28, 2018 6:51 pm
Forum: Investing - Help with Personal Investments
Topic: What do you know about LPL Financial?
Replies: 26
Views: 2461

Re: What do you know about LPL Financial?

Some relatives used an advisor that was affiliated with LPL. LPL was basically behind the scenes - that's where the statements came from, and it had the advisor's name printed on them, but all other communications were through the advisor and the firm that the advisor worked for. It seemed to me tha...
by prudent
Tue Aug 28, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Cars... just another tool unless your a tool.
Replies: 28
Views: 2643

Re: Cars... just another tool unless your a tool.

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by prudent
Wed Aug 22, 2018 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Is divorce a wise financial move?
Replies: 90
Views: 5051

Re: Is divorce a wise financial move?

Topic is locked (derailed).
by prudent
Fri Aug 17, 2018 8:01 am
Forum: Investing - Help with Personal Investments
Topic: Question on Source of Roth Funding
Replies: 12
Views: 721

Re: Question on Source of Roth Funding

Topic is locked (use more detailed thread from OP here: viewtopic.php?f=1&t=256344 ).