I live in San Diego and thought I’d give you you my two cents for what they’re worth.
North Poway - it’s a cheaper Rancho Santa Fe.
Rural Escondido - good value, up & coming.
Ramona - East of Poway, rural feel, affordable.
Clairemont - centrally located in SD, food mecca, affordable.
Carmel Mountain Ranch - central, Poway schools.
Search found 47 matches
- Thu Oct 07, 2021 5:13 pm
- Forum: Personal Finance (Not Investing)
- Topic: Moving to San Diego - Help with areas
- Replies: 80
- Views: 8824
- Wed Sep 01, 2021 10:31 pm
- Forum: Personal Consumer Issues
- Topic: Pistol safe recommendation
- Replies: 32
- Views: 5206
Re: Pistol safe recommendation
A pistol safe from Fort Knox is what you’re looking for. No biometrics, no batteries. They sell for about $300.
- Tue Jan 12, 2021 2:05 pm
- Forum: Personal Consumer Issues
- Topic: Speed Queen Washer & Dryer
- Replies: 24
- Views: 3708
Re: Speed Queen Washer & Dryer
We replaced our old set with new Speed Queens two years ago after a ton of research. Zero regrets!
- Thu Dec 31, 2020 5:06 pm
- Forum: Personal Consumer Issues
- Topic: [Is VPN essential for online privacy & security?]
- Replies: 62
- Views: 6535
Re: Which VPN would you recommend?
TorGuard. You can find their Anonymous VPN service discounted 50% off; the lifetime annual cost will be $29.
- Thu Dec 24, 2020 9:24 am
- Forum: Personal Consumer Issues
- Topic: What kind of car do Bogleheads like to drive?
- Replies: 470
- Views: 47148
Re: What kind of car do Bogleheads like to drive?
2000 Acura RL with 88,000 miles
2003 Toyota Tacoma Double Cab 4x4 with 110k
2012 Toyota Prius Plug-in with 100k+
2003 Toyota Tacoma Double Cab 4x4 with 110k
2012 Toyota Prius Plug-in with 100k+
- Wed Dec 23, 2020 7:09 pm
- Forum: Personal Consumer Issues
- Topic: Password storage apps, recommendations?
- Replies: 119
- Views: 7207
Re: Password storage apps, recommendations?
The best password manager happens to be free. I highly suggest you research and try Bitwarden.
- Fri Aug 24, 2018 4:17 pm
- Forum: Personal Consumer Issues
- Topic: $65K Fun Daily Driver
- Replies: 112
- Views: 11130
Re: $65K Fun Daily Driver
$65,000 for a car?! Have overpriced cars replaced overpriced watches on this forum?
- Sun Sep 10, 2017 11:01 am
- Forum: Personal Investments
- Topic: Alternatives to money market funds?
- Replies: 8
- Views: 1905
Alternatives to money market funds?
I currently have savings of about $400,000 taxable in a Vanguard money market fund. It is intended as emergency money and will be tapped in a year or two to help pay for our daughter's college in addition to her 529. What are some other good alternatives to a traditional money market fund? I would like relative safety and liquidity. I'm in California. Bond funds? California Tax exempt?
- Sun Aug 06, 2017 3:41 pm
- Forum: Personal Finance (Not Investing)
- Topic: How much money do you want to retire?
- Replies: 1367
- Views: 207751
Re: How much money do you want to retire?
I'm 51, my wife is 48.
Maybe 8 years away from retirement.
Current net worth about $4 million, not including pension or SS.
I'll win the game when I'm worth $5 million.
Maybe 8 years away from retirement.
Current net worth about $4 million, not including pension or SS.
I'll win the game when I'm worth $5 million.
- Thu May 04, 2017 5:38 pm
- Forum: Personal Consumer Issues
- Topic: 2-3 days around Nice, France. Advice?
- Replies: 9
- Views: 1369
Re: 2-3 days around Nice, France. Advice?
I went to high school in Nice! I would avoid Monaco as there's a lot of traffic and congestion. Not worth the trouble to be be around all the tourists. Instead, go to the quaint hilltop village of St. Paul de Vence and enjoy a pastis at the Café de la Place and watch the locals play petanque! A meal at the world famous Colombe d'Or (across the way) would be unforgettable!
- Thu May 04, 2017 4:08 pm
- Forum: Personal Consumer Issues
- Topic: Visiting Paris for 8 days - what to do?
