Search found 8 matches

by Spudman
Mon Oct 23, 2017 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: how long did it take to get used to retirement
Replies: 105
Views: 13135

Re: how long did it take to get used to retirement

OP, I'll have to get back to you next week on this. I turned 62 last Friday and will be retiring from 20 years of federal service this Saturday. I stayed on until 62 to keep the FEHB and 20 years gives me a bump in my pension. I still have an active business I started 40 years ago to go to Monday bu...
by Spudman
Sun May 01, 2011 5:33 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Questions
Replies: 13
Views: 1409

Understood now - thanks
by Spudman
Sun May 01, 2011 5:04 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Questions
Replies: 13
Views: 1409

retiredjg - It looks like we have a plan! I will lay the plan out tonight and start the process tomorrow. The transfer from TD Ameritrade will take a couple of weeks but then it will be done. I think we will wait until after we get our AA in place before approaching any Roth conversions. As for my w...
by Spudman
Sun May 01, 2011 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Questions
Replies: 13
Views: 1409

Thanks again retiredjg, I would appreciate your input on new contributions. For right now I have new contributions going into the Vanguard Prime Money Market Fund for my wife and the G fund for myself. By going "all in" on adjusting our AA it shoud make it easier to decide on where to put new contri...
by Spudman
Sun May 01, 2011 11:48 am
Forum: Investing - Help with Personal Investments
Topic: Portfolio Questions
Replies: 13
Views: 1409

Thanks for the plan retiredjg, We are fortunate with my wife's 403b7 in that she is wide open to invest in any of the Vanguard funds. We had a collection of Vanguard funds in her 403b7 but there was no particular AA so we just consolidated to the Vanguard Prime Money Fund this past week while until ...
by Spudman
Sat Apr 30, 2011 8:12 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Questions
Replies: 13
Views: 1409

Thanks again JW Nearly Retired, My understanding is the G fund makes a great replacement/alternative to bonds. Am I correct in that? If need be we can transfer funds into the G fund if that is the least cost and most efficent way. Also thanks for the tip on tax loss harvesting. We have been able to ...
by Spudman
Sat Apr 30, 2011 5:22 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Questions
Replies: 13
Views: 1409

Thanks JW Nearly Retired. The TD Ameritrade is not a Vanguard fund. It is the last holdover of a "managed" account that is no longer being "managed". I failed to identify this as an SEP plan from many years ago that we have not added to for several years. As for the remaining tax advantaged accounts...
by Spudman
Sat Apr 30, 2011 1:27 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Questions
Replies: 13
Views: 1409

Portfolio Questions

My wife and I are nearing retirement and we are looking to simplify our retirement & investment accounts. Over the past year we have been consolidating “high cost” and managed accounts into as few Vanguard accounts (mostly) as possible and have sold off some of our properties from a previous busines...