Search found 87 matches

by Wind power
Sun Nov 06, 2011 5:45 am
Forum: Personal Finance (Not Investing)
Topic: i've been served! (pre-notice of lien for construction job)
Replies: 41
Views: 6897

Re: i've been served! (pre-notice of lien for construction j

It might be legal, but I dont find it ethical at all.... yes I would be offended; here in South Carolina, I once sat a a jury trial for a bum contrator who simply did not pay...he ended up paying....not the home owner Conducting business by threating someone upfront is a real class act ..... Try ano...
by Wind power
Sat Nov 05, 2011 8:43 pm
Forum: Investing - Theory, News & General
Topic: Chinese CD's
Replies: 55
Views: 10032

Re: Chinese CD's

LOL, As a side note, I still get a 5.20% CD rate from a bank here in the US....I tried to lock in in forever and a day when I locked in this rate in 2008...you could easily see the economic rumblings on the horzion....the bank in which it just matured said " I would not take it to that bank ove...
by Wind power
Sat Nov 05, 2011 8:06 pm
Forum: Personal Consumer Issues
Topic: How Do You Deal with Status Anxiety?
Replies: 95
Views: 10493

Re: How Do You Deal with Status Anxiety?

Status and egos are one on the same...don’t feed either one, feed yourself and your bank account...let everyone else whittle their money away on toys. I once heard the definition of affluence.....it was "trying to impress people you don’t like with money you don’t have" -- If by any chance...
by Wind power
Fri Nov 04, 2011 4:03 am
Forum: Personal Finance (Not Investing)
Topic: How do you determine if you're being fairly compensated?
Replies: 32
Views: 2889

Re: How do you determine if you're being fairly compensated?

IMHO 3% is pretty much standard fare out there... all companies like a bargin, if you dont give 110% your net worth to them begins to slip. The only real issue I see with the company is the lack of insurance ( if I read that correctly, you folks are lacking heath insurance?) If so, I would see that ...
by Wind power
Thu Nov 03, 2011 2:03 am
Forum: Personal Finance (Not Investing)
Topic: Neighbor Says He Has No Responsibility
Replies: 22
Views: 5317

Re: Neighbor Says He Has No Responsibility

crappy neighbor.....
roundup
by Wind power
Sat Oct 29, 2011 9:00 am
Forum: Personal Consumer Issues
Topic: I don't understand Facebook
Replies: 89
Views: 8420

Re: I don't understand Facebook

I have never signed up for a Facebook account but I know so many people that have. So, I decided to take a look. Pardon my French, but how the heck does anybody have / find the time to do all that posting. I was shocked to see who has a "Facebook page". More shocked at the information pos...
by Wind power
Sat Oct 29, 2011 8:55 am
Forum: Personal Consumer Issues
Topic: How Fast Can A Corolla Go?
Replies: 49
Views: 15138

Re: How Fast Can A Corolla Go?

I have a 2002 "rollin' Corolla" as my little knock-about and commute car... I love it, its very reliable...but I can say anything over 80 miles an hour is death waiting to happen...in fact I sometimes get it up to 70 miles an hour on the interstate and suddenly realize I need to stick with...
by Wind power
Sun Oct 23, 2011 8:33 am
Forum: Personal Investments
Topic: New Job, 401K question
Replies: 4
Views: 511

New Job, 401K question

Hi Folks, I have a new job lined up, my current employer who was bought out recently quit the 401K contributions, so in essence they no longer want to invest in their employees future, so I dont want to invest in their's either...ok rant off. My curernt 401K is a paultry 16-17k with a fee hovering a...
by Wind power
Sun Oct 23, 2011 4:44 am
Forum: Personal Finance (Not Investing)
Topic: Job Question: Easy Job vs. More Lucrative Job
Replies: 34
Views: 3658

