Search found 765 matches

by Finridge
Fri Sep 18, 2020 3:19 am
Forum: Personal Consumer Issues
Topic: Is this guy trying to scam me on a car I'm selling?
Replies: 171
Views: 12389

Re: Is this guy trying to scam me on a car I'm selling?

drk wrote: Tue Sep 15, 2020 7:34 pm Absolutely bizarre language for Mike the Construction Manager.
My thoughts exactly. For this and the other reasons people noted, this screams, "SCAM!"

From the language, I suspect it's someone overseas.
by Finridge
Mon Sep 14, 2020 12:37 am
Forum: Personal Consumer Issues
Topic: How to focus and keep focused — any recommendations?
Replies: 27
Views: 1599

Re: How to focus and keep focused — any recommendations?

I use a system similar to Getting Things Done: https://en.wikipedia.org/wiki/Getting_Things_Done At the beginning of each workday, I spend 30 minutes going through my email and pulling out tasks for the day. I then rank those and put them onto my todo list in order of priority/importance. Then I cl...
by Finridge
Tue Sep 08, 2020 2:52 am
Forum: Personal Consumer Issues
Topic: What-if in TurboTax vs others (next year tax estimate scenarios)
Replies: 18
Views: 1217

Re: What-if in TurboTax vs others (next year tax estimate scenarios)

BogleMelon wrote: Mon Sep 07, 2020 9:33 pm I started using TurboTax Desktop version for the tax year 2019. I liked it except for the well-hidden "What-if" worksheet that allows to estimate 2020 taxes.
I've been using Turbotax for years, and didn't even know it had such a feature. How do I access it?
by Finridge
Wed Aug 26, 2020 7:15 pm
Forum: Personal Consumer Issues
Topic: Should I upgrade to laptop for fifth grader (from ipad)
Replies: 12
Views: 945

Re: Should I upgrade to laptop for fifth grader (from ipad)

I strongly recommend looking into getting chromebooks. They are perfect for your purpose and much, much better than tablets. (If you want tablet functionality, you can get hybrid chromebooks that work well both as tablets and as laptops, but this is not necessary.) Chromebooks are very affordable, a...
by Finridge
Mon Aug 24, 2020 8:49 pm
Forum: Personal Consumer Issues
Topic: Good quality face mask recommendation, please
Replies: 51
Views: 5237

Re: Good quality face mask recommendation, please

Our local Costco carries boxes of 50 surgical masks for about $14 each. Plenty in stock also.
by Finridge
Mon Aug 17, 2020 11:36 pm
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4012
Views: 309465

Re: Coronavirus and the market

The S&P is just shy of setting an all-time high.

https://www.wsj.com/articles/global-sto ... _lead_pos4

I wonder how many people who sold in February or March repurchased at a prices lower than their sale price?
by Finridge
Wed Aug 12, 2020 12:15 am
Forum: Personal Consumer Issues
Topic: Wasp nest
Replies: 117
Views: 6907

Re: Wasp nest

This will take care of the problem. Use a bulb applicator to dust the area with sevin dust. It won't hurt your plants and it will work better than most spray poisons. 5 bucks at home depot. A bit more for the duster... https://www.homedepot.com/p/Sevin-1-lb-Ready-to-Use-Garden-Insect-Killer-Dust-100...
by Finridge
Tue Jul 28, 2020 3:02 am
Forum: Personal Finance (Not Investing)
Topic: Driveway On Neighbor's Land
Replies: 139
Views: 4557

Re: Land Border Issues & Aggressive Neighbor - Help Wanted Please

Several people have said it, and to reiterate: lookup the adverse possession statutes in your area and cease all communication with neighbor, unless through a lawyer you hire. Don't offer money, don't say anything, don't text anything, etc. Who knows what could be used against you. If the fence & d...
by Finridge
Tue Jul 28, 2020 2:53 am
Forum: Personal Consumer Issues
Topic: Mosquitos! Mosquitos! Mosquitos!
Replies: 124
Views: 9075

Re: Mosquitos! Mosquitos! Mosquitos!

Can I spray it onto patio furniture? 🤔 Yes, you can, but why? Only insects that come into contact with enough permethrin molecules will be affected by permethrin molecules. I suppose if you have ants or ticks crawling up your patio furniture that it would be helpful for fabric or wicker patio furni...
by Finridge
Tue Jul 28, 2020 2:44 am
Forum: Personal Consumer Issues
Topic: Mosquitos! Mosquitos! Mosquitos!
Replies: 124
Views: 9075

Re: Mosquitos! Mosquitos! Mosquitos!

