Search found 23 matches

by SonOfSchwab
Mon Jun 15, 2015 7:20 am
Forum: Investing - Theory, News & General
Topic: Fraudulent Charge Debited to Schwab Account
Replies: 31
Views: 6037

Re: Fraudulent Charge Debited to Schwab Account

I don't think the ATM advantages are only for International customers either since the fine print states "Schwab One Brokerage accounts" and doesn't mention international. This is correct. I have a Schwab Bank Debit card and the ATM fees are fully refundable both here and abroad (used it in the UK ...
by SonOfSchwab
Sun Jul 14, 2013 10:07 am
Forum: Investing - Help with Personal Investments
Topic: Trusteed IRA Conversion
Replies: 2
Views: 516

Re: Trusteed IRA Conversion

Thanks so much for the reply Alan. Oops on me about the Traditional IRA part given the RMD's. The article was quite useful in at least understanding what kind of arrangement this really is. I'm just concerned now about large withdrawals from the account (tax wise) when the majority of the balance wo...
by SonOfSchwab
Sat Jul 13, 2013 2:10 pm
Forum: Investing - Help with Personal Investments
Topic: Trusteed IRA Conversion
Replies: 2
Views: 516

Trusteed IRA Conversion

Hello, My girlfriend's grandmother passed away recently and left the family an inheritance in the form of a Trusteed IRA through Merril Lynch (BoA). Apparently they have been having a ton of trouble removing assets from the account and in general dealing with BoA and Merril. I googled around a bit a...
by SonOfSchwab
Wed Jun 27, 2012 1:40 pm
Forum: Investing - Theory, News & General
Topic: Stockton bankruptcy, VCADX
Replies: 3
Views: 2288

Re: Stockton bankruptcy, VCADX

Morningstar Breakdown

This shows you the breakdown of the bonds held in VCADX in terms of GO and other categories. If you want more details of course you can find each individual bond within the fund Here MSRB
by SonOfSchwab
Tue Jun 26, 2012 3:56 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1493621

Re: What Book Are You Currently Reading? Part V

Blink! The Power of Thinking Without Thinking- by Malcolm Gladwell
by SonOfSchwab
Mon Jun 25, 2012 9:58 am
Forum: Investing - Theory, News & General
Topic: Mature Bogelheads: What did you wish you knew at 18 or 25?
Replies: 88
Views: 9515

Re: Mature Bogelheads: What did you wish you knew at 18 or 2

As a young Boglehead its been great reading all of these responses! :beer
by SonOfSchwab
Mon Jun 11, 2012 9:34 am
Forum: Investing - Theory, News & General
Topic: Risk/Return and Young Bogleheads
Replies: 35
Views: 3547

Re: Risk/Return and Young Bogleheads

I think SonOfSchwab is a Sheila. Not in the Australian sense, mind you, but in the bobcat2 sense. I think SonOfSchwab is working through questions of risk tolerance despite the capacity for risk. And like Sheila, SonOfSchwab works for a law firm. However, the similarities may end there. :wink: As f...
by SonOfSchwab
Wed Jun 06, 2012 8:53 am
Forum: Investing - Theory, News & General
Topic: "Schwab could be ETF investors’ new Vanguard" -Marketwatch
Replies: 52
Views: 5501

Re: "Schwab could be ETF investors’ new Vanguard" -Marketwat

What is MTF? I'm pretty sure the OP means Mutual Fund. Also as a Vanguard convert from Schwab, I can say I really like both companies for a lot of the very same reasons...that being said however Vanguards larger array of fund choices and dead simple automatic investing setup really won me over. I s...
by SonOfSchwab
Tue May 29, 2012 10:36 am
Forum: Investing - Theory, News & General
Topic: Risk/Return and Young Bogleheads
Replies: 35
Views: 3547

Re: Risk/Return and Young Bogleheads

Great responses from all. 2 important pieces I took out of all of them which I found most helpful as a young boglehead. First, nisiprius and others mentioned that without going through a real crisis 2008-2009 its hard to really know your true risk tolerance and behavior in a situation until it happe...
by SonOfSchwab
Fri May 25, 2012 9:43 am
Forum: Investing - Theory, News & General
Topic: Risk/Return and Young Bogleheads
Replies: 35
Views: 3547

Risk/Return and Young Bogleheads

I've read the recommended books here, read and re-read the wiki and all of the forum posts and I have a good grasp on the whole philosophy around here. I switched from Schwab to Vanguard and chose a single LifeStrategy fund as my main holding. Which was great until I started questioning my AA about ...
by SonOfSchwab
Sun Apr 29, 2012 7:39 pm
Forum: Investing - Theory, News & General
Topic: "The Stock Market Game"
Replies: 51
Views: 5100

Re: "The Stock Market Game"

We have an intern at work that came in one day talking about how he was just starting the Stock Market Game in his econ class and was gushing about all of the different companies he was going to buy and what to do with his money. He asked me what I would do and I said put it all in VTI....he listene...
by SonOfSchwab
Wed Feb 22, 2012 3:01 pm
Forum: Investing - Theory, News & General
Topic: One Index and One Active fund for next 30 years?
Replies: 3
Views: 883

Re: One Index and One Active fund for next 30 years?

cldrunner wrote:If you could only buy one index fund and one active fund for the next 30 years for your portfolio what would they be?