Re: Job Question: Easy Job vs. More Lucrative Job

Try to dig, dig, dig up as much information on the company culture as you can...if they are nuts with stress and backbiting I would avoid them like the plague. While boredom is also a motivating factor to leave I would stick it out at the current job rather than juming into a whirling mass of seethi...
by Wind power
Sat Oct 15, 2011 8:42 pm
Forum: Personal Investments
Topic: If you are buying individual stocks, what are you buying?
Replies: 15
Views: 1646

DUK
DX
by Wind power
Sat Oct 15, 2011 8:30 pm
Forum: Personal Consumer Issues
Topic: Healthful and inexpensive fish (to eat)
Replies: 44
Views: 4823

most cold water fish....yep avoid the sodium
by Wind power
Thu Oct 13, 2011 4:01 am
Forum: Personal Consumer Issues
Topic: Smith & wesson Model 29 - S&W Classics - 6 1/2"
Replies: 55
Views: 6820

IMHO, The Model 29 is a classic a real nice handgun...it will put anything in North America with two or four legs on the canvas. However with that said it might be a bit too much for a home defense gun. Personaly I would opt for the ol' standby a 1911A1. An interesting point here....Once I was in a ...
by Wind power
Fri Oct 07, 2011 5:08 pm
Forum: Personal Consumer Issues
Topic: Solar Panels -- make sense now with lower prices?
Replies: 55
Views: 5649

Re: Solar Panels -- make sense now with lower prices?

Have you toyed with the idea of doing it yourself....installing a solar system, especially the enphase sytem is not too difficult...save a ton of cash here...then you can take the money saved and buy some Duke Energy stock....you will be hitting them on then on the front side and the backside too :...
by Wind power
Fri Oct 07, 2011 4:07 am
Forum: Personal Consumer Issues
Topic: Solar Panels -- make sense now with lower prices?
Replies: 55
Views: 5649

Re: Solar Panels -- make sense now with lower prices?

We haven't had a solar PV discussion in a while -- so I start a new one. Every year or so, I do the math on solar PV systems for my house. Usually after 30 minutes of research I determine it's not worth doing. This week I've discovered that maybe they are worth doing. Here's what I'm looking at. It...
by Wind power
Fri Oct 07, 2011 3:34 am
Forum: Personal Consumer Issues
Topic: Do companies intentionally hire idiots for customer service?
Replies: 36
Views: 5111

I have always advocated in firing the buffoon who hired the buffoon, thus to ensure the chain is broken and remove the possibility of it ever happening again.
by Wind power
Wed Oct 05, 2011 3:29 am
Forum: Personal Finance (Not Investing)
Topic: Tips/Advice wanted about work
Replies: 14
Views: 2072

Just parrot the party line until you find another job, then break it off in them. There is a reason why you dont hang around with them....deep inside you dont like their silly activites on the job and you sure as hell dont want to spend your precious time with the same silly acting buffoons who grov...
by Wind power
Sat Oct 01, 2011 3:56 am
Forum: Personal Investments
Topic: Did you love your work?
Replies: 52
Views: 6154

I love my job as a tool and die maker....been at it for over 30 years and want to do it until I retire. While on the college side of things I have earned an MA.... but I still enjoy doing what I decided to do when I was 17 years old. Plus as an added bonus, my job realtes to building ordanance for t...
by Wind power
Sun Sep 25, 2011 8:09 pm
Forum: Personal Consumer Issues
Topic: Gardening problems with neighbors
Replies: 46
Views: 9027

Friend needs to disperse kudzu seeds....
then fanatical gardner can buy roundup by the gallons and lots of shovels
by Wind power
Sun Sep 25, 2011 5:01 pm
Forum: Personal Consumer Issues
Topic: Are you adventurous in food?
Replies: 46
Views: 3624

Hormel's Spam....the proverbial mystery meat....But I actually like it!....about a 1/4 inch thick and browned in a pan....
by Wind power
Sat Sep 24, 2011 6:46 pm
Forum: Personal Finance (Not Investing)
Topic: I've lost so much money...
Replies: 23
Views: 6343