[ If you got this route, this is the one you want: https://www.amazon.com/gp/product/B00061MSS0 (Note, you will also see solutions that are more concentrated and seem like a better deal. Do not get these to treat clothing--they have solvents in them that make them unsuitable for that.) Here's a gui...
by Finridge
Thu Jul 23, 2020 5:31 pm
Forum: Personal Consumer Issues
Topic: Mosquitos! Mosquitos! Mosquitos!
Replies: 124
Views: 9075

Re: Mosquitos! Mosquitos! Mosquitos!

El Greco I would look into this product https://en.wikipedia.org/wiki/Pyrethrin "The pyrethrins are a class of organic compounds normally derived from Chrysanthemum cinerariifolium that have potent insecticidal activity by targeting the nervous systems of insects. Pyrethrin naturally occurs in chry...
by Finridge
Mon Jul 20, 2020 3:39 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4581
Views: 1278293

Re: What Book Are You Currently Reading? Part VI

I just finished "Three Women" by Lisa Taddeo. This is a nonfiction book about the "love lives" of three women, or as the author likes to put it about "female desire" (albeit through the eyes of three women). I found this book to be interesting and worth reading, and I recommend it, but with the foll...
by Finridge
Thu Jul 16, 2020 1:05 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4581
Views: 1278293

Re: What Book Are You Currently Reading? Part VI

Sidney wrote: Wed Jul 15, 2020 5:29 pm Night of Camp David by Fletcher Knebel
This was a good read. But it was more fun when it was just fiction.
by Finridge
Wed Jul 15, 2020 9:05 pm
Forum: Personal Investments
Topic: Are we being too conservative for our age
Replies: 22
Views: 3615

Re: Are we being too conservative for our age

I spent time back testing various mixtures of stock and bonds, and then just for fun, added cash into the mix. A cash portfolio significantly underperformed either 100% stock or 100% bonds or any mix of the two.

I would not see a need to keep more than several months in money markets.
by Finridge
Wed Jul 15, 2020 1:29 pm
Forum: Personal Consumer Issues
Topic: Landlord expectations: Rats in the yard
Replies: 80
Views: 5735

Re: Landlord expectations: Rats in the yard

3) I have (2) big dogs and I'm nervous about the rat boxes if there's rat poison in there, or if a rat eats the poison and dies behind a bush where my dog can potentially eat the rat and ingest that poison. Reasonable concern? This is a reasonable concern. This does happen. Might not kill your dog,...
by Finridge
Wed Jul 15, 2020 3:19 am
Forum: Personal Consumer Issues
Topic: All Time Diehard/Boglehead Classic Movie Master List
Replies: 156
Views: 20280

Re:

Petrocelli wrote: Thu Aug 13, 2009 10:45 pm Godfather
Citizen Kane
I can't argue with that. Those would be my choices....

(Yes, I realize this is an old thread... Time to resurrect it. :-) )
by Finridge
Wed Jul 15, 2020 3:14 am
Forum: Personal Consumer Issues
Topic: Is my refrigerator running.......properly?
Replies: 14
Views: 1620

Re: Is my refrigerator running.......properly?

I can't tell if my 2 yr old GE french door fridge (GFE28GMKHES) is cooling properly. I have a service call setup for Friday, but I wanted to confirm there was an issue before having them come into the house. We're weighing the pro's and con's of having someone come into the house right now. Initial...
by Finridge
Sun Jul 12, 2020 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Question - How to import UTMA 1099-DIV from Vanguard?
Replies: 8
Views: 430

Re: Tax Question - How to import UTMA 1099-DIV from Vanguard?

I am filing a separate return for a minor - it seems that the taxes are less doing it this way than putting it on our own return as parents. All of the income is from mutual funds held in the UTMA account. Does anyone know if it is possible import the 1099-DIV directly into Turbotax for a UTMA acco...
by Finridge
Sun Jul 12, 2020 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Question - How to import UTMA 1099-DIV from Vanguard?
Replies: 8
Views: 430

Re: Tax Question - How to import UTMA 1099-DIV from Vanguard?

Probably will take less time to enter manually than to make the electrons flow correctly. It would have taken less time to enter manually than it took to even post the question on this forum. Livesoft, Let me preface my response: You add a lot of value to this forum. I almost always find your posts...
by Finridge
Sun Jul 12, 2020 1:48 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5769
Views: 1379227

Re: What Movie Have You Recently Watched?