My choices:

Vanguard LifeStrategy Moderate Growth Fund (VSMGX)

and

Vanguard Wellington Fund Admiral Shares (VWENX)
+1
by SonOfSchwab
Tue Feb 07, 2012 1:02 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2012 hedge fund contest
Replies: 81
Views: 11339

Re: Bogleheads 2012 hedge fund contest

Thanks for the 1% :beer

Whenever life gets tough SPAM will be there!
by SonOfSchwab
Tue Feb 07, 2012 11:06 am
Forum: Investing - Theory, News & General
Topic: Which bank do you use?
Replies: 71
Views: 10767

Re: Which bank do you use?

Charles Schwab Bank. Checking and Savings there, wonderful customer service and all of the freebies are great. ATM fee rebates are also a big plus for me as well as international support.

Put deposits into my Schwab Brokerage at a local branch and transfer the money over, quick and easy.
by SonOfSchwab
Fri Dec 30, 2011 3:16 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads 2012 hedge fund contest
Replies: 81
Views: 11339

Re: Bogleheads 2012 hedge fund contest

SPAM - Shortsighted Pretentious Amazonian Management

Long:
LUV - Southwest Airlines
ATVI - Activision Blizzard

Short:
HPQ - Hewlett Packard
CIM - Chimera Investment Corp
by SonOfSchwab
Wed Dec 28, 2011 1:09 pm
Forum: Investing - Theory, News & General
Topic: Transferring accounts from Schwab to Vanguard?
Replies: 16
Views: 2362

Re: Transferring accounts from Schwab to Vanguard?

Hello, Since I went through this process just a few months ago I think I can provide you with some helpful tips. 1. The best way to do this is to just give Vanguard a call, they walk you through the entire process and for the most part do the entire thing for you. 2. For me it took about a month to ...
by SonOfSchwab
Fri Oct 07, 2011 10:08 am
Forum: Investing - Theory, News & General
Topic: For the 20 somethings...
Replies: 25
Views: 3236

I understand what you mean, as a 20-something and someone whos been investing since I was 18, it all gets confusing and overwhelming at times. Even though I love learning about new products and researching the hell out of weird and new ETF's I realized that I neither have the time nor desire to tink...
by SonOfSchwab
Wed Oct 05, 2011 10:26 am
Forum: Investing - Theory, News & General
Topic: The New Life Strategy Funds
Replies: 4
Views: 1414

Great article, and really happy I switched to Vanguard and in particular chose a LifeStrategy Fund to be my main holding.
by SonOfSchwab
Fri Jul 08, 2011 12:22 pm
Forum: Investing - Help with Personal Investments
Topic: compare bond funds
Replies: 3
Views: 1206

They are two different animals really.

LSBRX - Foreign and Domestic exposure where VWESX is almost 90% US bonds, also it contains corporate bonds where the majority of LSBRX is gov't issued.

Overall if you had to choose I'd go with VWESX as the .94% ER on LSBRX is brutal.
by SonOfSchwab
Mon May 16, 2011 10:04 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Confusion
Replies: 14
Views: 2242

Sorry for the delay I was out of town.

Here are the funds open to me in my 401k

AABDX .61%
RAFXX .36%
AUSAX 1.03%
FARCX 1.02%
PNRZX .91%
RCCSX 1.41%
GSMCX .79%
TGBAX .69%
REMSX 1.54%
RINSX .93%
TRBCX .81%
by SonOfSchwab
Fri May 13, 2011 6:06 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Confusion
Replies: 14
Views: 2242

I don't have any funds in the 401k, the funds my company offers are complete garbage, I work for a small law firm.
by SonOfSchwab
Fri May 13, 2011 5:07 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Confusion
Replies: 14
Views: 2242

The 2040 Fund doesnt hold that significant of positions in either Schwab Inflation Protected 0.78 SWRSX or Laudus Mondrian Emerging Markets Instl 3.38 LEMNX YDNAL, I had considered that as I really don't like many of the underlying funds that SWERX carries, especially some of the Laudus funds are ju...
by SonOfSchwab
Fri May 13, 2011 12:34 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Confusion
Replies: 14
Views: 2242

Portfolio Confusion

Hello, I've been reading through the forum quite a bit and gathered up a ton of information, so thank for for all the insights and ideas. I have been an individual investor since I was 18 (currently 23), and have dabbled in stocks, bonds, mutual funds and etfs over my short time. I have done all of ...