VINIX down about 3000 bucks...but oh my....Duke Energy doing about the same in the opposite direction...uh that means 3000 in a positive direction... stock price increase combined with dividends.... am I doing something wrong, or should I blindly follow a mutal fund into the abyss???? :roll:
by Wind power
Fri Sep 23, 2011 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: I've lost so much money...
Replies: 23
Views: 6343

LOL, I have esssentially swore off mutal funds...they simply follow market trends.... I invest in individual stocks and have beaten my mutal fund.....if and when this trend is reversed, I will then go back to the mutal fund...but until then I do what is working for me! I Know, I know...individual st...
by Wind power
Thu Sep 22, 2011 11:25 am
Forum: Personal Consumer Issues
Topic: Favorite song line?
Replies: 153
Views: 14055

"Mother do you think they will put your boy in the firing line"

"Mother" -Pink Floyd
by Wind power
Tue Sep 20, 2011 7:05 pm
Forum: Investing - Theory, News & General
Topic: Sin Stocks
Replies: 15
Views: 1854

"MO" = dividends
by Wind power
Sun Sep 18, 2011 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Shred or trash?
Replies: 42
Views: 4819

Junk Mail: take all business reply envelopes set aside, then tear up everything including the mailing envelope; place in business reply envelope and mail it back to the company....( probably credit card outfits) You are doing your civic duty in helpng to stimulate the economy...it keeps postal worke...
by Wind power
Sun Sep 18, 2011 6:57 am
Forum: Personal Investments
Topic: has anyone heard of something like this? [6.5%/yr guarant]
Replies: 28
Views: 4922

To be quite honest: Several years ago I was riding the wave on an IRA @ 6.67%....I was completly happy and as snug as a bug. If I could find such rates and it being secured ( very conservative) I would flee the stock market and a crappy mutal fund I have wholesale and put it all in such an account. ...
by Wind power
Wed Sep 14, 2011 9:00 pm
Forum: Investing - Theory, News & General
Topic: Duke Energy Premier Notes
Replies: 4
Views: 2590

Duke has many nuke plants, it also is spreading out into windfarms. However a bulk of thier energy production is coal and with nuclear second....many electric utilites are not single owners of nuke plants. The VF Summner plant just north of Columbia SC is owned by South Carolina Electric and Gas, al...
by Wind power
Wed Sep 14, 2011 4:07 pm
Forum: Investing - Theory, News & General
Topic: Duke Energy Premier Notes
Replies: 4
Views: 2590

The last time I looked at them they were less than 2% interest...you can still find a CD to do that.....even I-bonds would probably be much better
However I do buy Duke's stock each week like it was a religion... among a few others, its beats my mutal fund hands down.
by Wind power
Thu Sep 08, 2011 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: I've just made $2Million Now What?
Replies: 52
Views: 11938

Hookers and Blow?

ahhh just kidding
by Wind power
Wed Sep 07, 2011 4:20 am
Forum: Personal Finance (Not Investing)
Topic: Should I Loan My Kid Money for College
Replies: 81
Views: 10948

Baby boomer here If my kid is smart with money...I would pay "full freight" for him or her. It's not like they are going into a post WWII 1950's era economy. My goal in life is to make it a bit easier for my child, not the hard scrabble existence many will be facing for the next 20-30 year...
by Wind power
Sat Aug 20, 2011 8:22 pm
Forum: Personal Investments
Topic: Ever any merit to gambling on one stock?
Replies: 18
Views: 2189

I only do it on utility stocks....dividend chasing
by Wind power
Sat Aug 13, 2011 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: Market timers: At what point did you pull the trigger?
Replies: 17
Views: 2691