The Lighthouse (2019) - Dark, disturbing, claustrophobic, yet engrossing. Someone please tell me, how can I unsee this movie? Terrible movie. What a terrible waste of time this movie was. I kept watching only because I thought that it might get better or lead up to something. It didn't.
by Finridge
Fri Jul 10, 2020 4:48 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4581
Views: 1278293

Re: What Book Are You Currently Reading? Part VI

Anna Karenina, Oxford World Classics. The Rosamund Bartlett translation reads wonderfully and naturally in English. I've learned that finding a good translation exponentially improves my enjoyment of a book translated into English. And so now, before I invest the time to read a long translated nove...
by Finridge
Fri Jul 10, 2020 4:40 am
Forum: Personal Consumer Issues
Topic: Laptop freezes up soon after coming out of sleep or hibernation
Replies: 11
Views: 757

Re: Laptop freezes up soon after coming out of sleep or hibernation

Funny, over the last two weeks I've seen this exact problem on BOTH my Windows 10 laptop (a new LG) and a my desktop (Dell).

I suspect there is a bug in one of Microsoft's more recent upgrades.
by Finridge
Thu Jul 09, 2020 2:50 am
Forum: Personal Finance (Not Investing)
Topic: Tax Question - How to import UTMA 1099-DIV from Vanguard?
Replies: 8
Views: 430

Re: Tax Question - How to import UTMA 1099-DIV from Vanguard?

A couple of years ago, I just included them on my own return initially. But then I prepared separate returns for them just to see if there would be a difference and it was. I saved money by preparing separate returns.
by Finridge
Wed Jul 08, 2020 11:49 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Question - How to import UTMA 1099-DIV from Vanguard?
Replies: 8
Views: 430

Re: Tax Question - How to import UTMA 1099-DIV from Vanguard?

FiveK wrote: Wed Jul 08, 2020 10:05 pm Probably will take less time to enter manually than to make the electrons flow correctly.
You're probably right. That's what I did last year... But hope springs eternal. :-)
by Finridge
Wed Jul 08, 2020 9:34 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Question - How to import UTMA 1099-DIV from Vanguard?
Replies: 8
Views: 430

Tax Question - How to import UTMA 1099-DIV from Vanguard?

I am filing a separate return for a minor - it seems that the taxes are less doing it this way than putting it on our own return as parents. All of the income is from mutual funds held in the UTMA account. Does anyone know if it is possible import the 1099-DIV directly into Turbotax for a UTMA accou...
by Finridge
Tue Jun 30, 2020 5:33 pm
Forum: Personal Consumer Issues
Topic: New 4K TV: LED, QLED or OLED?
Replies: 113
Views: 5981

Re: New 4K TV: LED, QLED or OLED?

Thanks everyone. Your posts have been very helpful. My initial purchase of the $500 HiSense was, in retrospect, a really foolish decision. I should have known just from the price (and it being considerably lower than competitors) that this was not a good buy. My main complaint as been regarding its ...
by Finridge
Fri Jun 26, 2020 2:17 am
Forum: Personal Consumer Issues
Topic: New 4K TV: LED, QLED or OLED?
Replies: 113
Views: 5981

Re: New 4K TV: LED, QLED or OLED?

runswithscissors wrote: Wed Jun 24, 2020 3:35 am I can't imagine any reasonable quality coming from a $500 70" TV.
Right!? At the time, I was thinking that since Costco was carrying it, it was probably OK. But no...
by Finridge
Fri Jun 26, 2020 2:15 am
Forum: Personal Consumer Issues
Topic: 2007 Lincoln Town Car declared totalled
Replies: 13
Views: 1472

Re: 2007 Lincoln Town Car declared totalled

This happened to me. The insurance company gave me the chance to buy it back. But warned me that the car would be listed in the records as salvaged, and I'd have to get the car retitled as such, which would have required various inspections, etc. I'd been planning on selling the car anyway, and insu...
by Finridge
Wed Jun 24, 2020 11:26 am
Forum: Personal Consumer Issues
Topic: New 4K TV: LED, QLED or OLED?
Replies: 113
Views: 5981

Re: New 4K TV: LED, QLED or OLED?