- Replies: 47
- Views: 5900
Re: Visiting Paris for 8 days - what to do?
The catacombs are amazing and unforgettable. Take the train to London for a day. Rent city bikes but stay in the Luxembourg gardens or along the Seine. My advice is to stay away from the main tourist attractions.
- Fri Apr 28, 2017 9:58 am
- Forum: Personal Finance (Not Investing)
- Topic: Hit $1.5 million, another $1 million to go
- Replies: 20
- Views: 5227
Re: Hit $1.5 million, another $1 million to go
Congratulations! What's crazy, at least to me, is that government pensions are the equivalent of $2,000,000 or more in savings. It ain't easy being in the private sector!
- Sat Apr 15, 2017 5:36 pm
- Forum: Personal Consumer Issues
- Topic: Washer/dryer suggestions?
- Replies: 46
- Views: 9378
Re: Washer/dryer suggestions?
I just bought a pair of Speed Queens last week. So far so good! I was sold by reading reviews from their loyal customer base, the fact that they're made in the USA, and the no-frills technology.
- Sat Apr 15, 2017 4:31 pm
- Forum: Personal Finance (Not Investing)
- Topic: Property Tax Late Penalty
- Replies: 3
- Views: 642
Property Tax Late Penalty
I was five days late paying my San Diego property tax. Now I have a $900 penalty on a $9000 second installment!
During the past two weeks we have had a house flood AND my wife was hospitalized for an emergency gallbladder surgery! Do you think they will waive the penalty?
During the past two weeks we have had a house flood AND my wife was hospitalized for an emergency gallbladder surgery! Do you think they will waive the penalty?
- Fri Mar 10, 2017 6:39 pm
- Forum: Personal Consumer Issues
- Topic: Google wifi is awesome
- Replies: 67
- Views: 17879
Re: Google wifi is awesome
If you're at all concerned with your privacy (even if you don't have anything to hide) you should NOT use Google products. All data going in and out of Google hardware is being mined. Two safer alternatives are eero and Orbi (Netgear).
- Fri Mar 10, 2017 5:58 pm
- Forum: Personal Consumer Issues
- Topic: What to do with all these passwords ?
- Replies: 125
- Views: 23992
Re: What to do with all these passwords ?
+1 for 1Password and LastPass. Both are user friendly (1Password a little more so) and both have received rave reviews from security experts.
- Sun Feb 19, 2017 3:07 pm
- Forum: Personal Consumer Issues
- Topic: Wifi Router Advice
- Replies: 67
- Views: 9783
Re: Wifi Router Advice
Eero. Simply the best. Try it for a week and I'm sure you'll agree!
- Wed Jan 11, 2017 5:54 pm
- Forum: Personal Consumer Issues
- Topic: Shutterbugs - How do you organize your digital photos?
- Replies: 44
- Views: 5770
Re: Shutterbugs - How do you organize your digital photos?
Use the rule of three or 3-2-1 backup method. Three copies on two different media (including SATA and SSD hard drives, USB thumb drives, DVDs, and CDs) and one copy off-site or on the cloud. Google Photos is probably the best backup solution for photos right now. It's easy, free, and will likely be around for awhile.
- Wed Dec 14, 2016 4:49 pm
- Forum: Personal Consumer Issues
- Topic: Any WiFi experts? Acer with AC Adapter - really SLOW
- Replies: 18
- Views: 2865
Re: Any WiFi experts? Acer with AC Adapter - really SLOW
I recently upgraded to four eero's from an Apple Time Capsule and several Airport Expresses used as expanders. No regrets even with some sticker shock ($500). Well worth the premium. A mesh network isn't for everyone. Consider it if you have a large house or a place that has wifi issues. Setup is embarrassing it's so easy!
- Sat Dec 10, 2016 6:04 pm
- Forum: Personal Consumer Issues
- Topic: Where do you buy coffee beans?
- Replies: 200
- Views: 22150
Re: Where do you buy coffee beans?
Midnight Oil from Sweetwater Coffee out of Florida. $12.95/lb.
I've never tasted anything better from a French press!
http://www.sweetwaterorganiccoffee.com/ ... ic-coffee/
I've never tasted anything better from a French press!
http://www.sweetwaterorganiccoffee.com/ ... ic-coffee/
- Sat Dec 10, 2016 3:18 pm
- Forum: Personal Consumer Issues
- Topic: What site do you prefer for online doc storage?