I simply buy all the time...every week like it was a religion....when the markert is up I buy... when its down I buy...I just end up with more shares Crazy logic but it works! As I've said before, if my mutal fund outperforms me then I may switch strategies. I invest in dividend paying stocks partic...
by Wind power
Tue Aug 09, 2011 3:13 pm
Forum: Personal Investments
Topic: EE Bond Question
Replies: 10
Views: 1670

Your bond is worth about 5000, and you are getting 4% interest, if your car loan interest is less than 4% I would hang onto the bond....I would be tempted to hang onto the bond even if the car loan was a tad bit higher...
by Wind power
Mon Aug 08, 2011 4:21 pm
Forum: Investing - Theory, News & General
Topic: What is Your Rationale For Buying Stocks Now?
Replies: 52
Views: 4937

I buy stocks each week, it balances out over time...when its up, I keep buying. When its down I keep buying, I just get more bang for my buck.... I'm buying now for 10 -15 years out...so as the market craps out because of the stampede created by S&P's downgrade....I will continue to keep buying,...
by Wind power
Sun Aug 07, 2011 4:27 pm
Forum: Personal Investments
Topic: Anybody remember slide rules?
Replies: 54
Views: 4865

I have a plastic slide rule and a "Derek's Dial Gage" from 1943..the dial gage gets used daily, the slide rule takes a back seat to my TI83
by Wind power
Sun Aug 07, 2011 9:28 am
Forum: Investing - Theory, News & General
Topic: Black Monday?
Replies: 158
Views: 21797

The S&P announcement is a non-event. I think Standard and Poors acted like a college of punks. I suspect it's payback for the hard time they got from the government for so badly misjudging the mortgage-backed security disaster. Yes, they have accelerated their slide into irrelevance . I am not ...
by Wind power
Sun Aug 07, 2011 8:48 am
Forum: Personal Investments
Topic: Not Bogle Head Philosophy...But I Have Done Well So Far...
Replies: 14
Views: 2368

Klang & Watchinu
Sounds like good advice, will do! thank you!
by Wind power
Sun Aug 07, 2011 6:04 am
Forum: Personal Investments
Topic: Not Bogle Head Philosophy...But I Have Done Well So Far...
Replies: 14
Views: 2368

Glad you are doing well with that one stock pick. have you considered selling enough of that stock to cover you initial cost? do you have an exit strategy? do you have a stop in place? I will probably sell when its around 12-13 dollars a share...might take a year or so. My method to the madness: 1....
by Wind power
Sat Aug 06, 2011 9:33 pm
Forum: Personal Investments
Topic: Not Bogle Head Philosophy...But I Have Done Well So Far...
Replies: 14
Views: 2368

LOL you want fries with that? :D
by Wind power
Sat Aug 06, 2011 9:23 pm
Forum: Personal Investments
Topic: Not Bogle Head Philosophy...But I Have Done Well So Far...
Replies: 14
Views: 2368

Not Bogle Head Philosophy...But I Have Done Well So Far...

I did the taboo thing..I bought into several individual stocks and continue to do so...but one has really shined....I jumped on Tokyo Electric after the terrible nuclear debacle they suffered. I got in at two different points, one was at about 6 bucks a share...still down but I hedged a bit more lat...
by Wind power
Sat Aug 06, 2011 3:43 am
Forum: Investing - Theory, News & General
Topic: U.S. loses AAA credit rating from S&P
Replies: 286
Views: 32239

Marketing master stroke IMO. Extensive free publicity, and can you doubt the integrity of the firm that dared to downgrade US debt? All those junk AAA ratings from '06 are now forgotten! Nick Agreed, it looks like they have tried to pull this stunt as oneupsmanship to moodys and fitch....it does ap...
by Wind power
Sat Jul 16, 2011 4:04 am
Forum: Personal Finance (Not Investing)
Topic: Giving money to your alma mater: Have to vent
Replies: 166
Views: 21224

My old haunt will call about twice a year, trying to badger me for money. I usually give them a free pass by saying "no thank you" right off the bat.

Then the individual starts the pitch.....