You may be handicapped in evaluating these in stores. Costco's lighting is so bright it is hard to determine difference in TVs. Best Buy is by appointment only in our area, so may be harder to evaluate. I spent a lot of hours in Best Buy looking at TVs because they had the best selection. RTINGS.co...
by Finridge
Wed Jun 24, 2020 3:07 am
Forum: Personal Consumer Issues
Topic: roof attic fan
Replies: 42
Views: 2580

Re: roof attic fan

When I last looked into putting in an attic fan, I was surprised to learn that apparently many energy experts think they do not save energy costs and are unnecessary and wasteful. And it seems that the building codes of some jurisdictions have banned them for this reason. Has there been a change in ...
by Finridge
Wed Jun 24, 2020 3:01 am
Forum: Personal Consumer Issues
Topic: New 4K TV: LED, QLED or OLED?
Replies: 113
Views: 5981

New 4K TV: LED, QLED or OLED?

We had a 1080p 60 inch LG Plasma TV that we were happy with. But it died, and it was not cost effective to try to fix it. So we need to replace it. We bought a very inexpensive (only $500) 70 inch HiSense LED 4K TV from Costco, and we hate it. The colors are bad, and look "washed out" and the viewin...
by Finridge
Tue Jun 02, 2020 3:00 am
Forum: Personal Consumer Issues
Topic: Non Fiction books for teenagers
Replies: 52
Views: 2639

Re: Non Fiction books for teenagers

We discovered books on U.S. history by Steve Sheinkin. They are excellent. They are very readable and engaging for a young person, but informative and interesting enough even for an adult. I can specifically recommend these: "Most Dangerous: Daniel Ellsberg and the Secret History of the Vietnam War"...
by Finridge
Thu May 28, 2020 2:52 am
Forum: Personal Consumer Issues
Topic: Falcon 9 Launch to the International Space Station
Replies: 129
Views: 8746

Re: Falcon 9 Launch to the International Space Station

It was still fun to watch even though the launch got scrubbed close to the launch time. I'm planning on watching again on Saturday.
by Finridge
Thu May 14, 2020 11:26 pm
Forum: Personal Consumer Issues
Topic: 90%+ chocolate bar
Replies: 67
Views: 5077

Re: 90%+ chocolate bar

How about 100%? I really like this one. Trader Joes Montezumas 100 Cocoa Solids Dark Chocolate Absolute Black with Coca Nibs. See the picture at the link below. https://fearlessflyingkitchen.com/2018/02/11/swashbuckled-s1e4/trader-joes-montezumas-100-cocoa-solids-dark-chocolate-absolute-black-with-c...
by Finridge
Sat Apr 25, 2020 2:42 am
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 21440

Re: What are you doing for haircuts due to coronavirus shutdown?

We got this clipper kit at the beginning of the pandemic. I have used it twice now it works great. I recommend it. Search up a youtube video on how to use a kit like this and you are in business. "Wahl Clipper Fade Cut Haircutting Kit 79445 Trimming and Personal Grooming Kit with Adjustable Fade Lev...
by Finridge
Tue Mar 24, 2020 3:42 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 139102

Re: Masks (medical or N95) availability

Confusing info on this thread - 1. People keep saying that "everyone" (70%+) will catch COVID-19. Did 70% of China catch it? With 3,200 deaths? Their new cases have flattened since mid Feb. 70% of S. Korea with 111 deaths? Something doesn't add up. 2. Why are N95 masks useless for the public but es...
by Finridge
Wed Mar 18, 2020 1:08 am
Forum: Personal Consumer Issues
Topic: Are you in the mood to buy anything?
Replies: 62
Views: 5138

Re: Are you in the mood to buy anything?

I bought a new laptop so that it will be easier for me to work remotely. I would have put it off, but when it looked like quarantines were on their way, I pulled the trigger. I am deferring other purchases that I was planning on making.
by Finridge
Tue Mar 17, 2020 4:05 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 57219

Re: How to get Toilet Paper ? seriously.

Make a bidet out of a water bottle. Google water bottle bidet.

Also see: https://www.youtube.com/watch?v=_ztH_07mHwc
by Finridge
Tue Mar 17, 2020 3:06 pm
Forum: Personal Investments
Topic: Vanguard Web Site Failure - Warning...
Replies: 7
Views: 704

Vanguard Web Site Failure - Warning...