- Replies: 18
- Views: 3107
Re: What site do you prefer for online doc storage?
Dropbox is a good choice. Same with Google drive. You should encrypt any sensitive information (tax returns, passwords, etc.) before uploading. Here are instructions for how to do that on a Mac.
https://support.apple.com/en-us/HT201599
https://support.apple.com/en-us/HT201599
- Tue Jul 26, 2016 8:29 pm
- Forum: Personal Consumer Issues
- Topic: Encryption [Computer disk encryption]
- Replies: 19
- Views: 2572
Re: Encryption
Use FileVault whole disk encryption if you have a MacBook or an iMac. It's built-in to Apple's OSX.
- Fri Aug 28, 2015 5:33 pm
- Forum: Personal Consumer Issues
- Topic: Any [iPhone] "Apps" you like?
- Replies: 69
- Views: 11775
Re: Any [iPhone] "Apps" you like?
A few I can't live without:
Instapaper - Save articles (without ads and clutter) for later.
1Password - password manager, fingerprint enabled.
Flipboard - news & magazine aggregator.
Casts - podcast manager.
Scannerpro - document scanner.
Reeder - RSS reader, what I read Bogleheads on.
Signal - encrypted texting & calling.
Sonos - music remote for Sonos speakers.
Bank of America - easy check deposits.
Vanguard - of course!
Instapaper - Save articles (without ads and clutter) for later.
1Password - password manager, fingerprint enabled.
Flipboard - news & magazine aggregator.
Casts - podcast manager.
Scannerpro - document scanner.
Reeder - RSS reader, what I read Bogleheads on.
Signal - encrypted texting & calling.
Sonos - music remote for Sonos speakers.
Bank of America - easy check deposits.
Vanguard - of course!
- Thu Jan 01, 2015 8:05 pm
- Forum: Personal Finance (Not Investing)
- Topic: Help with my 1041 and Schedule K-1
- Replies: 3
- Views: 1413
Re: Help with my 1041 and Schedule K-1
I'm the trustee and I'm the only beneficiary. I have not been filing tax returns for the trust. #1, there hasn't been any income outside of the IRA. #2, I thought that I could just put the RMD amount on my 1040 as an IRA distribution. If what you're saying is true, then I haven't had to file a 1041 since there hasn't been any income.
- Thu Jan 01, 2015 6:08 pm
- Forum: Personal Consumer Issues
- Topic: Best watch for around $5,000? [Archived]
- Replies: 1479
- Views: 347494
Re: Best watch for around $5,000?
I love my Rolex Submariner!
- Thu Jan 01, 2015 5:50 pm
- Forum: Personal Finance (Not Investing)
- Topic: Help with my 1041 and Schedule K-1
- Replies: 3
- Views: 1413
Help with my 1041 and Schedule K-1
I recently discovered that I’ve been doing my taxes incorrectly the last couple of years! I hope someone can help me figure out how to fill out my 1041 and Schedule K-1. I would prefer to do this myself and save a few bucks! My father died in 2008 and left his IRA to his trust with me as the sole beneficiary of the trust. There is approximately $2 million in the inherited IRA, with equal parts invested in the Vanguard Total Stock Market Index, Vanguard Total International Stock Market Index, and Vanguard Total Bond Market Index. This year’s RMD was about $60,000. I have an automatic service through Vanguard that deposits the RMD directly into my money market account. I’ve been putting the RMD amount down on line 15b of my 1040 and paying ta...
- Mon Apr 29, 2013 1:35 pm
- Forum: Personal Consumer Issues
- Topic: What home gym equipment do you have?
- Replies: 68
- Views: 9543
Re: What home gym equipment do you have?
Bob dummy for punching & kicking
Treadmill - Landice, with iPad attached for movies or music
Rowing machine - Concept 2
Bench
Dumbbells
Medicine balls
Jump rope
Treadmill - Landice, with iPad attached for movies or music
Rowing machine - Concept 2
Bench
Dumbbells
Medicine balls
Jump rope
- Sun Mar 31, 2013 12:11 am
- Forum: Investing - Theory, News & General
- Topic: Scott Burn's "Four Question Wealth Test"
- Replies: 18
- Views: 4516
Scott Burn's "Four Question Wealth Test"
Are you wealthy yet?