When this begins I GENTLY lay the phone down and walk away, while they talk to themselves. :roll:
by Wind power
Thu Jul 14, 2011 6:47 pm
Forum: Personal Investments
Topic: What would you do as a $1,000 "fun" investment?
Replies: 60
Views: 6579

[ My vote is for opening a Zecco (or whatever) account and buying some stock for fun. - Scott That's exaclty what I did with 1300 dollars of "mad money" A few weeks ago I bought into Tokyo Electric while it was tanking....it was on life suppot and a preacher had read its last rites about ...
by Wind power
Thu Jul 14, 2011 4:16 pm
Forum: Personal Investments
Topic: What would you do as a $1,000 "fun" investment?
Replies: 60
Views: 6579

Two paper I bonds with George C Marshall
of buy some shares in Tokyo Electric
by Wind power
Thu Jul 07, 2011 4:12 am
Forum: Personal Finance (Not Investing)
Topic: When should I tell my employer I'm moving for 6 months?
Replies: 35
Views: 5182

Depends, How were other employees treated when they gave their notice??? Did you think highy of any of them? Did they have a good-high work ethic in your opinion and did not get a fair shake after giving their notice?....Have you ever seen the company act vindictive when somebody said they were leav...
by Wind power
Mon Jul 04, 2011 7:42 pm
Forum: Personal Consumer Issues
Topic: Home lighting during a long-term power outage?
Replies: 24
Views: 4583

Look up Alladin Lamps...they use a mantle like a coleman lantern, burn kerosense...no pumping...no pressure, and they give off the light of about a 60 watt bulb. It is said it takes ten ordinary kerosense lamps to put out the lighting capacity of one Alladin lamp....I have two, both still work like ...
by Wind power
Mon Jul 04, 2011 6:48 am
Forum: Personal Finance (Not Investing)
Topic: Wanna Retire Early (with Healthcare....)
Replies: 52
Views: 9777

About two years ago I also had an appendectomy, when I got out of the hospital about 10 days later the bill was 53,000 dollars..thank God for insurance on that one....you can quickly loose your rear end without insurance out there... if it had been anything more serious, everything you have saved fo...
by Wind power
Fri Jul 01, 2011 4:25 pm
Forum: Investing - Theory, News & General
Topic: Comparison of energy-saving products vs. investments
Replies: 42
Views: 4012

Lots of stuff here thus far about solar :D Everybody is geeting into making solar panels, however heres the rub....if you are looking for a grid tie arraingment you will need UL listed panels...I think part of those "gub-mint" incentives require UL listed panels. The Chinese are big player...
by Wind power
Fri Jul 01, 2011 11:35 am
Forum: Investing - Theory, News & General
Topic: Comparison of energy-saving products vs. investments
Replies: 42
Views: 4012

WindPower, Tower space is a terrible thing to waste... I am sure the amateur radio operators out there are thinking how they can get an antena on top of that tower! I wonder if the electric generation would interfere with radio? I dont know, my wind generator is a simple axial flux design, it comes...
by Wind power
Fri Jun 24, 2011 4:57 pm
Forum: Investing - Theory, News & General
Topic: Comparison of energy-saving products vs. investments
Replies: 42
Views: 4012

In a nut shell, here is some more info I have it part off my retirement plan. Currently I have built myself a wind turbine its been up for about a year and takes care of about 1/4 of my energy needs. Solar will be part of the plan too. But first try to conserve, they say for every 10 bucks you spen...
by Wind power
Fri Jun 24, 2011 4:29 am
Forum: Investing - Theory, News & General
Topic: Comparison of energy-saving products vs. investments
Replies: 42
Views: 4012

In a nut shell, here is some more info I have it part off my retirement plan. Currently I have built myself a wind turbine its been up for about a year and takes care of about 1/4 of my energy needs. Solar will be part of the plan too. But first try to conserve, they say for every 10 bucks you spend...