In the last hour before market close, the Vanguard web site was super slow. I was not able to complete trades. I guess the actionable item here is that in a volatile market, when lots of people are presumably doing THL'ing, you need to assume that the Vanguard web site will not have the bandwidth to...
by Finridge
Tue Mar 17, 2020 2:28 pm
Forum: Personal Investments
Topic: What day/time can I TLH to capture today's losses?
Replies: 15
Views: 1013

Re: What day/time can I TLH to capture today's losses?

Is anyone else experiencing significant lags on the Vanguard web site in trying to exchange funds or make trades? I expect there are getting a lot of TLH traffic right now...
by Finridge
Tue Mar 17, 2020 12:24 pm
Forum: Personal Investments
Topic: What day/time can I TLH to capture today's losses?
Replies: 15
Views: 1013

Re: What day/time can I TLH to capture today's losses?

I know that when I tax-loss harvest VTSAX (Vanguard Total Stock Market - Admiral) into VFIAX (Vanguard 500 - Admiral), and if do this before the end of the trading day, I get the price as of the end of the day (4:00 PM Eastern Time). Is this the same with the international funds such as VTIAX (Vangu...
by Finridge
Mon Mar 16, 2020 3:02 pm
Forum: Personal Investments
Topic: The Black Swan is Here
Replies: 164
Views: 19489

Re: The Black Swan is Here

We've been talking about it forever on this forum but I think it's here. The stock market is crashing, public places are closed, stores ran out of stuff, people will soon lose their jobs, and no antidote for the plague yet. In time like this, this retired person is glad that I have 10 years of annu...
by Finridge
Sat Mar 14, 2020 2:29 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1661
Views: 139102

Re: Coronavirus (Consumer Issues) How you are preparing?

An interesting discussion of the logistical issues posed by the pandemic in providing consumer products to shoppers.

https://www.washingtonpost.com/business ... ronavirus/
by Finridge
Fri Mar 13, 2020 2:48 pm
Forum: Personal Investments
Topic: TLH: Converting Vanguard mutual funds to ETF's?
Replies: 1
Views: 149

TLH: Converting Vanguard mutual funds to ETF's?

Has anyone converted their Vanguard mutual funds to ETF's to make tax loss harvesting easier? I generally prefer mutual funds to ETF's, but tax loss harvesting with mutual funds is always unnecessarily stressful because you get close-of-market pricing for exchanges placed earlier... What pros and co...
by Finridge
Thu Mar 12, 2020 2:47 pm
Forum: Personal Investments
Topic: Third Tax-Loss Harvesting Partner for Vanguard FTSE All-World AND Vanguard Total Int'l Stock funds
Replies: 7
Views: 386

Third Tax-Loss Harvesting Partner for Vanguard FTSE All-World AND Vanguard Total Int'l Stock funds

I normally tax loss harvest between Vanguard FTSE All-World and Vanguard Total International. But given the extent of this downmarket, I have losses in both that I would like to harvest. What would be a good third TLH "partner" for both Vanguard FTSE All-World and Vanguard Total International?' Than...
by Finridge
Wed Mar 11, 2020 8:19 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24324

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

So now Trump is planning on banning all travel from Europe... Specifics still need to be released. But if you have a trip to/from Europe in the next month or two, you'll want to follow this very closely.
by Finridge
Wed Mar 11, 2020 5:11 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4581
Views: 1278293

Re: What Book Are You Currently Reading? Part VI

* Enjoying re-reading Boccaccio's Decameron.....this collection of 100 stories is based on the conceit that ten lovely Florentine youths (men and women) have taken refuge from the PLAGUE by going to a villa in Fiesole, in the hills above Florence. They pass the time each evening by each telling a s...
by Finridge
Fri Mar 06, 2020 12:55 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24324

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

So I was about to buy tickets to UK/Ireland for a vacation. Had found great business class tickets for the dates in June. And then I saw the story about Italy now having issues and virus is spreading. So we decided to hold off and see how it develops. We are already going to Italy/Europe in May. So...
by Finridge
Wed Mar 04, 2020 2:27 pm
Forum: Personal Consumer Issues
Topic: Postponed travel due to Corona Virus. Am I am overreacting ?
Replies: 232
Views: 24324

Re: Postponed travel due to Corona Virus. Am I am overreacting ?

Nobody knows the denominator. Anyone who tells you the fatality rate is making stuff up They are not "making stuff up". They might be working with incomplete data, but that is all you can do. The Diamond Princess cruise ship is a case where we know exactly how many of the 3,700 have been infected (...