[Content in excess of copyright fair use removed by admin LadyGeek. The link: The Four Question Wealth Test]
[Content in excess of copyright fair use removed by admin LadyGeek. The link: The Four Question Wealth Test]
- Tue Jan 08, 2013 10:45 pm
- Forum: Investing - Theory, News & General
- Topic: What is your current Asset Allocation Policy and why?
- Replies: 83
- Views: 15986
Re: What is your current Asset Allocation Policy and why?
Age: 47
Married, two young children
IRA's, 403b's: $3 million
Mostly 3 fund portfolio:
50% stocks (2/3 Total US, 1/3 Total Int'l)
50% Total Bond
The rest is in Wellesley.
Feeling pretty risk-adverse these last couple of years!
Married, two young children
IRA's, 403b's: $3 million
Mostly 3 fund portfolio:
50% stocks (2/3 Total US, 1/3 Total Int'l)
50% Total Bond
The rest is in Wellesley.
Feeling pretty risk-adverse these last couple of years!
- Sun Sep 16, 2012 10:42 pm
- Forum: Personal Consumer Issues
- Topic: Any Prius owners?
- Replies: 37
- Views: 5512
Re: Any Prius owners?
We've had the Prius Plug-in for a few months now. Goes 12 miles electric only. My wife drives all the way to work and half way back on a charge, and then burns maybe a cup of gas the rest of the way home. It only takes 3 hours to charge using a standard 110 outlet. We couldn't be happier!
- Sun Sep 16, 2012 10:36 pm
- Forum: Forum Issues and Administration
- Topic: iPad app for this site?
- Replies: 6
- Views: 1711
Re: iPad app for this site?
I use the app called Reeder. In fact, I only use my iPad to read Bogleheads.
- Mon Apr 16, 2012 8:35 am
- Forum: Personal Consumer Issues
- Topic: Where do we bogleheads Splurge?!
- Replies: 138
- Views: 14510
Re: Where do we bogleheads Splurge?!
The $5,000 watch, of course!
- Sat Mar 17, 2012 3:08 pm
- Forum: Personal Consumer Issues
- Topic: What Book Are You Currently Reading? Part V
- Replies: 3372
- Views: 1560530
Re: What Book Are You Currently Reading? Part V
The first Jack Reacher book, Killing Floor. Tom Cruise is going to play Jack - too bad! Read the book, you'll know what I mean.
- Wed Mar 14, 2012 9:12 am
- Forum: Personal Consumer Issues
- Topic: Anti Virus Software
- Replies: 55
- Views: 5943
Re: Anti Virus Software
Running Mac OSX. It's my favorite anti-virus program out there. Oh yeah, it doubles as an operating system!
- Tue Jan 31, 2012 8:57 am
- Forum: Personal Finance (Not Investing)
- Topic: Hit By Online Banking Hacker - Change Login ID and Passwords
- Replies: 74
- Views: 8849
Re: Hit By Online Banking Hacker - Change Login ID and Passw
If you use it or are considering using it you have to watch what Steve Gibson of Security Now has to say on the subject. Google his podcast. If you're not convinced of the bullet-proof security of Lastpass after hearing Steve you might as well unplug your computer from the wall! I recommend subscribing to Security Now - free, of course!
- Sat Jan 28, 2012 4:27 pm
- Forum: Personal Finance (Not Investing)
- Topic: How much does a house cost in your area?
- Replies: 56
- Views: 5521
Re: How much does a house cost in your area?
North County San Diego. One of the best school districts in Southern California. Twenty minutes to the beach. Around $500,000 for a decent 3/2 these days. The same house a couple of blocks from the beach will run you at least $2 million! Anything less than $500K is either trashed or in a seedy neighborhood. Sorry, just my opinion! I lived in a couple of those houses and I couldn't wait to move!
- Sat Jan 21, 2012 2:24 pm
- Forum: Personal Consumer Issues
- Topic: san diego
- Replies: 24
- Views: 2297
Re: san diego
Easy! Take the San Diego Trolley Tour. You can hop on and off as often as you like. The complete tour lasts a couple of hours and hits just about everywhere you'd want to go.
Speaking of hop, I assume you're a beer drinker by your nickname! Try some of our microbrews or visit one of the breweries - Stone is just incredible! San Diego has the best selection of beer/breweries in the country. Other breweries include Green Flash, Pizza Port, Coronado, Alesmith - too many to mention!
Speaking of hop, I assume you're a beer drinker by your nickname! Try some of our microbrews or visit one of the breweries - Stone is just incredible! San Diego has the best selection of beer/breweries in the country. Other breweries include Green Flash, Pizza Port, Coronado, Alesmith - too many to mention!
- Thu Jan 19, 2012 8:46 am
- Forum: Personal Consumer Issues
- Topic: Herman Miller Aeron Chairs
- Replies: 12
- Views: 5956
Re: Herman Miller Aeron Chairs
I have an Aeron and I love it! Looks classic, is inviting, and nothing is more comfortable. Find one used and save a few hundred bucks, buy definitely go with a quality chair.
- Wed Jan 11, 2012 8:37 pm
- Forum: Personal Finance (Not Investing)
- Topic: Bogleheads, its your fault, you did this to me!
- Replies: 28
- Views: 3992
Re: Bogleheads, its your fault, you did this to me!
I couldn't agree more! I've tried poor and I've tried rich. I like rich!bmelikia wrote:I am not a "Boglehead" so that I can be cheap on beer and the things that I enjoy. . .
. . .I choose to be a "Boglehead" because I require good beer and to take part in the things that I enjoy that require money. . .and as a result I must invest appropriately!
- Sat Jan 07, 2012 6:23 pm
- Forum: Personal Consumer Issues
- Topic: how many languages do you speak?
- Replies: 36
- Views: 3083
Re: how many languages do you speak?
French. Spent my teens living in the south of France.
- Wed Dec 14, 2011 8:48 pm
- Forum: Investing - Theory, News & General
- Topic: Are they really affluent???
- Replies: 34
- Views: 5528
Re: Are they really affluent???
I'm curious how Bogleheads compare in net worth to that 2003 pie chart! I wouldn't be surprised if instead of 2.7% we have ten times that - over 27% - with a net worth of over $1 million here. Anyone want to make an anonymous poll?
- Sun Dec 11, 2011 3:48 pm
- Forum: Forum Issues and Administration
- Topic: RSS stop working with new upgrade?
- Replies: 21
- Views: 2982
Re: RSS stop working with new upgrade?
LG,
Any news on RSS? That's what I want for Christmas!
Any news on RSS? That's what I want for Christmas!
- Thu Nov 24, 2011 3:23 pm
- Forum: Personal Consumer Issues
- Topic: Password manager?
- Replies: 109
- Views: 12509
Re: Password manager?
LastPass, end of debate. Watch this video about LastPass by security expert Steve Gibson:
http://www.youtube.com/watch?v=r9Q_anb7pwg
http://www.youtube.com/watch?v=r9Q_anb7pwg
- Tue Nov 01, 2011 12:14 pm
- Forum: Forum Issues and Administration
- Topic: RSS stop working with new upgrade?
- Replies: 21
- Views: 2982
Re: RSS stop working with new upgrade?
Before the most recent upgrade I enjoyed using my iPad to read Bogelheads via Google Reader. Are there plans to make the forum Google friendly again?
- Sat Aug 06, 2011 6:39 pm
- Forum: Personal Consumer Issues
- Topic: Computer VERY sluggish - need suggestions
- Replies: 38
- Views: 3686
- Thu Aug 04, 2011 5:19 pm
- Forum: Personal Investments
- Topic: Max out our 403b's and dip into our taxable account?
- Replies: 8
- Views: 1145
Max out our 403b's and dip into our taxable account?
Thanks in advance for any suggestions you give! What I want to know is if my wife and I should max out our 403b's so we can 1) dollar cost average into the current market, 2) lower our tax bill, and 3) reduce the amount in our money market account. Right now we're only contributing $5,000 to our IRA's ($10,000 total) each year. The standard 403b max is $16,500, I believe. We may qualify for a catch-up which would increase it to $19,500 each. If we maxed out for three years we'd have to dip into our MM account by about $120,000, with plenty left over for emergencies. We're probably going to sell our rental house in 2013 so we don't get hit with capital gains - will add to our available cash to invest. Family: 45 (me), 40 (wife), kids 11 &...
- Wed Jun 01, 2011 6:52 pm
- Forum: Personal Consumer Issues
- Topic: Cordless electric lawn mowers - yea or nay?
- Replies: 26
- Views: 4397